Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 133000
per

Your estimated
City
free-cash

Andorra , Andorra
₽71780
₽89625
₽75313
₽92647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
29 260
income
-
-
-
4 908
total
-
-
-
34 168
Employee
28 933
-
115 151
-
social contributions
1 880
-
7 485
-
income
-
-
5 301
-
total
1 880
-
12 786
-
Employer
28 933
-
115 151
-
social contributions
4 485
-
17 849
-
total
4 485
-
17 849
-
Corporate
99 582
133 000
-
-
income
9 958
13 301
-
-
total
9 958
13 301
-
-
Dividends
89 624
119 699
-
-
total
-
-
-
-
Income
133 000
133 000
133 000
133 000
Total tax
16 323
13 301
30 635
34 168
After tax
116 677
119 699
102 365
98 832
Living cost
27 052
27 052
27 052
27 052
Free-cash
89 625
92 647
75 313
71 780

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽39507
₽44771
₽6138
₽45218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
533
pensions
-
-
-
19 451
income
-
-
-
31 235
total
-
-
-
64 781
Employee
39 340
35 865
103 278
-
unemployment
1 180
1 076
3 098
-
other
393
359
1 033
-
income
3 504
2 645
24 762
-
pensions
4 029
3 672
10 575
-
health
1 522
1 388
3 996
-
total
10 628
9 140
43 464
-
Employer
39 340
35 865
103 278
-
pensions
4 937
4 502
12 961
-
surtax
-
-
-
-
payroll
1 180
1 076
3 098
-
other
1 868
1 703
4 905
-
health
1 488
1 356
3 904
-
accident
511
466
1 342
-
unemployment
1 180
1 076
3 098
-
chamber of commerce
157
143
413
-
total
11 321
10 322
29 721
-
Corporate
82 339
86 813
99 863
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 585
21 703
24 965
-
total
20 585
21 703
24 965
-
Dividends
61 754
65 110
-
-
withholding
16 983
17 905
-
-
total
16 983
17 905
-
-
Income
133 000
133 000
133 000
133 000
Total tax
59 517
59 070
98 150
64 781
After tax
73 483
73 930
34 850
68 219
Living cost
28 712
28 712
28 712
28 712
Free-cash
44 771
45 218
6 138
39 507

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽36330
₽40731
₽3102
₽42121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
533
pensions
-
-
-
19 451
income
-
-
-
31 235
total
-
-
-
64 959
Employee
44 976
35 865
103 138
-
unemployment
1 349
1 076
3 095
-
other
449
359
1 032
-
income
5 120
2 645
24 714
-
pensions
4 606
3 672
10 561
-
health
1 740
1 388
3 991
-
total
13 264
9 140
43 393
-
Employer
44 976
35 865
103 138
-
pensions
5 644
4 502
12 944
-
surtax
178
178
178
-
payroll
1 349
1 076
3 095
-
other
2 137
1 703
4 898
-
health
1 699
1 356
3 899
-
accident
584
466
1 341
-
unemployment
1 349
1 076
3 095
-
chamber of commerce
179
143
413
-
total
13 119
10 500
29 863
-
Corporate
74 904
86 636
99 723
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 726
21 659
24 931
-
total
18 726
21 659
24 931
-
Dividends
56 178
64 977
-
-
withholding
15 449
17 869
-
-
total
15 449
17 869
-
-
Income
133 000
133 000
133 000
133 000
Total tax
60 558
59 168
98 187
64 959
After tax
72 442
73 832
34 813
68 041
Living cost
31 711
31 711
31 711
31 711
Free-cash
40 731
42 121
3 102
36 330

