Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 129000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽85988
₽81550
₽85619
₽92074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
unemployment
-
-
-
148
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 476
income
-
-
-
19 350
health
-
-
-
4 255
total
-
-
-
29 229
Employee
24 128
-
121 741
-
accident

We are using the highest rate at 1.1%.

265
-
407
-
income
2 413
-
12 174
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 118
-
3 249
-
health
1 110
-
1 702
-
total
5 906
-
17 532
-
Employer
24 128
-
121 741
-
accident

We are using the highest rate at 1.1%.

265
-
407
-
health
1 665
-
2 553
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 659
-
4 077
-
unemployment
145
-
222
-
total
4 734
-
7 259
-
Corporate
100 138
129 000
-
-
income
10 013
12 900
-
-
total
10 013
12 900
-
-
Dividends
90 125
116 100
-
-
withholding
4 507
5 805
-
-
total
4 507
5 805
-
-
Income
129 000
129 000
129 000
129 000
Total tax
25 160
18 705
24 791
29 229
After tax
103 840
110 295
104 209
99 771
Living cost
18 221
18 221
18 221
18 221
Free-cash
85 619
92 074
85 988
81 550

Estimated living cost  is ₽18221 per week

₽12051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4693
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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