Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 136500
per

Your estimated
City
free-cash

Andorra , Andorra
₽97909
₽79550
₽75921
₽95123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
30 031
income
-
-
-
5 608
total
-
-
-
35 639
Employee
26 673
-
118 183
-
social contributions
1 733
-
7 682
-
income
-
-
6 011
-
total
1 733
-
13 693
-
Employer
26 673
-
118 183
-
social contributions
4 135
-
18 317
-
total
4 135
-
18 317
-
Corporate
105 692
136 500
-
-
income
10 569
13 651
-
-
total
10 569
13 651
-
-
Dividends
95 123
122 849
-
-
total
-
-
-
-
Income
136 500
136 500
136 500
136 500
Total tax
16 437
13 651
32 010
35 639
After tax
120 063
122 849
104 490
100 861
Living cost
24 940
24 940
24 940
24 940
Free-cash
95 123
97 909
79 550
75 921

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽49237
₽9633
₽43726
₽48827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
chamber of commerce
-
-
-
546
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
35 325
surtax
-
-
-
-
total
-
-
-
66 305
Employee
36 267
33 064
107 810
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
27 989
-
total
9 798
8 427
45 542
-
Employer
36 267
33 064
107 810
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 234
-
chamber of commerce
145
132
431
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 029
-
total
10 437
9 516
28 690
-
Corporate
89 796
93 920
104 661
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 449
23 480
26 166
-
total
22 449
23 480
26 166
-
Dividends
67 347
70 441
-
-
withholding
18 520
19 371
-
-
total
18 520
19 371
-
-
Income
136 500
136 500
136 500
136 500
Total tax
61 204
60 794
100 398
66 305
After tax
75 296
75 706
36 102
70 195
Living cost
26 469
26 469
26 469
26 469
Free-cash
48 827
49 237
9 633
43 726

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽46383
₽6818
₽40797
₽45100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
chamber of commerce
-
-
-
546
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
35 325
surtax
-
-
-
164
total
-
-
-
66 469
Employee
41 463
33 064
107 658
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
27 925
-
total
12 228
8 427
45 478
-
Employer
41 463
33 064
107 658
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 229
-
chamber of commerce
165
132
431
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 023
-
total
12 096
9 680
28 843
-
Corporate
82 942
93 757
104 509
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 736
23 439
26 127
-
total
20 736
23 439
26 127
-
Dividends
62 206
70 318
-
-
withholding
17 106
19 337
-
-
total
17 106
19 337
-
-
Income
136 500
136 500
136 500
136 500
Total tax
62 166
60 883
100 448
66 469
After tax
74 334
75 617
36 052
70 031
Living cost
29 234
29 234
29 234
29 234
Free-cash
45 100
46 383
6 818
40 797

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽46110
₽18349
₽28864
₽33667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 950
national
-
-
-
49 750
total
-
-
-
77 385
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
105 724
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 969
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 929
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 514
-
national
18 246
-
37 796
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
919
-
total
29 096
-
57 127
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
105 724
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 373
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 543
-
surtax
6 729
-
11 988
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 503
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 366
-
total
17 275
-
30 773
-
Corporate
59 878
136 500
-
-
surtax
239
546
-
-
income
11 975
27 299
-
-
total
12 214
27 845
-
-
Dividends
47 664
108 654
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

13 997
32 294
-
-
total
13 997
32 294
-
-
Income
136 500
136 500
136 500
136 500
Total tax
72 582
60 139
87 900
77 385
After tax
63 918
76 361
48 600
59 115
Living cost
30 251
30 251
30 251
30 251
Free-cash
33 667
46 110
18 349
28 864

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽102445
₽99279
₽94029
₽97391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 475
total
-
-
-
28 208
Employee
18 887
-
130 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 081
-
total
4 624
-
17 275
-
Employer
18 887
-
130 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
113 907
136 500
-
-
income
11 391
13 650
-
-
total
11 391
13 650
-
-
Dividends
102 516
122 850
-
-
withholding
5 126
6 142
-
-
total
5 126
6 142
-
-
Income
136 500
136 500
136 500
136 500
Total tax
24 846
19 792
22 958
28 208
After tax
111 654
116 708
113 542
108 292
Living cost
14 263
14 263
14 263
14 263
Free-cash
97 391
102 445
99 279
94 029