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽25398
₽28125
₽15435
₽41620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
national
-
-
-
47 247
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 732
social contributions
-
-
-
20 809
total
-
-
-
74 788
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
103 014
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
897
-
national
19 791
-
35 926
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
5 373
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
7 726
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 842
-
total
31 562
-
54 764
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
103 014
-
surtax
7 299
-
11 682
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
9 127
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
6 334
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 339
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 505
-
total
18 738
-
29 987
-
Corporate
49 887
133 000
-
-
income
9 977
26 600
-
-
surtax
200
533
-
-
total
10 177
27 133
-
-
Dividends
39 710
105 868
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 584
31 433
-
-
total
11 584
31 433
-
-
Income
133 000
133 000
133 000
133 000
Total tax
72 061
58 566
84 751
74 788
After tax
60 939
74 434
48 249
58 212
Living cost
32 814
32 814
32 814
32 814
Free-cash
28 125
41 620
15 435
25 398

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽89187
₽92759
₽94127
₽98241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
19 950
total
-
-
-
28 339
Employee
20 490
-
126 835
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
12 684
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
17 234
-
Employer
20 490
-
126 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
108 489
133 000
-
-
income
10 849
13 300
-
-
total
10 849
13 300
-
-
Dividends
97 640
119 700
-
-
withholding
4 882
5 985
-
-
total
4 882
5 985
-
-
Income
133 000
133 000
133 000
133 000
Total tax
24 767
19 285
23 399
28 339
After tax
108 233
113 715
109 601
104 661
Living cost
15 474
15 474
15 474
15 474
Free-cash
92 759
98 241
94 127
89 187

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽92867
₽97744
₽97807
₽101921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
19 950
total
-
-
-
28 339
Employee
15 617
-
126 835
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
12 684
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
17 234
-
Employer
15 617
-
126 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
114 318
133 000
-
-
income
11 432
13 300
-
-
total
11 432
13 300
-
-
Dividends
102 886
119 700
-
-
withholding
5 144
5 985
-
-
total
5 144
5 985
-
-
Income
133 000
133 000
133 000
133 000
Total tax
23 462
19 285
23 399
28 339
After tax
109 538
113 715
109 601
104 661
Living cost
11 794
11 794
11 794
11 794
Free-cash
97 744
101 921
97 807
92 867

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽71347
₽71374
₽70107
₽76272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
3 392
social contributions
-
-
-
14 561
income
-
-
-
22 863
total
-
-
-
40 816
Employee
69 203
69 203
122 978
-
income
7 535
6 406
22 197
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 090
-
total
10 687
13 326
32 034
-
Employer
69 203
69 203
122 978
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 275
-
total
3 198
7 024
10 022
-
Corporate
98 277
56 773
-
-
income
12 285
7 096
-
-
total
12 285
7 096
-
-
Dividends
85 992
49 677
-
-
withholding
14 619
8 445
-
-
total
14 619
8 445
-
-
Income
133 000
133 000
133 000
133 000
Total tax
40 789
35 891
42 056
40 816
After tax
92 211
97 109
90 944
92 184
Living cost
20 837
20 837
20 837
20 837
Free-cash
71 374
76 272
70 107
71 347

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽62994
₽64184
₽61754
₽67919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
3 392
social contributions
-
-
-
14 561
income
-
-
-
22 863
total
-
-
-
40 816
Employee
69 203
69 203
122 978
-
income
7 267
6 406
22 197
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 090
-
total
11 318
13 326
32 034
-
Employer
69 203
69 203
122 978
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 275
-
total
4 113
7 024
10 022
-
Corporate
88 379
56 773
-
-
income
11 048
7 096
-
-
total
11 048
7 096
-
-
Dividends
77 331
49 677
-
-
withholding
13 147
8 445
-
-
total
13 147
8 445
-
-
Income
133 000
133 000
133 000
133 000
Total tax
39 626
35 891
42 056
40 816
After tax
93 374
97 109
90 944
92 184
Living cost
29 190
29 190
29 190
29 190
Free-cash
64 184
67 919
61 754
62 994

