Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137500
per

Your estimated
City
free-cash

Andorra , Andorra
₽98810
₽80277
₽76623
₽96023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
30 250
income
-
-
-
5 687
total
-
-
-
35 937
Employee
26 673
-
119 047
-
social contributions
1 733
-
7 737
-
income
-
-
6 093
-
total
1 733
-
13 830
-
Employer
26 673
-
119 047
-
social contributions
4 135
-
18 453
-
total
4 135
-
18 453
-
Corporate
106 692
137 500
-
-
income
10 669
13 750
-
-
total
10 669
13 750
-
-
Dividends
96 024
123 750
-
-
total
-
-
-
-
Income
137 500
137 500
137 500
137 500
Total tax
16 537
13 750
32 283
35 937
After tax
120 963
123 750
105 217
101 563
Living cost
24 940
24 940
24 940
24 940
Free-cash
96 023
98 810
80 277
76 623

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽49781
₽9941
₽44243
₽49370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
chamber of commerce
-
-
-
549
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
35 805
surtax
-
-
-
-
total
-
-
-
66 788
Employee
36 267
33 064
108 743
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
28 380
-
total
9 798
8 427
45 933
-
Employer
36 267
33 064
108 743
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 262
-
chamber of commerce
145
132
435
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 065
-
total
10 437
9 516
28 758
-
Corporate
90 796
94 920
105 594
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 699
23 730
26 399
-
total
22 699
23 730
26 399
-
Dividends
68 097
71 190
-
-
withholding
18 727
19 577
-
-
total
18 727
19 577
-
-
Income
137 500
137 500
137 500
137 500
Total tax
61 661
61 250
101 090
66 788
After tax
75 839
76 250
36 410
70 712
Living cost
26 469
26 469
26 469
26 469
Free-cash
49 370
49 781
9 941
44 243

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽46926
₽7124
₽41314
₽45643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
chamber of commerce
-
-
-
549
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
35 805
surtax
-
-
-
164
total
-
-
-
66 952
Employee
41 463
33 064
108 590
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
28 317
-
total
12 228
8 427
45 870
-
Employer
41 463
33 064
108 590
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 258
-
chamber of commerce
165
132
435
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 059
-
total
12 096
9 680
28 912
-
Corporate
83 942
94 757
105 441
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 986
23 689
26 360
-
total
20 986
23 689
26 360
-
Dividends
62 956
71 067
-
-
withholding
17 313
19 544
-
-
total
17 313
19 544
-
-
Income
137 500
137 500
137 500
137 500
Total tax
62 623
61 340
101 142
66 952
After tax
74 877
76 160
36 358
70 548
Living cost
29 234
29 234
29 234
29 234
Free-cash
45 643
46 926
7 124
41 314

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽46668
₽18641
₽29305
₽34224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 009
national
-
-
-
50 250
total
-
-
-
77 944
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
106 499
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 005
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 987
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 555
-
national
18 246
-
38 133
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
926
-
total
29 096
-
57 606
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
106 499
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 384
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 556
-
surtax
6 729
-
12 076
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 550
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 436
-
total
17 275
-
31 002
-
Corporate
60 878
137 500
-
-
surtax
244
549
-
-
income
12 175
27 499
-
-
total
12 419
28 048
-
-
Dividends
48 459
109 451
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 235
32 533
-
-
total
14 235
32 533
-
-
Income
137 500
137 500
137 500
137 500
Total tax
73 025
60 581
88 608
77 944
After tax
64 475
76 919
48 892
59 556
Living cost
30 251
30 251
30 251
30 251
Free-cash
34 224
46 668
18 641
29 305

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽103299
₽100178
₽94879
₽98246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 625
total
-
-
-
28 358
Employee
18 887
-
131 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 182
-
total
4 624
-
17 376
-
Employer
18 887
-
131 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
114 907
137 500
-
-
income
11 491
13 750
-
-
total
11 491
13 750
-
-
Dividends
103 417
123 750
-
-
withholding
5 171
6 188
-
-
total
5 171
6 188
-
-
Income
137 500
137 500
137 500
137 500
Total tax
24 991
19 938
23 059
28 358
After tax
112 509
117 562
114 441
109 142
Living cost
14 263
14 263
14 263
14 263
Free-cash
98 246
103 299
100 178
94 879

