Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 133000
per

Your estimated
City
free-cash

Dresden , Germany
₽58347
₽38302
₽44370
₽48834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 503
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 266
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 050
trade
-
-
-
13 977
total
-
-
-
59 796
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 410
-
133 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
2 050
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 017
-
37 266
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 503
-
6 503
-
total
7 576
-
45 819
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
96 590
133 000
-
-
chamber of commerce
284
336
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

797
1 097
-
-
trade
15 212
20 948
-
-
income
14 488
19 949
-
-
total
30 781
42 330
-
-
Dividends
65 809
90 670
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

885
1 227
-
-
withholding
16 090
22 307
-
-
total
16 975
23 534
-
-
Income
133 000
133 000
133 000
133 000
Total tax
55 332
65 864
45 819
59 796
After tax
77 668
67 136
87 181
73 204
Living cost
28 834
28 834
28 834
28 834
Free-cash
48 834
38 302
58 347
44 370

Estimated living cost  is ₽28834 per week

₽18137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3362
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽29926
₽32654
₽28881
₽31817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
1 430
pensions
-
-
-
15 960
national
-
-
-
22 118
municipal
-
-
-
14 273
total
-
-
-
53 781
Employee
78 034
-
114 977
-
municipal
9 638
-
14 788
-
national
14 936
-
22 915
-
pensions
3 121
-
4 599
-
total
27 695
-
42 302
-
Employer
78 034
-
114 977
-
pensions
6 243
-
9 198
-
social contributions
839
-
1 236
-
total
7 082
-
10 434
-
Corporate
42 735
133 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 547
26 600
-
-
total
8 547
26 600
-
-
Dividends
34 188
106 400
-
-
withholding
7 521
23 408
-
-
total
7 521
23 408
-
-
Income
133 000
133 000
133 000
133 000
Total tax
50 845
50 008
52 736
53 781
After tax
82 155
82 992
80 264
79 219
Living cost
50 338
50 338
50 338
50 338
Free-cash
31 817
32 654
29 926
28 881

Estimated living cost  is ₽50338 per week

₽34214
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽753
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10691
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽54731
₽86595
₽21690
₽78788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
133 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
36 473
income
-
-
-
21 118
surtax
-
-
-
33 915
microenterprise
-
-
-
-
total
-
-
-
91 506
Employee
27 816
-
107 180
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 060
-
11 789
-
income
4 952
-
20 856
-
total
8 012
-
32 645
-
Employer
27 816
-
107 180
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 700
-
25 820
-
total
6 700
-
25 820
-
Corporate
98 483
133 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

19 696
26 601
-
-
total
19 696
26 601
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

78 787
106 399
-
-
total
-
-
-
-
Income
133 000
133 000
133 000
133 000
Total tax
34 408
26 601
58 465
91 506
After tax
98 592
106 399
74 535
41 494
Living cost
19 804
19 804
19 804
19 804
Free-cash
78 788
86 595
54 731
21 690

Estimated living cost  is ₽19804 per week

₽12635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽39233
₽25453
₽35961
₽19620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
11 739
income
-
-
-
34 269
pensions
-
-
-
11 153
total
-
-
-
57 161
Employee
81 292
81 292
115 309
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 306
13 306
13 306
-
pensions
14 633
11 153
11 153
-
health
12 477
10 613
11 739
-
total
40 416
35 072
36 198
-
Employer
81 292
81 292
115 309
-
unemployment
2 927
2 927
3 636
-
health
5 651
5 651
7 022
-
pensions
5 658
5 658
7 033
-
total
14 236
14 236
17 691
-
Corporate
38 470
37 473
-
-
income
7 694
7 495
-
-
total
7 694
7 495
-
-
Dividends
30 776
29 977
-
-
income
6 540
6 370
-
-
withholding
4 616
4 496
-
-
total
11 156
10 866
-
-
Income
133 000
133 000
133 000
133 000
Total tax
73 502
67 669
53 889
57 161
After tax
59 498
65 331
79 111
75 839
Living cost
39 878
39 878
39 878
39 878
Free-cash
19 620
25 453
39 233
35 961

Estimated living cost  is ₽39878 per week

₽28261
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽634
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7389
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽30272
₽33477
₽31327
₽32598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
9 968
health
-
-
-
5 353
accident
-
-
-
172
pensions
-
-
-
9 273
national
-
-
-
5 430
unemployment
-
-
-
86
municipal
-
-
-
32 250
total
-
-
-
62 532
Employee
55 773
-
106 047
-
municipal
16 631
-
31 623
-
national
-
-
5 010
-
total
16 631
-
36 633
-
Employer
55 773
-
106 047
-
other
6 481
-
9 968
-
unemployment
1 472
-
2 265
-
health
3 430
-
5 276
-
accident
112
-
172
-
pensions
6 029
-
9 273
-
total
17 524
-
26 954
-
Corporate
59 704
133 000
-
-
income
13 135
29 260
-
-
total
13 135
29 260
-
-
Dividends
46 569
103 740
-
-
withholding
13 971
31 122
-
-
total
13 971
31 122
-
-
Income
133 000
133 000
133 000
133 000
Total tax
61 261
60 382
63 587
62 532
After tax
71 739
72 618
69 413
70 468
Living cost
39 141
39 141
39 141
39 141
Free-cash
32 598
33 477
30 272
31 327

Estimated living cost  is ₽39141 per week

₽25941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽49785
₽29058
₽35187
₽42431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 503
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 266
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 050
trade
-
-
-
14 598
total
-
-
-
60 417
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 275
-
133 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
2 050
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 148
-
37 266
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 503
-
6 503
-
total
10 879
-
45 819
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 725
133 000
-
-
chamber of commerce
266
334
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

699
1 097
-
-
trade
13 937
21 878
-
-
income
12 709
19 949
-
-
total
27 611
43 258
-
-
Dividends
57 114
89 742
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

766
1 214
-
-
withholding
13 917
22 074
-
-
total
14 683
23 288
-
-
Income
133 000
133 000
133 000
133 000
Total tax
53 173
66 546
45 819
60 417
After tax
79 827
66 454
87 181
72 583
Living cost
37 396
37 396
37 396
37 396
Free-cash
42 431
29 058
49 785
35 187

Estimated living cost  is ₽37396 per week

₽25011
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7884
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽60503
₽66261
₽61767
₽62314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
15 402
health
-
-
-
3 391
income
-
-
-
21 564
total
-
-
-
40 357
Employee
73 200
73 200
122 539
-
social contributions
3 557
6 075
8 194
-
income
7 687
6 776
20 883
-
health
728
1 245
2 083
-
total
11 972
14 096
31 160
-
Employer
73 200
73 200
122 539
-
health
793
1 355
2 267
-
social contributions
3 557
6 075
8 194
-
total
4 350
7 430
10 461
-
Corporate
85 802
52 370
-
-
income
10 725
6 547
-
-
total
10 725
6 547
-
-
Dividends
75 077
45 823
-
-
withholding
12 763
7 790
-
-
total
12 763
7 790
-
-
Income
133 000
133 000
133 000
133 000
Total tax
39 810
35 863
41 621
40 357
After tax
93 190
97 137
91 379
92 643
Living cost
30 876
30 876
30 876
30 876
Free-cash
62 314
66 261
60 503
61 767

