Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 133000
per

Your estimated
City
free-cash

Valencia , Spain
₽63812
₽49967
₽53239
₽67258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
unemployment
-
-
-
506
income
-
-
-
36 623
other
-
-
-
73
accident
-
-
-
651
pensions
-
-
-
20 459
total
-
-
-
58 312
Employee
28 840
-
109 953
-
unemployment
447
-
1 120
-
pensions
1 356
-
3 398
-
income
5 560
-
33 945
-
other
28
-
73
-
total
7 391
-
38 536
-
Employer
28 840
-
109 953
-
pensions
6 806
-
17 062
-
accident
571
-
1 431
-
unemployment
1 587
-
3 976
-
other
231
-
579
-
total
9 195
-
23 048
-
Corporate
94 965
133 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

14 245
19 950
-
-
total
14 245
19 950
-
-
Dividends
80 720
113 050
-
-
withholding
16 908
24 344
-
-
total
16 908
24 344
-
-
Income
133 000
133 000
133 000
133 000
Total tax
47 739
44 294
61 584
58 312
After tax
85 261
88 706
71 416
74 688
Living cost
21 448
21 448
21 448
21 448
Free-cash
63 812
67 258
49 967
53 239

Estimated living cost  is ₽21448 per week

₽14477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2062
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽71663
₽54698
₽52779
₽76931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 466
income
-
-
-
20 120
other
-
-
-
5 633
health
-
-
-
5 219
total
-
-
-
59 438
Employee
28 320
-
106 230
-
health
397
-
1 488
-
unemployment
283
-
1 063
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 982
-
7 436
-
income
4 876
-
20 761
-
total
7 538
-
30 748
-
Employer
28 320
-
106 230
-
health
397
-
1 488
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 815
-
18 059
-
accident
226
-
850
-
unemployment
283
-
1 063
-
other
1 417
-
5 311
-
total
7 138
-
26 771
-
Corporate
97 543
133 000
-
-
income
20 484
27 931
-
-
total
20 484
27 931
-
-
Dividends
77 059
105 069
-
-
withholding
5 394
7 355
-
-
total
5 394
7 355
-
-
Income
133 000
133 000
133 000
133 000
Total tax
40 554
35 286
57 519
59 438
After tax
92 446
97 714
75 481
73 562
Living cost
20 783
20 783
20 783
20 783
Free-cash
71 663
76 931
54 698
52 779

Estimated living cost  is ₽20783 per week

₽14685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽335
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽99863
₽100715
₽95546
₽103487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 033
unemployment
-
-
-
109
income
-
-
-
19 950
health
-
-
-
3 134
total
-
-
-
27 226
Employee
13 543
-
127 654
-
health
623
-
1 253
-
accident

We are using the highest rate at 1.1%.

149
-
300
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 189
-
2 393
-
income
1 354
-
12 765
-
total
3 315
-
16 711
-
Employer
13 543
-
127 654
-
health
935
-
1 880
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 493
-
3 003
-
accident

We are using the highest rate at 1.1%.

149
-
300
-
unemployment
81
-
163
-
total
2 658
-
5 346
-
Corporate
116 799
133 000
-
-
income
11 680
13 300
-
-
total
11 680
13 300
-
-
Dividends
105 119
119 700
-
-
withholding
5 256
5 985
-
-
total
5 256
5 985
-
-
Income
133 000
133 000
133 000
133 000
Total tax
22 909
19 285
22 057
27 226
After tax
110 091
113 715
110 943
105 774
Living cost
10 228
10 228
10 228
10 228
Free-cash
99 863
103 487
100 715
95 546

