Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 129000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽88331
₽89298
₽94077
₽84639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
health
-
-
-
3 787
income
-
-
-
19 350
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 874
unemployment
-
-
-
132
total
-
-
-
28 143
Employee
21 476
-
122 539
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 885
-
2 892
-
health
988
-
1 515
-
income
2 148
-
12 254
-
total
5 257
-
17 023
-
Employer
21 476
-
122 539
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 367
-
3 629
-
health
1 482
-
2 272
-
unemployment
129
-
198
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
total
4 214
-
6 461
-
Corporate
103 311
129 000
-
-
income
10 331
12 900
-
-
total
10 331
12 900
-
-
Dividends
92 980
116 100
-
-
withholding
4 649
5 805
-
-
total
4 649
5 805
-
-
Income
129 000
129 000
129 000
129 000
Total tax
24 451
18 705
23 484
28 143
After tax
104 549
110 295
105 516
100 857
Living cost
16 218
16 218
16 218
16 218
Free-cash
88 331
94 077
89 298
84 639

Estimated living cost  is ₽16218 per week

₽10727
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽929
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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