Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 128000
per

Your estimated
City
free-cash

Andorra , Andorra
₽68268
₽85125
₽71671
₽88148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
28 161
income
-
-
-
4 519
total
-
-
-
32 680
Employee
28 933
-
110 823
-
social contributions
1 880
-
7 204
-
income
-
-
4 896
-
total
1 880
-
12 100
-
Employer
28 933
-
110 823
-
social contributions
4 485
-
17 177
-
total
4 485
-
17 177
-
Corporate
94 582
128 000
-
-
income
9 458
12 800
-
-
total
9 458
12 800
-
-
Dividends
85 124
115 200
-
-
total
-
-
-
-
Income
128 000
128 000
128 000
128 000
Total tax
15 823
12 800
29 277
32 680
After tax
112 177
115 200
98 723
95 320
Living cost
27 052
27 052
27 052
27 052
Free-cash
85 125
88 148
71 671
68 268

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽36627
₽42054
₽5262
₽42500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
512
pensions
-
-
-
19 451
income
-
-
-
29 136
total
-
-
-
62 661
Employee
39 340
35 865
99 392
-
unemployment
1 180
1 076
2 982
-
other
393
359
994
-
income
3 504
2 645
23 426
-
pensions
4 029
3 672
10 177
-
health
1 522
1 388
3 846
-
total
10 628
9 140
41 425
-
Employer
39 340
35 865
99 392
-
pensions
4 937
4 502
12 474
-
surtax
-
-
-
-
payroll
1 180
1 076
2 982
-
other
1 868
1 703
4 722
-
health
1 488
1 356
3 757
-
accident
511
466
1 293
-
unemployment
1 180
1 076
2 982
-
chamber of commerce
157
143
398
-
total
11 321
10 322
28 608
-
Corporate
77 339
81 813
95 976
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 334
20 453
23 993
-
total
19 334
20 453
23 993
-
Dividends
58 004
61 360
-
-
withholding
15 951
16 873
-
-
total
15 951
16 873
-
-
Income
128 000
128 000
128 000
128 000
Total tax
57 234
56 788
94 026
62 661
After tax
70 766
71 212
33 974
65 339
Living cost
28 712
28 712
28 712
28 712
Free-cash
42 054
42 500
5 262
36 627

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽33450
₽38012
₽2233
₽39402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
512
pensions
-
-
-
19 451
income
-
-
-
29 136
total
-
-
-
62 839
Employee
44 976
35 865
99 254
-
unemployment
1 349
1 076
2 977
-
other
449
359
992
-
income
5 120
2 645
23 379
-
pensions
4 606
3 672
10 163
-
health
1 740
1 388
3 841
-
total
13 264
9 140
41 352
-
Employer
44 976
35 865
99 254
-
pensions
5 644
4 502
12 457
-
surtax
178
178
178
-
payroll
1 349
1 076
2 977
-
other
2 137
1 703
4 715
-
health
1 699
1 356
3 752
-
accident
584
466
1 291
-
unemployment
1 349
1 076
2 977
-
chamber of commerce
179
143
396
-
total
13 119
10 500
28 743
-
Corporate
69 904
81 636
95 841
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 476
20 409
23 961
-
total
17 476
20 409
23 961
-
Dividends
52 428
61 227
-
-
withholding
14 418
16 838
-
-
total
14 418
16 838
-
-
Income
128 000
128 000
128 000
128 000
Total tax
58 277
56 887
94 056
62 839
After tax
69 723
71 113
33 944
65 161
Living cost
31 711
31 711
31 711
31 711
Free-cash
38 012
39 402
2 233
33 450

