Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Andorra , Andorra
₽73900
₽92269
₽77541
₽95387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
social contributions
-
-
-
30 141
income
-
-
-
5 047
total
-
-
-
35 188
Employee
29 853
-
118 614
-
social contributions
1 940
-
7 709
-
income
-
-
5 452
-
total
1 940
-
13 161
-
Employer
29 853
-
118 614
-
social contributions
4 627
-
18 386
-
total
4 627
-
18 386
-
Corporate
102 520
137 000
-
-
income
10 252
13 701
-
-
total
10 252
13 701
-
-
Dividends
92 268
123 299
-
-
total
-
-
-
-
Income
137 000
137 000
137 000
137 000
Total tax
16 819
13 701
31 547
35 188
After tax
120 181
123 299
105 453
101 812
Living cost
27 912
27 912
27 912
27 912
Free-cash
92 269
95 387
77 541
73 900

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽40632
₽46069
₽6292
₽46529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
548
pensions
-
-
-
20 069
income
-
-
-
32 133
total
-
-
-
66 743
Employee
40 590
37 005
106 383
-
unemployment
1 218
1 110
3 191
-
other
405
370
1 064
-
income
3 616
2 730
25 488
-
pensions
4 157
3 789
10 894
-
health
1 570
1 433
4 116
-
total
10 966
9 432
44 753
-
Employer
40 590
37 005
106 383
-
pensions
5 094
4 645
13 352
-
surtax
-
-
-
-
payroll
1 218
1 110
3 191
-
other
1 928
1 757
5 052
-
health
1 535
1 399
4 021
-
accident
527
481
1 383
-
unemployment
1 218
1 110
3 191
-
chamber of commerce
162
148
425
-
total
11 682
10 650
30 615
-
Corporate
84 728
89 345
102 860
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 183
22 337
25 715
-
total
21 183
22 337
25 715
-
Dividends
63 546
67 008
-
-
withholding
17 475
18 427
-
-
total
17 475
18 427
-
-
Income
137 000
137 000
137 000
137 000
Total tax
61 306
60 846
101 083
66 743
After tax
75 694
76 154
35 917
70 257
Living cost
29 625
29 625
29 625
29 625
Free-cash
46 069
46 529
6 292
40 632

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽37355
₽41902
₽3163
₽43335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
548
pensions
-
-
-
20 069
income
-
-
-
32 133
total
-
-
-
66 926
Employee
46 406
37 005
106 240
-
unemployment
1 392
1 110
3 188
-
other
463
370
1 063
-
income
5 283
2 730
25 438
-
pensions
4 752
3 789
10 879
-
health
1 796
1 433
4 111
-
total
13 686
9 432
44 679
-
Employer
46 406
37 005
106 240
-
pensions
5 824
4 645
13 332
-
surtax
183
183
183
-
payroll
1 392
1 110
3 188
-
other
2 204
1 757
5 045
-
health
1 753
1 399
4 016
-
accident
603
481
1 382
-
unemployment
1 392
1 110
3 188
-
chamber of commerce
185
148
425
-
total
13 536
10 833
30 759
-
Corporate
77 058
89 162
102 718
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 264
22 291
25 680
-
total
19 264
22 291
25 680
-
Dividends
57 794
66 871
-
-
withholding
15 893
18 390
-
-
total
15 893
18 390
-
-
Income
137 000
137 000
137 000
137 000
Total tax
62 379
60 946
101 118
66 926
After tax
74 621
76 054
35 882
70 074
Living cost
32 719
32 719
32 719
32 719
Free-cash
41 902
43 335
3 163
37 355