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽106691
₽103570
₽98271
₽102840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 625
total
-
-
-
28 358
Employee
14 395
-
131 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 182
-
total
3 523
-
17 376
-
Employer
14 395
-
131 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
120 280
137 500
-
-
income
12 028
13 750
-
-
total
12 028
13 750
-
-
Dividends
108 252
123 750
-
-
withholding
5 413
6 188
-
-
total
5 413
6 188
-
-
Income
137 500
137 500
137 500
137 500
Total tax
23 789
19 938
23 059
28 358
After tax
113 711
117 562
114 441
109 142
Living cost
10 871
10 871
10 871
10 871
Free-cash
102 840
106 691
103 570
98 271

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽81127
₽73971
₽75205
₽76612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
13 424
health
-
-
-
3 506
income
-
-
-
26 156
total
-
-
-
43 086
Employee
63 798
63 798
127 990
-
health
494
1 085
2 176
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
25 492
-
total
9 853
12 286
34 810
-
Employer
63 798
63 798
127 990
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 368
-
total
2 949
6 476
9 510
-
Corporate
105 489
67 227
-
-
income
13 186
8 403
-
-
total
13 186
8 403
-
-
Dividends
92 303
58 824
-
-
withholding
15 691
9 999
-
-
total
15 691
9 999
-
-
Income
137 500
137 500
137 500
137 500
Total tax
41 679
37 164
44 320
43 086
After tax
95 821
100 336
93 180
94 414
Living cost
19 209
19 209
19 209
19 209
Free-cash
76 612
81 127
73 971
75 205

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽73426
₽66270
₽67504
₽69985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
13 424
health
-
-
-
3 506
income
-
-
-
26 156
total
-
-
-
43 086
Employee
63 798
63 798
127 990
-
health
635
1 085
2 176
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
25 492
-
total
10 434
12 286
34 810
-
Employer
63 798
63 798
127 990
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 368
-
total
3 791
6 476
9 510
-
Corporate
96 364
67 227
-
-
income
12 046
8 403
-
-
total
12 046
8 403
-
-
Dividends
84 318
58 824
-
-
withholding
14 334
9 999
-
-
total
14 334
9 999
-
-
Income
137 500
137 500
137 500
137 500
Total tax
40 605
37 164
44 320
43 086
After tax
96 895
100 336
93 180
94 414
Living cost
26 910
26 910
26 910
26 910
Free-cash
69 985
73 426
66 270
67 504

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽75146
₽51687
₽57695
₽68181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
28 093
health
-
-
-
18 562
solidarity contribution
-
-
-
-
income
-
-
-
13 627
total
-
-
-
60 282
Employee
28 710
-
104 081
-
health
3 876
-
14 051
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
12 566
-
total
9 187
-
32 871
-
Employer
28 710
-
104 081
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 367
-
total
9 762
-
33 419
-
Corporate
99 028
137 500
-
-
income
18 815
26 125
-
-
total
18 815
26 125
-
-
Dividends
80 213
111 375
-
-
withholding
12 032
16 706
-
-
total
12 032
16 706
-
-
Income
137 500
137 500
137 500
137 500
Total tax
49 796
42 831
66 290
60 282
After tax
87 704
94 669
71 210
77 218
Living cost
19 523
19 523
19 523
19 523
Free-cash
68 181
75 146
51 687
57 695

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽70612
₽47153
₽53161
₽62029
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
28 093
health
-
-
-
18 562
solidarity contribution
-
-
-
-
income
-
-
-
13 627
total
-
-
-
60 282
Employee
35 378
-
104 081
-
health
4 776
-
14 051
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
12 566
-
total
11 321
-
32 871
-
Employer
35 378
-
104 081
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 367
-
total
12 029
-
33 419
-
Corporate
90 093
137 500
-
-
income
17 118
26 125
-
-
total
17 118
26 125
-
-
Dividends
72 975
111 375
-
-
withholding
10 946
16 706
-
-
total
10 946
16 706
-
-
Income
137 500
137 500
137 500
137 500
Total tax
51 414
42 831
66 290
60 282
After tax
86 086
94 669
71 210
77 218
Living cost
24 057
24 057
24 057
24 057
Free-cash
62 029
70 612
47 153
53 161

