Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 134000
per

Your estimated
City
free-cash

Andorra , Andorra
₽71795
₽89568
₽75356
₽92689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
social contributions
-
-
-
29 479
income
-
-
-
4 814
total
-
-
-
34 293
Employee
29 853
-
116 017
-
social contributions
1 940
-
7 540
-
income
-
-
5 209
-
total
1 940
-
12 749
-
Employer
29 853
-
116 017
-
social contributions
4 627
-
17 983
-
total
4 627
-
17 983
-
Corporate
99 520
134 000
-
-
income
9 953
13 399
-
-
total
9 953
13 399
-
-
Dividends
89 568
120 601
-
-
total
-
-
-
-
Income
134 000
134 000
134 000
134 000
Total tax
16 520
13 399
30 732
34 293
After tax
117 480
120 601
103 268
99 707
Living cost
27 912
27 912
27 912
27 912
Free-cash
89 568
92 689
75 356
71 795

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽38904
₽44438
₽5767
₽44899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
536
pensions
-
-
-
20 069
income
-
-
-
30 873
total
-
-
-
65 471
Employee
40 590
37 005
104 051
-
unemployment
1 218
1 110
3 121
-
other
405
370
1 040
-
income
3 616
2 730
24 686
-
pensions
4 157
3 789
10 656
-
health
1 570
1 433
4 026
-
total
10 966
9 432
43 529
-
Employer
40 590
37 005
104 051
-
pensions
5 094
4 645
13 059
-
surtax
-
-
-
-
payroll
1 218
1 110
3 121
-
other
1 928
1 757
4 943
-
health
1 535
1 399
3 933
-
accident
527
481
1 353
-
unemployment
1 218
1 110
3 121
-
chamber of commerce
162
148
416
-
total
11 682
10 650
29 946
-
Corporate
81 728
86 345
100 530
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 432
21 586
25 133
-
total
20 432
21 586
25 133
-
Dividends
61 296
64 759
-
-
withholding
16 857
17 808
-
-
total
16 857
17 808
-
-
Income
134 000
134 000
134 000
134 000
Total tax
59 937
59 476
98 608
65 471
After tax
74 063
74 524
35 392
68 529
Living cost
29 625
29 625
29 625
29 625
Free-cash
44 438
44 899
5 767
38 904

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽35627
₽40270
₽2642
₽41705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
536
pensions
-
-
-
20 069
income
-
-
-
30 873
total
-
-
-
65 654
Employee
46 406
37 005
103 910
-
unemployment
1 392
1 110
3 117
-
other
463
370
1 040
-
income
5 283
2 730
24 636
-
pensions
4 752
3 789
10 640
-
health
1 796
1 433
4 021
-
total
13 686
9 432
43 454
-
Employer
46 406
37 005
103 910
-
pensions
5 824
4 645
13 040
-
surtax
183
183
183
-
payroll
1 392
1 110
3 117
-
other
2 204
1 757
4 936
-
health
1 753
1 399
3 928
-
accident
603
481
1 352
-
unemployment
1 392
1 110
3 117
-
chamber of commerce
185
148
416
-
total
13 536
10 833
30 089
-
Corporate
74 058
86 162
100 387
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 515
21 540
25 096
-
total
18 515
21 540
25 096
-
Dividends
55 543
64 621
-
-
withholding
15 274
17 771
-
-
total
15 274
17 771
-
-
Income
134 000
134 000
134 000
134 000
Total tax
61 011
59 576
98 639
65 654
After tax
72 989
74 424
35 361
68 346
Living cost
32 719
32 719
32 719
32 719
Free-cash
40 270
41 705
2 642
35 627

