Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 132500
per

Your estimated
City
free-cash

Andorra , Andorra
₽71298
₽88993
₽74820
₽92036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
social contributions
-
-
-
29 150
income
-
-
-
4 838
total
-
-
-
33 988
Employee
29 106
-
114 718
-
social contributions
1 892
-
7 456
-
income
-
-
5 228
-
total
1 892
-
12 684
-
Employer
29 106
-
114 718
-
social contributions
4 512
-
17 782
-
total
4 512
-
17 782
-
Corporate
98 883
132 500
-
-
income
9 889
13 250
-
-
total
9 889
13 250
-
-
Dividends
88 994
119 250
-
-
total
-
-
-
-
Income
132 500
132 500
132 500
132 500
Total tax
16 293
13 250
30 466
33 988
After tax
116 207
119 250
102 034
98 512
Living cost
27 214
27 214
27 214
27 214
Free-cash
88 993
92 036
74 820
71 298

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽38998
₽44335
₽5948
₽44782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
529
pensions
-
-
-
19 567
income
-
-
-
30 879
total
-
-
-
64 618
Employee
39 575
36 079
102 884
-
unemployment
1 187
1 082
3 087
-
other
395
361
1 029
-
income
3 525
2 661
24 561
-
pensions
4 053
3 694
10 535
-
health
1 531
1 397
3 982
-
total
10 691
9 195
43 194
-
Employer
39 575
36 079
102 884
-
pensions
4 967
4 529
12 911
-
surtax
-
-
-
-
payroll
1 187
1 082
3 087
-
other
1 880
1 713
4 886
-
health
1 496
1 364
3 890
-
accident
514
469
1 337
-
unemployment
1 187
1 082
3 087
-
chamber of commerce
158
144
412
-
total
11 389
10 383
29 610
-
Corporate
81 536
86 037
99 453
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 385
21 510
24 864
-
total
20 385
21 510
24 864
-
Dividends
61 151
64 527
-
-
withholding
16 816
17 746
-
-
total
16 816
17 746
-
-
Income
132 500
132 500
132 500
132 500
Total tax
59 281
58 834
97 668
64 618
After tax
73 219
73 666
34 832
67 882
Living cost
28 884
28 884
28 884
28 884
Free-cash
44 335
44 782
5 948
38 998

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽35802
₽40268
₽2897
₽41669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
529
pensions
-
-
-
19 567
income
-
-
-
30 879
total
-
-
-
64 797
Employee
45 245
36 079
102 752
-
unemployment
1 357
1 082
3 082
-
other
452
361
1 027
-
income
5 151
2 661
24 517
-
pensions
4 634
3 694
10 521
-
health
1 751
1 397
3 977
-
total
13 345
9 195
43 124
-
Employer
45 245
36 079
102 752
-
pensions
5 678
4 529
12 896
-
surtax
179
179
179
-
payroll
1 357
1 082
3 082
-
other
2 149
1 713
4 879
-
health
1 709
1 364
3 885
-
accident
588
469
1 335
-
unemployment
1 357
1 082
3 082
-
chamber of commerce
180
144
411
-
total
13 197
10 562
29 749
-
Corporate
74 057
85 858
99 316
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 514
21 465
24 829
-
total
18 514
21 465
24 829
-
Dividends
55 543
64 393
-
-
withholding
15 275
17 708
-
-
total
15 275
17 708
-
-
Income
132 500
132 500
132 500
132 500
Total tax
60 331
58 930
97 702
64 797
After tax
72 169
73 570
34 798
67 703
Living cost
31 901
31 901
31 901
31 901
Free-cash
40 268
41 669
2 897
35 802

