Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽33518
-₽18254
-₽60150
-₽42016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
accident
-
-
-
1 235
other
-
-
-
138
pensions
-
-
-
38 768
unemployment
-
-
-
959
income
-
-
-
18 241
total
-
-
-
59 341
Employee
149 493
-
93 958
-
pensions
7 028
-
6 345
-
unemployment
2 317
-
2 095
-
other
146
-
138
-
income
28 821
-
16 219
-
total
38 312
-
24 797
-
Employer
149 493
-
93 958
-
accident
2 962
-
2 670
-
pensions
35 277
-
31 863
-
other
1 197
-
1 082
-
unemployment
8 225
-
7 427
-
total
47 661
-
43 042
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 546
-
-
total
-
20 546
-
-
Dividends
-
116 454
-
-
withholding
-
23 531
-
-
total
-
23 531
-
-
Income
137 000
137 000
137 000
137 000
Total tax
85 973
44 077
67 839
59 341
After tax
51 027
92 923
69 161
77 659
Living cost
111 177
111 177
111 177
111 177
Free-cash
-60 150
-18 254
-42 016
-33 518

Estimated living cost  is ₽111177 per month

₽75043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10688
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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