Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 134000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽89536
₽85392
₽90051
₽96085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
income
-
-
-
20 100
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 555
unemployment
-
-
-
150
health
-
-
-
4 317
total
-
-
-
30 122
Employee
24 478
-
126 636
-
income
2 448
-
12 663
-
accident

We are using the highest rate at 1.1%.

269
-
413
-
health
1 126
-
1 727
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 149
-
3 296
-
total
5 992
-
18 099
-
Employer
24 478
-
126 636
-
unemployment
147
-
225
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 697
-
4 136
-
accident

We are using the highest rate at 1.1%.

269
-
413
-
health
1 689
-
2 590
-
total
4 802
-
7 364
-
Corporate
104 719
134 000
-
-
income
10 472
13 399
-
-
total
10 472
13 399
-
-
Dividends
94 248
120 601
-
-
withholding
4 712
6 030
-
-
total
4 712
6 030
-
-
Income
134 000
134 000
134 000
134 000
Total tax
25 978
19 429
25 463
30 122
After tax
108 022
114 571
108 537
103 878
Living cost
18 486
18 486
18 486
18 486
Free-cash
89 536
96 085
90 051
85 392

Estimated living cost  is ₽18486 per week

₽12226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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