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽25060
₽27569
₽15145
₽41151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
national
-
-
-
46 975
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 706
social contributions
-
-
-
20 749
total
-
-
-
74 430
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
102 627
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
893
-
national
19 910
-
35 705
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
5 353
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
7 697
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
4 824
-
total
31 752
-
54 472
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
102 627
-
surtax
7 343
-
11 638
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
9 092
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
6 312
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
1 333
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
1 498
-
total
18 850
-
29 873
-
Corporate
48 890
132 500
-
-
income
9 777
26 499
-
-
surtax
196
529
-
-
total
9 973
27 028
-
-
Dividends
38 917
105 472
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 346
31 311
-
-
total
11 346
31 311
-
-
Income
132 500
132 500
132 500
132 500
Total tax
71 921
58 339
84 345
74 430
After tax
60 579
74 161
48 155
58 070
Living cost
33 010
33 010
33 010
33 010
Free-cash
27 569
41 151
15 145
25 060

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽88587
₽92179
₽93491
₽97700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
19 875
total
-
-
-
28 326
Employee
20 640
-
126 290
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
12 629
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
health
950
-
1 456
-
total
5 053
-
17 212
-
Employer
20 640
-
126 290
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
health
1 424
-
2 184
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 210
-
Corporate
107 811
132 500
-
-
income
10 781
13 250
-
-
total
10 781
13 250
-
-
Dividends
97 029
119 250
-
-
withholding
4 851
5 963
-
-
total
4 851
5 963
-
-
Income
132 500
132 500
132 500
132 500
Total tax
24 734
19 213
23 422
28 326
After tax
107 766
113 287
109 078
104 174
Living cost
15 587
15 587
15 587
15 587
Free-cash
92 179
97 700
93 491
88 587

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽92294
₽97198
₽97198
₽101407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
19 875
total
-
-
-
28 326
Employee
15 731
-
126 290
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
12 629
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
health
724
-
1 456
-
total
3 851
-
17 212
-
Employer
15 731
-
126 290
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
health
1 086
-
2 184
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 210
-
Corporate
113 682
132 500
-
-
income
11 368
13 250
-
-
total
11 368
13 250
-
-
Dividends
102 314
119 250
-
-
withholding
5 116
5 963
-
-
total
5 116
5 963
-
-
Income
132 500
132 500
132 500
132 500
Total tax
23 422
19 213
23 422
28 326
After tax
109 078
113 287
109 078
104 174
Living cost
11 880
11 880
11 880
11 880
Free-cash
97 198
101 407
97 198
92 294

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽70954
₽70860
₽69716
₽75786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
health
-
-
-
3 379
social contributions
-
-
-
14 648
income
-
-
-
22 558
total
-
-
-
40 585
Employee
69 616
69 616
122 443
-
income
7 580
6 444
21 891
-
social contributions
2 632
5 778
7 793
-
health
539
1 184
2 082
-
total
10 751
13 406
31 766
-
Employer
69 616
69 616
122 443
-
social contributions
2 632
5 778
7 793
-
health
586
1 289
2 264
-
total
3 218
7 067
10 057
-
Corporate
97 569
55 817
-
-
income
12 196
6 977
-
-
total
12 196
6 977
-
-
Dividends
85 373
48 840
-
-
withholding
14 514
8 303
-
-
total
14 514
8 303
-
-
Income
132 500
132 500
132 500
132 500
Total tax
40 679
35 753
41 823
40 585
After tax
91 821
96 747
90 677
91 915
Living cost
20 961
20 961
20 961
20 961
Free-cash
70 860
75 786
69 716
70 954

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽62550
₽63629
₽61312
₽67382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
health
-
-
-
3 379
social contributions
-
-
-
14 648
income
-
-
-
22 558
total
-
-
-
40 585
Employee
69 616
69 616
122 443
-
income
7 310
6 444
21 891
-
social contributions
3 383
5 778
7 793
-
health
692
1 184
2 082
-
total
11 385
13 406
31 766
-
Employer
69 616
69 616
122 443
-
social contributions
3 383
5 778
7 793
-
health
754
1 289
2 264
-
total
4 137
7 067
10 057
-
Corporate
87 613
55 817
-
-
income
10 951
6 977
-
-
total
10 951
6 977
-
-
Dividends
76 662
48 840
-
-
withholding
13 033
8 303
-
-
total
13 033
8 303
-
-
Income
132 500
132 500
132 500
132 500
Total tax
39 506
35 753
41 823
40 585
After tax
92 994
96 747
90 677
91 915
Living cost
29 365
29 365
29 365
29 365
Free-cash
63 629
67 382
61 312
62 550