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽23510
₽25338
₽13958
₽38834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
national
-
-
-
45 102
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 474
social contributions
-
-
-
20 100
total
-
-
-
71 676
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
99 137
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
862
-
national
19 791
-
34 241
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
5 171
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
7 436
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 661
-
total
31 562
-
52 371
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
99 137
-
surtax
7 299
-
11 241
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
8 783
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
6 097
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 288
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 448
-
total
18 738
-
28 857
-
Corporate
44 887
128 000
-
-
income
8 978
25 601
-
-
surtax
179
512
-
-
total
9 157
26 113
-
-
Dividends
35 730
101 887
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 391
30 239
-
-
total
10 391
30 239
-
-
Income
128 000
128 000
128 000
128 000
Total tax
69 848
56 352
81 228
71 676
After tax
58 152
71 648
46 772
56 324
Living cost
32 814
32 814
32 814
32 814
Free-cash
25 338
38 834
13 958
23 510

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽84974
₽88516
₽89667
₽93990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
19 200
total
-
-
-
27 576
Employee
20 458
-
121 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
12 185
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
16 728
-
Employer
20 458
-
121 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
103 528
128 000
-
-
income
10 353
12 800
-
-
total
10 353
12 800
-
-
Dividends
93 175
115 200
-
-
withholding
4 659
5 760
-
-
total
4 659
5 760
-
-
Income
128 000
128 000
128 000
128 000
Total tax
24 034
18 560
22 883
27 576
After tax
103 966
109 440
105 117
100 424
Living cost
15 450
15 450
15 450
15 450
Free-cash
88 516
93 990
89 667
84 974

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽88648
₽93492
₽93341
₽97664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
19 200
total
-
-
-
27 576
Employee
15 593
-
121 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
12 185
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
16 728
-
Employer
15 593
-
121 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
109 348
128 000
-
-
income
10 935
12 800
-
-
total
10 935
12 800
-
-
Dividends
98 413
115 200
-
-
withholding
4 921
5 760
-
-
total
4 921
5 760
-
-
Income
128 000
128 000
128 000
128 000
Total tax
22 732
18 560
22 883
27 576
After tax
105 268
109 440
105 117
100 424
Living cost
11 776
11 776
11 776
11 776
Free-cash
93 492
97 664
93 341
88 648

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽68180
₽67744
₽66970
₽72641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
health
-
-
-
3 264
social contributions
-
-
-
14 561
income
-
-
-
21 158
total
-
-
-
38 983
Employee
69 203
69 203
118 069
-
income
7 535
6 406
20 508
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 007
-
total
10 687
13 326
30 262
-
Employer
69 203
69 203
118 069
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 184
-
total
3 198
7 024
9 931
-
Corporate
93 277
51 773
-
-
income
11 659
6 471
-
-
total
11 659
6 471
-
-
Dividends
81 618
45 302
-
-
withholding
13 875
7 701
-
-
total
13 875
7 701
-
-
Income
128 000
128 000
128 000
128 000
Total tax
39 419
34 522
40 193
38 983
After tax
88 581
93 478
87 807
89 017
Living cost
20 837
20 837
20 837
20 837
Free-cash
67 744
72 641
66 970
68 180

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽59827
₽60554
₽58617
₽64288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
health
-
-
-
3 264
social contributions
-
-
-
14 561
income
-
-
-
21 158
total
-
-
-
38 983
Employee
69 203
69 203
118 069
-
income
7 267
6 406
20 508
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 007
-
total
11 318
13 326
30 262
-
Employer
69 203
69 203
118 069
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 184
-
total
4 113
7 024
9 931
-
Corporate
83 379
51 773
-
-
income
10 423
6 471
-
-
total
10 423
6 471
-
-
Dividends
72 957
45 302
-
-
withholding
12 402
7 701
-
-
total
12 402
7 701
-
-
Income
128 000
128 000
128 000
128 000
Total tax
38 256
34 522
40 193
38 983
After tax
89 744
93 478
87 807
89 017
Living cost
29 190
29 190
29 190
29 190
Free-cash
60 554
64 288
58 617
59 827

