Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 127500
per

Your estimated
City
free-cash

Andorra , Andorra
₽67187
₽83658
₽70575
₽86783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
social contributions
-
-
-
28 051
income
-
-
-
4 296
total
-
-
-
32 347
Employee
29 910
-
110 388
-
social contributions
1 944
-
7 175
-
income
-
-
4 672
-
total
1 944
-
11 847
-
Employer
29 910
-
110 388
-
social contributions
4 636
-
17 112
-
total
4 636
-
17 112
-
Corporate
92 954
127 500
-
-
income
9 296
12 751
-
-
total
9 296
12 751
-
-
Dividends
83 658
114 749
-
-
total
-
-
-
-
Income
127 500
127 500
127 500
127 500
Total tax
15 876
12 751
28 959
32 347
After tax
111 624
114 749
98 541
95 153
Living cost
27 966
27 966
27 966
27 966
Free-cash
83 658
86 783
70 575
67 187

Estimated living cost  is ₽27966 per week

₽18083
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7249
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽35087
₽40852
₽4598
₽41312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
surtax
-
-
-
-
unemployment
-
-
-
5 706
health
-
-
-
8 314
chamber of commerce
-
-
-
510
pensions
-
-
-
20 108
income
-
-
-
28 093
total
-
-
-
62 731
Employee
40 669
37 076
99 006
-
unemployment
1 220
1 112
2 970
-
other
406
371
990
-
income
3 623
2 735
22 929
-
pensions
4 165
3 796
10 138
-
health
1 573
1 435
3 831
-
total
10 987
9 449
40 858
-
Employer
40 669
37 076
99 006
-
pensions
5 104
4 654
12 426
-
surtax
-
-
-
-
payroll
1 220
1 112
2 970
-
other
1 931
1 760
4 703
-
health
1 538
1 402
3 743
-
accident
528
482
1 287
-
unemployment
1 220
1 112
2 970
-
chamber of commerce
162
148
395
-
total
11 703
10 670
28 494
-
Corporate
75 128
79 753
95 475
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 782
19 938
23 868
-
total
18 782
19 938
23 868
-
Dividends
56 346
59 815
-
-
withholding
15 494
16 449
-
-
total
15 494
16 449
-
-
Income
127 500
127 500
127 500
127 500
Total tax
56 966
56 506
93 220
62 731
After tax
70 534
70 994
34 280
64 769
Living cost
29 682
29 682
29 682
29 682
Free-cash
40 852
41 312
4 598
35 087

Estimated living cost  is ₽29682 per week

₽17805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽31803
₽36669
₽1465
₽38112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
surtax
-
-
-
184
unemployment
-
-
-
5 706
health
-
-
-
8 314
chamber of commerce
-
-
-
510
pensions
-
-
-
20 108
income
-
-
-
28 093
total
-
-
-
62 915
Employee
46 495
37 076
98 861
-
unemployment
1 395
1 112
2 966
-
other
464
371
989
-
income
5 293
2 735
22 879
-
pensions
4 762
3 796
10 124
-
health
1 799
1 435
3 826
-
total
13 713
9 449
40 784
-
Employer
46 495
37 076
98 861
-
pensions
5 835
4 654
12 406
-
surtax
184
184
184
-
payroll
1 395
1 112
2 966
-
other
2 209
1 760
4 696
-
health
1 757
1 402
3 738
-
accident
604
482
1 285
-
unemployment
1 395
1 112
2 966
-
chamber of commerce
185
148
395
-
total
13 564
10 854
28 636
-
Corporate
67 442
79 569
95 332
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 861
19 892
23 833
-
total
16 861
19 892
23 833
-
Dividends
50 581
59 677
-
-
withholding
13 911
16 411
-
-
total
13 911
16 411
-
-
Income
127 500
127 500
127 500
127 500
Total tax
58 049
56 606
93 253
62 915
After tax
69 451
70 894
34 247
64 585
Living cost
32 782
32 782
32 782
32 782
Free-cash
36 669
38 112
1 465
31 803

Estimated living cost  is ₽32782 per week

₽21864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2797
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22483
₽23507
₽13000
₽37460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
national
-
-
-
44 555
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 444
social contributions
-
-
-
20 096
total
-
-
-
71 095
Employee

The minimum management director salary is set at €45,000 per year.

