Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 13500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽16522
-₽19917
-₽16124
-₽14901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
2 970
income
-
-
-
-
total
-
-
-
2 970
Employee
28 933
-
11 688
-
social contributions
1 880
-
760
-
income
-
-
-
-
total
1 880
-
760
-
Employer
28 933
-
11 688
-
social contributions
4 485
-
1 812
-
total
4 485
-
1 812
-
Corporate
-
13 500
-
-
income
-
1 349
-
-
total
-
1 349
-
-
Dividends
-
12 151
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
6 365
1 349
2 572
2 970
After tax
7 135
12 151
10 928
10 530
Living cost
27 052
27 052
27 052
27 052
Free-cash
-19 917
-14 901
-16 124
-16 522

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₽24317
-₽38015
-₽26983
-₽35528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
1 033
chamber of commerce
-
-
-
55
pensions
-
-
-
2 497
income
-
-
-
-
total
-
-
-
9 105
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
270
-
other
393
359
91
-
income
3 504
2 645
4 213
-
pensions
4 029
3 672
919
-
health
1 522
1 388
347
-
total
10 628
9 140
5 840
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
1 127
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 476
-
health
1 488
1 356
340
-
accident
511
466
116
-
unemployment
1 180
1 076
270
-
chamber of commerce
157
143
143
-
total
11 321
10 322
4 548
-
Corporate
3 416
3 416
5 536
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
1 383
-
total
854
854
1 383
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
22 803
20 316
11 771
9 105
After tax
-9 303
-6 816
1 729
4 395
Living cost
28 712
28 712
28 712
28 712
Free-cash
-38 015
-35 528
-26 983
-24 317

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₽27494
-₽45448
-₽30116
-₽38705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
1 033
chamber of commerce
-
-
-
55
pensions
-
-
-
2 497
income
-
-
-
-
total
-
-
-
9 283
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
270
-
other
449
359
91
-
income
5 120
2 645
4 213
-
pensions
4 606
3 672
919
-
health
1 740
1 388
347
-
total
13 264
9 140
5 840
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
1 127
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 476
-
health
1 699
1 356
340
-
accident
584
466
114
-
unemployment
1 349
1 076
270
-
chamber of commerce
179
143
143
-
total
13 119
10 500
4 724
-
Corporate
3 416
3 416
5 360
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
1 341
-
total
854
854
1 341
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
27 237
20 494
11 905
9 283
After tax
-13 737
-6 994
1 595
4 217
Living cost
31 711
31 711
31 711
31 711
Free-cash
-45 448
-38 705
-30 116
-27 494

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽26773
-₽69614
-₽26539
-₽24965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
national
-
-
-
2 189
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
526
social contributions
-
-
-
4 744
total
-
-
-
7 459
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
10 457
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
91
-
national
19 791
-
2 273
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
545
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
784
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
490
-
total
31 562
-
4 183
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
10 457
-
surtax
7 299
-
1 185
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
926
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
644
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
135
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
152
-
total
18 738
-
3 042
-
Corporate
-
13 500
-
-
income
-
2 700
-
-
surtax
-
55
-
-
total
-
2 755
-
-
Dividends
-
10 745
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
2 896
-
-
total
-
2 896
-
-
Income
13 500
13 500
13 500
13 500
Total tax
50 300
5 651
7 225
7 459
After tax
-36 800
7 849
6 275
6 041
Living cost
32 814
32 814
32 814
32 814
Free-cash
-69 614
-24 965
-26 539
-26 773

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
-₽7579
-₽10972
-₽6928
-₽3907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
unemployment
-
-
-
54
health
-
-
-
1 552
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 998
income
-
-
-
2 025
total
-
-
-
5 629
Employee
20 458
-
11 286
-
accident

We are using the highest rate at 1.1%.

225
-
124
-
income
2 046
-
1 129
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
991
-
health
941
-
519
-
total
5 008
-
2 763
-
Employer
20 458
-
11 286
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
1 244
-
health
1 412
-
779
-
accident

We are using the highest rate at 1.1%.

