Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130500

per

Your estimated

Best value All models

City

free-cash

Zurich , Switzerland

₽31836

₽25460

₽16432

-₽15906

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

130 500

other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

2 611

health

293

city

1 376

national

1 381

regional

5 416

pensions

12 006

total

23 083

Employee

88 449

116 807

pensions

7 431

9 811

national

419

1 085

unemployment

city

949

1 254

health

200

262

regional

2 896

4 639

total

11 895

17 051

Employer

88 449

116 807

pensions

7 431

9 811

other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768

2 335

health

200

262

unemployment

total

9 399

12 408

Corporate

31 679

130 500

regional

6 701

27 600

national

2 692

11 092

total

9 393

38 692

Dividends

22 286

91 808

withholding

7 800

32 133

total

7 800

32 133

Income

130 500

Total tax

38 487

70 825

29 459

23 083

After tax

92 013

59 675

101 041

107 417

Living cost

75 581

Free-cash

16 432

-15 906

25 460

31 836

Estimated living cost is ₽75581 per week

₽49149

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽6783

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽928

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽18721

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.