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽50914
₽62844
₽46320
₽70307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
health
-
-
-
17 888
social contributions
-
-
-
30 102
income
-
-
-
12 677
solidarity contribution
-
-
-
-
total
-
-
-
60 667
Employee
30 764
-
98 881
-
income
3 692
-
11 866
-
social contributions
2 000
-
6 427
-
health
4 153
-
13 349
-
solidarity contribution
-
-
-
-
total
9 845
-
31 642
-
Employer
30 764
-
98 881
-
social contributions
7 691
-
24 720
-
health
2 769
-
8 899
-
total
10 460
-
33 619
-
Corporate
91 276
132 500
-
-
income
17 342
25 175
-
-
total
17 342
25 175
-
-
Dividends
73 934
107 325
-
-
withholding
11 090
16 099
-
-
total
11 090
16 099
-
-
Income
132 500
132 500
132 500
132 500
Total tax
48 737
41 274
65 261
60 667
After tax
83 763
91 226
67 239
71 833
Living cost
20 919
20 919
20 919
20 919
Free-cash
62 844
70 307
46 320
50 914

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽46055
₽56252
₽41461
₽65448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
health
-
-
-
17 888
social contributions
-
-
-
30 102
income
-
-
-
12 677
solidarity contribution
-
-
-
-
total
-
-
-
60 667
Employee
37 909
-
98 881
-
income
4 549
-
11 866
-
social contributions
2 464
-
6 427
-
health
5 118
-
13 349
-
solidarity contribution
-
-
-
-
total
12 131
-
31 642
-
Employer
37 909
-
98 881
-
social contributions
9 477
-
24 720
-
health
3 412
-
8 899
-
total
12 889
-
33 619
-
Corporate
81 702
132 500
-
-
income
15 523
25 175
-
-
total
15 523
25 175
-
-
Dividends
66 178
107 325
-
-
withholding
9 927
16 099
-
-
total
9 927
16 099
-
-
Income
132 500
132 500
132 500
132 500
Total tax
50 470
41 274
65 261
60 667
After tax
82 030
91 226
67 239
71 833
Living cost
25 778
25 778
25 778
25 778
Free-cash
56 252
65 448
41 461
46 055

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽36004
-₽65318
-₽65318
-₽65318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
national
-
-
-
14 660
pensions
-
-
-
787
municipal
-
-
-
26 786
labour market
-
-
-
10 537
total
-
-
-
52 770
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
132 500
132 500
132 500
132 500
Total tax
154 092
154 092
154 092
52 770
After tax
-21 592
-21 592
-21 592
79 730
Living cost
43 726
43 726
43 726
43 726
Free-cash
-65 318
-65 318
-65 318
36 004

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽49153
₽78509
₽54504
₽84134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
health
-
-
-
17 225
pensions
-
-
-
26 501
income
-
-
-
17 754
total
-
-
-
61 480
Employee
25 683
-
99 029
-
unemployment
411
-
1 584
-
income
2 891
-
19 093
-
pensions
514
-
1 981
-
total
3 816
-
22 658
-
Employer
25 683
-
99 029
-
pensions
5 137
-
19 806
-
health
3 338
-
12 873
-
unemployment
206
-
792
-
total
8 681
-
33 471
-
Corporate
98 136
132 500
-
-
income
19 627
26 499
-
-
total
19 627
26 499
-
-
Dividends
78 509
106 001
-
-
total
-
-
-
-
Income
132 500
132 500
132 500
132 500
Total tax
32 124
26 499
56 129
61 480
After tax
100 376
106 001
76 371
71 020
Living cost
21 867
21 867
21 867
21 867
Free-cash
78 509
84 134
54 504
49 153

