Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽89249
₽94978
₽90274
₽85561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
health
-
-
-
3 776
income
-
-
-
19 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 860
unemployment
-
-
-
131
total
-
-
-
28 267
Employee
21 415
-
123 557
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 142
-
12 356
-
health
985
-
1 511
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 242
-
17 111
-
Employer
21 415
-
123 557
-
health
1 478
-
2 266
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 360
-
3 619
-
total
4 202
-
6 443
-
Corporate
104 384
130 000
-
-
income
10 438
13 000
-
-
total
10 438
13 000
-
-
Dividends
93 945
117 000
-
-
withholding
4 697
5 850
-
-
total
4 697
5 850
-
-
Income
130 000
130 000
130 000
130 000
Total tax
24 579
18 850
23 554
28 267
After tax
105 421
111 150
106 446
101 733
Living cost
16 172
16 172
16 172
16 172
Free-cash
89 249
94 978
90 274
85 561

Estimated living cost  is ₽16172 per week

₽10696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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