Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 129500
per

Your estimated
City
free-cash

Andorra , Andorra
₽69119
₽86193
₽72560
₽89244
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
28 491
income
-
-
-
4 585
total
-
-
-
33 076
Employee
29 203
-
112 121
-
social contributions
1 898
-
7 288
-
income
-
-
4 968
-
total
1 898
-
12 256
-
Employer
29 203
-
112 121
-
social contributions
4 527
-
17 379
-
total
4 527
-
17 379
-
Corporate
95 771
129 500
-
-
income
9 577
12 951
-
-
total
9 577
12 951
-
-
Dividends
86 193
116 549
-
-
total
-
-
-
-
Income
129 500
129 500
129 500
129 500
Total tax
16 002
12 951
29 635
33 076
After tax
113 498
116 549
99 865
96 424
Living cost
27 305
27 305
27 305
27 305
Free-cash
86 193
89 244
72 560
69 119

Estimated living cost  is ₽27305 per week

₽17655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽37146
₽42613
₽5363
₽43060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
519
pensions
-
-
-
19 632
income
-
-
-
29 535
total
-
-
-
63 374
Employee
39 707
36 199
100 561
-
unemployment
1 191
1 086
3 017
-
other
396
362
1 005
-
income
3 537
2 670
23 726
-
pensions
4 066
3 706
10 298
-
health
1 536
1 401
3 892
-
total
10 726
9 225
41 938
-
Employer
39 707
36 199
100 561
-
pensions
4 983
4 544
12 620
-
surtax
-
-
-
-
payroll
1 191
1 086
3 017
-
other
1 886
1 719
4 777
-
health
1 501
1 369
3 801
-
accident
515
471
1 307
-
unemployment
1 191
1 086
3 017
-
chamber of commerce
159
145
402
-
total
11 426
10 420
28 941
-
Corporate
78 366
82 882
97 114
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 591
20 720
24 278
-
total
19 591
20 720
24 278
-
Dividends
58 775
62 162
-
-
withholding
16 164
17 095
-
-
total
16 164
17 095
-
-
Income
129 500
129 500
129 500
129 500
Total tax
57 907
57 460
95 157
63 374
After tax
71 593
72 040
34 343
66 126
Living cost
28 980
28 980
28 980
28 980
Free-cash
42 613
43 060
5 363
37 146

Estimated living cost  is ₽28980 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽33940
₽38531
₽2306
₽39937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
519
pensions
-
-
-
19 632
income
-
-
-
29 535
total
-
-
-
63 553
Employee
45 396
36 199
100 420
-
unemployment
1 362
1 086
3 013
-
other
453
362
1 005
-
income
5 168
2 670
23 678
-
pensions
4 649
3 706
10 282
-
health
1 757
1 401
3 885
-
total
13 389
9 225
41 863
-
Employer
45 396
36 199
100 420
-
pensions
5 697
4 544
12 603
-
surtax
179
179
179
-
payroll
1 362
1 086
3 013
-
other
2 156
1 719
4 770
-
health
1 715
1 369
3 796
-
accident
590
471
1 305
-
unemployment
1 362
1 086
3 013
-
chamber of commerce
181
145
402
-
total
13 242
10 599
29 081
-
Corporate
70 862
82 703
96 972
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 715
20 675
24 243
-
total
17 715
20 675
24 243
-
Dividends
53 147
62 028
-
-
withholding
14 616
17 057
-
-
total
14 616
17 057
-
-
Income
129 500
129 500
129 500
129 500
Total tax
58 962
57 556
95 187
63 553
After tax
70 538
71 944
34 313
65 947
Living cost
32 007
32 007
32 007
32 007
Free-cash
38 531
39 937
2 306
33 940

Estimated living cost  is ₽32007 per week

₽21347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽23845
₽25744
₽14175
₽39369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
national
-
-
-
45 654
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 550
social contributions
-
-
-
20 331
total
-
-
-
72 535
Employee

The minimum management director salary is set at €45,000 per year.

64 975
-
100 303
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
872
-
national
19 976
-
34 665
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
5 232
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
7 523
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
4 715
-
total
31 856
-
53 007
-
Employer

The minimum management director salary is set at €45,000 per year.

