Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130500
per

Your estimated
City
free-cash

Andorra , Andorra
₽69894
₽87194
₽73362
₽90236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
social contributions
-
-
-
28 710
income
-
-
-
4 682
total
-
-
-
33 392
Employee
29 106
-
112 986
-
social contributions
1 892
-
7 345
-
income
-
-
5 067
-
total
1 892
-
12 412
-
Employer
29 106
-
112 986
-
social contributions
4 512
-
17 512
-
total
4 512
-
17 512
-
Corporate
96 883
130 500
-
-
income
9 688
13 050
-
-
total
9 688
13 050
-
-
Dividends
87 195
117 450
-
-
total
-
-
-
-
Income
130 500
130 500
130 500
130 500
Total tax
16 092
13 050
29 924
33 392
After tax
114 408
117 450
100 576
97 108
Living cost
27 214
27 214
27 214
27 214
Free-cash
87 194
90 236
73 362
69 894

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽37846
₽43247
₽5600
₽43696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
522
pensions
-
-
-
19 567
income
-
-
-
30 038
total
-
-
-
63 770
Employee
39 575
36 079
101 333
-
unemployment
1 187
1 082
3 039
-
other
395
361
1 014
-
income
3 525
2 661
24 029
-
pensions
4 053
3 694
10 377
-
health
1 531
1 397
3 922
-
total
10 691
9 195
42 381
-
Employer
39 575
36 079
101 333
-
pensions
4 967
4 529
12 717
-
surtax
-
-
-
-
payroll
1 187
1 082
3 039
-
other
1 880
1 713
4 812
-
health
1 496
1 364
3 830
-
accident
514
469
1 318
-
unemployment
1 187
1 082
3 039
-
chamber of commerce
158
144
405
-
total
11 389
10 383
29 160
-
Corporate
79 536
84 037
97 903
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 885
21 010
24 475
-
total
19 885
21 010
24 475
-
Dividends
59 651
63 027
-
-
withholding
16 404
17 332
-
-
total
16 404
17 332
-
-
Income
130 500
130 500
130 500
130 500
Total tax
58 369
57 920
96 016
63 770
After tax
72 131
72 580
34 484
66 730
Living cost
28 884
28 884
28 884
28 884
Free-cash
43 247
43 696
5 600
37 846

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽34650
₽39182
₽2548
₽40581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
522
pensions
-
-
-
19 567
income
-
-
-
30 038
total
-
-
-
63 949
Employee
45 245
36 079
101 195
-
unemployment
1 357
1 082
3 036
-
other
452
361
1 012
-
income
5 151
2 661
23 982
-
pensions
4 634
3 694
10 362
-
health
1 751
1 397
3 915
-
total
13 345
9 195
42 307
-
Employer
45 245
36 079
101 195
-
pensions
5 678
4 529
12 700
-
surtax
179
179
179
-
payroll
1 357
1 082
3 036
-
other
2 149
1 713
4 807
-
health
1 709
1 364
3 824
-
accident
588
469
1 316
-
unemployment
1 357
1 082
3 036
-
chamber of commerce
180
144
405
-
total
13 197
10 562
29 303
-
Corporate
72 057
83 858
97 761
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 014
20 965
24 441
-
total
18 014
20 965
24 441
-
Dividends
54 043
62 893
-
-
withholding
14 861
17 296
-
-
total
14 861
17 296
-
-
Income
130 500
130 500
130 500
130 500
Total tax
59 417
58 018
96 051
63 949
After tax
71 083
72 482
34 449
66 551
Living cost
31 901
31 901
31 901
31 901
Free-cash
39 182
40 581
2 548
34 650