Estimated living cost  is ₽30876 per week

₽21107
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2412
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽59423
₽57115
₽74458
₽57484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
9 310
income
-
-
-
16 259
pensions
-
-
-
13 300
unemployment
-
-
-
1 995
total
-
-
-
40 864
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 519
10 156
111 297
-
income
3 120
1 242
13 606
-
pensions
2 552
1 016
11 130
-
health
1 786
711
7 791
-
unemployment
383
152
1 669
-
total
7 841
3 121
34 196
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 519
10 156
111 297
-
pensions
4 976
1 980
21 703
-
total
4 976
1 980
21 703
-
Corporate
102 505
120 863
-
-
income
9 225
10 878
-
-
total
9 225
10 878
-
-
Dividends
93 279
109 986
-
-
social contributions
18 073
21 331
-
-
withholding
17 723
20 897
-
-
total
35 796
42 228
-
-
Income
133 000
133 000
133 000
133 000
Total tax
57 838
58 207
55 899
40 864
After tax
75 162
74 793
77 101
92 136
Living cost
17 678
17 678
17 678
17 678
Free-cash
57 484
57 115
59 423
74 458

Estimated living cost  is ₽17678 per week

₽12064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3815
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽53666
₽83406
₽48295
₽77494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
17 290
income
-
-
-
17 821
pensions
-
-
-
26 601
total
-
-
-
61 712
Employee
27 005
-
99 403
-
income
3 040
-
19 165
-
pensions
540
-
1 989
-
unemployment
432
-
1 590
-
total
4 012
-
22 744
-
Employer
27 005
-
99 403
-
unemployment
217
-
795
-
health
3 510
-
12 922
-
pensions
5 401
-
19 880
-
total
9 128
-
33 597
-
Corporate
96 867
133 000
-
-
income
19 373
26 601
-
-
total
19 373
26 601
-
-
Dividends
77 494
106 399
-
-
total
-
-
-
-
Income
133 000
133 000
133 000
133 000
Total tax
32 513
26 601
56 341
61 712
After tax
100 487
106 399
76 659
71 288
Living cost
22 993
22 993
22 993
22 993
Free-cash
77 494
83 406
53 666
48 295

Estimated living cost  is ₽22993 per week

₽15771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1369
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5391
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽49983
-₽10246
₽70028
₽7550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
35 299
pensions
-
-
-
3 975
total
-
-
-
41 953
Employee
33 064
-
117 628
-
income
4 536
-
25 867
-
pensions
3 723
-
7 289
-
health
3 786
-
13 469
-
total
12 045
-
46 625
-
Employer
33 064
-
117 628
-
unemployment
810
-
2 882
-
accident
552
-
1 965
-
pensions
5 376
-
10 526
-
total
6 738
-
15 373
-
Corporate
93 197
133 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

83 877
119 700
-
-
total
83 877
119 700
-
-
Dividends
9 320
13 300
-
-
withholding
1 771
2 527
-
-
total
1 771
2 527
-
-
Income
133 000
133 000
133 000
133 000
Total tax
104 431
122 227
61 998
41 953
After tax
28 569
10 773
71 002
91 047
Living cost
21 019
21 019
21 019
21 019
Free-cash
7 550
-10 246
49 983
70 028

Estimated living cost  is ₽21019 per week

₽15405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4011
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽98493
₽118443
₽123763
₽116961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
133 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 330
total
-
-
-
1 330
Employee
9 884
-
133 000
-
income
1 976
-
26 600
-
total
1 976
-
26 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

123 116
133 000
-
-
total
-
-
-
-
Dividends
123 116
133 000
-
-
withholding
6 156
6 650
-
-
total
6 156
6 650
-
-
Income
133 000
133 000
133 000
133 000
Total tax
8 132
6 650
26 600
1 330
After tax
124 868
126 350
106 400
131 670
Living cost
7 907
7 907
7 907
7 907
Free-cash
116 961
118 443
98 493
123 763

Estimated living cost  is ₽7907 per week

₽4900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽657
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽217
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽50847
₽72351
₽45348
₽65921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
6 317
health
-
-
-
5 851
income
-
-
-
18 200
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
31 919
total
-
-
-
62 287
Employee
34 564
-
106 231
-
income
5 951
-
20 034
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 419
-
7 436
-
health
484
-
1 487
-
unemployment
345
-
1 062
-
total
9 199
-
30 019
-
Employer
34 564
-
106 231
-
other
1 729
-
5 311
-
unemployment
345
-
1 062
-
health
484
-
1 487
-
accident
276
-
849
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 877
-
18 060
-
total
8 711
-
26 769
-
Corporate
89 725
133 000
-
-
income
18 842
27 930
-
-
total
18 842
27 930
-
-
Dividends
70 883
105 070
-
-
withholding
4 962
7 354
-
-
total
4 962
7 354
-
-
Income
133 000
133 000
133 000
133 000
Total tax
41 714
35 284
56 788
62 287
After tax
91 286
97 716
76 212
70 713
Living cost
25 365
25 365
25 365
25 365
Free-cash
65 921
72 351
50 847
45 348

Estimated living cost  is ₽25365 per week

₽17922
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1713
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5322
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽15624
₽27764
₽27841
₽23972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
34 575
pensions
-
-
-
7 799
total
-
-
-
42 374
Employee
88 831
-
116 483
-
income
16 013
-
26 429
-
health
1 464
-
1 816
-
pensions
8 570
-
9 829
-
total
26 047
-
38 074
-
Employer
88 831
-
116 483
-
health
1 687
-
2 212
-
pensions
10 488
-
14 305
-
total
12 175
-
16 517
-
Corporate
31 994
133 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

6 078
25 271
-
-
total
6 078
25 271
-
-
Dividends
25 915
107 729
-
-
withholding
1 943
17 180
-
-
total
1 943
17 180
-
-
Income
133 000
133 000
133 000
133 000
Total tax
46 243
42 451
54 591
42 374
After tax
86 757
90 549
78 409
90 626
Living cost
62 785
62 785
62 785
62 785
Free-cash
23 972
27 764
15 624
27 841

Estimated living cost  is ₽62785 per week

₽47046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7377
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7852
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽96762
₽101358
₽91903
₽96980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
3 786
income
-
-
-
19 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 872
unemployment
-
-
-
132
total
-
-
-
28 740
Employee
16 363
-
126 541
-
income
1 636
-
12 654
-
accident

We are using the highest rate at 1.1%.

180
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 437
-
2 891
-
health
753
-
1 514
-
total
4 006
-
17 421
-
Employer
16 363
-
126 541
-
unemployment
98
-
198
-
health
1 129
-
2 272
-
accident

We are using the highest rate at 1.1%.

180
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 803
-
3 628
-
total
3 210
-
6 460
-
Corporate
113 426
133 000
-
-
income
11 343
13 300
-
-
total
11 343
13 300
-
-
Dividends
102 084
119 700
-
-
withholding
5 104
5 985
-
-
total
5 104
5 985
-
-
Income
133 000
133 000
133 000
133 000
Total tax
23 663
19 285
23 881
28 740
After tax
109 337
113 715
109 119
104 260
Living cost
12 357
12 357
12 357
12 357
Free-cash
96 980
101 358
96 762
91 903

Estimated living cost  is ₽12357 per week

₽7214
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3933
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽26324
₽12544
₽23052
₽14938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
11 739
income
-
-
-
34 269
pensions
-
-
-
11 153
total
-
-
-
57 161
Employee
88 257
81 292
115 309
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 306
13 306
13 306
-
pensions
11 153
11 153
11 153
-
health
11 011
10 613
11 739
-
total
35 470
35 072
36 198
-
Employer
88 257
81 292
115 309
-
unemployment
3 178
2 927
3 636
-
health
6 133
5 651
7 022
-
pensions
6 142
5 658
7 033
-
total
15 453
14 236
17 691
-
Corporate
29 290
37 473
-
-
income
5 858
7 495
-
-
total
5 858
7 495
-
-
Dividends
23 432
29 977
-
-
income
4 979
6 370
-
-
withholding
3 515
4 496
-
-
total
8 494
10 866
-
-
Income
133 000
133 000
133 000
133 000
Total tax
65 275
67 669
53 889
57 161
After tax
67 725
65 331
79 111
75 839
Living cost
52 787
52 787
52 787
52 787
Free-cash
14 938
12 544
26 324
23 052