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽54622
₽51574
₽36466
₽49946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
132 500
national
-
-
-
17 906
health
-
-
-
1 663
municipal
-
-
-
23 551
total
-
-
-
43 120
Employee
47 632
-
111 464
-
unemployment
715
-
1 672
-
municipal
7 802
-
18 168
-
national
787
-
11 541
-
pensions
3 214
-
7 523
-
health
356
-
1 338
-
total
12 874
-
40 242
-
Employer
47 632
-
111 464
-
pensions
8 264
-
19 338
-
health
366
-
859
-
accident
48
-
112
-
unemployment
309
-
725
-
total
8 987
-
21 034
-
Corporate
75 881
132 500
-
-
income
15 176
26 499
-
-
total
15 176
26 499
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

45 529
79 501
-
-
municipal
8 195
14 310
-
-
national
936
6 987
-
-
total
9 131
21 297
-
-
Income
132 500
132 500
132 500
132 500
Total tax
46 168
47 796
61 276
43 120
After tax
86 332
84 704
71 224
89 380
Living cost
34 758
34 758
34 758
34 758
Free-cash
51 574
49 946
36 466
54 622

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽47198
₽43904
₽47925
₽38871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
surtax
-
-
-
-
health
-
-
-
4 761
pensions
-
-
-
26 197
social contributions
-
-
-
3 776
income
-
-
-
18 554
other
-
-
-
4 108
total
-
-
-
57 396
Employee
34 587
-
104 176
-
income
1 783
-
18 807
-
surtax
-
-
-
-
social contributions
986
-
2 969
-
pensions
3 912
-
6 568
-
total
6 681
-
28 344
-
Employer
34 587
-
104 176
-
pensions
5 683
-
11 178
-
social contributions
103
-
313
-
other
1 194
-
3 775
-
health
2 421
-
8 839
-
unemployment
1 400
-
4 220
-
total
10 801
-
28 325
-
Corporate
87 111
132 500
-
-
income
24 391
37 100
-
-
surtax
-
-
-
-
total
24 391
37 100
-
-
Dividends
62 720
95 400
-
-
withholding
8 028
12 212
-
-
social contributions
10 789
16 411
-
-
surtax
-
-
-
-
total
18 817
28 623
-
-
Income
132 500
132 500
132 500
132 500
Total tax
60 690
65 723
56 669
57 396
After tax
71 810
66 777
75 831
75 104
Living cost
27 906
27 906
27 906
27 906
Free-cash
43 904
38 871
47 925
47 198

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽44129
₽41153
₽44856
₽35802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
surtax
-
-
-
-
health
-
-
-
4 761
pensions
-
-
-
26 197
social contributions
-
-
-
3 776
income
-
-
-
18 554
other
-
-
-
4 108
total
-
-
-
57 396
Employee
38 747
-
104 176
-
income
2 287
-
18 807
-
surtax
-
-
-
-
social contributions
1 105
-
2 969
-
pensions
4 381
-
6 568
-
total
7 773
-
28 344
-
Employer
38 747
-
104 176
-
pensions
6 365
-
11 178
-
social contributions
117
-
313
-
other
1 337
-
3 775
-
health
2 713
-
8 839
-
unemployment
1 569
-
4 220
-
total
12 101
-
28 325
-
Corporate
81 653
132 500
-
-
income
22 862
37 100
-
-
surtax
-
-
-
-
total
22 862
37 100
-
-
Dividends
58 791
95 400
-
-
withholding
7 525
12 212
-
-
social contributions
10 111
16 411
-
-
surtax
-
-
-
-
total
17 636
28 623
-
-
Income
132 500
132 500
132 500
132 500
Total tax
60 372
65 723
56 669
57 396
After tax
72 128
66 777
75 831
75 104
Living cost
30 975
30 975
30 975
30 975
Free-cash
41 153
35 802
44 856
44 129

