Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 127000
per

Your estimated
City
free-cash

Andorra , Andorra
₽67568
₽84224
₽70942
₽87248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
social contributions
-
-
-
27 940
income
-
-
-
4 440
total
-
-
-
32 380
Employee
28 933
-
109 956
-
social contributions
1 880
-
7 146
-
income
-
-
4 816
-
total
1 880
-
11 962
-
Employer
28 933
-
109 956
-
social contributions
4 485
-
17 044
-
total
4 485
-
17 044
-
Corporate
93 582
127 000
-
-
income
9 359
12 700
-
-
total
9 359
12 700
-
-
Dividends
84 223
114 300
-
-
total
-
-
-
-
Income
127 000
127 000
127 000
127 000
Total tax
15 724
12 700
29 006
32 380
After tax
111 276
114 300
97 994
94 620
Living cost
27 052
27 052
27 052
27 052
Free-cash
84 224
87 248
70 942
67 568

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽36052
₽41509
₽5088
₽41955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
507
pensions
-
-
-
19 451
income
-
-
-
28 716
total
-
-
-
62 236
Employee
39 340
35 865
98 617
-
unemployment
1 180
1 076
2 958
-
other
393
359
985
-
income
3 504
2 645
23 158
-
pensions
4 029
3 672
10 098
-
health
1 522
1 388
3 817
-
total
10 628
9 140
41 016
-
Employer
39 340
35 865
98 617
-
pensions
4 937
4 502
12 377
-
surtax
-
-
-
-
payroll
1 180
1 076
2 958
-
other
1 868
1 703
4 685
-
health
1 488
1 356
3 728
-
accident
511
466
1 283
-
unemployment
1 180
1 076
2 958
-
chamber of commerce
157
143
395
-
total
11 321
10 322
28 384
-
Corporate
76 339
80 813
95 202
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 085
20 204
23 800
-
total
19 085
20 204
23 800
-
Dividends
57 254
60 609
-
-
withholding
15 745
16 667
-
-
total
15 745
16 667
-
-
Income
127 000
127 000
127 000
127 000
Total tax
56 779
56 333
93 200
62 236
After tax
70 221
70 667
33 800
64 764
Living cost
28 712
28 712
28 712
28 712
Free-cash
41 509
41 955
5 088
36 052

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽32875
₽37470
₽2051
₽38859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
507
pensions
-
-
-
19 451
income
-
-
-
28 716
total
-
-
-
62 414
Employee
44 976
35 865
98 477
-
unemployment
1 349
1 076
2 955
-
other
449
359
985
-
income
5 120
2 645
23 111
-
pensions
4 606
3 672
10 085
-
health
1 740
1 388
3 812
-
total
13 264
9 140
40 948
-
Employer
44 976
35 865
98 477
-
pensions
5 644
4 502
12 360
-
surtax
178
178
178
-
payroll
1 349
1 076
2 955
-
other
2 137
1 703
4 678
-
health
1 699
1 356
3 723
-
accident
584
466
1 281
-
unemployment
1 349
1 076
2 955
-
chamber of commerce
179
143
395
-
total
13 119
10 500
28 525
-
Corporate
68 904
80 636
95 062
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 225
20 159
23 765
-
total
17 225
20 159
23 765
-
Dividends
51 679
60 476
-
-
withholding
14 211
16 631
-
-
total
14 211
16 631
-
-
Income
127 000
127 000
127 000
127 000
Total tax
57 819
56 430
93 238
62 414
After tax
69 181
70 570
33 762
64 586
Living cost
31 711
31 711
31 711
31 711
Free-cash
37 470
38 859
2 051
32 875