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽24988
₽27218
₽14976
₽41147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
national
-
-
-
47 364
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 779
social contributions
-
-
-
21 012
total
-
-
-
75 155
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
103 785
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
902
-
national
20 420
-
35 981
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
5 413
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
7 783
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 878
-
total
32 565
-
54 957
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
103 785
-
surtax
7 531
-
11 768
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
9 195
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
6 382
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 350
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 515
-
total
19 334
-
30 210
-
Corporate
48 245
134 000
-
-
income
9 649
26 800
-
-
surtax
194
536
-
-
total
9 843
27 336
-
-
Dividends
38 401
106 664
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 183
31 660
-
-
total
11 183
31 660
-
-
Income
134 000
134 000
134 000
134 000
Total tax
72 925
58 996
85 167
75 155
After tax
61 075
75 004
48 833
58 845
Living cost
33 857
33 857
33 857
33 857
Free-cash
27 218
41 147
14 976
24 988

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽89262
₽92936
₽94199
₽98594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
20 100
total
-
-
-
28 762
Employee
21 155
-
127 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
12 763
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
17 460
-
Employer
21 155
-
127 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
108 695
134 000
-
-
income
10 869
13 400
-
-
total
10 869
13 400
-
-
Dividends
97 826
120 600
-
-
withholding
4 891
6 030
-
-
total
4 891
6 030
-
-
Income
134 000
134 000
134 000
134 000
Total tax
25 088
19 430
23 825
28 762
After tax
108 912
114 570
110 175
105 238
Living cost
15 976
15 976
15 976
15 976
Free-cash
92 936
98 594
94 199
89 262

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽93061
₽98079
₽97998
₽102394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
20 100
total
-
-
-
28 762
Employee
16 123
-
127 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
12 763
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
17 460
-
Employer
16 123
-
127 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
114 713
134 000
-
-
income
11 471
13 400
-
-
total
11 471
13 400
-
-
Dividends
103 242
120 600
-
-
withholding
5 162
6 030
-
-
total
5 162
6 030
-
-
Income
134 000
134 000
134 000
134 000
Total tax
23 745
19 430
23 825
28 762
After tax
110 255
114 570
110 175
105 238
Living cost
12 176
12 176
12 176
12 176
Free-cash
98 079
102 394
97 998
93 061

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽71570
₽71297
₽70310
₽76352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
health
-
-
-
3 417
social contributions
-
-
-
15 024
income
-
-
-
22 490
total
-
-
-
40 931
Employee
71 403
71 403
123 718
-
income
7 775
6 610
21 812
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 104
-
total
11 028
13 750
31 909
-
Employer
71 403
71 403
123 718
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 289
-
total
3 301
7 248
10 282
-
Corporate
98 173
55 350
-
-
income
12 272
6 918
-
-
total
12 272
6 918
-
-
Dividends
85 902
48 432
-
-
withholding
14 603
8 233
-
-
total
14 603
8 233
-
-
Income
134 000
134 000
134 000
134 000
Total tax
41 204
36 149
42 191
40 931
After tax
92 796
97 851
91 809
93 069
Living cost
21 499
21 499
21 499
21 499
Free-cash
71 297
76 352
70 310
71 570

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽62951
₽63880
₽61691
₽67733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
health
-
-
-
3 417
social contributions
-
-
-
15 024
income
-
-
-
22 490
total
-
-
-
40 931
Employee
71 403
71 403
123 718
-
income
7 498
6 610
21 812
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 104
-
total
11 678
13 750
31 909
-
Employer
71 403
71 403
123 718
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 289
-
total
4 244
7 248
10 282
-
Corporate
87 961
55 350
-
-
income
10 996
6 918
-
-
total
10 996
6 918
-
-
Dividends
76 965
48 432
-
-
withholding
13 084
8 233
-
-
total
13 084
8 233
-
-
Income
134 000
134 000
134 000
134 000
Total tax
40 002
36 149
42 191
40 931
After tax
93 998
97 851
91 809
93 069
Living cost
30 118
30 118
30 118
30 118
Free-cash
63 880
67 733
61 691
62 951