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽31377
₽29275
₽32104
₽23050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
surtax
-
-
-
-
health
-
-
-
4 761
pensions
-
-
-
26 197
social contributions
-
-
-
3 776
income
-
-
-
18 554
other
-
-
-
4 108
total
-
-
-
57 396
Employee
56 703
-
104 176
-
income
4 947
-
18 807
-
surtax
-
-
-
-
social contributions
1 615
-
2 969
-
pensions
6 413
-
6 568
-
total
12 975
-
28 344
-
Employer
56 703
-
104 176
-
pensions
9 317
-
11 178
-
social contributions
170
-
313
-
other
1 957
-
3 775
-
health
3 969
-
8 839
-
unemployment
2 297
-
4 220
-
total
17 710
-
28 325
-
Corporate
58 087
132 500
-
-
income
16 265
37 100
-
-
surtax
-
-
-
-
total
16 265
37 100
-
-
Dividends
41 822
95 400
-
-
withholding
5 353
12 212
-
-
social contributions
7 195
16 411
-
-
surtax
-
-
-
-
total
12 548
28 623
-
-
Income
132 500
132 500
132 500
132 500
Total tax
59 498
65 723
56 669
57 396
After tax
73 002
66 777
75 831
75 104
Living cost
43 727
43 727
43 727
43 727
Free-cash
29 275
23 050
32 104
31 377

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽125323
₽118926
₽100148
₽120023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
132 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 325
total
-
-
-
1 325
Employee
7 314
-
132 500
-
income
1 463
-
26 500
-
total
1 463
-
26 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

125 186
132 500
-
-
total
-
-
-
-
Dividends
125 186
132 500
-
-
withholding
6 259
6 625
-
-
total
6 259
6 625
-
-
Income
132 500
132 500
132 500
132 500
Total tax
7 722
6 625
26 500
1 325
After tax
124 778
125 875
106 000
131 175
Living cost
5 852
5 852
5 852
5 852
Free-cash
118 926
120 023
100 148
125 323

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽122056
₽115046
₽96881
₽116756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
132 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 325
total
-
-
-
1 325
Employee
11 399
-
132 500
-
income
2 280
-
26 500
-
total
2 280
-
26 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

121 101
132 500
-
-
total
-
-
-
-
Dividends
121 101
132 500
-
-
withholding
6 055
6 625
-
-
total
6 055
6 625
-
-
Income
132 500
132 500
132 500
132 500
Total tax
8 335
6 625
26 500
1 325
After tax
124 165
125 875
106 000
131 175
Living cost
9 119
9 119
9 119
9 119
Free-cash
115 046
116 756
96 881
122 056

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽38337
₽45125
₽51310
₽33283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
132 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 087
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 965
trade
-
-
-
12 973
total
-
-
-
59 210
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
132 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
37 965
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
2 087
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
46 237
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 454
132 500
-
-
trade
12 550
19 014
-
-
income
13 117
19 874
-
-
chamber of commerce
266
332
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

722
1 093
-
-
total
26 655
40 313
-
-
Dividends
60 798
92 188
-
-
withholding
14 856
22 702
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

818
1 249
-
-
total
15 674
23 951
-
-
Income
132 500
132 500
132 500
132 500
Total tax
52 422
64 264
46 237
59 210
After tax
80 078
68 236
86 263
73 290
Living cost
34 953
34 953
34 953
34 953
Free-cash
45 125
33 283
51 310
38 337

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽44602
₽49466
₽58841
₽39451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
132 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 087
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 965
trade
-
-
-
14 239
total
-
-
-
60 476
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
132 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
37 965
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 087
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
46 237
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
97 873
132 500
-
-
trade
15 414
20 869
-
-
income
14 681
19 874
-
-
chamber of commerce
278
328
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

807
1 093
-
-
total
31 180
42 164
-
-
Dividends
66 692
90 336
-
-
withholding
16 328
22 240
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

899
1 223
-
-
total
17 227
23 463
-
-
Income
132 500
132 500
132 500
132 500
Total tax
55 612
65 627
46 237
60 476
After tax
76 888
66 873
86 263
72 024
Living cost
27 422
27 422
27 422
27 422
Free-cash
49 466
39 451
58 841
44 602

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽35827
₽43347
₽50698
₽30626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
132 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 087
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 965
trade
-
-
-
14 871
total
-
-
-
61 108
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
132 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
37 965
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
2 087
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
46 237
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
86 588
132 500
-
-
trade
14 244
21 797
-
-
income
12 988
19 874
-
-
chamber of commerce
261
326
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

715
1 093
-
-
total
28 208
43 090
-
-
Dividends
58 380
89 410
-
-
withholding
14 251
22 008
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

