Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137500
per

Your estimated
City
free-cash

Andorra , Andorra
₽74733
₽93390
₽78387
₽96442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
30 251
income
-
-
-
5 208
total
-
-
-
35 459
Employee
29 206
-
119 047
-
social contributions
1 898
-
7 739
-
income
-
-
5 613
-
total
1 898
-
13 352
-
Employer
29 206
-
119 047
-
social contributions
4 527
-
18 453
-
total
4 527
-
18 453
-
Corporate
103 767
137 500
-
-
income
10 377
13 750
-
-
total
10 377
13 750
-
-
Dividends
93 390
123 750
-
-
total
-
-
-
-
Income
137 500
137 500
137 500
137 500
Total tax
16 802
13 750
31 805
35 459
After tax
120 698
123 750
105 695
102 041
Living cost
27 308
27 308
27 308
27 308
Free-cash
93 390
96 442
78 387
74 733

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽41707
₽46959
₽6869
₽47408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
550
pensions
-
-
-
19 634
income
-
-
-
32 936
total
-
-
-
66 810
Employee
39 711
36 203
106 901
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
25 965
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
45 186
-
Employer
39 711
36 203
106 901
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 207
-
other
1 886
1 719
5 070
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
428
-
total
11 428
10 420
30 599
-
Corporate
86 360
90 877
103 453
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 589
22 719
25 863
-
total
21 589
22 719
25 863
-
Dividends
64 771
68 158
-
-
withholding
17 812
18 743
-
-
total
17 812
18 743
-
-
Income
137 500
137 500
137 500
137 500
Total tax
61 558
61 109
101 648
66 810
After tax
75 942
76 391
35 852
70 690
Living cost
28 983
28 983
28 983
28 983
Free-cash
46 959
47 408
6 869
41 707

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽38500
₽42877
₽3785
₽44282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
550
pensions
-
-
-
19 634
income
-
-
-
32 936
total
-
-
-
66 989
Employee
45 401
36 203
106 732
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
25 894
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
45 115
-
Employer
45 401
36 203
106 732
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 201
-
other
2 157
1 719
5 065
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
428
-
total
13 244
10 599
30 767
-
Corporate
78 856
90 698
103 284
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 714
22 674
25 822
-
total
19 714
22 674
25 822
-
Dividends
59 142
68 024
-
-
withholding
16 264
18 707
-
-
total
16 264
18 707
-
-
Income
137 500
137 500
137 500
137 500
Total tax
62 612
61 207
101 704
66 989
After tax
74 888
76 293
35 796
70 511
Living cost
32 011
32 011
32 011
32 011
Free-cash
42 877
44 282
3 785
38 500

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽26864
₽30199
₽16544
₽43821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
national
-
-
-
49 087
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 961
social contributions
-
-
-
21 464
total
-
-
-
77 512
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
106 498
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
926
-
national
19 978
-
37 358
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
5 555
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
7 987
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 005
-
total
31 859
-
56 831
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
106 498
-
surtax
7 368
-
12 078
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
9 435
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
6 549
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 384
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 555
-
total
18 915
-
31 001
-
Corporate
53 602
137 500
-
-
income
10 720
27 501
-
-
surtax
214
550
-
-
total
10 934
28 051
-
-
Dividends
42 668
109 449
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

12 469
32 504
-
-
total
12 469
32 504
-
-
Income
137 500
137 500
137 500
137 500
Total tax
74 177
60 555
87 832
77 512
After tax
63 323
76 945
49 668
59 988
Living cost
33 124
33 124
33 124
33 124
Free-cash
30 199
43 821
16 544
26 864

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽92813
₽96433
₽97965
₽101959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
20 625
total
-
-
-
29 084
Employee
20 661
-
131 284
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
13 128
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
17 716
-
Employer
20 661
-
131 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
112 786
137 500
-
-
income
11 278
13 750
-
-
total
11 278
13 750
-
-
Dividends
101 507
123 750
-
-
withholding
5 075
6 188
-
-
total
5 075
6 188
-
-
Income
137 500
137 500
137 500
137 500
Total tax
25 464
19 938
23 932
29 084
After tax
112 036
117 562
113 568
108 416
Living cost
15 603
15 603
15 603
15 603
Free-cash
96 433
101 959
97 965
92 813