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽51598
₽63380
₽46716
₽70794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
17 955
social contributions
-
-
-
29 898
income
-
-
-
12 772
solidarity contribution
-
-
-
-
total
-
-
-
60 625
Employee
30 555
-
99 254
-
income
3 667
-
11 910
-
social contributions
1 986
-
6 452
-
health
4 125
-
13 399
-
solidarity contribution
-
-
-
-
total
9 778
-
31 761
-
Employer
30 555
-
99 254
-
social contributions
7 639
-
24 813
-
health
2 750
-
8 933
-
total
10 389
-
33 746
-
Corporate
92 057
133 000
-
-
income
17 491
25 270
-
-
total
17 491
25 270
-
-
Dividends
74 566
107 730
-
-
withholding
11 185
16 159
-
-
total
11 185
16 159
-
-
Income
133 000
133 000
133 000
133 000
Total tax
48 843
41 429
65 507
60 625
After tax
84 157
91 571
67 493
72 375
Living cost
20 777
20 777
20 777
20 777
Free-cash
63 380
70 794
46 716
51 598

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽46772
₽56834
₽41890
₽65968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
17 955
social contributions
-
-
-
29 898
income
-
-
-
12 772
solidarity contribution
-
-
-
-
total
-
-
-
60 625
Employee
37 652
-
99 254
-
income
4 518
-
11 910
-
social contributions
2 447
-
6 452
-
health
5 083
-
13 399
-
solidarity contribution
-
-
-
-
total
12 048
-
31 761
-
Employer
37 652
-
99 254
-
social contributions
9 413
-
24 813
-
health
3 389
-
8 933
-
total
12 802
-
33 746
-
Corporate
82 547
133 000
-
-
income
15 684
25 270
-
-
total
15 684
25 270
-
-
Dividends
66 863
107 730
-
-
withholding
10 029
16 159
-
-
total
10 029
16 159
-
-
Income
133 000
133 000
133 000
133 000
Total tax
50 563
41 429
65 507
60 625
After tax
82 437
91 571
67 493
72 375
Living cost
25 603
25 603
25 603
25 603
Free-cash
56 834
65 968
41 890
46 772

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽36471
-₽63672
-₽63672
-₽63672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
national
-
-
-
14 765
pensions
-
-
-
782
municipal
-
-
-
26 932
labour market
-
-
-
10 577
total
-
-
-
53 056
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
133 000
133 000
133 000
133 000
Total tax
153 199
153 199
153 199
53 056
After tax
-20 199
-20 199
-20 199
79 944
Living cost
43 473
43 473
43 473
43 473
Free-cash
-63 672
-63 672
-63 672
36 471

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽49552
₽79073
₽54924
₽84663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
17 290
pensions
-
-
-
26 600
income
-
-
-
17 821
total
-
-
-
61 711
Employee
25 530
-
99 400
-
unemployment
408
-
1 590
-
income
2 874
-
19 164
-
pensions
511
-
1 988
-
total
3 793
-
22 742
-
Employer
25 530
-
99 400
-
pensions
5 106
-
19 879
-
health
3 318
-
12 922
-
unemployment
205
-
796
-
total
8 629
-
33 597
-
Corporate
98 840
133 000
-
-
income
19 768
26 600
-
-
total
19 768
26 600
-
-
Dividends
79 072
106 400
-
-
total
-
-
-
-
Income
133 000
133 000
133 000
133 000
Total tax
32 190
26 600
56 339
61 711
After tax
100 810
106 400
76 661
71 289
Living cost
21 737
21 737
21 737
21 737
Free-cash
79 073
84 663
54 924
49 552

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽54942
₽52026
₽36839
₽50374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
133 000
national
-
-
-
18 196
health
-
-
-
1 672
municipal
-
-
-
23 638
total
-
-
-
43 506
Employee
47 349
-
111 886
-
unemployment
710
-
1 679
-
municipal
7 755
-
18 235
-
national
782
-
11 681
-
pensions
3 195
-
7 552
-
health
354
-
1 347
-
total
12 796
-
40 494
-
Employer
47 349
-
111 886
-
pensions
8 215
-
19 413
-
health
364
-
861
-
accident
48
-
113
-
unemployment
307
-
728
-
total
8 934
-
21 115
-
Corporate
76 718
133 000
-
-
income
15 343
26 600
-
-
total
15 343
26 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