66 549
-
98 750
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

579
-
860
-
national
20 460
-
33 775
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 471
-
5 150
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 991
-
7 406
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 127
-
4 642
-
total
32 628
-
51 833
-
Employer

The minimum management director salary is set at €45,000 per year.

66 549
-
98 750
-
surtax
7 546
-
11 197
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 897
-
8 750
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 092
-
6 072
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

865
-
1 284
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

971
-
1 442
-
total
19 371
-
28 745
-
Corporate
41 580
127 500
-
-
income
8 316
25 500
-
-
surtax
166
510
-
-
total
8 482
26 010
-
-
Dividends
33 098
101 490
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 590
30 108
-
-
total
9 590
30 108
-
-
Income
127 500
127 500
127 500
127 500
Total tax
70 071
56 118
80 578
71 095
After tax
57 429
71 382
46 922
56 405
Living cost
33 922
33 922
33 922
33 922
Free-cash
23 507
37 460
13 000
22 483

Estimated living cost  is ₽33922 per week

₽21850
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2966
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽83678
₽87325
₽88285
₽92998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
unemployment
-
-
-
130
health
-
-
-
3 740
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 813
income
-
-
-
19 125
total
-
-
-
27 808
Employee
21 206
-
121 120
-
accident

We are using the highest rate at 1.1%.

233
-
358
-
income
2 121
-
12 112
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 862
-
2 855
-
health
976
-
1 496
-
total
5 192
-
16 821
-
Employer
21 206
-
121 120
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 337
-
3 583
-
health
1 463
-
2 244
-
accident

We are using the highest rate at 1.1%.

233
-
358
-
unemployment
127
-
195
-
total
4 160
-
6 380
-
Corporate
102 134
127 500
-
-
income
10 213
12 750
-
-
total
10 213
12 750
-
-
Dividends
91 920
114 750
-
-
withholding
4 596
5 738
-
-
total
4 596
5 738
-
-
Income
127 500
127 500
127 500
127 500
Total tax
24 161
18 488
23 201
27 808
After tax
103 339
109 012
104 299
99 692
Living cost
16 014
16 014
16 014
16 014
Free-cash
87 325
92 998
88 285
83 678

Estimated living cost  is ₽16014 per week

₽10592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽87486
₽92481
₽92093
₽96806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
unemployment
-
-
-
130
health
-
-
-
3 740
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 813
income
-
-
-
19 125
total
-
-
-
27 808
Employee
16 162
-
121 120
-
accident

We are using the highest rate at 1.1%.

178
-
358
-
income
1 616
-
12 112
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 419
-
2 855
-
health
743
-
1 496
-
total
3 956
-
16 821
-
Employer
16 162
-
121 120
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 781
-
3 583
-
health
1 116
-
2 244
-
accident

We are using the highest rate at 1.1%.

178
-
358
-
unemployment
97
-
195
-
total
3 172
-
6 380
-
Corporate
108 166
127 500
-
-
income
10 817
12 750
-
-
total
10 817
12 750
-
-
Dividends
97 350
114 750
-
-
withholding
4 868
5 738
-
-
total
4 868
5 738
-
-
Income
127 500
127 500
127 500
127 500
Total tax
22 813
18 488
23 201
27 808
After tax
104 687
109 012
104 299
99 692
Living cost
12 206
12 206
12 206
12 206
Free-cash
92 481
96 806
92 093
87 486