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽26119
₽28891
₽15859
₽42819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
national
-
-
-
48 653
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 934
social contributions
-
-
-
21 437
total
-
-
-
77 024
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
106 113
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
923
-
national
20 420
-
36 992
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
5 535
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
7 958
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 989
-
total
32 565
-
56 397
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
106 113
-
surtax
7 531
-
12 032
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
9 401
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
6 525
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 380
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 549
-
total
19 334
-
30 887
-
Corporate
51 245
137 000
-
-
income
10 249
27 399
-
-
surtax
204
548
-
-
total
10 453
27 947
-
-
Dividends
40 792
109 053
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 900
32 377
-
-
total
11 900
32 377
-
-
Income
137 000
137 000
137 000
137 000
Total tax
74 252
60 324
87 284
77 024
After tax
62 748
76 676
49 716
59 976
Living cost
33 857
33 857
33 857
33 857
Free-cash
28 891
42 819
15 859
26 119

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽91812
₽95501
₽96899
₽101159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
20 550
total
-
-
-
29 212
Employee
21 155
-
130 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
13 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
17 760
-
Employer
21 155
-
130 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
111 695
137 000
-
-
income
11 169
13 700
-
-
total
11 169
13 700
-
-
Dividends
100 526
123 300
-
-
withholding
5 026
6 165
-
-
total
5 026
6 165
-
-
Income
137 000
137 000
137 000
137 000
Total tax
25 523
19 865
24 125
29 212
After tax
111 477
117 135
112 875
107 788
Living cost
15 976
15 976
15 976
15 976
Free-cash
95 501
101 159
96 899
91 812

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽95612
₽100644
₽100699
₽104958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
20 550
total
-
-
-
29 212
Employee
16 123
-
130 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
13 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
17 760
-
Employer
16 123
-
130 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
117 713
137 000
-
-
income
11 771
13 700
-
-
total
11 771
13 700
-
-
Dividends
105 942
123 300
-
-
withholding
5 297
6 165
-
-
total
5 297
6 165
-
-
Income
137 000
137 000
137 000
137 000
Total tax
24 180
19 865
24 125
29 212
After tax
112 820
117 135
112 875
107 788
Living cost
12 176
12 176
12 176
12 176
Free-cash
100 644
104 958
100 699
95 612

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽73471
₽73476
₽72193
₽78530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
health
-
-
-
3 494
social contributions
-
-
-
15 024
income
-
-
-
23 512
total
-
-
-
42 030
Employee
71 403
71 403
126 663
-
income
7 775
6 610
22 825
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 153
-
total
11 028
13 750
32 971
-
Employer
71 403
71 403
126 663
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 344
-
total
3 301
7 248
10 337
-
Corporate
101 173
58 350
-
-
income
12 647
7 293
-
-
total
12 647
7 293
-
-
Dividends
88 526
51 056
-
-
withholding
15 049
8 680
-
-
total
15 049
8 680
-
-
Income
137 000
137 000
137 000
137 000
Total tax
42 025
36 971
43 308
42 030
After tax
94 975
100 029
93 692
94 970
Living cost
21 499
21 499
21 499
21 499
Free-cash
73 476
78 530
72 193
73 471

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽64852
₽66060
₽63574
₽69911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
health
-
-
-
3 494
social contributions
-
-
-
15 024
income
-
-
-
23 512
total
-
-
-
42 030
Employee
71 403
71 403
126 663
-
income
7 498
6 610
22 825
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 153
-
total
11 678
13 750
32 971
-
Employer
71 403
71 403
126 663
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 344
-
total
4 244
7 248
10 337
-
Corporate
90 961
58 350
-
-
income
11 369
7 293
-
-
total
11 369
7 293
-
-
Dividends
79 592
51 056
-
-
withholding
13 531
8 680
-
-
total
13 531
8 680
-
-
Income
137 000
137 000
137 000
137 000
Total tax
40 822
36 971
43 308
42 030
After tax
96 178
100 029
93 692
94 970
Living cost
30 118
30 118
30 118
30 118
Free-cash
66 060
69 911
63 574
64 852