783
1 211
-
-
total
15 034
23 219
-
-
Income
132 500
132 500
132 500
132 500
Total tax
53 588
66 309
46 237
61 108
After tax
78 912
66 191
86 263
71 392
Living cost
35 565
35 565
35 565
35 565
Free-cash
43 347
30 626
50 698
35 827

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽29284
₽38717
₽44789
₽24036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
132 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 087
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 965
trade
-
-
-
15 505
total
-
-
-
61 742
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
132 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
37 965
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
2 087
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
46 237
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
78 091
132 500
-
-
trade
13 392
22 723
-
-
income
11 714
19 874
-
-
chamber of commerce
247
325
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

644
1 093
-
-
total
25 997
44 015
-
-
Dividends
52 093
88 485
-
-
withholding
12 679
21 778
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

698
1 197
-
-
total
13 377
22 975
-
-
Income
132 500
132 500
132 500
132 500
Total tax
52 309
66 990
46 237
61 742
After tax
80 191
65 510
86 263
70 758
Living cost
41 474
41 474
41 474
41 474
Free-cash
38 717
24 036
44 789
29 284

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽42541
₽60130
₽38835
₽63007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
surtax
-
-
-
4 591
unemployment
-
-
-
206
health
-
-
-
8 578
pensions
-
-
-
24 166
income
-
-
-
32 083
other
-
-
-
-
total
-
-
-
69 624
Employee
30 489
-
109 458
-
unemployment
2 122
-
7 618
-
other
-
-
-
-
income
5 111
-
28 573
-
surtax
108
-
4 005
-
pensions
2 034
-
7 300
-
health
778
-
2 792
-
total
10 153
-
50 288
-
Employer
30 489
-
109 458
-
pensions
4 065
-
14 591
-
other
-
-
-
-
health
1 386
-
4 981
-
unemployment
967
-
3 470
-
total
6 418
-
23 042
-
Corporate
95 593
132 500
-
-
income
24 853
34 450
-
-
total
24 853
34 450
-
-
Dividends
70 739
98 050
-
-
withholding
10 611
14 708
-
-
total
10 611
14 708
-
-
Income
132 500
132 500
132 500
132 500
Total tax
52 035
49 158
73 330
69 624
After tax
80 465
83 342
59 170
62 876
Living cost
20 335
20 335
20 335
20 335
Free-cash
60 130
63 007
38 835
42 541

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽42898
₽60548
₽39192
₽63364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
surtax
-
-
-
4 591
unemployment
-
-
-
206
health
-
-
-
8 578
pensions
-
-
-
24 166
income
-
-
-
32 083
other
-
-
-
-
total
-
-
-
69 624
Employee
29 939
-
109 458
-
unemployment
2 084
-
7 618
-
other
-
-
-
-
income
5 018
-
28 573
-
surtax
98
-
4 005
-
pensions
1 996
-
7 300
-
health
765
-
2 792
-
total
9 961
-
50 288
-
Employer
29 939
-
109 458
-
pensions
3 991
-
14 591
-
other
-
-
-
-
health
1 362
-
4 981
-
unemployment
948
-
3 470
-
total
6 301
-
23 042
-
Corporate
96 259
132 500
-
-
income
25 027
34 450
-
-
total
25 027
34 450
-
-
Dividends
71 232
98 050
-
-
withholding
10 685
14 708
-
-
total
10 685
14 708
-
-
Income
132 500
132 500
132 500
132 500
Total tax
51 974
49 158
73 330
69 624
After tax
80 526
83 342
59 170
62 876
Living cost
19 978
19 978
19 978
19 978
Free-cash
60 548
63 364
39 192
42 898