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽96524
₽101458
₽101676
₽105670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
20 625
total
-
-
-
29 084
Employee
15 747
-
131 284
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
13 128
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
17 716
-
Employer
15 747
-
131 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
118 663
137 500
-
-
income
11 866
13 750
-
-
total
11 866
13 750
-
-
Dividends
106 797
123 750
-
-
withholding
5 340
6 188
-
-
total
5 340
6 188
-
-
Income
137 500
137 500
137 500
137 500
Total tax
24 150
19 938
23 932
29 084
After tax
113 350
117 562
113 568
108 416
Living cost
11 892
11 892
11 892
11 892
Free-cash
101 458
105 670
101 676
96 524

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽74075
₽74404
₽72806
₽79345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
health
-
-
-
3 507
social contributions
-
-
-
14 699
income
-
-
-
24 186
total
-
-
-
42 392
Employee
69 856
69 856
127 325
-
income
7 606
6 467
23 501
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 165
-
total
10 788
13 453
33 486
-
Employer
69 856
69 856
127 325
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 355
-
total
3 229
7 091
10 175
-
Corporate
102 449
60 553
-
-
income
12 806
7 570
-
-
total
12 806
7 570
-
-
Dividends
89 643
52 983
-
-
withholding
15 240
9 008
-
-
total
15 240
9 008
-
-
Income
137 500
137 500
137 500
137 500
Total tax
42 063
37 122
43 661
42 392
After tax
95 437
100 378
93 839
95 108
Living cost
21 033
21 033
21 033
21 033
Free-cash
74 404
79 345
72 806
74 075

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽65642
₽67144
₽64373
₽70912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
health
-
-
-
3 507
social contributions
-
-
-
14 699
income
-
-
-
24 186
total
-
-
-
42 392
Employee
69 856
69 856
127 325
-
income
7 336
6 467
23 501
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 165
-
total
11 426
13 453
33 486
-
Employer
69 856
69 856
127 325
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 355
-
total
4 152
7 091
10 175
-
Corporate
92 458
60 553
-
-
income
11 558
7 570
-
-
total
11 558
7 570
-
-
Dividends
80 901
52 983
-
-
withholding
13 754
9 008
-
-
total
13 754
9 008
-
-
Income
137 500
137 500
137 500
137 500
Total tax
40 890
37 122
43 661
42 392
After tax
96 610
100 378
93 839
95 108
Living cost
29 466
29 466
29 466
29 466
Free-cash
67 144
70 912
64 373
65 642

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽54313
₽66116
₽48732
₽73625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
health
-
-
-
18 563
social contributions
-
-
-
30 282
income
-
-
-
13 298
solidarity contribution
-
-
-
-
total
-
-
-
62 143
Employee
30 948
-
102 612
-
income
3 714
-
12 313
-
social contributions
2 012
-
6 670
-
health
4 178
-
13 853
-
solidarity contribution
-
-
-
-
total
9 904
-
32 836
-
Employer
30 948
-
102 612
-
social contributions
7 737
-
25 653
-
health
2 785
-
9 235
-
total
10 522
-
34 888
-
Corporate
96 030
137 500
-
-
income
18 246
26 125
-
-
total
18 246
26 125
-
-
Dividends
77 784
111 375
-
-
withholding
11 668
16 706
-
-
total
11 668
16 706
-
-
Income
137 500
137 500
137 500
137 500
Total tax
50 340
42 831
67 724
62 143
After tax
87 160
94 669
69 776
75 357
Living cost
21 044
21 044
21 044
21 044
Free-cash
66 116
73 625
48 732
54 313

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽49425
₽59486
₽43844
₽68737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
health
-
-
-
18 563
social contributions
-
-
-
30 282
income
-
-
-
13 298
solidarity contribution
-
-
-
-
total
-
-
-
62 143
Employee
38 135
-
102 612
-
income
4 576
-
12 313
-
social contributions
2 479
-
6 670
-
health
5 148
-
13 853
-
solidarity contribution
-
-
-
-
total
12 203
-
32 836
-
Employer
38 135
-
102 612
-
social contributions
9 534
-
25 653
-
health
3 432
-
9 235
-
total
12 966
-
34 888
-
Corporate
86 399
137 500
-
-
income
16 416
26 125
-
-
total
16 416
26 125
-
-
Dividends
69 983
111 375
-
-
withholding
10 497
16 706
-
-
total
10 497
16 706
-
-
Income
137 500
137 500
137 500
137 500
Total tax
52 082
42 831
67 724
62 143
After tax
85 418
94 669
69 776
75 357
Living cost
25 932
25 932
25 932
25 932
Free-cash
59 486
68 737
43 844
49 425

