Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 13500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽12789
-₽14012
-₽14409
-₽17308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
2 969
income
-
-
-
-
total
-
-
-
2 969
Employee
26 673
-
11 688
-
social contributions
1 733
-
760
-
income
-
-
-
-
total
1 733
-
760
-
Employer
26 673
-
11 688
-
social contributions
4 135
-
1 812
-
total
4 135
-
1 812
-
Corporate
-
13 500
-
-
income
-
1 349
-
-
total
-
1 349
-
-
Dividends
-
12 151
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
5 868
1 349
2 572
2 969
After tax
7 632
12 151
10 928
10 531
Living cost
24 940
24 940
24 940
24 940
Free-cash
-17 308
-12 789
-14 012
-14 409

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₽31699
-₽24318
-₽21642
-₽33991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
chamber of commerce
-
-
-
54
unemployment
-
-
-
5 089
health
-
-
-
1 033
pensions
-
-
-
2 497
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
8 673
Employee
36 267
33 064
33 064
-
health
1 403
1 280
353
-
pensions
3 714
3 385
935
-
other
362
331
91
-
unemployment
1 088
992
274
-
income
3 231
2 439
3 829
-
total
9 798
8 427
5 482
-
Employer
36 267
33 064
33 064
-
pensions
4 552
4 150
1 145
-
accident
471
430
118
-
unemployment
1 088
992
274
-
surtax
-
-
-
-
payroll
1 088
992
992
-
chamber of commerce
145
132
132
-
health
1 371
1 250
345
-
other
1 722
1 570
1 367
-
total
10 437
9 516
4 373
-
Corporate
3 149
3 149
5 979
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

787
787
1 494
-
total
787
787
1 494
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
21 022
18 730
11 349
8 673
After tax
-7 522
-5 230
2 151
4 827
Living cost
26 469
26 469
26 469
26 469
Free-cash
-33 991
-31 699
-24 318
-21 642

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₽34628
-₽27172
-₽24571
-₽40845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
chamber of commerce
-
-
-
54
unemployment
-
-
-
5 089
health
-
-
-
1 033
pensions
-
-
-
2 497
income
-
-
-
-
surtax
-
-
-
164
total
-
-
-
8 837
Employee
41 463
33 064
33 064
-
health
1 604
1 280
348
-
pensions
4 246
3 385
921
-
other
414
331
90
-
unemployment
1 244
992
269
-
income
4 720
2 439
3 839
-
total
12 228
8 427
5 467
-
Employer
41 463
33 064
33 064
-
pensions
5 204
4 150
1 129
-
accident
538
430
117
-
unemployment
1 244
992
269
-
surtax
164
164
164
-
payroll
1 244
992
992
-
chamber of commerce
165
132
132
-
health
1 567
1 250
340
-
other
1 970
1 570
1 367
-
total
12 096
9 680
4 510
-
Corporate
3 149
3 149
5 842
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

787
787
1 461
-
total
787
787
1 461
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
25 111
18 894
11 438
8 837
After tax
-11 611
-5 394
2 062
4 663
Living cost
29 234
29 234
29 234
29 234
Free-cash
-40 845
-34 628
-27 172
-24 571

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽22427
-₽23977
-₽23954
-₽63122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
4 374
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
548
national
-
-
-
2 281
total
-
-
-
7 203
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
10 457
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
491
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
784
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
545
-
national
18 246
-
2 272
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
91
-
total
29 096
-
4 183
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
10 457
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
135
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
153
-
surtax
6 729
-
1 187
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
642
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
926
-
total
17 275
-
3 043
-
Corporate
-
13 500
-
-
surtax
-
54
-
-
income
-
2 700
-
-
total
-
2 754
-
-
Dividends
-
10 746
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
2 922
-
-
total
-
2 922
-
-
Income
13 500
13 500
13 500
13 500
Total tax
46 371
5 676
7 226
7 203
After tax
-32 871
7 824
6 274
6 297
Living cost
30 251
30 251
30 251
30 251
Free-cash
-63 122
-22 427
-23 977
-23 954

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
-₽2720
-₽5741
-₽6392
-₽9092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
unemployment
-
-
-
54
health
-
-
-
1 552
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 998
income
-
-
-
2 025
total
-
-
-
5 629
Employee
18 887
-
11 286
-
accident

We are using the highest rate at 1.1%.

208
-
124
-
health
869
-
519
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
991
-
income
1 889
-
1 129
-
total
4 624
-
2 763
-
Employer
18 887
-
11 286
-
accident

We are using the highest rate at 1.1%.