225
-
124
-
unemployment
123
-
68
-
total
4 014
-
2 215
-
Corporate
-
13 500
-
-
income
-
1 350
-
-
total
-
1 350
-
-
Dividends
-
12 150
-
-
withholding
-
607
-
-
total
-
607
-
-
Income
13 500
13 500
13 500
13 500
Total tax
9 022
1 957
4 978
5 629
After tax
4 478
11 543
8 522
7 871
Living cost
15 450
15 450
15 450
15 450
Free-cash
-10 972
-3 907
-6 928
-7 579

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
-₽3905
-₽5152
-₽3254
-₽233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
unemployment
-
-
-
54
health
-
-
-
1 552
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 998
income
-
-
-
2 025
total
-
-
-
5 629
Employee
15 593
-
11 286
-
accident

We are using the highest rate at 1.1%.

172
-
124
-
income
1 559
-
1 129
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
991
-
health
717
-
519
-
total
3 817
-
2 763
-
Employer
15 593
-
11 286
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
1 244
-
health
1 076
-
779
-
accident

We are using the highest rate at 1.1%.

172
-
124
-
unemployment
93
-
68
-
total
3 059
-
2 215
-
Corporate
-
13 500
-
-
income
-
1 350
-
-
total
-
1 350
-
-
Dividends
-
12 150
-
-
withholding
-
607
-
-
total
-
607
-
-
Income
13 500
13 500
13 500
13 500
Total tax
6 876
1 957
4 978
5 629
After tax
6 624
11 543
8 522
7 871
Living cost
11 776
11 776
11 776
11 776
Free-cash
-5 152
-233
-3 254
-3 905

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
-₽13547
-₽21222
-₽19820
-₽27687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 212
health
-
-
-
873
social contributions
-
-
-
5 337
income
-
-
-
-
total
-
-
-
6 210
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 781
-
social contributions
2 616
5 743
1 937
-
health
536
1 177
396
-
total
10 687
13 326
10 114
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
1 937
-
health
582
1 281
432
-
total
3 198
7 024
2 369
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
13 885
20 350
12 483
6 210
After tax
-385
-6 850
1 017
7 290
Living cost
20 837
20 837
20 837
20 837
Free-cash
-21 222
-27 687
-19 820
-13 547

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
-₽21900
-₽31121
-₽28173
-₽36040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 212
health
-
-
-
873
social contributions
-
-
-
5 337
income
-
-
-
-
total
-
-
-
6 210
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 781
-
social contributions
3 363
5 743
1 937
-
health
688
1 177
396
-
total
11 318
13 326
10 114
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
1 937
-
health
750
1 281
432
-
total
4 113
7 024
2 369
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
15 431
20 350
12 483
6 210
After tax
-1 931
-6 850
1 017
7 290
Living cost
29 190
29 190
29 190
29 190
Free-cash
-31 121
-36 040
-28 173
-21 900

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
-₽14196
-₽27434
-₽13922
-₽11477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
health
-
-
-
1 822
social contributions
-
-
-
3 942
income
-
-
-
1 160
solidarity contribution
-
-
-
-
total
-
-
-
6 924
Employee
30 548
-
10 075
-
income
3 666
-
1 209
-
social contributions
1 986
-
655
-
health
4 124
-
1 360
-
solidarity contribution
-
-
-
-
total
9 776
-
3 224
-
Employer
30 548
-
10 075
-
social contributions
7 637
-
2 519
-
health
2 749
-
907
-
total
10 386
-
3 426
-
Corporate
-
13 500
-
-
income
-
2 565
-
-
total
-
2 565
-
-
Dividends
-
10 935
-
-
withholding
-
1 640
-
-
total
-
1 640
-
-
Income
13 500
13 500
13 500
13 500
Total tax
20 162
4 205
6 650
6 924
After tax
-6 662
9 295
6 850
6 576
Living cost
20 772
20 772
20 772
20 772
Free-cash
-27 434
-11 477
-13 922
-14 196

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₽19021
-₽36942
-₽18747
-₽16302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
health
-
-
-
1 822
social contributions
-
-
-
3 942
income
-
-
-
1 160
solidarity contribution
-
-
-
-
total
-
-
-
6 924
Employee
37 643
-
10 075
-
income
4 517
-
1 209
-
social contributions
2 447
-
655
-
health
5 082
-
1 360
-
solidarity contribution
-
-
-
-
total
12 046
-
3 224
-
Employer
37 643
-
10 075
-
social contributions
9 411
-
2 519
-
health
3 388
-
907
-
total
12 799
-
3 426
-
Corporate
-
13 500
-
-
income
-
2 565
-
-
total
-
2 565
-
-
Dividends
-
10 935
-
-
withholding
-
1 640
-
-
total
-
1 640
-
-
Income
13 500
13 500
13 500
13 500
Total tax
24 845
4 205
6 650
6 924
After tax
-11 345
9 295
6 850
6 576
Living cost
25 597
25 597
25 597
25 597
Free-cash
-36 942
-16 302
-18 747
-19 021