Estimated living cost  is ₽52787 per week

₽38939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4715
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽44060
₽68138
₽45694
₽59779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
33 719
health
-
-
-
17 955
income
-
-
-
12 199
solidarity contribution
-
-
-
-
total
-
-
-
63 873
Employee
34 460
-
99 254
-
social contributions
2 240
-
6 452
-
solidarity contribution
-
-
-
-
income
4 135
-
11 910
-
health
4 652
-
13 399
-
total
11 027
-
31 761
-
Employer
34 460
-
99 254
-
health
3 101
-
8 933
-
social contributions
8 615
-
24 813
-
total
11 716
-
33 746
-
Corporate
86 823
133 000
-
-
income
16 496
25 270
-
-
total
16 496
25 270
-
-
Dividends
70 327
107 730
-
-
withholding
10 549
16 159
-
-
total
10 549
16 159
-
-
Income
133 000
133 000
133 000
133 000
Total tax
49 788
41 429
65 507
63 873
After tax
83 212
91 571
67 493
69 127
Living cost
23 433
23 433
23 433
23 433
Free-cash
59 779
68 138
44 060
45 694

Estimated living cost  is ₽23433 per week

₽16277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1667
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽19077
₽30793
₽25407
₽25821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
34 208
national
-
-
-
30 893
regional
-
-
-
1 534
municipal
-
-
-
789
total
-
-
-
67 424
Employee
84 603
-
133 000
-
social contributions
28 528
-
44 848
-
municipal
448
-
705
-
national
14 660
-
26 850
-
regional
798
-
1 351
-
total
44 434
-
73 754
-
Employer
84 603
-
133 000
-
total
-
-
-
-
Corporate
48 397
133 000
-
-
nationa
11 616
31 921
-
-
municipal
1 888
5 186
-
-
total
13 504
37 107
-
-
Dividends
34 893
95 893
-
-
withholding
9 072
24 931
-
-
total
9 072
24 931
-
-
Income
133 000
133 000
133 000
133 000
Total tax
67 010
62 038
73 754
67 424
After tax
65 990
70 962
59 246
65 576
Living cost
40 169
40 169
40 169
40 169
Free-cash
25 821
30 793
19 077
25 407

Estimated living cost  is ₽40169 per week

₽28001
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2634
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽39130
₽62651
₽42104
₽59687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
-
health
-
-
-
9 020
income
-
-
-
30 891
pensions
-
-
-
25 410
surtax
-
-
-
4 352
unemployment
-
-
-
217
total
-
-
-
69 890
Employee
31 480
-
109 873
-
surtax
103
-
3 884
-
income
5 277
-
28 075
-
other
-
-
-
-
pensions
2 099
-
7 329
-
health
804
-
2 802
-
unemployment
2 191
-
7 647
-
total
10 474
-
49 737
-
Employer
31 480
-
109 873
-
other
-
-
-
-
unemployment
997
-
3 483
-
health
1 433
-
4 999
-
pensions
4 196
-
14 645
-
total
6 626
-
23 127
-
Corporate
94 894
133 000
-
-
income
24 673
34 580
-
-
total
24 673
34 580
-
-
Dividends
70 220
98 420
-
-
withholding
10 534
14 763
-
-
total
10 534
14 763
-
-
Income
133 000
133 000
133 000
133 000
Total tax
52 307
49 343
72 864
69 890
After tax
80 693
83 657
60 136
63 110
Living cost
21 006
21 006
21 006
21 006
Free-cash
59 687
62 651
39 130
42 104

Estimated living cost  is ₽21006 per week

₽12844
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽35516
₽47656
₽47733
₽49371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
34 575
pensions
-
-
-
7 799
total
-
-
-
42 374
Employee
59 532
-
116 483
-
income
10 722
-
26 429
-
health
864
-
1 816
-
pensions
5 053
-
9 829
-
total
16 639
-
38 074
-
Employer
59 532
-
116 483
-
health
1 131
-
2 212
-
pensions
6 444
-
14 305
-
total
7 575
-
16 517
-
Corporate
65 893
133 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

12 519
25 271
-
-
total
12 519
25 271
-
-
Dividends
53 374
107 729
-
-
withholding
4 003
17 180
-
-
total
4 003
17 180
-
-
Income
133 000
133 000
133 000
133 000
Total tax
40 736
42 451
54 591
42 374
After tax
92 264
90 549
78 409
90 626
Living cost
42 893
42 893
42 893
42 893
Free-cash
49 371
47 656
35 516
47 733

Estimated living cost  is ₽42893 per week

₽32135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽26784
-₽15316
₽33274
₽17260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 659
health
-
-
-
299
pensions
-
-
-
12 235
city
-
-
-
1 402
national
-
-
-
1 432
regional
-
-
-
5 565
total
-
-
-
23 592
Employee
89 097
-
119 040
-
national
422
-
1 126
-
city
956
-
1 279
-
pensions
7 485
-
10 000
-
health
201
-
268
-
regional
2 917
-
4 759
-
unemployment
-
-
-
-
total
11 981
-
17 432
-
Employer
89 097
-
119 040
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 781
-
2 382
-
unemployment
-
-
-
-
health
201
-
268
-
pensions
7 485
-
10 000
-
total
9 467
-
12 650
-
Corporate
33 455
133 000
-
-
regional
7 077
28 129
-
-
national
2 843
11 304
-
-
total
9 920
39 433
-
-
Dividends
23 536
93 567
-
-
withholding
8 238
32 749
-
-
total
8 238
32 749
-
-
Income
133 000
133 000
133 000
133 000
Total tax
39 606
72 182
30 082
23 592
After tax
93 394
60 818
102 918
109 408
Living cost
76 134
76 134
76 134
76 134
Free-cash
17 260
-15 316
26 784
33 274

Estimated living cost  is ₽76134 per week

₽49509
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽935
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽43572
₽22161
₽28352
₽37598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 503
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 266
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 050
trade
-
-
-
15 220
total
-
-
-
61 039
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 210
-
133 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

370
-
2 050
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 727
-
37 266
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 503
-
6 503
-
total
13 600
-
45 819
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 790
133 000
-
-
chamber of commerce
251
332
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

625
1 097
-
-
trade
12 998
22 809
-
-
income
11 368
19 949
-
-
total
25 242
44 187
-
-
Dividends
50 548
88 813
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

676
1 201
-
-
withholding
12 275
21 842
-
-
total
12 951
23 043
-
-
Income
133 000
133 000
133 000
133 000
Total tax
51 793
67 230
45 819
61 039
After tax
81 207
65 770
87 181
71 961
Living cost
43 609
43 609
43 609
43 609
Free-cash
37 598
22 161
43 572
28 352

Estimated living cost  is ₽43609 per week

₽31850
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽44408
₽34461
₽42943
₽40088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
4 122
social contributions
-
-
-
3 790
health
-
-
-
4 542
income
-
-
-
18 014
pensions
-
-
-
27 020
surtax
-
-
-
-
total
-
-
-
57 488
Employee
40 742
-
104 996
-
surtax
-
-
-
-
social contributions
1 162
-
2 992
-
income
2 404
-
18 583
-
pensions
4 607
-
6 444
-
total
8 173
-
28 019
-
Employer
40 742
-
104 996
-
other
1 405
-
3 731
-
unemployment
1 649
-
4 252
-
health
2 852
-
8 703
-
pensions
6 693
-
11 004
-
social contributions
123
-
314
-
total
12 722
-
28 004
-
Corporate
79 535
133 000
-
-
surtax
-
-
-
-
income
22 270
37 241
-
-
total
22 270
37 241
-
-
Dividends
57 265
95 759
-
-
social contributions
9 847
16 472
-
-
surtax
-
-
-
-
withholding
7 331
12 257
-
-
total
17 178
28 729
-
-
Income
133 000
133 000
133 000
133 000
Total tax
60 343
65 970
56 023
57 488
After tax
72 657
67 030
76 977
75 512
Living cost
32 569
32 569
32 569
32 569
Free-cash
40 088
34 461
44 408
42 943

