Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽30631
-₽54818
-₽37884
-₽15281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
other
-
-
-
134
pensions
-
-
-
38 772
income
-
-
-
18 367
accident
-
-
-
1 232
unemployment
-
-
-
955
total
-
-
-
59 460
Employee
145 450
-
95 122
-
pensions
6 838
-
6 173
-
income
28 042
-
16 490
-
other
142
-
134
-
unemployment
2 254
-
2 038
-
total
37 276
-
24 835
-
Employer
145 450
-
95 122
-
pensions
34 323
-
31 001
-
other
1 165
-
1 053
-
unemployment
8 002
-
7 226
-
accident
2 881
-
2 598
-
total
46 371
-
41 878
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 551
-
-
total
-
20 551
-
-
Dividends
-
116 449
-
-
withholding
-
23 559
-
-
total
-
23 559
-
-
Income
137 000
137 000
137 000
137 000
Total tax
83 647
44 110
66 713
59 460
After tax
53 353
92 890
70 287
77 540
Living cost
108 171
108 171
108 171
108 171
Free-cash
-54 818
-15 281
-37 884
-30 631

Estimated living cost  is ₽108171 per month

₽73014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1896
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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