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽38545
-₽60995
-₽60995
-₽60995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
national
-
-
-
15 392
pensions
-
-
-
790
municipal
-
-
-
27 960
labour market
-
-
-
10 937
total
-
-
-
55 079
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
137 500
137 500
137 500
137 500
Total tax
154 619
154 619
154 619
55 079
After tax
-17 119
-17 119
-17 119
82 421
Living cost
43 876
43 876
43 876
43 876
Free-cash
-60 995
-60 995
-60 995
38 545

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽51758
₽82414
₽57309
₽88056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
health
-
-
-
17 874
pensions
-
-
-
27 499
income
-
-
-
18 426
total
-
-
-
63 799
Employee
25 772
-
102 765
-
unemployment
412
-
1 645
-
income
2 901
-
19 814
-
pensions
515
-
2 055
-
total
3 828
-
23 514
-
Employer
25 772
-
102 765
-
pensions
5 155
-
20 553
-
health
3 350
-
13 359
-
unemployment
207
-
822
-
total
8 712
-
34 734
-
Corporate
103 017
137 500
-
-
income
20 603
27 501
-
-
total
20 603
27 501
-
-
Dividends
82 414
109 999
-
-
total
-
-
-
-
Income
137 500
137 500
137 500
137 500
Total tax
33 143
27 501
58 248
63 799
After tax
104 357
109 999
79 252
73 701
Living cost
21 943
21 943
21 943
21 943
Free-cash
82 414
88 056
57 309
51 758

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽57081
₽54425
₽38684
₽52681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
137 500
national
-
-
-
19 366
health
-
-
-
1 738
municipal
-
-
-
24 437
total
-
-
-
45 541
Employee
47 796
-
115 673
-
unemployment
717
-
1 734
-
municipal
7 829
-
18 852
-
national
790
-
12 314
-
pensions
3 226
-
7 808
-
health
357
-
1 402
-
total
12 919
-
42 110
-
Employer
47 796
-
115 673
-
pensions
8 292
-
20 069
-
health
367
-
891
-
accident
48
-
116
-
unemployment
310
-
752
-
total
9 017
-
21 828
-
Corporate
80 686
137 500
-
-
income
16 136
27 501
-
-
total
16 136
27 501
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

48 412
82 499
-
-
municipal
8 715
14 850
-
-
national
1 410
7 590
-
-
total
10 125
22 440
-
-
Income
137 500
137 500
137 500
137 500
Total tax
48 197
49 941
63 938
45 541
After tax
89 303
87 559
73 562
91 959
Living cost
34 878
34 878
34 878
34 878
Free-cash
54 425
52 681
38 684
57 081

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽49846
₽46346
₽50080
₽41299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
surtax
-
-
-
-
health
-
-
-
5 112
pensions
-
-
-
26 665
social contributions
-
-
-
3 919
income
-
-
-
19 694
other
-
-
-
4 262
total
-
-
-
59 652
Employee
34 706
-
107 801
-
income
1 789
-
19 730
-
surtax
-
-
-
-
social contributions
990
-
3 070
-
pensions
3 925
-
6 920
-
total
6 704
-
29 720
-
Employer
34 706
-
107 801
-
pensions
5 703
-
11 755
-
social contributions
103
-
324
-
other
1 198
-
3 961
-
health
2 429
-
9 293
-
unemployment
1 405
-
4 365
-
total
10 838
-
29 698
-
Corporate
91 955
137 500
-
-
income
25 748
38 500
-
-
surtax
-
-
-
-
total
25 748
38 500
-
-
Dividends
66 207
99 000
-
-
withholding
8 475
12 671
-
-
social contributions
11 387
17 028
-
-
surtax
-
-
-
-
total
19 862
29 699
-
-
Income
137 500
137 500
137 500
137 500
Total tax
63 152
68 199
59 418
59 652
After tax
74 348
69 301
78 082
77 848
Living cost
28 002
28 002
28 002
28 002
Free-cash
46 346
41 299
50 080
49 846