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽73754
₽56861
₽58776
₽56486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
unemployment
-
-
-
1 988
health
-
-
-
9 275
pensions
-
-
-
13 250
income
-
-
-
16 198
total
-
-
-
40 711
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
110 879
-
unemployment
391
155
1 663
-
income
3 183
1 267
13 555
-
pensions
2 603
1 036
11 088
-
health
1 822
725
7 762
-
total
7 999
3 183
34 068
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
110 879
-
pensions
5 077
2 020
21 621
-
total
5 077
2 020
21 621
-
Corporate
101 389
120 118
-
-
income
9 125
10 811
-
-
total
9 125
10 811
-
-
Dividends
92 264
109 308
-
-
withholding
17 530
20 768
-
-
social contributions
17 873
21 197
-
-
total
35 403
41 965
-
-
Income
132 500
132 500
132 500
132 500
Total tax
57 604
57 979
55 689
40 711
After tax
74 896
74 521
76 811
91 789
Living cost
18 035
18 035
18 035
18 035
Free-cash
56 861
56 486
58 776
73 754

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽34683
₽38108
₽35722
₽38837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
national
-
-
-
22 275
pensions
-
-
-
15 900
social contributions
-
-
-
1 424
municipal
-
-
-
14 375
total
-
-
-
53 974
Employee
67 965
-
114 545
-
municipal
8 395
-
14 888
-
national
13 008
-
23 070
-
pensions
2 719
-
4 582
-
total
24 122
-
42 540
-
Employer
67 965
-
114 545
-
pensions
5 437
-
9 164
-
social contributions
731
-
1 231
-
total
6 168
-
10 395
-
Corporate
53 881
132 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 776
26 500
-
-
total
10 776
26 500
-
-
Dividends
43 105
106 000
-
-
withholding
9 483
23 320
-
-
total
9 483
23 320
-
-
Income
132 500
132 500
132 500
132 500
Total tax
50 549
49 820
52 935
53 974
After tax
81 951
82 680
79 565
78 526
Living cost
43 843
43 843
43 843
43 843
Free-cash
38 108
38 837
35 722
34 683

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21410
₽43176
₽21410
₽41179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
social contributions
-
-
-
21 482
income
-
-
-
38 036
total
-
-
-
59 518
Employee
70 818
-
132 500
-
social contributions
5 883
-
21 482
-
income
13 363
-
38 036
-
total
19 246
-
59 518
-
Employer
70 818
-
132 500
-
total
-
-
-
-
Corporate
61 682
132 500
-
-
income
7 711
16 562
-
-
total
7 711
16 562
-
-
Dividends
53 972
115 938
-
-
withholding
10 795
23 187
-
-
total
10 795
23 187
-
-
Income
132 500
132 500
132 500
132 500
Total tax
37 752
39 749
59 518
59 518
After tax
94 748
92 751
72 982
72 982
Living cost
51 572
51 572
51 572
51 572
Free-cash
43 176
41 179
21 410
21 410

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽26701
₽27766
₽20512
₽32493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
national
-
-
-
31 195
regional
-
-
-
1 536
social contributions
-
-
-
34 079
municipal
-
-
-
787
total
-
-
-
67 597
Employee
80 461
-
132 500
-
municipal
426
-
703
-
national
13 942
-
27 049
-
social contributions
27 131
-
44 680
-
regional
759
-
1 354
-
total
42 258
-
73 786
-
Employer
80 461
-
132 500
-
total
-
-
-
-
Corporate
52 039
132 500
-
-
nationa
12 490
31 799
-
-
municipal
2 029
5 168
-
-
total
14 519
36 967
-
-
Dividends
37 520
95 533
-
-
withholding
9 755
24 838
-
-
total
9 755
24 838
-
-
Income
132 500
132 500
132 500
132 500
Total tax
66 532
61 805
73 786
67 597
After tax
65 968
70 695
58 714
64 903
Living cost
38 202
38 202
38 202
38 202
Free-cash
27 766
32 493
20 512
26 701

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽40054
₽43249
₽33898
₽45258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
national
-
-
-
31 195
regional
-
-
-
1 997
social contributions
-
-
-
34 079
municipal
-
-
-
787
total
-
-
-
68 058
Employee
50 220
-
132 500
-
municipal
266
-
703
-
national
7 956
-
27 049
-
social contributions
16 935
-
44 680
-
regional
676
-
1 782
-
total
25 833
-
74 214
-
Employer
50 220
-
132 500
-
total
-
-
-
-
Corporate
82 280
132 500
-
-