Estimated living cost  is ₽10228 per week

₽5971
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽271
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽44953
₽46884
₽48334
₽40346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
20 446
other
-
-
-
4 124
health
-
-
-
5 487
social contributions
-
-
-
3 789
pensions
-
-
-
24 134
surtax
-
-
-
-
total
-
-
-
57 980
Employee
33 382
-
103 305
-
pensions
3 774
-
7 029
-
income
1 970
-
19 763
-
social contributions
952
-
2 944
-
surtax
-
-
-
-
total
6 696
-
29 736
-
Employer
33 382
-
103 305
-
health
2 337
-
9 376
-
social contributions
101
-
309
-
pensions
5 484
-
11 861
-
unemployment
1 351
-
4 184
-
other
1 152
-
3 964
-
total
10 425
-
29 694
-
Corporate
89 193
133 000
-
-
income
24 975
37 241
-
-
surtax
-
-
-
-
total
24 975
37 241
-
-
Dividends
64 219
95 759
-
-
social contributions
11 046
16 470
-
-
surtax
-
-
-
-
withholding
8 219
12 257
-
-
total
19 265
28 727
-
-
Income
133 000
133 000
133 000
133 000
Total tax
61 361
65 968
59 430
57 980
After tax
71 639
67 032
73 570
75 020
Living cost
26 686
26 686
26 686
26 686
Free-cash
44 953
40 346
46 884
48 334

Estimated living cost  is ₽26686 per week

₽16826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽28331
₽49945
₽41059
₽33109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
pensions
-
-
-
9 138
income
-
-
-
40 511
health
-
-
-
9 618
total
-
-
-
59 267
Employee
66 607
66 607
118 505
-
health
10 223
8 696
9 618
-
pensions
11 989
9 138
9 138
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 902
10 902
17 130
-
total
33 114
28 736
35 886
-
Employer
66 607
66 607
118 505
-
health
4 630
4 630
5 753
-
pensions
4 636
4 636
5 762
-
unemployment
2 398
2 398
2 980
-
total
11 664
11 664
14 495
-
Corporate
55 546
54 729
-
-
income
11 109
10 946
-
-
total
11 109
10 946
-
-
Dividends
44 438
43 784
-
-
income
9 443
9 304
-
-
withholding
6 665
6 567
-
-
total
16 108
15 871
-
-
Income
133 000
133 000
133 000
133 000
Total tax
71 995
67 217
50 381
59 267
After tax
61 005
65 783
82 619
73 733
Living cost
32 674
32 674
32 674
32 674
Free-cash
28 331
33 109
49 945
41 059

Estimated living cost  is ₽32674 per week

₽23156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽52091
₽61187
₽45952
₽43463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
trade
-
-
-
15 235
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 624
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 329
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 235
total
-
-
-
63 423
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 833
-
133 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 329
-
5 329
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

833
-
40 624
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
2 235
-
total
6 208
-
48 188
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 167
133 000
-
-
income
15 475
19 950
-
-
trade
16 249
20 947
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

851
1 097
-
-
chamber of commerce
266
309
-
-
total
32 841
42 303
-
-
Dividends
70 326
90 697
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

950
1 231
-
-
withholding
17 285
22 378
-
-
total
18 235
23 609
-
-
Income
133 000
133 000
133 000
133 000
Total tax
57 284
65 912
48 188
63 423
After tax
75 716
67 088
84 812
69 577
Living cost
23 625
23 625
23 625
23 625
Free-cash
52 091
43 463
61 187
45 952

Estimated living cost  is ₽23625 per week

₽14861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽74734
₽71885
₽73067
₽78979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
25 863
health
-
-
-
3 391
social contributions
-
-
-
12 620
total
-
-
-
41 874
Employee
59 977
59 977
123 992
-
health
465
1 020
2 108
-
income
6 530
5 552
25 226
-
social contributions
2 268
4 978
6 714
-
total
9 263
11 550
34 048
-
Employer
59 977
59 977
123 992
-
health
505
1 110
2 294
-
social contributions
2 268
4 978
6 714
-
total
2 773
6 088
9 008
-
Corporate
102 906
66 936
-
-
income
12 863
8 367
-
-
total
12 863
8 367
-
-
Dividends
90 044
58 568
-
-
withholding
15 308
9 957
-
-
total
15 308
9 957
-
-
Income
133 000
133 000
133 000
133 000
Total tax
40 207
35 962
43 056
41 874
After tax
92 793
97 038
89 944
91 126
Living cost
18 059
18 059
18 059
18 059
Free-cash
74 734
78 979
71 885
73 067