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽50778
₽63120
₽46523
₽70782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
health
-
-
-
18 090
social contributions
-
-
-
30 904
income
-
-
-
12 751
solidarity contribution
-
-
-
-
total
-
-
-
61 745
Employee
31 583
-
100 000
-
income
3 790
-
12 000
-
social contributions
2 053
-
6 500
-
health
4 264
-
13 500
-
solidarity contribution
-
-
-
-
total
10 107
-
32 000
-
Employer
31 583
-
100 000
-
social contributions
7 896
-
25 000
-
health
2 842
-
9 000
-
total
10 738
-
34 000
-
Corporate
91 679
134 000
-
-
income
17 419
25 460
-
-
total
17 419
25 460
-
-
Dividends
74 260
108 540
-
-
withholding
11 139
16 281
-
-
total
11 139
16 281
-
-
Income
134 000
134 000
134 000
134 000
Total tax
49 403
41 741
66 000
61 745
After tax
84 597
92 259
68 000
72 255
Living cost
21 477
21 477
21 477
21 477
Free-cash
63 120
70 782
46 523
50 778

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽45790
₽56352
₽41535
₽65794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
health
-
-
-
18 090
social contributions
-
-
-
30 904
income
-
-
-
12 751
solidarity contribution
-
-
-
-
total
-
-
-
61 745
Employee
38 919
-
100 000
-
income
4 670
-
12 000
-
social contributions
2 530
-
6 500
-
health
5 254
-
13 500
-
solidarity contribution
-
-
-
-
total
12 454
-
32 000
-
Employer
38 919
-
100 000
-
social contributions
9 730
-
25 000
-
health
3 503
-
9 000
-
total
13 233
-
34 000
-
Corporate
81 849
134 000
-
-
income
15 551
25 460
-
-
total
15 551
25 460
-
-
Dividends
66 298
108 540
-
-
withholding
9 945
16 281
-
-
total
9 945
16 281
-
-
Income
134 000
134 000
134 000
134 000
Total tax
51 183
41 741
66 000
61 745
After tax
82 817
92 259
68 000
72 255
Living cost
26 465
26 465
26 465
26 465
Free-cash
56 352
65 794
41 535
45 790

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽35921
-₽68866
-₽68866
-₽68866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
national
-
-
-
14 752
pensions
-
-
-
807
municipal
-
-
-
27 022
labour market
-
-
-
10 656
total
-
-
-
53 237
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
134 000
134 000
134 000
134 000
Total tax
158 024
158 024
158 024
53 237
After tax
-24 024
-24 024
-24 024
80 763
Living cost
44 842
44 842
44 842
44 842
Free-cash
-68 866
-68 866
-68 866
35 921

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽49396
₽79004
₽54809
₽84772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
health
-
-
-
17 420
pensions
-
-
-
26 800
income
-
-
-
17 956
total
-
-
-
62 176
Employee
26 342
-
100 148
-
unemployment
421
-
1 602
-
income
2 966
-
19 308
-
pensions
527
-
2 004
-
total
3 914
-
22 914
-
Employer
26 342
-
100 148
-
pensions
5 269
-
20 028
-
health
3 424
-
13 019
-
unemployment
211
-
802
-
total
8 904
-
33 849
-
Corporate
98 754
134 000
-
-
income
19 750
26 800
-
-
total
19 750
26 800
-
-
Dividends
79 004
107 200
-
-
total
-
-
-
-
Income
134 000
134 000
134 000
134 000
Total tax
32 568
26 800
56 763
62 176
After tax
101 432
107 200
77 237
71 824
Living cost
22 428
22 428
22 428
22 428
Free-cash
79 004
84 772
54 809
49 396

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽54896
₽51670
₽36523
₽50153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
134 000
national
-
-
-
17 959
health
-
-
-
1 676
municipal
-
-
-
23 819
total
-
-
-
43 454
Employee
48 854
-
112 728
-
unemployment
733
-
1 692
-
municipal
8 002
-
18 374
-
national
807
-
11 531
-
pensions
3 297
-
7 609
-
health
365
-
1 348
-
total
13 204
-
40 554
-
Employer
48 854
-
112 728
-
pensions
8 476
-
19 558
-
health
375
-
869
-
accident
49
-
113
-
unemployment
317
-
733
-
total
9 217
-
21 273
-
Corporate
75 928
134 000
-
-
income
15 186
26 800
-
-
total
15 186
26 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