208
-
124
-
unemployment
113
-
68
-
health
1 303
-
779
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
1 244
-
total
3 705
-
2 215
-
Corporate
-
13 500
-
-
income
-
1 350
-
-
total
-
1 350
-
-
Dividends
-
12 150
-
-
withholding
-
607
-
-
total
-
607
-
-
Income
13 500
13 500
13 500
13 500
Total tax
8 329
1 957
4 978
5 629
After tax
5 171
11 543
8 522
7 871
Living cost
14 263
14 263
14 263
14 263
Free-cash
-9 092
-2 720
-5 741
-6 392

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
₽672
-₽2349
-₽3000
-₽3719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
unemployment
-
-
-
54
health
-
-
-
1 552
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 998
income
-
-
-
2 025
total
-
-
-
5 629
Employee
14 395
-
11 286
-
accident

We are using the highest rate at 1.1%.

158
-
124
-
health
662
-
519
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
991
-
income
1 439
-
1 129
-
total
3 523
-
2 763
-
Employer
14 395
-
11 286
-
accident

We are using the highest rate at 1.1%.

158
-
124
-
unemployment
86
-
68
-
health
994
-
779
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
1 244
-
total
2 825
-
2 215
-
Corporate
-
13 500
-
-
income
-
1 350
-
-
total
-
1 350
-
-
Dividends
-
12 150
-
-
withholding
-
607
-
-
total
-
607
-
-
Income
13 500
13 500
13 500
13 500
Total tax
6 348
1 957
4 978
5 629
After tax
7 152
11 543
8 522
7 871
Living cost
10 871
10 871
10 871
10 871
Free-cash
-3 719
672
-2 349
-3 000

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
-₽24471
-₽17215
-₽11434
-₽18511
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 540
social contributions
-
-
-
4 920
health
-
-
-
805
income
-
-
-
-
total
-
-
-
5 725
Employee
63 798
63 798
63 798
-
health
494
1 085
365
-
social contributions
2 412
5 295
1 785
-
income
6 947
5 906
7 173
-
total
9 853
12 286
9 323
-
Employer
63 798
63 798
63 798
-
social contributions
2 412
5 295
1 785
-
health
537
1 181
398
-
total
2 949
6 476
2 183
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
12 802
18 762
11 506
5 725
After tax
698
-5 262
1 994
7 775
Living cost
19 209
19 209
19 209
19 209
Free-cash
-18 511
-24 471
-17 215
-11 434

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
-₽32172
-₽24916
-₽19135
-₽27635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 540
social contributions
-
-
-
4 920
health
-
-
-
805
income
-
-
-
-
total
-
-
-
5 725
Employee
63 798
63 798
63 798
-
health
635
1 085
365
-
social contributions
3 100
5 295
1 785
-
income
6 699
5 906
7 173
-
total
10 434
12 286
9 323
-
Employer
63 798
63 798
63 798
-
social contributions
3 100
5 295
1 785
-
health
691
1 181
398
-
total
3 791
6 476
2 183
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
14 225
18 762
11 506
5 725
After tax
-725
-5 262
1 994
7 775
Living cost
26 910
26 910
26 910
26 910
Free-cash
-27 635
-32 172
-24 916
-19 135

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
-₽10228
-₽12673
-₽12948
-₽24972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
3 942
health
-
-
-
1 823
solidarity contribution
-
-
-
-
income
-
-
-
1 160
total
-
-
-
6 925
Employee
28 710
-
10 075
-
health
3 876
-
1 360
-
social contributions
1 866
-
655
-
solidarity contribution
-
-
-
-
income
3 445
-
1 209
-
total
9 187
-
3 224
-
Employer
28 710
-
10 075
-
social contributions
7 178
-
2 519
-
health
2 584
-
907
-
total
9 762
-
3 426
-
Corporate
-
13 500
-
-
income
-
2 565
-
-
total
-
2 565
-
-
Dividends
-
10 935
-
-
withholding
-
1 640
-
-
total
-
1 640
-
-
Income
13 500
13 500
13 500
13 500
Total tax
18 949
4 205
6 650
6 925
After tax
-5 449
9 295
6 850
6 575
Living cost
19 523
19 523
19 523
19 523
Free-cash
-24 972
-10 228
-12 673
-12 948

