Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Madrid , Spain
₽32746
₽52173
₽37539
₽44889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
pensions
-
-
-
26 145
accident
-
-
-
832
unemployment
-
-
-
647
other
-
-
-
93
income
-
-
-
29 713
total
-
-
-
57 430
Employee
48 139
-
100 547
-
unemployment
745
-
1 432
-
pensions
2 262
-
4 343
-
other
47
-
93
-
income
10 054
-
26 901
-
total
13 108
-
32 769
-
Employer
48 139
-
100 547
-
pensions
11 361
-
21 804
-
other
386
-
740
-
unemployment
2 648
-
5 081
-
accident
953
-
1 829
-
total
15 348
-
29 454
-
Corporate
66 513
130 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 978
19 500
-
-
total
9 978
19 500
-
-
Dividends
56 535
110 500
-
-
withholding
11 646
23 296
-
-
total
11 646
23 296
-
-
Income
130 000
130 000
130 000
130 000
Total tax
50 080
42 796
62 223
57 430
After tax
79 920
87 204
67 777
72 570
Living cost
35 031
35 031
35 031
35 031
Free-cash
44 889
52 173
32 746
37 539

Estimated living cost  is ₽35031 per week

₽25157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2724
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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