Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 126000
per

Your estimated
City
free-cash

Andorra , Andorra
₽66864
₽83325
₽70215
₽86348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
social contributions
-
-
-
27 720
income
-
-
-
4 364
total
-
-
-
32 084
Employee
28 933
-
109 091
-
social contributions
1 880
-
7 091
-
income
-
-
4 734
-
total
1 880
-
11 825
-
Employer
28 933
-
109 091
-
social contributions
4 485
-
16 908
-
total
4 485
-
16 908
-
Corporate
92 582
126 000
-
-
income
9 258
12 600
-
-
total
9 258
12 600
-
-
Dividends
83 324
113 400
-
-
total
-
-
-
-
Income
126 000
126 000
126 000
126 000
Total tax
15 623
12 600
28 733
32 084
After tax
110 377
113 400
97 267
93 916
Living cost
27 052
27 052
27 052
27 052
Free-cash
83 325
86 348
70 215
66 864

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽35475
₽40965
₽4913
₽41411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
504
pensions
-
-
-
19 451
income
-
-
-
28 296
total
-
-
-
61 813
Employee
39 340
35 865
97 839
-
unemployment
1 180
1 076
2 936
-
other
393
359
979
-
income
3 504
2 645
22 892
-
pensions
4 029
3 672
10 018
-
health
1 522
1 388
3 786
-
total
10 628
9 140
40 611
-
Employer
39 340
35 865
97 839
-
pensions
4 937
4 502
12 279
-
surtax
-
-
-
-
payroll
1 180
1 076
2 936
-
other
1 868
1 703
4 647
-
health
1 488
1 356
3 697
-
accident
511
466
1 272
-
unemployment
1 180
1 076
2 936
-
chamber of commerce
157
143
391
-
total
11 321
10 322
28 158
-
Corporate
75 339
79 813
94 425
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 834
19 953
23 606
-
total
18 834
19 953
23 606
-
Dividends
56 505
59 860
-
-
withholding
15 540
16 462
-
-
total
15 540
16 462
-
-
Income
126 000
126 000
126 000
126 000
Total tax
56 323
55 877
92 375
61 813
After tax
69 677
70 123
33 625
64 187
Living cost
28 712
28 712
28 712
28 712
Free-cash
40 965
41 411
4 913
35 475

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽32298
₽36924
₽1883
₽38317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
504
pensions
-
-
-
19 451
income
-
-
-
28 296
total
-
-
-
61 991
Employee
44 976
35 865
97 703
-
unemployment
1 349
1 076
2 931
-
other
449
359
977
-
income
5 120
2 645
22 844
-
pensions
4 606
3 672
10 005
-
health
1 740
1 388
3 781
-
total
13 264
9 140
40 538
-
Employer
44 976
35 865
97 703
-
pensions
5 644
4 502
12 262
-
surtax
178
178
178
-
payroll
1 349
1 076
2 931
-
other
2 137
1 703
4 640
-
health
1 699
1 356
3 692
-
accident
584
466
1 271
-
unemployment
1 349
1 076
2 931
-
chamber of commerce
179
143
391
-
total
13 119
10 500
28 296
-
Corporate
67 904
79 636
94 289
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 976
19 908
23 572
-
total
16 976
19 908
23 572
-
Dividends
50 929
59 727
-
-
withholding
14 006
16 424
-
-
total
14 006
16 424
-
-
Income
126 000
126 000
126 000
126 000
Total tax
57 365
55 972
92 406
61 991
After tax
68 635
70 028
33 594
64 009
Living cost
31 711
31 711
31 711
31 711
Free-cash
36 924
38 317
1 883
32 298