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽47933
₽59944
₽44182
₽67356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
health
-
-
-
17 280
social contributions
-
-
-
29 891
income
-
-
-
12 124
solidarity contribution
-
-
-
-
total
-
-
-
59 295
Employee
30 548
-
95 522
-
income
3 666
-
11 463
-
social contributions
1 986
-
6 209
-
health
4 124
-
12 896
-
solidarity contribution
-
-
-
-
total
9 776
-
30 568
-
Employer
30 548
-
95 522
-
social contributions
7 637
-
23 881
-
health
2 749
-
8 597
-
total
10 386
-
32 478
-
Corporate
87 066
128 000
-
-
income
16 543
24 320
-
-
total
16 543
24 320
-
-
Dividends
70 524
103 680
-
-
withholding
10 579
15 552
-
-
total
10 579
15 552
-
-
Income
128 000
128 000
128 000
128 000
Total tax
47 284
39 872
63 046
59 295
After tax
80 716
88 128
64 954
68 705
Living cost
20 772
20 772
20 772
20 772
Free-cash
59 944
67 356
44 182
47 933

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽43108
₽53399
₽39357
₽62531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
health
-
-
-
17 280
social contributions
-
-
-
29 891
income
-
-
-
12 124
solidarity contribution
-
-
-
-
total
-
-
-
59 295
Employee
37 643
-
95 522
-
income
4 517
-
11 463
-
social contributions
2 447
-
6 209
-
health
5 082
-
12 896
-
solidarity contribution
-
-
-
-
total
12 046
-
30 568
-
Employer
37 643
-
95 522
-
social contributions
9 411
-
23 881
-
health
3 388
-
8 597
-
total
12 799
-
32 478
-
Corporate
77 559
128 000
-
-
income
14 736
24 320
-
-
total
14 736
24 320
-
-
Dividends
62 823
103 680
-
-
withholding
9 423
15 552
-
-
total
9 423
15 552
-
-
Income
128 000
128 000
128 000
128 000
Total tax
49 004
39 872
63 046
59 295
After tax
78 996
88 128
64 954
68 705
Living cost
25 597
25 597
25 597
25 597
Free-cash
53 399
62 531
39 357
43 108

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽33808
-₽68684
-₽68684
-₽68684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
national
-
-
-
14 015
pensions
-
-
-
782
municipal
-
-
-
25 742
labour market
-
-
-
10 177
total
-
-
-
50 716
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
128 000
128 000
128 000
128 000
Total tax
153 209
153 209
153 209
50 716
After tax
-25 209
-25 209
-25 209
77 284
Living cost
43 476
43 476
43 476
43 476
Free-cash
-68 684
-68 684
-68 684
33 808

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽46870
₽75074
₽52040
₽80662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
health
-
-
-
16 640
pensions
-
-
-
25 601
income
-
-
-
17 152
total
-
-
-
59 393
Employee
25 530
-
95 665
-
unemployment
408
-
1 530
-
income
2 874
-
18 445
-
pensions
511
-
1 913
-
total
3 793
-
21 888
-
Employer
25 530
-
95 665
-
pensions
5 106
-
19 133
-
health
3 318
-
12 437
-
unemployment
205
-
765
-
total
8 629
-
32 335
-
Corporate
93 840
128 000
-
-
income
18 767
25 601
-
-
total
18 767
25 601
-
-
Dividends
75 072
102 399
-
-
total
-
-
-
-
Income
128 000
128 000
128 000
128 000
Total tax
31 189
25 601
54 223
59 393
After tax
96 811
102 399
73 777
68 607
Living cost
21 737
21 737
21 737
21 737
Free-cash
75 074
80 662
52 040
46 870

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽52086
₽48850
₽34534
₽47552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
128 000
national
-
-
-
17 013
health
-
-
-
1 595
municipal
-
-
-
22 754
total
-
-
-
41 362
Employee
47 349
-
107 682
-
unemployment
710
-
1 616
-
municipal
7 755
-
17 553
-
national
782
-
10 875
-
pensions
3 195
-
7 269
-
health
354
-
1 283
-
total
12 796
-
38 596
-
Employer
47 349
-
107 682
-
pensions
8 215
-
18 682
-
health
364
-
828
-
accident
48
-
108
-
unemployment
307
-
700
-
total
8 934
-
20 318
-
Corporate
71 718
128 000
-
-
income
14 344
25 601
-
-
total
14 344
25 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