Estimated living cost  is ₽18059 per week

₽10823
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1772
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5065
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽50400
₽36962
₽46962
₽51184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
133 000
income
-
-
-
15 355
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
46 218
surtax
-
-
-
-
total
-
-
-
61 573
Employee
35 873
-
107 475
-
income
7 462
-
34 226
-
social contributions
3 946
-
11 822
-
surtax
-
-
-
-
total
11 408
-
46 048
-
Employer
35 873
-
107 475
-
social contributions
8 520
-
25 525
-
total
8 520
-
25 525
-
Corporate
88 607
133 000
-
-
income
18 607
27 931
-
-
surtax
-
-
-
-
total
18 607
27 931
-
-
Dividends
70 000
105 069
-
-
withholding
19 600
29 420
-
-
total
19 600
29 420
-
-
Income
133 000
133 000
133 000
133 000
Total tax
58 135
57 351
71 573
61 573
After tax
74 865
75 649
61 427
71 427
Living cost
24 465
24 465
24 465
24 465
Free-cash
50 400
51 184
36 962
46 962

Estimated living cost  is ₽24465 per week

₽18305
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽119440
₽100581
₽125851
₽120531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
133 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 330
total
-
-
-
1 330
Employee
7 274
-
133 000
-
income
1 455
-
26 600
-
total
1 455
-
26 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

125 726
133 000
-
-
total
-
-
-
-
Dividends
125 726
133 000
-
-
withholding
6 286
6 650
-
-
total
6 286
6 650
-
-
Income
133 000
133 000
133 000
133 000
Total tax
7 741
6 650
26 600
1 330
After tax
125 259
126 350
106 400
131 670
Living cost
5 819
5 819
5 819
5 819
Free-cash
119 440
120 531
100 581
125 851

Estimated living cost  is ₽5819 per week

₽3606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1569
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽64125
₽40736
₽44259
₽70649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
133 000
pensions
-
-
-
24 289
unemployment
-
-
-
200
income
-
-
-
30 243
health
-
-
-
13 088
total
-
-
-
67 820
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 491
-
115 081
-
health
2 228
-
7 435
-
unemployment
49
-
161
-
pensions
5 346
-
17 837
-
income
5 948
-
27 991
-
total
13 571
-
53 424
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 491
-
115 081
-
health
2 297
-
7 664
-
pensions
3 052
-
10 185
-
unemployment
21
-
70
-
total
5 370
-
17 919
-
Corporate
93 139
133 000
-
-
income
17 697
25 271
-
-
total
17 697
25 271
-
-
Dividends
75 442
107 729
-
-
withholding
11 316
16 159
-
-
total
11 316
16 159
-
-
Income
133 000
133 000
133 000
133 000
Total tax
47 954
41 430
71 343
67 820
After tax
85 046
91 570
61 657
65 180
Living cost
20 921
20 921
20 921
20 921
Free-cash
64 125
70 649
40 736
44 259

Estimated living cost  is ₽20921 per week

₽14358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽56742
₽66520
₽77506
₽54017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
133 000
income
-
-
-
22 202
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 979
total
-
-
-
27 181
Employee
35 781
-
129 412
-
social contributions
3 585
-
3 588
-
income
3 882
-
30 991
-
total
7 467
-
34 579
-
Employer
35 781
-
129 412
-
social contributions
3 585
-
3 588
-
total
3 585
-
3 588
-
Corporate
93 634
133 000
-
-
income
32 772
46 549
-
-
total
32 772
46 549
-
-
Dividends
60 862
86 451
-
-
social contributions
4 121
4 121
-
-
total
4 121
4 121
-
-
Income
133 000
133 000
133 000
133 000
Total tax
47 945
50 670
38 167
27 181
After tax
85 055
82 330
94 833
105 819
Living cost
28 313
28 313
28 313
28 313
Free-cash
56 742
54 017
66 520
77 506

