Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 128000
per

Your estimated
City
free-cash

Andorra , Andorra
₽90260
₽73355
₽69954
₽87473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
28 161
income
-
-
-
4 945
total
-
-
-
33 106
Employee
26 673
-
110 823
-
social contributions
1 733
-
7 205
-
income
-
-
5 323
-
total
1 733
-
12 528
-
Employer
26 673
-
110 823
-
social contributions
4 135
-
17 177
-
total
4 135
-
17 177
-
Corporate
97 192
128 000
-
-
income
9 719
12 800
-
-
total
9 719
12 800
-
-
Dividends
87 473
115 200
-
-
total
-
-
-
-
Income
128 000
128 000
128 000
128 000
Total tax
15 587
12 800
29 705
33 106
After tax
112 413
115 200
98 295
94 894
Living cost
24 940
24 940
24 940
24 940
Free-cash
87 473
90 260
73 355
69 954

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽44616
₽7020
₽39340
₽44205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
chamber of commerce
-
-
-
512
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
31 245
surtax
-
-
-
-
total
-
-
-
62 191
Employee
36 267
33 064
99 890
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
24 662
-
total
9 798
8 427
42 215
-
Employer
36 267
33 064
99 890
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
2 996
-
chamber of commerce
145
132
400
-
health
1 371
1 250
3 664
-
other
1 722
1 570
4 719
-
total
10 437
9 516
28 111
-
Corporate
81 296
85 420
96 741
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 325
21 354
24 185
-
total
20 325
21 354
24 185
-
Dividends
60 971
64 066
-
-
withholding
16 766
17 618
-
-
total
16 766
17 618
-
-
Income
128 000
128 000
128 000
128 000
Total tax
57 326
56 915
94 511
62 191
After tax
70 674
71 085
33 489
65 809
Living cost
26 469
26 469
26 469
26 469
Free-cash
44 205
44 616
7 020
39 340

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽41761
₽4205
₽36411
₽40478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
chamber of commerce
-
-
-
512
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
31 245
surtax
-
-
-
164
total
-
-
-
62 355
Employee
41 463
33 064
99 737
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
24 598
-
total
12 228
8 427
42 151
-
Employer
41 463
33 064
99 737
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
2 991
-
chamber of commerce
165
132
398
-
health
1 567
1 250
3 664
-
other
1 970
1 570
4 714
-
total
12 096
9 680
28 263
-
Corporate
74 442
85 257
96 588
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 610
21 313
24 147
-
total
18 610
21 313
24 147
-
Dividends
55 832
63 943
-
-
withholding
15 354
17 585
-
-
total
15 354
17 585
-
-
Income
128 000
128 000
128 000
128 000
Total tax
58 288
57 005
94 561
62 355
After tax
69 712
70 995
33 439
65 645
Living cost
29 234
29 234
29 234
29 234
Free-cash
40 478
41 761
4 205
36 411

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽41372
₽15826
₽25449
₽28930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
19 946
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 484
national
-
-
-
45 870
total
-
-
-
72 300
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
99 140
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 659
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 436
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 171
-
national
18 246
-
34 934
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
863
-
total
29 096
-
53 063
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
99 140
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 289
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 447
-
surtax
6 729
-
11 242
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 098
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
8 784
-
total
17 275
-
28 860
-
Corporate
51 378
128 000
-
-
surtax
206
512
-
-
income
10 275
25 601
-
-
total
10 481
26 113
-
-
Dividends
40 897
101 888
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 967
30 264
-
-
total
11 967
30 264
-
-
Income
128 000
128 000
128 000
128 000
Total tax
68 819
56 377
81 923
72 300
After tax
59 181
71 623
46 077
55 700
Living cost
30 251
30 251
30 251
30 251
Free-cash
28 930
41 372
15 826
25 449

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽95177
₽91628
₽86804
₽90124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
19 200
total
-
-
-
26 933
Employee
18 887
-
122 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
12 232
-
total
4 624
-
16 426
-
Employer
18 887
-
122 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
105 407
128 000
-
-
income
10 541
12 800
-
-
total
10 541
12 800
-
-
Dividends
94 867
115 200
-
-
withholding
4 743
5 760
-
-
total
4 743
5 760
-
-
Income
128 000
128 000
128 000
128 000
Total tax
23 613
18 560
22 109
26 933
After tax
104 387
109 440
105 891
101 067
Living cost
14 263
14 263
14 263
14 263
Free-cash
90 124
95 177
91 628
86 804

