Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 129500
per

Your estimated
City
free-cash

Andorra , Andorra
₽91610
₽74450
₽71007
₽88823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
28 490
income
-
-
-
5 063
total
-
-
-
33 553
Employee
26 673
-
112 121
-
social contributions
1 733
-
7 287
-
income
-
-
5 444
-
total
1 733
-
12 731
-
Employer
26 673
-
112 121
-
social contributions
4 135
-
17 379
-
total
4 135
-
17 379
-
Corporate
98 692
129 500
-
-
income
9 869
12 950
-
-
total
9 869
12 950
-
-
Dividends
88 824
116 550
-
-
total
-
-
-
-
Income
129 500
129 500
129 500
129 500
Total tax
15 737
12 950
30 110
33 553
After tax
113 763
116 550
99 390
95 947
Living cost
24 940
24 940
24 940
24 940
Free-cash
88 823
91 610
74 450
71 007

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽45430
₽7479
₽40114
₽45020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
chamber of commerce
-
-
-
518
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
31 965
surtax
-
-
-
-
total
-
-
-
62 917
Employee
36 267
33 064
101 287
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
25 250
-
total
9 798
8 427
42 803
-
Employer
36 267
33 064
101 287
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 039
-
chamber of commerce
145
132
405
-
health
1 371
1 250
3 664
-
other
1 722
1 570
4 774
-
total
10 437
9 516
28 214
-
Corporate
82 796
86 920
98 138
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 699
21 731
24 535
-
total
20 699
21 731
24 535
-
Dividends
62 096
65 190
-
-
withholding
17 077
17 927
-
-
total
17 077
17 927
-
-
Income
129 500
129 500
129 500
129 500
Total tax
58 011
57 601
95 552
62 917
After tax
71 489
71 899
33 948
66 583
Living cost
26 469
26 469
26 469
26 469
Free-cash
45 020
45 430
7 479
40 114

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽42575
₽4665
₽37185
₽41294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
chamber of commerce
-
-
-
518
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
31 965
surtax
-
-
-
164
total
-
-
-
63 081
Employee
41 463
33 064
101 135
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
25 185
-
total
12 228
8 427
42 738
-
Employer
41 463
33 064
101 135
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 034
-
chamber of commerce
165
132
405
-
health
1 567
1 250
3 664
-
other
1 970
1 570
4 767
-
total
12 096
9 680
28 366
-
Corporate
75 942
86 757
97 986
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 985
21 690
24 497
-
total
18 985
21 690
24 497
-
Dividends
56 957
65 067
-
-
withholding
15 663
17 894
-
-
total
15 663
17 894
-
-
Income
129 500
129 500
129 500
129 500
Total tax
58 972
57 691
95 601
63 081
After tax
70 528
71 809
33 899
66 419
Living cost
29 234
29 234
29 234
29 234
Free-cash
41 294
42 575
4 665
37 185

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽42209
₽16271
₽26016
₽29766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
20 158
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 561
national
-
-
-
46 514
total
-
-
-
73 233
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
100 303
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 715
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 523
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 232
-
national
18 246
-
35 439
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
872
-
total
29 096
-
53 781
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
100 303
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 304
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 464
-
surtax
6 729
-
11 374
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 169
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
8 886
-
total
17 275
-
29 197
-
Corporate
52 878
129 500
-
-
surtax
211
518
-
-
income
10 576
25 900
-
-
total
10 787
26 418
-
-
Dividends
42 092
103 082
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

12 325
30 622
-
-
total
12 325
30 622
-
-
Income
129 500
129 500
129 500
129 500
Total tax
69 483
57 040
82 978
73 233
After tax
60 017
72 460
46 522
56 267
Living cost
30 251
30 251
30 251
30 251
Free-cash
29 766
42 209
16 271
26 016

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽96460
₽92979
₽88079
₽91407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
19 425
total
-
-
-
27 158
Employee
18 887
-
123 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
12 381
-
total
4 624
-
16 575
-
Employer
18 887
-
123 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
106 907
129 500
-
-
income
10 690
12 950
-
-
total
10 690
12 950
-
-
Dividends
96 217
116 550
-
-
withholding
4 811
5 827
-
-
total
4 811
5 827
-
-
Income
129 500
129 500
129 500
129 500
Total tax
23 830
18 777
22 258
27 158
After tax
105 670
110 723
107 242
102 342
Living cost
14 263
14 263
14 263
14 263
Free-cash
91 407
96 460
92 979
88 079

