Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 135000
per

Your estimated
City
free-cash

Andorra , Andorra
₽72497
₽90470
₽76083
₽93588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
social contributions
-
-
-
29 699
income
-
-
-
4 892
total
-
-
-
34 591
Employee
29 853
-
116 883
-
social contributions
1 940
-
7 598
-
income
-
-
5 290
-
total
1 940
-
12 888
-
Employer
29 853
-
116 883
-
social contributions
4 627
-
18 117
-
total
4 627
-
18 117
-
Corporate
100 520
135 000
-
-
income
10 051
13 500
-
-
total
10 051
13 500
-
-
Dividends
90 469
121 500
-
-
total
-
-
-
-
Income
135 000
135 000
135 000
135 000
Total tax
16 618
13 500
31 005
34 591
After tax
118 382
121 500
103 995
100 409
Living cost
27 912
27 912
27 912
27 912
Free-cash
90 470
93 588
76 083
72 497

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽39482
₽44982
₽5942
₽45443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
539
pensions
-
-
-
20 069
income
-
-
-
31 292
total
-
-
-
65 893
Employee
40 590
37 005
104 829
-
unemployment
1 218
1 110
3 145
-
other
405
370
1 048
-
income
3 616
2 730
24 954
-
pensions
4 157
3 789
10 735
-
health
1 570
1 433
4 056
-
total
10 966
9 432
43 938
-
Employer
40 590
37 005
104 829
-
pensions
5 094
4 645
13 156
-
surtax
-
-
-
-
payroll
1 218
1 110
3 145
-
other
1 928
1 757
4 980
-
health
1 535
1 399
3 963
-
accident
527
481
1 362
-
unemployment
1 218
1 110
3 145
-
chamber of commerce
162
148
419
-
total
11 682
10 650
30 170
-
Corporate
82 728
87 345
101 304
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 682
21 836
25 325
-
total
20 682
21 836
25 325
-
Dividends
62 046
65 508
-
-
withholding
17 063
18 014
-
-
total
17 063
18 014
-
-
Income
135 000
135 000
135 000
135 000
Total tax
60 393
59 932
99 433
65 893
After tax
74 607
75 068
35 567
69 107
Living cost
29 625
29 625
29 625
29 625
Free-cash
44 982
45 443
5 942
39 482

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽36205
₽40814
₽2817
₽42248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
539
pensions
-
-
-
20 069
income
-
-
-
31 292
total
-
-
-
66 076
Employee
46 406
37 005
104 688
-
unemployment
1 392
1 110
3 140
-
other
463
370
1 047
-
income
5 283
2 730
24 904
-
pensions
4 752
3 789
10 721
-
health
1 796
1 433
4 051
-
total
13 686
9 432
43 863
-
Employer
46 406
37 005
104 688
-
pensions
5 824
4 645
13 138
-
surtax
183
183
183
-
payroll
1 392
1 110
3 140
-
other
2 204
1 757
4 973
-
health
1 753
1 399
3 958
-
accident
603
481
1 360
-
unemployment
1 392
1 110
3 140
-
chamber of commerce
185
148
419
-
total
13 536
10 833
30 311
-
Corporate
75 058
87 162
101 163
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 765
21 791
25 290
-
total
18 765
21 791
25 290
-
Dividends
56 293
65 371
-
-
withholding
15 480
17 977
-
-
total
15 480
17 977
-
-
Income
135 000
135 000
135 000
135 000
Total tax
61 467
60 033
99 464
66 076
After tax
73 533
74 967
35 536
68 924
Living cost
32 719
32 719
32 719
32 719
Free-cash
40 814
42 248
2 817
36 205