45 557
80 400
-
-
municipal
8 201
14 472
-
-
national
872
6 925
-
-
total
9 073
21 397
-
-
Income
134 000
134 000
134 000
134 000
Total tax
46 680
48 197
61 827
43 454
After tax
87 320
85 803
72 173
90 546
Living cost
35 650
35 650
35 650
35 650
Free-cash
51 670
50 153
36 523
54 896

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽47370
₽44074
₽48327
₽38916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
surtax
-
-
-
-
health
-
-
-
4 742
pensions
-
-
-
26 713
social contributions
-
-
-
3 819
income
-
-
-
18 581
other
-
-
-
4 153
total
-
-
-
58 008
Employee
35 475
-
105 485
-
income
1 829
-
18 932
-
surtax
-
-
-
-
social contributions
1 011
-
3 006
-
pensions
4 012
-
6 597
-
total
6 852
-
28 535
-
Employer
35 475
-
105 485
-
pensions
5 829
-
11 238
-
social contributions
106
-
317
-
other
1 225
-
3 802
-
health
2 483
-
8 888
-
unemployment
1 436
-
4 271
-
total
11 079
-
28 516
-
Corporate
87 447
134 000
-
-
income
24 485
37 519
-
-
surtax
-
-
-
-
total
24 485
37 519
-
-
Dividends
62 962
96 481
-
-
withholding
8 058
12 349
-
-
social contributions
10 830
16 594
-
-
surtax
-
-
-
-
total
18 888
28 943
-
-
Income
134 000
134 000
134 000
134 000
Total tax
61 304
66 462
57 051
58 008
After tax
72 696
67 538
76 949
75 992
Living cost
28 622
28 622
28 622
28 622
Free-cash
44 074
38 916
48 327
47 370

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽44223
₽41252
₽45180
₽35769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
surtax
-
-
-
-
health
-
-
-
4 742
pensions
-
-
-
26 713
social contributions
-
-
-
3 819
income
-
-
-
18 581
other
-
-
-
4 153
total
-
-
-
58 008
Employee
39 741
-
105 485
-
income
2 345
-
18 932
-
surtax
-
-
-
-
social contributions
1 133
-
3 006
-
pensions
4 493
-
6 597
-
total
7 971
-
28 535
-
Employer
39 741
-
105 485
-
pensions
6 529
-
11 238
-
social contributions
120
-
317
-
other
1 371
-
3 802
-
health
2 782
-
8 888
-
unemployment
1 609
-
4 271
-
total
12 411
-
28 516
-
Corporate
81 848
134 000
-
-
income
22 917
37 519
-
-
surtax
-
-
-
-
total
22 917
37 519
-
-
Dividends
58 931
96 481
-
-
withholding
7 544
12 349
-
-
social contributions
10 136
16 594
-
-
surtax
-
-
-
-
total
17 680
28 943
-
-
Income
134 000
134 000
134 000
134 000
Total tax
60 979
66 462
57 051
58 008
After tax
73 021
67 538
76 949
75 992
Living cost
31 769
31 769
31 769
31 769
Free-cash
41 252
35 769
45 180
44 223