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22756
₽24224
₽13362
₽37722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
national
-
-
-
44 243
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 370
social contributions
-
-
-
19 817
total
-
-
-
70 430
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
97 593
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
849
-
national
19 791
-
33 571
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
5 091
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
7 320
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 587
-
total
31 562
-
51 418
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
97 593
-
surtax
7 299
-
11 067
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
8 647
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
6 001
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 267
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 424
-
total
18 738
-
28 406
-
Corporate
42 887
126 000
-
-
income
8 577
25 199
-
-
surtax
171
504
-
-
total
8 748
25 703
-
-
Dividends
34 139
100 297
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 914
29 761
-
-
total
9 914
29 761
-
-
Income
126 000
126 000
126 000
126 000
Total tax
68 962
55 464
79 824
70 430
After tax
57 038
70 536
46 176
55 570
Living cost
32 814
32 814
32 814
32 814
Free-cash
24 224
37 722
13 362
22 756

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽83274
₽86806
₽87868
₽92280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
18 900
total
-
-
-
27 276
Employee
20 458
-
119 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
11 984
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
16 527
-
Employer
20 458
-
119 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
101 528
126 000
-
-
income
10 153
12 600
-
-
total
10 153
12 600
-
-
Dividends
91 375
113 400
-
-
withholding
4 569
5 670
-
-
total
4 569
5 670
-
-
Income
126 000
126 000
126 000
126 000
Total tax
23 744
18 270
22 682
27 276
After tax
102 256
107 730
103 318
98 724
Living cost
15 450
15 450
15 450
15 450
Free-cash
86 806
92 280
87 868
83 274

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽86948
₽91784
₽91542
₽95954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
18 900
total
-
-
-
27 276
Employee
15 593
-
119 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
11 984
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
16 527
-
Employer
15 593
-
119 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
107 348
126 000
-
-
income
10 734
12 600
-
-
total
10 734
12 600
-
-
Dividends
96 613
113 400
-
-
withholding
4 830
5 670
-
-
total
4 830
5 670
-
-
Income
126 000
126 000
126 000
126 000
Total tax
22 440
18 270
22 682
27 276
After tax
103 560
107 730
103 318
98 724
Living cost
11 776
11 776
11 776
11 776
Free-cash
91 784
95 954
91 542
86 948

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽66913
₽66291
₽65716
₽71188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
health
-
-
-
3 212
social contributions
-
-
-
14 561
income
-
-
-
20 477
total
-
-
-
38 250
Employee
69 203
69 203
116 105
-
income
7 535
6 406
19 831
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 974
-
total
10 687
13 326
29 552
-
Employer
69 203
69 203
116 105
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 148
-
total
3 198
7 024
9 895
-
Corporate
91 277
49 773
-
-
income
11 410
6 222
-
-
total
11 410
6 222
-
-
Dividends
79 867
43 551
-
-
withholding
13 577
7 403
-
-
total
13 577
7 403
-
-
Income
126 000
126 000
126 000
126 000
Total tax
38 872
33 975
39 447
38 250
After tax
87 128
92 025
86 553
87 750
Living cost
20 837
20 837
20 837
20 837
Free-cash
66 291
71 188
65 716
66 913

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽58560
₽59102
₽57363
₽62835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
health
-
-
-
3 212
social contributions
-
-
-
14 561
income
-
-
-
20 477
total
-
-
-
38 250
Employee
69 203
69 203
116 105
-
income
7 267
6 406
19 831
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 974
-
total
11 318
13 326
29 552
-
Employer
69 203
69 203
116 105
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 148
-
total
4 113
7 024
9 895
-
Corporate
81 379
49 773
-
-
income
10 172
6 222
-
-
total
10 172
6 222
-
-
Dividends
71 208
43 551
-
-
withholding
12 105
7 403
-
-
total
12 105
7 403
-
-
Income
126 000
126 000
126 000
126 000
Total tax
37 708
33 975
39 447
38 250
After tax
88 292
92 025
86 553
87 750
Living cost
29 190
29 190
29 190
29 190
Free-cash
59 102
62 835
57 363
58 560