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽25365
₽27776
₽15272
₽41705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
national
-
-
-
47 793
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 830
social contributions
-
-
-
21 155
total
-
-
-
75 778
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
104 559
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
909
-
national
20 420
-
36 318
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
5 454
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
7 842
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 913
-
total
32 565
-
55 436
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
104 559
-
surtax
7 531
-
11 856
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
9 264
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
6 430
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 359
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 526
-
total
19 334
-
30 435
-
Corporate
49 245
135 000
-
-
income
9 849
26 999
-
-
surtax
197
539
-
-
total
10 046
27 538
-
-
Dividends
39 199
107 461
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 422
31 900
-
-
total
11 422
31 900
-
-
Income
135 000
135 000
135 000
135 000
Total tax
73 367
59 438
85 871
75 778
After tax
61 633
75 562
49 129
59 222
Living cost
33 857
33 857
33 857
33 857
Free-cash
27 776
41 705
15 272
25 365

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽90112
₽93791
₽95099
₽99449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
20 250
total
-
-
-
28 912
Employee
21 155
-
128 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
12 863
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
17 560
-
Employer
21 155
-
128 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
109 695
135 000
-
-
income
10 969
13 500
-
-
total
10 969
13 500
-
-
Dividends
98 726
121 500
-
-
withholding
4 936
6 075
-
-
total
4 936
6 075
-
-
Income
135 000
135 000
135 000
135 000
Total tax
25 233
19 575
23 925
28 912
After tax
109 767
115 425
111 075
106 088
Living cost
15 976
15 976
15 976
15 976
Free-cash
93 791
99 449
95 099
90 112

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽93911
₽98932
₽98898
₽103249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
20 250
total
-
-
-
28 912
Employee
16 123
-
128 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
12 863
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
17 560
-
Employer
16 123
-
128 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
115 713
135 000
-
-
income
11 571
13 500
-
-
total
11 571
13 500
-
-
Dividends
104 142
121 500
-
-
withholding
5 208
6 075
-
-
total
5 208
6 075
-
-
Income
135 000
135 000
135 000
135 000
Total tax
23 891
19 575
23 925
28 912
After tax
111 109
115 425
111 075
106 088
Living cost
12 176
12 176
12 176
12 176
Free-cash
98 932
103 249
98 898
93 911

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽72204
₽72022
₽70938
₽77078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
health
-
-
-
3 443
social contributions
-
-
-
15 024
income
-
-
-
22 830
total
-
-
-
41 297
Employee
71 403
71 403
124 700
-
income
7 775
6 610
22 150
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 120
-
total
11 028
13 750
32 263
-
Employer
71 403
71 403
124 700
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 307
-
total
3 301
7 248
10 300
-
Corporate
99 173
56 350
-
-
income
12 397
7 043
-
-
total
12 397
7 043
-
-
Dividends
86 777
49 307
-
-
withholding
14 753
8 382
-
-
total
14 753
8 382
-
-
Income
135 000
135 000
135 000
135 000
Total tax
41 479
36 423
42 563
41 297
After tax
93 521
98 577
92 437
93 703
Living cost
21 499
21 499
21 499
21 499
Free-cash
72 022
77 078
70 938
72 204

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽63585
₽64605
₽62319
₽68459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
health
-
-
-
3 443
social contributions
-
-
-
15 024
income
-
-
-
22 830
total
-
-
-
41 297
Employee
71 403
71 403
124 700
-
income
7 498
6 610
22 150
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 120
-
total
11 678
13 750
32 263
-
Employer
71 403
71 403
124 700
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 307
-
total
4 244
7 248
10 300
-
Corporate
88 961
56 350
-
-
income
11 121
7 043
-
-
total
11 121
7 043
-
-
Dividends
77 840
49 307
-
-
withholding
13 234
8 382
-
-
total
13 234
8 382
-
-
Income
135 000
135 000
135 000
135 000
Total tax
40 277
36 423
42 563
41 297
After tax
94 723
98 577
92 437
93 703
Living cost
30 118
30 118
30 118
30 118
Free-cash
64 605
68 459
62 319
63 585

