Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 131500
per

Your estimated
City
free-cash

Valencia , Spain
-₽45530
-₽21274
-₽35938
-₽64437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
income
-
-
-
17 492
pensions
-
-
-
37 218
unemployment
-
-
-
923
accident
-
-
-
1 182
other
-
-
-
130
total
-
-
-
56 945
Employee
148 573
-
88 723
-
pensions
6 985
-
6 306
-
other
145
-
137
-
income
28 644
-
15 235
-
unemployment
2 303
-
2 082
-
total
38 077
-
23 760
-
Employer
148 573
-
88 723
-
accident
2 943
-
2 654
-
unemployment
8 174
-
7 381
-
other
1 190
-
1 075
-
pensions
35 060
-
31 667
-
total
47 367
-
42 777
-
Corporate
-
131 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
19 726
-
-
total
-
19 726
-
-
Dividends
-
111 774
-
-
withholding
-
22 555
-
-
total
-
22 555
-
-
Income
131 500
131 500
131 500
131 500
Total tax
85 444
42 281
66 537
56 945
After tax
46 056
89 219
64 963
74 555
Living cost
110 493
110 493
110 493
110 493
Free-cash
-64 437
-21 274
-45 530
-35 938

Estimated living cost  is ₽110493 per month

₽74581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10622
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1937
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23356
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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