Estimated living cost  is ₽12206 per week

₽7126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3885
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽67427
₽66527
₽66208
₽71591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
health
-
-
-
3 252
social contributions
-
-
-
15 053
income
-
-
-
20 228
total
-
-
-
38 533
Employee
71 540
71 540
117 322
-
income
7 790
6 623
19 571
-
social contributions
2 705
5 937
8 008
-
health
554
1 216
1 995
-
total
11 049
13 776
29 574
-
Employer
71 540
71 540
117 322
-
social contributions
2 705
5 937
8 008
-
health
602
1 324
2 170
-
total
3 307
7 261
10 178
-
Corporate
91 604
48 698
-
-
income
11 451
6 088
-
-
total
11 451
6 088
-
-
Dividends
80 153
42 611
-
-
withholding
13 626
7 244
-
-
total
13 626
7 244
-
-
Income
127 500
127 500
127 500
127 500
Total tax
39 433
34 369
39 752
38 533
After tax
88 067
93 131
87 748
88 967
Living cost
21 540
21 540
21 540
21 540
Free-cash
66 527
71 591
66 208
67 427

Estimated living cost  is ₽21540 per week

₽12910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2113
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6042
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽58791
₽59098
₽57572
₽62955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
health
-
-
-
3 252
social contributions
-
-
-
15 053
income
-
-
-
20 228
total
-
-
-
38 533
Employee
71 540
71 540
117 322
-
income
7 512
6 623
19 571
-
social contributions
3 476
5 937
8 008
-
health
712
1 216
1 995
-
total
11 700
13 776
29 574
-
Employer
71 540
71 540
117 322
-
social contributions
3 476
5 937
8 008
-
health
775
1 324
2 170
-
total
4 251
7 261
10 178
-
Corporate
81 372
48 698
-
-
income
10 171
6 088
-
-
total
10 171
6 088
-
-
Dividends
71 201
42 611
-
-
withholding
12 104
7 244
-
-
total
12 104
7 244
-
-
Income
127 500
127 500
127 500
127 500
Total tax
38 226
34 369
39 752
38 533
After tax
89 274
93 131
87 748
88 967
Living cost
30 176
30 176
30 176
30 176
Free-cash
59 098
62 955
57 572
58 791

Estimated living cost  is ₽30176 per week

₽20628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6684
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽46039
₽58671
₽43243
₽66325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
health
-
-
-
17 212
social contributions
-
-
-
30 879
income
-
-
-
11 911
solidarity contribution
-
-
-
-
total
-
-
-
60 002
Employee
31 558
-
95 149
-
income
3 787
-
11 418
-
social contributions
2 051
-
6 185
-
health
4 260
-
12 845
-
solidarity contribution
-
-
-
-
total
10 098
-
30 448
-
Employer
31 558
-
95 149
-
social contributions
7 889
-
23 787
-
health
2 840
-
8 563
-
total
10 729
-
32 350
-
Corporate
85 213
127 500
-
-
income
16 190
24 225
-
-
total
16 190
24 225
-
-
Dividends
69 022
103 275
-
-
withholding
10 353
15 491
-
-
total
10 353
15 491
-
-
Income
127 500
127 500
127 500
127 500
Total tax
47 370
39 716
62 798
60 002
After tax
80 130
87 784
64 702
67 498
Living cost
21 459
21 459
21 459
21 459
Free-cash
58 671
66 325
43 243
46 039

Estimated living cost  is ₽21459 per week

₽14906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽41055
₽51907
₽38259
₽61341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
health
-
-
-
17 212
social contributions
-
-
-
30 879
income
-
-
-
11 911
solidarity contribution
-
-
-
-
total
-
-
-
60 002
Employee
38 887
-
95 149
-
income
4 666
-
11 418
-
social contributions
2 528
-
6 185
-
health
5 250
-
12 845
-
solidarity contribution
-
-
-
-
total
12 444
-
30 448
-
Employer
38 887
-
95 149
-
social contributions
9 722
-
23 787
-
health
3 500
-
8 563
-
total
13 222
-
32 350
-
Corporate
75 391
127 500
-
-
income
14 324
24 225
-
-
total
14 324
24 225
-
-
Dividends
61 067
103 275
-
-
withholding
9 160
15 491
-
-
total
9 160
15 491
-
-
Income
127 500
127 500
127 500
127 500
Total tax
49 150
39 716
62 798
60 002
After tax
78 350
87 784
64 702
67 498
Living cost
26 443
26 443
26 443
26 443
Free-cash
51 907
61 341
38 259
41 055

