Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Madrid , Spain
₽35663
₽54125
₽40169
₽47406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
other
-
-
-
87
accident
-
-
-
783
income
-
-
-
30 805
pensions
-
-
-
24 594
unemployment
-
-
-
609
total
-
-
-
56 878
Employee
45 284
-
102 294
-
income
9 458
-
28 158
-
other
44
-
87
-
pensions
2 128
-
4 085
-
unemployment
701
-
1 347
-
total
12 331
-
33 677
-
Employer
45 284
-
102 294
-
other
363
-
696
-
unemployment
2 491
-
4 779
-
accident
897
-
1 721
-
pensions
10 687
-
20 511
-
total
14 438
-
27 707
-
Corporate
70 278
130 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 541
19 500
-
-
total
10 541
19 500
-
-
Dividends
59 737
110 500
-
-
withholding
12 331
23 422
-
-
total
12 331
23 422
-
-
Income
130 000
130 000
130 000
130 000
Total tax
49 641
42 922
61 384
56 878
After tax
80 359
87 078
68 616
73 122
Living cost
32 953
32 953
32 953
32 953
Free-cash
47 406
54 125
35 663
40 169

Estimated living cost  is ₽32953 per week

₽23666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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