Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽29199
-₽52133
-₽35797
-₽13775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
other
-
-
-
140
pensions
-
-
-
38 774
income
-
-
-
18 434
accident
-
-
-
1 237
unemployment
-
-
-
957
total
-
-
-
59 542
Employee
143 415
-
95 708
-
pensions
6 742
-
6 087
-
income
27 649
-
16 620
-
other
140
-
132
-
unemployment
2 223
-
2 009
-
total
36 754
-
24 848
-
Employer
143 415
-
95 708
-
pensions
33 843
-
30 568
-
other
1 148
-
1 038
-
unemployment
7 890
-
7 125
-
accident
2 841
-
2 561
-
total
45 722
-
41 292
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 550
-
-
total
-
20 550
-
-
Dividends
-
116 450
-
-
withholding
-
23 568
-
-
total
-
23 568
-
-
Income
137 000
137 000
137 000
137 000
Total tax
82 476
44 118
66 140
59 542
After tax
54 524
92 882
70 860
77 458
Living cost
106 657
106 657
106 657
106 657
Free-cash
-52 133
-13 775
-35 797
-29 199

Estimated living cost  is ₽106657 per month

₽71992
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10253
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1870
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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