Estimated living cost  is ₽26443 per week

₽19665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1465
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽32395
-₽75764
-₽75764
-₽75764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
national
-
-
-
13 766
pensions
-
-
-
809
municipal
-
-
-
25 465
labour market
-
-
-
10 135
total
-
-
-
50 175
Employee
189 638
189 638
189 638
-
municipal
40 382
40 382
40 382
-
national
23 168
23 168
23 168
-
pensions
270
270
270
-
labour market
15 149
15 149
15 149
-
total
78 969
78 969
78 969
-
Employer
189 638
189 638
189 638
-
pensions
539
539
539
-
labour market
15 171
15 171
15 171
-
municipal
40 447
40 447
40 447
-
national
23 208
23 208
23 208
-
total
79 365
79 365
79 365
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
127 500
127 500
127 500
127 500
Total tax
158 334
158 334
158 334
50 175
After tax
-30 834
-30 834
-30 834
77 325
Living cost
44 930
44 930
44 930
44 930
Free-cash
-75 764
-75 764
-75 764
32 395

Estimated living cost  is ₽44930 per week

₽30750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽691
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽45867
₽73749
₽51017
₽79528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
health
-
-
-
16 575
pensions
-
-
-
25 501
income
-
-
-
17 085
total
-
-
-
59 161
Employee
26 393
-
95 290
-
unemployment
422
-
1 525
-
income
2 971
-
18 372
-
pensions
528
-
1 905
-
total
3 921
-
21 802
-
Employer
26 393
-
95 290
-
pensions
5 279
-
19 059
-
health
3 430
-
12 387
-
unemployment
212
-
763
-
total
8 921
-
32 209
-
Corporate
92 186
127 500
-
-
income
18 437
25 500
-
-
total
18 437
25 500
-
-
Dividends
73 749
102 000
-
-
total
-
-
-
-
Income
127 500
127 500
127 500
127 500
Total tax
31 279
25 500
54 011
59 161
After tax
96 221
102 000
73 489
68 339
Living cost
22 472
22 472
22 472
22 472
Free-cash
73 749
79 528
51 017
45 867

Estimated living cost  is ₽22472 per week

₽15413
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽50960
₽47339
₽33479
₽46424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
127 500
national
-
-
-
16 580
health
-
-
-
1 575
municipal
-
-
-
22 666
total
-
-
-
40 821
Employee
48 948
-
107 258
-
unemployment
734
-
1 608
-
municipal
8 017
-
17 486
-
national
809
-
10 464
-
pensions
3 303
-
7 240
-
health
365
-
1 264
-
total
13 228
-
38 062
-
Employer
48 948
-
107 258
-
pensions
8 492
-
18 609
-
health
376
-
826
-
accident
49
-
108
-
unemployment
318
-
697
-
total
9 235
-
20 240
-
Corporate
69 316
127 500
-
-
income
13 863
25 500
-
-
total
13 863
25 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

41 590
76 500
-
-
municipal
7 486
13 769
-
-
national
630
6 088
-
-
total
8 116
19 857
-
-
Income
127 500
127 500
127 500
127 500
Total tax
44 442
45 357
58 302
40 821
After tax
83 058
82 143
69 198
86 679
Living cost
35 719
35 719
35 719
35 719
Free-cash
47 339
46 424
33 479
50 960