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽31143
₽29069
₽32100
₽22689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
surtax
-
-
-
-
health
-
-
-
4 742
pensions
-
-
-
26 713
social contributions
-
-
-
3 819
income
-
-
-
18 581
other
-
-
-
4 153
total
-
-
-
58 008
Employee
58 158
-
105 485
-
income
5 074
-
18 932
-
surtax
-
-
-
-
social contributions
1 656
-
3 006
-
pensions
6 578
-
6 597
-
total
13 308
-
28 535
-
Employer
58 158
-
105 485
-
pensions
9 556
-
11 238
-
social contributions
174
-
317
-
other
2 007
-
3 802
-
health
4 071
-
8 888
-
unemployment
2 356
-
4 271
-
total
18 164
-
28 516
-
Corporate
57 678
134 000
-
-
income
16 150
37 519
-
-
surtax
-
-
-
-
total
16 150
37 519
-
-
Dividends
41 528
96 481
-
-
withholding
5 316
12 349
-
-
social contributions
7 144
16 594
-
-
surtax
-
-
-
-
total
12 460
28 943
-
-
Income
134 000
134 000
134 000
134 000
Total tax
60 082
66 462
57 051
58 008
After tax
73 918
67 538
76 949
75 992
Living cost
44 849
44 849
44 849
44 849
Free-cash
29 069
22 689
32 100
31 143

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽126711
₽120236
₽101251
₽121351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
134 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 340
total
-
-
-
1 340
Employee
7 436
-
134 000
-
income
1 487
-
26 800
-
total
1 487
-
26 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

126 564
134 000
-
-
total
-
-
-
-
Dividends
126 564
134 000
-
-
withholding
6 328
6 700
-
-
total
6 328
6 700
-
-
Income
134 000
134 000
134 000
134 000
Total tax
7 815
6 700
26 800
1 340
After tax
126 185
127 300
107 200
132 660
Living cost
5 949
5 949
5 949
5 949
Free-cash
120 236
121 351
101 251
126 711

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽123390
₽116291
₽97930
₽118030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
134 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 340
total
-
-
-
1 340
Employee
11 588
-
134 000
-
income
2 318
-
26 800
-
total
2 318
-
26 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

122 412
134 000
-
-
total
-
-
-
-
Dividends
122 412
134 000
-
-
withholding
6 121
6 700
-
-
total
6 121
6 700
-
-
Income
134 000
134 000
134 000
134 000
Total tax
8 439
6 700
26 800
1 340
After tax
125 561
127 300
107 200
132 660
Living cost
9 270
9 270
9 270
9 270
Free-cash
116 291
118 030
97 930
123 390

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽38529
₽45309
₽51564
₽33162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
134 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 099
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 143
trade
-
-
-
13 035
total
-
-
-
59 621
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
134 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
38 143
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
2 099
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
46 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 798
134 000
-
-
trade
12 599
19 228
-
-
income
13 170
20 101
-
-
chamber of commerce
270
338
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

724
1 105
-
-
total
26 763
40 772
-
-
Dividends
61 035
93 228
-
-
withholding
14 906
22 954
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

819
1 262
-
-
total
15 725
24 216
-
-
Income
134 000
134 000
134 000
134 000
Total tax
52 841
64 988
46 586
59 621
After tax
81 159
69 012
87 414
74 379
Living cost
35 850
35 850
35 850
35 850
Free-cash
45 309
33 162
51 564
38 529

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽44983
₽49778
₽59288
₽39506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
134 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 099
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 143
trade
-
-
-
14 305
total
-
-
-
60 891
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
134 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
38 143
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 099
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
46 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
98 484
134 000
-
-
trade
15 512
21 105
-
-
income
14 772
20 101
-
-
chamber of commerce
282
333
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

812
1 105
-
-
total
31 378
42 644
-
-
Dividends
67 106
91 356
-
-
withholding
16 423
22 487
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

904
1 237
-
-
total
17 327
23 724
-
-
Income
134 000
134 000
134 000
134 000
Total tax
56 096
66 368
46 586
60 891
After tax
77 904
67 632
87 414
73 109
Living cost
28 126
28 126
28 126
28 126
Free-cash
49 778
39 506
59 288
44 983

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽35995
₽43515
₽50936
₽30465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
134 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 099
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 143
trade
-
-
-
14 941
total
-
-
-
61 527
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
134 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
38 143
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 099
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
46 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
86 910
134 000
-
-
trade
14 296
22 043
-
-
income
13 036
20 101
-
-
chamber of commerce
264
331
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

717
1 105
-
-
total
28 313
43 580
-
-
Dividends
58 596
90 421
-
-
withholding
14 296
22 252
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