Estimated living cost  is ₽32569 per week

₽20536
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽47635
₽37688
₽46170
₽42981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
4 122
social contributions
-
-
-
3 790
health
-
-
-
4 542
income
-
-
-
18 014
pensions
-
-
-
27 020
surtax
-
-
-
-
total
-
-
-
57 488
Employee
36 368
-
104 996
-
surtax
-
-
-
-
social contributions
1 037
-
2 992
-
income
1 875
-
18 583
-
pensions
4 113
-
6 444
-
total
7 025
-
28 019
-
Employer
36 368
-
104 996
-
other
1 256
-
3 731
-
unemployment
1 472
-
4 252
-
health
2 545
-
8 703
-
pensions
5 976
-
11 004
-
social contributions
108
-
314
-
total
11 357
-
28 004
-
Corporate
85 275
133 000
-
-
surtax
-
-
-
-
income
23 876
37 241
-
-
total
23 876
37 241
-
-
Dividends
61 398
95 759
-
-
social contributions
10 561
16 472
-
-
surtax
-
-
-
-
withholding
7 858
12 257
-
-
total
18 419
28 729
-
-
Income
133 000
133 000
133 000
133 000
Total tax
60 677
65 970
56 023
57 488
After tax
72 323
67 030
76 977
75 512
Living cost
29 342
29 342
29 342
29 342
Free-cash
42 981
37 688
47 635
46 170

Estimated living cost  is ₽29342 per week

₽17017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8789
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽63502
₽60957
₽65227
₽61449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
18 354
health
-
-
-
9 284
income
-
-
-
19 949
total
-
-
-
47 587
Employee
32 277
-
133 000
-
social contributions
4 455
-
18 354
-
income
5 383
-
21 674
-
health
2 253
-
9 284
-
total
12 091
-
49 312
-
Employer
32 277
-
133 000
-
total
-
-
-
-
Corporate
100 723
133 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

5 037
6 650
-
-
total
5 037
6 650
-
-
Dividends
95 687
126 350
-
-
social contributions
13 205
17 436
-
-
withholding
14 353
18 952
-
-
health
6 679
8 819
-
-
total
34 237
45 207
-
-
Income
133 000
133 000
133 000
133 000
Total tax
51 365
51 857
49 312
47 587
After tax
81 635
81 143
83 688
85 413
Living cost
20 186
20 186
20 186
20 186
Free-cash
61 449
60 957
63 502
65 227

Estimated living cost  is ₽20186 per week

₽13509
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1245
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4966
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽1940
₽40378
₽34005
₽38904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
8 507
income
-
-
-
29 813
chamber of commerce
-
-
-
531
pensions
-
-
-
20 574
surtax
-
-
-
188
unemployment
-
-
-
5 839
total
-
-
-
65 452
Employee
47 574
37 936
103 131
-
income
5 416
2 798
24 090
-
other
475
379
1 032
-
pensions
4 872
3 884
10 561
-
health
1 841
1 469
3 991
-
unemployment
1 427
1 138
3 095
-
total
14 031
9 668
42 769
-
Employer
47 574
37 936
103 131
-
other
2 260
1 801
4 897
-
unemployment
1 427
1 138
3 095
-
health
1 797
1 434
3 898
-
surtax
188
188
188
-
accident
618
493
1 340
-
pensions
5 970
4 762
12 944
-
payroll
1 427
1 138
3 095
-
chamber of commerce
190
152
412
-
total
13 877
11 106
29 869
-
Corporate
71 549
83 957
99 518
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 888
20 990
24 879
-
total
17 888
20 990
24 879
-
Dividends
53 661
62 968
-
-
withholding
14 757
17 315
-
-
total
14 757
17 315
-
-
Income
133 000
133 000
133 000
133 000
Total tax
60 553
59 079
97 517
65 452
After tax
72 447
73 921
35 483
67 548
Living cost
33 543
33 543
33 543
33 543
Free-cash
38 904
40 378
1 940
34 005

Estimated living cost  is ₽33543 per week

₽22372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7759
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽14053
₽39746
₽23964
₽25465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
20 923
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 724
national
-
-
-
46 680
total
-
-
-
74 327
Employee

The minimum management director salary is set at €45,000 per year.

68 093
-
103 014
-
national
20 935
-
35 416
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 107
-
7 726
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 199
-
4 841
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 552
-
5 373
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

593
-
896
-
total
33 386
-
54 252
-
Employer

The minimum management director salary is set at €45,000 per year.

68 093
-
103 014
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

994
-
1 505
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 187
-
6 335
-
surtax
7 721
-
11 681
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

885
-
1 339
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 034
-
9 126
-
total
19 821
-
29 986
-
Corporate
45 086
133 000
-
-
surtax
181
531
-
-
income
9 018
26 601
-
-
total
9 199
27 132
-
-
Dividends
35 887
105 868
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 420
31 413
-
-
total
10 420
31 413
-
-
Income
133 000
133 000
133 000
133 000
Total tax
72 826
58 545
84 238
74 327
After tax
60 174
74 455
48 762
58 673
Living cost
34 709
34 709
34 709
34 709
Free-cash
25 465
39 746
14 053
23 964

Estimated living cost  is ₽34709 per week

₽22357
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8774
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽35924
₽54694
₽40499
₽47563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
89
accident
-
-
-
795
income
-
-
-
31 651
pensions
-
-
-
24 969
unemployment
-
-
-
618
total
-
-
-
58 122
Employee
47 385
-
104 871
-
income
9 998
-
28 964
-
other
47
-
89
-
pensions
2 227
-
4 148
-
unemployment
735
-
1 368
-
total
13 007
-
34 569
-
Employer
47 385
-
104 871
-
other
378
-
706
-
unemployment
2 607
-
4 852
-
accident
938
-
1 747
-
pensions
11 182
-
20 823
-
total
15 105
-
28 128
-
Corporate
70 510
133 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 577
19 949
-
-
total
10 577
19 949
-
-
Dividends
59 933
113 051
-
-
withholding
12 369
23 978
-
-
total
12 369
23 978
-
-
Income
133 000
133 000
133 000
133 000
Total tax
51 058
43 927
62 697
58 122
After tax
81 942
89 073
70 303
74 878
Living cost
34 379
34 379
34 379
34 379
Free-cash
47 563
54 694
35 924
40 499

Estimated living cost  is ₽34379 per week

₽25316
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6128
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽23211
₽27863
₽17905
₽17609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
9 345
accident
-
-
-
1 122
income
-
-
-
17 960
pensions
-
-
-
19 935
communal
-
-
-
8 406
surtax
-
-
-
6 594
total
-
-
-
63 362
Employee
72 090
-
118 805
-
surtax
4 419
-
7 280
-
income
6 963
-
21 791
-
pensions
5 766
-
9 504
-
health
3 208
-
5 286
-
total
20 356
-
43 861
-
Employer
72 090
-
118 805
-
health
2 199
-
3 622
-
accident
649
-
1 069
-
pensions
5 766
-
9 504
-
total
8 614
-
14 195
-
Corporate
52 297
133 000
-
-
surtax
549
1 396
-
-
income
7 844
19 949
-
-
communal
3 530
8 978
-
-
total
11 923
30 323
-
-
Dividends
40 374
102 676
-
-
income
16 710
7 679
-
-
withholding
6 055
15 402
-
-
total
22 765
23 081
-
-
Income
133 000
133 000
133 000
133 000
Total tax
63 658
53 404
58 056
63 362
After tax
69 342
79 596
74 944
69 638
Living cost
51 733
51 733
51 733
51 733
Free-cash
17 609
27 863
23 211
17 905