Estimated living cost  is ₽35719 per week

₽23331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8384
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽43760
₽40752
₽45466
₽35581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
surtax
-
-
-
-
health
-
-
-
4 257
pensions
-
-
-
26 203
social contributions
-
-
-
3 633
income
-
-
-
17 017
other
-
-
-
3 953
total
-
-
-
55 063
Employee
35 543
-
100 828
-
income
1 833
-
17 692
-
surtax
-
-
-
-
social contributions
1 013
-
2 874
-
pensions
4 020
-
6 118
-
total
6 866
-
26 684
-
Employer
35 543
-
100 828
-
pensions
5 840
-
10 461
-
social contributions
106
-
302
-
other
1 227
-
3 553
-
health
2 488
-
8 273
-
unemployment
1 439
-
4 084
-
total
11 100
-
26 673
-
Corporate
80 857
127 500
-
-
income
22 639
35 701
-
-
surtax
-
-
-
-
total
22 639
35 701
-
-
Dividends
58 218
91 799
-
-
withholding
7 452
11 750
-
-
social contributions
10 014
15 791
-
-
surtax
-
-
-
-
total
17 466
27 541
-
-
Income
127 500
127 500
127 500
127 500
Total tax
58 071
63 242
53 357
55 063
After tax
69 429
64 258
74 143
72 437
Living cost
28 677
28 677
28 677
28 677
Free-cash
40 752
35 581
45 466
43 760

Estimated living cost  is ₽28677 per week

₽16631
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2913
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽40606
₽37925
₽42312
₽32427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
surtax
-
-
-
-
health
-
-
-
4 257
pensions
-
-
-
26 203
social contributions
-
-
-
3 633
income
-
-
-
17 017
other
-
-
-
3 953
total
-
-
-
55 063
Employee
39 818
-
100 828
-
income
2 350
-
17 692
-
surtax
-
-
-
-
social contributions
1 135
-
2 874
-
pensions
4 502
-
6 118
-
total
7 987
-
26 684
-
Employer
39 818
-
100 828
-
pensions
6 541
-
10 461
-
social contributions
120
-
302
-
other
1 374
-
3 553
-
health
2 788
-
8 273
-
unemployment
1 612
-
4 084
-
total
12 435
-
26 673
-
Corporate
75 247
127 500
-
-
income
21 070
35 701
-
-
surtax
-
-
-
-
total
21 070
35 701
-
-
Dividends
54 178
91 799
-
-
withholding
6 935
11 750
-
-
social contributions
9 317
15 791
-
-
surtax
-
-
-
-
total
16 252
27 541
-
-
Income
127 500
127 500
127 500
127 500
Total tax
57 744
63 242
53 357
55 063
After tax
69 756
64 258
74 143
72 437
Living cost
31 831
31 831
31 831
31 831
Free-cash
37 925
32 427
42 312
40 606

Estimated living cost  is ₽31831 per week

₽20071
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8632
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽27502
₽25719
₽29208
₽19323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
surtax
-
-
-
-
health
-
-
-
4 257
pensions
-
-
-
26 203
social contributions
-
-
-
3 633
income
-
-
-
17 017
other
-
-
-
3 953
total
-
-
-
55 063
Employee
58 270
-
100 828
-
income
5 084
-
17 692
-
surtax
-
-
-
-
social contributions
1 660
-
2 874
-
pensions
6 591
-
6 118
-
total
13 335
-
26 684
-
Employer
58 270
-
100 828
-
pensions
9 574
-
10 461
-
social contributions
175
-
302
-
other
2 011
-
3 553
-
health
4 078
-
8 273
-
unemployment
2 361
-
4 084
-
total
18 199
-
26 673
-
Corporate
51 031
127 500
-
-
income
14 288
35 701
-
-
surtax
-
-
-
-
total
14 288
35 701
-
-
Dividends
36 742
91 799
-
-
withholding
4 703
11 750
-
-
social contributions
6 321
15 791
-
-
surtax
-
-
-
-
total
11 024
27 541
-
-
Income
127 500
127 500
127 500
127 500
Total tax
56 846
63 242
53 357
55 063
After tax
70 654
64 258
74 143
72 437
Living cost
44 935
44 935
44 935
44 935
Free-cash
25 719
19 323
29 208
27 502

Estimated living cost  is ₽44935 per week

₽30411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽120243
₽114022
₽96018
₽115143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
127 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 275
total
-
-
-
1 275
Employee
7 477
-
127 500
-
income
1 495
-
25 500
-
total
1 495
-
25 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