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽46767
₽43584
₽47001
₽38220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
surtax
-
-
-
-
health
-
-
-
5 112
pensions
-
-
-
26 665
social contributions
-
-
-
3 919
income
-
-
-
19 694
other
-
-
-
4 262
total
-
-
-
59 652
Employee
38 881
-
107 801
-
income
2 295
-
19 730
-
surtax
-
-
-
-
social contributions
1 109
-
3 070
-
pensions
4 396
-
6 920
-
total
7 800
-
29 720
-
Employer
38 881
-
107 801
-
pensions
6 387
-
11 755
-
social contributions
117
-
324
-
other
1 341
-
3 961
-
health
2 722
-
9 293
-
unemployment
1 574
-
4 365
-
total
12 141
-
29 698
-
Corporate
86 477
137 500
-
-
income
24 213
38 500
-
-
surtax
-
-
-
-
total
24 213
38 500
-
-
Dividends
62 264
99 000
-
-
withholding
7 970
12 671
-
-
social contributions
10 711
17 028
-
-
surtax
-
-
-
-
total
18 681
29 699
-
-
Income
137 500
137 500
137 500
137 500
Total tax
62 835
68 199
59 418
59 652
After tax
74 665
69 301
78 082
77 848
Living cost
31 081
31 081
31 081
31 081
Free-cash
43 584
38 220
47 001
46 767

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽33971
₽31666
₽34205
₽25424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
surtax
-
-
-
-
health
-
-
-
5 112
pensions
-
-
-
26 665
social contributions
-
-
-
3 919
income
-
-
-
19 694
other
-
-
-
4 262
total
-
-
-
59 652
Employee
56 899
-
107 801
-
income
4 965
-
19 730
-
surtax
-
-
-
-
social contributions
1 621
-
3 070
-
pensions
6 436
-
6 920
-
total
13 022
-
29 720
-
Employer
56 899
-
107 801
-
pensions
9 349
-
11 755
-
social contributions
171
-
324
-
other
1 964
-
3 961
-
health
3 982
-
9 293
-
unemployment
2 305
-
4 365
-
total
17 771
-
29 698
-
Corporate
62 831
137 500
-
-
income
17 593
38 500
-
-
surtax
-
-
-
-
total
17 593
38 500
-
-
Dividends
45 238
99 000
-
-
withholding
5 791
12 671
-
-
social contributions
7 780
17 028
-
-
surtax
-
-
-
-
total
13 571
29 699
-
-
Income
137 500
137 500
137 500
137 500
Total tax
61 957
68 199
59 418
59 652
After tax
75 543
69 301
78 082
77 848
Living cost
43 877
43 877
43 877
43 877
Free-cash
31 666
25 424
34 205
33 971

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽130282
₽123687
₽104157
₽124782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
137 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 375
total
-
-
-
1 375
Employee
7 303
-
137 500
-
income
1 460
-
27 500
-
total
1 460
-
27 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

130 197
137 500
-
-
total
-
-
-
-
Dividends
130 197
137 500
-
-
withholding
6 510
6 875
-
-
total
6 510
6 875
-
-
Income
137 500
137 500
137 500
137 500
Total tax
7 970
6 875
27 500
1 375
After tax
129 530
130 625
110 000
136 125
Living cost
5 843
5 843
5 843
5 843
Free-cash
123 687
124 782
104 157
130 282

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽127020
₽119813
₽100895
₽121520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
137 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 375
total
-
-
-
1 375
Employee
11 381
-
137 500
-
income
2 276
-
27 500
-
total
2 276
-
27 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

126 119
137 500
-
-
total
-
-
-
-
Dividends
126 119
137 500
-
-
withholding
6 306
6 875
-
-
total
6 306
6 875
-
-
Income
137 500
137 500
137 500
137 500
Total tax
8 582
6 875
27 500
1 375
After tax
128 918
130 625
110 000
136 125
Living cost
9 105
9 105
9 105
9 105
Free-cash
119 813
121 520
100 895
127 020

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽40347
₽47611
₽54016
₽35728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 200
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 005
trade
-
-
-
13 669
total
-
-
-
62 080
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
137 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
40 005
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 200
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
48 411
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 299
137 500
-
-
trade
13 245
19 731
-
-
income
13 845
20 626
-
-
chamber of commerce
274
340
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

762
1 134
-
-
total
28 126
41 831
-
-
Dividends
64 172
95 670
-
-
withholding
15 698
23 572
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

864
1 296
-
-
total
16 562
24 868
-
-
Income
137 500
137 500
137 500
137 500
Total tax
54 816
66 699
48 411
62 080
After tax
82 684
70 801
89 089
75 420
Living cost
35 073
35 073
35 073
35 073
Free-cash
47 611
35 728
54 016
40 347

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽46569
₽51922
₽61573
₽41869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 200
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 005
trade
-
-
-
15 004
total
-
-
-
63 415
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
137 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
40 005
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 200
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
48 411
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 753
137 500
-
-
trade
16 183
21 657
-
-
income
15 412
20 626
-
-
chamber of commerce
286
336
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

