Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Madrid , Spain
₽54016
₽35502
₽40023
₽47264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
accident
-
-
-
786
income
-
-
-
30 745
other
-
-
-
87
unemployment
-
-
-
611
pensions
-
-
-
24 680
total
-
-
-
56 909
Employee
45 442
-
102 197
-
other
45
-
87
-
unemployment
704
-
1 352
-
pensions
2 136
-
4 100
-
income
9 491
-
28 088
-
total
12 376
-
33 627
-
Employer
45 442
-
102 197
-
pensions
10 724
-
20 582
-
accident
900
-
1 727
-
unemployment
2 500
-
4 796
-
other
364
-
698
-
total
14 488
-
27 803
-
Corporate
70 070
130 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 510
19 500
-
-
total
10 510
19 500
-
-
Dividends
59 560
110 500
-
-
withholding
12 294
23 416
-
-
total
12 294
23 416
-
-
Income
130 000
130 000
130 000
130 000
Total tax
49 668
42 916
61 430
56 909
After tax
80 332
87 084
68 570
73 091
Living cost
33 068
33 068
33 068
33 068
Free-cash
47 264
54 016
35 502
40 023

Estimated living cost  is ₽33068 per week

₽23748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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