46 031
79 800
-
-
municipal
8 285
14 365
-
-
national
1 064
7 109
-
-
total
9 349
21 474
-
-
Income
133 000
133 000
133 000
133 000
Total tax
46 422
48 074
61 609
43 506
After tax
86 578
84 926
71 391
89 494
Living cost
34 552
34 552
34 552
34 552
Free-cash
52 026
50 374
36 839
54 942

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽47624
₽44291
₽48203
₽39294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
surtax
-
-
-
-
health
-
-
-
4 826
pensions
-
-
-
26 147
social contributions
-
-
-
3 790
income
-
-
-
18 750
other
-
-
-
4 123
total
-
-
-
57 636
Employee
34 382
-
104 482
-
income
1 773
-
18 938
-
surtax
-
-
-
-
social contributions
980
-
2 978
-
pensions
3 889
-
6 623
-
total
6 642
-
28 539
-
Employer
34 382
-
104 482
-
pensions
5 650
-
11 264
-
social contributions
102
-
314
-
other
1 187
-
3 802
-
health
2 406
-
8 906
-
unemployment
1 392
-
4 232
-
total
10 737
-
28 518
-
Corporate
87 881
133 000
-
-
income
24 607
37 239
-
-
surtax
-
-
-
-
total
24 607
37 239
-
-
Dividends
63 274
95 761
-
-
withholding
8 099
12 257
-
-
social contributions
10 884
16 470
-
-
surtax
-
-
-
-
total
18 983
28 727
-
-
Income
133 000
133 000
133 000
133 000
Total tax
60 969
65 966
57 057
57 636
After tax
72 031
67 034
75 943
75 364
Living cost
27 740
27 740
27 740
27 740
Free-cash
44 291
39 294
48 203
47 624

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽44573
₽41556
₽45152
₽36243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
surtax
-
-
-
-
health
-
-
-
4 826
pensions
-
-
-
26 147
social contributions
-
-
-
3 790
income
-
-
-
18 750
other
-
-
-
4 123
total
-
-
-
57 636
Employee
38 517
-
104 482
-
income
2 273
-
18 938
-
surtax
-
-
-
-
social contributions
1 098
-
2 978
-
pensions
4 355
-
6 623
-
total
7 726
-
28 539
-
Employer
38 517
-
104 482
-
pensions
6 328
-
11 264
-
social contributions
116
-
314
-
other
1 329
-
3 802
-
health
2 697
-
8 906
-
unemployment
1 559
-
4 232
-
total
12 029
-
28 518
-
Corporate
82 455
133 000
-
-
income
23 087
37 239
-
-
surtax
-
-
-
-
total
23 087
37 239
-
-
Dividends
59 368
95 761
-
-
withholding
7 600
12 257
-
-
social contributions
10 211
16 470
-
-
surtax
-
-
-
-
total
17 811
28 727
-
-
Income
133 000
133 000
133 000
133 000
Total tax
60 653
65 966
57 057
57 636
After tax
72 347
67 034
75 943
75 364
Living cost
30 791
30 791
30 791
30 791
Free-cash
41 556
36 243
45 152
44 573

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽31897
₽29756
₽32476
₽23567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
surtax
-
-
-
-
health
-
-
-
4 826
pensions
-
-
-
26 147
social contributions
-
-
-
3 790
income
-
-
-
18 750
other
-
-
-
4 123
total
-
-
-
57 636
Employee
56 366
-
104 482
-
income
4 918
-
18 938
-
surtax
-
-
-
-
social contributions
1 605
-
2 978
-
pensions
6 375
-
6 623
-
total
12 898
-
28 539
-
Employer
56 366
-
104 482
-
pensions
9 262
-
11 264
-
social contributions
169
-
314
-
other
1 945
-
3 802
-
health
3 945
-
8 906
-
unemployment
2 283
-
4 232
-
total
17 604
-
28 518
-
Corporate
59 029
133 000
-
-
income
16 528
37 239
-
-
surtax
-
-
-
-
total
16 528
37 239
-
-
Dividends
42 501
95 761
-
-
withholding
5 439
12 257
-
-
social contributions
7 308
16 470
-
-
surtax
-
-
-
-
total
12 747
28 727
-
-
Income
133 000
133 000
133 000
133 000
Total tax
59 777
65 966
57 057
57 636
After tax
73 223
67 034
75 943
75 364
Living cost
43 467
43 467
43 467
43 467
Free-cash
29 756
23 567
32 476
31 897