848
1 134
-
-
total
32 729
43 753
-
-
Dividends
70 024
93 747
-
-
withholding
17 160
23 091
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

943
1 271
-
-
total
18 103
24 362
-
-
Income
137 500
137 500
137 500
137 500
Total tax
58 062
68 115
48 411
63 415
After tax
79 438
69 385
89 089
74 085
Living cost
27 516
27 516
27 516
27 516
Free-cash
51 922
41 869
61 573
46 569

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽37730
₽45758
₽53401
₽32992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 200
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 005
trade
-
-
-
15 671
total
-
-
-
64 082
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
137 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
40 005
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 200
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
48 411
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 430
137 500
-
-
trade
15 040
22 619
-
-
income
13 714
20 626
-
-
chamber of commerce
267
333
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

755
1 134
-
-
total
29 776
44 712
-
-
Dividends
61 654
92 789
-
-
withholding
15 068
22 851
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

829
1 257
-
-
total
15 897
24 108
-
-
Income
137 500
137 500
137 500
137 500
Total tax
56 054
68 820
48 411
64 082
After tax
81 446
68 680
89 089
73 418
Living cost
35 688
35 688
35 688
35 688
Free-cash
45 758
32 992
53 401
37 730

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽31134
₽41088
₽47472
₽26357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 200
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 005
trade
-
-
-
16 338
total
-
-
-
64 749
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
137 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
40 005
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 200
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
48 411
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
82 903
137 500
-
-
trade
14 218
23 580
-
-
income
12 435
20 626
-
-
chamber of commerce
255
331
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

684
1 134
-
-
total
27 592
45 671
-
-
Dividends
55 311
91 829
-
-
withholding
13 483
22 612
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

741
1 243
-
-
total
14 224
23 855
-
-
Income
137 500
137 500
137 500
137 500
Total tax
54 795
69 526
48 411
64 749
After tax
82 705
67 974
89 089
72 751
Living cost
41 617
41 617
41 617
41 617
Free-cash
41 088
26 357
47 472
31 134

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽44847
₽63191
₽40461
₽66083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
surtax
-
-
-
4 946
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
34 238
other
-
-
-
-
total
-
-
-
72 248
Employee
30 594
-
113 589
-
unemployment
2 129
-
7 906
-
other
-
-
-
-
income
5 129
-
30 087
-
surtax
109
-
4 255
-
pensions
2 041
-
7 577
-
health
781
-
2 898
-
total
10 189
-
52 723
-
Employer
30 594
-
113 589
-
pensions
4 079
-
15 142
-
other
-
-
-
-
health
1 391
-
5 168
-
unemployment
971
-
3 601
-
total
6 441
-
23 911
-
Corporate
100 466
137 500
-
-
income
26 122
35 750
-
-
total
26 122
35 750
-
-
Dividends
74 344
101 750
-
-
withholding
11 152
15 262
-
-
total
11 152
15 262
-
-
Income
137 500
137 500
137 500
137 500
Total tax
53 904
51 012
76 634
72 248
After tax
83 596
86 488
60 866
65 252
Living cost
20 405
20 405
20 405
20 405
Free-cash
63 191
66 083
40 461
44 847

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽45205
₽63611
₽40819
₽66441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
surtax
-
-
-
4 946
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
34 238
other
-
-
-
-
total
-
-
-
72 248
Employee
30 042
-
113 589
-
unemployment
2 091
-
7 906
-
other
-
-
-
-
income
5 036
-
30 087
-
surtax
98
-
4 255
-
pensions
2 003
-
7 577
-
health
767
-
2 898
-
total
9 995
-
52 723
-
Employer
30 042
-
113 589
-
pensions
4 005
-
15 142
-
other
-
-
-
-
health
1 367
-
5 168
-
unemployment
952
-
3 601
-
total
6 324
-
23 911
-
Corporate
101 134
137 500
-
-
income
26 296
35 750
-
-
total
26 296
35 750
-
-
Dividends
74 838
101 750
-
-
withholding
11 227
15 262
-
-
total
11 227
15 262
-
-
Income
137 500
137 500
137 500
137 500
Total tax
53 842
51 012
76 634
72 248
After tax
83 658
86 488
60 866
65 252
Living cost
20 047
20 047
20 047
20 047
Free-cash
63 611
66 441
40 819
45 205