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽23133
₽24780
₽13660
₽38278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
national
-
-
-
44 672
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 423
social contributions
-
-
-
19 958
total
-
-
-
71 053
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
98 363
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
856
-
national
19 791
-
33 904
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
5 130
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
7 378
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 623
-
total
31 562
-
51 891
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
98 363
-
surtax
7 299
-
11 156
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
8 715
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
6 049
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 279
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 436
-
total
18 738
-
28 635
-
Corporate
43 887
127 000
-
-
income
8 777
25 401
-
-
surtax
176
507
-
-
total
8 953
25 908
-
-
Dividends
34 934
101 092
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 153
30 000
-
-
total
10 153
30 000
-
-
Income
127 000
127 000
127 000
127 000
Total tax
69 406
55 908
80 526
71 053
After tax
57 594
71 092
46 474
55 947
Living cost
32 814
32 814
32 814
32 814
Free-cash
24 780
38 278
13 660
23 133

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽84124
₽87662
₽88768
₽93135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
19 050
total
-
-
-
27 426
Employee
20 458
-
120 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
12 084
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
16 627
-
Employer
20 458
-
120 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
102 528
127 000
-
-
income
10 253
12 700
-
-
total
10 253
12 700
-
-
Dividends
92 275
114 300
-
-
withholding
4 613
5 715
-
-
total
4 613
5 715
-
-
Income
127 000
127 000
127 000
127 000
Total tax
23 888
18 415
22 782
27 426
After tax
103 112
108 585
104 218
99 574
Living cost
15 450
15 450
15 450
15 450
Free-cash
87 662
93 135
88 768
84 124

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽87798
₽92637
₽92442
₽96809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
19 050
total
-
-
-
27 426
Employee
15 593
-
120 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
12 084
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
16 627
-
Employer
15 593
-
120 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
108 348
127 000
-
-
income
10 835
12 700
-
-
total
10 835
12 700
-
-
Dividends
97 513
114 300
-
-
withholding
4 876
5 715
-
-
total
4 876
5 715
-
-
Income
127 000
127 000
127 000
127 000
Total tax
22 587
18 415
22 782
27 426
After tax
104 413
108 585
104 218
99 574
Living cost
11 776
11 776
11 776
11 776
Free-cash
92 637
96 809
92 442
87 798

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽67547
₽67017
₽66342
₽71915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
health
-
-
-
3 238
social contributions
-
-
-
14 561
income
-
-
-
20 817
total
-
-
-
38 616
Employee
69 203
69 203
117 088
-
income
7 535
6 406
20 170
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 991
-
total
10 687
13 326
29 908
-
Employer
69 203
69 203
117 088
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 166
-
total
3 198
7 024
9 913
-
Corporate
92 277
50 773
-
-
income
11 535
6 346
-
-
total
11 535
6 346
-
-
Dividends
80 742
44 427
-
-
withholding
13 726
7 552
-
-
total
13 726
7 552
-
-
Income
127 000
127 000
127 000
127 000
Total tax
39 146
34 248
39 821
38 616
After tax
87 854
92 752
87 179
88 384
Living cost
20 837
20 837
20 837
20 837
Free-cash
67 017
71 915
66 342
67 547

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽59194
₽59827
₽57989
₽63562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
health
-
-
-
3 238
social contributions
-
-
-
14 561
income
-
-
-
20 817
total
-
-
-
38 616
Employee
69 203
69 203
117 088
-
income
7 267
6 406
20 170
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 991
-
total
11 318
13 326
29 908
-
Employer
69 203
69 203
117 088
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 166
-
total
4 113
7 024
9 913
-
Corporate
82 379
50 773
-
-
income
10 298
6 346
-
-
total
10 298
6 346
-
-
Dividends
72 081
44 427
-
-
withholding
12 254
7 552
-
-
total
12 254
7 552
-
-
Income
127 000
127 000
127 000
127 000
Total tax
37 983
34 248
39 821
38 616
After tax
89 017
92 752
87 179
88 384
Living cost
29 190
29 190
29 190
29 190
Free-cash
59 827
63 562
57 989
59 194