Estimated living cost  is ₽51733 per week

₽38807
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3134
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9242
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽38754
₽62275
₽41728
₽59246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
-
health
-
-
-
9 020
income
-
-
-
30 891
pensions
-
-
-
25 410
surtax
-
-
-
4 352
unemployment
-
-
-
217
total
-
-
-
69 890
Employee
32 058
-
109 873
-
surtax
114
-
3 884
-
income
5 374
-
28 075
-
other
-
-
-
-
pensions
2 139
-
7 329
-
health
818
-
2 802
-
unemployment
2 231
-
7 647
-
total
10 676
-
49 737
-
Employer
32 058
-
109 873
-
other
-
-
-
-
unemployment
1 017
-
3 483
-
health
1 458
-
4 999
-
pensions
4 274
-
14 645
-
total
6 749
-
23 127
-
Corporate
94 193
133 000
-
-
income
24 491
34 580
-
-
total
24 491
34 580
-
-
Dividends
69 702
98 420
-
-
withholding
10 456
14 763
-
-
total
10 456
14 763
-
-
Income
133 000
133 000
133 000
133 000
Total tax
52 372
49 343
72 864
69 890
After tax
80 628
83 657
60 136
63 110
Living cost
21 382
21 382
21 382
21 382
Free-cash
59 246
62 275
38 754
41 728

Estimated living cost  is ₽21382 per week

₽12909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽33165
₽44263
₽39461
₽42152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
34 208
national
-
-
-
30 893
regional
-
-
-
2 006
municipal
-
-
-
789
total
-
-
-
67 896
Employee
52 806
-
133 000
-
social contributions
17 807
-
44 848
-
municipal
280
-
705
-
national
8 366
-
26 850
-
regional
711
-
1 789
-
total
27 164
-
74 192
-
Employer
52 806
-
133 000
-
total
-
-
-
-
Corporate
80 194
133 000
-
-
nationa
19 246
31 921
-
-
municipal
3 985
6 610
-
-
total
23 231
38 531
-
-
Dividends
56 963
94 469
-
-
withholding
14 810
24 563
-
-
total
14 810
24 563
-
-
Income
133 000
133 000
133 000
133 000
Total tax
65 205
63 094
74 192
67 896
After tax
67 795
69 906
58 808
65 104
Living cost
25 643
25 643
25 643
25 643
Free-cash
42 152
44 263
33 165
39 461

Estimated living cost  is ₽25643 per week

₽15948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6659
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽38618
₽62696
₽40252
₽52393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
33 719
health
-
-
-
17 955
income
-
-
-
12 199
solidarity contribution
-
-
-
-
total
-
-
-
63 873
Employee
42 464
-
99 254
-
social contributions
2 760
-
6 452
-
solidarity contribution
-
-
-
-
income
5 096
-
11 910
-
health
5 733
-
13 399
-
total
13 589
-
31 761
-
Employer
42 464
-
99 254
-
health
3 822
-
8 933
-
social contributions
10 616
-
24 813
-
total
14 438
-
33 746
-
Corporate
76 098
133 000
-
-
income
14 459
25 270
-
-
total
14 459
25 270
-
-
Dividends
61 640
107 730
-
-
withholding
9 246
16 159
-
-
total
9 246
16 159
-
-
Income
133 000
133 000
133 000
133 000
Total tax
51 732
41 429
65 507
63 873
After tax
81 268
91 571
67 493
69 127
Living cost
28 876
28 876
28 876
28 876
Free-cash
52 393
62 696
38 618
40 252

Estimated living cost  is ₽28876 per week

₽21474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5303
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽5149
₽43652
₽37366
₽43182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
8 507
income
-
-
-
29 813
chamber of commerce
-
-
-
531
pensions
-
-
-
20 574
surtax
-
-
-
-
unemployment
-
-
-
5 839
total
-
-
-
65 264
Employee
41 612
37 936
103 276
-
income
3 707
2 798
24 140
-
other
415
379
1 033
-
pensions
4 262
3 884
10 575
-
health
1 610
1 469
3 996
-
unemployment
1 248
1 138
3 098
-
total
11 242
9 668
42 842
-
Employer
41 612
37 936
103 276
-
other
1 976
1 801
4 906
-
unemployment
1 248
1 138
3 098
-
health
1 573
1 434
3 904
-
surtax
-
-
-
-
accident
540
493
1 342
-
pensions
5 223
4 762
12 962
-
payroll
1 248
1 138
3 098
-
chamber of commerce
166
152
414
-
total
11 974
10 918
29 724
-
Corporate
79 412
84 145
99 663
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 853
21 037
24 915
-
total
19 853
21 037
24 915
-
Dividends
59 559
63 109
-
-
withholding
16 379
17 355
-
-
total
16 379
17 355
-
-
Income
133 000
133 000
133 000
133 000
Total tax
59 448
58 978
97 481
65 264
After tax
73 552
74 022
35 519
67 736
Living cost
30 370
30 370
30 370
30 370
Free-cash
43 182
43 652
5 149
37 366

Estimated living cost  is ₽30370 per week

₽18218
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽94078
₽114028
₽119348
₽111717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
133 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 330
total
-
-
-
1 330
Employee
15 402
-
133 000
-
income
3 081
-
26 600
-
total
3 081
-
26 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

117 598
133 000
-
-
total
-
-
-
-
Dividends
117 598
133 000
-
-
withholding
5 880
6 650
-
-
total
5 880
6 650
-
-
Income
133 000
133 000
133 000
133 000
Total tax
8 961
6 650
26 600
1 330
After tax
124 039
126 350
106 400
131 670
Living cost
12 322
12 322
12 322
12 322
Free-cash
111 717
114 028
94 078
119 348

Estimated living cost  is ₽12322 per week

₽8338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽37660
₽66039
₽41188
₽58075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
133 000
health
-
-
-
13 086
income
-
-
-
28 706
pensions
-
-
-
24 288
unemployment
-
-
-
199
total
-
-
-
66 279
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 095
-
115 081
-
income
7 259
-
26 454
-
pensions
6 525
-
17 837
-
health
2 719
-
7 436
-
unemployment
60
-
161
-
total
16 563
-
51 888
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 095
-
115 081
-
unemployment
25
-
69
-
health
2 804
-
7 665
-
pensions
3 725
-
10 185
-
total
6 554
-
17 919
-
Corporate
84 351
133 000
-
-
income
16 027
25 269
-
-
total
16 027
25 269
-
-
Dividends
68 324
107 731
-
-
withholding
10 248
16 159
-
-
total
10 248
16 159
-
-
Income
133 000
133 000
133 000
133 000
Total tax
49 392
41 428
69 807
66 279
After tax
83 608
91 572
63 193
66 721
Living cost
25 533
25 533
25 533
25 533
Free-cash
58 075
66 039
37 660
41 188