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽98569
₽95020
₽90196
₽94718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
19 200
total
-
-
-
26 933
Employee
14 395
-
122 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
12 232
-
total
3 523
-
16 426
-
Employer
14 395
-
122 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
110 780
128 000
-
-
income
11 078
12 800
-
-
total
11 078
12 800
-
-
Dividends
99 702
115 200
-
-
withholding
4 985
5 760
-
-
total
4 985
5 760
-
-
Income
128 000
128 000
128 000
128 000
Total tax
22 411
18 560
22 109
26 933
After tax
105 589
109 440
105 891
101 067
Living cost
10 871
10 871
10 871
10 871
Free-cash
94 718
98 569
95 020
90 196

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽74226
₽68012
₽69187
₽69711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
13 424
health
-
-
-
3 264
income
-
-
-
22 916
total
-
-
-
39 604
Employee
63 798
63 798
118 663
-
health
494
1 085
2 017
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
22 283
-
total
9 853
12 286
31 442
-
Employer
63 798
63 798
118 663
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 195
-
total
2 949
6 476
9 337
-
Corporate
95 989
57 727
-
-
income
11 999
7 216
-
-
total
11 999
7 216
-
-
Dividends
83 990
50 511
-
-
withholding
14 279
8 587
-
-
total
14 279
8 587
-
-
Income
128 000
128 000
128 000
128 000
Total tax
39 080
34 565
40 779
39 604
After tax
88 920
93 435
87 221
88 396
Living cost
19 209
19 209
19 209
19 209
Free-cash
69 711
74 226
68 012
69 187

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽66525
₽60311
₽61486
₽63086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
13 424
health
-
-
-
3 264
income
-
-
-
22 916
total
-
-
-
39 604
Employee
63 798
63 798
118 663
-
health
635
1 085
2 017
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
22 283
-
total
10 434
12 286
31 442
-
Employer
63 798
63 798
118 663
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 195
-
total
3 791
6 476
9 337
-
Corporate
86 864
57 727
-
-
income
10 857
7 216
-
-
total
10 857
7 216
-
-
Dividends
76 007
50 511
-
-
withholding
12 922
8 587
-
-
total
12 922
8 587
-
-
Income
128 000
128 000
128 000
128 000
Total tax
38 004
34 565
40 779
39 604
After tax
89 996
93 435
87 221
88 396
Living cost
26 910
26 910
26 910
26 910
Free-cash
63 086
66 525
60 311
61 486

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽68605
₽45431
₽50710
₽61640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
28 093
health
-
-
-
17 280
solidarity contribution
-
-
-
-
income
-
-
-
12 394
total
-
-
-
57 767
Employee
28 710
-
95 522
-
health
3 876
-
12 896
-
social contributions
1 866
-
6 209
-
solidarity contribution
-
-
-
-
income
3 445
-
11 463
-
total
9 187
-
30 568
-
Employer
28 710
-
95 522
-
social contributions
7 178
-
23 881
-
health
2 584
-
8 597
-
total
9 762
-
32 478
-
Corporate
89 528
128 000
-
-
income
17 010
24 320
-
-
total
17 010
24 320
-
-
Dividends
72 518
103 680
-
-
withholding
10 878
15 552
-
-
total
10 878
15 552
-
-
Income
128 000
128 000
128 000
128 000
Total tax
46 837
39 872
63 046
57 767
After tax
81 163
88 128
64 954
70 233
Living cost
19 523
19 523
19 523
19 523
Free-cash
61 640
68 605
45 431
50 710

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽64071
₽40897
₽46176
₽55488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
28 093
health
-
-
-
17 280
solidarity contribution
-
-
-
-
income
-
-
-
12 394
total
-
-
-
57 767
Employee
35 378
-
95 522
-
health
4 776
-
12 896
-
social contributions
2 300
-
6 209
-
solidarity contribution
-
-
-
-
income
4 245
-
11 463
-
total
11 321
-
30 568
-
Employer
35 378
-
95 522
-
social contributions
8 845
-
23 881
-
health
3 184
-
8 597
-
total
12 029
-
32 478
-
Corporate
80 593
128 000
-
-
income
15 313
24 320
-
-
total
15 313
24 320
-
-
Dividends
65 280
103 680
-
-
withholding
9 792
15 552
-
-
total
9 792
15 552
-
-
Income
128 000
128 000
128 000
128 000
Total tax
48 455
39 872
63 046
57 767
After tax
79 545
88 128
64 954
70 233
Living cost
24 057
24 057
24 057
24 057
Free-cash
55 488
64 071
40 897
46 176