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽99852
₽96371
₽91471
₽96001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
19 425
total
-
-
-
27 158
Employee
14 395
-
123 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
12 381
-
total
3 523
-
16 575
-
Employer
14 395
-
123 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
112 280
129 500
-
-
income
11 228
12 950
-
-
total
11 228
12 950
-
-
Dividends
101 053
116 550
-
-
withholding
5 052
5 827
-
-
total
5 052
5 827
-
-
Income
129 500
129 500
129 500
129 500
Total tax
22 628
18 777
22 258
27 158
After tax
106 872
110 723
107 242
102 342
Living cost
10 871
10 871
10 871
10 871
Free-cash
96 001
99 852
96 371
91 471

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽75315
₽68953
₽70137
₽70802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
13 424
health
-
-
-
3 302
income
-
-
-
23 428
total
-
-
-
40 154
Employee
63 798
63 798
120 135
-
health
494
1 085
2 042
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
22 789
-
total
9 853
12 286
31 973
-
Employer
63 798
63 798
120 135
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 223
-
total
2 949
6 476
9 365
-
Corporate
97 489
59 227
-
-
income
12 186
7 403
-
-
total
12 186
7 403
-
-
Dividends
85 303
51 823
-
-
withholding
14 501
8 811
-
-
total
14 501
8 811
-
-
Income
129 500
129 500
129 500
129 500
Total tax
39 489
34 976
41 338
40 154
After tax
90 011
94 524
88 162
89 346
Living cost
19 209
19 209
19 209
19 209
Free-cash
70 802
75 315
68 953
70 137

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽67614
₽61252
₽62436
₽64176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
13 424
health
-
-
-
3 302
income
-
-
-
23 428
total
-
-
-
40 154
Employee
63 798
63 798
120 135
-
health
635
1 085
2 042
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
22 789
-
total
10 434
12 286
31 973
-
Employer
63 798
63 798
120 135
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 223
-
total
3 791
6 476
9 365
-
Corporate
88 364
59 227
-
-
income
11 045
7 403
-
-
total
11 045
7 403
-
-
Dividends
77 320
51 823
-
-
withholding
13 144
8 811
-
-
total
13 144
8 811
-
-
Income
129 500
129 500
129 500
129 500
Total tax
38 414
34 976
41 338
40 154
After tax
91 086
94 524
88 162
89 346
Living cost
26 910
26 910
26 910
26 910
Free-cash
64 176
67 614
61 252
62 436

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽69638
₽46290
₽51813
₽62673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
28 093
health
-
-
-
17 482
solidarity contribution
-
-
-
-
income
-
-
-
12 589
total
-
-
-
58 164
Employee
28 710
-
96 741
-
health
3 876
-
13 060
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
11 614
-
total
9 187
-
30 928
-
Employer
28 710
-
96 741
-
social contributions
7 178
-
24 052
-
health
2 584
-
8 707
-
total
9 762
-
32 759
-
Corporate
91 028
129 500
-
-
income
17 295
24 605
-
-
total
17 295
24 605
-
-
Dividends
73 733
104 895
-
-
withholding
11 060
15 734
-
-
total
11 060
15 734
-
-
Income
129 500
129 500
129 500
129 500
Total tax
47 304
40 339
63 687
58 164
After tax
82 196
89 161
65 813
71 336
Living cost
19 523
19 523
19 523
19 523
Free-cash
62 673
69 638
46 290
51 813

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽65104
₽41756
₽47279
₽56521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
28 093
health
-
-
-
17 482
solidarity contribution
-
-
-
-
income
-
-
-
12 589
total
-
-
-
58 164
Employee
35 378
-
96 741
-
health
4 776
-
13 060
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
11 614
-
total
11 321
-
30 928
-
Employer
35 378
-
96 741
-
social contributions
8 845
-
24 052
-
health
3 184
-
8 707
-
total
12 029
-
32 759
-
Corporate
82 093
129 500
-
-
income
15 598
24 605
-
-
total
15 598
24 605
-
-
Dividends
66 495
104 895
-
-
withholding
9 974
15 734
-
-
total
9 974
15 734
-
-
Income
129 500
129 500
129 500
129 500
Total tax
48 922
40 339
63 687
58 164
After tax
80 578
89 161
65 813
71 336
Living cost
24 057
24 057
24 057
24 057
Free-cash
56 521
65 104
41 756
47 279