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽24306
₽26455
₽14552
₽40033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
national
-
-
-
46 116
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 602
social contributions
-
-
-
20 466
total
-
-
-
73 184
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
101 075
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
880
-
national
19 910
-
35 031
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
5 271
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
7 580
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
4 752
-
total
31 752
-
53 514
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
101 075
-
surtax
7 343
-
11 463
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
8 954
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
6 218
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
1 313
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
1 476
-
total
18 850
-
29 424
-
Corporate
46 890
130 500
-
-
income
9 379
26 101
-
-
surtax
187
522
-
-
total
9 566
26 623
-
-
Dividends
37 324
103 877
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 867
30 834
-
-
total
10 867
30 834
-
-
Income
130 500
130 500
130 500
130 500
Total tax
71 035
57 457
82 938
73 184
After tax
59 465
73 043
47 562
57 316
Living cost
33 010
33 010
33 010
33 010
Free-cash
26 455
40 033
14 552
24 306

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽86887
₽90468
₽91691
₽95990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
19 575
total
-
-
-
28 026
Employee
20 640
-
124 290
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
12 429
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
health
950
-
1 456
-
total
5 053
-
17 012
-
Employer
20 640
-
124 290
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
health
1 424
-
2 184
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 210
-
Corporate
105 811
130 500
-
-
income
10 581
13 050
-
-
total
10 581
13 050
-
-
Dividends
95 230
117 450
-
-
withholding
4 762
5 873
-
-
total
4 762
5 873
-
-
Income
130 500
130 500
130 500
130 500
Total tax
24 445
18 923
23 222
28 026
After tax
106 055
111 577
107 278
102 474
Living cost
15 587
15 587
15 587
15 587
Free-cash
90 468
95 990
91 691
86 887

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽90594
₽95489
₽95398
₽99697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
19 575
total
-
-
-
28 026
Employee
15 731
-
124 290
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
12 429
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
health
724
-
1 456
-
total
3 851
-
17 012
-
Employer
15 731
-
124 290
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
health
1 086
-
2 184
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 210
-
Corporate
111 682
130 500
-
-
income
11 168
13 050
-
-
total
11 168
13 050
-
-
Dividends
100 514
117 450
-
-
withholding
5 025
5 873
-
-
total
5 025
5 873
-
-
Income
130 500
130 500
130 500
130 500
Total tax
23 131
18 923
23 222
28 026
After tax
107 369
111 577
107 278
102 474
Living cost
11 880
11 880
11 880
11 880
Free-cash
95 489
99 697
95 398
90 594

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽69687
₽69407
₽68461
₽74334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
health
-
-
-
3 328
social contributions
-
-
-
14 648
income
-
-
-
21 876
total
-
-
-
39 852
Employee
69 616
69 616
120 479
-
income
7 580
6 444
21 216
-
social contributions
2 632
5 778
7 793
-
health
539
1 184
2 048
-
total
10 751
13 406
31 057
-
Employer
69 616
69 616
120 479
-
social contributions
2 632
5 778
7 793
-
health
586
1 289
2 228
-
total
3 218
7 067
10 021
-
Corporate
95 569
53 817
-
-
income
11 946
6 728
-
-
total
11 946
6 728
-
-
Dividends
83 624
47 090
-
-
withholding
14 217
8 004
-
-
total
14 217
8 004
-
-
Income
130 500
130 500
130 500
130 500
Total tax
40 132
35 205
41 078
39 852
After tax
90 368
95 295
89 422
90 648
Living cost
20 961
20 961
20 961
20 961
Free-cash
69 407
74 334
68 461
69 687

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽61283
₽62177
₽60057
₽65930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
health
-
-
-
3 328
social contributions
-
-
-
14 648
income
-
-
-
21 876
total
-
-
-
39 852
Employee
69 616
69 616
120 479
-
income
7 310
6 444
21 216
-
social contributions
3 383
5 778
7 793
-
health
692
1 184
2 048
-
total
11 385
13 406
31 057
-
Employer
69 616
69 616
120 479
-
social contributions
3 383
5 778
7 793
-
health
754
1 289
2 228
-
total
4 137
7 067
10 021
-
Corporate
85 613
53 817
-
-
income
10 702
6 728
-
-
total
10 702
6 728
-
-
Dividends
74 911
47 090
-
-
withholding
12 734
8 004
-
-
total
12 734
8 004
-
-
Income
130 500
130 500
130 500
130 500
Total tax
38 958
35 205
41 078
39 852
After tax
91 542
95 295
89 422
90 648
Living cost
29 365
29 365
29 365
29 365
Free-cash
62 177
65 930
60 057
61 283