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽51513
₽63809
₽47030
₽71470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
health
-
-
-
18 225
social contributions
-
-
-
30 904
income
-
-
-
12 881
solidarity contribution
-
-
-
-
total
-
-
-
62 010
Employee
31 583
-
100 746
-
income
3 790
-
12 090
-
social contributions
2 053
-
6 548
-
health
4 264
-
13 601
-
solidarity contribution
-
-
-
-
total
10 107
-
32 239
-
Employer
31 583
-
100 746
-
social contributions
7 896
-
25 187
-
health
2 842
-
9 067
-
total
10 738
-
34 254
-
Corporate
92 679
135 000
-
-
income
17 609
25 650
-
-
total
17 609
25 650
-
-
Dividends
75 070
109 350
-
-
withholding
11 260
16 403
-
-
total
11 260
16 403
-
-
Income
135 000
135 000
135 000
135 000
Total tax
49 714
42 053
66 493
62 010
After tax
85 286
92 947
68 507
72 990
Living cost
21 477
21 477
21 477
21 477
Free-cash
63 809
71 470
47 030
51 513

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽46525
₽57041
₽42042
₽66482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
health
-
-
-
18 225
social contributions
-
-
-
30 904
income
-
-
-
12 881
solidarity contribution
-
-
-
-
total
-
-
-
62 010
Employee
38 919
-
100 746
-
income
4 670
-
12 090
-
social contributions
2 530
-
6 548
-
health
5 254
-
13 601
-
solidarity contribution
-
-
-
-
total
12 454
-
32 239
-
Employer
38 919
-
100 746
-
social contributions
9 730
-
25 187
-
health
3 503
-
9 067
-
total
13 233
-
34 254
-
Corporate
82 849
135 000
-
-
income
15 741
25 650
-
-
total
15 741
25 650
-
-
Dividends
67 108
109 350
-
-
withholding
10 066
16 403
-
-
total
10 066
16 403
-
-
Income
135 000
135 000
135 000
135 000
Total tax
51 494
42 053
66 493
62 010
After tax
83 506
92 947
68 507
72 990
Living cost
26 465
26 465
26 465
26 465
Free-cash
57 041
66 482
42 042
46 525

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽36455
-₽67866
-₽67866
-₽67866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
national
-
-
-
14 901
pensions
-
-
-
807
municipal
-
-
-
27 260
labour market
-
-
-
10 735
total
-
-
-
53 703
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
135 000
135 000
135 000
135 000
Total tax
158 024
158 024
158 024
53 703
After tax
-23 024
-23 024
-23 024
81 297
Living cost
44 842
44 842
44 842
44 842
Free-cash
-67 866
-67 866
-67 866
36 455

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽49932
₽79803
₽55387
₽85573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
health
-
-
-
17 551
pensions
-
-
-
26 999
income
-
-
-
18 090
total
-
-
-
62 640
Employee
26 342
-
100 896
-
unemployment
421
-
1 614
-
income
2 966
-
19 452
-
pensions
527
-
2 018
-
total
3 914
-
23 084
-
Employer
26 342
-
100 896
-
pensions
5 269
-
20 178
-
health
3 424
-
13 116
-
unemployment
211
-
807
-
total
8 904
-
34 101
-
Corporate
99 754
135 000
-
-
income
19 951
26 999
-
-
total
19 951
26 999
-
-
Dividends
79 803
108 001
-
-
total
-
-
-
-
Income
135 000
135 000
135 000
135 000
Total tax
32 769
26 999
57 185
62 640
After tax
102 231
108 001
77 815
72 360
Living cost
22 428
22 428
22 428
22 428
Free-cash
79 803
85 573
55 387
49 932

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽55496
₽52327
₽36986
₽50719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
135 000
national
-
-
-
18 167
health
-
-
-
1 692
municipal
-
-
-
23 995
total
-
-
-
43 854
Employee
48 854
-
113 571
-
unemployment
733
-
1 704
-
municipal
8 002
-
18 511
-
national
807
-
11 693
-
pensions
3 297
-
7 665
-
health
365
-
1 362
-
total
13 204
-
40 935
-
Employer
48 854
-
113 571
-
pensions
8 476
-
19 704
-
health
375
-
874
-
accident
49
-
113
-
unemployment
317
-
738
-
total
9 217
-
21 429
-
Corporate
76 928
135 000
-
-
income
15 385
26 999
-
-
total
15 385
26 999
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