43 030
76 800
-
-
municipal
7 745
13 823
-
-
national
779
6 472
-
-
total
8 524
20 295
-
-
Income
128 000
128 000
128 000
128 000
Total tax
44 598
45 896
58 914
41 362
After tax
83 402
82 104
69 086
86 638
Living cost
34 552
34 552
34 552
34 552
Free-cash
48 850
47 552
34 534
52 086

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽44890
₽41770
₽46022
₽36771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
surtax
-
-
-
-
health
-
-
-
4 459
pensions
-
-
-
25 732
social contributions
-
-
-
3 646
income
-
-
-
17 566
other
-
-
-
3 967
total
-
-
-
55 370
Employee
34 382
-
100 888
-
income
1 773
-
17 995
-
surtax
-
-
-
-
social contributions
980
-
2 874
-
pensions
3 889
-
6 258
-
total
6 642
-
27 127
-
Employer
34 382
-
100 888
-
pensions
5 650
-
10 671
-
social contributions
102
-
302
-
other
1 187
-
3 613
-
health
2 406
-
8 440
-
unemployment
1 392
-
4 085
-
total
10 737
-
27 111
-
Corporate
82 881
128 000
-
-
income
23 206
35 841
-
-
surtax
-
-
-
-
total
23 206
35 841
-
-
Dividends
59 675
92 159
-
-
withholding
7 639
11 796
-
-
social contributions
10 266
15 852
-
-
surtax
-
-
-
-
total
17 905
27 648
-
-
Income
128 000
128 000
128 000
128 000
Total tax
58 490
63 489
54 238
55 370
After tax
69 510
64 511
73 762
72 630
Living cost
27 740
27 740
27 740
27 740
Free-cash
41 770
36 771
46 022
44 890

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽41839
₽39036
₽42971
₽33720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
surtax
-
-
-
-
health
-
-
-
4 459
pensions
-
-
-
25 732
social contributions
-
-
-
3 646
income
-
-
-
17 566
other
-
-
-
3 967
total
-
-
-
55 370
Employee
38 517
-
100 888
-
income
2 273
-
17 995
-
surtax
-
-
-
-
social contributions
1 098
-
2 874
-
pensions
4 355
-
6 258
-
total
7 726
-
27 127
-
Employer
38 517
-
100 888
-
pensions
6 328
-
10 671
-
social contributions
116
-
302
-
other
1 329
-
3 613
-
health
2 697
-
8 440
-
unemployment
1 559
-
4 085
-
total
12 029
-
27 111
-
Corporate
77 455
128 000
-
-
income
21 688
35 841
-
-
surtax
-
-
-
-
total
21 688
35 841
-
-
Dividends
55 767
92 159
-
-
withholding
7 139
11 796
-
-
social contributions
9 591
15 852
-
-
surtax
-
-
-
-
total
16 730
27 648
-
-
Income
128 000
128 000
128 000
128 000
Total tax
58 173
63 489
54 238
55 370
After tax
69 827
64 511
73 762
72 630
Living cost
30 791
30 791
30 791
30 791
Free-cash
39 036
33 720
42 971
41 839