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽46462
₽58567
₽43168
₽65979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
health
-
-
-
17 010
social contributions
-
-
-
29 891
income
-
-
-
11 865
solidarity contribution
-
-
-
-
total
-
-
-
58 766
Employee
30 548
-
94 030
-
income
3 666
-
11 284
-
social contributions
1 986
-
6 112
-
health
4 124
-
12 694
-
solidarity contribution
-
-
-
-
total
9 776
-
30 090
-
Employer
30 548
-
94 030
-
social contributions
7 637
-
23 507
-
health
2 749
-
8 463
-
total
10 386
-
31 970
-
Corporate
85 066
126 000
-
-
income
16 163
23 940
-
-
total
16 163
23 940
-
-
Dividends
68 904
102 060
-
-
withholding
10 336
15 309
-
-
total
10 336
15 309
-
-
Income
126 000
126 000
126 000
126 000
Total tax
46 661
39 249
62 060
58 766
After tax
79 339
86 751
63 940
67 234
Living cost
20 772
20 772
20 772
20 772
Free-cash
58 567
65 979
43 168
46 462

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽41637
₽52022
₽38343
₽61154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
health
-
-
-
17 010
social contributions
-
-
-
29 891
income
-
-
-
11 865
solidarity contribution
-
-
-
-
total
-
-
-
58 766
Employee
37 643
-
94 030
-
income
4 517
-
11 284
-
social contributions
2 447
-
6 112
-
health
5 082
-
12 694
-
solidarity contribution
-
-
-
-
total
12 046
-
30 090
-
Employer
37 643
-
94 030
-
social contributions
9 411
-
23 507
-
health
3 388
-
8 463
-
total
12 799
-
31 970
-
Corporate
75 559
126 000
-
-
income
14 356
23 940
-
-
total
14 356
23 940
-
-
Dividends
61 203
102 060
-
-
withholding
9 180
15 309
-
-
total
9 180
15 309
-
-
Income
126 000
126 000
126 000
126 000
Total tax
48 381
39 249
62 060
58 766
After tax
77 619
86 751
63 940
67 234
Living cost
25 597
25 597
25 597
25 597
Free-cash
52 022
61 154
38 343
41 637

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽32745
-₽70684
-₽70684
-₽70684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
national
-
-
-
13 714
pensions
-
-
-
782
municipal
-
-
-
25 266
labour market
-
-
-
10 017
total
-
-
-
49 779
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
126 000
126 000
126 000
126 000
Total tax
153 209
153 209
153 209
49 779
After tax
-27 209
-27 209
-27 209
76 221
Living cost
43 476
43 476
43 476
43 476
Free-cash
-70 684
-70 684
-70 684
32 745

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽45800
₽73473
₽50888
₽79064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
health
-
-
-
16 380
pensions
-
-
-
25 199
income
-
-
-
16 884
total
-
-
-
58 463
Employee
25 530
-
94 171
-
unemployment
408
-
1 506
-
income
2 874
-
18 156
-
pensions
511
-
1 884
-
total
3 793
-
21 546
-
Employer
25 530
-
94 171
-
pensions
5 106
-
18 834
-
health
3 318
-
12 242
-
unemployment
205
-
753
-
total
8 629
-
31 829
-
Corporate
91 840
126 000
-
-
income
18 368
25 199
-
-
total
18 368
25 199
-
-
Dividends
73 472
100 801
-
-
total
-
-
-
-
Income
126 000
126 000
126 000
126 000
Total tax
30 790
25 199
53 375
58 463
After tax
95 210
100 801
72 625
67 537
Living cost
21 737
21 737
21 737
21 737
Free-cash
73 473
79 064
50 888
45 800

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽50891
₽47538
₽33615
₽46423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
126 000
national
-
-
-
16 595
health
-
-
-
1 564
municipal
-
-
-
22 398
total
-
-
-
40 557
Employee
47 349
-
105 998
-
unemployment
710
-
1 590
-
municipal
7 755
-
17 280
-
national
782
-
10 552
-
pensions
3 195
-
7 154
-
health
354
-
1 257
-
total
12 796
-
37 833
-
Employer
47 349
-
105 998
-
pensions
8 215
-
18 390
-
health
364
-
816
-
accident
48
-
106
-
unemployment
307
-
688
-
total
8 934
-
20 000
-
Corporate
69 718
126 000
-
-
income
13 943
25 199
-
-
total
13 943
25 199
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

