Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 129000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽91657
₽86839
₽90262
₽95503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
health
-
-
-
3 454
unemployment
-
-
-
120
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 445
income
-
-
-
19 350
total
-
-
-
27 369
Employee
19 587
-
123 107
-
health
901
-
1 382
-
income
1 959
-
12 310
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 720
-
2 637
-
accident

We are using the highest rate at 1.1%.

215
-
330
-
total
4 795
-
16 659
-
Employer
19 587
-
123 107
-
accident

We are using the highest rate at 1.1%.

215
-
330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 158
-
3 310
-
unemployment
118
-
180
-
health
1 352
-
2 072
-
total
3 843
-
5 892
-
Corporate
105 570
129 000
-
-
income
10 557
12 900
-
-
total
10 557
12 900
-
-
Dividends
95 014
116 100
-
-
withholding
4 751
5 805
-
-
total
4 751
5 805
-
-
Income
129 000
129 000
129 000
129 000
Total tax
23 946
18 705
22 551
27 369
After tax
105 054
110 295
106 449
101 631
Living cost
14 792
14 792
14 792
14 792
Free-cash
90 262
95 503
91 657
86 839

Estimated living cost  is ₽14792 per week

₽9783
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3809
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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