64 975
-
100 303
-
surtax
7 367
-
11 374
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
8 886
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
6 168
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 305
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 465
-
total
18 913
-
29 198
-
Corporate
45 611
129 500
-
-
income
9 122
25 900
-
-
surtax
183
517
-
-
total
9 305
26 417
-
-
Dividends
36 306
103 083
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 562
30 594
-
-
total
10 562
30 594
-
-
Income
129 500
129 500
129 500
129 500
Total tax
70 636
57 011
82 205
72 535
After tax
58 864
72 489
47 295
56 965
Living cost
33 120
33 120
33 120
33 120
Free-cash
25 744
39 369
14 175
23 845

Estimated living cost  is ₽33120 per week

₽21334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽85977
₽89562
₽90727
₽95096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
19 425
total
-
-
-
27 897
Employee
20 691
-
123 275
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 069
-
12 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 816
-
2 786
-
health
952
-
1 460
-
total
5 064
-
16 923
-
Employer
20 691
-
123 275
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 496
-
health
1 428
-
2 189
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 224
-
Corporate
104 749
129 500
-
-
income
10 475
12 950
-
-
total
10 475
12 950
-
-
Dividends
94 274
116 550
-
-
withholding
4 714
5 828
-
-
total
4 714
5 828
-
-
Income
129 500
129 500
129 500
129 500
Total tax
24 312
18 778
23 147
27 897
After tax
105 188
110 722
106 353
101 603
Living cost
15 626
15 626
15 626
15 626
Free-cash
89 562
95 096
90 727
85 977

Estimated living cost  is ₽15626 per week

₽10335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽89693
₽94592
₽94443
₽98812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
19 425
total
-
-
-
27 897
Employee
15 770
-
123 275
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
12 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
16 923
-
Employer
15 770
-
123 275
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 496
-
health
1 088
-
2 189
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 094
-
6 224
-
Corporate
110 635
129 500
-
-
income
11 064
12 950
-
-
total
11 064
12 950
-
-
Dividends
99 572
116 550
-
-
withholding
4 979
5 828
-
-
total
4 979
5 828
-
-
Income
129 500
129 500
129 500
129 500
Total tax
22 998
18 778
23 147
27 897
After tax
106 502
110 722
106 353
101 603
Living cost
11 910
11 910
11 910
11 910
Free-cash
94 592
98 812
94 443
89 693

Estimated living cost  is ₽11910 per week

₽6953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽69010
₽68596
₽67787
₽73538
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
health
-
-
-
3 303
social contributions
-
-
-
14 697
income
-
-
-
21 459
total
-
-
-
39 459
Employee
69 848
69 848
119 471
-
income
7 605
6 466
20 803
-
social contributions
2 641
5 797
7 819
-
health
541
1 188
2 031
-
total
10 787
13 451
30 653
-
Employer
69 848
69 848
119 471
-
social contributions
2 641
5 797
7 819
-
health
588
1 293
2 210
-
total
3 229
7 090
10 029
-
Corporate
94 453
52 562
-
-
income
11 806
6 571
-
-
total
11 806
6 571
-
-
Dividends
82 647
45 991
-
-
withholding
14 051
7 819
-
-
total
14 051
7 819
-
-
Income
129 500
129 500
129 500
129 500
Total tax
39 873
34 931
40 682
39 459
After tax
89 627
94 569
88 818
90 041
Living cost
21 031
21 031
21 031
21 031
Free-cash
68 596
73 538
67 787
69 010

Estimated living cost  is ₽21031 per week

₽12604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽60578
₽61339
₽59355
₽65106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
health
-
-
-
3 303
social contributions
-
-
-
14 697
income
-
-
-
21 459
total
-
-
-
39 459
Employee
69 848
69 848
119 471
-
income
7 335
6 466
20 803
-
social contributions
3 394
5 797
7 819
-
health
695
1 188
2 031
-
total
11 424
13 451
30 653
-
Employer
69 848
69 848
119 471
-
social contributions
3 394
5 797
7 819
-
health
757
1 293
2 210
-
total
4 151
7 090
10 029
-
Corporate
84 463
52 562
-
-
income
10 558
6 571
-
-
total
10 558
6 571
-
-
Dividends
73 905
45 991
-
-
withholding
12 565
7 819
-
-
total
12 565
7 819
-
-
Income
129 500
129 500
129 500
129 500
Total tax
38 698
34 931
40 682
39 459
After tax
90 802
94 569
88 818
90 041
Living cost
29 463
29 463
29 463
29 463
Free-cash
61 339
65 106
59 355
60 578