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₽14762
-₽17207
-₽17482
-₽33907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
3 942
health
-
-
-
1 823
solidarity contribution
-
-
-
-
income
-
-
-
1 160
total
-
-
-
6 925
Employee
35 378
-
10 075
-
health
4 776
-
1 360
-
social contributions
2 300
-
655
-
solidarity contribution
-
-
-
-
income
4 245
-
1 209
-
total
11 321
-
3 224
-
Employer
35 378
-
10 075
-
social contributions
8 845
-
2 519
-
health
3 184
-
907
-
total
12 029
-
3 426
-
Corporate
-
13 500
-
-
income
-
2 565
-
-
total
-
2 565
-
-
Dividends
-
10 935
-
-
withholding
-
1 640
-
-
total
-
1 640
-
-
Income
13 500
13 500
13 500
13 500
Total tax
23 350
4 205
6 650
6 925
After tax
-9 850
9 295
6 850
6 575
Living cost
24 057
24 057
24 057
24 057
Free-cash
-33 907
-14 762
-17 207
-17 482

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₽167754
-₽167754
-₽29095
-₽167754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
labour market
-
-
-
1 022
municipal
-
-
-
418
pensions
-
-
-
721
national
-
-
-
369
total
-
-
-
2 530
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
141 189
141 189
141 189
2 530
After tax
-127 689
-127 689
-127 689
10 970
Living cost
40 065
40 065
40 065
40 065
Free-cash
-167 754
-167 754
-167 754
-29 095

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
-₽9240
-₽10368
-₽10996
-₽17993
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
health
-
-
-
1 756
pensions
-
-
-
2 700
income
-
-
-
-
total
-
-
-
4 456
Employee
23 536
-
10 090
-
pensions
471
-
202
-
unemployment
376
-
162
-
income
2 650
-
55
-
total
3 497
-
419
-
Employer
23 536
-
10 090
-
pensions
4 708
-
2 017
-
unemployment
189
-
80
-
health
3 059
-
1 312
-
total
7 956
-
3 409
-
Corporate
-
13 500
-
-
income
-
2 700
-
-
total
-
2 700
-
-
Dividends
-
10 800
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
11 453
2 700
3 828
4 456
After tax
2 047
10 800
9 672
9 044
Living cost
20 040
20 040
20 040
20 040
Free-cash
-17 993
-9 240
-10 368
-10 996

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
-₽22511
-₽23308
-₽20782
-₽38386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
13 500
health
-
-
-
-
municipal
-
-
-
2 429
national
-
-
-
-
total
-
-
-
2 429
Employee
43 651
-
11 356
-
health
326
-
-
-
municipal
7 150
-
1 875
-
pensions
2 946
-
767
-
national
721
-
-
-
unemployment
655
-
170
-
total
11 798
-
2 812
-
Employer
43 651
-
11 356
-
accident
44
-
11
-
unemployment
283
-
74
-
health
335
-
88
-
pensions
7 573
-
1 970
-
total
8 235
-
2 143
-
Corporate
-
13 500
-
-
income
-
2 700
-
-
total
-
2 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
8 100
-
-
municipal
-
1 458
-
-
national
-
-
-
-
total
-
1 458
-
-
Income
13 500
13 500
13 500
13 500
Total tax
20 033
4 158
4 955
2 429
After tax
-6 533
9 342
8 545
11 071
Living cost
31 853
31 853
31 853
31 853
Free-cash
-38 386
-22 511
-23 308
-20 782

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
-₽18769
-₽16741
-₽17914
-₽28093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
384
health
-
-
-
220
pensions
-
-
-
4 818
other
-
-
-
419
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
5 841
Employee
31 696
-
10 288
-
income
1 634
-
-
-
social contributions
904
-
293
-
pensions
3 585
-
1 164
-
surtax
-
-
-
-
total
6 123
-
1 457
-
Employer
31 696
-
10 288
-
pensions
5 208
-
1 689
-
social contributions
94
-
31
-
unemployment
1 283
-
417
-
health
2 218
-
720
-
other
1 094
-
354
-
total
9 897
-
3 211
-
Corporate
-
13 500
-
-
surtax
-
-
-
-
income
-
3 780
-
-
total
-
3 780
-
-
Dividends
-
9 720
-
-
surtax
-
-
-
-
withholding
-
1 244
-
-
social contributions
-
1 672
-
-
total
-
2 916
-
-
Income
13 500
13 500
13 500
13 500
Total tax
16 020
6 696
4 668
5 841
After tax
-2 520
6 804
8 832
7 659
Living cost
25 573
25 573
25 573
25 573
Free-cash
-28 093
-18 769
-16 741
-17 914