46 157
81 000
-
-
municipal
8 308
14 580
-
-
national
909
7 052
-
-
total
9 217
21 632
-
-
Income
135 000
135 000
135 000
135 000
Total tax
47 023
48 631
62 364
43 854
After tax
87 977
86 369
72 636
91 146
Living cost
35 650
35 650
35 650
35 650
Free-cash
52 327
50 719
36 986
55 496

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽47918
₽44577
₽48764
₽39417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
surtax
-
-
-
-
health
-
-
-
4 816
pensions
-
-
-
26 795
social contributions
-
-
-
3 847
income
-
-
-
18 817
other
-
-
-
4 185
total
-
-
-
58 460
Employee
35 475
-
106 203
-
income
1 829
-
19 120
-
surtax
-
-
-
-
social contributions
1 011
-
3 026
-
pensions
4 012
-
6 670
-
total
6 852
-
28 816
-
Employer
35 475
-
106 203
-
pensions
5 829
-
11 358
-
social contributions
106
-
319
-
other
1 225
-
3 839
-
health
2 483
-
8 981
-
unemployment
1 436
-
4 301
-
total
11 079
-
28 798
-
Corporate
88 447
135 000
-
-
income
24 765
37 800
-
-
surtax
-
-
-
-
total
24 765
37 800
-
-
Dividends
63 682
97 200
-
-
withholding
8 152
12 442
-
-
social contributions
10 953
16 719
-
-
surtax
-
-
-
-
total
19 105
29 161
-
-
Income
135 000
135 000
135 000
135 000
Total tax
61 801
66 961
57 614
58 460
After tax
73 199
68 039
77 386
76 540
Living cost
28 622
28 622
28 622
28 622
Free-cash
44 577
39 417
48 764
47 918

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽44771
₽41758
₽45617
₽36270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
surtax
-
-
-
-
health
-
-
-
4 816
pensions
-
-
-
26 795
social contributions
-
-
-
3 847
income
-
-
-
18 817
other
-
-
-
4 185
total
-
-
-
58 460
Employee
39 741
-
106 203
-
income
2 345
-
19 120
-
surtax
-
-
-
-
social contributions
1 133
-
3 026
-
pensions
4 493
-
6 670
-
total
7 971
-
28 816
-
Employer
39 741
-
106 203
-
pensions
6 529
-
11 358
-
social contributions
120
-
319
-
other
1 371
-
3 839
-
health
2 782
-
8 981
-
unemployment
1 609
-
4 301
-
total
12 411
-
28 798
-
Corporate
82 848
135 000
-
-
income
23 197
37 800
-
-
surtax
-
-
-
-
total
23 197
37 800
-
-
Dividends
59 651
97 200
-
-
withholding
7 635
12 442
-
-
social contributions
10 259
16 719
-
-
surtax
-
-
-
-
total
17 894
29 161
-
-
Income
135 000
135 000
135 000
135 000
Total tax
61 473
66 961
57 614
58 460
After tax
73 527
68 039
77 386
76 540
Living cost
31 769
31 769
31 769
31 769
Free-cash
41 758
36 270
45 617
44 771

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽31691
₽29574
₽32537
₽23190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
surtax
-
-
-
-
health
-
-
-
4 816
pensions
-
-
-
26 795
social contributions
-
-
-
3 847
income
-
-
-
18 817
other
-
-
-
4 185
total
-
-
-
58 460
Employee
58 158
-
106 203
-
income
5 074
-
19 120
-
surtax
-
-
-
-
social contributions
1 656
-
3 026
-
pensions
6 578
-
6 670
-
total
13 308
-
28 816
-
Employer
58 158
-
106 203
-
pensions
9 556
-
11 358
-
social contributions
174
-
319
-
other
2 007
-
3 839
-
health
4 071
-
8 981
-
unemployment
2 356
-
4 301
-
total
18 164
-
28 798
-
Corporate
58 678
135 000
-
-
income
16 430
37 800
-
-
surtax
-
-
-
-
total
16 430
37 800
-
-
Dividends
42 248
97 200
-
-
withholding
5 408
12 442
-
-
social contributions
7 267
16 719
-
-
surtax
-
-
-
-
total
12 675
29 161
-
-
Income
135 000
135 000
135 000
135 000
Total tax
60 577
66 961
57 614
58 460
After tax
74 423
68 039
77 386
76 540
Living cost
44 849
44 849
44 849
44 849
Free-cash
29 574
23 190
32 537
31 691

