Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽10412
-₽31138
-₽46110
-₽25943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
accident
-
-
-
1 233
unemployment
-
-
-
962
pensions
-
-
-
38 772
other
-
-
-
135
income
-
-
-
18 581
total
-
-
-
59 683
Employee
138 847
-
97 023
-
pensions
6 527
-
5 893
-
income
26 769
-
16 935
-
unemployment
2 152
-
1 945
-
other
135
-
128
-
total
35 583
-
24 901
-
Employer
138 847
-
97 023
-
other
1 112
-
1 005
-
unemployment
7 639
-
6 898
-
accident
2 751
-
2 480
-
pensions
32 765
-
29 594
-
total
44 267
-
39 977
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 551
-
-
total
-
20 551
-
-
Dividends
-
116 449
-
-
withholding
-
23 601
-
-
total
-
23 601
-
-
Income
137 000
137 000
137 000
137 000
Total tax
79 850
44 152
64 878
59 683
After tax
57 150
92 848
72 122
77 317
Living cost
103 260
103 260
103 260
103 260
Free-cash
-46 110
-10 412
-31 138
-25 943

Estimated living cost  is ₽103260 per month

₽69699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1810
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21827
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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