Estimated living cost  is ₽28313 per week

₽18650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2232
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽65008
₽66260
₽68873
₽64604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
19 950
health
-
-
-
9 284
social contributions
-
-
-
18 354
total
-
-
-
47 588
Employee
26 446
-
133 000
-
health
1 846
-
9 284
-
income
4 411
-
22 563
-
social contributions
3 650
-
18 354
-
total
9 907
-
50 201
-
Employer
26 446
-
133 000
-
total
-
-
-
-
Corporate
106 554
133 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

5 327
6 650
-
-
total
5 327
6 650
-
-
Dividends
101 227
126 350
-
-
social contributions
13 970
17 436
-
-
withholding
15 183
18 952
-
-
health
7 066
8 819
-
-
total
36 219
45 207
-
-
Income
133 000
133 000
133 000
133 000
Total tax
51 453
51 857
50 201
47 588
After tax
81 547
81 143
82 799
85 412
Living cost
16 539
16 539
16 539
16 539
Free-cash
65 008
64 604
66 260
68 873

Estimated living cost  is ₽16539 per week

₽11069
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4069
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽61930
₽48306
₽54105
₽69723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
13 430
health
-
-
-
17 955
social contributions
-
-
-
25 512
solidarity contribution
-
-
-
151
total
-
-
-
57 048
Employee
32 129
-
101 979
-
health
4 337
-
13 767
-
solidarity contribution
-
-
-
-
income
3 855
-
12 380
-
social contributions
2 088
-
5 679
-
total
10 280
-
31 826
-
Employer
32 129
-
101 979
-
health
2 892
-
9 178
-
social contributions
8 032
-
21 843
-
total
10 924
-
31 021
-
Corporate
89 948
133 000
-
-
income
17 090
25 270
-
-
total
17 090
25 270
-
-
Dividends
72 858
107 730
-
-
withholding
10 929
16 160
-
-
total
10 929
16 160
-
-
Income
133 000
133 000
133 000
133 000
Total tax
49 223
41 430
62 847
57 048
After tax
83 777
91 570
70 153
75 952
Living cost
21 847
21 847
21 847
21 847
Free-cash
61 930
69 723
48 306
54 105

Estimated living cost  is ₽21847 per week

₽16247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽115582
₽97332
₽122602
₽117282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
133 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 330
total
-
-
-
1 330
Employee
11 335
-
133 000
-
income
2 267
-
26 600
-
total
2 267
-
26 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

121 665
133 000
-
-
total
-
-
-
-
Dividends
121 665
133 000
-
-
withholding
6 083
6 650
-
-
total
6 083
6 650
-
-
Income
133 000
133 000
133 000
133 000
Total tax
8 350
6 650
26 600
1 330
After tax
124 650
126 350
106 400
131 670
Living cost
9 068
9 068
9 068
9 068
Free-cash
115 582
117 282
97 332
122 602

Estimated living cost  is ₽9068 per week

₽6136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽34723
₽35898
₽37348
₽29360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
20 446
other
-
-
-
4 124
health
-
-
-
5 487
social contributions
-
-
-
3 789
pensions
-
-
-
24 134
surtax
-
-
-
-
total
-
-
-
57 980
Employee
48 852
-
103 305
-
pensions
5 525
-
7 029
-
income
4 262
-
19 763
-
social contributions
1 391
-
2 944
-
surtax
-
-
-
-
total
11 178
-
29 736
-
Employer
48 852
-
103 305
-
health
3 419
-
9 376
-
social contributions
147
-
309
-
pensions
8 027
-
11 861
-
unemployment
1 979
-
4 184
-
other
1 686
-
3 964
-
total
15 258
-
29 694
-
Corporate
68 891
133 000
-
-
income
19 289
37 241
-
-
surtax
-
-
-
-
total
19 289
37 241
-
-
Dividends
49 602
95 759
-
-
social contributions
8 532
16 470
-
-
surtax
-
-
-
-
withholding
6 348
12 257
-
-
total
14 880
28 727
-
-
Income
133 000
133 000
133 000
133 000
Total tax
60 605
65 968
59 430
57 980
After tax
72 395
67 032
73 570
75 020
Living cost
37 672
37 672
37 672
37 672
Free-cash
34 723
29 360
35 898
37 348