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽127701
₽121186
₽102051
₽122301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
135 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 350
total
-
-
-
1 350
Employee
7 436
-
135 000
-
income
1 487
-
27 000
-
total
1 487
-
27 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

127 564
135 000
-
-
total
-
-
-
-
Dividends
127 564
135 000
-
-
withholding
6 378
6 750
-
-
total
6 378
6 750
-
-
Income
135 000
135 000
135 000
135 000
Total tax
7 865
6 750
27 000
1 350
After tax
127 135
128 250
108 000
133 650
Living cost
5 949
5 949
5 949
5 949
Free-cash
121 186
122 301
102 051
127 701

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽124380
₽117241
₽98730
₽118980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
135 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 350
total
-
-
-
1 350
Employee
11 588
-
135 000
-
income
2 318
-
27 000
-
total
2 318
-
27 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

123 412
135 000
-
-
total
-
-
-
-
Dividends
123 412
135 000
-
-
withholding
6 171
6 750
-
-
total
6 171
6 750
-
-
Income
135 000
135 000
135 000
135 000
Total tax
8 489
6 750
27 000
1 350
After tax
126 511
128 250
108 000
133 650
Living cost
9 270
9 270
9 270
9 270
Free-cash
117 241
118 980
98 730
124 380

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽38944
₽45821
₽52121
₽33675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
135 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 122
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 563
trade
-
-
-
13 177
total
-
-
-
60 206
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
135 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
38 563
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
2 122
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
47 029
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
88 798
135 000
-
-
trade
12 742
19 373
-
-
income
13 320
20 250
-
-
chamber of commerce
271
338
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

733
1 114
-
-
total
27 066
41 075
-
-
Dividends
61 732
93 925
-
-
withholding
15 080
23 128
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

830
1 272
-
-
total
15 910
24 400
-
-
Income
135 000
135 000
135 000
135 000
Total tax
53 329
65 475
47 029
60 206
After tax
81 671
69 525
87 971
74 794
Living cost
35 850
35 850
35 850
35 850
Free-cash
45 821
33 675
52 121
38 944

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽45381
₽50280
₽59845
₽40009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
135 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 122
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 563
trade
-
-
-
14 464
total
-
-
-
61 493
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
135 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
38 563
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 122
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
47 029
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 484
135 000
-
-
trade
15 669
21 262
-
-
income
14 922
20 250
-
-
chamber of commerce
284
335
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

821
1 114
-
-
total
31 696
42 961
-
-
Dividends
67 788
92 039
-
-
withholding
16 594
22 658
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

913
1 246
-
-
total
17 507
23 904
-
-
Income
135 000
135 000
135 000
135 000
Total tax
56 594
66 865
47 029
61 493
After tax
78 406
68 135
87 971
73 507
Living cost
28 126
28 126
28 126
28 126
Free-cash
50 280
40 009
59 845
45 381

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽36388
₽44010
₽51493
₽30963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
135 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 122
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 563
trade
-
-
-
15 105
total
-
-
-
62 134
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
135 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
38 563
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 122
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
47 029
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 910
135 000
-
-
trade
14 462
22 208
-
-
income
13 186
20 250
-
-
chamber of commerce
266
333
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

726
1 114
-
-
total
28 640
43 905
-
-
Dividends
59 270
91 095
-
-
withholding
14 465
22 421
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

