Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽85802
₽95286
₽89514
₽90527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
health
-
-
-
3 804
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 896
unemployment
-
-
-
132
income
-
-
-
19 575
total
-
-
-
28 407
Employee
21 572
-
124 010
-
health
992
-
1 522
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 894
-
2 905
-
income
2 158
-
12 401
-
total
5 281
-
17 192
-
Employer
21 572
-
124 010
-
health
1 489
-
2 283
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 377
-
3 645
-
unemployment
130
-
198
-
total
4 233
-
6 490
-
Corporate
104 696
130 500
-
-
income
10 470
13 050
-
-
total
10 470
13 050
-
-
Dividends
94 226
117 450
-
-
withholding
4 711
5 873
-
-
total
4 711
5 873
-
-
Income
130 500
130 500
130 500
130 500
Total tax
24 695
18 923
23 682
28 407
After tax
105 805
111 577
106 818
102 093
Living cost
16 291
16 291
16 291
16 291
Free-cash
89 514
95 286
90 527
85 802

Estimated living cost  is ₽16291 per week

₽10775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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