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽43754
-₽43754
₽41552
-₽43754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
labour market
-
-
-
10 942
municipal
-
-
-
28 374
pensions
-
-
-
721
national
-
-
-
15 846
total
-
-
-
55 883
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
137 500
137 500
137 500
137 500
Total tax
141 189
141 189
141 189
55 883
After tax
-3 689
-3 689
-3 689
81 617
Living cost
40 065
40 065
40 065
40 065
Free-cash
-43 754
-43 754
-43 754
41 552

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽89961
₽59214
₽53660
₽84805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
health
-
-
-
17 875
pensions
-
-
-
27 499
income
-
-
-
18 426
total
-
-
-
63 800
Employee
23 536
-
102 766
-
pensions
471
-
2 055
-
unemployment
376
-
1 644
-
income
2 650
-
19 813
-
total
3 497
-
23 512
-
Employer
23 536
-
102 766
-
pensions
4 708
-
20 553
-
unemployment
189
-
822
-
health
3 059
-
13 359
-
total
7 956
-
34 734
-
Corporate
106 008
137 500
-
-
income
21 202
27 499
-
-
total
21 202
27 499
-
-
Dividends
84 806
110 001
-
-
total
-
-
-
-
Income
137 500
137 500
137 500
137 500
Total tax
32 655
27 499
58 246
63 800
After tax
104 845
110 001
79 254
73 700
Living cost
20 040
20 040
20 040
20 040
Free-cash
84 805
89 961
59 214
53 660

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽54845
₽40826
₽58090
₽56723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
137 500
health
-
-
-
1 771
municipal
-
-
-
24 431
national
-
-
-
21 355
total
-
-
-
47 557
Employee
43 651
-
115 672
-
health
326
-
1 434
-
municipal
7 150
-
18 845
-
pensions
2 946
-
7 808
-
national
721
-
13 170
-
unemployment
655
-
1 735
-
total
11 798
-
42 992
-
Employer
43 651
-
115 672
-
accident
44
-
115
-
unemployment
283
-
753
-
health
335
-
891
-
pensions
7 573
-
20 070
-
total
8 235
-
21 829
-
Corporate
85 613
137 500
-
-
income
17 122
27 499
-
-
total
17 122
27 499
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

51 368
82 500
-
-
municipal
9 247
14 850
-
-
national
2 522
8 453
-
-
total
11 769
23 303
-
-
Income
137 500
137 500
137 500
137 500
Total tax
48 924
50 802
64 821
47 557
After tax
88 576
86 698
72 679
89 943
Living cost
31 853
31 853
31 853
31 853
Free-cash
56 723
54 845
40 826
58 090

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽43728
₽50946
₽52054
₽48338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
3 917
health
-
-
-
5 544
pensions
-
-
-
25 341
other
-
-
-
4 262
income
-
-
-
20 809
surtax
-
-
-
-
total
-
-
-
59 873
Employee
31 696
-
107 028
-
income
1 634
-
20 271
-
social contributions
904
-
3 050
-
pensions
3 585
-
7 189
-
surtax
-
-
-
-
total
6 123
-
30 510
-
Employer
31 696
-
107 028
-
pensions
5 208
-
12 147
-
social contributions
94
-
321
-
unemployment
1 283
-
4 334
-
health
2 218
-
9 602
-
other
1 094
-
4 067
-
total
9 897
-
30 471
-
Corporate
95 905
137 500
-
-
surtax
-
-
-
-
income
26 854
38 500
-
-
total
26 854
38 500
-
-
Dividends
69 051
99 000
-
-
surtax
-
-
-
-
withholding
8 839
12 671
-
-
social contributions
11 876
17 028
-
-
total
20 715
29 699
-
-
Income
137 500
137 500
137 500
137 500
Total tax
63 589
68 199
60 981
59 873
After tax
73 911
69 301
76 519
77 627
Living cost
25 573
25 573
25 573
25 573
Free-cash
48 338
43 728
50 946
52 054