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽53254
-₽53254
₽36498
-₽53254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
labour market
-
-
-
10 182
municipal
-
-
-
26 113
pensions
-
-
-
721
national
-
-
-
14 421
total
-
-
-
51 437
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
128 000
128 000
128 000
128 000
Total tax
141 189
141 189
141 189
51 437
After tax
-13 189
-13 189
-13 189
76 563
Living cost
40 065
40 065
40 065
40 065
Free-cash
-53 254
-53 254
-53 254
36 498

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽82359
₽53737
₽48567
₽77206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
health
-
-
-
16 640
pensions
-
-
-
25 601
income
-
-
-
17 152
total
-
-
-
59 393
Employee
23 536
-
95 665
-
pensions
471
-
1 913
-
unemployment
376
-
1 530
-
income
2 650
-
18 445
-
total
3 497
-
21 888
-
Employer
23 536
-
95 665
-
pensions
4 708
-
19 133
-
unemployment
189
-
765
-
health
3 059
-
12 437
-
total
7 956
-
32 335
-
Corporate
96 508
128 000
-
-
income
19 301
25 601
-
-
total
19 301
25 601
-
-
Dividends
77 207
102 399
-
-
total
-
-
-
-
Income
128 000
128 000
128 000
128 000
Total tax
30 754
25 601
54 223
59 393
After tax
97 246
102 399
73 777
68 607
Living cost
20 040
20 040
20 040
20 040
Free-cash
77 206
82 359
53 737
48 567

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽49480
₽36447
₽53341
₽51133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
128 000
health
-
-
-
1 625
municipal
-
-
-
22 748
national
-
-
-
18 433
total
-
-
-
42 806
Employee
43 651
-
107 680
-
health
326
-
1 312
-
municipal
7 150
-
17 547
-
pensions
2 946
-
7 268
-
national
721
-
11 638
-
unemployment
655
-
1 615
-
total
11 798
-
39 380
-
Employer
43 651
-
107 680
-
accident
44
-
107
-
unemployment
283
-
701
-
health
335
-
830
-
pensions
7 573
-
18 682
-
total
8 235
-
20 320
-
Corporate
76 113
128 000
-
-
income
15 223
25 601
-
-
total
15 223
25 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

45 667
76 800
-
-
municipal
8 220
13 824
-
-
national
1 538
7 242
-
-
total
9 758
21 066
-
-
Income
128 000
128 000
128 000
128 000
Total tax
45 014
46 667
59 700
42 806
After tax
82 986
81 333
68 300
85 194
Living cost
31 853
31 853
31 853
31 853
Free-cash
51 133
49 480
36 447
53 341

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽38940
₽46794
₽46852
₽43550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
3 646
health
-
-
-
4 846
pensions
-
-
-
24 554
other
-
-
-
3 968
income
-
-
-
18 561
surtax
-
-
-
-
total
-
-
-
55 575
Employee
31 696
-
100 198
-
income
1 634
-
18 477
-
social contributions
904
-
2 856
-
pensions
3 585
-
6 498
-
surtax
-
-
-
-
total
6 123
-
27 831
-
Employer
31 696
-
100 198
-
pensions
5 208
-
11 022
-
social contributions
94
-
301
-
unemployment
1 283
-
4 057
-
health
2 218
-
8 714
-
other
1 094
-
3 708
-
total
9 897
-
27 802
-
Corporate
86 405
128 000
-
-
surtax
-
-
-
-
income
24 193
35 839
-
-
total
24 193
35 839
-
-
Dividends
62 212
92 161
-
-
surtax
-
-
-
-
withholding
7 964
11 796
-
-
social contributions
10 700
15 852
-
-
total
18 664
27 648
-
-
Income
128 000
128 000
128 000
128 000
Total tax
58 877
63 487
55 633
55 575
After tax
69 123
64 513
72 367
72 425
Living cost
25 573
25 573
25 573
25 573
Free-cash
43 550
38 940
46 794
46 852