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽49444
₽61466
₽45305
₽68930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
health
-
-
-
17 618
social contributions
-
-
-
30 102
income
-
-
-
12 417
solidarity contribution
-
-
-
-
total
-
-
-
60 137
Employee
30 764
-
97 388
-
income
3 692
-
11 687
-
social contributions
2 000
-
6 330
-
health
4 153
-
13 147
-
solidarity contribution
-
-
-
-
total
9 845
-
31 164
-
Employer
30 764
-
97 388
-
social contributions
7 691
-
24 347
-
health
2 769
-
8 765
-
total
10 460
-
33 112
-
Corporate
89 276
130 500
-
-
income
16 963
24 795
-
-
total
16 963
24 795
-
-
Dividends
72 314
105 705
-
-
withholding
10 847
15 856
-
-
total
10 847
15 856
-
-
Income
130 500
130 500
130 500
130 500
Total tax
48 115
40 651
64 276
60 137
After tax
82 385
89 849
66 224
70 363
Living cost
20 919
20 919
20 919
20 919
Free-cash
61 466
68 930
45 305
49 444

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽44585
₽54875
₽40446
₽64071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
health
-
-
-
17 618
social contributions
-
-
-
30 102
income
-
-
-
12 417
solidarity contribution
-
-
-
-
total
-
-
-
60 137
Employee
37 909
-
97 388
-
income
4 549
-
11 687
-
social contributions
2 464
-
6 330
-
health
5 118
-
13 147
-
solidarity contribution
-
-
-
-
total
12 131
-
31 164
-
Employer
37 909
-
97 388
-
social contributions
9 477
-
24 347
-
health
3 412
-
8 765
-
total
12 889
-
33 112
-
Corporate
79 702
130 500
-
-
income
15 143
24 795
-
-
total
15 143
24 795
-
-
Dividends
64 558
105 705
-
-
withholding
9 684
15 856
-
-
total
9 684
15 856
-
-
Income
130 500
130 500
130 500
130 500
Total tax
49 847
40 651
64 276
60 137
After tax
80 653
89 849
66 224
70 363
Living cost
25 778
25 778
25 778
25 778
Free-cash
54 875
64 071
40 446
44 585

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽34940
-₽67318
-₽67318
-₽67318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
national
-
-
-
14 360
pensions
-
-
-
787
municipal
-
-
-
26 310
labour market
-
-
-
10 377
total
-
-
-
51 834
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
130 500
130 500
130 500
130 500
Total tax
154 092
154 092
154 092
51 834
After tax
-23 592
-23 592
-23 592
78 666
Living cost
43 726
43 726
43 726
43 726
Free-cash
-67 318
-67 318
-67 318
34 940

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽48082
₽76909
₽53353
₽82532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
health
-
-
-
16 966
pensions
-
-
-
26 099
income
-
-
-
17 486
total
-
-
-
60 551
Employee
25 683
-
97 534
-
unemployment
411
-
1 560
-
income
2 891
-
18 804
-
pensions
514
-
1 950
-
total
3 816
-
22 314
-
Employer
25 683
-
97 534
-
pensions
5 137
-
19 507
-
health
3 338
-
12 679
-
unemployment
206
-
780
-
total
8 681
-
32 966
-
Corporate
96 136
130 500
-
-
income
19 227
26 101
-
-
total
19 227
26 101
-
-
Dividends
76 909
104 399
-
-
total
-
-
-
-
Income
130 500
130 500
130 500
130 500
Total tax
31 724
26 101
55 280
60 551
After tax
98 776
104 399
75 220
69 949
Living cost
21 867
21 867
21 867
21 867
Free-cash
76 909
82 532
53 353
48 082