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₽32244
-₽183184
-₽183184
-₽183184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
national
-
-
-
262
pensions
-
-
-
782
municipal
-
-
-
207
labour market
-
-
-
1 017
total
-
-
-
2 268
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
153 209
153 209
153 209
2 268
After tax
-139 709
-139 709
-139 709
11 232
Living cost
43 476
43 476
43 476
43 476
Free-cash
-183 184
-183 184
-183 184
-32 244

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
-₽12693
-₽20659
-₽12069
-₽10937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
health
-
-
-
1 756
pensions
-
-
-
2 700
income
-
-
-
-
total
-
-
-
4 456
Employee
25 530
-
10 036
-
unemployment
408
-
164
-
income
2 874
-
-
-
pensions
511
-
205
-
total
3 793
-
369
-
Employer
25 530
-
10 036
-
pensions
5 106
-
2 049
-
health
3 318
-
1 332
-
unemployment
205
-
82
-
total
8 629
-
3 463
-
Corporate
-
13 500
-
-
income
-
2 700
-
-
total
-
2 700
-
-
Dividends
-
10 800
-
-
total
-
-
-
-
Income
13 500
13 500
13 500
13 500
Total tax
12 422
2 700
3 832
4 456
After tax
1 078
10 800
9 668
9 044
Living cost
21 737
21 737
21 737
21 737
Free-cash
-20 659
-10 937
-12 069
-12 693

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
-₽23482
-₽42782
-₽26008
-₽25210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
13 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
2 430
total
-
-
-
2 430
Employee
47 349
-
11 357
-
unemployment
710
-
171
-
municipal
7 755
-
1 875
-
national
782
-
-
-
pensions
3 195
-
767
-
health
354
-
-
-
total
12 796
-
2 813
-
Employer
47 349
-
11 357
-
pensions
8 215
-
1 971
-
health
364
-
87
-
accident
48
-
12
-
unemployment
307
-
73
-
total
8 934
-
2 143
-
Corporate
-
13 500
-
-
income
-
2 700
-
-
total
-
2 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
8 100
-
-
municipal
-
1 458
-
-
national
-
-
-
-
total
-
1 458
-
-
Income
13 500
13 500
13 500
13 500
Total tax
21 730
4 158
4 956
2 430
After tax
-8 230
9 342
8 544
11 070
Living cost
34 552
34 552
34 552
34 552
Free-cash
-42 782
-25 210
-26 008
-23 482

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
-₽20210
-₽31619
-₽18912
-₽20936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
surtax
-
-
-
-
health
-
-
-
239
pensions
-
-
-
4 929
social contributions
-
-
-
384
income
-
-
-
-
other
-
-
-
418
total
-
-
-
5 970
Employee
34 382
-
10 288
-
income
1 773
-
-
-
surtax
-
-
-
-
social contributions
980
-
294
-
pensions
3 889
-
1 165
-
total
6 642
-
1 459
-
Employer
34 382
-
10 288
-
pensions
5 650
-
1 689
-
social contributions
102
-
31
-
other
1 187
-
355
-
health
2 406
-
721
-
unemployment
1 392
-
417
-
total
10 737
-
3 213
-
Corporate
-
13 500
-
-
income
-
3 779
-
-
surtax
-
-
-
-
total
-
3 779
-
-
Dividends
-
9 721
-
-
withholding
-
1 245
-
-
social contributions
-
1 672
-
-
surtax
-
-
-
-
total
-
2 917
-
-
Income
13 500
13 500
13 500
13 500
Total tax
17 379
6 696
4 672
5 970
After tax
-3 879
6 804
8 828
7 530
Living cost
27 740
27 740
27 740
27 740
Free-cash
-31 619
-20 936
-18 912
-20 210