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽105837
₽102671
₽97421
₽101985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 475
total
-
-
-
28 208
Employee
14 395
-
130 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 081
-
total
3 523
-
17 275
-
Employer
14 395
-
130 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
119 280
136 500
-
-
income
11 928
13 650
-
-
total
11 928
13 650
-
-
Dividends
107 353
122 850
-
-
withholding
5 368
6 142
-
-
total
5 368
6 142
-
-
Income
136 500
136 500
136 500
136 500
Total tax
23 644
19 792
22 958
28 208
After tax
112 856
116 708
113 542
108 292
Living cost
10 871
10 871
10 871
10 871
Free-cash
101 985
105 837
102 671
97 421

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽80400
₽73344
₽74571
₽75884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
13 424
health
-
-
-
3 481
income
-
-
-
25 815
total
-
-
-
42 720
Employee
63 798
63 798
127 009
-
health
494
1 085
2 159
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
25 155
-
total
9 853
12 286
34 456
-
Employer
63 798
63 798
127 009
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 349
-
total
2 949
6 476
9 491
-
Corporate
104 489
66 227
-
-
income
13 062
8 278
-
-
total
13 062
8 278
-
-
Dividends
91 427
57 948
-
-
withholding
15 543
9 851
-
-
total
15 543
9 851
-
-
Income
136 500
136 500
136 500
136 500
Total tax
41 407
36 891
43 947
42 720
After tax
95 093
99 609
92 553
93 780
Living cost
19 209
19 209
19 209
19 209
Free-cash
75 884
80 400
73 344
74 571

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽72699
₽65643
₽66870
₽69259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
13 424
health
-
-
-
3 481
income
-
-
-
25 815
total
-
-
-
42 720
Employee
63 798
63 798
127 009
-
health
635
1 085
2 159
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
25 155
-
total
10 434
12 286
34 456
-
Employer
63 798
63 798
127 009
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 349
-
total
3 791
6 476
9 491
-
Corporate
95 364
66 227
-
-
income
11 920
8 278
-
-
total
11 920
8 278
-
-
Dividends
83 444
57 948
-
-
withholding
14 186
9 851
-
-
total
14 186
9 851
-
-
Income
136 500
136 500
136 500
136 500
Total tax
40 331
36 891
43 947
42 720
After tax
96 169
99 609
92 553
93 780
Living cost
26 910
26 910
26 910
26 910
Free-cash
69 259
72 699
65 643
66 870

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽74457
₽51012
₽56959
₽67493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
28 093
health
-
-
-
18 428
solidarity contribution
-
-
-
-
income
-
-
-
13 497
total
-
-
-
60 018
Employee
28 710
-
103 163
-
health
3 876
-
13 927
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
12 447
-
total
9 187
-
32 628
-
Employer
28 710
-
103 163
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 285
-
total
9 762
-
33 337
-
Corporate
98 028
136 500
-
-
income
18 625
25 935
-
-
total
18 625
25 935
-
-
Dividends
79 403
110 565
-
-
withholding
11 910
16 585
-
-
total
11 910
16 585
-
-
Income
136 500
136 500
136 500
136 500
Total tax
49 484
42 520
65 965
60 018
After tax
87 016
93 980
70 535
76 482
Living cost
19 523
19 523
19 523
19 523
Free-cash
67 493
74 457
51 012
56 959

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽69923
₽46478
₽52425
₽61340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
28 093
health
-
-
-
18 428
solidarity contribution
-
-
-
-
income
-
-
-
13 497
total
-
-
-
60 018
Employee
35 378
-
103 163
-
health
4 776
-
13 927
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
12 447
-
total
11 321
-
32 628
-
Employer
35 378
-
103 163
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 285
-
total
12 029
-
33 337
-
Corporate
89 093
136 500
-
-
income
16 928
25 935
-
-
total
16 928
25 935
-
-
Dividends
72 165
110 565
-
-
withholding
10 825
16 585
-
-
total
10 825
16 585
-
-
Income
136 500
136 500
136 500
136 500
Total tax
51 103
42 520
65 965
60 018
After tax
85 397
93 980
70 535
76 482
Living cost
24 057
24 057
24 057
24 057
Free-cash
61 340
69 923
46 478
52 425

