Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 136000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽35988
₽37510
₽18721
₽24848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
health
-
-
-
12 330
income
-
-
-
34 080
pensions
-
-
-
11 715
total
-
-
-
58 125
Employee
85 386
85 386
117 418
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 976
13 976
13 976
-
pensions
15 370
11 715
11 715
-
health
13 106
11 148
12 330
-
total
42 452
36 839
38 021
-
Employer
85 386
85 386
117 418
-
pensions
5 943
5 943
7 387
-
health
5 935
5 935
7 375
-
unemployment
3 074
3 074
3 820
-
total
14 952
14 952
18 582
-
Corporate
36 709
35 662
-
-
income
7 341
7 133
-
-
total
7 341
7 133
-
-
Dividends
29 368
28 529
-
-
withholding
4 406
4 279
-
-
income
6 241
6 062
-
-
total
10 647
10 341
-
-
Income
136 000
136 000
136 000
136 000
Total tax
75 392
69 265
56 603
58 125
After tax
60 608
66 735
79 397
77 875
Living cost
41 887
41 887
41 887
41 887
Free-cash
18 721
24 848
37 510
35 988

Estimated living cost  is ₽41887 per week

₽29684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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