Estimated living cost  is ₽29463 per week

₽20141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽48563
₽60690
₽44731
₽68176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
health
-
-
-
17 482
social contributions
-
-
-
30 197
income
-
-
-
12 273
solidarity contribution
-
-
-
-
total
-
-
-
59 952
Employee
30 860
-
96 642
-
income
3 703
-
11 597
-
social contributions
2 006
-
6 282
-
health
4 166
-
13 047
-
solidarity contribution
-
-
-
-
total
9 875
-
30 926
-
Employer
30 860
-
96 642
-
social contributions
7 715
-
24 160
-
health
2 777
-
8 698
-
total
10 492
-
32 858
-
Corporate
88 147
129 500
-
-
income
16 748
24 605
-
-
total
16 748
24 605
-
-
Dividends
71 399
104 895
-
-
withholding
10 710
15 734
-
-
total
10 710
15 734
-
-
Income
129 500
129 500
129 500
129 500
Total tax
47 825
40 339
63 784
59 952
After tax
81 675
89 161
65 716
69 548
Living cost
20 985
20 985
20 985
20 985
Free-cash
60 690
68 176
44 731
48 563

Estimated living cost  is ₽20985 per week

₽14576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽43689
₽54077
₽39857
₽63302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
health
-
-
-
17 482
social contributions
-
-
-
30 197
income
-
-
-
12 273
solidarity contribution
-
-
-
-
total
-
-
-
59 952
Employee
38 028
-
96 642
-
income
4 563
-
11 597
-
social contributions
2 472
-
6 282
-
health
5 134
-
13 047
-
solidarity contribution
-
-
-
-
total
12 169
-
30 926
-
Employer
38 028
-
96 642
-
social contributions
9 507
-
24 160
-
health
3 422
-
8 698
-
total
12 929
-
32 858
-
Corporate
78 543
129 500
-
-
income
14 923
24 605
-
-
total
14 923
24 605
-
-
Dividends
63 619
104 895
-
-
withholding
9 543
15 734
-
-
total
9 543
15 734
-
-
Income
129 500
129 500
129 500
129 500
Total tax
49 564
40 339
63 784
59 952
After tax
79 936
89 161
65 716
69 548
Living cost
25 859
25 859
25 859
25 859
Free-cash
54 077
63 302
39 857
43 689

Estimated living cost  is ₽25859 per week

₽19230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4749
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽34290
-₽68991
-₽68991
-₽68991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
national
-
-
-
14 192
pensions
-
-
-
790
municipal
-
-
-
26 056
labour market
-
-
-
10 297
total
-
-
-
51 335
Employee
185 187
185 187
185 187
-
municipal
39 434
39 434
39 434
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 115
77 115
77 115
-
Employer
185 187
185 187
185 187
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 497
39 497
39 497
-
national
22 663
22 663
22 663
-
total
77 501
77 501
77 501
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
129 500
129 500
129 500
129 500
Total tax
154 616
154 616
154 616
51 335
After tax
-25 116
-25 116
-25 116
78 165
Living cost
43 875
43 875
43 875
43 875
Free-cash
-68 991
-68 991
-68 991
34 290

Estimated living cost  is ₽43875 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽47473
₽76017
₽52702
₽81660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
health
-
-
-
16 834
pensions
-
-
-
25 900
income
-
-
-
17 353
total
-
-
-
60 087
Employee
25 769
-
96 786
-
unemployment
412
-
1 548
-
income
2 901
-
18 660
-
pensions
515
-
1 936
-
total
3 828
-
22 144
-
Employer
25 769
-
96 786
-
pensions
5 154
-
19 358
-
health
3 349
-
12 582
-
unemployment
207
-
774
-
total
8 710
-
32 714
-
Corporate
95 021
129 500
-
-
income
19 005
25 900
-
-
total
19 005
25 900
-
-
Dividends
76 016
103 600
-
-
total
-
-
-
-
Income
129 500
129 500
129 500
129 500
Total tax
31 543
25 900
54 858
60 087
After tax
97 957
103 600
74 642
69 413
Living cost
21 940
21 940
21 940
21 940
Free-cash
76 017
81 660
52 702
47 473