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽44754
-₽44754
₽41020
-₽44754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
labour market
-
-
-
10 862
municipal
-
-
-
28 136
pensions
-
-
-
721
national
-
-
-
15 696
total
-
-
-
55 415
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
136 500
136 500
136 500
136 500
Total tax
141 189
141 189
141 189
55 415
After tax
-4 689
-4 689
-4 689
81 085
Living cost
40 065
40 065
40 065
40 065
Free-cash
-44 754
-44 754
-44 754
41 020

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽89161
₽58636
₽53125
₽84005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
health
-
-
-
17 746
pensions
-
-
-
27 299
income
-
-
-
18 290
total
-
-
-
63 335
Employee
23 536
-
102 018
-
pensions
471
-
2 040
-
unemployment
376
-
1 633
-
income
2 650
-
19 670
-
total
3 497
-
23 343
-
Employer
23 536
-
102 018
-
pensions
4 708
-
20 403
-
unemployment
189
-
816
-
health
3 059
-
13 262
-
total
7 956
-
34 481
-
Corporate
105 008
136 500
-
-
income
21 002
27 299
-
-
total
21 002
27 299
-
-
Dividends
84 006
109 201
-
-
total
-
-
-
-
Income
136 500
136 500
136 500
136 500
Total tax
32 455
27 299
57 824
63 335
After tax
104 045
109 201
78 676
73 165
Living cost
20 040
20 040
20 040
20 040
Free-cash
84 005
89 161
58 636
53 125

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽54281
₽40367
₽57588
₽56136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
136 500
health
-
-
-
1 756
municipal
-
-
-
24 255
national
-
-
-
21 048
total
-
-
-
47 059
Employee
43 651
-
114 831
-
health
326
-
1 422
-
municipal
7 150
-
18 708
-
pensions
2 946
-
7 751
-
national
721
-
13 008
-
unemployment
655
-
1 722
-
total
11 798
-
42 611
-
Employer
43 651
-
114 831
-
accident
44
-
115
-
unemployment
283
-
746
-
health
335
-
885
-
pensions
7 573
-
19 923
-
total
8 235
-
21 669
-
Corporate
84 613
136 500
-
-
income
16 922
27 299
-
-
total
16 922
27 299
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

50 768
81 900
-
-
municipal
9 138
14 742
-
-
national
2 418
8 325
-
-
total
11 556
23 067
-
-
Income
136 500
136 500
136 500
136 500
Total tax
48 511
50 366
64 280
47 059
After tax
87 989
86 134
72 220
89 441
Living cost
31 853
31 853
31 853
31 853
Free-cash
56 136
54 281
40 367
57 588

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽43222
₽50506
₽51505
₽47834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
3 889
health
-
-
-
5 471
pensions
-
-
-
25 259
other
-
-
-
4 232
income
-
-
-
20 571
surtax
-
-
-
-
total
-
-
-
59 422
Employee
31 696
-
106 308
-
income
1 634
-
20 082
-
social contributions
904
-
3 029
-
pensions
3 585
-
7 117
-
surtax
-
-
-
-
total
6 123
-
30 228
-
Employer
31 696
-
106 308
-
pensions
5 208
-
12 028
-
social contributions
94
-
320
-
unemployment
1 283
-
4 306
-
health
2 218
-
9 509
-
other
1 094
-
4 030
-
total
9 897
-
30 193
-
Corporate
94 905
136 500
-
-
surtax
-
-
-
-
income
26 574
38 220
-
-
total
26 574
38 220
-
-
Dividends
68 331
98 280
-
-
surtax
-
-
-
-
withholding
8 746
12 580
-
-
social contributions
11 753
16 905
-
-
total
20 499
29 485
-
-
Income
136 500
136 500
136 500
136 500
Total tax
63 093
67 705
60 421
59 422
After tax
73 407
68 795
76 079
77 078
Living cost
25 573
25 573
25 573
25 573
Free-cash
47 834
43 222
50 506
51 505

