Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 129000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽88200
₽93412
₽83614
₽87430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 074
unemployment
-
-
-
137
income
-
-
-
19 350
health
-
-
-
3 942
total
-
-
-
28 503
Employee
22 356
-
122 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 963
-
3 010
-
income
2 236
-
12 227
-
accident

We are using the highest rate at 1.1%.

246
-
377
-
health
1 028
-
1 577
-
total
5 473
-
17 191
-
Employer
22 356
-
122 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 464
-
3 778
-
health
1 543
-
2 365
-
unemployment
134
-
206
-
accident

We are using the highest rate at 1.1%.

246
-
377
-
total
4 387
-
6 726
-
Corporate
102 258
129 000
-
-
income
10 226
12 900
-
-
total
10 226
12 900
-
-
Dividends
92 032
116 100
-
-
withholding
4 601
5 805
-
-
total
4 601
5 805
-
-
Income
129 000
129 000
129 000
129 000
Total tax
24 687
18 705
23 917
28 503
After tax
104 313
110 295
105 083
100 497
Living cost
16 883
16 883
16 883
16 883
Free-cash
87 430
93 412
88 200
83 614

Estimated living cost  is ₽16883 per week

₽11166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4348
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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