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽36127
₽43981
₽44039
₽41027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
3 646
health
-
-
-
4 846
pensions
-
-
-
24 554
other
-
-
-
3 968
income
-
-
-
18 561
surtax
-
-
-
-
total
-
-
-
55 575
Employee
35 509
-
100 198
-
income
2 096
-
18 477
-
social contributions
1 012
-
2 856
-
pensions
4 015
-
6 498
-
surtax
-
-
-
-
total
7 123
-
27 831
-
Employer
35 509
-
100 198
-
pensions
5 833
-
11 022
-
social contributions
107
-
301
-
unemployment
1 437
-
4 057
-
health
2 486
-
8 714
-
other
1 225
-
3 708
-
total
11 088
-
27 802
-
Corporate
81 402
128 000
-
-
surtax
-
-
-
-
income
22 793
35 839
-
-
total
22 793
35 839
-
-
Dividends
58 609
92 161
-
-
surtax
-
-
-
-
withholding
7 502
11 796
-
-
social contributions
10 081
15 852
-
-
total
17 583
27 648
-
-
Income
128 000
128 000
128 000
128 000
Total tax
58 587
63 487
55 633
55 575
After tax
69 413
64 513
72 367
72 425
Living cost
28 386
28 386
28 386
28 386
Free-cash
41 027
36 127
43 981
44 039

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽24441
₽32295
₽32353
₽30144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
3 646
health
-
-
-
4 846
pensions
-
-
-
24 554
other
-
-
-
3 968
income
-
-
-
18 561
surtax
-
-
-
-
total
-
-
-
55 575
Employee
51 964
-
100 198
-
income
4 534
-
18 477
-
social contributions
1 480
-
2 856
-
pensions
5 877
-
6 498
-
surtax
-
-
-
-
total
11 891
-
27 831
-
Employer
51 964
-
100 198
-
pensions
8 538
-
11 022
-
social contributions
156
-
301
-
unemployment
2 105
-
4 057
-
health
3 637
-
8 714
-
other
1 793
-
3 708
-
total
16 229
-
27 802
-
Corporate
59 807
128 000
-
-
surtax
-
-
-
-
income
16 746
35 839
-
-
total
16 746
35 839
-
-
Dividends
43 061
92 161
-
-
surtax
-
-
-
-
withholding
5 512
11 796
-
-
social contributions
7 406
15 852
-
-
total
12 918
27 648
-
-
Income
128 000
128 000
128 000
128 000
Total tax
57 784
63 487
55 633
55 575
After tax
70 216
64 513
72 367
72 425
Living cost
40 072
40 072
40 072
40 072
Free-cash
30 144
24 441
32 295
32 353

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽115743
₽96543
₽120863
₽114645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
128 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 280
total
-
-
-
1 280
Employee
7 321
-
128 000
-
income
1 464
-
25 600
-
total
1 464
-
25 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

120 679
128 000
-
-
total
-
-
-
-
Dividends
120 679
128 000
-
-
withholding
6 034
6 400
-
-
total
6 034
6 400
-
-
Income
128 000
128 000
128 000
128 000
Total tax
7 498
6 400
25 600
1 280
After tax
120 502
121 600
102 400
126 720
Living cost
5 857
5 857
5 857
5 857
Free-cash
114 645
115 743
96 543
120 863

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽112473
₽93273
₽117593
₽110762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
128 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 280
total
-
-
-
1 280
Employee
11 409
-
128 000
-
income
2 282
-
25 600
-
total
2 282
-
25 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

116 591
128 000
-
-
total
-
-
-
-
Dividends
116 591
128 000
-
-
withholding
5 829
6 400
-
-
total
5 829
6 400
-
-
Income
128 000
128 000
128 000
128 000
Total tax
8 111
6 400
25 600
1 280
After tax
119 889
121 600
102 400
126 720
Living cost
9 127
9 127
9 127
9 127
Free-cash
110 762
112 473
93 273
117 593

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽33875
₽50681
₽37849
₽44727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 832
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 554
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 066
total
-
-
-
58 120
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
128 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 066
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
37 554
-
total
9 250
-
45 288
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
86 719
128 000
-
-
trade
12 445
18 368
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

715
1 056
-
-
chamber of commerce
253
313
-
-
income
13 008
19 200
-
-
total
26 421
38 937
-
-
Dividends
60 298
89 062
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

812
1 208
-
-
withholding
14 759
21 949
-
-
total
15 571
23 157
-
-
Income
128 000
128 000
128 000
128 000
Total tax
51 242
62 094
45 288
58 120
After tax
76 758
65 906
82 712
69 880
Living cost
32 031
32 031
32 031
32 031
Free-cash
44 727
33 875
50 681
37 849

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽39461
₽57582
₽43497
₽48636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 085
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 554
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 066
total
-
-
-
59 373
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
128 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 066
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
37 554
-
total
6 603
-
45 288
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
96 267
128 000
-
-
trade
15 162
20 159
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