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽52984
₽65186
₽48044
₽72848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
health
-
-
-
18 495
social contributions
-
-
-
30 904
income
-
-
-
13 140
solidarity contribution
-
-
-
-
total
-
-
-
62 539
Employee
31 583
-
102 239
-
income
3 790
-
12 269
-
social contributions
2 053
-
6 646
-
health
4 264
-
13 802
-
solidarity contribution
-
-
-
-
total
10 107
-
32 717
-
Employer
31 583
-
102 239
-
social contributions
7 896
-
25 560
-
health
2 842
-
9 202
-
total
10 738
-
34 762
-
Corporate
94 679
137 000
-
-
income
17 989
26 030
-
-
total
17 989
26 030
-
-
Dividends
76 690
110 970
-
-
withholding
11 503
16 645
-
-
total
11 503
16 645
-
-
Income
137 000
137 000
137 000
137 000
Total tax
50 337
42 675
67 479
62 539
After tax
86 663
94 325
69 521
74 461
Living cost
21 477
21 477
21 477
21 477
Free-cash
65 186
72 848
48 044
52 984

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽47996
₽58418
₽43056
₽67860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
health
-
-
-
18 495
social contributions
-
-
-
30 904
income
-
-
-
13 140
solidarity contribution
-
-
-
-
total
-
-
-
62 539
Employee
38 919
-
102 239
-
income
4 670
-
12 269
-
social contributions
2 530
-
6 646
-
health
5 254
-
13 802
-
solidarity contribution
-
-
-
-
total
12 454
-
32 717
-
Employer
38 919
-
102 239
-
social contributions
9 730
-
25 560
-
health
3 503
-
9 202
-
total
13 233
-
34 762
-
Corporate
84 849
137 000
-
-
income
16 121
26 030
-
-
total
16 121
26 030
-
-
Dividends
68 728
110 970
-
-
withholding
10 309
16 645
-
-
total
10 309
16 645
-
-
Income
137 000
137 000
137 000
137 000
Total tax
52 117
42 675
67 479
62 539
After tax
84 883
94 325
69 521
74 461
Living cost
26 465
26 465
26 465
26 465
Free-cash
58 418
67 860
43 056
47 996

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽37518
-₽65866
-₽65866
-₽65866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
national
-
-
-
15 202
pensions
-
-
-
807
municipal
-
-
-
27 736
labour market
-
-
-
10 895
total
-
-
-
54 640
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
137 000
137 000
137 000
137 000
Total tax
158 024
158 024
158 024
54 640
After tax
-21 024
-21 024
-21 024
82 360
Living cost
44 842
44 842
44 842
44 842
Free-cash
-65 866
-65 866
-65 866
37 518

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽51005
₽81403
₽56536
₽87173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
health
-
-
-
17 810
pensions
-
-
-
27 399
income
-
-
-
18 358
total
-
-
-
63 567
Employee
26 342
-
102 392
-
unemployment
421
-
1 639
-
income
2 966
-
19 741
-
pensions
527
-
2 048
-
total
3 914
-
23 428
-
Employer
26 342
-
102 392
-
pensions
5 269
-
20 478
-
health
3 424
-
13 311
-
unemployment
211
-
819
-
total
8 904
-
34 608
-
Corporate
101 754
137 000
-
-
income
20 351
27 399
-
-
total
20 351
27 399
-
-
Dividends
81 403
109 601
-
-
total
-
-
-
-
Income
137 000
137 000
137 000
137 000
Total tax
33 169
27 399
58 036
63 567
After tax
103 831
109 601
78 964
73 433
Living cost
22 428
22 428
22 428
22 428
Free-cash
81 403
87 173
56 536
51 005

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽56573
₽53546
₽37905
₽51847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
137 000
national
-
-
-
18 704
health
-
-
-
1 722
municipal
-
-
-
24 351
total
-
-
-
44 777
Employee
48 854
-
115 252
-
unemployment
733
-
1 729
-
municipal
8 002
-
18 784
-
national
807
-
12 016
-
pensions
3 297
-
7 780
-
health
365
-
1 387
-
total
13 204
-
41 696
-
Employer
48 854
-
115 252
-
pensions
8 476
-
19 997
-
health
375
-
888
-
accident
49
-
115
-
unemployment
317
-
749
-
total
9 217
-
21 749
-
Corporate
78 928
137 000
-
-
income
15 785
27 399
-
-
total
15 785
27 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