Estimated living cost  is ₽37672 per week

₽25496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3082
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽78827
₽67844
₽67843
₽82652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
133 000
pensions
-
-
-
14 934
unemployment
-
-
-
862
income
-
-
-
30 004
health
-
-
-
5 916
total
-
-
-
51 716
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 268
-
122 719
-
health
1 044
-
2 958
-
unemployment
152
-
431
-
pensions
2 837
-
8 041
-
income
2 794
-
30 004
-
total
6 827
-
41 434
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 268
-
122 719
-
health
1 044
-
2 958
-
pensions
2 432
-
6 892
-
unemployment
152
-
431
-
total
3 628
-
10 281
-
Corporate
109 104
133 000
-
-
income
16 366
19 950
-
-
total
16 366
19 950
-
-
Dividends
92 739
113 050
-
-
withholding
13 911
16 957
-
-
total
13 911
16 957
-
-
Income
133 000
133 000
133 000
133 000
Total tax
40 732
36 907
51 715
51 716
After tax
92 268
96 093
81 285
81 284
Living cost
13 441
13 441
13 441
13 441
Free-cash
78 827
82 652
67 844
67 843

Estimated living cost  is ₽13441 per week

₽9050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2962
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽30160
₽47449
₽53291
₽7235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
pensions
-
-
-
12 236
city
-
-
-
1 402
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 660
health
-
-
-
299
regional
-
-
-
6 881
national
-
-
-
2 647
total
-
-
-
26 125
Employee
62 707
-
119 126
-
health
142
-
268
-
unemployment
-
-
-
-
city
673
-
1 281
-
pensions
5 268
-
9 913
-
regional
2 053
-
5 966
-
national
297
-
1 976
-
total
8 433
-
19 404
-
Employer
62 707
-
119 126
-
health
142
-
268
-
pensions
5 268
-
9 913
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 254
-
2 382
-
total
6 664
-
12 563
-
Corporate
62 940
133 000
-
-
regional
13 312
28 130
-
-
national
5 349
11 304
-
-
total
18 661
39 434
-
-
Dividends
44 278
93 565
-
-
withholding
15 498
32 747
-
-
total
15 498
32 747
-
-
Income
133 000
133 000
133 000
133 000
Total tax
49 256
72 181
31 967
26 125
After tax
83 744
60 819
101 033
106 875
Living cost
53 584
53 584
53 584
53 584
Free-cash
30 160
7 235
47 449
53 291

Estimated living cost  is ₽53584 per week

₽34845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13272
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽55525
₽40105
₽56477
₽53669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
133 000
municipal
-
-
-
23 629
health
-
-
-
1 723
national
-
-
-
21 226
total
-
-
-
46 578
Employee
41 036
-
111 887
-
health
306
-
1 397
-
unemployment
616
-
1 678
-
pensions
2 769
-
7 552
-
national
678
-
12 984
-
municipal
6 721
-
18 227
-
total
11 090
-
41 838
-
Employer
41 036
-
111 887
-
health
315
-
861
-
pensions
7 120
-
19 412
-
accident
41
-
112
-
unemployment
266
-
727
-
total
7 742
-
21 112
-
Corporate
84 221
133 000
-
-
income
16 844
26 600
-
-
total
16 844
26 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

50 533
79 800
-
-
municipal
9 096
14 363
-
-
national
2 758
8 423
-
-
total
11 854
22 786
-
-
Income
133 000
133 000
133 000
133 000
Total tax
47 530
49 386
62 950
46 578
After tax
85 470
83 614
70 050
86 422
Living cost
29 945
29 945
29 945
29 945
Free-cash
55 525
53 669
40 105
56 477

Estimated living cost  is ₽29945 per week

₽19560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽34255
₽18632
₽29193
₽45953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 813
social contributions
-
-
-
19 446
national
-
-
-
49 109
total
-
-
-
75 368
Employee

The minimum management director salary is set at €45,000 per year.