786
1 225
-
-
total
15 082
23 477
-
-
Income
134 000
134 000
134 000
134 000
Total tax
54 007
67 057
46 586
61 527
After tax
79 993
66 943
87 414
72 473
Living cost
36 478
36 478
36 478
36 478
Free-cash
43 515
30 465
50 936
35 995

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽29299
₽38776
₽44876
₽23715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
134 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 099
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 143
trade
-
-
-
15 577
total
-
-
-
62 163
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
134 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
38 143
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 099
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
46 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
78 195
134 000
-
-
trade
13 410
22 982
-
-
income
11 729
20 101
-
-
chamber of commerce
250
330
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

645
1 105
-
-
total
26 034
44 518
-
-
Dividends
52 161
89 483
-
-
withholding
12 687
22 018
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

698
1 211
-
-
total
13 385
23 229
-
-
Income
134 000
134 000
134 000
134 000
Total tax
52 686
67 747
46 586
62 163
After tax
81 314
66 253
87 414
71 837
Living cost
42 538
42 538
42 538
42 538
Free-cash
38 776
23 715
44 876
29 299

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽42731
₽60478
₽39208
₽63430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
surtax
-
-
-
4 566
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
32 051
other
-
-
-
-
total
-
-
-
70 412
Employee
31 271
-
110 699
-
unemployment
2 176
-
7 704
-
other
-
-
-
-
income
5 242
-
28 716
-
surtax
111
-
4 009
-
pensions
2 086
-
7 383
-
health
798
-
2 823
-
total
10 413
-
50 635
-
Employer
31 271
-
110 699
-
pensions
4 169
-
14 756
-
other
-
-
-
-
health
1 422
-
5 036
-
unemployment
992
-
3 508
-
total
6 583
-
23 300
-
Corporate
96 146
134 000
-
-
income
24 998
34 839
-
-
total
24 998
34 839
-
-
Dividends
71 148
99 161
-
-
withholding
10 671
14 874
-
-
total
10 671
14 874
-
-
Income
134 000
134 000
134 000
134 000
Total tax
52 665
49 713
73 935
70 412
After tax
81 335
84 287
60 065
63 588
Living cost
20 857
20 857
20 857
20 857
Free-cash
60 478
63 430
39 208
42 731

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽43098
₽60908
₽39575
₽63797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
surtax
-
-
-
4 566
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
32 051
other
-
-
-
-
total
-
-
-
70 412
Employee
30 707
-
110 699
-
unemployment
2 137
-
7 704
-
other
-
-
-
-
income
5 147
-
28 716
-
surtax
100
-
4 009
-
pensions
2 048
-
7 383
-
health
784
-
2 823
-
total
10 216
-
50 635
-
Employer
30 707
-
110 699
-
pensions
4 093
-
14 756
-
other
-
-
-
-
health
1 397
-
5 036
-
unemployment
973
-
3 508
-
total
6 463
-
23 300
-
Corporate
96 829
134 000
-
-
income
25 176
34 839
-
-
total
25 176
34 839
-
-
Dividends
71 654
99 161
-
-
withholding
10 747
14 874
-
-
total
10 747
14 874
-
-
Income
134 000
134 000
134 000
134 000
Total tax
52 602
49 713
73 935
70 412
After tax
81 398
84 287
60 065
63 588
Living cost
20 490
20 490
20 490
20 490
Free-cash
60 908
63 797
39 575
43 098

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽74260
₽57189
₽59113
₽56802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
unemployment
-
-
-
2 010
health
-
-
-
9 380
pensions
-
-
-
13 400
income
-
-
-
16 381
total
-
-
-
41 171
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
112 134
-
unemployment
402
160
1 682
-
income
3 277
1 304
13 708
-
pensions
2 681
1 067
11 213
-
health
1 876
747
7 849
-
total
8 236
3 278
34 452
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
112 134
-
pensions
5 227
2 080
21 866
-
total
5 227
2 080
21 866
-
Corporate
101 967
121 252
-
-
income
9 177
10 913
-
-
total
9 177
10 913
-
-
Dividends
92 790
110 339
-
-
withholding
17 630
20 964
-
-
social contributions
17 972
21 394
-
-
total
35 602
42 358
-
-
Income
134 000
134 000
134 000
134 000
Total tax
58 242
58 629
56 318
41 171
After tax
75 758
75 371
77 682
92 829
Living cost
18 570
18 570
18 570
18 570
Free-cash
57 189
56 802
59 113
74 260

