Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Madrid , Spain
₽37581
₽55410
₽41687
₽49058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
income
-
-
-
31 736
pensions
-
-
-
23 574
other
-
-
-
84
unemployment
-
-
-
583
accident
-
-
-
750
total
-
-
-
56 727
Employee
43 406
-
103 443
-
unemployment
672
-
1 291
-
pensions
2 040
-
3 916
-
other
43
-
84
-
income
9 066
-
28 985
-
total
11 821
-
34 276
-
Employer
43 406
-
103 443
-
accident
860
-
1 649
-
other
348
-
667
-
unemployment
2 388
-
4 581
-
pensions
10 244
-
19 660
-
total
13 840
-
26 557
-
Corporate
72 756
130 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 914
19 500
-
-
total
10 914
19 500
-
-
Dividends
61 842
110 500
-
-
withholding
12 781
23 504
-
-
total
12 781
23 504
-
-
Income
130 000
130 000
130 000
130 000
Total tax
49 356
43 004
60 833
56 727
After tax
80 644
86 996
69 167
73 273
Living cost
31 586
31 586
31 586
31 586
Free-cash
49 058
55 410
37 581
41 687

Estimated living cost  is ₽31586 per week

₽22684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2456
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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