794
1 056
-
-
chamber of commerce
265
310
-
-
income
14 439
19 200
-
-
total
30 660
40 725
-
-
Dividends
65 607
87 274
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

885
1 182
-
-
withholding
16 086
21 502
-
-
total
16 971
22 684
-
-
Income
128 000
128 000
128 000
128 000
Total tax
54 234
63 409
45 288
59 373
After tax
73 766
64 591
82 712
68 627
Living cost
25 130
25 130
25 130
25 130
Free-cash
48 636
39 461
57 582
43 497

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽31336
₽50119
₽35409
₽42996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 710
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 554
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 066
total
-
-
-
59 998
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
128 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 066
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
37 554
-
total
9 481
-
45 288
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 926
128 000
-
-
trade
14 135
21 057
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

709
1 056
-
-
chamber of commerce
249
309
-
-
income
12 888
19 200
-
-
total
27 981
41 622
-
-
Dividends
57 944
86 378
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

779
1 170
-
-
withholding
14 170
21 279
-
-
total
14 949
22 449
-
-
Income
128 000
128 000
128 000
128 000
Total tax
52 411
64 071
45 288
59 998
After tax
75 589
63 929
82 712
68 002
Living cost
32 593
32 593
32 593
32 593
Free-cash
42 996
31 336
50 119
35 409

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽25264
₽44704
₽29367
₽38721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 337
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 554
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 066
total
-
-
-
60 625
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
128 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 066
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
37 554
-
total
11 854
-
45 288
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
78 138
128 000
-
-
trade
13 400
21 953
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

644
1 056
-
-
chamber of commerce
236
305
-
-
income
11 720
19 200
-
-
total
26 000
42 514
-
-
Dividends
52 138
85 485
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

699
1 159
-
-
withholding
12 718
21 055
-
-
total
13 417
22 214
-
-
Income
128 000
128 000
128 000
128 000
Total tax
51 271
64 728
45 288
60 625
After tax
76 729
63 272
82 712
67 375
Living cost
38 008
38 008
38 008
38 008
Free-cash
38 721
25 264
44 704
29 367

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽61878
₽37751
₽42108
₽59239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
32 361
surtax
-
-
-
4 700
total
-
-
-
67 257
Employee
27 940
-
105 740
-
health
713
-
2 697
-
pensions
1 864
-
7 054
-
surtax
99
-
4 012
-
other
-
-
-
-
unemployment
1 944
-
7 359
-
income
4 684
-
28 233
-
total
9 304
-
49 355
-
Employer
27 940
-
105 740
-
pensions
3 725
-
14 095
-
unemployment
886
-
3 352
-
health
1 271
-
4 812
-
other
-
-
-
-
total
5 882
-
22 259
-
Corporate
94 177
128 000
-
-
income
24 486
33 279
-
-
total
24 486
33 279
-
-
Dividends
69 692
94 721
-
-
withholding
10 454
14 208
-
-
total
10 454
14 208
-
-
Income
128 000
128 000
128 000
128 000
Total tax
50 126
47 487
71 614
67 257
After tax
77 874
80 513
56 386
60 743
Living cost
18 635
18 635
18 635
18 635
Free-cash
59 239
61 878
37 751
42 108

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽62205
₽38078
₽42435
₽59620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
32 361
surtax
-
-
-
4 700
total
-
-
-
67 257
Employee
27 437
-
105 740
-
health
701
-
2 697
-
pensions
1 830
-
7 054
-
surtax
90
-
4 012
-
other
-
-
-
-
unemployment
1 910
-
7 359
-
income
4 599
-
28 233
-
total
9 130
-
49 355
-
Employer
27 437
-
105 740
-
pensions
3 657
-
14 095
-
unemployment
869
-
3 352
-
health
1 249
-
4 812
-
other
-
-
-
-
total
5 775
-
22 259
-
Corporate
94 788
128 000
-
-
income
24 645
33 279
-
-
total
24 645
33 279
-
-
Dividends
70 143
94 721
-
-
withholding
10 522
14 208
-
-
total
10 522
14 208
-
-
Income
128 000
128 000
128 000
128 000
Total tax
50 072
47 487
71 614
67 257
After tax
77 928
80 513
56 386
60 743
Living cost
18 308
18 308
18 308
18 308
Free-cash
59 620
62 205
38 078
42 435