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₽23261
-₽37046
-₽21963
-₽23987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
surtax
-
-
-
-
health
-
-
-
239
pensions
-
-
-
4 929
social contributions
-
-
-
384
income
-
-
-
-
other
-
-
-
418
total
-
-
-
5 970
Employee
38 517
-
10 288
-
income
2 273
-
-
-
surtax
-
-
-
-
social contributions
1 098
-
294
-
pensions
4 355
-
1 165
-
total
7 726
-
1 459
-
Employer
38 517
-
10 288
-
pensions
6 328
-
1 689
-
social contributions
116
-
31
-
other
1 329
-
355
-
health
2 697
-
721
-
unemployment
1 559
-
417
-
total
12 029
-
3 213
-
Corporate
-
13 500
-
-
income
-
3 779
-
-
surtax
-
-
-
-
total
-
3 779
-
-
Dividends
-
9 721
-
-
withholding
-
1 245
-
-
social contributions
-
1 672
-
-
surtax
-
-
-
-
total
-
2 917
-
-
Income
13 500
13 500
13 500
13 500
Total tax
19 755
6 696
4 672
5 970
After tax
-6 255
6 804
8 828
7 530
Living cost
30 791
30 791
30 791
30 791
Free-cash
-37 046
-23 987
-21 963
-23 261

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₽35937
-₽60469
-₽34639
-₽36663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
surtax
-
-
-
-
health
-
-
-
239
pensions
-
-
-
4 929
social contributions
-
-
-
384
income
-
-
-
-
other
-
-
-
418
total
-
-
-
5 970
Employee
56 366
-
10 288
-
income
4 918
-
-
-
surtax
-
-
-
-
social contributions
1 605
-
294
-
pensions
6 375
-
1 165
-
total
12 898
-
1 459
-
Employer
56 366
-
10 288
-
pensions
9 262
-
1 689
-
social contributions
169
-
31
-
other
1 945
-
355
-
health
3 945
-
721
-
unemployment
2 283
-
417
-
total
17 604
-
3 213
-
Corporate
-
13 500
-
-
income
-
3 779
-
-
surtax
-
-
-
-
total
-
3 779
-
-
Dividends
-
9 721
-
-
withholding
-
1 245
-
-
social contributions
-
1 672
-
-
surtax
-
-
-
-
total
-
2 917
-
-
Income
13 500
13 500
13 500
13 500
Total tax
30 502
6 696
4 672
5 970
After tax
-17 002
6 804
8 828
7 530
Living cost
43 467
43 467
43 467
43 467
Free-cash
-60 469
-36 663
-34 639
-35 937

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₽7542
₽5911
₽4977
₽7002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
13 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
135
total
-
-
-
135
Employee
7 278
-
13 500
-
income
1 455
-
2 700
-
total
1 455
-
2 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

6 222
13 500
-
-
total
-
-
-
-
Dividends
6 222
13 500
-
-
withholding
311
675
-
-
total
311
675
-
-
Income
13 500
13 500
13 500
13 500
Total tax
1 766
675
2 700
135
After tax
11 734
12 825
10 800
13 365
Living cost
5 823
5 823
5 823
5 823
Free-cash
5 911
7 002
4 977
7 542

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₽4292
₽2051
₽1727
₽3752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
13 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
135
total
-
-
-
135
Employee
11 342
-
13 500
-
income
2 268
-
2 700
-
total
2 268
-
2 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

2 158
13 500
-
-
total
-
-
-
-
Dividends
2 158
13 500
-
-
withholding
108
675
-
-
total
108
675
-
-
Income
13 500
13 500
13 500
13 500
Total tax
2 376
675
2 700
135
After tax
11 124
12 825
10 800
13 365
Living cost
9 073
9 073
9 073
9 073
Free-cash
2 051
3 752
1 727
4 292

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₽27393
-₽31278
-₽27393
-₽27561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
13 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 148
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
13 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
6 148
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
13 500
-
-
trade
-
1 937
-
-
income
-
2 026
-
-
chamber of commerce
-
157
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
111
-
-
total
-
4 231
-
-
Dividends
-
9 270
-
-
withholding
-
1 976
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
109
-
-
total
-
2 085
-
-
Income
13 500
13 500
13 500
13 500
Total tax
10 033
6 316
6 148
6 148
After tax
3 467
7 184
7 352
7 352
Living cost
34 745
34 745
34 745
34 745
Free-cash
-31 278
-27 561
-27 393
-27 393