41 831
75 601
-
-
municipal
7 530
13 608
-
-
national
707
6 218
-
-
total
8 237
19 826
-
-
Income
126 000
126 000
126 000
126 000
Total tax
43 910
45 025
57 833
40 557
After tax
82 090
80 975
68 167
85 443
Living cost
34 552
34 552
34 552
34 552
Free-cash
47 538
46 423
33 615
50 891

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽43792
₽40765
₽45147
₽35762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
surtax
-
-
-
-
health
-
-
-
4 312
pensions
-
-
-
25 567
social contributions
-
-
-
3 590
income
-
-
-
17 093
other
-
-
-
3 906
total
-
-
-
54 468
Employee
34 382
-
99 452
-
income
1 773
-
17 618
-
surtax
-
-
-
-
social contributions
980
-
2 833
-
pensions
3 889
-
6 112
-
total
6 642
-
26 563
-
Employer
34 382
-
99 452
-
pensions
5 650
-
10 434
-
social contributions
102
-
299
-
other
1 187
-
3 538
-
health
2 406
-
8 252
-
unemployment
1 392
-
4 027
-
total
10 737
-
26 550
-
Corporate
80 881
126 000
-
-
income
22 646
35 281
-
-
surtax
-
-
-
-
total
22 646
35 281
-
-
Dividends
58 235
90 719
-
-
withholding
7 455
11 612
-
-
social contributions
10 015
15 605
-
-
surtax
-
-
-
-
total
17 470
27 217
-
-
Income
126 000
126 000
126 000
126 000
Total tax
57 495
62 498
53 113
54 468
After tax
68 505
63 502
72 887
71 532
Living cost
27 740
27 740
27 740
27 740
Free-cash
40 765
35 762
45 147
43 792

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽40741
₽38027
₽42096
₽32711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
surtax
-
-
-
-
health
-
-
-
4 312
pensions
-
-
-
25 567
social contributions
-
-
-
3 590
income
-
-
-
17 093
other
-
-
-
3 906
total
-
-
-
54 468
Employee
38 517
-
99 452
-
income
2 273
-
17 618
-
surtax
-
-
-
-
social contributions
1 098
-
2 833
-
pensions
4 355
-
6 112
-
total
7 726
-
26 563
-
Employer
38 517
-
99 452
-
pensions
6 328
-
10 434
-
social contributions
116
-
299
-
other
1 329
-
3 538
-
health
2 697
-
8 252
-
unemployment
1 559
-
4 027
-
total
12 029
-
26 550
-
Corporate
75 455
126 000
-
-
income
21 128
35 281
-
-
surtax
-
-
-
-
total
21 128
35 281
-
-
Dividends
54 327
90 719
-
-
withholding
6 954
11 612
-
-
social contributions
9 345
15 605
-
-
surtax
-
-
-
-
total
16 299
27 217
-
-
Income
126 000
126 000
126 000
126 000
Total tax
57 182
62 498
53 113
54 468
After tax
68 818
63 502
72 887
71 532
Living cost
30 791
30 791
30 791
30 791
Free-cash
38 027
32 711
42 096
40 741

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽28065
₽26223
₽29420
₽20035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
surtax
-
-
-
-
health
-
-
-
4 312
pensions
-
-
-
25 567
social contributions
-
-
-
3 590
income
-
-
-
17 093
other
-
-
-
3 906
total
-
-
-
54 468
Employee
56 366
-
99 452
-
income
4 918
-
17 618
-
surtax
-
-
-
-
social contributions
1 605
-
2 833
-
pensions
6 375
-
6 112
-
total
12 898
-
26 563
-
Employer
56 366
-
99 452
-
pensions
9 262
-
10 434
-
social contributions
169
-
299
-
other
1 945
-
3 538
-
health
3 945
-
8 252
-
unemployment
2 283
-
4 027
-
total
17 604
-
26 550
-
Corporate
52 029
126 000
-
-
income
14 568
35 281
-
-
surtax
-
-
-
-
total
14 568
35 281
-
-
Dividends
37 462
90 719
-
-
withholding
4 796
11 612
-
-
social contributions
6 444
15 605
-
-
surtax
-
-
-
-
total
11 240
27 217
-
-
Income
126 000
126 000
126 000
126 000
Total tax
56 310
62 498
53 113
54 468
After tax
69 690
63 502
72 887
71 532
Living cost
43 467
43 467
43 467
43 467
Free-cash
26 223
20 035
29 420
28 065