47 357
82 200
-
-
municipal
8 523
14 797
-
-
national
1 075
7 307
-
-
total
9 598
22 104
-
-
Income
137 000
137 000
137 000
137 000
Total tax
47 804
49 503
63 445
44 777
After tax
89 196
87 497
73 555
92 223
Living cost
35 650
35 650
35 650
35 650
Free-cash
53 546
51 847
37 905
56 573

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽49012
₽45585
₽49640
₽40426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
surtax
-
-
-
-
health
-
-
-
4 964
pensions
-
-
-
26 961
social contributions
-
-
-
3 903
income
-
-
-
19 291
other
-
-
-
4 247
total
-
-
-
59 366
Employee
35 475
-
107 641
-
income
1 829
-
19 497
-
surtax
-
-
-
-
social contributions
1 011
-
3 066
-
pensions
4 012
-
6 816
-
total
6 852
-
29 379
-
Employer
35 475
-
107 641
-
pensions
5 829
-
11 595
-
social contributions
106
-
322
-
other
1 225
-
3 914
-
health
2 483
-
9 168
-
unemployment
1 436
-
4 360
-
total
11 079
-
29 359
-
Corporate
90 447
137 000
-
-
income
25 325
38 360
-
-
surtax
-
-
-
-
total
25 325
38 360
-
-
Dividends
65 121
98 640
-
-
withholding
8 335
12 626
-
-
social contributions
11 202
16 966
-
-
surtax
-
-
-
-
total
19 537
29 592
-
-
Income
137 000
137 000
137 000
137 000
Total tax
62 793
67 952
58 738
59 366
After tax
74 207
69 048
78 262
77 634
Living cost
28 622
28 622
28 622
28 622
Free-cash
45 585
40 426
49 640
49 012

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽45865
₽42764
₽46493
₽37279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
surtax
-
-
-
-
health
-
-
-
4 964
pensions
-
-
-
26 961
social contributions
-
-
-
3 903
income
-
-
-
19 291
other
-
-
-
4 247
total
-
-
-
59 366
Employee
39 741
-
107 641
-
income
2 345
-
19 497
-
surtax
-
-
-
-
social contributions
1 133
-
3 066
-
pensions
4 493
-
6 816
-
total
7 971
-
29 379
-
Employer
39 741
-
107 641
-
pensions
6 529
-
11 595
-
social contributions
120
-
322
-
other
1 371
-
3 914
-
health
2 782
-
9 168
-
unemployment
1 609
-
4 360
-
total
12 411
-
29 359
-
Corporate
84 848
137 000
-
-
income
23 757
38 360
-
-
surtax
-
-
-
-
total
23 757
38 360
-
-
Dividends
61 091
98 640
-
-
withholding
7 820
12 626
-
-
social contributions
10 508
16 966
-
-
surtax
-
-
-
-
total
18 328
29 592
-
-
Income
137 000
137 000
137 000
137 000
Total tax
62 467
67 952
58 738
59 366
After tax
74 533
69 048
78 262
77 634
Living cost
31 769
31 769
31 769
31 769
Free-cash
42 764
37 279
46 493
45 865

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽32785
₽30583
₽33413
₽24199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
surtax
-
-
-
-
health
-
-
-
4 964
pensions
-
-
-
26 961
social contributions
-
-
-
3 903
income
-
-
-
19 291
other
-
-
-
4 247
total
-
-
-
59 366
Employee
58 158
-
107 641
-
income
5 074
-
19 497
-
surtax
-
-
-
-
social contributions
1 656
-
3 066
-
pensions
6 578
-
6 816
-
total
13 308
-
29 379
-
Employer
58 158
-
107 641
-
pensions
9 556
-
11 595
-
social contributions
174
-
322
-
other
2 007
-
3 914
-
health
4 071
-
9 168
-
unemployment
2 356
-
4 360
-
total
18 164
-
29 359
-
Corporate
60 678
137 000
-
-
income
16 991
38 360
-
-
surtax
-
-
-
-
total
16 991
38 360
-
-
Dividends
43 687
98 640
-
-
withholding
5 591
12 626
-
-
social contributions
7 514
16 966
-
-
surtax
-
-
-
-
total
13 105
29 592
-
-
Income
137 000
137 000
137 000
137 000
Total tax
61 568
67 952
58 738
59 366
After tax
75 432
69 048
78 262
77 634
Living cost
44 849
44 849
44 849
44 849
Free-cash
30 583
24 199
33 413
32 785