120 023
127 500
-
-
total
-
-
-
-
Dividends
120 023
127 500
-
-
withholding
6 001
6 375
-
-
total
6 001
6 375
-
-
Income
127 500
127 500
127 500
127 500
Total tax
7 496
6 375
25 500
1 275
After tax
120 004
121 125
102 000
126 225
Living cost
5 982
5 982
5 982
5 982
Free-cash
114 022
115 143
96 018
120 243

Estimated living cost  is ₽5982 per week

₽3707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽116903
₽110055
₽92678
₽111803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
127 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 275
total
-
-
-
1 275
Employee
11 653
-
127 500
-
income
2 331
-
25 500
-
total
2 331
-
25 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

115 847
127 500
-
-
total
-
-
-
-
Dividends
115 847
127 500
-
-
withholding
5 792
6 375
-
-
total
5 792
6 375
-
-
Income
127 500
127 500
127 500
127 500
Total tax
8 123
6 375
25 500
1 275
After tax
119 377
121 125
102 000
126 225
Living cost
9 322
9 322
9 322
9 322
Free-cash
110 055
111 803
92 678
116 903

Estimated living cost  is ₽9322 per week

₽6308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2310
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽35812
₽41928
₽47901
₽29758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
127 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 946
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 378
trade
-
-
-
12 089
total
-
-
-
55 769
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 291
-
127 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 806
-
35 378
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 946
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 356
-
6 356
-
total
10 372
-
43 680
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 209
127 500
-
-
trade
11 654
18 296
-
-
income
12 182
19 124
-
-
chamber of commerce
260
328
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

671
1 052
-
-
total
24 767
38 800
-
-
Dividends
56 442
88 699
-
-
withholding
13 757
21 822
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

757
1 201
-
-
total
14 514
23 023
-
-
Income
127 500
127 500
127 500
127 500
Total tax
49 653
61 823
43 680
55 769
After tax
77 847
65 677
83 820
71 731
Living cost
35 919
35 919
35 919
35 919
Free-cash
41 928
29 758
47 901
35 812

Estimated living cost  is ₽35919 per week

₽24777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6755
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽42372
₽46476
₽55640
₽36187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
127 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 946
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 378
trade
-
-
-
13 268
total
-
-
-
56 948
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 584
-
127 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

994
-
35 378
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 946
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 356
-
6 356
-
total
7 405
-
43 680
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 916
127 500
-
-
trade
14 477
20 081
-
-
income
13 787
19 124
-
-
chamber of commerce
274
325
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

757
1 052
-
-
total
29 295
40 582
-
-
Dividends
62 620
86 918
-
-
withholding
15 302
21 375
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

842
1 176
-
-
total
16 144
22 551
-
-
Income
127 500
127 500
127 500
127 500
Total tax
52 844
63 133
43 680
56 948
After tax
74 656
64 367
83 820
70 552
Living cost
28 180
28 180
28 180
28 180
Free-cash
46 476
36 187
55 640
42 372

Estimated living cost  is ₽28180 per week

₽17726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽33414
₽40234
₽47272
₽27163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
127 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 946
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 378
trade
-
-
-
13 858
total
-
-
-
57 538
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 180
-
127 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 054
-
35 378
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 946
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 356
-
6 356
-
total
10 632
-
43 680
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 320
127 500
-
-
trade
13 213
20 974
-
-
income
12 048
19 124
-
-
chamber of commerce
256
323
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

662
1 052
-
-
total
26 179
41 473
-
-
Dividends
54 140
86 026
-
-
withholding
13 181
21 153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

726
1 163
-
-
total
13 907
22 316
-
-
Income
127 500
127 500
127 500
127 500
Total tax
50 718
63 789
43 680
57 538
After tax
76 782
63 711
83 820
69 962
Living cost
36 548
36 548
36 548
36 548
Free-cash
40 234
27 163
47 272
33 414

Estimated living cost  is ₽36548 per week

₽24444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽26753
₽35520
₽41200
₽20436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
127 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 946
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 378
trade
-
-
-
14 447
total
-
-
-
58 127
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 913
-
127 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 575
-
35 378
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