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽29163
₽27232
₽30295
₽21044
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
surtax
-
-
-
-
health
-
-
-
4 459
pensions
-
-
-
25 732
social contributions
-
-
-
3 646
income
-
-
-
17 566
other
-
-
-
3 967
total
-
-
-
55 370
Employee
56 366
-
100 888
-
income
4 918
-
17 995
-
surtax
-
-
-
-
social contributions
1 605
-
2 874
-
pensions
6 375
-
6 258
-
total
12 898
-
27 127
-
Employer
56 366
-
100 888
-
pensions
9 262
-
10 671
-
social contributions
169
-
302
-
other
1 945
-
3 613
-
health
3 945
-
8 440
-
unemployment
2 283
-
4 085
-
total
17 604
-
27 111
-
Corporate
54 029
128 000
-
-
income
15 128
35 841
-
-
surtax
-
-
-
-
total
15 128
35 841
-
-
Dividends
38 901
92 159
-
-
withholding
4 980
11 796
-
-
social contributions
6 691
15 852
-
-
surtax
-
-
-
-
total
11 671
27 648
-
-
Income
128 000
128 000
128 000
128 000
Total tax
57 301
63 489
54 238
55 370
After tax
70 699
64 511
73 762
72 630
Living cost
43 467
43 467
43 467
43 467
Free-cash
27 232
21 044
30 295
29 163

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽120897
₽114686
₽96577
₽115777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
128 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 280
total
-
-
-
1 280
Employee
7 278
-
128 000
-
income
1 455
-
25 600
-
total
1 455
-
25 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

120 722
128 000
-
-
total
-
-
-
-
Dividends
120 722
128 000
-
-
withholding
6 036
6 400
-
-
total
6 036
6 400
-
-
Income
128 000
128 000
128 000
128 000
Total tax
7 491
6 400
25 600
1 280
After tax
120 509
121 600
102 400
126 720
Living cost
5 823
5 823
5 823
5 823
Free-cash
114 686
115 777
96 577
120 897

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽117647
₽110826
₽93327
₽112527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
128 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 280
total
-
-
-
1 280
Employee
11 342
-
128 000
-
income
2 268
-
25 600
-
total
2 268
-
25 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

116 658
128 000
-
-
total
-
-
-
-
Dividends
116 658
128 000
-
-
withholding
5 833
6 400
-
-
total
5 833
6 400
-
-
Income
128 000
128 000
128 000
128 000
Total tax
8 101
6 400
25 600
1 280
After tax
119 899
121 600
102 400
126 720
Living cost
9 073
9 073
9 073
9 073
Free-cash
110 826
112 527
93 327
117 647

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽36573
₽42954
₽48936
₽31180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 990
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 181
trade
-
-
-
12 363
total
-
-
-
56 682
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
128 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
36 181
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 990
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
44 319
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 221
128 000
-
-
trade
11 943
18 368
-
-
income
12 483
19 200
-
-
chamber of commerce
258
324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

687
1 055
-
-
total
25 371
38 947
-
-
Dividends
57 851
89 053
-
-
withholding
14 120
21 922
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

777
1 206
-
-
total
14 897
23 128
-
-
Income
128 000
128 000
128 000
128 000
Total tax
50 301
62 075
44 319
56 682
After tax
77 699
65 925
83 681
71 318
Living cost
34 745
34 745
34 745
34 745
Free-cash
42 954
31 180
48 936
36 573

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽42851
₽47303
₽56422
₽37350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 990
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 181
trade
-
-
-
13 571
total
-
-
-
57 890
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
128 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
36 181
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 990
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
44 319
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 578
128 000
-
-
trade
14 739
20 159
-
-
income
14 037
19 200
-
-
chamber of commerce
272
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

772
1 055
-
-
total
29 820
40 735
-
-
Dividends
63 759
87 265
-
-
withholding
15 598
21 474
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

857
1 182
-
-
total
16 455
22 656
-
-
Income
128 000
128 000
128 000
128 000
Total tax
53 438
63 391
44 319
57 890
After tax
74 562
64 609
83 681
70 110
Living cost
27 259
27 259
27 259
27 259
Free-cash
47 303
37 350
56 422
42 851

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽34154
₽41240
₽48327
₽28597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 990
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 181
trade
-
-
-
14 173
total
-
-
-
58 492
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
128 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
36 181
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 990
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
44 319
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
82 361
128 000
-
-
trade
13 548
21 056
-
-
income
12 355
19 200
-
-
chamber of commerce
254
319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

680
1 055
-
-
total
26 837
41 630
-
-
Dividends
55 524
86 370
-
-
withholding
13 540
21 251
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

