Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Madrid , Spain
₽53328
₽34477
₽39098
₽46379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
accident
-
-
-
803
income
-
-
-
30 361
other
-
-
-
89
unemployment
-
-
-
624
pensions
-
-
-
25 226
total
-
-
-
57 103
Employee
46 447
-
101 582
-
other
46
-
89
-
unemployment
719
-
1 382
-
pensions
2 183
-
4 190
-
income
9 701
-
27 645
-
total
12 649
-
33 306
-
Employer
46 447
-
101 582
-
pensions
10 961
-
21 037
-
accident
920
-
1 765
-
unemployment
2 555
-
4 902
-
other
372
-
714
-
total
14 808
-
28 418
-
Corporate
68 745
130 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 312
19 501
-
-
total
10 312
19 501
-
-
Dividends
58 433
110 499
-
-
withholding
12 053
23 372
-
-
total
12 053
23 372
-
-
Income
130 000
130 000
130 000
130 000
Total tax
49 822
42 873
61 724
57 103
After tax
80 178
87 127
68 276
72 897
Living cost
33 799
33 799
33 799
33 799
Free-cash
46 379
53 328
34 477
39 098

Estimated living cost  is ₽33799 per week

₽24273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6422
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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