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽51754
-₽51754
₽37296
-₽51754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
labour market
-
-
-
10 302
municipal
-
-
-
26 470
pensions
-
-
-
721
national
-
-
-
14 646
total
-
-
-
52 139
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
129 500
129 500
129 500
129 500
Total tax
141 189
141 189
141 189
52 139
After tax
-11 689
-11 689
-11 689
77 361
Living cost
40 065
40 065
40 065
40 065
Free-cash
-51 754
-51 754
-51 754
37 296

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽83560
₽54604
₽49370
₽78405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
health
-
-
-
16 836
pensions
-
-
-
25 900
income
-
-
-
17 354
total
-
-
-
60 090
Employee
23 536
-
96 784
-
pensions
471
-
1 935
-
unemployment
376
-
1 549
-
income
2 650
-
18 660
-
total
3 497
-
22 144
-
Employer
23 536
-
96 784
-
pensions
4 708
-
19 356
-
unemployment
189
-
775
-
health
3 059
-
12 581
-
total
7 956
-
32 712
-
Corporate
98 008
129 500
-
-
income
19 602
25 900
-
-
total
19 602
25 900
-
-
Dividends
78 406
103 600
-
-
total
-
-
-
-
Income
129 500
129 500
129 500
129 500
Total tax
31 055
25 900
54 856
60 090
After tax
98 445
103 600
74 644
69 410
Living cost
20 040
20 040
20 040
20 040
Free-cash
78 405
83 560
54 604
49 370

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽50328
₽37138
₽54091
₽52015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
129 500
health
-
-
-
1 648
municipal
-
-
-
23 014
national
-
-
-
18 894
total
-
-
-
43 556
Employee
43 651
-
108 942
-
health
326
-
1 332
-
municipal
7 150
-
17 752
-
pensions
2 946
-
7 354
-
national
721
-
11 879
-
unemployment
655
-
1 634
-
total
11 798
-
39 951
-
Employer
43 651
-
108 942
-
accident
44
-
109
-
unemployment
283
-
709
-
health
335
-
839
-
pensions
7 573
-
18 901
-
total
8 235
-
20 558
-
Corporate
77 613
129 500
-
-
income
15 523
25 900
-
-
total
15 523
25 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

46 568
77 700
-
-
municipal
8 382
13 986
-
-
national
1 694
7 433
-
-
total
10 076
21 419
-
-
Income
129 500
129 500
129 500
129 500
Total tax
45 632
47 319
60 509
43 556
After tax
83 868
82 181
68 991
85 944
Living cost
31 853
31 853
31 853
31 853
Free-cash
52 015
50 328
37 138
54 091

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽39696
₽47451
₽47675
₽44307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
3 689
health
-
-
-
4 956
pensions
-
-
-
24 677
other
-
-
-
4 015
income
-
-
-
18 915
surtax
-
-
-
-
total
-
-
-
56 252
Employee
31 696
-
101 276
-
income
1 634
-
18 761
-
social contributions
904
-
2 886
-
pensions
3 585
-
6 605
-
surtax
-
-
-
-
total
6 123
-
28 252
-
Employer
31 696
-
101 276
-
pensions
5 208
-
11 200
-
social contributions
94
-
304
-
unemployment
1 283
-
4 101
-
health
2 218
-
8 854
-
other
1 094
-
3 765
-
total
9 897
-
28 224
-
Corporate
87 905
129 500
-
-
surtax
-
-
-
-
income
24 613
36 260
-
-
total
24 613
36 260
-
-
Dividends
63 291
93 240
-
-
surtax
-
-
-
-
withholding
8 101
11 934
-
-
social contributions
10 886
16 037
-
-
total
18 987
27 971
-
-
Income
129 500
129 500
129 500
129 500
Total tax
59 620
64 231
56 476
56 252
After tax
69 880
65 269
73 024
73 248
Living cost
25 573
25 573
25 573
25 573
Free-cash
44 307
39 696
47 451
47 675