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽77065
₽59512
₽61523
₽59134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
unemployment
-
-
-
2 063
health
-
-
-
9 625
pensions
-
-
-
13 750
income
-
-
-
16 809
total
-
-
-
42 247
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
115 063
-
unemployment
394
157
1 726
-
income
3 210
1 277
14 066
-
pensions
2 626
1 045
11 506
-
health
1 838
731
8 054
-
total
8 068
3 210
35 352
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
115 063
-
pensions
5 120
2 038
22 437
-
total
5 120
2 038
22 437
-
Corporate
106 125
125 013
-
-
income
9 551
11 251
-
-
total
9 551
11 251
-
-
Dividends
96 574
113 762
-
-
withholding
18 349
21 615
-
-
social contributions
18 712
22 064
-
-
total
37 061
43 679
-
-
Income
137 500
137 500
137 500
137 500
Total tax
59 800
60 178
57 789
42 247
After tax
77 700
77 322
79 711
95 253
Living cost
18 188
18 188
18 188
18 188
Free-cash
59 512
59 134
61 523
77 065

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽37401
₽41074
₽38480
₽41806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
national
-
-
-
23 173
pensions
-
-
-
16 500
social contributions
-
-
-
1 478
municipal
-
-
-
14 954
total
-
-
-
56 105
Employee
68 198
-
118 868
-
municipal
8 424
-
15 486
-
national
13 053
-
23 998
-
pensions
2 728
-
4 755
-
total
24 205
-
44 239
-
Employer
68 198
-
118 868
-
pensions
5 456
-
9 509
-
social contributions
733
-
1 278
-
total
6 189
-
10 787
-
Corporate
58 611
137 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

11 722
27 500
-
-
total
11 722
27 500
-
-
Dividends
46 889
110 000
-
-
withholding
10 316
24 200
-
-
total
10 316
24 200
-
-
Income
137 500
137 500
137 500
137 500
Total tax
52 432
51 700
55 026
56 105
After tax
85 068
85 800
82 474
81 395
Living cost
43 994
43 994
43 994
43 994
Free-cash
41 074
41 806
38 480
37 401

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽23347
₽46507
₽23347
₽44499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
22 419
income
-
-
-
39 984
total
-
-
-
62 403
Employee
71 062
-
137 500
-
social contributions
5 904
-
22 419
-
income
13 409
-
39 984
-
total
19 313
-
62 403
-
Employer
71 062
-
137 500
-
total
-
-
-
-
Corporate
66 438
137 500
-
-
income
8 304
17 188
-
-
total
8 304
17 188
-
-
Dividends
58 134
120 312
-
-
withholding
11 626
24 063
-
-
total
11 626
24 063
-
-
Income
137 500
137 500
137 500
137 500
Total tax
39 243
41 251
62 403
62 403
After tax
98 257
96 249
75 097
75 097
Living cost
51 750
51 750
51 750
51 750
Free-cash
46 507
44 499
23 347
23 347

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽28697
₽30284
₽22375
₽35028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
national
-
-
-
32 687
regional
-
-
-
1 599
social contributions
-
-
-
35 366
municipal
-
-
-
817
total
-
-
-
70 469
Employee
80 738
-
137 500
-
municipal
428
-
729
-
national
13 990
-
28 287
-
social contributions
27 225
-
46 365
-
regional
762
-
1 410
-
total
42 405
-
76 791
-
Employer
80 738
-
137 500
-
total
-
-
-
-
Corporate
56 762
137 500
-
-
nationa
13 623
33 000
-
-
municipal
2 214
5 363
-
-
total
15 837
38 363
-
-
Dividends
40 925
99 136
-
-
withholding
10 640
25 775
-
-
total
10 640
25 775
-
-
Income
137 500
137 500
137 500
137 500
Total tax
68 882
64 138
76 791
70 469
After tax
68 618
73 362
60 709
67 031
Living cost
38 334
38 334
38 334
38 334
Free-cash
30 284
35 028
22 375
28 697

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽42085
₽45786
₽35796
₽47802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
national
-
-
-
32 687
regional
-
-
-
2 073
social contributions
-
-
-
35 366
municipal
-
-
-
817
total
-
-
-
70 943
Employee
50 394
-
137 500
-
municipal
267
-
729
-
national
7 984
-
28 287
-
social contributions
16 993
-
46 365
-
regional
678
-
1 851
-
total
25 922
-
77 232
-
Employer
50 394
-
137 500
-
total
-
-
-
-
Corporate
87 106
137 500
-
-