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽129681
₽123086
₽103651
₽124201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
137 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 370
total
-
-
-
1 370
Employee
7 436
-
137 000
-
income
1 487
-
27 400
-
total
1 487
-
27 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

129 564
137 000
-
-
total
-
-
-
-
Dividends
129 564
137 000
-
-
withholding
6 478
6 850
-
-
total
6 478
6 850
-
-
Income
137 000
137 000
137 000
137 000
Total tax
7 965
6 850
27 400
1 370
After tax
129 035
130 150
109 600
135 630
Living cost
5 949
5 949
5 949
5 949
Free-cash
123 086
124 201
103 651
129 681

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽126360
₽119141
₽100330
₽120880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
137 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 370
total
-
-
-
1 370
Employee
11 588
-
137 000
-
income
2 318
-
27 400
-
total
2 318
-
27 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

125 412
137 000
-
-
total
-
-
-
-
Dividends
125 412
137 000
-
-
withholding
6 271
6 850
-
-
total
6 271
6 850
-
-
Income
137 000
137 000
137 000
137 000
Total tax
8 589
6 850
27 400
1 370
After tax
128 411
130 150
109 600
135 630
Living cost
9 270
9 270
9 270
9 270
Free-cash
119 141
120 880
100 330
126 360

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽39772
₽46846
₽53236
₽34699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 167
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 403
trade
-
-
-
13 464
total
-
-
-
61 378
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
137 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
39 403
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
2 167
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
47 914
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 798
137 000
-
-
trade
13 029
19 660
-
-
income
13 620
20 550
-
-
chamber of commerce
275
342
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

749
1 130
-
-
total
27 673
41 682
-
-
Dividends
63 125
95 318
-
-
withholding
15 429
23 477
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

849
1 292
-
-
total
16 278
24 769
-
-
Income
137 000
137 000
137 000
137 000
Total tax
54 304
66 451
47 914
61 378
After tax
82 696
70 549
89 086
75 622
Living cost
35 850
35 850
35 850
35 850
Free-cash
46 846
34 699
53 236
39 772

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽46183
₽51284
₽60960
₽41016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 167
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 403
trade
-
-
-
14 777
total
-
-
-
62 691
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
137 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
39 403
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 167
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
47 914
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 484
137 000
-
-
trade
15 984
21 577
-
-
income
15 223
20 550
-
-
chamber of commerce
287
338
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

837
1 130
-
-
total
32 331
43 595
-
-
Dividends
69 152
93 405
-
-
withholding
16 936
22 998
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

932
1 265
-
-
total
17 868
24 263
-
-
Income
137 000
137 000
137 000
137 000
Total tax
57 590
67 858
47 914
62 691
After tax
79 410
69 142
89 086
74 309
Living cost
28 126
28 126
28 126
28 126
Free-cash
51 284
41 016
60 960
46 183

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽37173
₽45005
₽52608
₽31958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 167
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 403
trade
-
-
-
15 435
total
-
-
-
63 349
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
137 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
39 403
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 167
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
47 914
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
89 910
137 000
-
-
trade
14 790
22 536
-
-
income
13 487
20 550
-
-
chamber of commerce
270
337
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

742
1 130
-
-
total
29 289
44 553
-
-
Dividends
60 622
92 448
-
-
withholding
14 802
22 760
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