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽47197
₽59256
₽43676
₽66668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
health
-
-
-
17 145
social contributions
-
-
-
29 891
income
-
-
-
11 995
solidarity contribution
-
-
-
-
total
-
-
-
59 031
Employee
30 548
-
94 776
-
income
3 666
-
11 373
-
social contributions
1 986
-
6 160
-
health
4 124
-
12 795
-
solidarity contribution
-
-
-
-
total
9 776
-
30 328
-
Employer
30 548
-
94 776
-
social contributions
7 637
-
23 694
-
health
2 749
-
8 530
-
total
10 386
-
32 224
-
Corporate
86 066
127 000
-
-
income
16 353
24 130
-
-
total
16 353
24 130
-
-
Dividends
69 714
102 870
-
-
withholding
10 457
15 430
-
-
total
10 457
15 430
-
-
Income
127 000
127 000
127 000
127 000
Total tax
46 972
39 560
62 552
59 031
After tax
80 028
87 440
64 448
67 969
Living cost
20 772
20 772
20 772
20 772
Free-cash
59 256
66 668
43 676
47 197

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽42372
₽52710
₽38851
₽61843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
health
-
-
-
17 145
social contributions
-
-
-
29 891
income
-
-
-
11 995
solidarity contribution
-
-
-
-
total
-
-
-
59 031
Employee
37 643
-
94 776
-
income
4 517
-
11 373
-
social contributions
2 447
-
6 160
-
health
5 082
-
12 795
-
solidarity contribution
-
-
-
-
total
12 046
-
30 328
-
Employer
37 643
-
94 776
-
social contributions
9 411
-
23 694
-
health
3 388
-
8 530
-
total
12 799
-
32 224
-
Corporate
76 559
127 000
-
-
income
14 546
24 130
-
-
total
14 546
24 130
-
-
Dividends
62 013
102 870
-
-
withholding
9 302
15 430
-
-
total
9 302
15 430
-
-
Income
127 000
127 000
127 000
127 000
Total tax
48 693
39 560
62 552
59 031
After tax
78 307
87 440
64 448
67 969
Living cost
25 597
25 597
25 597
25 597
Free-cash
52 710
61 843
38 851
42 372

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽33277
-₽69684
-₽69684
-₽69684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
national
-
-
-
13 865
pensions
-
-
-
782
municipal
-
-
-
25 504
labour market
-
-
-
10 097
total
-
-
-
50 248
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
127 000
127 000
127 000
127 000
Total tax
153 209
153 209
153 209
50 248
After tax
-26 209
-26 209
-26 209
76 752
Living cost
43 476
43 476
43 476
43 476
Free-cash
-69 684
-69 684
-69 684
33 277

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽46333
₽74273
₽51464
₽79862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
health
-
-
-
16 510
pensions
-
-
-
25 401
income
-
-
-
17 019
total
-
-
-
58 930
Employee
25 530
-
94 918
-
unemployment
408
-
1 518
-
income
2 874
-
18 300
-
pensions
511
-
1 899
-
total
3 793
-
21 717
-
Employer
25 530
-
94 918
-
pensions
5 106
-
18 983
-
health
3 318
-
12 339
-
unemployment
205
-
760
-
total
8 629
-
32 082
-
Corporate
92 840
127 000
-
-
income
18 568
25 401
-
-
total
18 568
25 401
-
-
Dividends
74 272
101 599
-
-
total
-
-
-
-
Income
127 000
127 000
127 000
127 000
Total tax
30 990
25 401
53 799
58 930
After tax
96 010
101 599
73 201
68 070
Living cost
21 737
21 737
21 737
21 737
Free-cash
74 273
79 862
51 464
46 333

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽51487
₽48194
₽34072
₽46987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
127 000
national
-
-
-
16 805
health
-
-
-
1 580
municipal
-
-
-
22 576
total
-
-
-
40 961
Employee
47 349
-
106 837
-
unemployment
710
-
1 602
-
municipal
7 755
-
17 417
-
national
782
-
10 713
-
pensions
3 195
-
7 212
-
health
354
-
1 269
-
total
12 796
-
38 213
-
Employer
47 349
-
106 837
-
pensions
8 215
-
18 537
-
health
364
-
823
-
accident
48
-
108
-
unemployment
307
-
695
-
total
8 934
-
20 163
-
Corporate
70 718
127 000
-
-
income
14 144
25 401
-
-
total
14 144
25 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