745
1 168
-
-
total
14 285
22 419
-
-
Income
128 000
128 000
128 000
128 000
Total tax
51 406
64 049
44 319
58 492
After tax
76 594
63 951
83 681
69 508
Living cost
35 354
35 354
35 354
35 354
Free-cash
41 240
28 597
48 327
34 154

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽27677
₽36657
₽42453
₽22065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 990
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 181
trade
-
-
-
14 776
total
-
-
-
59 095
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
128 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
36 181
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 990
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
44 319
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 914
128 000
-
-
trade
12 676
21 953
-
-
income
11 087
19 200
-
-
chamber of commerce
241
316
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

610
1 055
-
-
total
24 614
42 524
-
-
Dividends
49 301
85 476
-
-
withholding
11 984
21 027
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

659
1 156
-
-
total
12 643
22 183
-
-
Income
128 000
128 000
128 000
128 000
Total tax
50 115
64 707
44 319
59 095
After tax
77 885
63 293
83 681
68 905
Living cost
41 228
41 228
41 228
41 228
Free-cash
36 657
22 065
42 453
27 677

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽40525
₽57434
₽37384
₽60297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
surtax
-
-
-
4 285
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
30 222
other
-
-
-
-
total
-
-
-
67 261
Employee
30 307
-
105 742
-
unemployment
2 109
-
7 359
-
other
-
-
-
-
income
5 081
-
27 247
-
surtax
108
-
3 788
-
pensions
2 022
-
7 053
-
health
774
-
2 697
-
total
10 094
-
48 144
-
Employer
30 307
-
105 742
-
pensions
4 041
-
14 095
-
other
-
-
-
-
health
1 378
-
4 811
-
unemployment
962
-
3 352
-
total
6 381
-
22 258
-
Corporate
91 312
128 000
-
-
income
23 741
33 281
-
-
total
23 741
33 281
-
-
Dividends
67 571
94 719
-
-
withholding
10 136
14 208
-
-
total
10 136
14 208
-
-
Income
128 000
128 000
128 000
128 000
Total tax
50 352
47 489
70 402
67 261
After tax
77 648
80 511
57 598
60 739
Living cost
20 214
20 214
20 214
20 214
Free-cash
57 434
60 297
37 384
40 525

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽40880
₽57852
₽37739
₽60652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
surtax
-
-
-
4 285
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
30 222
other
-
-
-
-
total
-
-
-
67 261
Employee
29 761
-
105 742
-
unemployment
2 072
-
7 359
-
other
-
-
-
-
income
4 989
-
27 247
-
surtax
97
-
3 788
-
pensions
1 985
-
7 053
-
health
760
-
2 697
-
total
9 903
-
48 144
-
Employer
29 761
-
105 742
-
pensions
3 967
-
14 095
-
other
-
-
-
-
health
1 354
-
4 811
-
unemployment
943
-
3 352
-
total
6 264
-
22 258
-
Corporate
91 975
128 000
-
-
income
23 913
33 281
-
-
total
23 913
33 281
-
-
Dividends
68 061
94 719
-
-
withholding
10 209
14 208
-
-
total
10 209
14 208
-
-
Income
128 000
128 000
128 000
128 000
Total tax
50 289
47 489
70 402
67 261
After tax
77 711
80 511
57 598
60 739
Living cost
19 859
19 859
19 859
19 859
Free-cash
57 852
60 652
37 739
40 880

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽70806
₽54504
₽56336
₽54133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
unemployment
-
-
-
1 920
health
-
-
-
8 960
pensions
-
-
-
12 800
income
-
-
-
15 648
total
-
-
-
39 328
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
107 113
-
unemployment
387
154
1 607
-
income
3 153
1 255
13 095
-
pensions
2 579
1 026
10 711
-
health
1 805
718
7 498
-
total
7 924
3 153
32 911
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
107 113
-
pensions
5 029
2 001
20 887
-
total
5 029
2 001
20 887
-
Corporate
97 182
115 735
-
-
income
8 746
10 416
-
-
total
8 746
10 416
-
-
Dividends
88 435
105 319
-
-
withholding
16 803
20 011
-
-
social contributions
17 128
20 420
-
-
total
33 931
40 431
-
-
Income
128 000
128 000
128 000
128 000
Total tax
55 630
56 001
53 798
39 328
After tax
72 370
71 999
74 202
88 672
Living cost
17 866
17 866
17 866
17 866
Free-cash
54 504
54 133
56 336
70 806