55 792
-
103 012
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 621
-
4 842
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 910
-
5 373
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

485
-
895
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 184
-
7 726
-
national
17 153
-
37 106
-
total
27 353
-
55 942
-
Employer

The minimum management director salary is set at €45,000 per year.

55 792
-
103 012
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 431
-
6 335
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 944
-
9 127
-
surtax
6 326
-
11 681
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

725
-
1 340
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

814
-
1 504
-
total
16 240
-
29 987
-
Corporate
60 967
133 000
-
-
income
12 194
26 600
-
-
surtax
244
531
-
-
total
12 438
27 131
-
-
Dividends
48 530
105 869
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 275
31 477
-
-
total
14 275
31 477
-
-
Income
133 000
133 000
133 000
133 000
Total tax
70 306
58 608
85 929
75 368
After tax
62 694
74 392
47 071
57 632
Living cost
28 439
28 439
28 439
28 439
Free-cash
34 255
45 953
18 632
29 193

Estimated living cost  is ₽28439 per week

₽18318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽38229
₽34800
₽35615
₽38984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
unemployment
-
-
-
74
municipal
-
-
-
33 293
other
-
-
-
8 566
health
-
-
-
4 600
national
-
-
-
9 102
accident
-
-
-
147
pensions
-
-
-
7 969
total
-
-
-
63 751
Employee
47 926
-
109 839
-
national
-
-
8 651
-
municipal
14 292
-
32 754
-
total
14 292
-
41 405
-
Employer
47 926
-
109 839
-
health
2 947
-
4 533
-
pensions
5 181
-
7 969
-
accident
96
-
147
-
unemployment
1 265
-
1 946
-
other
5 569
-
8 566
-
total
15 058
-
23 161
-
Corporate
70 016
133 000
-
-
income
15 403
29 260
-
-
total
15 403
29 260
-
-
Dividends
54 612
103 740
-
-
withholding
16 384
31 122
-
-
total
16 384
31 122
-
-
Income
133 000
133 000
133 000
133 000
Total tax
61 137
60 382
64 566
63 751
After tax
71 863
72 618
68 434
69 249
Living cost
33 634
33 634
33 634
33 634
Free-cash
38 229
38 984
34 800
35 615

Estimated living cost  is ₽33634 per week

₽22292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽2967
₽84619
₽54837
₽43840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
25 924
social contributions
-
-
-
15 162
total
-
-
-
41 086
Employee
53 163
-
-
-
income
11 727
-
-
-
social contributions
4 359
-
621
-
total
16 086
-
621
-
Employer
53 163
-
-
-
social contributions
74 960
-
10 683
-
total
74 960
-
10 683
-
Corporate
4 877
133 000
-
-
income
1 073
29 260
-
-
total
1 073
29 260
-
-
Dividends
3 804
103 740
-
-
income
837
22 823
-
-
total
837
22 823
-
-
Income
133 000
133 000
133 000
133 000
Total tax
92 956
52 083
11 304
41 086
After tax
40 044
80 917
121 696
91 914
Living cost
37 077
37 077
37 077
37 077
Free-cash
2 967
43 840
84 619
54 837

Estimated living cost  is ₽37077 per week

₽24057
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9060
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽68505
₽64645
₽65827
₽71739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
25 863
health
-
-
-
3 391
social contributions
-
-
-
12 620
total
-
-
-
41 874
Employee
59 977
59 977
123 992
-
health
597
1 020
2 108
-
income
6 298
5 552
25 226
-
social contributions
2 914
4 978
6 714
-
total
9 809
11 550
34 048
-
Employer
59 977
59 977
123 992
-
health
650
1 110
2 294
-
social contributions
2 914
4 978
6 714
-
total
3 564
6 088
9 008
-
Corporate
94 328
66 936
-
-
income
11 791
8 367
-
-
total
11 791
8 367
-
-
Dividends
82 537
58 568
-
-
withholding
14 032
9 957
-
-
total
14 032
9 957
-
-
Income
133 000
133 000
133 000
133 000
Total tax
39 196
35 962
43 056
41 874
After tax
93 804
97 038
89 944
91 126
Living cost
25 299
25 299
25 299
25 299
Free-cash
68 505
71 739
64 645
65 827