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽36883
₽44638
₽44862
₽41783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
3 689
health
-
-
-
4 956
pensions
-
-
-
24 677
other
-
-
-
4 015
income
-
-
-
18 915
surtax
-
-
-
-
total
-
-
-
56 252
Employee
35 509
-
101 276
-
income
2 096
-
18 761
-
social contributions
1 012
-
2 886
-
pensions
4 015
-
6 605
-
surtax
-
-
-
-
total
7 123
-
28 252
-
Employer
35 509
-
101 276
-
pensions
5 833
-
11 200
-
social contributions
107
-
304
-
unemployment
1 437
-
4 101
-
health
2 486
-
8 854
-
other
1 225
-
3 765
-
total
11 088
-
28 224
-
Corporate
82 902
129 500
-
-
surtax
-
-
-
-
income
23 212
36 260
-
-
total
23 212
36 260
-
-
Dividends
59 690
93 240
-
-
surtax
-
-
-
-
withholding
7 641
11 934
-
-
social contributions
10 267
16 037
-
-
total
17 908
27 971
-
-
Income
129 500
129 500
129 500
129 500
Total tax
59 331
64 231
56 476
56 252
After tax
70 169
65 269
73 024
73 248
Living cost
28 386
28 386
28 386
28 386
Free-cash
41 783
36 883
44 638
44 862

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽25197
₽32952
₽33176
₽30899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
3 689
health
-
-
-
4 956
pensions
-
-
-
24 677
other
-
-
-
4 015
income
-
-
-
18 915
surtax
-
-
-
-
total
-
-
-
56 252
Employee
51 964
-
101 276
-
income
4 534
-
18 761
-
social contributions
1 480
-
2 886
-
pensions
5 877
-
6 605
-
surtax
-
-
-
-
total
11 891
-
28 252
-
Employer
51 964
-
101 276
-
pensions
8 538
-
11 200
-
social contributions
156
-
304
-
unemployment
2 105
-
4 101
-
health
3 637
-
8 854
-
other
1 793
-
3 765
-
total
16 229
-
28 224
-
Corporate
61 307
129 500
-
-
surtax
-
-
-
-
income
17 166
36 260
-
-
total
17 166
36 260
-
-
Dividends
44 140
93 240
-
-
surtax
-
-
-
-
withholding
5 651
11 934
-
-
social contributions
7 592
16 037
-
-
total
13 243
27 971
-
-
Income
129 500
129 500
129 500
129 500
Total tax
58 529
64 231
56 476
56 252
After tax
70 971
65 269
73 024
73 248
Living cost
40 072
40 072
40 072
40 072
Free-cash
30 899
25 197
32 952
33 176

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽117168
₽97743
₽122348
₽116070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
129 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 295
total
-
-
-
1 295
Employee
7 321
-
129 500
-
income
1 464
-
25 900
-
total
1 464
-
25 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

122 179
129 500
-
-
total
-
-
-
-
Dividends
122 179
129 500
-
-
withholding
6 109
6 475
-
-
total
6 109
6 475
-
-
Income
129 500
129 500
129 500
129 500
Total tax
7 573
6 475
25 900
1 295
After tax
121 927
123 025
103 600
128 205
Living cost
5 857
5 857
5 857
5 857
Free-cash
116 070
117 168
97 743
122 348

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽113898
₽94473
₽119078
₽112186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
129 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 295
total
-
-
-
1 295
Employee
11 409
-
129 500
-
income
2 282
-
25 900
-
total
2 282
-
25 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

118 091
129 500
-
-
total
-
-
-
-
Dividends
118 091
129 500
-
-
withholding
5 905
6 475
-
-
total
5 905
6 475
-
-
Income
129 500
129 500
129 500
129 500
Total tax
8 187
6 475
25 900
1 295
After tax
121 313
123 025
103 600
128 205
Living cost
9 127
9 127
9 127
9 127
Free-cash
112 186
113 898
94 473
119 078

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽34642
₽51517
₽38469
₽45498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 048
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 184
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 100
total
-
-
-
59 000
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
129 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 100
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
38 184
-
total
9 250
-
45 952
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
88 219
129 500
-
-
trade
12 659
18 583
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

727
1 069
-
-
chamber of commerce
255
316
-
-
income
13 233
19 426
-
-
total
26 874
39 394
-
-
Dividends
61 344
90 106
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

827
1 222
-
-
withholding
15 020
22 211
-
-
total
15 847
23 433
-
-
Income
129 500
129 500
129 500
129 500
Total tax
51 971
62 827
45 952
59 000
After tax
77 529
66 673
83 548
70 500
Living cost
32 031
32 031
32 031
32 031
Free-cash
45 498
34 642
51 517
38 469

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽40211
₽58418
₽44097
₽49391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 184
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 100
total
-
-
-
60 273
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
129 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 100
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
38 184
-
total
6 603
-
45 952
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
97 767
129 500
-
-
trade
15 398
20 396
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

