Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽63914
-₽44942
-₽20367
-₽35629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
accident
-
-
-
1 235
income
-
-
-
18 218
pensions
-
-
-
38 773
other
-
-
-
141
unemployment
-
-
-
962
total
-
-
-
59 329
Employee
152 347
-
93 136
-
unemployment
2 361
-
2 135
-
pensions
7 162
-
6 466
-
income
29 371
-
16 036
-
other
149
-
141
-
total
39 043
-
24 778
-
Employer
152 347
-
93 136
-
pensions
35 951
-
32 472
-
other
1 220
-
1 102
-
unemployment
8 382
-
7 569
-
accident
3 018
-
2 721
-
total
48 571
-
43 864
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 548
-
-
total
-
20 548
-
-
Dividends
-
116 452
-
-
withholding
-
23 519
-
-
total
-
23 519
-
-
Income
137 000
137 000
137 000
137 000
Total tax
87 614
44 067
68 642
59 329
After tax
49 386
92 933
68 358
77 671
Living cost
113 300
113 300
113 300
113 300
Free-cash
-63 914
-20 367
-44 942
-35 629

Estimated living cost  is ₽113300 per month

₽76476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1986
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23949
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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