Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽66724
-₽47123
-₽37204
-₽21934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
unemployment
-
-
-
959
accident
-
-
-
1 237
pensions
-
-
-
38 769
income
-
-
-
18 219
other
-
-
-
135
total
-
-
-
59 319
Employee
154 479
-
92 523
-
other
151
-
143
-
income
29 782
-
15 896
-
pensions
7 262
-
6 557
-
unemployment
2 394
-
2 164
-
total
39 589
-
24 760
-
Employer
154 479
-
92 523
-
accident
3 060
-
2 759
-
unemployment
8 499
-
7 675
-
pensions
36 454
-
32 926
-
other
1 237
-
1 118
-
total
49 250
-
44 478
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 550
-
-
total
-
20 550
-
-
Dividends
-
116 450
-
-
withholding
-
23 499
-
-
total
-
23 499
-
-
Income
137 000
137 000
137 000
137 000
Total tax
88 839
44 049
69 238
59 319
After tax
48 161
92 951
67 762
77 681
Living cost
114 885
114 885
114 885
114 885
Free-cash
-66 724
-21 934
-47 123
-37 204

Estimated living cost  is ₽114885 per month

₽77546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2014
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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