Estimated living cost  is ₽25299 per week

₽17294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1976
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽63492
₽48128
₽60166
₽59026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
38 025
pensions
-
-
-
6 789
total
-
-
-
44 814
Employee
38 461
-
116 181
-
health
502
-
1 683
-
pensions
2 936
-
8 350
-
income
7 004
-
30 000
-
total
10 442
-
40 033
-
Employer
38 461
-
116 181
-
health
731
-
2 208
-
pensions
3 886
-
14 611
-
total
4 617
-
16 819
-
Corporate
89 922
133 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

17 085
25 270
-
-
total
17 085
25 270
-
-
Dividends
72 838
107 730
-
-
withholding
9 344
20 684
-
-
total
9 344
20 684
-
-
Income
133 000
133 000
133 000
133 000
Total tax
41 488
45 954
56 852
44 814
After tax
91 512
87 046
76 148
88 186
Living cost
28 020
28 020
28 020
28 020
Free-cash
63 492
59 026
48 128
60 166

Estimated living cost  is ₽28020 per week

₽19221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽35436
₽25337
₽31174
₽38984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
municipal
-
-
-
890
regional
-
-
-
3 041
social contributions
-
-
-
34 208
national
-
-
-
32 615
total
-
-
-
70 754
Employee
65 726
-
133 000
-
social contributions
22 162
-
44 847
-
regional
992
-
2 698
-
national
11 107
-
28 253
-
municipal
392
-
793
-
total
34 653
-
76 591
-
Employer
65 726
-
133 000
-
total
-
-
-
-
Corporate
67 274
133 000
-
-
nationa
16 146
31 920
-
-
municipal
3 243
6 411
-
-
total
19 389
38 331
-
-
Dividends
47 886
94 670
-
-
withholding
12 450
24 613
-
-
total
12 450
24 613
-
-
Income
133 000
133 000
133 000
133 000
Total tax
66 492
62 944
76 591
70 754
After tax
66 508
70 056
56 409
62 246
Living cost
31 072
31 072
31 072
31 072
Free-cash
35 436
38 984
25 337
31 174

Estimated living cost  is ₽31072 per week

₽21826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽8190
₽55342
₽74089
-₽6064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
pensions
-
-
-
3 184
income
-
-
-
36 744
other
-
-
-
284
health
-
-
-
1 669
accident
-
-
-
193
total
-
-
-
42 074
Employee
26 486
-
119 639
-
health
3 033
-
13 699
-
pensions
2 982
-
5 839
-
income
3 634
-
27 922
-
total
9 649
-
47 460
-
Employer
26 486
-
119 639
-
pensions
4 307
-
8 432
-
accident
442
-
1 998
-
unemployment
649
-
2 931
-
total
5 398
-
13 361
-
Corporate
101 116
133 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

91 005
119 700
-
-
total
91 005
119 700
-
-
Dividends
10 111
13 300
-
-
withholding
1 921
2 527
-
-
total
1 921
2 527
-
-
Income
133 000
133 000
133 000
133 000
Total tax
107 973
122 227
60 821
42 074
After tax
25 027
10 773
72 179
90 926
Living cost
16 837
16 837
16 837
16 837
Free-cash
8 190
-6 064
55 342
74 089

Estimated living cost  is ₽16837 per week

₽12340
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽48546
₽54699
₽40817
₽38342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
trade
-
-
-
13 882
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 624
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 329
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 235
total
-
-
-
62 070
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 809
-
133 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 329
-
5 329
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 191
-
40 624
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
-
2 235
-
total
8 696
-
48 188
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 191
133 000
-
-
income
14 128
19 950
-
-
trade
13 517
19 085
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