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₽21582
-₽19554
-₽20727
-₽33097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
384
health
-
-
-
220
pensions
-
-
-
4 818
other
-
-
-
419
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
5 841
Employee
35 509
-
10 288
-
income
2 096
-
-
-
social contributions
1 012
-
293
-
pensions
4 015
-
1 164
-
surtax
-
-
-
-
total
7 123
-
1 457
-
Employer
35 509
-
10 288
-
pensions
5 833
-
1 689
-
social contributions
107
-
31
-
unemployment
1 437
-
417
-
health
2 486
-
720
-
other
1 225
-
354
-
total
11 088
-
3 211
-
Corporate
-
13 500
-
-
surtax
-
-
-
-
income
-
3 780
-
-
total
-
3 780
-
-
Dividends
-
9 720
-
-
surtax
-
-
-
-
withholding
-
1 244
-
-
social contributions
-
1 672
-
-
total
-
2 916
-
-
Income
13 500
13 500
13 500
13 500
Total tax
18 211
6 696
4 668
5 841
After tax
-4 711
6 804
8 832
7 659
Living cost
28 386
28 386
28 386
28 386
Free-cash
-33 097
-21 582
-19 554
-20 727

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₽33268
-₽31240
-₽32413
-₽54692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
384
health
-
-
-
220
pensions
-
-
-
4 818
other
-
-
-
419
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
5 841
Employee
51 964
-
10 288
-
income
4 534
-
-
-
social contributions
1 480
-
293
-
pensions
5 877
-
1 164
-
surtax
-
-
-
-
total
11 891
-
1 457
-
Employer
51 964
-
10 288
-
pensions
8 538
-
1 689
-
social contributions
156
-
31
-
unemployment
2 105
-
417
-
health
3 637
-
720
-
other
1 793
-
354
-
total
16 229
-
3 211
-
Corporate
-
13 500
-
-
surtax
-
-
-
-
income
-
3 780
-
-
total
-
3 780
-
-
Dividends
-
9 720
-
-
surtax
-
-
-
-
withholding
-
1 244
-
-
social contributions
-
1 672
-
-
total
-
2 916
-
-
Income
13 500
13 500
13 500
13 500
Total tax
28 120
6 696
4 668
5 841
After tax
-14 620
6 804
8 832
7 659
Living cost
40 072
40 072
40 072
40 072
Free-cash
-54 692
-33 268
-31 240
-32 413

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₽6968
₽4943
₽7508
₽5870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
13 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
135
total
-
-
-
135
Employee
7 321
-
13 500
-
income
1 464
-
2 700
-
total
1 464
-
2 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

6 179
13 500
-
-
total
-
-
-
-
Dividends
6 179
13 500
-
-
withholding
309
675
-
-
total
309
675
-
-
Income
13 500
13 500
13 500
13 500
Total tax
1 773
675
2 700
135
After tax
11 727
12 825
10 800
13 365
Living cost
5 857
5 857
5 857
5 857
Free-cash
5 870
6 968
4 943
7 508

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₽3698
₽1673
₽4238
₽1986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
13 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
135
total
-
-
-
135
Employee
11 409
-
13 500
-
income
2 282
-
2 700
-
total
2 282
-
2 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

2 091
13 500
-
-
total
-
-
-
-
Dividends
2 091
13 500
-
-
withholding
105
675
-
-
total
105
675
-
-
Income
13 500
13 500
13 500
13 500
Total tax
2 387
675
2 700
135
After tax
11 113
12 825
10 800
13 365
Living cost
9 127
9 127
9 127
9 127
Free-cash
1 986
3 698
1 673
4 238

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₽24865
-₽24199
-₽24199
-₽27781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
13 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
total
-
-
-
5 668
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
13 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
-
-
total
9 250
-
5 668
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
13 500
-
-
trade
-
1 937
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
112
-
-
chamber of commerce
-
146
-
-
income
-
2 025
-
-
total
-
4 220
-
-
Dividends
-
9 280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
110
-
-
withholding
-
2 004
-
-
total
-
2 114
-
-
Income
13 500
13 500
13 500
13 500
Total tax
9 250
6 334
5 668
5 668
After tax
4 250
7 166
7 832
7 832
Living cost
32 031
32 031
32 031
32 031
Free-cash
-27 781
-24 865
-24 199
-24 199