Estimated living cost  is ₽21940 per week

₽15049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽52756
₽49510
₽35000
₽48167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
129 500
national
-
-
-
17 236
health
-
-
-
1 615
municipal
-
-
-
23 019
total
-
-
-
41 870
Employee
47 791
-
108 942
-
unemployment
717
-
1 634
-
municipal
7 828
-
17 758
-
national
789
-
11 025
-
pensions
3 225
-
7 354
-
health
357
-
1 298
-
total
12 916
-
39 069
-
Employer
47 791
-
108 942
-
pensions
8 291
-
18 901
-
health
367
-
839
-
accident
48
-
109
-
unemployment
310
-
708
-
total
9 016
-
20 557
-
Corporate
72 692
129 500
-
-
income
14 538
25 900
-
-
total
14 538
25 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

43 615
77 700
-
-
municipal
7 850
13 987
-
-
national
796
6 572
-
-
total
8 646
20 559
-
-
Income
129 500
129 500
129 500
129 500
Total tax
45 116
46 459
59 626
41 870
After tax
84 384
83 041
69 874
87 630
Living cost
34 874
34 874
34 874
34 874
Free-cash
49 510
48 167
35 000
52 756

Estimated living cost  is ₽34874 per week

₽22780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽45471
₽42318
₽46580
₽37270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
surtax
-
-
-
-
health
-
-
-
4 525
pensions
-
-
-
26 000
social contributions
-
-
-
3 689
income
-
-
-
17 801
other
-
-
-
4 015
total
-
-
-
56 030
Employee
34 703
-
102 047
-
income
1 789
-
18 220
-
surtax
-
-
-
-
social contributions
989
-
2 908
-
pensions
3 925
-
6 340
-
total
6 703
-
27 468
-
Employer
34 703
-
102 047
-
pensions
5 702
-
10 807
-
social contributions
103
-
307
-
other
1 198
-
3 659
-
health
2 429
-
8 546
-
unemployment
1 405
-
4 134
-
total
10 837
-
27 453
-
Corporate
83 960
129 500
-
-
income
23 509
36 260
-
-
surtax
-
-
-
-
total
23 509
36 260
-
-
Dividends
60 451
93 240
-
-
withholding
7 738
11 935
-
-
social contributions
10 396
16 036
-
-
surtax
-
-
-
-
total
18 134
27 971
-
-
Income
129 500
129 500
129 500
129 500
Total tax
59 183
64 231
54 921
56 030
After tax
70 317
65 269
74 579
73 470
Living cost
27 999
27 999
27 999
27 999
Free-cash
42 318
37 270
46 580
45 471

Estimated living cost  is ₽27999 per week

₽16238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽42392
₽39555
₽43501
₽34191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
surtax
-
-
-
-
health
-
-
-
4 525
pensions
-
-
-
26 000
social contributions
-
-
-
3 689
income
-
-
-
17 801
other
-
-
-
4 015
total
-
-
-
56 030
Employee
38 876
-
102 047
-
income
2 294
-
18 220
-
surtax
-
-
-
-
social contributions
1 108
-
2 908
-
pensions
4 396
-
6 340
-
total
7 798
-
27 468
-
Employer
38 876
-
102 047
-
pensions
6 387
-
10 807
-
social contributions
117
-
307
-
other
1 341
-
3 659
-
health
2 722
-
8 546
-
unemployment
1 574
-
4 134
-
total
12 141
-
27 453
-
Corporate
78 483
129 500
-
-
income
21 975
36 260
-
-
surtax
-
-
-
-
total
21 975
36 260
-
-
Dividends
56 508
93 240
-
-
withholding
7 233
11 935
-
-
social contributions
9 720
16 036
-
-
surtax
-
-
-
-
total
16 953
27 971
-
-
Income
129 500
129 500
129 500
129 500
Total tax
58 867
64 231
54 921
56 030
After tax
70 633
65 269
74 579
73 470
Living cost
31 078
31 078
31 078
31 078
Free-cash
39 555
34 191
43 501
42 392