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
-₽19907
-₽20922
-₽19907
-₽20211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
13 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 148
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
13 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
6 148
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
13 500
-
-
trade
-
2 126
-
-
income
-
2 026
-
-
chamber of commerce
-
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
111
-
-
total
-
4 418
-
-
Dividends
-
9 082
-
-
withholding
-
1 928
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
106
-
-
total
-
2 034
-
-
Income
13 500
13 500
13 500
13 500
Total tax
7 163
6 452
6 148
6 148
After tax
6 337
7 048
7 352
7 352
Living cost
27 259
27 259
27 259
27 259
Free-cash
-20 922
-20 211
-19 907
-19 907

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₽28002
-₽32138
-₽28002
-₽28374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
13 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 148
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
13 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
6 148
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
13 500
-
-
trade
-
2 220
-
-
income
-
2 026
-
-
chamber of commerce
-
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
111
-
-
total
-
4 512
-
-
Dividends
-
8 988
-
-
withholding
-
1 904
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
104
-
-
total
-
2 008
-
-
Income
13 500
13 500
13 500
13 500
Total tax
10 284
6 520
6 148
6 148
After tax
3 216
6 980
7 352
7 352
Living cost
35 354
35 354
35 354
35 354
Free-cash
-32 138
-28 374
-28 002
-28 002

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₽33876
-₽40586
-₽33876
-₽34320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
13 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 148
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
13 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
6 148
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
13 500
-
-
trade
-
2 316
-
-
income
-
2 026
-
-
chamber of commerce
-
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
111
-
-
total
-
4 608
-
-
Dividends
-
8 892
-
-
withholding
-
1 880
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
104
-
-
total
-
1 984
-
-
Income
13 500
13 500
13 500
13 500
Total tax
12 858
6 592
6 148
6 148
After tax
642
6 908
7 352
7 352
Living cost
41 228
41 228
41 228
41 228
Free-cash
-40 586
-34 320
-33 876
-33 876

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
-₽12505
-₽23189
-₽12991
-₽11722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
surtax
-
-
-
-
unemployment
-
-
-
205
health
-
-
-
958
pensions
-
-
-
2 700
income
-
-
-
1 928
other
-
-
-
-
total
-
-
-
5 791
Employee
30 307
-
10 972
-
unemployment
2 109
-
835
-
other
-
-
-
-
income
5 081
-
1 807
-
surtax
108
-
-
-
pensions
2 022
-
801
-
health
774
-
306
-
total
10 094
-
3 749
-
Employer
30 307
-
10 972
-
pensions
4 041
-
1 600
-
other
-
-
-
-
health
1 378
-
547
-
unemployment
962
-
381
-
total
6 381
-
2 528
-
Corporate
-
13 500
-
-
income
-
3 510
-
-
total
-
3 510
-
-
Dividends
-
9 990
-
-
withholding
-
1 498
-
-
total
-
1 498
-
-
Income
13 500
13 500
13 500
13 500
Total tax
16 475
5 008
6 277
5 791
After tax
-2 975
8 492
7 223
7 709
Living cost
20 214
20 214
20 214
20 214
Free-cash
-23 189
-11 722
-12 991
-12 505

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
-₽12150
-₽22526
-₽12636
-₽11367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
surtax
-
-
-
-
unemployment
-
-
-
205
health
-
-
-
958
pensions
-
-
-
2 700
income
-
-
-
1 928
other
-
-
-
-
total
-
-
-
5 791
Employee
29 761
-
10 972
-
unemployment
2 072
-
835
-
other
-
-
-
-
income
4 989
-
1 807
-
surtax
97
-
-
-
pensions
1 985
-
801
-
health
760
-
306
-
total
9 903
-
3 749
-
Employer
29 761
-
10 972
-
pensions
3 967
-
1 600
-
other
-
-
-
-
health
1 354
-
547
-
unemployment
943
-
381
-
total
6 264
-
2 528
-
Corporate
-
13 500
-
-
income
-
3 510
-
-
total
-
3 510
-
-
Dividends
-
9 990
-
-
withholding
-
1 498
-
-
total
-
1 498
-
-
Income
13 500
13 500
13 500
13 500
Total tax
16 167
5 008
6 277
5 791
After tax
-2 667
8 492
7 223
7 709
Living cost
19 859
19 859
19 859
19 859
Free-cash
-22 526
-11 367
-12 636
-12 150