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
-₽18104
-₽17298
-₽17298
-₽18233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
13 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
total
-
-
-
5 668
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
13 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
-
-
total
6 603
-
5 668
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
13 500
-
-
trade
-
2 126
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
112
-
-
chamber of commerce
-
145
-
-
income
-
2 025
-
-
total
-
4 408
-
-
Dividends
-
9 093
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
107
-
-
withholding
-
1 959
-
-
total
-
2 066
-
-
Income
13 500
13 500
13 500
13 500
Total tax
6 603
6 474
5 668
5 668
After tax
6 897
7 026
7 832
7 832
Living cost
25 130
25 130
25 130
25 130
Free-cash
-18 233
-18 104
-17 298
-17 298

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₽25637
-₽24761
-₽24761
-₽28574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
13 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
total
-
-
-
5 668
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
13 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
-
-
total
9 481
-
5 668
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
13 500
-
-
trade
-
2 220
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
112
-
-
chamber of commerce
-
145
-
-
income
-
2 025
-
-
total
-
4 502
-
-
Dividends
-
8 999
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
107
-
-
withholding
-
1 935
-
-
total
-
2 042
-
-
Income
13 500
13 500
13 500
13 500
Total tax
9 481
6 544
5 668
5 668
After tax
4 019
6 956
7 832
7 832
Living cost
32 593
32 593
32 593
32 593
Free-cash
-28 574
-25 637
-24 761
-24 761

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₽31121
-₽30176
-₽30176
-₽36362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
13 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
total
-
-
-
5 668
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
13 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
-
-
total
11 854
-
5 668
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
13 500
-
-
trade
-
2 316
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
112
-
-
chamber of commerce
-
145
-
-
income
-
2 025
-
-
total
-
4 598
-
-
Dividends
-
8 903
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
105
-
-
withholding
-
1 910
-
-
total
-
2 015
-
-
Income
13 500
13 500
13 500
13 500
Total tax
11 854
6 613
5 668
5 668
After tax
1 646
6 887
7 832
7 832
Living cost
38 008
38 008
38 008
38 008
Free-cash
-36 362
-31 121
-30 176
-30 176

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
-₽10143
-₽11155
-₽10913
-₽20321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
unemployment
-
-
-
189
health
-
-
-
959
pensions
-
-
-
2 700
other
-
-
-
-
income
-
-
-
1 930
surtax
-
-
-
-
total
-
-
-
5 778
Employee
27 940
-
11 151
-
health
713
-
283
-
pensions
1 864
-
743
-
surtax
99
-
-
-
other
-
-
-
-
unemployment
1 944
-
776
-
income
4 684
-
1 869
-
total
9 304
-
3 671
-
Employer
27 940
-
11 151
-
pensions
3 725
-
1 486
-
unemployment
886
-
354
-
health
1 271
-
509
-
other
-
-
-
-
total
5 882
-
2 349
-
Corporate
-
13 500
-
-
income
-
3 509
-
-
total
-
3 509
-
-
Dividends
-
9 991
-
-
withholding
-
1 499
-
-
total
-
1 499
-
-
Income
13 500
13 500
13 500
13 500
Total tax
15 186
5 008
6 020
5 778
After tax
-1 686
8 492
7 480
7 722
Living cost
18 635
18 635
18 635
18 635
Free-cash
-20 321
-10 143
-11 155
-10 913

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
-₽9816
-₽10828
-₽10586
-₽19713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
unemployment
-
-
-
189
health
-
-
-
959
pensions
-
-
-
2 700
other
-
-
-
-
income
-
-
-
1 930
surtax
-
-
-
-
total
-
-
-
5 778
Employee
27 437
-
11 151
-
health
701
-
283
-
pensions
1 830
-
743
-
surtax
90
-
-
-
other
-
-
-
-
unemployment
1 910
-
776
-
income
4 599
-
1 869
-
total
9 130
-
3 671
-
Employer
27 437
-
11 151
-
pensions
3 657
-
1 486
-
unemployment
869
-
354
-
health
1 249
-
509
-
other
-
-
-
-
total
5 775
-
2 349
-
Corporate
-
13 500
-
-
income
-
3 509
-
-
total
-
3 509
-
-
Dividends
-
9 991
-
-
withholding
-
1 499
-
-
total
-
1 499
-
-
Income
13 500
13 500
13 500
13 500
Total tax
14 905
5 008
6 020
5 778
After tax
-1 405
8 492
7 480
7 722
Living cost
18 308
18 308
18 308
18 308
Free-cash
-19 713
-9 816
-10 828
-10 586