814
1 251
-
-
total
15 616
24 011
-
-
Income
137 000
137 000
137 000
137 000
Total tax
55 517
68 564
47 914
63 349
After tax
81 483
68 436
89 086
73 651
Living cost
36 478
36 478
36 478
36 478
Free-cash
45 005
31 958
52 608
37 173

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽30456
₽40251
₽46548
₽25194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
137 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 167
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 403
trade
-
-
-
16 092
total
-
-
-
64 006
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
137 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
39 403
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 167
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
47 914
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 195
137 000
-
-
trade
13 924
23 496
-
-
income
12 180
20 550
-
-
chamber of commerce
256
333
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

670
1 130
-
-
total
27 030
45 509
-
-
Dividends
54 165
91 491
-
-
withholding
13 188
22 520
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

726
1 239
-
-
total
13 914
23 759
-
-
Income
137 000
137 000
137 000
137 000
Total tax
54 211
69 268
47 914
64 006
After tax
82 789
67 732
89 086
72 994
Living cost
42 538
42 538
42 538
42 538
Free-cash
40 251
25 194
46 548
30 456

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽44156
₽62364
₽40190
₽65316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
surtax
-
-
-
4 791
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
33 401
other
-
-
-
-
total
-
-
-
71 987
Employee
31 271
-
113 176
-
unemployment
2 176
-
7 877
-
other
-
-
-
-
income
5 242
-
29 650
-
surtax
111
-
4 166
-
pensions
2 086
-
7 549
-
health
798
-
2 886
-
total
10 413
-
52 128
-
Employer
31 271
-
113 176
-
pensions
4 169
-
15 086
-
other
-
-
-
-
health
1 422
-
5 151
-
unemployment
992
-
3 588
-
total
6 583
-
23 825
-
Corporate
99 146
137 000
-
-
income
25 778
35 620
-
-
total
25 778
35 620
-
-
Dividends
73 367
101 380
-
-
withholding
11 005
15 207
-
-
total
11 005
15 207
-
-
Income
137 000
137 000
137 000
137 000
Total tax
53 779
50 827
75 953
71 987
After tax
83 221
86 173
61 047
65 013
Living cost
20 857
20 857
20 857
20 857
Free-cash
62 364
65 316
40 190
44 156

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽44523
₽62795
₽40557
₽65683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
surtax
-
-
-
4 791
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
33 401
other
-
-
-
-
total
-
-
-
71 987
Employee
30 707
-
113 176
-
unemployment
2 137
-
7 877
-
other
-
-
-
-
income
5 147
-
29 650
-
surtax
100
-
4 166
-
pensions
2 048
-
7 549
-
health
784
-
2 886
-
total
10 216
-
52 128
-
Employer
30 707
-
113 176
-
pensions
4 093
-
15 086
-
other
-
-
-
-
health
1 397
-
5 151
-
unemployment
973
-
3 588
-
total
6 463
-
23 825
-
Corporate
99 829
137 000
-
-
income
25 956
35 620
-
-
total
25 956
35 620
-
-
Dividends
73 873
101 380
-
-
withholding
11 080
15 207
-
-
total
11 080
15 207
-
-
Income
137 000
137 000
137 000
137 000
Total tax
53 715
50 827
75 953
71 987
After tax
83 285
86 173
61 047
65 013
Living cost
20 490
20 490
20 490
20 490
Free-cash
62 795
65 683
40 557
44 523

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽76337
₽58866
₽60851
₽58479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
unemployment
-
-
-
2 055
health
-
-
-
9 590
pensions
-
-
-
13 700
income
-
-
-
16 748
total
-
-
-
42 093
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
114 644
-
unemployment
402
160
1 720
-
income
3 277
1 304
14 015
-
pensions
2 681
1 067
11 464
-
health
1 876
747
8 025
-
total
8 236
3 278
35 224
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
114 644
-
pensions
5 227
2 080
22 356
-
total
5 227
2 080
22 356
-
Corporate
104 967
124 252
-
-
income
9 447
11 183
-
-
total
9 447
11 183
-
-
Dividends
95 520
113 069
-
-
withholding
18 149
21 483
-
-
social contributions
18 505
21 927
-
-
total
36 654
43 410
-
-
Income
137 000
137 000
137 000
137 000
Total tax
59 564
59 951
57 580
42 093
After tax
77 436
77 049
79 420
94 907
Living cost
18 570
18 570
18 570
18 570
Free-cash
58 866
58 479
60 851
76 337