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽40915
₽48133
₽49241
₽45815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
3 917
health
-
-
-
5 544
pensions
-
-
-
25 341
other
-
-
-
4 262
income
-
-
-
20 809
surtax
-
-
-
-
total
-
-
-
59 873
Employee
35 509
-
107 028
-
income
2 096
-
20 271
-
social contributions
1 012
-
3 050
-
pensions
4 015
-
7 189
-
surtax
-
-
-
-
total
7 123
-
30 510
-
Employer
35 509
-
107 028
-
pensions
5 833
-
12 147
-
social contributions
107
-
321
-
unemployment
1 437
-
4 334
-
health
2 486
-
9 602
-
other
1 225
-
4 067
-
total
11 088
-
30 471
-
Corporate
90 902
137 500
-
-
surtax
-
-
-
-
income
25 453
38 500
-
-
total
25 453
38 500
-
-
Dividends
65 450
99 000
-
-
surtax
-
-
-
-
withholding
8 378
12 671
-
-
social contributions
11 257
17 028
-
-
total
19 635
29 699
-
-
Income
137 500
137 500
137 500
137 500
Total tax
63 299
68 199
60 981
59 873
After tax
74 201
69 301
76 519
77 627
Living cost
28 386
28 386
28 386
28 386
Free-cash
45 815
40 915
48 133
49 241

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽29229
₽36447
₽37555
₽34933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
3 917
health
-
-
-
5 544
pensions
-
-
-
25 341
other
-
-
-
4 262
income
-
-
-
20 809
surtax
-
-
-
-
total
-
-
-
59 873
Employee
51 964
-
107 028
-
income
4 534
-
20 271
-
social contributions
1 480
-
3 050
-
pensions
5 877
-
7 189
-
surtax
-
-
-
-
total
11 891
-
30 510
-
Employer
51 964
-
107 028
-
pensions
8 538
-
12 147
-
social contributions
156
-
321
-
unemployment
2 105
-
4 334
-
health
3 637
-
9 602
-
other
1 793
-
4 067
-
total
16 229
-
30 471
-
Corporate
69 307
137 500
-
-
surtax
-
-
-
-
income
19 405
38 500
-
-
total
19 405
38 500
-
-
Dividends
49 901
99 000
-
-
surtax
-
-
-
-
withholding
6 388
12 671
-
-
social contributions
8 582
17 028
-
-
total
14 970
29 699
-
-
Income
137 500
137 500
137 500
137 500
Total tax
62 495
68 199
60 981
59 873
After tax
75 005
69 301
76 519
77 627
Living cost
40 072
40 072
40 072
40 072
Free-cash
34 933
29 229
36 447
37 555

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽124768
₽104143
₽130268
₽123670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
137 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 375
total
-
-
-
1 375
Employee
7 321
-
137 500
-
income
1 464
-
27 500
-
total
1 464
-
27 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

130 179
137 500
-
-
total
-
-
-
-
Dividends
130 179
137 500
-
-
withholding
6 509
6 875
-
-
total
6 509
6 875
-
-
Income
137 500
137 500
137 500
137 500
Total tax
7 973
6 875
27 500
1 375
After tax
129 527
130 625
110 000
136 125
Living cost
5 857
5 857
5 857
5 857
Free-cash
123 670
124 768
104 143
130 268

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽121498
₽100873
₽126998
₽119786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
137 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 375
total
-
-
-
1 375
Employee
11 409
-
137 500
-
income
2 282
-
27 500
-
total
2 282
-
27 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

126 091
137 500
-
-
total
-
-
-
-
Dividends
126 091
137 500
-
-
withholding
6 305
6 875
-
-
total
6 305
6 875
-
-
Income
137 500
137 500
137 500
137 500
Total tax
8 587
6 875
27 500
1 375
After tax
128 913
130 625
110 000
136 125
Living cost
9 127
9 127
9 127
9 127
Free-cash
119 786
121 498
100 873
126 998

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽38747
₽55972
₽41777
₽49600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 195
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 544
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 285
total
-
-
-
63 692
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
137 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 285
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
41 544
-
total
9 250
-
49 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
96 219
137 500
-
-
trade
13 808
19 731
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

794
1 134
-
-
chamber of commerce
268
327
-
-
income
14 433
20 625
-
-
total
29 303
41 817
-
-
Dividends
66 917
95 682
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

