Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 137000
per

Your estimated
City
free-cash

Valencia , Spain
-₽55972
-₽38777
-₽15918
-₽31264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
137 000
accident
-
-
-
1 232
income
-
-
-
18 342
pensions
-
-
-
38 773
other
-
-
-
135
unemployment
-
-
-
961
total
-
-
-
59 443
Employee
146 325
-
94 870
-
unemployment
2 268
-
2 050
-
pensions
6 879
-
6 211
-
income
28 210
-
16 431
-
other
143
-
135
-
total
37 500
-
24 827
-
Employer
146 325
-
94 870
-
pensions
34 530
-
31 188
-
other
1 172
-
1 059
-
unemployment
8 050
-
7 269
-
accident
2 899
-
2 613
-
total
46 651
-
42 129
-
Corporate
-
137 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 547
-
-
total
-
20 547
-
-
Dividends
-
116 453
-
-
withholding
-
23 550
-
-
total
-
23 550
-
-
Income
137 000
137 000
137 000
137 000
Total tax
84 151
44 097
66 956
59 443
After tax
52 849
92 903
70 044
77 557
Living cost
108 821
108 821
108 821
108 821
Free-cash
-55 972
-15 918
-38 777
-31 264

Estimated living cost  is ₽108821 per month

₽73453
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10461
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1907
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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