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽53438
₽50280
₽35542
₽48815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
130 500
national
-
-
-
17 477
health
-
-
-
1 632
municipal
-
-
-
23 195
total
-
-
-
42 304
Employee
47 632
-
109 784
-
unemployment
715
-
1 648
-
municipal
7 802
-
17 895
-
national
787
-
11 218
-
pensions
3 214
-
7 410
-
health
356
-
1 313
-
total
12 874
-
39 484
-
Employer
47 632
-
109 784
-
pensions
8 264
-
19 048
-
health
366
-
845
-
accident
48
-
110
-
unemployment
309
-
713
-
total
8 987
-
20 716
-
Corporate
73 881
130 500
-
-
income
14 777
26 101
-
-
total
14 777
26 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

44 328
78 300
-
-
municipal
7 979
14 093
-
-
national
845
6 733
-
-
total
8 824
20 826
-
-
Income
130 500
130 500
130 500
130 500
Total tax
45 462
46 927
60 200
42 304
After tax
85 038
83 573
70 300
88 196
Living cost
34 758
34 758
34 758
34 758
Free-cash
50 280
48 815
35 542
53 438

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽46102
₽42897
₽47054
₽37868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
surtax
-
-
-
-
health
-
-
-
4 615
pensions
-
-
-
26 031
social contributions
-
-
-
3 718
income
-
-
-
18 082
other
-
-
-
4 046
total
-
-
-
56 492
Employee
34 587
-
102 741
-
income
1 783
-
18 431
-
surtax
-
-
-
-
social contributions
986
-
2 928
-
pensions
3 912
-
6 422
-
total
6 681
-
27 781
-
Employer
34 587
-
102 741
-
pensions
5 683
-
10 939
-
social contributions
103
-
308
-
other
1 194
-
3 700
-
health
2 421
-
8 651
-
unemployment
1 400
-
4 161
-
total
10 801
-
27 759
-
Corporate
85 111
130 500
-
-
income
23 831
36 540
-
-
surtax
-
-
-
-
total
23 831
36 540
-
-
Dividends
61 280
93 960
-
-
withholding
7 845
12 026
-
-
social contributions
10 539
16 160
-
-
surtax
-
-
-
-
total
18 384
28 186
-
-
Income
130 500
130 500
130 500
130 500
Total tax
59 697
64 726
55 540
56 492
After tax
70 803
65 774
74 960
74 008
Living cost
27 906
27 906
27 906
27 906
Free-cash
42 897
37 868
47 054
46 102

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽43033
₽40143
₽43985
₽34799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
surtax
-
-
-
-
health
-
-
-
4 615
pensions
-
-
-
26 031
social contributions
-
-
-
3 718
income
-
-
-
18 082
other
-
-
-
4 046
total
-
-
-
56 492
Employee
38 747
-
102 741
-
income
2 287
-
18 431
-
surtax
-
-
-
-
social contributions
1 105
-
2 928
-
pensions
4 381
-
6 422
-
total
7 773
-
27 781
-
Employer
38 747
-
102 741
-
pensions
6 365
-
10 939
-
social contributions
117
-
308
-
other
1 337
-
3 700
-
health
2 713
-
8 651
-
unemployment
1 569
-
4 161
-
total
12 101
-
27 759
-
Corporate
79 653
130 500
-
-
income
22 302
36 540
-
-
surtax
-
-
-
-
total
22 302
36 540
-
-
Dividends
57 351
93 960
-
-
withholding
7 341
12 026
-
-
social contributions
9 865
16 160
-
-
surtax
-
-
-
-
total
17 206
28 186
-
-
Income
130 500
130 500
130 500
130 500
Total tax
59 382
64 726
55 540
56 492
After tax
71 118
65 774
74 960
74 008
Living cost
30 975
30 975
30 975
30 975
Free-cash
40 143
34 799
43 985
43 033