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽125847
₽119436
₽100577
₽120527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
133 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 330
total
-
-
-
1 330
Employee
7 278
-
133 000
-
income
1 455
-
26 600
-
total
1 455
-
26 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

125 722
133 000
-
-
total
-
-
-
-
Dividends
125 722
133 000
-
-
withholding
6 286
6 650
-
-
total
6 286
6 650
-
-
Income
133 000
133 000
133 000
133 000
Total tax
7 741
6 650
26 600
1 330
After tax
125 259
126 350
106 400
131 670
Living cost
5 823
5 823
5 823
5 823
Free-cash
119 436
120 527
100 577
125 847

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽122597
₽115576
₽97327
₽117277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
133 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 330
total
-
-
-
1 330
Employee
11 342
-
133 000
-
income
2 268
-
26 600
-
total
2 268
-
26 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

121 658
133 000
-
-
total
-
-
-
-
Dividends
121 658
133 000
-
-
withholding
6 083
6 650
-
-
total
6 083
6 650
-
-
Income
133 000
133 000
133 000
133 000
Total tax
8 351
6 650
26 600
1 330
After tax
124 649
126 350
106 400
131 670
Living cost
9 073
9 073
9 073
9 073
Free-cash
115 576
117 277
97 327
122 597

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽38640
₽45518
₽51720
₽33747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 106
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 281
trade
-
-
-
13 080
total
-
-
-
59 615
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
133 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
38 281
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 106
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
46 535
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
88 221
133 000
-
-
trade
12 660
19 085
-
-
income
13 234
19 949
-
-
chamber of commerce
266
331
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

728
1 096
-
-
total
26 888
40 461
-
-
Dividends
61 333
92 538
-
-
withholding
14 991
22 793
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

825
1 254
-
-
total
15 816
24 047
-
-
Income
133 000
133 000
133 000
133 000
Total tax
52 737
64 508
46 535
59 615
After tax
80 263
68 492
86 465
73 385
Living cost
34 745
34 745
34 745
34 745
Free-cash
45 518
33 747
51 720
38 640

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽44848
₽49818
₽59206
₽39865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 106
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 281
trade
-
-
-
14 358
total
-
-
-
60 893
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
133 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
38 281
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 106
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
46 535
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
98 578
133 000
-
-
trade
15 526
20 947
-
-
income
14 786
19 949
-
-
chamber of commerce
278
328
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

813
1 096
-
-
total
31 403
42 320
-
-
Dividends
67 175
90 680
-
-
withholding
16 452
22 328
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

905
1 228
-
-
total
17 357
23 556
-
-
Income
133 000
133 000
133 000
133 000
Total tax
55 923
65 876
46 535
60 893
After tax
77 077
67 124
86 465
72 107
Living cost
27 259
27 259
27 259
27 259
Free-cash
49 818
39 865
59 206
44 848

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽36116
₽43731
₽51111
₽31084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 106
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 281
trade
-
-
-
14 995
total
-
-
-
61 530
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
133 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
38 281
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 106
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
46 535
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 361
133 000
-
-
trade
14 371
21 879
-
-
income
13 104
19 949
-
-
chamber of commerce
261
326
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

721
1 096
-
-
total
28 457
43 250
-
-
Dividends
58 903
89 749
-
-
withholding
14 383
22 096
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