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
-₽8513
-₽17319
-₽10040
-₽10001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
unemployment
-
-
-
202
health
-
-
-
945
pensions
-
-
-
1 350
income
-
-
-
1 650
total
-
-
-
4 147
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
11 297
-
unemployment
387
154
169
-
income
3 153
1 255
1 381
-
pensions
2 579
1 026
1 130
-
health
1 805
718
791
-
total
7 924
3 153
3 471
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
11 297
-
pensions
5 029
2 001
2 203
-
total
5 029
2 001
2 203
-
Corporate
-
1 235
-
-
income
-
111
-
-
total
-
111
-
-
Dividends
-
1 124
-
-
withholding
-
213
-
-
social contributions
-
157
-
-
total
-
370
-
-
Income
13 500
13 500
13 500
13 500
Total tax
12 953
5 635
5 674
4 147
After tax
547
7 865
7 826
9 353
Living cost
17 866
17 866
17 866
17 866
Free-cash
-17 319
-10 001
-10 040
-8 513

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₽33116
-₽60173
-₽33010
-₽35147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
national
-
-
-
778
pensions
-
-
-
1 620
social contributions
-
-
-
145
municipal
-
-
-
502
total
-
-
-
3 045
Employee
67 543
-
11 671
-
municipal
8 343
-
554
-
national
12 928
-
859
-
pensions
2 702
-
467
-
total
23 973
-
1 880
-
Employer
67 543
-
11 671
-
pensions
5 403
-
934
-
social contributions
726
-
125
-
total
6 129
-
1 059
-
Corporate
-
13 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
2 700
-
-
total
-
2 700
-
-
Dividends
-
10 800
-
-
withholding
-
2 376
-
-
total
-
2 376
-
-
Income
13 500
13 500
13 500
13 500
Total tax
30 102
5 076
2 939
3 045
After tax
-16 602
8 424
10 561
10 455
Living cost
43 571
43 571
43 571
43 571
Free-cash
-60 173
-35 147
-33 010
-33 116

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₽37846
-₽56898
-₽37846
-₽41815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
social contributions
-
-
-
198
income
-
-
-
-118
total
-
-
-
80
Employee
70 397
-
13 500
-
social contributions
5 848
-
198
-
income
13 284
-
-118
-
total
19 132
-
80
-
Employer
70 397
-
13 500
-
total
-
-
-
-
Corporate
-
13 500
-
-
income
-
1 687
-
-
total
-
1 687
-
-
Dividends
-
11 813
-
-
withholding
-
2 362
-
-
total
-
2 362
-
-
Income
13 500
13 500
13 500
13 500
Total tax
19 132
4 049
80
80
After tax
-5 632
9 451
13 420
13 420
Living cost
51 266
51 266
51 266
51 266
Free-cash
-56 898
-41 815
-37 846
-37 846

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₽33084
-₽66483
-₽34709
-₽30772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
national
-
-
-
1 501
regional
-
-
-
80
social contributions
-
-
-
6 975
municipal
-
-
-
53
total
-
-
-
8 609
Employee
79 983
-
13 500
-
municipal
424
-
34
-
national
13 859
-
1 003
-
social contributions
26 970
-
9 144
-
regional
755
-
53
-
total
42 008
-
10 234
-
Employer
79 983
-
13 500
-
total
-
-
-
-
Corporate
-
13 500
-
-
nationa
-
3 240
-
-
municipal
-
526
-
-
total
-
3 766
-
-
Dividends
-
9 734
-
-
withholding
-
2 531
-
-
total
-
2 531
-
-
Income
13 500
13 500
13 500
13 500
Total tax
42 008
6 297
10 234
8 609
After tax
-28 508
7 203
3 266
4 891
Living cost
37 975
37 975
37 975
37 975
Free-cash
-66 483
-30 772
-34 709
-33 084

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
-₽19405
-₽36423
-₽21013
-₽17147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 500
national
-
-
-
1 501
regional
-
-
-
133
social contributions
-
-
-
6 975
municipal
-
-
-
53
total
-
-
-
8 662
Employee
49 922
-
13 500
-
municipal
265
-
34
-
national
7 909
-
1 003
-
social contributions
16 834
-
9 144
-
regional
672
-
89
-
total
25 680
-
10 270
-
Employer
49 922
-
13 500
-
total
-
-
-
-
Corporate
-
13 500
-
-
nationa
-
3 240
-
-
municipal