362
-
1 946
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 356
-
6 356
-
total
13 293
-
43 680
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 587
127 500
-
-
trade
12 277
21 866
-
-
income
10 738
19 124
-
-
chamber of commerce
242
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

591
1 052
-
-
total
23 848
42 363
-
-
Dividends
47 738
85 136
-
-
withholding
11 582
20 930
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

637
1 151
-
-
total
12 219
22 081
-
-
Income
127 500
127 500
127 500
127 500
Total tax
49 360
64 444
43 680
58 127
After tax
78 140
63 056
83 820
69 373
Living cost
42 620
42 620
42 620
42 620
Free-cash
35 520
20 436
41 200
26 753

Estimated living cost  is ₽42620 per week

₽31128
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3409
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽39601
₽56343
₽37063
₽59301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
surtax
-
-
-
4 068
unemployment
-
-
-
212
health
-
-
-
8 815
pensions
-
-
-
24 834
income
-
-
-
29 073
other
-
-
-
-
total
-
-
-
67 002
Employee
31 331
-
105 328
-
unemployment
2 180
-
7 330
-
other
-
-
-
-
income
5 252
-
26 663
-
surtax
111
-
3 665
-
pensions
2 090
-
7 025
-
health
800
-
2 687
-
total
10 433
-
47 370
-
Employer
31 331
-
105 328
-
pensions
4 177
-
14 039
-
other
-
-
-
-
health
1 425
-
4 792
-
unemployment
994
-
3 339
-
total
6 596
-
22 170
-
Corporate
89 573
127 500
-
-
income
23 289
33 150
-
-
total
23 289
33 150
-
-
Dividends
66 284
94 350
-
-
withholding
9 942
14 152
-
-
total
9 942
14 152
-
-
Income
127 500
127 500
127 500
127 500
Total tax
50 260
47 302
69 540
67 002
After tax
77 240
80 198
57 960
60 498
Living cost
20 897
20 897
20 897
20 897
Free-cash
56 343
59 301
37 063
39 601

Estimated living cost  is ₽20897 per week

₽12616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽39968
₽56770
₽37430
₽59668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
surtax
-
-
-
4 068
unemployment
-
-
-
212
health
-
-
-
8 815
pensions
-
-
-
24 834
income
-
-
-
29 073
other
-
-
-
-
total
-
-
-
67 002
Employee
30 766
-
105 328
-
unemployment
2 142
-
7 330
-
other
-
-
-
-
income
5 157
-
26 663
-
surtax
101
-
3 665
-
pensions
2 052
-
7 025
-
health
786
-
2 687
-
total
10 238
-
47 370
-
Employer
30 766
-
105 328
-
pensions
4 101
-
14 039
-
other
-
-
-
-
health
1 400
-
4 792
-
unemployment
975
-
3 339
-
total
6 476
-
22 170
-
Corporate
90 258
127 500
-
-
income
23 467
33 150
-
-
total
23 467
33 150
-
-
Dividends
66 790
94 350
-
-
withholding
10 019
14 152
-
-
total
10 019
14 152
-
-
Income
127 500
127 500
127 500
127 500
Total tax
50 200
47 302
69 540
67 002
After tax
77 300
80 198
57 960
60 498
Living cost
20 530
20 530
20 530
20 530
Free-cash
56 770
59 668
37 430
39 968

Estimated living cost  is ₽20530 per week

₽12553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽69791
₽53585
₽55379
₽53197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
unemployment
-
-
-
1 912
health
-
-
-
8 925
pensions
-
-
-
12 750
income
-
-
-
15 587
total
-
-
-
39 174
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 756
10 649
106 695
-
unemployment
401
160
1 600
-
income
3 271
1 302
13 043
-
pensions
2 676
1 065
10 669
-
health
1 873
745
7 469
-
total
8 221
3 272
32 781
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 756
10 649
106 695
-
pensions
5 217
2 076
20 805
-
total
5 217
2 076
20 805
-
Corporate
95 526
114 775
-
-
income
8 597
10 330
-
-
total
8 597
10 330
-
-
Dividends
86 929
104 445
-
-
withholding
16 516
19 845
-
-
social contributions
16 829
20 245
-
-
total
33 345
40 090
-
-
Income
127 500
127 500
127 500
127 500
Total tax
55 380
55 768
53 586
39 174
After tax
72 120
71 732
73 914
88 326
Living cost
18 535
18 535
18 535
18 535
Free-cash
53 585
53 197
55 379
69 791

