Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 135000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽95082
₽96675
₽91584
₽100403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 514
unemployment
-
-
-
122
income
-
-
-
20 250
health
-
-
-
3 508
total
-
-
-
28 394
Employee
19 891
-
129 016
-
health
915
-
1 403
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 746
-
2 678
-
income
1 989
-
12 901
-
total
4 869
-
17 318
-
Employer
19 891
-
129 016
-
health
1 373
-
2 105
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 192
-
3 361
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
unemployment
119
-
183
-
total
3 903
-
5 985
-
Corporate
111 207
135 000
-
-
income
11 120
13 500
-
-
total
11 120
13 500
-
-
Dividends
100 086
121 500
-
-
withholding
5 004
6 075
-
-
total
5 004
6 075
-
-
Income
135 000
135 000
135 000
135 000
Total tax
24 896
19 575
23 303
28 394
After tax
110 104
115 425
111 697
106 606
Living cost
15 022
15 022
15 022
15 022
Free-cash
95 082
100 403
96 675
91 584

Estimated living cost  is ₽15022 per week

₽9935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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