791
1 216
-
-
total
15 174
23 312
-
-
Income
133 000
133 000
133 000
133 000
Total tax
53 915
66 562
46 535
61 530
After tax
79 085
66 438
86 465
71 470
Living cost
35 354
35 354
35 354
35 354
Free-cash
43 731
31 084
51 111
36 116

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽29603
₽39121
₽45237
₽24527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 106
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 281
trade
-
-
-
15 634
total
-
-
-
62 169
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
133 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
38 281
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 106
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
46 535
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
78 914
133 000
-
-
trade
13 533
22 810
-
-
income
11 837
19 949
-
-
chamber of commerce
248
324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

651
1 096
-
-
total
26 269
44 179
-
-
Dividends
52 646
88 820
-
-
withholding
12 819
21 864
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

705
1 202
-
-
total
13 524
23 066
-
-
Income
133 000
133 000
133 000
133 000
Total tax
52 651
67 245
46 535
62 169
After tax
80 349
65 755
86 465
70 831
Living cost
41 228
41 228
41 228
41 228
Free-cash
39 121
24 527
45 237
29 603

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽42900
₽60580
₽39030
₽63443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
surtax
-
-
-
4 659
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
32 473
other
-
-
-
-
total
-
-
-
69 886
Employee
30 307
-
109 872
-
unemployment
2 109
-
7 648
-
other
-
-
-
-
income
5 081
-
28 804
-
surtax
108
-
4 048
-
pensions
2 022
-
7 328
-
health
774
-
2 801
-
total
10 094
-
50 629
-
Employer
30 307
-
109 872
-
pensions
4 041
-
14 646
-
other
-
-
-
-
health
1 378
-
4 999
-
unemployment
962
-
3 482
-
total
6 381
-
23 127
-
Corporate
96 312
133 000
-
-
income
25 040
34 580
-
-
total
25 040
34 580
-
-
Dividends
71 272
98 420
-
-
withholding
10 691
14 763
-
-
total
10 691
14 763
-
-
Income
133 000
133 000
133 000
133 000
Total tax
52 206
49 343
73 756
69 886
After tax
80 794
83 657
59 244
63 114
Living cost
20 214
20 214
20 214
20 214
Free-cash
60 580
63 443
39 030
42 900

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽43255
₽60996
₽39385
₽63798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
surtax
-
-
-
4 659
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
32 473
other
-
-
-
-
total
-
-
-
69 886
Employee
29 761
-
109 872
-
unemployment
2 072
-
7 648
-
other
-
-
-
-
income
4 989
-
28 804
-
surtax
97
-
4 048
-
pensions
1 985
-
7 328
-
health
760
-
2 801
-
total
9 903
-
50 629
-
Employer
29 761
-
109 872
-
pensions
3 967
-
14 646
-
other
-
-
-
-
health
1 354
-
4 999
-
unemployment
943
-
3 482
-
total
6 264
-
23 127
-
Corporate
96 975
133 000
-
-
income
25 213
34 580
-
-
total
25 213
34 580
-
-
Dividends
71 762
98 420
-
-
withholding
10 765
14 763
-
-
total
10 765
14 763
-
-
Income
133 000
133 000
133 000
133 000
Total tax
52 145
49 343
73 756
69 886
After tax
80 855
83 657
59 244
63 114
Living cost
19 859
19 859
19 859
19 859
Free-cash
60 996
63 798
39 385
43 255

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽74267
₽57300
₽59232
₽56926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
unemployment
-
-
-
1 995
health
-
-
-
9 310
pensions
-
-
-
13 300
income
-
-
-
16 259
total
-
-
-
40 864
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
111 297
-
unemployment
387
154
1 669
-
income
3 153
1 255
13 606
-
pensions
2 579
1 027
11 130
-
health
1 806
719
7 791
-
total
7 925
3 155
34 196
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
111 297
-
pensions
5 030
2 002
21 703
-
total
5 030
2 002
21 703
-
Corporate
102 175
120 732
-
-
income
9 196
10 866
-
-
total
9 196
10 866
-
-
Dividends
92 980
109 866
-
-
withholding
17 666
20 875
-
-
social contributions
18 014
21 307
-
-
total
35 680
42 182
-
-
Income
133 000
133 000
133 000
133 000
Total tax
57 831
58 205
55 899
40 864
After tax
75 169
74 795
77 101
92 136
Living cost
17 869
17 869
17 869
17 869
Free-cash
57 300
56 926
59 232
74 267