Estimated living cost  is ₽18535 per week

₽12649
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽30795
₽33872
₽31796
₽34620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
national
-
-
-
21 329
pensions
-
-
-
15 300
social contributions
-
-
-
1 371
municipal
-
-
-
13 765
total
-
-
-
51 765
Employee
69 666
-
110 223
-
municipal
8 605
-
14 258
-
national
13 334
-
22 094
-
pensions
2 787
-
4 409
-
total
24 726
-
40 761
-
Employer
69 666
-
110 223
-
pensions
5 573
-
8 818
-
social contributions
749
-
1 185
-
total
6 322
-
10 003
-
Corporate
46 914
127 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 383
25 500
-
-
total
9 383
25 500
-
-
Dividends
37 531
102 000
-
-
withholding
8 257
22 440
-
-
total
8 257
22 440
-
-
Income
127 500
127 500
127 500
127 500
Total tax
48 688
47 940
50 764
51 765
After tax
78 812
79 560
76 736
75 735
Living cost
44 940
44 940
44 940
44 940
Free-cash
33 872
34 620
31 796
30 795

Estimated living cost  is ₽44940 per week

₽30546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18451
₽38308
₽18451
₽36253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
social contributions
-
-
-
20 429
income
-
-
-
35 623
total
-
-
-
56 052
Employee
72 775
-
127 500
-
social contributions
6 046
-
20 429
-
income
13 732
-
35 623
-
total
19 778
-
56 052
-
Employer
72 775
-
127 500
-
total
-
-
-
-
Corporate
54 725
127 500
-
-
income
6 841
15 937
-
-
total
6 841
15 937
-
-
Dividends
47 884
111 563
-
-
withholding
9 576
22 313
-
-
total
9 576
22 313
-
-
Income
127 500
127 500
127 500
127 500
Total tax
36 195
38 250
56 052
56 052
After tax
91 305
89 250
71 448
71 448
Living cost
52 997
52 997
52 997
52 997
Free-cash
38 308
36 253
18 451
18 451

Estimated living cost  is ₽52997 per week

₽40319
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7853
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽23734
₽23912
₽17666
₽28768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
national
-
-
-
29 491
regional
-
-
-
1 467
social contributions
-
-
-
32 793
municipal
-
-
-
757
total
-
-
-
64 508
Employee
82 684
-
127 500
-
municipal
438
-
676
-
national
14 327
-
25 616
-
social contributions
27 881
-
42 992
-
regional
780
-
1 292
-
total
43 426
-
70 576
-
Employer
82 684
-
127 500
-
total
-
-
-
-
Corporate
44 816
127 500
-
-
nationa
10 756
30 600
-
-
municipal
1 748
4 972
-
-
total
12 504
35 572
-
-
Dividends
32 312
91 928
-
-
withholding
8 400
23 902
-
-
total
8 400
23 902
-
-
Income
127 500
127 500
127 500
127 500
Total tax
64 330
59 474
70 576
64 508
After tax
63 170
68 026
56 924
62 992
Living cost
39 258
39 258
39 258
39 258
Free-cash
23 912
28 768
17 666
23 734

Estimated living cost  is ₽39258 per week

₽27366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽37474
₽39889
₽31439
₽41955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 500
national
-
-
-
29 491
regional
-
-
-
1 923
social contributions
-
-
-
32 793
municipal
-
-
-
757
total
-
-
-
64 964
Employee
51 608
-
127 500
-
municipal
274
-
676
-
national
8 176
-
25 616
-
social contributions
17 403
-
42 992
-
regional
695
-
1 715
-
total
26 548
-
70 999
-
Employer
51 608
-
127 500
-
total
-
-
-
-
Corporate
75 892
127 500
-
-
nationa