Estimated living cost  is ₽25533 per week

₽17523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5880
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽76721
₽37788
₽48785
-₽16037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
15 162
income
-
-
-
25 924
total
-
-
-
41 086
Employee
61 841
-
-
-
social contributions
5 071
-
723
-
income
13 641
-
-
-
total
18 712
-
723
-
Employer
61 841
-
-
-
social contributions
87 196
-
12 427
-
total
87 196
-
12 427
-
Corporate
-
133 000
-
-
income
-
29 260
-
-
total
-
29 260
-
-
Dividends
-
103 740
-
-
income
-
22 823
-
-
total
-
22 823
-
-
Income
133 000
133 000
133 000
133 000
Total tax
105 908
52 083
13 150
41 086
After tax
27 092
80 917
119 850
91 914
Living cost
43 129
43 129
43 129
43 129
Free-cash
-16 037
37 788
76 721
48 785

Estimated living cost  is ₽43129 per week

₽27984
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4056
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽33510
₽45792
₽42552
₽44833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
133 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
46 217
income
-
-
-
14 372
surtax
-
-
-
-
total
-
-
-
60 589
Employee
43 782
-
107 474
-
surtax
-
-
-
-
social contributions
4 816
-
11 822
-
income
9 107
-
32 283
-
total
13 923
-
44 105
-
Employer
43 782
-
107 474
-
social contributions
10 398
-
25 526
-
total
10 398
-
25 526
-
Corporate
78 820
133 000
-
-
surtax
-
-
-
-
income
16 553
27 930
-
-
total
16 553
27 930
-
-
Dividends
62 267
105 070
-
-
withholding
17 434
29 419
-
-
total
17 434
29 419
-
-
Income
133 000
133 000
133 000
133 000
Total tax
58 308
57 349
69 631
60 589
After tax
74 692
75 651
63 369
72 411
Living cost
29 859
29 859
29 859
29 859
Free-cash
44 833
45 792
33 510
42 552

Estimated living cost  is ₽29859 per week

₽22341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽30999
₽21052
₽29534
₽27596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
4 122
social contributions
-
-
-
3 790
health
-
-
-
4 542
income
-
-
-
18 014
pensions
-
-
-
27 020
surtax
-
-
-
-
total
-
-
-
57 488
Employee
59 622
-
104 996
-
surtax
-
-
-
-
social contributions
1 698
-
2 992
-
income
5 202
-
18 583
-
pensions
6 744
-
6 444
-
total
13 644
-
28 019
-
Employer
59 622
-
104 996
-
other
2 058
-
3 731
-
unemployment
2 415
-
4 252
-
health
4 173
-
8 703
-
pensions
9 797
-
11 004
-
social contributions
179
-
314
-
total
18 622
-
28 004
-
Corporate
54 757
133 000
-
-
surtax
-
-
-
-
income
15 332
37 241
-
-
total
15 332
37 241
-
-
Dividends
39 425
95 759
-
-
social contributions
6 782
16 472
-
-
surtax
-
-
-
-
withholding
5 046
12 257
-
-
total
11 828
28 729
-
-
Income
133 000
133 000
133 000
133 000
Total tax
59 426
65 970
56 023
57 488
After tax
73 574
67 030
76 977
75 512
Living cost
45 978
45 978
45 978
45 978
Free-cash
27 596
21 052
30 999
29 534

Estimated living cost  is ₽45978 per week

₽31117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽630
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽74067
₽91086
₽70531
₽87886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
4 594
social contributions
-
-
-
29 260
total
-
-
-
33 854
Employee
30 604
-
115 152
-
income
-
-
4 986
-
social contributions
1 989
-
7 484
-
total
1 989
-
12 470
-
Employer
30 604
-
115 152
-
social contributions
4 744
-
17 848
-
total
4 744
-
17 848
-
Corporate
97 652
133 000
-
-
income
9 766
13 299
-
-
total
9 766
13 299
-
-
Dividends
87 886
119 701
-
-
total
-
-
-
-
Income
133 000
133 000
133 000
133 000
Total tax
16 499
13 299
30 318
33 854
After tax
116 501
119 701
102 682
99 146
Living cost
28 615
28 615
28 615
28 615
Free-cash
87 886
91 086
74 067
70 531

Estimated living cost  is ₽28615 per week

₽18502
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2157
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7417
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽74082
-₽74082
₽34655
-₽74082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
labour market
-
-
-
10 574
pensions
-
-
-
824
national
-
-
-
14 490
municipal
-
-
-
26 683
total
-
-
-
52 571
Employee
193 200
193 200
193 200
-
labour market
15 434
15 434
15 434
-
municipal
41 141
41 141
41 141
-
national
23 603
23 603
23 603
-
pensions
275
275
275
-
total
80 453
80 453
80 453
-
Employer
193 200
193 200
193 200
-
national
23 644
23 644
23 644
-
labour market
15 456
15 456
15 456
-
pensions
549
549
549
-
municipal
41 206
41 206
41 206
-
total
80 855
80 855
80 855
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
133 000
133 000
133 000
133 000
Total tax
161 308
161 308
161 308
52 571
After tax
-28 308
-28 308
-28 308
80 429
Living cost
45 774
45 774
45 774
45 774
Free-cash
-74 082
-74 082
-74 082
34 655

Estimated living cost  is ₽45774 per week

₽31328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽704
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9692
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽50293
-₽9936
₽70338
₽7597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
35 299
pensions
-
-
-
3 975
total
-
-
-
41 953
Employee
32 577
-
117 628
-
income
4 469
-
25 867
-
pensions
3 668
-
7 289
-
health
3 730
-
13 469
-
total
11 867
-
46 625
-
Employer
32 577
-
117 628
-
unemployment
798
-
2 882
-
accident
544
-
1 965
-
pensions
5 297
-
10 526
-
total
6 639
-
15 373
-
Corporate
93 784
133 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

84 406
119 700
-
-
total
84 406
119 700
-
-
Dividends
9 378
13 300
-
-
withholding
1 782
2 527
-
-
total
1 782
2 527
-
-
Income
133 000
133 000
133 000
133 000
Total tax
104 694
122 227
61 998
41 953
After tax
28 306
10 773
71 002
91 047
Living cost
20 709
20 709
20 709
20 709
Free-cash
7 597
-9 936
50 293
70 338

Estimated living cost  is ₽20709 per week

₽15074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4066
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽35425
₽48947
₽53663
₽50101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
133 000
health
-
-
-
1 651
national
-
-
-
17 495
municipal
-
-
-
23 643
total
-
-
-
42 789
Employee
50 084
-
111 886
-
municipal
8 203
-
18 238
-
national
827
-
11 117
-
pensions
3 380
-
7 553
-
health
374
-
1 326
-
unemployment
752
-
1 678
-
total
13 536
-
39 912
-
Employer
50 084
-
111 886
-
unemployment
325
-
728
-
health
385
-
862
-
accident
51
-
112
-
pensions
8 689
-
19 413
-
total
9 450
-
21 115
-
Corporate
73 466
133 000
-
-
income
14 694
26 601
-
-
total
14 694
26 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

44 079
79 800
-
-
national
737
6 541
-
-
municipal
7 934
14 363
-
-
total
8 671
20 904
-
-
Income
133 000
133 000
133 000
133 000
Total tax
46 351
47 505
61 027
42 789
After tax
86 649
85 495
71 973
90 211
Living cost
36 548
36 548
36 548
36 548
Free-cash
50 101
48 947
35 425
53 663