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽30281
₽28267
₽31233
₽22047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
surtax
-
-
-
-
health
-
-
-
4 615
pensions
-
-
-
26 031
social contributions
-
-
-
3 718
income
-
-
-
18 082
other
-
-
-
4 046
total
-
-
-
56 492
Employee
56 703
-
102 741
-
income
4 947
-
18 431
-
surtax
-
-
-
-
social contributions
1 615
-
2 928
-
pensions
6 413
-
6 422
-
total
12 975
-
27 781
-
Employer
56 703
-
102 741
-
pensions
9 317
-
10 939
-
social contributions
170
-
308
-
other
1 957
-
3 700
-
health
3 969
-
8 651
-
unemployment
2 297
-
4 161
-
total
17 710
-
27 759
-
Corporate
56 087
130 500
-
-
income
15 705
36 540
-
-
surtax
-
-
-
-
total
15 705
36 540
-
-
Dividends
40 383
93 960
-
-
withholding
5 170
12 026
-
-
social contributions
6 946
16 160
-
-
surtax
-
-
-
-
total
12 116
28 186
-
-
Income
130 500
130 500
130 500
130 500
Total tax
58 506
64 726
55 540
56 492
After tax
71 994
65 774
74 960
74 008
Living cost
43 727
43 727
43 727
43 727
Free-cash
28 267
22 047
31 233
30 281

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽123343
₽117026
₽98548
₽118123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
130 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 305
total
-
-
-
1 305
Employee
7 314
-
130 500
-
income
1 463
-
26 100
-
total
1 463
-
26 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

123 186
130 500
-
-
total
-
-
-
-
Dividends
123 186
130 500
-
-
withholding
6 159
6 525
-
-
total
6 159
6 525
-
-
Income
130 500
130 500
130 500
130 500
Total tax
7 622
6 525
26 100
1 305
After tax
122 878
123 975
104 400
129 195
Living cost
5 852
5 852
5 852
5 852
Free-cash
117 026
118 123
98 548
123 343

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽120076
₽113146
₽95281
₽114856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
130 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 305
total
-
-
-
1 305
Employee
11 399
-
130 500
-
income
2 280
-
26 100
-
total
2 280
-
26 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

119 101
130 500
-
-
total
-
-
-
-
Dividends
119 101
130 500
-
-
withholding
5 955
6 525
-
-
total
5 955
6 525
-
-
Income
130 500
130 500
130 500
130 500
Total tax
8 235
6 525
26 100
1 305
After tax
122 265
123 975
104 400
129 195
Living cost
9 119
9 119
9 119
9 119
Free-cash
113 146
114 856
95 281
120 076

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽37506
₽44102
₽50192
₽32256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
130 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 043
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 127
trade
-
-
-
12 686
total
-
-
-
58 041
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
130 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
37 127
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
2 043
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
45 355
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 454
130 500
-
-
trade
12 263
18 727
-
-
income
12 818
19 575
-
-
chamber of commerce
263
328
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

704
1 077
-
-
total
26 048
39 707
-
-
Dividends
59 405
90 792
-
-
withholding
14 507
22 354
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

797
1 230
-
-
total
15 304
23 584
-
-
Income
130 500
130 500
130 500
130 500
Total tax
51 445
63 291
45 355
58 041
After tax
79 055
67 209
85 145
72 459
Living cost
34 953
34 953
34 953
34 953
Free-cash
44 102
32 256
50 192
37 506

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽43798
₽48460
₽57723
₽38446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
130 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 043
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 127
trade
-
-
-
13 925
total
-
-
-
59 280
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
130 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
37 127
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 043
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
45 355
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
95 873
130 500
-
-
trade
15 100
20 553
-
-
income
14 380
19 575
-
-
chamber of commerce
275
325
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

790
1 077
-
-
total
30 545
41 530
-
-
Dividends
65 327
88 970
-
-
withholding
15 988
21 898
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

880
1 204
-
-
total
16 868
23 102
-
-
Income
130 500
130 500
130 500
130 500
Total tax
54 618
64 632
45 355
59 280
After tax
75 882
65 868
85 145
71 220
Living cost
27 422
27 422
27 422
27 422
Free-cash
48 460
38 446
57 723
43 798

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽35037
₽42352
₽49580
₽29631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
130 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 043
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 127
trade
-
-
-
14 543
total
-
-
-
59 898
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
130 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
37 127
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
2 043
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
45 355
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 588
130 500
-
-
trade
13 914
21 467
-
-
income
12 688
19 575
-
-
chamber of commerce
258
323
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

698
1 077
-
-
total
27 558
42 442
-
-
Dividends
57 031
88 057
-
-
withholding
13 914
21 670
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