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽35223
₽38696
₽36268
₽39421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
national
-
-
-
22 376
pensions
-
-
-
15 960
social contributions
-
-
-
1 430
municipal
-
-
-
14 440
total
-
-
-
54 206
Employee
67 543
-
114 977
-
municipal
8 343
-
14 955
-
national
12 928
-
23 173
-
pensions
2 702
-
4 599
-
total
23 973
-
42 727
-
Employer
67 543
-
114 977
-
pensions
5 403
-
9 198
-
social contributions
726
-
1 236
-
total
6 129
-
10 434
-
Corporate
54 869
133 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 974
26 600
-
-
total
10 974
26 600
-
-
Dividends
43 895
106 400
-
-
withholding
9 657
23 408
-
-
total
9 657
23 408
-
-
Income
133 000
133 000
133 000
133 000
Total tax
50 733
50 008
53 161
54 206
After tax
82 267
82 992
79 839
78 794
Living cost
43 571
43 571
43 571
43 571
Free-cash
38 696
39 421
36 268
35 223

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21812
₽43821
₽21812
₽41834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
21 598
income
-
-
-
38 324
total
-
-
-
59 922
Employee
70 397
-
133 000
-
social contributions
5 848
-
21 598
-
income
13 284
-
38 324
-
total
19 132
-
59 922
-
Employer
70 397
-
133 000
-
total
-
-
-
-
Corporate
62 603
133 000
-
-
income
7 825
16 626
-
-
total
7 825
16 626
-
-
Dividends
54 778
116 374
-
-
withholding
10 956
23 274
-
-
total
10 956
23 274
-
-
Income
133 000
133 000
133 000
133 000
Total tax
37 913
39 900
59 922
59 922
After tax
95 087
93 100
73 078
73 078
Living cost
51 266
51 266
51 266
51 266
Free-cash
43 821
41 834
21 812
21 812

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽27081
₽28288
₽20900
₽32985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
national
-
-
-
31 402
regional
-
-
-
1 543
social contributions
-
-
-
34 208
municipal
-
-
-
791
total
-
-
-
67 944
Employee
79 983
-
133 000
-
municipal
424
-
705
-
national
13 859
-
27 213
-
social contributions
26 970
-
44 848
-
regional
755
-
1 359
-
total
42 008
-
74 125
-
Employer
79 983
-
133 000
-
total
-
-
-
-
Corporate
53 017
133 000
-
-
nationa
12 723
31 920
-
-
municipal
2 068
5 187
-
-
total
14 791
37 107
-
-
Dividends
38 226
95 894
-
-
withholding
9 938
24 933
-
-
total
9 938
24 933
-
-
Income
133 000
133 000
133 000
133 000
Total tax
66 737
62 040
74 125
67 944
After tax
66 263
70 960
58 875
65 056
Living cost
37 975
37 975
37 975
37 975
Free-cash
28 288
32 985
20 900
27 081

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽40350
₽43665
₽34202
₽45666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
national
-
-
-
31 402
regional
-
-
-
2 006
social contributions
-
-
-
34 208
municipal
-
-
-
791
total
-
-
-
68 407
Employee
49 922
-
133 000
-
municipal
265
-
705
-
national
7 909
-
27 213
-
social contributions
16 834
-
44 848
-
regional
672
-
1 789
-
total
25 680
-
74 555
-
Employer
49 922
-
133 000
-
total
-
-
-
-
Corporate
83 078
133 000
-
-