795
1 233
-
-
total
15 260
23 654
-
-
Income
135 000
135 000
135 000
135 000
Total tax
54 512
67 559
47 029
62 134
After tax
80 488
67 441
87 971
72 866
Living cost
36 478
36 478
36 478
36 478
Free-cash
44 010
30 963
51 493
36 388

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽29685
₽39265
₽45433
₽24210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
135 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 122
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 563
trade
-
-
-
15 748
total
-
-
-
62 777
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
135 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
38 563
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 122
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
47 029
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 195
135 000
-
-
trade
13 583
23 153
-
-
income
11 879
20 250
-
-
chamber of commerce
252
331
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

654
1 114
-
-
total
26 368
44 848
-
-
Dividends
52 828
90 152
-
-
withholding
12 855
22 185
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

707
1 219
-
-
total
13 562
23 404
-
-
Income
135 000
135 000
135 000
135 000
Total tax
53 197
68 252
47 029
62 777
After tax
81 803
66 748
87 971
72 223
Living cost
42 538
42 538
42 538
42 538
Free-cash
39 265
24 210
45 433
29 685

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽43205
₽61106
₽39536
₽64058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
surtax
-
-
-
4 640
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
32 503
other
-
-
-
-
total
-
-
-
70 938
Employee
31 271
-
111 525
-
unemployment
2 176
-
7 762
-
other
-
-
-
-
income
5 242
-
29 026
-
surtax
111
-
4 062
-
pensions
2 086
-
7 438
-
health
798
-
2 844
-
total
10 413
-
51 132
-
Employer
31 271
-
111 525
-
pensions
4 169
-
14 867
-
other
-
-
-
-
health
1 422
-
5 073
-
unemployment
992
-
3 535
-
total
6 583
-
23 475
-
Corporate
97 146
135 000
-
-
income
25 258
35 100
-
-
total
25 258
35 100
-
-
Dividends
71 887
99 900
-
-
withholding
10 783
14 985
-
-
total
10 783
14 985
-
-
Income
135 000
135 000
135 000
135 000
Total tax
53 037
50 085
74 607
70 938
After tax
81 963
84 915
60 393
64 062
Living cost
20 857
20 857
20 857
20 857
Free-cash
61 106
64 058
39 536
43 205

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽43572
₽61537
₽39903
₽64425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
surtax
-
-
-
4 640
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
32 503
other
-
-
-
-
total
-
-
-
70 938
Employee
30 707
-
111 525
-
unemployment
2 137
-
7 762
-
other
-
-
-
-
income
5 147
-
29 026
-
surtax
100
-
4 062
-
pensions
2 048
-
7 438
-
health
784
-
2 844
-
total
10 216
-
51 132
-
Employer
30 707
-
111 525
-
pensions
4 093
-
14 867
-
other
-
-
-
-
health
1 397
-
5 073
-
unemployment
973
-
3 535
-
total
6 463
-
23 475
-
Corporate
97 829
135 000
-
-
income
25 436
35 100
-
-
total
25 436
35 100
-
-
Dividends
72 393
99 900
-
-
withholding
10 858
14 985
-
-
total
10 858
14 985
-
-
Income
135 000
135 000
135 000
135 000
Total tax
52 973
50 085
74 607
70 938
After tax
82 027
84 915
60 393
64 062
Living cost
20 490
20 490
20 490
20 490
Free-cash
61 537
64 425
39 903
43 572

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽74952
₽57747
₽59690
₽57360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
unemployment
-
-
-
2 025
health
-
-
-
9 450
pensions
-
-
-
13 500
income
-
-
-
16 504
total
-
-
-
41 479
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
112 971
-
unemployment
402
160
1 695
-
income
3 277
1 304
13 811
-
pensions
2 681
1 067
11 297
-
health
1 876
747
7 908
-
total
8 236
3 278
34 711
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
112 971
-
pensions
5 227
2 080
22 029
-
total
5 227
2 080
22 029
-
Corporate
102 967
122 252
-
-
income
9 267
11 003
-
-
total
9 267
11 003
-
-
Dividends
93 700
111 249
-
-
withholding
17 803
21 137
-
-
social contributions
18 150
21 572
-
-
total
35 953
42 709
-
-
Income
135 000
135 000
135 000
135 000
Total tax
58 683
59 070
56 740
41 479
After tax
76 317
75 930
78 260
93 521
Living cost
18 570
18 570
18 570
18 570
Free-cash
57 747
57 360
59 690
74 952