42 430
76 199
-
-
municipal
7 637
13 716
-
-
national
743
6 344
-
-
total
8 380
20 060
-
-
Income
127 000
127 000
127 000
127 000
Total tax
44 254
45 461
58 376
40 961
After tax
82 746
81 539
68 624
86 039
Living cost
34 552
34 552
34 552
34 552
Free-cash
48 194
46 987
34 072
51 487

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽44341
₽41267
₽45582
₽36266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
surtax
-
-
-
-
health
-
-
-
4 386
pensions
-
-
-
25 650
social contributions
-
-
-
3 617
income
-
-
-
17 329
other
-
-
-
3 937
total
-
-
-
54 919
Employee
34 382
-
100 170
-
income
1 773
-
17 807
-
surtax
-
-
-
-
social contributions
980
-
2 854
-
pensions
3 889
-
6 186
-
total
6 642
-
26 847
-
Employer
34 382
-
100 170
-
pensions
5 650
-
10 553
-
social contributions
102
-
301
-
other
1 187
-
3 575
-
health
2 406
-
8 346
-
unemployment
1 392
-
4 056
-
total
10 737
-
26 831
-
Corporate
81 881
127 000
-
-
income
22 926
35 561
-
-
surtax
-
-
-
-
total
22 926
35 561
-
-
Dividends
58 955
91 439
-
-
withholding
7 547
11 704
-
-
social contributions
10 141
15 729
-
-
surtax
-
-
-
-
total
17 688
27 433
-
-
Income
127 000
127 000
127 000
127 000
Total tax
57 993
62 994
53 678
54 919
After tax
69 007
64 006
73 322
72 081
Living cost
27 740
27 740
27 740
27 740
Free-cash
41 267
36 266
45 582
44 341

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽41290
₽38532
₽42531
₽33215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
surtax
-
-
-
-
health
-
-
-
4 386
pensions
-
-
-
25 650
social contributions
-
-
-
3 617
income
-
-
-
17 329
other
-
-
-
3 937
total
-
-
-
54 919
Employee
38 517
-
100 170
-
income
2 273
-
17 807
-
surtax
-
-
-
-
social contributions
1 098
-
2 854
-
pensions
4 355
-
6 186
-
total
7 726
-
26 847
-
Employer
38 517
-
100 170
-
pensions
6 328
-
10 553
-
social contributions
116
-
301
-
other
1 329
-
3 575
-
health
2 697
-
8 346
-
unemployment
1 559
-
4 056
-
total
12 029
-
26 831
-
Corporate
76 455
127 000
-
-
income
21 408
35 561
-
-
surtax
-
-
-
-
total
21 408
35 561
-
-
Dividends
55 047
91 439
-
-
withholding
7 047
11 704
-
-
social contributions
9 467
15 729
-
-
surtax
-
-
-
-
total
16 514
27 433
-
-
Income
127 000
127 000
127 000
127 000
Total tax
57 677
62 994
53 678
54 919
After tax
69 323
64 006
73 322
72 081
Living cost
30 791
30 791
30 791
30 791
Free-cash
38 532
33 215
42 531
41 290

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽28614
₽26727
₽29855
₽20539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
surtax
-
-
-
-
health
-
-
-
4 386
pensions
-
-
-
25 650
social contributions
-
-
-
3 617
income
-
-
-
17 329
other
-
-
-
3 937
total
-
-
-
54 919
Employee
56 366
-
100 170
-
income
4 918
-
17 807
-
surtax
-
-
-
-
social contributions
1 605
-
2 854
-
pensions
6 375
-
6 186
-
total
12 898
-
26 847
-
Employer
56 366
-
100 170
-
pensions
9 262
-
10 553
-
social contributions
169
-
301
-
other
1 945
-
3 575
-
health
3 945
-
8 346
-
unemployment
2 283
-
4 056
-
total
17 604
-
26 831
-
Corporate
53 029
127 000
-
-
income
14 848
35 561
-
-
surtax
-
-
-
-
total
14 848
35 561
-
-
Dividends
38 181
91 439
-
-
withholding
4 888
11 704
-
-
social contributions
6 568
15 729
-
-
surtax
-
-
-
-
total
11 456
27 433
-
-
Income
127 000
127 000
127 000
127 000
Total tax
56 806
62 994
53 678
54 919
After tax
70 194
64 006
73 322
72 081
Living cost
43 467
43 467
43 467
43 467
Free-cash
26 727
20 539
29 855
28 614