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽34606
₽38030
₽35657
₽38775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
national
-
-
-
22 508
pensions
-
-
-
16 080
social contributions
-
-
-
1 440
municipal
-
-
-
14 525
total
-
-
-
54 553
Employee
69 511
-
115 842
-
municipal
8 586
-
15 044
-
national
13 304
-
23 312
-
pensions
2 780
-
4 634
-
total
24 670
-
42 990
-
Employer
69 511
-
115 842
-
pensions
5 561
-
9 267
-
social contributions
747
-
1 245
-
total
6 308
-
10 512
-
Corporate
53 593
134 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 719
26 800
-
-
total
10 719
26 800
-
-
Dividends
42 874
107 200
-
-
withholding
9 432
23 584
-
-
total
9 432
23 584
-
-
Income
134 000
134 000
134 000
134 000
Total tax
51 129
50 384
53 502
54 553
After tax
82 871
83 616
80 498
79 447
Living cost
44 841
44 841
44 841
44 841
Free-cash
38 030
38 775
35 657
34 606

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21180
₽42956
₽21180
₽40904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
social contributions
-
-
-
21 673
income
-
-
-
38 252
total
-
-
-
59 925
Employee
72 635
-
134 000
-
social contributions
6 034
-
21 673
-
income
13 706
-
38 252
-
total
19 740
-
59 925
-
Employer
72 635
-
134 000
-
total
-
-
-
-
Corporate
61 365
134 000
-
-
income
7 671
16 751
-
-
total
7 671
16 751
-
-
Dividends
53 695
117 249
-
-
withholding
10 738
23 450
-
-
total
10 738
23 450
-
-
Income
134 000
134 000
134 000
134 000
Total tax
38 149
40 201
59 925
59 925
After tax
95 851
93 799
74 075
74 075
Living cost
52 895
52 895
52 895
52 895
Free-cash
42 956
40 904
21 180
21 180

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽26588
₽27464
₽20292
₽32312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
national
-
-
-
31 417
regional
-
-
-
1 551
social contributions
-
-
-
34 466
municipal
-
-
-
796
total
-
-
-
68 230
Employee
82 526
-
134 000
-
municipal
437
-
710
-
national
14 300
-
27 266
-
social contributions
27 828
-
45 185
-
regional
779
-
1 365
-
total
43 344
-
74 526
-
Employer
82 526
-
134 000
-
total
-
-
-
-
Corporate
51 474
134 000
-
-
nationa
12 354
32 161
-
-
municipal
2 007
5 226
-
-
total
14 361
37 387
-
-
Dividends
37 113
96 613
-
-
withholding
9 649
25 119
-
-
total
9 649
25 119
-
-
Income
134 000
134 000
134 000
134 000
Total tax
67 354
62 506
74 526
68 230
After tax
66 646
71 494
59 474
65 770
Living cost
39 182
39 182
39 182
39 182
Free-cash
27 464
32 312
20 292
26 588

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽40287
₽43359
₽34022
₽45419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 000
national
-
-
-
31 417
regional
-
-
-
2 020
social contributions
-
-
-
34 466
municipal
-
-
-
796
total
-
-
-
68 699
Employee
51 509
-
134 000
-
municipal
273
-
710
-
national
8 160
-
27 266
-
social contributions
17 369
-
45 185
-
regional
693
-
1 803
-
total
26 495
-
74 964
-
Employer
51 509
-
134 000
-
total
-
-
-
-
Corporate
82 491
134 000
-
-