Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽90341
₽91535
₽86743
₽95896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
income
-
-
-
19 575
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 712
unemployment
-
-
-
127
health
-
-
-
3 662
total
-
-
-
28 076
Employee
20 763
-
124 253
-
health
955
-
1 465
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
income
2 077
-
12 426
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 823
-
2 796
-
total
5 083
-
17 037
-
Employer
20 763
-
124 253
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 288
-
3 509
-
health
1 433
-
2 197
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
unemployment
125
-
191
-
total
4 074
-
6 247
-
Corporate
105 663
130 500
-
-
income
10 566
13 050
-
-
total
10 566
13 050
-
-
Dividends
95 096
117 450
-
-
withholding
4 755
5 873
-
-
total
4 755
5 873
-
-
Income
130 500
130 500
130 500
130 500
Total tax
24 478
18 923
23 284
28 076
After tax
106 022
111 577
107 216
102 424
Living cost
15 681
15 681
15 681
15 681
Free-cash
90 341
95 896
91 535
86 743

Estimated living cost  is ₽15681 per week

₽10371
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽374
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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