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽32364
₽35576
₽33369
₽36301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
national
-
-
-
21 472
pensions
-
-
-
15 360
social contributions
-
-
-
1 376
municipal
-
-
-
13 857
total
-
-
-
52 065
Employee
67 543
-
110 655
-
municipal
8 343
-
14 352
-
national
12 928
-
22 240
-
pensions
2 702
-
4 426
-
total
23 973
-
41 018
-
Employer
67 543
-
110 655
-
pensions
5 403
-
8 852
-
social contributions
726
-
1 190
-
total
6 129
-
10 042
-
Corporate
49 869
128 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 974
25 600
-
-
total
9 974
25 600
-
-
Dividends
39 895
102 400
-
-
withholding
8 777
22 528
-
-
total
8 777
22 528
-
-
Income
128 000
128 000
128 000
128 000
Total tax
48 853
48 128
51 060
52 065
After tax
79 147
79 872
76 940
75 935
Living cost
43 571
43 571
43 571
43 571
Free-cash
35 576
36 301
33 369
32 364

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19762
₽40321
₽19762
₽38333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
20 648
income
-
-
-
36 324
total
-
-
-
56 972
Employee
70 397
-
128 000
-
social contributions
5 848
-
20 648
-
income
13 284
-
36 324
-
total
19 132
-
56 972
-
Employer
70 397
-
128 000
-
total
-
-
-
-
Corporate
57 603
128 000
-
-
income
7 200
16 001
-
-
total
7 200
16 001
-
-
Dividends
50 403
111 999
-
-
withholding
10 081
22 400
-
-
total
10 081
22 400
-
-
Income
128 000
128 000
128 000
128 000
Total tax
36 413
38 401
56 972
56 972
After tax
91 587
89 599
71 028
71 028
Living cost
51 266
51 266
51 266
51 266
Free-cash
40 321
38 333
19 762
19 762

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽24984
₽25618
₽18928
₽30317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
national
-
-
-
29 879
regional
-
-
-
1 480
social contributions
-
-
-
32 922
municipal
-
-
-
760
total
-
-
-
65 041
Employee
79 983
-
128 000
-
municipal
424
-
678
-
national
13 859
-
25 954
-
social contributions
26 970
-
43 162
-
regional
755
-
1 303
-
total
42 008
-
71 097
-
Employer
79 983
-
128 000
-
total
-
-
-
-
Corporate
48 017
128 000
-
-
nationa
11 525
30 721
-
-
municipal
1 874
4 992
-
-
total
13 399
35 713
-
-
Dividends
34 619
92 287
-
-
withholding
9 000
23 995
-
-
total
9 000
23 995
-
-
Income
128 000
128 000
128 000
128 000
Total tax
64 407
59 708
71 097
65 041
After tax
63 593
68 292
56 903
62 959
Living cost
37 975
37 975
37 975
37 975
Free-cash
25 618
30 317
18 928
24 984

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽38265
₽41040
₽32241
₽43036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
national
-
-
-
29 879
regional
-
-
-
1 931
social contributions
-
-
-
32 922
municipal
-
-
-
760
total
-
-
-
65 492
Employee
49 922
-
128 000
-
municipal
265
-
678
-
national
7 909
-
25 954
-
social contributions
16 834
-
43 162
-
regional
672
-
1 722
-
total
25 680
-
71 516
-
Employer
49 922
-
128 000
-
total
-
-
-
-
Corporate
78 078
128 000
-
-
nationa