Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽28127
-₽23736
-₽42026
-₽8128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
other
-
-
-
139
unemployment
-
-
-
961
pensions
-
-
-
38 771
income
-
-
-
18 675
accident
-
-
-
1 233
total
-
-
-
59 779
Employee
135 750
-
97 915
-
pensions
6 382
-
5 762
-
income
26 172
-
17 296
-
unemployment
2 104
-
1 902
-
other
132
-
125
-
total
34 790
-
25 085
-
Employer
135 750
-
97 915
-
other
1 087
-
982
-
accident
2 689
-
2 425
-
pensions
32 034
-
28 934
-
unemployment
7 469
-
6 744
-
total
43 279
-
39 085
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 553
-
-
total
-
20 553
-
-
Dividends
-
116 447
-
-
withholding
-
23 618
-
-
total
-
23 618
-
-
Income
137 000
137 000
137 000
137 000
Total tax
78 069
44 171
64 170
59 779
After tax
58 931
92 829
72 830
77 221
Living cost
100 957
100 957
100 957
100 957
Free-cash
-42 026
-8 128
-28 127
-23 736

Estimated living cost  is ₽100957 per month

₽68144
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1770
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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