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽40409
₽47693
₽48692
₽45313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
3 889
health
-
-
-
5 471
pensions
-
-
-
25 259
other
-
-
-
4 232
income
-
-
-
20 571
surtax
-
-
-
-
total
-
-
-
59 422
Employee
35 509
-
106 308
-
income
2 096
-
20 082
-
social contributions
1 012
-
3 029
-
pensions
4 015
-
7 117
-
surtax
-
-
-
-
total
7 123
-
30 228
-
Employer
35 509
-
106 308
-
pensions
5 833
-
12 028
-
social contributions
107
-
320
-
unemployment
1 437
-
4 306
-
health
2 486
-
9 509
-
other
1 225
-
4 030
-
total
11 088
-
30 193
-
Corporate
89 902
136 500
-
-
surtax
-
-
-
-
income
25 172
38 220
-
-
total
25 172
38 220
-
-
Dividends
64 730
98 280
-
-
surtax
-
-
-
-
withholding
8 285
12 580
-
-
social contributions
11 133
16 905
-
-
total
19 418
29 485
-
-
Income
136 500
136 500
136 500
136 500
Total tax
62 801
67 705
60 421
59 422
After tax
73 699
68 795
76 079
77 078
Living cost
28 386
28 386
28 386
28 386
Free-cash
45 313
40 409
47 693
48 692

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽28723
₽36007
₽37006
₽34427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
3 889
health
-
-
-
5 471
pensions
-
-
-
25 259
other
-
-
-
4 232
income
-
-
-
20 571
surtax
-
-
-
-
total
-
-
-
59 422
Employee
51 964
-
106 308
-
income
4 534
-
20 082
-
social contributions
1 480
-
3 029
-
pensions
5 877
-
7 117
-
surtax
-
-
-
-
total
11 891
-
30 228
-
Employer
51 964
-
106 308
-
pensions
8 538
-
12 028
-
social contributions
156
-
320
-
unemployment
2 105
-
4 306
-
health
3 637
-
9 509
-
other
1 793
-
4 030
-
total
16 229
-
30 193
-
Corporate
68 307
136 500
-
-
surtax
-
-
-
-
income
19 126
38 220
-
-
total
19 126
38 220
-
-
Dividends
49 180
98 280
-
-
surtax
-
-
-
-
withholding
6 295
12 580
-
-
social contributions
8 460
16 905
-
-
total
14 755
29 485
-
-
Income
136 500
136 500
136 500
136 500
Total tax
62 001
67 705
60 421
59 422
After tax
74 499
68 795
76 079
77 078
Living cost
40 072
40 072
40 072
40 072
Free-cash
34 427
28 723
36 007
37 006

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽123818
₽103343
₽129278
₽122720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
136 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 365
total
-
-
-
1 365
Employee
7 321
-
136 500
-
income
1 464
-
27 300
-
total
1 464
-
27 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

129 179
136 500
-
-
total
-
-
-
-
Dividends
129 179
136 500
-
-
withholding
6 459
6 825
-
-
total
6 459
6 825
-
-
Income
136 500
136 500
136 500
136 500
Total tax
7 923
6 825
27 300
1 365
After tax
128 577
129 675
109 200
135 135
Living cost
5 857
5 857
5 857
5 857
Free-cash
122 720
123 818
103 343
129 278

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽120548
₽100073
₽126008
₽118836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
136 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 365
total
-
-
-
1 365
Employee
11 409
-
136 500
-
income
2 282
-
27 300
-
total
2 282
-
27 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

125 091
136 500
-
-
total
-
-
-
-
Dividends
125 091
136 500
-
-
withholding
6 255
6 825
-
-
total
6 255
6 825
-
-
Income
136 500
136 500
136 500
136 500
Total tax
8 537
6 825
27 300
1 365
After tax
127 963
129 675
109 200
135 135
Living cost
9 127
9 127
9 127
9 127
Free-cash
118 836
120 548
100 073
126 008

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽38235
₽55414
₽41362
₽49087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
136 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 052
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 125
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 262
total
-
-
-
63 107
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
136 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 262
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
41 125
-
total
9 250
-
49 055
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
95 219
136 500
-
-
trade
13 663
19 588
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

786
1 126
-
-
chamber of commerce
266
326
-
-
income
14 283
20 474
-
-
total
28 998
41 514
-
-
Dividends
66 220
94 986
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

893
1 289
-
-
withholding
16 241
23 431
-
-
total
17 134
24 720
-
-
Income
136 500
136 500
136 500
136 500
Total tax
55 382
66 234
49 055
63 107
After tax
81 118
70 266
87 445
73 393
Living cost
32 031
32 031
32 031
32 031
Free-cash
49 087
38 235
55 414
41 362