765
1 192
-
-
total
14 679
22 862
-
-
Income
130 500
130 500
130 500
130 500
Total tax
52 583
65 304
45 355
59 898
After tax
77 917
65 196
85 145
70 602
Living cost
35 565
35 565
35 565
35 565
Free-cash
42 352
29 631
49 580
35 037

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽28509
₽37732
₽43671
₽23050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
130 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 043
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 127
trade
-
-
-
15 162
total
-
-
-
60 517
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
130 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
37 127
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
2 043
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
45 355
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 091
130 500
-
-
trade
13 050
22 381
-
-
income
11 413
19 575
-
-
chamber of commerce
244
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

627
1 077
-
-
total
25 334
43 354
-
-
Dividends
50 756
87 145
-
-
withholding
12 346
21 443
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

679
1 179
-
-
total
13 025
22 622
-
-
Income
130 500
130 500
130 500
130 500
Total tax
51 294
65 976
45 355
60 517
After tax
79 206
64 524
85 145
69 983
Living cost
41 474
41 474
41 474
41 474
Free-cash
37 732
23 050
43 671
28 509

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽41592
₽58871
₽38178
₽61750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
surtax
-
-
-
4 439
unemployment
-
-
-
206
health
-
-
-
8 578
pensions
-
-
-
24 166
income
-
-
-
31 184
other
-
-
-
-
total
-
-
-
68 573
Employee
30 489
-
107 806
-
unemployment
2 122
-
7 503
-
other
-
-
-
-
income
5 111
-
27 951
-
surtax
108
-
3 902
-
pensions
2 034
-
7 190
-
health
778
-
2 749
-
total
10 153
-
49 295
-
Employer
30 489
-
107 806
-
pensions
4 065
-
14 370
-
other
-
-
-
-
health
1 386
-
4 905
-
unemployment
967
-
3 417
-
total
6 418
-
22 692
-
Corporate
93 593
130 500
-
-
income
24 334
33 930
-
-
total
24 334
33 930
-
-
Dividends
69 258
96 570
-
-
withholding
10 389
14 485
-
-
total
10 389
14 485
-
-
Income
130 500
130 500
130 500
130 500
Total tax
51 294
48 415
71 987
68 573
After tax
79 206
82 085
58 513
61 927
Living cost
20 335
20 335
20 335
20 335
Free-cash
58 871
61 750
38 178
41 592

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽41949
₽59289
₽38535
₽62107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
surtax
-
-
-
4 439
unemployment
-
-
-
206
health
-
-
-
8 578
pensions
-
-
-
24 166
income
-
-
-
31 184
other
-
-
-
-
total
-
-
-
68 573
Employee
29 939
-
107 806
-
unemployment
2 084
-
7 503
-
other
-
-
-
-
income
5 018
-
27 951
-
surtax
98
-
3 902
-
pensions
1 996
-
7 190
-
health
765
-
2 749
-
total
9 961
-
49 295
-
Employer
29 939
-
107 806
-
pensions
3 991
-
14 370
-
other
-
-
-
-
health
1 362
-
4 905
-
unemployment
948
-
3 417
-
total
6 301
-
22 692
-
Corporate
94 259
130 500
-
-
income
24 508
33 930
-
-
total
24 508
33 930
-
-
Dividends
69 751
96 570
-
-
withholding
10 463
14 485
-
-
total
10 463
14 485
-
-
Income
130 500
130 500
130 500
130 500
Total tax
51 233
48 415
71 987
68 573
After tax
79 267
82 085
58 513
61 927
Living cost
19 978
19 978
19 978
19 978
Free-cash
59 289
62 107
38 535
41 949