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽119907
₽113736
₽95777
₽114827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
127 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 270
total
-
-
-
1 270
Employee
7 278
-
127 000
-
income
1 455
-
25 400
-
total
1 455
-
25 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

119 722
127 000
-
-
total
-
-
-
-
Dividends
119 722
127 000
-
-
withholding
5 986
6 350
-
-
total
5 986
6 350
-
-
Income
127 000
127 000
127 000
127 000
Total tax
7 441
6 350
25 400
1 270
After tax
119 559
120 650
101 600
125 730
Living cost
5 823
5 823
5 823
5 823
Free-cash
113 736
114 827
95 777
119 907

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽116657
₽109876
₽92527
₽111577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
127 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 270
total
-
-
-
1 270
Employee
11 342
-
127 000
-
income
2 268
-
25 400
-
total
2 268
-
25 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

115 658
127 000
-
-
total
-
-
-
-
Dividends
115 658
127 000
-
-
withholding
5 783
6 350
-
-
total
5 783
6 350
-
-
Income
127 000
127 000
127 000
127 000
Total tax
8 051
6 350
25 400
1 270
After tax
118 949
120 650
101 600
125 730
Living cost
9 073
9 073
9 073
9 073
Free-cash
109 876
111 577
92 527
116 657

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽36158
₽42440
₽48378
₽30669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
127 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 967
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 762
trade
-
-
-
12 220
total
-
-
-
56 097
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
127 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
35 762
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 967
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
43 877
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
82 221
127 000
-
-
trade
11 799
18 224
-
-
income
12 334
19 049
-
-
chamber of commerce
258
323
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

678
1 047
-
-
total
25 069
38 643
-
-
Dividends
57 152
88 357
-
-
withholding
13 946
21 748
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

767
1 195
-
-
total
14 713
22 943
-
-
Income
127 000
127 000
127 000
127 000
Total tax
49 815
61 586
43 877
56 097
After tax
77 185
65 414
83 123
70 903
Living cost
34 745
34 745
34 745
34 745
Free-cash
42 440
30 669
48 378
36 158

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽42452
₽46801
₽55864
₽36848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
127 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 967
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 762
trade
-
-
-
13 412
total
-
-
-
57 289
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
127 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
35 762
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 967
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
43 877
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 578
127 000
-
-
trade
14 582
20 002
-
-
income
13 886
19 049
-
-
chamber of commerce
270
319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

763
1 047
-
-
total
29 501
40 417
-
-
Dividends
63 077
86 582
-
-
withholding
15 427
21 304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

849
1 172
-
-
total
16 276
22 476
-
-
Income
127 000
127 000
127 000
127 000
Total tax
52 940
62 893
43 877
57 289
After tax
74 060
64 107
83 123
69 711
Living cost
27 259
27 259
27 259
27 259
Free-cash
46 801
36 848
55 864
42 452

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽33761
₽40743
₽47769
₽28098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
127 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 967
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 762
trade
-
-
-
14 008
total
-
-
-
57 885
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
127 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
35 762
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 967
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
43 877
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 361
127 000
-
-
trade
13 384
20 892
-
-
income
12 204
19 049
-
-
chamber of commerce
253
318
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

671
1 047
-
-
total
26 512
41 306
-
-
Dividends
54 849
85 694
-
-
withholding
13 371
21 082
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

