Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽42820
-₽18843
-₽34081
-₽61181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
other
-
-
-
139
accident
-
-
-
1 234
income
-
-
-
18 224
pensions
-
-
-
38 770
unemployment
-
-
-
956
total
-
-
-
59 323
Employee
150 274
-
93 733
-
income
28 972
-
16 173
-
other
147
-
139
-
pensions
7 065
-
6 378
-
unemployment
2 329
-
2 105
-
total
38 513
-
24 795
-
Employer
150 274
-
93 733
-
other
1 203
-
1 087
-
unemployment
8 268
-
7 466
-
accident
2 977
-
2 684
-
pensions
35 462
-
32 030
-
total
47 910
-
43 267
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 554
-
-
total
-
20 554
-
-
Dividends
-
116 446
-
-
withholding
-
23 531
-
-
total
-
23 531
-
-
Income
137 000
137 000
137 000
137 000
Total tax
86 423
44 085
68 062
59 323
After tax
50 577
92 915
68 938
77 677
Living cost
111 758
111 758
111 758
111 758
Free-cash
-61 181
-18 843
-42 820
-34 081

Estimated living cost  is ₽111758 per month

₽75435
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1959
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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