777
1 097
-
-
chamber of commerce
256
314
-
-
total
28 678
40 446
-
-
Dividends
65 513
92 555
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

885
1 257
-
-
withholding
16 082
22 842
-
-
total
16 967
24 099
-
-
Income
133 000
133 000
133 000
133 000
Total tax
54 341
64 545
48 188
62 070
After tax
78 659
68 455
84 812
70 930
Living cost
30 113
30 113
30 113
30 113
Free-cash
48 546
38 342
54 699
40 817

Estimated living cost  is ₽30113 per week

₽20772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽83775
₽39067
₽29292
₽90173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
133 000
income
-
-
-
23 682
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
29 884
surtax
-
-
-
33 915
total
-
-
-
87 481
Employee
22 791
-
99 646
-
income
4 057
-
19 678
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 507
-
10 225
-
surtax
-
-
14 449
-
total
6 564
-
44 352
-
Employer
22 791
-
99 646
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 490
-
22 393
-
surtax
-
-
10 961
-
total
5 490
-
33 354
-
Corporate
104 719
133 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

20 944
26 600
-
-
total
20 944
26 600
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

83 775
106 400
-
-
total
-
-
-
-
Income
133 000
133 000
133 000
133 000
Total tax
32 998
26 600
77 706
87 481
After tax
100 002
106 400
55 294
45 519
Living cost
16 227
16 227
16 227
16 227
Free-cash
83 775
90 173
39 067
29 292

Estimated living cost  is ₽16227 per week

₽10352
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽71490
₽70067
₽70769
₽73113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
39 921
health
-
-
-
5 225
pensions
-
-
-
7 206
total
-
-
-
52 352
Employee
15 047
-
124 893
-
health
752
-
1 802
-
unemployment
151
-
360
-
pensions
1 354
-
3 243
-
income
2 911
-
39 542
-
total
5 168
-
44 947
-
Employer
15 047
-
124 893
-
health
1 430
-
3 423
-
pensions
1 655
-
3 963
-
unemployment
301
-
721
-
total
3 386
-
8 107
-
Corporate
114 567
133 000
-
-
income
25 205
29 260
-
-
total
25 205
29 260
-
-
Dividends
89 362
103 740
-
-
withholding
17 872
20 748
-
-
total
17 872
20 748
-
-
Income
133 000
133 000
133 000
133 000
Total tax
51 631
50 008
53 054
52 352
After tax
81 369
82 992
79 946
80 648
Living cost
9 879
9 879
9 879
9 879
Free-cash
71 490
73 113
70 067
70 769

Estimated living cost  is ₽9879 per week

₽5871
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽801
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽226
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2981
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽63658
₽40680
₽45477
₽66139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
pensions
-
-
-
20 820
unemployment
-
-
-
178
income
-
-
-
36 122
other
-
-
-
-
health
-
-
-
7 390
surtax
-
-
-
5 494
total
-
-
-
70 004
Employee
26 267
-
111 088
-
health
671
-
2 654
-
unemployment
1 828
-
7 245
-
pensions
1 753
-
6 943
-
income
4 403
-
31 458
-
other
-
-
-
-
surtax
93
-
4 590
-
total
8 748
-
52 890
-
Employer
26 267
-
111 088
-
health
1 194
-
4 736
-
pensions
3 502
-
13 876
-
unemployment
833
-
3 299
-
other
-
-
-
-
total
5 529
-
21 911
-
Corporate
101 203
133 000
-
-
income
26 313
34 579
-
-
total
26 313
34 579
-
-
Dividends
74 891
98 421
-
-
withholding
11 233
14 763
-
-
total
11 233
14 763
-
-
Income
133 000
133 000
133 000
133 000
Total tax
51 823
49 342
74 801
70 004
After tax
81 177
83 658
58 199
62 996
Living cost
17 519
17 519
17 519
17 519
Free-cash
63 658
66 139
40 680
45 477

Estimated living cost  is ₽17519 per week

₽10577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽48444
₽10470
₽43521
₽48832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
pensions
-
-
-
16 857
chamber of commerce
-
-
-