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽36321
₽39902
₽37397
₽40647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
national
-
-
-
23 050
pensions
-
-
-
16 440
social contributions
-
-
-
1 473
municipal
-
-
-
14 875
total
-
-
-
55 838
Employee
69 511
-
118 435
-
municipal
8 586
-
15 405
-
national
13 304
-
23 872
-
pensions
2 780
-
4 737
-
total
24 670
-
44 014
-
Employer
69 511
-
118 435
-
pensions
5 561
-
9 475
-
social contributions
747
-
1 273
-
total
6 308
-
10 748
-
Corporate
56 593
137 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

11 319
27 400
-
-
total
11 319
27 400
-
-
Dividends
45 274
109 600
-
-
withholding
9 960
24 112
-
-
total
9 960
24 112
-
-
Income
137 000
137 000
137 000
137 000
Total tax
52 257
51 512
54 762
55 838
After tax
84 743
85 488
82 238
81 162
Living cost
44 841
44 841
44 841
44 841
Free-cash
39 902
40 647
37 397
36 321

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽22411
₽45055
₽22411
₽43005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
social contributions
-
-
-
22 242
income
-
-
-
39 452
total
-
-
-
61 694
Employee
72 635
-
137 000
-
social contributions
6 034
-
22 242
-
income
13 706
-
39 452
-
total
19 740
-
61 694
-
Employer
72 635
-
137 000
-
total
-
-
-
-
Corporate
64 365
137 000
-
-
income
8 046
17 124
-
-
total
8 046
17 124
-
-
Dividends
56 319
119 876
-
-
withholding
11 264
23 976
-
-
total
11 264
23 976
-
-
Income
137 000
137 000
137 000
137 000
Total tax
39 050
41 100
61 694
61 694
After tax
97 950
95 900
75 306
75 306
Living cost
52 895
52 895
52 895
52 895
Free-cash
45 055
43 005
22 411
22 411

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽27846
₽29064
₽21474
₽33914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
national
-
-
-
32 332
regional
-
-
-
1 590
social contributions
-
-
-
35 236
municipal
-
-
-
814
total
-
-
-
69 972
Employee
82 526
-
137 000
-
municipal
437
-
726
-
national
14 300
-
28 021
-
social contributions
27 828
-
46 196
-
regional
779
-
1 401
-
total
43 344
-
76 344
-
Employer
82 526
-
137 000
-
total
-
-
-
-
Corporate
54 474
137 000
-
-
nationa
13 073
32 880
-
-
municipal
2 125
5 343
-
-
total
15 198
38 223
-
-
Dividends
39 276
98 778
-
-
withholding
10 212
25 681
-
-
total
10 212
25 681
-
-
Income
137 000
137 000
137 000
137 000
Total tax
68 754
63 904
76 344
69 972
After tax
68 246
73 096
60 656
67 028
Living cost
39 182
39 182
39 182
39 182
Free-cash
29 064
33 914
21 474
27 846

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽41538
₽44935
₽35199
₽46996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
national
-
-
-
32 332
regional
-
-
-
2 066
social contributions
-
-
-
35 236
municipal
-
-
-
814
total
-
-
-
70 448
Employee
51 509
-
137 000
-
municipal
273
-
726
-
national
8 160
-
28 021
-
social contributions
17 369
-
46 196
-
regional
693
-
1 844
-
total
26 495
-
76 787
-
Employer
51 509
-
137 000
-
total
-
-
-
-
Corporate
85 491
137 000
-
-