Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽36407
-₽14220
-₽29618
-₽52914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
income
-
-
-
18 414
pensions
-
-
-
38 772
other
-
-
-
140
unemployment
-
-
-
961
accident
-
-
-
1 234
total
-
-
-
59 521
Employee
144 006
-
95 538
-
unemployment
2 232
-
2 018
-
pensions
6 770
-
6 112
-
other
140
-
133
-
income
27 763
-
16 585
-
total
36 905
-
24 848
-
Employer
144 006
-
95 538
-
accident
2 853
-
2 572
-
other
1 153
-
1 042
-
unemployment
7 923
-
7 154
-
pensions
33 983
-
30 694
-
total
45 912
-
41 462
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 554
-
-
total
-
20 554
-
-
Dividends
-
116 446
-
-
withholding
-
23 569
-
-
total
-
23 569
-
-
Income
137 000
137 000
137 000
137 000
Total tax
82 817
44 123
66 310
59 521
After tax
54 183
92 877
70 690
77 479
Living cost
107 097
107 097
107 097
107 097
Free-cash
-52 914
-14 220
-36 407
-29 618

Estimated living cost  is ₽107097 per month

₽72289
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1877
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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