736
1 160
-
-
total
14 107
22 242
-
-
Income
127 000
127 000
127 000
127 000
Total tax
50 903
63 548
43 877
57 885
After tax
76 097
63 452
83 123
69 115
Living cost
35 354
35 354
35 354
35 354
Free-cash
40 743
28 098
47 769
33 761

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽27291
₽36164
₽41895
₽21572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
127 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 967
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 762
trade
-
-
-
14 604
total
-
-
-
58 481
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
127 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
35 762
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 967
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
43 877
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 914
127 000
-
-
trade
12 505
21 780
-
-
income
10 937
19 049
-
-
chamber of commerce
239
316
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

601
1 047
-
-
total
24 282
42 192
-
-
Dividends
48 632
84 808
-
-
withholding
11 817
20 860
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

651
1 148
-
-
total
12 468
22 008
-
-
Income
127 000
127 000
127 000
127 000
Total tax
49 608
64 200
43 877
58 481
After tax
77 392
62 800
83 123
68 519
Living cost
41 228
41 228
41 228
41 228
Free-cash
36 164
21 572
41 895
27 291

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽40049
₽56805
₽37053
₽59670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
surtax
-
-
-
4 210
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
29 773
other
-
-
-
-
total
-
-
-
66 737
Employee
30 307
-
104 914
-
unemployment
2 109
-
7 303
-
other
-
-
-
-
income
5 081
-
26 934
-
surtax
108
-
3 737
-
pensions
2 022
-
6 997
-
health
774
-
2 676
-
total
10 094
-
47 647
-
Employer
30 307
-
104 914
-
pensions
4 041
-
13 986
-
other
-
-
-
-
health
1 378
-
4 775
-
unemployment
962
-
3 325
-
total
6 381
-
22 086
-
Corporate
90 312
127 000
-
-
income
23 481
33 019
-
-
total
23 481
33 019
-
-
Dividends
66 831
93 981
-
-
withholding
10 025
14 097
-
-
total
10 025
14 097
-
-
Income
127 000
127 000
127 000
127 000
Total tax
49 981
47 116
69 733
66 737
After tax
77 019
79 884
57 267
60 263
Living cost
20 214
20 214
20 214
20 214
Free-cash
56 805
59 670
37 053
40 049

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽40404
₽57222
₽37408
₽60025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
surtax
-
-
-
4 210
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
29 773
other
-
-
-
-
total
-
-
-
66 737
Employee
29 761
-
104 914
-
unemployment
2 072
-
7 303
-
other
-
-
-
-
income
4 989
-
26 934
-
surtax
97
-
3 737
-
pensions
1 985
-
6 997
-
health
760
-
2 676
-
total
9 903
-
47 647
-
Employer
29 761
-
104 914
-
pensions
3 967
-
13 986
-
other
-
-
-
-
health
1 354
-
4 775
-
unemployment
943
-
3 325
-
total
6 264
-
22 086
-
Corporate
90 975
127 000
-
-
income
23 654
33 019
-
-
total
23 654
33 019
-
-
Dividends
67 321
93 981
-
-
withholding
10 098
14 097
-
-
total
10 098
14 097
-
-
Income
127 000
127 000
127 000
127 000
Total tax
49 919
47 116
69 733
66 737
After tax
77 081
79 884
57 267
60 263
Living cost
19 859
19 859
19 859
19 859
Free-cash
57 222
60 025
37 408
40 404

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽70113
₽53945
₽55757
₽53574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
unemployment
-
-
-
1 905
health
-
-
-
8 890
pensions
-
-
-
12 700
income
-
-
-
15 526
total
-
-
-
39 021
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
106 276
-
unemployment
387
154
1 594
-
income
3 153
1 255
12 992
-
pensions
2 579
1 026
10 628
-
health
1 805
718
7 439
-
total
7 924
3 153
32 653
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
106 276
-
pensions
5 029
2 001
20 724
-
total
5 029
2 001
20 724
-
Corporate
96 182
114 735
-
-
income
8 656
10 326
-
-
total
8 656
10 326
-
-
Dividends
87 525
104 409
-
-
withholding
16 630
19 838
-
-
social contributions
16 950
20 242
-
-
total
33 580
40 080
-
-
Income
127 000
127 000
127 000
127 000
Total tax
55 189
55 560
53 377
39 021
After tax
71 811
71 440
73 623
87 979
Living cost
17 866
17 866
17 866
17 866
Free-cash
53 945
53 574
55 757
70 113

