Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Madrid , Spain
₽46900
₽53735
₽35080
₽39645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
other
-
-
-
88
income
-
-
-
30 586
unemployment
-
-
-
616
pensions
-
-
-
24 904
accident
-
-
-
793
total
-
-
-
56 987
Employee
45 855
-
101 944
-
other
45
-
88
-
unemployment
710
-
1 364
-
pensions
2 155
-
4 137
-
income
9 577
-
27 907
-
total
12 487
-
33 496
-
Employer
45 855
-
101 944
-
other
368
-
705
-
accident
908
-
1 742
-
unemployment
2 523
-
4 840
-
pensions
10 822
-
20 769
-
total
14 621
-
28 056
-
Corporate
69 525
130 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 429
19 501
-
-
total
10 429
19 501
-
-
Dividends
59 097
110 499
-
-
withholding
12 195
23 396
-
-
total
12 195
23 396
-
-
Income
130 000
130 000
130 000
130 000
Total tax
49 732
42 897
61 552
56 987
After tax
80 268
87 103
68 448
73 013
Living cost
33 368
33 368
33 368
33 368
Free-cash
46 900
53 735
35 080
39 645

Estimated living cost  is ₽33368 per week

₽23964
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close