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽35177
₽38654
₽36236
₽39399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
national
-
-
-
22 689
pensions
-
-
-
16 200
social contributions
-
-
-
1 451
municipal
-
-
-
14 642
total
-
-
-
54 982
Employee
69 511
-
116 706
-
municipal
8 586
-
15 164
-
national
13 304
-
23 499
-
pensions
2 780
-
4 668
-
total
24 670
-
43 331
-
Employer
69 511
-
116 706
-
pensions
5 561
-
9 337
-
social contributions
747
-
1 255
-
total
6 308
-
10 592
-
Corporate
54 593
135 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 919
27 000
-
-
total
10 919
27 000
-
-
Dividends
43 674
108 000
-
-
withholding
9 608
23 760
-
-
total
9 608
23 760
-
-
Income
135 000
135 000
135 000
135 000
Total tax
51 505
50 760
53 923
54 982
After tax
83 495
84 240
81 077
80 018
Living cost
44 841
44 841
44 841
44 841
Free-cash
38 654
39 399
36 236
35 177

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21592
₽43654
₽21592
₽41606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
social contributions
-
-
-
21 861
income
-
-
-
38 652
total
-
-
-
60 513
Employee
72 635
-
135 000
-
social contributions
6 034
-
21 861
-
income
13 706
-
38 652
-
total
19 740
-
60 513
-
Employer
72 635
-
135 000
-
total
-
-
-
-
Corporate
62 365
135 000
-
-
income
7 796
16 874
-
-
total
7 796
16 874
-
-
Dividends
54 569
118 126
-
-
withholding
10 915
23 625
-
-
total
10 915
23 625
-
-
Income
135 000
135 000
135 000
135 000
Total tax
38 451
40 499
60 513
60 513
After tax
96 549
94 501
74 487
74 487
Living cost
52 895
52 895
52 895
52 895
Free-cash
43 654
41 606
21 592
21 592

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽27007
₽27998
₽20687
₽32845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
national
-
-
-
31 722
regional
-
-
-
1 564
social contributions
-
-
-
34 723
municipal
-
-
-
802
total
-
-
-
68 811
Employee
82 526
-
135 000
-
municipal
437
-
715
-
national
14 300
-
27 517
-
social contributions
27 828
-
45 521
-
regional
779
-
1 378
-
total
43 344
-
75 131
-
Employer
82 526
-
135 000
-
total
-
-
-
-
Corporate
52 474
135 000
-
-
nationa
12 594
32 400
-
-
municipal
2 046
5 265
-
-
total
14 640
37 665
-
-
Dividends
37 835
97 334
-
-
withholding
9 836
25 308
-
-
total
9 836
25 308
-
-
Income
135 000
135 000
135 000
135 000
Total tax
67 820
62 973
75 131
68 811
After tax
67 180
72 027
59 869
66 189
Living cost
39 182
39 182
39 182
39 182
Free-cash
27 998
32 845
20 687
27 007

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽40703
₽43885
₽34417
₽45945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
135 000
national
-
-
-
31 722
regional
-
-
-
2 036
social contributions
-
-
-
34 723
municipal
-
-
-
802
total
-
-
-
69 283
Employee
51 509
-
135 000
-
municipal
273
-
715
-
national
8 160
-
27 517
-
social contributions
17 369
-
45 521
-
regional
693
-
1 816
-
total
26 495
-
75 569
-
Employer
51 509
-
135 000
-
total
-
-
-
-
Corporate
83 491
135 000
-
-