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽72369
₽55742
₽57617
₽55366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
unemployment
-
-
-
1 957
health
-
-
-
9 135
pensions
-
-
-
13 050
income
-
-
-
15 954
total
-
-
-
40 096
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
109 205
-
unemployment
391
155
1 638
-
income
3 183
1 267
13 350
-
pensions
2 603
1 036
10 921
-
health
1 822
725
7 644
-
total
7 999
3 183
33 553
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
109 205
-
pensions
5 077
2 020
21 295
-
total
5 077
2 020
21 295
-
Corporate
99 389
118 118
-
-
income
8 945
10 631
-
-
total
8 945
10 631
-
-
Dividends
90 444
107 488
-
-
withholding
17 184
20 423
-
-
social contributions
17 518
20 842
-
-
total
34 702
41 265
-
-
Income
130 500
130 500
130 500
130 500
Total tax
56 723
57 099
54 848
40 096
After tax
73 777
73 401
75 652
90 404
Living cost
18 035
18 035
18 035
18 035
Free-cash
55 742
55 366
57 617
72 369

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽33540
₽36860
₽34563
₽37589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
national
-
-
-
21 913
pensions
-
-
-
15 660
social contributions
-
-
-
1 403
municipal
-
-
-
14 141
total
-
-
-
53 117
Employee
67 965
-
112 816
-
municipal
8 395
-
14 647
-
national
13 008
-
22 696
-
pensions
2 719
-
4 513
-
total
24 122
-
41 856
-
Employer
67 965
-
112 816
-
pensions
5 437
-
9 025
-
social contributions
731
-
1 213
-
total
6 168
-
10 238
-
Corporate
51 881
130 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 376
26 100
-
-
total
10 376
26 100
-
-
Dividends
41 505
104 400
-
-
withholding
9 131
22 968
-
-
total
9 131
22 968
-
-
Income
130 500
130 500
130 500
130 500
Total tax
49 797
49 068
52 094
53 117
After tax
80 703
81 432
78 406
77 383
Living cost
43 843
43 843
43 843
43 843
Free-cash
36 860
37 589
34 563
33 540

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽20592
₽41778
₽20592
₽39777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
social contributions
-
-
-
21 101
income
-
-
-
37 235
total
-
-
-
58 336
Employee
70 818
-
130 500
-
social contributions
5 883
-
21 101
-
income
13 363
-
37 235
-
total
19 246
-
58 336
-
Employer
70 818
-
130 500
-
total
-
-
-
-
Corporate
59 682
130 500
-
-
income
7 460
16 313
-
-
total
7 460
16 313
-
-
Dividends
52 223
114 187
-
-
withholding
10 444
22 838
-
-
total
10 444
22 838
-
-
Income
130 500
130 500
130 500
130 500
Total tax
37 150
39 151
58 336
58 336
After tax
93 350
91 349
72 164
72 164
Living cost
51 572
51 572
51 572
51 572
Free-cash
41 778
39 777
20 592
20 592

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽25862
₽26698
₽19726
₽31426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
national
-
-
-
30 586
regional
-
-
-
1 511
social contributions
-
-
-
33 564
municipal
-
-
-
775
total
-
-
-
66 436
Employee
80 461
-
130 500
-
municipal
426
-
692
-
national
13 942
-
26 546
-
social contributions
27 131
-
44 004
-
regional
759
-
1 330
-
total
42 258
-
72 572
-
Employer
80 461
-
130 500
-
total
-
-
-
-
Corporate
50 039
130 500
-
-
nationa
12 009
31 320
-
-
municipal
1 952
5 089
-
-
total
13 961
36 409
-
-
Dividends
36 078
94 091
-
-
withholding
9 381
24 463
-
-
total
9 381
24 463
-
-
Income
130 500
130 500
130 500
130 500
Total tax
65 600
60 872
72 572
66 436
After tax
64 900
69 628
57 928
64 064
Living cost
38 202
38 202
38 202
38 202
Free-cash
26 698
31 426
19 726
25 862

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽39219
₽42197
₽33113
₽44205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 500
national
-
-
-
30 586
regional
-
-
-
1 968
social contributions
-
-
-
33 564
municipal
-
-
-
775
total
-
-
-
66 893
Employee
50 220
-
130 500
-
municipal
266
-
692
-
national
7 956
-
26 546
-
social contributions
16 935
-
44 004
-
regional
676
-
1 757
-
total
25 833
-
72 999
-
Employer
50 220
-
130 500
-
total
-
-
-
-
Corporate
80 280
130 500
-
-