Estimated living cost  is ₽31078 per week

₽19596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽29598
₽27639
₽30707
₽21397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
surtax
-
-
-
-
health
-
-
-
4 525
pensions
-
-
-
26 000
social contributions
-
-
-
3 689
income
-
-
-
17 801
other
-
-
-
4 015
total
-
-
-
56 030
Employee
56 892
-
102 047
-
income
4 964
-
18 220
-
surtax
-
-
-
-
social contributions
1 620
-
2 908
-
pensions
6 435
-
6 340
-
total
13 019
-
27 468
-
Employer
56 892
-
102 047
-
pensions
9 348
-
10 807
-
social contributions
171
-
307
-
other
1 963
-
3 659
-
health
3 982
-
8 546
-
unemployment
2 305
-
4 134
-
total
17 769
-
27 453
-
Corporate
54 839
129 500
-
-
income
15 355
36 260
-
-
surtax
-
-
-
-
total
15 355
36 260
-
-
Dividends
39 484
93 240
-
-
withholding
5 054
11 935
-
-
social contributions
6 792
16 036
-
-
surtax
-
-
-
-
total
11 846
27 971
-
-
Income
129 500
129 500
129 500
129 500
Total tax
57 989
64 231
54 921
56 030
After tax
71 511
65 269
74 579
73 470
Living cost
43 872
43 872
43 872
43 872
Free-cash
27 639
21 397
30 707
29 598

Estimated living cost  is ₽43872 per week

₽29692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽122358
₽116082
₽97753
₽117178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
129 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 295
total
-
-
-
1 295
Employee
7 308
-
129 500
-
income
1 461
-
25 900
-
total
1 461
-
25 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

122 192
129 500
-
-
total
-
-
-
-
Dividends
122 192
129 500
-
-
withholding
6 110
6 475
-
-
total
6 110
6 475
-
-
Income
129 500
129 500
129 500
129 500
Total tax
7 571
6 475
25 900
1 295
After tax
121 929
123 025
103 600
128 205
Living cost
5 847
5 847
5 847
5 847
Free-cash
116 082
117 178
97 753
122 358

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽119094
₽112205
₽94489
₽113914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
129 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 295
total
-
-
-
1 295
Employee
11 389
-
129 500
-
income
2 278
-
25 900
-
total
2 278
-
25 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

118 111
129 500
-
-
total
-
-
-
-
Dividends
118 111
129 500
-
-
withholding
5 906
6 475
-
-
total
5 906
6 475
-
-
Income
129 500
129 500
129 500
129 500
Total tax
8 184
6 475
25 900
1 295
After tax
121 316
123 025
103 600
128 205
Living cost
9 111
9 111
9 111
9 111
Free-cash
112 205
113 914
94 489
119 094

Estimated living cost  is ₽9111 per week

₽6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽37039
₽43512
₽49562
₽31627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 015
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 648
trade
-
-
-
12 523
total
-
-
-
57 392
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 196
-
129 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
36 648
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 015
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 127
-
44 869
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 304
129 500
-
-
trade
12 097
18 584
-
-
income
12 646
19 425
-
-
chamber of commerce
262
328
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

695
1 069
-
-
total
25 700
39 406
-
-
Dividends
58 604
90 094
-
-
withholding
14 306
22 178
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

786
1 220
-
-
total
15 092
23 398
-
-
Income
129 500
129 500
129 500
129 500
Total tax
50 919
62 804
44 869
57 392
After tax
78 581
66 696
84 631
72 108
Living cost
35 069
35 069
35 069
35 069
Free-cash
43 512
31 627
49 562
37 039

Estimated living cost  is ₽35069 per week

₽24192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽43373
₽47899
₽57118
₽37851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 015
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 648
trade
-
-
-
13 745
total
-
-
-
58 614
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 743
-
129 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
36 648
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 015
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 229
-
44 869
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 757
129 500
-
-
trade
14 924
20 396
-
-
income
14 214
19 425
-
-
chamber of commerce
274
324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

783
1 069
-
-
total
30 195
41 214
-
-
Dividends
64 562
88 286
-
-
withholding
15 795
21 727
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

869
1 195
-
-
total
16 664
22 922
-
-
Income
129 500
129 500
129 500
129 500
Total tax
54 088
64 136
44 869
58 614
After tax
75 412
65 364
84 631
70 886
Living cost
27 513
27 513
27 513
27 513
Free-cash
47 899
37 851
57 118
43 373

Estimated living cost  is ₽27513 per week

₽17307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽34591
₽41777
₽48947
₽29014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 015
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 648
trade
-
-
-
14 356
total
-
-
-
59 225
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 065
-
129 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
36 648
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 015
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
44 869
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 435
129 500
-
-
trade
13 725
21 302
-
-
income
12 515
19 425
-
-
chamber of commerce
257
322
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