806
1 069
-
-
chamber of commerce
266
312
-
-
income
14 664
19 426
-
-
total
31 134
41 203
-
-
Dividends
66 632
88 298
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

899
1 197
-
-
withholding
16 343
21 759
-
-
total
17 242
22 956
-
-
Income
129 500
129 500
129 500
129 500
Total tax
54 979
64 159
45 952
60 273
After tax
74 521
65 341
83 548
69 227
Living cost
25 130
25 130
25 130
25 130
Free-cash
49 391
40 211
58 418
44 097

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽32084
₽50955
₽35998
₽43741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 957
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 184
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 100
total
-
-
-
60 909
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
129 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 100
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
38 184
-
total
9 481
-
45 952
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 426
129 500
-
-
trade
14 381
21 302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

721
1 069
-
-
chamber of commerce
250
310
-
-
income
13 114
19 426
-
-
total
28 466
42 107
-
-
Dividends
58 960
87 393
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

794
1 184
-
-
withholding
14 425
21 532
-
-
total
15 219
22 716
-
-
Income
129 500
129 500
129 500
129 500
Total tax
53 166
64 823
45 952
60 909
After tax
76 334
64 677
83 548
68 591
Living cost
32 593
32 593
32 593
32 593
Free-cash
43 741
32 084
50 955
35 998

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽26001
₽45540
₽29947
₽39457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 593
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
38 184
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 100
total
-
-
-
61 545
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
129 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 100
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
38 184
-
total
11 854
-
45 952
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 638
129 500
-
-
trade
13 658
22 209
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

657
1 069
-
-
chamber of commerce
238
309
-
-
income
11 945
19 426
-
-
total
26 498
43 013
-
-
Dividends
53 140
86 487
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

713
1 171
-
-
withholding
12 970
21 307
-
-
total
13 683
22 478
-
-
Income
129 500
129 500
129 500
129 500
Total tax
52 035
65 491
45 952
61 545
After tax
77 465
64 009
83 548
67 955
Living cost
38 008
38 008
38 008
38 008
Free-cash
39 457
26 001
45 540
29 947

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽62820
₽38245
₽42822
₽60183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
33 035
surtax
-
-
-
4 812
total
-
-
-
68 043
Employee
27 940
-
106 981
-
health
713
-
2 729
-
pensions
1 864
-
7 135
-
surtax
99
-
4 090
-
other
-
-
-
-
unemployment
1 944
-
7 446
-
income
4 684
-
28 701
-
total
9 304
-
50 101
-
Employer
27 940
-
106 981
-
pensions
3 725
-
14 260
-
unemployment
886
-
3 391
-
health
1 271
-
4 868
-
other
-
-
-
-
total
5 882
-
22 519
-
Corporate
95 677
129 500
-
-
income
24 876
33 670
-
-
total
24 876
33 670
-
-
Dividends
70 801
95 830
-
-
withholding
10 620
14 375
-
-
total
10 620
14 375
-
-
Income
129 500
129 500
129 500
129 500
Total tax
50 682
48 045
72 620
68 043
After tax
78 818
81 455
56 880
61 457
Living cost
18 635
18 635
18 635
18 635
Free-cash
60 183
62 820
38 245
42 822

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽63147
₽38572
₽43149
₽60565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
33 035
surtax
-
-
-
4 812
total
-
-
-
68 043
Employee
27 437
-
106 981
-
health
701
-
2 729
-
pensions
1 830
-
7 135
-
surtax
90
-
4 090
-
other
-
-
-
-
unemployment
1 910
-
7 446
-
income
4 599
-
28 701
-
total
9 130
-
50 101
-
Employer
27 437
-
106 981
-
pensions
3 657
-
14 260
-
unemployment
869
-
3 391
-
health
1 249
-
4 868
-
other
-
-
-
-
total
5 775
-
22 519
-
Corporate
96 288
129 500
-
-
income
25 035
33 670
-
-
total
25 035
33 670
-
-
Dividends
71 253
95 830
-
-
withholding
10 687
14 375
-
-
total
10 687
14 375
-
-
Income
129 500
129 500
129 500
129 500
Total tax
50 627
48 045
72 620
68 043
After tax
78 873
81 455
56 880
61 457
Living cost
18 308
18 308
18 308
18 308
Free-cash
60 565
63 147
38 572
43 149