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
-₽8387
-₽8447
-₽6921
-₽14571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
unemployment
-
-
-
203
health
-
-
-
945
pensions
-
-
-
1 350
income
-
-
-
1 650
total
-
-
-
4 148
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
11 297
-
health
1 644
654
791
-
pensions
2 349
935
1 130
-
unemployment
352
140
169
-
income
2 872
1 143
1 381
-
total
7 217
2 872
3 471
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
11 297
-
pensions
4 581
1 823
2 203
-
total
4 581
1 823
2 203
-
Corporate
-
2 328
-
-
income
-
210
-
-
total
-
210
-
-
Dividends
-
2 118
-
-
withholding
-
403
-
-
social contributions
-
306
-
-
total
-
709
-
-
Income
13 500
13 500
13 500
13 500
Total tax
11 798
5 614
5 674
4 148
After tax
1 702
7 886
7 826
9 352
Living cost
16 273
16 273
16 273
16 273
Free-cash
-14 571
-8 387
-8 447
-6 921

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₽33459
-₽31429
-₽31535
-₽57319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
145
municipal
-
-
-
544
pensions
-
-
-
1 620
national
-
-
-
843
total
-
-
-
3 152
Employee
64 927
-
11 671
-
municipal
8 020
-
596
-
pensions
2 597
-
467
-
national
12 427
-
924
-
total
23 044
-
1 987
-
Employer
64 927
-
11 671
-
social contributions
698
-
125
-
pensions
5 194
-
934
-
total
5 892
-
1 059
-
Corporate
-
13 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
2 700
-
-
total
-
2 700
-
-
Dividends
-
10 800
-
-
withholding
-
2 376
-
-
total
-
2 376
-
-
Income
13 500
13 500
13 500
13 500
Total tax
28 936
5 076
3 046
3 152
After tax
-15 436
8 424
10 454
10 348
Living cost
41 883
41 883
41 883
41 883
Free-cash
-57 319
-33 459
-31 429
-31 535

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₽37812
-₽34089
-₽34089
-₽51400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
225
income
-
-
-
102
total
-
-
-
327
Employee
64 899
-
13 500
-
social contributions
5 392
-
225
-
income
12 246
-
102
-
total
17 638
-
327
-
Employer
64 899
-
13 500
-
total
-
-
-
-
Corporate
-
13 500
-
-
income
-
1 688
-
-
total
-
1 688
-
-
Dividends
-
11 812
-
-
withholding
-
2 362
-
-
total
-
2 362
-
-
Income
13 500
13 500
13 500
13 500
Total tax
17 638
4 050
327
327
After tax
-4 138
9 450
13 173
13 173
Living cost
47 262
47 262
47 262
47 262
Free-cash
-51 400
-37 812
-34 089
-34 089

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₽27805
-₽31210
-₽29709
-₽60236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
regional
-
-
-
87
social contributions
-
-
-
6 430
municipal
-
-
-
57
national
-
-
-
1 626
total
-
-
-
8 200
Employee
73 736
-
13 500
-
regional
696
-
63
-
municipal
390
-
41
-
social contributions
24 864
-
8 430
-
national
12 777
-
1 167
-
total
38 727
-
9 701
-
Employer
73 736
-
13 500
-
total
-
-
-
-
Corporate
-
13 500
-
-
nationa
-
3 240
-
-
municipal
-
526
-
-
total
-
3 766
-
-
Dividends
-
9 734
-
-
withholding
-
2 530
-
-
total
-
2 530
-
-
Income
13 500
13 500
13 500
13 500
Total tax
38 727
6 296
9 701
8 200
After tax
-25 227
7 204
3 799
5 300
Living cost
35 009
35 009
35 009
35 009
Free-cash
-60 236
-27 805
-31 210
-29 709

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
-₽15255
-₽18590
-₽17106
-₽32524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
regional
-
-
-
143
social contributions
-
-
-
6 430
municipal
-
-
-
57
national
-
-
-
1 626
total
-
-
-
8 256
Employee
46 023
-
13 500
-
regional
620
-
102
-
municipal
244
-
41
-
social contributions
15 519
-
8 430
-
national
7 291
-
1 167
-
total
23 674
-
9 740
-
Employer
46 023
-
13 500
-
total
-
-
-
-
Corporate
-
13 500
-
-
nationa
-
3 240
-
-
municipal
-