902
1 299
-
-
withholding
16 414
23 606
-
-
total
17 316
24 905
-
-
Income
137 500
137 500
137 500
137 500
Total tax
55 869
66 722
49 497
63 692
After tax
81 631
70 778
88 003
73 808
Living cost
32 031
32 031
32 031
32 031
Free-cash
49 600
38 747
55 972
41 777

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽44233
₽62873
₽47292
₽53411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 581
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 544
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 285
total
-
-
-
65 078
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
137 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 285
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
41 544
-
total
6 603
-
49 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
105 767
137 500
-
-
trade
16 658
21 657
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

872
1 134
-
-
chamber of commerce
279
323
-
-
income
15 864
20 625
-
-
total
33 673
43 739
-
-
Dividends
72 094
93 762
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

975
1 272
-
-
withholding
17 708
23 126
-
-
total
18 683
24 398
-
-
Income
137 500
137 500
137 500
137 500
Total tax
58 959
68 137
49 497
65 078
After tax
78 541
69 363
88 003
72 422
Living cost
25 130
25 130
25 130
25 130
Free-cash
53 411
44 233
62 873
47 292

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽36065
₽55410
₽39136
₽47724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 274
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 544
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 285
total
-
-
-
65 771
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
137 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 285
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
41 544
-
total
9 481
-
49 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
95 426
137 500
-
-
trade
15 697
22 619
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

787
1 134
-
-
chamber of commerce
261
321
-
-
income
14 313
20 625
-
-
total
31 058
44 699
-
-
Dividends
64 366
92 801
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

868
1 258
-
-
withholding
15 776
22 885
-
-
total
16 644
24 143
-
-
Income
137 500
137 500
137 500
137 500
Total tax
57 183
68 842
49 497
65 771
After tax
80 317
68 658
88 003
71 729
Living cost
32 593
32 593
32 593
32 593
Free-cash
47 724
36 065
55 410
39 136

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽29942
₽49995
₽33029
₽43397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 966
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 544
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 285
total
-
-
-
66 463
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
137 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 285
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
41 544
-
total
11 854
-
49 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 638
137 500
-
-
trade
15 030
23 581
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

723
1 134
-
-
chamber of commerce
249
320
-
-
income
13 145
20 625
-
-
total
29 147
45 660
-
-
Dividends
58 492
91 841
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

787
1 245
-
-
withholding
14 307
22 645
-
-
total
15 094
23 890
-
-
Income
137 500
137 500
137 500
137 500
Total tax
56 095
69 550
49 497
66 463
After tax
81 405
67 950
88 003
71 037
Living cost
38 008
38 008
38 008
38 008
Free-cash
43 397
29 942
49 995
33 029

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽67852
₽41383
₽46546
₽65215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
36 636
surtax
-
-
-
5 487
total
-
-
-
72 319
Employee
27 940
-
114 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 585
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
31 673
-
total
9 304
-
54 174
-
Employer
27 940
-
114 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
103 677
137 500
-
-
income
26 956
35 750
-
-
total
26 956
35 750
-
-
Dividends
76 721
101 750
-
-
withholding
11 508
15 263
-
-
total
11 508
15 263
-
-
Income
137 500
137 500
137 500
137 500
Total tax
53 650
51 013
77 482
72 319
After tax
83 850
86 487
60 018
65 181
Living cost
18 635
18 635
18 635
18 635
Free-cash
65 215
67 852
41 383
46 546

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽68179
₽41710
₽46873
₽65597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
36 636
surtax
-
-
-
5 487
total
-
-
-
72 319
Employee
27 437
-
114 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 585
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
31 673
-
total
9 130
-
54 174
-
Employer
27 437
-
114 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
104 288
137 500
-
-
income
27 115
35 750
-
-
total
27 115
35 750
-
-
Dividends
77 173
101 750
-
-
withholding
11 575
15 263
-
-
total
11 575
15 263
-
-
Income
137 500
137 500
137 500
137 500
Total tax
53 595
51 013
77 482
72 319
After tax
83 905
86 487
60 018
65 181
Living cost
18 308
18 308
18 308
18 308
Free-cash
65 597
68 179
41 710
46 873