688
1 069
-
-
total
27 185
42 118
-
-
Dividends
56 251
87 381
-
-
withholding
13 718
21 501
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

755
1 183
-
-
total
14 473
22 684
-
-
Income
129 500
129 500
129 500
129 500
Total tax
52 039
64 802
44 869
59 225
After tax
77 461
64 698
84 631
70 275
Living cost
35 684
35 684
35 684
35 684
Free-cash
41 777
29 014
48 947
34 591

Estimated living cost  is ₽35684 per week

₽23866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽28053
₽37152
₽43019
₽22421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 015
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 648
trade
-
-
-
14 966
total
-
-
-
59 835
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 591
-
129 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
36 648
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 015
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 978
-
44 869
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 909
129 500
-
-
trade
12 847
22 209
-
-
income
11 236
19 425
-
-
chamber of commerce
243
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

617
1 069
-
-
total
24 943
43 024
-
-
Dividends
49 966
86 476
-
-
withholding
12 146
21 273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

669
1 170
-
-
total
12 815
22 443
-
-
Income
129 500
129 500
129 500
129 500
Total tax
50 736
65 467
44 869
59 835
After tax
78 764
64 033
84 631
69 665
Living cost
41 612
41 612
41 612
41 612
Free-cash
37 152
22 421
43 019
28 053

Estimated living cost  is ₽41612 per week

₽30392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽41047
₽58165
₽37832
₽61051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
surtax
-
-
-
4 347
unemployment
-
-
-
207
health
-
-
-
8 607
pensions
-
-
-
24 247
income
-
-
-
30 642
other
-
-
-
-
total
-
-
-
68 050
Employee
30 590
-
106 981
-
unemployment
2 129
-
7 445
-
other
-
-
-
-
income
5 128
-
27 596
-
surtax
109
-
3 841
-
pensions
2 041
-
7 136
-
health
781
-
2 727
-
total
10 188
-
48 745
-
Employer
30 590
-
106 981
-
pensions
4 078
-
14 261
-
other
-
-
-
-
health
1 391
-
4 868
-
unemployment
970
-
3 391
-
total
6 439
-
22 520
-
Corporate
92 470
129 500
-
-
income
24 042
33 671
-
-
total
24 042
33 671
-
-
Dividends
68 428
95 829
-
-
withholding
10 263
14 375
-
-
total
10 263
14 375
-
-
Income
129 500
129 500
129 500
129 500
Total tax
50 932
48 046
71 265
68 050
After tax
78 568
81 454
58 235
61 450
Living cost
20 403
20 403
20 403
20 403
Free-cash
58 165
61 051
37 832
41 047

Estimated living cost  is ₽20403 per week

₽12318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽41406
₽58584
₽38191
₽61410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
surtax
-
-
-
4 347
unemployment
-
-
-
207
health
-
-
-
8 607
pensions
-
-
-
24 247
income
-
-
-
30 642
other
-
-
-
-
total
-
-
-
68 050
Employee
30 039
-
106 981
-
unemployment
2 091
-
7 445
-
other
-
-
-
-
income
5 035
-
27 596
-
surtax
98
-
3 841
-
pensions
2 003
-
7 136
-
health
767
-
2 727
-
total
9 994
-
48 745
-
Employer
30 039
-
106 981
-
pensions
4 004
-
14 261
-
other
-
-
-
-
health
1 367
-
4 868
-
unemployment
952
-
3 391
-
total
6 323
-
22 520
-
Corporate
93 138
129 500
-
-
income
24 216
33 671
-
-
total
24 216
33 671
-
-
Dividends
68 923
95 829
-
-
withholding
10 339
14 375
-
-
total
10 339
14 375
-
-
Income
129 500
129 500
129 500
129 500
Total tax
50 872
48 046
71 265
68 050
After tax
78 628
81 454
58 235
61 450
Living cost
20 044
20 044
20 044
20 044
Free-cash
58 584
61 410
38 191
41 406

