Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽17687
-₽41225
-₽32970
-₽59127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
accident
-
-
-
1 236
income
-
-
-
18 261
other
-
-
-
137
unemployment
-
-
-
962
pensions
-
-
-
38 773
total
-
-
-
59 369
Employee
148 718
-
94 181
-
other
145
-
137
-
unemployment
2 305
-
2 084
-
pensions
6 991
-
6 312
-
income
28 672
-
16 273
-
total
38 113
-
24 806
-
Employer
148 718
-
94 181
-
pensions
35 094
-
31 698
-
accident
2 946
-
2 656
-
unemployment
8 182
-
7 388
-
other
1 191
-
1 076
-
total
47 413
-
42 818
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 547
-
-
total
-
20 547
-
-
Dividends
-
116 453
-
-
withholding
-
23 539
-
-
total
-
23 539
-
-
Income
137 000
137 000
137 000
137 000
Total tax
85 526
44 086
67 624
59 369
After tax
51 474
92 914
69 376
77 631
Living cost
110 601
110 601
110 601
110 601
Free-cash
-59 127
-17 687
-41 225
-32 970

Estimated living cost  is ₽110601 per month

₽74654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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