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽43731
₽62315
₽46892
₽52908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
136 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 423
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 125
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 262
total
-
-
-
64 478
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
136 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 262
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
41 125
-
total
6 603
-
49 055
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
104 767
136 500
-
-
trade
16 500
21 499
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

864
1 126
-
-
chamber of commerce
277
323
-
-
income
15 715
20 474
-
-
total
33 356
43 422
-
-
Dividends
71 410
93 078
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

965
1 263
-
-
withholding
17 538
22 954
-
-
total
18 503
24 217
-
-
Income
136 500
136 500
136 500
136 500
Total tax
58 462
67 639
49 055
64 478
After tax
78 038
68 861
87 445
72 022
Living cost
25 130
25 130
25 130
25 130
Free-cash
52 908
43 731
62 315
46 892

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽35566
₽54852
₽38744
₽47223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
136 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 108
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 125
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 262
total
-
-
-
65 163
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
136 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 262
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
41 125
-
total
9 481
-
49 055
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 426
136 500
-
-
trade
15 534
22 455
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

779
1 126
-
-
chamber of commerce
260
320
-
-
income
14 164
20 474
-
-
total
30 737
44 375
-
-
Dividends
63 689
92 126
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

858
1 250
-
-
withholding
15 608
22 716
-
-
total
16 466
23 966
-
-
Income
136 500
136 500
136 500
136 500
Total tax
56 684
68 341
49 055
65 163
After tax
79 816
68 159
87 445
71 337
Living cost
32 593
32 593
32 593
32 593
Free-cash
47 223
35 566
54 852
38 744

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽29450
₽49437
₽32642
₽42904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
136 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 795
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 125
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 262
total
-
-
-
65 850
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
136 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 262
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
41 125
-
total
11 854
-
49 055
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
86 638
136 500
-
-
trade
14 858
23 409
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

715
1 126
-
-
chamber of commerce
247
318
-
-
income
12 996
20 474
-
-
total
28 816
45 327
-
-
Dividends
57 823
91 173
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

778
1 236
-
-
withholding
14 140
22 479
-
-
total
14 918
23 715
-
-
Income
136 500
136 500
136 500
136 500
Total tax
55 588
69 042
49 055
65 850
After tax
80 912
67 458
87 445
70 650
Living cost
38 008
38 008
38 008
38 008
Free-cash
42 904
29 450
49 437
32 642

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽67224
₽40907
₽46086
₽64586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
36 186
surtax
-
-
-
5 397
total
-
-
-
71 779
Employee
27 940
-
113 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 511
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
31 223
-
total
9 304
-
53 650
-
Employer
27 940
-
113 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
102 677
136 500
-
-
income
26 696
35 490
-
-
total
26 696
35 490
-
-
Dividends
75 981
101 010
-
-
withholding
11 397
15 151
-
-
total
11 397
15 151
-
-
Income
136 500
136 500
136 500
136 500
Total tax
53 279
50 641
76 958
71 779
After tax
83 221
85 859
59 542
64 721
Living cost
18 635
18 635
18 635
18 635
Free-cash
64 586
67 224
40 907
46 086

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽67551
₽41234
₽46413
₽64966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
36 186
surtax
-
-
-
5 397
total
-
-
-
71 779
Employee
27 437
-
113 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 511
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
31 223
-
total
9 130
-
53 650
-
Employer
27 437
-
113 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
103 288
136 500
-
-
income
26 856
35 490
-
-
total
26 856
35 490
-
-
Dividends
76 433
101 010
-
-
withholding
11 465
15 151
-
-
total
11 465
15 151
-
-
Income
136 500
136 500
136 500
136 500
Total tax
53 226
50 641
76 958
71 779
After tax
83 274
85 859
59 542
64 721
Living cost
18 308
18 308
18 308
18 308
Free-cash
64 966
67 551
41 234
46 413