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽61010
₽63438
₽78980
₽61349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
unemployment
-
-
-
2 063
health
-
-
-
9 625
pensions
-
-
-
13 750
income
-
-
-
16 809
total
-
-
-
42 247
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
115 063
-
health
1 644
654
8 054
-
pensions
2 349
935
11 506
-
unemployment
352
140
1 726
-
income
2 872
1 143
14 066
-
total
7 217
2 872
35 352
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
115 063
-
pensions
4 581
1 823
22 437
-
total
4 581
1 823
22 437
-
Corporate
109 429
126 328
-
-
income
9 849
11 370
-
-
total
9 849
11 370
-
-
Dividends
99 580
114 958
-
-
withholding
18 920
21 842
-
-
social contributions
19 311
22 310
-
-
total
38 231
44 152
-
-
Income
137 500
137 500
137 500
137 500
Total tax
59 878
60 217
57 789
42 247
After tax
77 622
77 283
79 711
95 253
Living cost
16 273
16 273
16 273
16 273
Free-cash
61 349
61 010
63 438
78 980

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽43917
₽40459
₽39380
₽43220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
1 478
municipal
-
-
-
15 006
pensions
-
-
-
16 500
national
-
-
-
23 253
total
-
-
-
56 237
Employee
64 927
-
118 868
-
municipal
8 020
-
15 538
-
pensions
2 597
-
4 755
-
national
12 427
-
24 078
-
total
23 044
-
44 371
-
Employer
64 927
-
118 868
-
social contributions
698
-
1 278
-
pensions
5 194
-
9 509
-
total
5 892
-
10 787
-
Corporate
62 396
137 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 479
27 500
-
-
total
12 479
27 500
-
-
Dividends
49 917
110 000
-
-
withholding
10 982
24 200
-
-
total
10 982
24 200
-
-
Income
137 500
137 500
137 500
137 500
Total tax
52 397
51 700
55 158
56 237
After tax
85 103
85 800
82 342
81 263
Living cost
41 883
41 883
41 883
41 883
Free-cash
43 220
43 917
40 459
39 380

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽48989
₽26211
₽26211
₽50819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
social contributions
-
-
-
22 740
income
-
-
-
41 287
total
-
-
-
64 027
Employee
64 899
-
137 500
-
social contributions
5 392
-
22 740
-
income
12 246
-
41 287
-
total
17 638
-
64 027
-
Employer
64 899
-
137 500
-
total
-
-
-
-
Corporate
72 601
137 500
-
-
income
9 075
17 187
-
-
total
9 075
17 187
-
-
Dividends
63 526
120 313
-
-
withholding
12 706
24 062
-
-
total
12 706
24 062
-
-
Income
137 500
137 500
137 500
137 500
Total tax
39 419
41 249
64 027
64 027
After tax
98 081
96 251
73 473
73 473
Living cost
47 262
47 262
47 262
47 262
Free-cash
50 819
48 989
26 211
26 211

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽38352
₽25000
₽31211
₽34021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
regional
-
-
-
1 614
social contributions
-
-
-
35 365
municipal
-
-
-
817
national
-
-
-
33 484
total
-
-
-
71 280
Employee
73 736
-
137 500
-
regional
696
-
1 424
-
municipal
390
-
729
-
social contributions
24 864
-
46 365
-
national
12 777
-
28 973
-
total
38 727
-
77 491
-
Employer
73 736
-
137 500
-
total
-
-
-
-
Corporate
63 764
137 500
-
-
nationa
15 304
33 001
-
-
municipal
2 486
5 363
-
-
total
17 790
38 364
-
-
Dividends
45 974
99 137
-
-
withholding
11 953
25 775
-
-
total
11 953
25 775
-
-
Income
137 500
137 500
137 500
137 500
Total tax
68 470
64 139
77 491
71 280
After tax
69 030
73 361
60 009
66 220
Living cost
35 009
35 009
35 009
35 009
Free-cash
34 021
38 352
25 000
31 211

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽49923
₽37232
₽43411
₽48081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 500
regional
-
-
-
2 073
social contributions
-
-
-
35 365
municipal
-
-
-
817
national
-
-
-
33 484
total
-
-
-
71 739
Employee
46 023
-
137 500
-
regional
620
-
1 851
-
municipal
244
-
729
-
social contributions
15 519
-
46 365
-
national
7 291
-
28 973
-
total
23 674
-
77 918
-
Employer
46 023
-
137 500
-
total
-
-
-
-
Corporate
91 477
137 500
-
-
nationa