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽55693
₽57929
₽72399
₽56032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
unemployment
-
-
-
1 920
health
-
-
-
8 960
pensions
-
-
-
12 800
income
-
-
-
15 648
total
-
-
-
39 328
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
107 113
-
health
1 644
654
7 498
-
pensions
2 349
935
10 711
-
unemployment
352
140
1 607
-
income
2 872
1 143
13 095
-
total
7 217
2 872
32 911
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
107 113
-
pensions
4 581
1 823
20 887
-
total
4 581
1 823
20 887
-
Corporate
99 929
116 828
-
-
income
8 994
10 515
-
-
total
8 994
10 515
-
-
Dividends
90 935
106 313
-
-
withholding
17 278
20 200
-
-
social contributions
17 625
20 624
-
-
total
34 903
40 824
-
-
Income
128 000
128 000
128 000
128 000
Total tax
55 695
56 034
53 798
39 328
After tax
72 305
71 966
74 202
88 672
Living cost
16 273
16 273
16 273
16 273
Free-cash
56 032
55 693
57 929
72 399

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽37989
₽34951
₽33947
₽37292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
1 376
municipal
-
-
-
13 898
pensions
-
-
-
15 360
national
-
-
-
21 536
total
-
-
-
52 170
Employee
64 927
-
110 655
-
municipal
8 020
-
14 394
-
pensions
2 597
-
4 426
-
national
12 427
-
22 304
-
total
23 044
-
41 124
-
Employer
64 927
-
110 655
-
social contributions
698
-
1 190
-
pensions
5 194
-
8 852
-
total
5 892
-
10 042
-
Corporate
52 896
128 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 579
25 600
-
-
total
10 579
25 600
-
-
Dividends
42 317
102 400
-
-
withholding
9 310
22 528
-
-
total
9 310
22 528
-
-
Income
128 000
128 000
128 000
128 000
Total tax
48 825
48 128
51 166
52 170
After tax
79 175
79 872
76 834
75 830
Living cost
41 883
41 883
41 883
41 883
Free-cash
37 292
37 989
34 951
33 947

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽42338
₽22317
₽22317
₽44169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
social contributions
-
-
-
20 935
income
-
-
-
37 486
total
-
-
-
58 421
Employee
64 899
-
128 000
-
social contributions
5 392
-
20 935
-
income
12 246
-
37 486
-
total
17 638
-
58 421
-
Employer
64 899
-
128 000
-
total
-
-
-
-
Corporate
63 101
128 000
-
-
income
7 888
16 000
-
-
total
7 888
16 000
-
-
Dividends
55 213
112 000
-
-
withholding
11 043
22 400
-
-
total
11 043
22 400
-
-
Income
128 000
128 000
128 000
128 000
Total tax
36 569
38 400
58 421
58 421
After tax
91 431
89 600
69 579
69 579
Living cost
47 262
47 262
47 262
47 262
Free-cash
44 169
42 338
22 317
22 317

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽33284
₽21390
₽27228
₽28951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
regional
-
-
-
1 491
social contributions
-
-
-
32 922
municipal
-
-
-
760
national
-
-
-
30 590
total
-
-
-
65 763
Employee
73 736
-
128 000
-
regional
696
-
1 315
-
municipal
390
-
679
-
social contributions
24 864
-
43 162
-
national
12 777
-
26 445
-
total
38 727
-
71 601
-
Employer
73 736
-
128 000
-
total
-
-
-
-
Corporate
54 264
128 000
-
-
nationa
13 024
30 719
-
-
municipal
2 116
4 993
-
-
total
15 140
35 712
-
-
Dividends
39 124
92 288
-
-
withholding
10 173
23 995
-
-
total
10 173
23 995
-
-
Income
128 000
128 000
128 000
128 000
Total tax
64 040
59 707
71 601
65 763
After tax
63 960
68 293
56 399
62 237
Living cost
35 009
35 009
35 009
35 009
Free-cash
28 951
33 284
21 390
27 228

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽44930
₽33642
₽39449
₽43087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 000
regional
-
-
-
1 929
social contributions
-
-
-
32 922
municipal
-
-
-
760
national
-
-
-
30 590
total
-
-
-
66 201
Employee
46 023
-
128 000
-
regional
620
-
1 722
-
municipal
244
-
679
-
social contributions
15 519
-
43 162
-
national
7 291
-
26 445
-
total
23 674
-
72 008
-
Employer
46 023
-
128 000
-
total
-
-
-
-
Corporate
81 977
128 000
-
-
nationa