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽60450
₽62857
₽78287
₽60789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
unemployment
-
-
-
2 048
health
-
-
-
9 555
pensions
-
-
-
13 650
income
-
-
-
16 687
total
-
-
-
41 940
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
114 226
-
health
1 644
654
7 996
-
pensions
2 349
935
11 423
-
unemployment
352
140
1 713
-
income
2 872
1 143
13 964
-
total
7 217
2 872
35 096
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
114 226
-
pensions
4 581
1 823
22 274
-
total
4 581
1 823
22 274
-
Corporate
108 429
125 328
-
-
income
9 759
11 280
-
-
total
9 759
11 280
-
-
Dividends
98 670
114 048
-
-
withholding
18 747
21 669
-
-
social contributions
19 134
22 133
-
-
total
37 881
43 802
-
-
Income
136 500
136 500
136 500
136 500
Total tax
59 438
59 777
57 370
41 940
After tax
77 062
76 723
79 130
94 560
Living cost
16 273
16 273
16 273
16 273
Free-cash
60 789
60 450
62 857
78 287

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽43293
₽39879
₽38807
₽42596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
1 467
municipal
-
-
-
14 890
pensions
-
-
-
16 380
national
-
-
-
23 073
total
-
-
-
55 810
Employee
64 927
-
118 003
-
municipal
8 020
-
15 418
-
pensions
2 597
-
4 720
-
national
12 427
-
23 891
-
total
23 044
-
44 029
-
Employer
64 927
-
118 003
-
social contributions
698
-
1 269
-
pensions
5 194
-
9 440
-
total
5 892
-
10 709
-
Corporate
61 396
136 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 279
27 300
-
-
total
12 279
27 300
-
-
Dividends
49 117
109 200
-
-
withholding
10 806
24 024
-
-
total
10 806
24 024
-
-
Income
136 500
136 500
136 500
136 500
Total tax
52 021
51 324
54 738
55 810
After tax
84 479
85 176
81 762
80 690
Living cost
41 883
41 883
41 883
41 883
Free-cash
42 596
43 293
39 879
38 807

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽48288
₽25800
₽25800
₽50119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
social contributions
-
-
-
22 551
income
-
-
-
40 887
total
-
-
-
63 438
Employee
64 899
-
136 500
-
social contributions
5 392
-
22 551
-
income
12 246
-
40 887
-
total
17 638
-
63 438
-
Employer
64 899
-
136 500
-
total
-
-
-
-
Corporate
71 601
136 500
-
-
income
8 951
17 062
-
-
total
8 951
17 062
-
-
Dividends
62 650
119 438
-
-
withholding
12 530
23 888
-
-
total
12 530
23 888
-
-
Income
136 500
136 500
136 500
136 500
Total tax
39 119
40 950
63 438
63 438
After tax
97 381
95 550
73 062
73 062
Living cost
47 262
47 262
47 262
47 262
Free-cash
50 119
48 288
25 800
25 800

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽37820
₽24624
₽30792
₽33487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
regional
-
-
-
1 602
social contributions
-
-
-
35 107
municipal
-
-
-
811
national
-
-
-
33 179
total
-
-
-
70 699
Employee
73 736
-
136 500
-
regional
696
-
1 413
-
municipal
390
-
724
-
social contributions
24 864
-
46 028
-
national
12 777
-
28 702
-
total
38 727
-
76 867
-
Employer
73 736
-
136 500
-
total
-
-
-
-
Corporate
62 764
136 500
-
-
nationa
15 063
32 760
-
-
municipal
2 448
5 323
-
-
total
17 511
38 083
-
-
Dividends
45 253
98 417
-
-
withholding
11 766
25 588
-
-
total
11 766
25 588
-
-
Income
136 500
136 500
136 500
136 500
Total tax
68 004
63 671
76 867
70 699
After tax
68 496
72 829
59 633
65 801
Living cost
35 009
35 009
35 009
35 009
Free-cash
33 487
37 820
24 624
30 792

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽49397
₽36859
₽42994
₽47554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 500
regional
-
-
-
2 059
social contributions
-
-
-
35 107
municipal
-
-
-
811
national
-
-
-
33 179
total
-
-
-
71 156
Employee
46 023
-
136 500
-
regional
620
-
1 837
-
municipal
244
-
724
-
social contributions
15 519
-
46 028
-
national
7 291
-
28 702
-
total
23 674
-
77 291
-
Employer
46 023
-
136 500
-
total
-
-
-
-
Corporate
90 477
136 500
-
-
nationa