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽31793
₽34952
₽32789
₽35677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
national
-
-
-
21 291
pensions
-
-
-
15 240
social contributions
-
-
-
1 365
municipal
-
-
-
13 740
total
-
-
-
51 636
Employee
67 543
-
109 790
-
municipal
8 343
-
14 232
-
national
12 928
-
22 053
-
pensions
2 702
-
4 392
-
total
23 973
-
40 677
-
Employer
67 543
-
109 790
-
pensions
5 403
-
8 783
-
social contributions
726
-
1 180
-
total
6 129
-
9 963
-
Corporate
48 869
127 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 774
25 400
-
-
total
9 774
25 400
-
-
Dividends
39 095
101 600
-
-
withholding
8 601
22 352
-
-
total
8 601
22 352
-
-
Income
127 000
127 000
127 000
127 000
Total tax
48 477
47 752
50 640
51 636
After tax
78 523
79 248
76 360
75 364
Living cost
43 571
43 571
43 571
43 571
Free-cash
34 952
35 677
32 789
31 793

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19351
₽39621
₽19351
₽37634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
social contributions
-
-
-
20 459
income
-
-
-
35 924
total
-
-
-
56 383
Employee
70 397
-
127 000
-
social contributions
5 848
-
20 459
-
income
13 284
-
35 924
-
total
19 132
-
56 383
-
Employer
70 397
-
127 000
-
total
-
-
-
-
Corporate
56 603
127 000
-
-
income
7 076
15 874
-
-
total
7 076
15 874
-
-
Dividends
49 528
111 126
-
-
withholding
9 905
22 226
-
-
total
9 905
22 226
-
-
Income
127 000
127 000
127 000
127 000
Total tax
36 113
38 100
56 383
56 383
After tax
90 887
88 900
70 617
70 617
Living cost
51 266
51 266
51 266
51 266
Free-cash
39 621
37 634
19 351
19 351

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽24565
₽25085
₽18536
₽29785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
national
-
-
-
29 575
regional
-
-
-
1 466
social contributions
-
-
-
32 664
municipal
-
-
-
755
total
-
-
-
64 460
Employee
79 983
-
127 000
-
municipal
424
-
673
-
national
13 859
-
25 701
-
social contributions
26 970
-
42 824
-
regional
755
-
1 291
-
total
42 008
-
70 489
-
Employer
79 983
-
127 000
-
total
-
-
-
-
Corporate
47 017
127 000
-
-
nationa
11 284
30 480
-
-
municipal
1 834
4 953
-
-
total
13 118
35 433
-
-
Dividends
33 899
91 567
-
-
withholding
8 814
23 807
-
-
total
8 814
23 807
-
-
Income
127 000
127 000
127 000
127 000
Total tax
63 940
59 240
70 489
64 460
After tax
63 060
67 760
56 511
62 540
Living cost
37 975
37 975
37 975
37 975
Free-cash
25 085
29 785
18 536
24 565

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽37848
₽40512
₽31850
₽42511
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
127 000
national
-
-
-
29 575
regional
-
-
-
1 915
social contributions
-
-
-
32 664
municipal
-
-
-
755
total
-
-
-
64 909
Employee
49 922
-
127 000
-
municipal
265
-
673
-
national
7 909
-
25 701
-
social contributions
16 834
-
42 824
-
regional
672
-
1 709
-
total
25 680
-
70 907
-
Employer
49 922
-
127 000
-
total
-
-
-
-
Corporate
77 078
127 000
-
-
nationa