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽56533
₽58798
₽73438
₽56871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
unemployment
-
-
-
1 943
health
-
-
-
9 065
pensions
-
-
-
12 950
income
-
-
-
15 831
total
-
-
-
39 789
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
108 368
-
health
1 644
654
7 586
-
pensions
2 349
935
10 837
-
unemployment
352
140
1 626
-
income
2 872
1 143
13 248
-
total
7 217
2 872
33 297
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
108 368
-
pensions
4 581
1 823
21 132
-
total
4 581
1 823
21 132
-
Corporate
101 429
118 328
-
-
income
9 129
10 650
-
-
total
9 129
10 650
-
-
Dividends
92 300
107 678
-
-
withholding
17 537
20 459
-
-
social contributions
17 892
20 890
-
-
total
35 429
41 349
-
-
Income
129 500
129 500
129 500
129 500
Total tax
56 356
56 694
54 429
39 789
After tax
73 144
72 806
75 071
89 711
Living cost
16 273
16 273
16 273
16 273
Free-cash
56 871
56 533
58 798
73 438

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽38925
₽35822
₽34805
₽38228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
1 392
municipal
-
-
-
14 073
pensions
-
-
-
15 540
national
-
-
-
21 807
total
-
-
-
52 812
Employee
64 927
-
111 952
-
municipal
8 020
-
14 574
-
pensions
2 597
-
4 478
-
national
12 427
-
22 584
-
total
23 044
-
41 636
-
Employer
64 927
-
111 952
-
social contributions
698
-
1 203
-
pensions
5 194
-
8 956
-
total
5 892
-
10 159
-
Corporate
54 396
129 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 879
25 900
-
-
total
10 879
25 900
-
-
Dividends
43 517
103 600
-
-
withholding
9 574
22 792
-
-
total
9 574
22 792
-
-
Income
129 500
129 500
129 500
129 500
Total tax
49 389
48 692
51 795
52 812
After tax
80 111
80 808
77 705
76 688
Living cost
41 883
41 883
41 883
41 883
Free-cash
38 228
38 925
35 822
34 805

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽43388
₽22932
₽22932
₽45220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
social contributions
-
-
-
21 220
income
-
-
-
38 086
total
-
-
-
59 306
Employee
64 899
-
129 500
-
social contributions
5 392
-
21 220
-
income
12 246
-
38 086
-
total
17 638
-
59 306
-
Employer
64 899
-
129 500
-
total
-
-
-
-
Corporate
64 601
129 500
-
-
income
8 075
16 187
-
-
total
8 075
16 187
-
-
Dividends
56 526
113 313
-
-
withholding
11 305
22 663
-
-
total
11 305
22 663
-
-
Income
129 500
129 500
129 500
129 500
Total tax
37 018
38 850
59 306
59 306
After tax
92 482
90 650
70 194
70 194
Living cost
47 262
47 262
47 262
47 262
Free-cash
45 220
43 388
22 932
22 932

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽34083
₽21983
₽27856
₽29753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
regional
-
-
-
1 510
social contributions
-
-
-
33 308
municipal
-
-
-
770
national
-
-
-
31 047
total
-
-
-
66 635
Employee
73 736
-
129 500
-
regional
696
-
1 332
-
municipal
390
-
686
-
social contributions
24 864
-
43 668
-
national
12 777
-
26 822
-
total
38 727
-
72 508
-
Employer
73 736
-
129 500
-
total
-
-
-
-
Corporate
55 764
129 500
-
-
nationa
13 383
31 080
-
-
municipal
2 174
5 051
-
-
total
15 557
36 131
-
-
Dividends
40 207
93 369
-
-
withholding
10 454
24 277
-
-
total
10 454
24 277
-
-
Income
129 500
129 500
129 500
129 500
Total tax
64 738
60 408
72 508
66 635
After tax
64 762
69 092
56 992
62 865
Living cost
35 009
35 009
35 009
35 009
Free-cash
29 753
34 083
21 983
27 856

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽45718
₽34232
₽40072
₽43876
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 500
regional
-
-
-
1 953
social contributions
-
-
-
33 308
municipal
-
-
-
770
national
-
-
-
31 047
total
-
-
-
67 078
Employee
46 023
-
129 500
-
regional
620
-
1 742
-
municipal
244
-
686
-
social contributions
15 519
-
43 668
-
national
7 291
-
26 822
-
total
23 674
-
72 918
-
Employer
46 023
-
129 500
-
total
-
-
-
-
Corporate
83 477
129 500
-
-
nationa