Estimated living cost  is ₽36548 per week

₽23873
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽69339
₽75097
₽70603
₽69918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
15 402
health
-
-
-
3 391
income
-
-
-
21 564
total
-
-
-
40 357
Employee
73 200
73 200
122 539
-
social contributions
2 768
6 075
8 194
-
income
7 970
6 776
20 883
-
health
567
1 245
2 083
-
total
11 305
14 096
31 160
-
Employer
73 200
73 200
122 539
-
health
616
1 355
2 267
-
social contributions
2 768
6 075
8 194
-
total
3 384
7 430
10 461
-
Corporate
96 271
52 370
-
-
income
12 033
6 547
-
-
total
12 033
6 547
-
-
Dividends
84 238
45 823
-
-
withholding
14 320
7 790
-
-
total
14 320
7 790
-
-
Income
133 000
133 000
133 000
133 000
Total tax
41 042
35 863
41 621
40 357
After tax
91 958
97 137
91 379
92 643
Living cost
22 040
22 040
22 040
22 040
Free-cash
69 918
75 097
69 339
70 603

Estimated living cost  is ₽22040 per week

₽13209
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽76017
₽95023
₽95114
₽90183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
133 000
health
-
-
-
3 445
income
-
-
-
13 245
pensions
-
-
-
6 055
unemployment
-
-
-
27
total
-
-
-
22 772
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 850
-
123 697
-
income
1 494
-
10 886
-
pensions
3 277
-
13 549
-
health
1 857
-
7 678
-
unemployment
108
-
452
-
total
6 736
-
32 565
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 850
-
123 697
-
unemployment
108
-
452
-
health
939
-
3 884
-
pensions
1 201
-
4 968
-
total
2 248
-
9 304
-
Corporate
108 901
133 000
-
-
income
9 800
11 970
-
-
total
9 800
11 970
-
-
Dividends
99 100
121 030
-
-
withholding
8 919
10 893
-
-
total
8 919
10 893
-
-
Income
133 000
133 000
133 000
133 000
Total tax
27 703
22 863
41 869
22 772
After tax
105 297
110 137
91 131
110 228
Living cost
15 114
15 114
15 114
15 114
Free-cash
90 183
95 023
76 017
95 114

Estimated living cost  is ₽15114 per week

₽9643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3931
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽44126
₽62896
₽48701
₽58355
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
89
accident
-
-
-
795
income
-
-
-
31 651
pensions
-
-
-
24 969
unemployment
-
-
-
618
total
-
-
-
58 122
Employee
35 199
-
104 871
-
income
6 786
-
28 964
-
other
34
-
89
-
pensions
1 655
-
4 148
-
unemployment
546
-
1 368
-
total
9 021
-
34 569
-
Employer
35 199
-
104 871
-
other
282
-
706
-
unemployment
1 937
-
4 852
-
accident
697
-
1 747
-
pensions
8 306
-
20 823
-
total
11 222
-
28 128
-
Corporate
86 579
133 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

12 987
19 949
-
-
total
12 987
19 949
-
-
Dividends
73 592
113 051
-
-
withholding
15 238
23 978
-
-
total
15 238
23 978
-
-
Income
133 000
133 000
133 000
133 000
Total tax
48 468
43 927
62 697
58 122
After tax
84 532
89 073
70 303
74 878
Living cost
26 177
26 177
26 177
26 177
Free-cash
58 355
62 896
44 126
48 701

Estimated living cost  is ₽26177 per week

₽17669
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2516
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽83531
₽81232
₽83656
₽80941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
931
income
-
-
-
45 369
pensions
-
-
-
1 284
total
-
-
-
47 584
Employee
2 681
-
131 556
-
income
519
-
45 302
-
pensions
241
-
578
-
health
134
-
321
-
unemployment
27
-
64
-
total
921
-
46 265
-
Employer
2 681
-
131 556
-
unemployment
54
-
128
-
health
255
-
610
-
pensions
295
-
706
-
total
604
-
1 444
-
Corporate
129 716
133 000
-
-
income
28 538
29 260
-
-
total
28 538
29 260
-
-
Dividends
101 179
103 740
-
-
withholding
20 236
20 748
-
-
total
20 236
20 748
-
-
Income
133 000
133 000
133 000
133 000
Total tax
50 299
50 008
47 709
47 584
After tax
82 701
82 992
85 291
85 416
Living cost
1 760
1 760
1 760
1 760
Free-cash
80 941
81 232
83 531
83 656

Estimated living cost  is ₽1760 per week

₽1046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽40
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽60740
₽79659
₽60742
₽74983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
133 000
health
-
-
-
7 233
income
-
-
-
29 281
pensions
-
-
-
18 258
unemployment
-
-
-
1 053
total
-
-
-
55 825
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 780
-
120 430
-
income
3 416
-
29 281
-
pensions
3 469
-
9 831
-
health
1 276
-
3 617
-
unemployment
186
-
527
-
total
8 347
-
43 256
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 780
-
120 430
-
unemployment
186
-
527
-
health
1 276
-
3 617
-
pensions
2 974
-
8 427
-
total
4 436
-
12 571
-
Corporate
103 785
133 000
-
-
income
15 568
19 950
-
-
total
15 568
19 950
-
-
Dividends
88 217
113 050
-
-
withholding
13 233
16 958
-
-
total
13 233
16 958
-
-
Income
133 000
133 000
133 000
133 000
Total tax
41 584
36 908
55 827
55 825
After tax
91 416
96 092
77 173
77 175
Living cost
16 433
16 433
16 433
16 433
Free-cash
74 983
79 659
60 740
60 742

Estimated living cost  is ₽16433 per week

₽11064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1271
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽37705
₽49987
₽46747
₽49643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
133 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
46 217
income
-
-
-
14 372
surtax
-
-
-
-
total
-
-
-
60 589
Employee
36 947
-
107 474
-
surtax
-
-
-
-
social contributions
4 065
-
11 822
-
income
7 219
-
32 283
-
total
11 284
-
44 105
-
Employer
36 947
-
107 474
-
social contributions
8 774
-
25 526
-
total
8 774
-
25 526
-
Corporate
87 279
133 000
-
-
surtax
-
-
-
-
income
18 329
27 930
-
-
total
18 329
27 930
-
-
Dividends
68 950
105 070
-
-
withholding
19 306
29 419
-
-
total
19 306
29 419
-
-
Income
133 000
133 000
133 000
133 000
Total tax
57 693
57 349
69 631
60 589
After tax
75 307
75 651
63 369
72 411
Living cost
25 664
25 664
25 664
25 664
Free-cash
49 643
49 987
37 705
46 747

Estimated living cost  is ₽25664 per week

₽18177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽36847
₽55617
₽41422
₽48810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
89
accident
-
-
-
795
income
-
-
-
31 651
pensions
-
-
-
24 969
unemployment
-
-
-
618
total
-
-
-
58 122
Employee
45 975
-
104 871
-
income
9 602
-
28 964
-
other
45
-
89
-
pensions
2 161
-
4 148
-
unemployment
712
-
1 368
-
total
12 520
-
34 569
-
Employer
45 975
-
104 871
-
other
369
-
706
-
unemployment
2 529
-
4 852
-
accident
910
-
1 747
-
pensions
10 850
-
20 823
-
total
14 658
-
28 128
-
Corporate
72 368
133 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 855
19 949
-
-
total
10 855
19 949
-
-
Dividends
61 512
113 051
-
-
withholding
12 701
23 978
-
-
total
12 701
23 978
-
-
Income
133 000
133 000
133 000
133 000
Total tax
50 734
43 927
62 697
58 122
After tax
82 266
89 073
70 303
74 878
Living cost
33 456
33 456
33 456
33 456
Free-cash
48 810
55 617
36 847
41 422