Estimated living cost  is ₽20044 per week

₽12256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽71572
₽55083
₽56932
₽54706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
unemployment
-
-
-
1 943
health
-
-
-
9 065
pensions
-
-
-
12 950
income
-
-
-
15 831
total
-
-
-
39 789
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
108 368
-
unemployment
393
156
1 626
-
income
3 201
1 274
13 248
-
pensions
2 618
1 042
10 837
-
health
1 833
729
7 586
-
total
8 045
3 201
33 297
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
108 368
-
pensions
5 106
2 032
21 132
-
total
5 106
2 032
21 132
-
Corporate
98 210
117 047
-
-
income
8 839
10 534
-
-
total
8 839
10 534
-
-
Dividends
89 371
106 513
-
-
withholding
16 980
20 237
-
-
social contributions
17 308
20 651
-
-
total
34 288
40 888
-
-
Income
129 500
129 500
129 500
129 500
Total tax
56 278
56 655
54 429
39 789
After tax
73 222
72 845
75 071
89 711
Living cost
18 139
18 139
18 139
18 139
Free-cash
55 083
54 706
56 932
71 572

Estimated living cost  is ₽18139 per week

₽12379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3914
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽32860
₽36118
₽33877
₽36850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
national
-
-
-
21 728
pensions
-
-
-
15 540
social contributions
-
-
-
1 392
municipal
-
-
-
14 022
total
-
-
-
52 682
Employee
68 143
-
111 952
-
municipal
8 417
-
14 523
-
national
13 043
-
22 505
-
pensions
2 726
-
4 478
-
total
24 186
-
41 506
-
Employer
68 143
-
111 952
-
pensions
5 451
-
8 956
-
social contributions
733
-
1 203
-
total
6 184
-
10 159
-
Corporate
50 675
129 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 135
25 900
-
-
total
10 135
25 900
-
-
Dividends
40 540
103 600
-
-
withholding
8 919
22 792
-
-
total
8 919
22 792
-
-
Income
129 500
129 500
129 500
129 500
Total tax
49 424
48 692
51 665
52 682
After tax
80 076
80 808
77 835
76 818
Living cost
43 958
43 958
43 958
43 958
Free-cash
36 118
36 850
33 877
32 860

Estimated living cost  is ₽43958 per week

₽29878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽20072
₽40911
₽20072
₽38905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
20 899
income
-
-
-
36 785
total
-
-
-
57 684
Employee
71 054
-
129 500
-
social contributions
5 903
-
20 899
-
income
13 408
-
36 785
-
total
19 311
-
57 684
-
Employer
71 054
-
129 500
-
total
-
-
-
-
Corporate
58 446
129 500
-
-
income
7 305
16 188
-
-
total
7 305
16 188
-
-
Dividends
51 141
113 312
-
-
withholding
10 229
22 663
-
-
total
10 229
22 663
-
-
Income
129 500
129 500
129 500
129 500
Total tax
36 845
38 851
57 684
57 684
After tax
92 655
90 649
71 816
71 816
Living cost
51 744
51 744
51 744
51 744
Free-cash
40 911
38 905
20 072
20 072

Estimated living cost  is ₽51744 per week

₽39366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽25347
₽26024
₽19225
₽30764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
national
-
-
-
30 251
regional
-
-
-
1 497
social contributions
-
-
-
33 307
municipal
-
-
-
769
total
-
-
-
65 824
Employee
80 729
-
129 500
-
municipal
427
-
686
-
national
13 988
-
26 274
-
social contributions
27 222
-
43 667
-
regional
762
-
1 319
-
total
42 399
-
71 946
-
Employer
80 729
-
129 500
-
total
-
-
-
-
Corporate
48 771
129 500
-
-
nationa
11 704
31 080
-
-
municipal
1 901
5 051
-
-
total
13 605
36 131
-
-
Dividends
35 165
93 370
-
-
withholding
9 143
24 276
-
-
total
9 143
24 276
-
-
Income
129 500
129 500
129 500
129 500
Total tax
65 147
60 407
71 946
65 824
After tax
64 353
69 093
57 554
63 676
Living cost
38 329
38 329
38 329
38 329
Free-cash
26 024
30 764
19 225
25 347

Estimated living cost  is ₽38329 per week

₽26719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽38752
₽41582
₽32662
₽43598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
national
-
-
-
30 251
regional
-
-
-
1 952
social contributions
-
-
-
33 307
municipal
-
-
-
769
total
-
-
-
66 279
Employee
50 388
-
129 500
-
municipal
267
-
686
-
national
7 983
-
26 274
-
social contributions
16 991
-
43 667
-
regional
678
-
1 742
-
total
25 919
-
72 369
-
Employer
50 388
-
129 500
-
total
-
-
-
-
Corporate
79 112
129 500
-
-