Estimated living cost  is ₽33456 per week

₽24026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽92906
₽97502
₽88047
₽91758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
health
-
-
-
3 786
income
-
-
-
19 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 872
unemployment
-
-
-
132
total
-
-
-
28 740
Employee
21 469
-
126 541
-
income
2 147
-
12 654
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 885
-
2 891
-
health
988
-
1 514
-
total
5 256
-
17 421
-
Employer
21 469
-
126 541
-
unemployment
129
-
198
-
health
1 481
-
2 272
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 366
-
3 628
-
total
4 212
-
6 460
-
Corporate
107 319
133 000
-
-
income
10 732
13 300
-
-
total
10 732
13 300
-
-
Dividends
96 587
119 700
-
-
withholding
4 829
5 985
-
-
total
4 829
5 985
-
-
Income
133 000
133 000
133 000
133 000
Total tax
25 029
19 285
23 881
28 740
After tax
107 971
113 715
109 119
104 260
Living cost
16 213
16 213
16 213
16 213
Free-cash
91 758
97 502
92 906
88 047

Estimated living cost  is ₽16213 per week

₽10723
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽928
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽50429
₽31753
₽37695
₽44207
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 503
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 266
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 050
trade
-
-
-
12 734
total
-
-
-
58 553
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 365
-
133 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 050
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 895
-
37 266
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 503
-
6 503
-
total
10 613
-
45 819
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 635
133 000
-
-
chamber of commerce
271
340
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

706
1 097
-
-
trade
12 288
19 086
-
-
income
12 846
19 949
-
-
total
26 111
40 472
-
-
Dividends
59 524
92 529
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

798
1 252
-
-
withholding
14 519
22 771
-
-
total
15 317
24 023
-
-
Income
133 000
133 000
133 000
133 000
Total tax
52 041
64 495
45 819
58 553
After tax
80 959
68 505
87 181
74 447
Living cost
36 752
36 752
36 752
36 752
Free-cash
44 207
31 753
50 429
37 695

Estimated living cost  is ₽36752 per week

₽25352
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽19922
₽38873
₽19922
₽40975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
37 465
social contributions
-
-
-
21 386
total
-
-
-
58 851
Employee
74 463
-
133 000
-
income
14 051
-
37 465
-
social contributions
6 186
-
21 386
-
total
20 237
-
58 851
-
Employer
74 463
-
133 000
-
total
-
-
-
-
Corporate
58 537
133 000
-
-
income
7 316
16 625
-
-
total
7 316
16 625
-
-
Dividends
51 220
116 375
-
-
withholding
10 245
23 275
-
-
total
10 245
23 275
-
-
Income
133 000
133 000
133 000
133 000
Total tax
37 798
39 900
58 851
58 851
After tax
95 202
93 100
74 149
74 149
Living cost
54 227
54 227
54 227
54 227
Free-cash
40 975
38 873
19 922
19 922

Estimated living cost  is ₽54227 per week

₽41255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4419
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽62126
₽46865
₽65467
₽50192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
133 000
income
-
-
-
27 097
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 880
total
-
-
-
32 977
Employee
43 670
-
128 621
-
income
4 738
-
27 560
-
social contributions
4 375
-
4 379
-
total
9 113
-
31 939
-
Employer
43 670
-
128 621
-
social contributions
4 375
-
4 379
-
total
4 375
-
4 379
-
Corporate
84 955
133 000
-
-
income
29 735
46 550
-
-
total
29 735
46 550
-
-
Dividends
55 220
86 450
-
-
social contributions
5 029
5 029
-
-
total
5 029
5 029
-
-
Income
133 000
133 000
133 000
133 000
Total tax
48 252
51 579
36 318
32 977
After tax
84 748
81 421
96 682
100 023
Living cost
34 556
34 556
34 556
34 556
Free-cash
50 192
46 865
62 126
65 467

Estimated living cost  is ₽34556 per week

₽22762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2724
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽43539
₽55679
₽55756
₽59483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
income
-
-
-
34 575
pensions
-
-
-
7 799
total
-
-
-
42 374
Employee
47 865
-
116 483
-
income
8 717
-
26 429
-
health
624
-
1 816
-
pensions
3 653
-
9 829
-
total
12 994
-
38 074
-
Employer
47 865
-
116 483
-
health
910
-
2 212
-
pensions
4 836
-
14 305
-
total
5 746
-
16 517
-
Corporate
79 390
133 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

15 084
25 271
-
-
total
15 084
25 271
-
-
Dividends
64 305
107 729
-
-
withholding
4 823
17 180
-
-
total
4 823
17 180
-
-
Income
133 000
133 000
133 000
133 000
Total tax
38 647
42 451
54 591
42 374
After tax
94 353
90 549
78 409
90 626
Living cost
34 870
34 870
34 870
34 870
Free-cash
59 483
55 679
43 539
55 756

Estimated living cost  is ₽34870 per week

₽23921
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3207
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7304
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽48242
-₽11986
₽68287
₽7282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
35 299
pensions
-
-
-
3 975
total
-
-
-
41 953
Employee
35 802
-
117 628
-
income
4 912
-
25 867
-
pensions
4 031
-
7 289
-
health
4 099
-
13 469
-
total
13 042
-
46 625
-
Employer
35 802
-
117 628
-
unemployment
877
-
2 882
-
accident
598
-
1 965
-
pensions
5 821
-
10 526
-
total
7 296
-
15 373
-
Corporate
89 902
133 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

80 912
119 700
-
-
total
80 912
119 700
-
-
Dividends
8 990
13 300
-
-
withholding
1 708
2 527
-
-
total
1 708
2 527
-
-
Income
133 000
133 000
133 000
133 000
Total tax
102 958
122 227
61 998
41 953
After tax
30 042
10 773
71 002
91 047
Living cost
22 760
22 760
22 760
22 760
Free-cash
7 282
-11 986
48 242
68 287

Estimated living cost  is ₽22760 per week

₽16703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4272
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽77858
₽99083
₽62180
₽94636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
133 000
income
-
-
-
21 408
health insurance
-
-
-
9 842
work injury
-
-
-
665
pensions
-
-
-
24 472
unemployment
-
-
-
1 596
total
-
-
-
57 983
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 539
-
133 000
-
income
2 054
-
21 408
-
work injury
103
-
380
-
health insurance
1 520
-
5 623
-
pensions
3 779
-
13 982
-
unemployment
246
-
912
-
total
7 702
-
42 305
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112 461
133 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 125
1 330
-
-
total
1 125
1 330
-
-
Dividends
111 336
131 670
-
-
withholding
16 700
19 750
-
-
total
16 700
19 750
-
-
Income
133 000
133 000
133 000
133 000
Total tax
25 527
21 080
42 305
57 983
After tax
107 473
111 920
90 695
75 017
Living cost
12 837
12 837
12 837
12 837
Free-cash
94 636
99 083
77 858
62 180

Estimated living cost  is ₽12837 per week

₽7953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽20000
₽32132
₽26082
₽27801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 000
social contributions
-
-
-
34 208
national
-
-
-
30 893
regional
-
-
-
3 005
municipal
-
-
-
889
total
-
-
-
68 995
Employee
80 217
-
133 000
-
social contributions
27 049
-
44 848
-
municipal
479
-
793
-
national
13 556
-
26 850
-
regional
1 211
-
2 586
-
total
42 295
-
75 077
-
Employer
80 217
-
133 000
-
total
-
-
-
-
Corporate
52 783
133 000
-
-
nationa
12 667
31 921
-
-
municipal
2 544
6 411
-
-
total
15 211
38 332
-
-
Dividends
37 572
94 668
-
-
withholding
9 770
24 613
-
-
total
9 770
24 613
-
-
Income
133 000
133 000
133 000
133 000
Total tax
67 276
62 945
75 077
68 995
After tax
65 724
70 055
57 923
64 005
Living cost
37 923
37 923
37 923
37 923
Free-cash
27 801
32 132
20 000
26 082

Estimated living cost  is ₽37923 per week

₽26639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close