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽118917
₽112786
₽94977
₽113877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
126 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 260
total
-
-
-
1 260
Employee
7 278
-
126 000
-
income
1 455
-
25 200
-
total
1 455
-
25 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

118 722
126 000
-
-
total
-
-
-
-
Dividends
118 722
126 000
-
-
withholding
5 936
6 300
-
-
total
5 936
6 300
-
-
Income
126 000
126 000
126 000
126 000
Total tax
7 391
6 300
25 200
1 260
After tax
118 609
119 700
100 800
124 740
Living cost
5 823
5 823
5 823
5 823
Free-cash
112 786
113 877
94 977
118 917

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽115667
₽108926
₽91727
₽110627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
126 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 260
total
-
-
-
1 260
Employee
11 342
-
126 000
-
income
2 268
-
25 200
-
total
2 268
-
25 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

114 658
126 000
-
-
total
-
-
-
-
Dividends
114 658
126 000
-
-
withholding
5 733
6 300
-
-
total
5 733
6 300
-
-
Income
126 000
126 000
126 000
126 000
Total tax
8 001
6 300
25 200
1 260
After tax
117 999
119 700
100 800
124 740
Living cost
9 073
9 073
9 073
9 073
Free-cash
108 926
110 627
91 727
115 667

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽35745
₽41927
₽47821
₽30153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
126 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 944
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 342
trade
-
-
-
12 076
total
-
-
-
55 510
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
126 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
35 342
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 944
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
43 434
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 221
126 000
-
-
trade
11 656
18 081
-
-
income
12 184
18 901
-
-
chamber of commerce
256
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

669
1 040
-
-
total
24 765
38 343
-
-
Dividends
56 456
87 657
-
-
withholding
13 772
21 572
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

758
1 187
-
-
total
14 530
22 759
-
-
Income
126 000
126 000
126 000
126 000
Total tax
49 328
61 102
43 434
55 510
After tax
76 672
64 898
82 566
70 490
Living cost
34 745
34 745
34 745
34 745
Free-cash
41 927
30 153
47 821
35 745

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽42052
₽46300
₽55307
₽36341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
126 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 944
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 342
trade
-
-
-
13 255
total
-
-
-
56 689
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
126 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
35 342
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 944
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
43 434
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 578
126 000
-
-
trade
14 424
19 845
-
-
income
13 736
18 901
-
-
chamber of commerce
268
318
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

755
1 040
-
-
total
29 183
40 104
-
-
Dividends
62 395
85 896
-
-
withholding
15 256
21 133
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

839
1 163
-
-
total
16 095
22 296
-
-
Income
126 000
126 000
126 000
126 000
Total tax
52 441
62 400
43 434
56 689
After tax
73 559
63 600
82 566
69 311
Living cost
27 259
27 259
27 259
27 259
Free-cash
46 300
36 341
55 307
42 052

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽33368
₽40247
₽47212
₽27601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
126 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 944
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 342
trade
-
-
-
13 844
total
-
-
-
57 278
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
126 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
35 342
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 944
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
43 434
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 361
126 000
-
-
trade
13 219
20 726
-
-
income
12 054
18 901
-
-
chamber of commerce
251
316
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

663
1 040
-
-
total
26 187
40 983
-
-
Dividends
54 175
85 017
-
-
withholding
13 202
20 913
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

726
1 149
-
-
total
13 928
22 062
-
-
Income
126 000
126 000
126 000
126 000
Total tax
50 399
63 045
43 434
57 278
After tax
75 601
62 955
82 566
68 722
Living cost
35 354
35 354
35 354
35 354
Free-cash
40 247
27 601
47 212
33 368

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽26905
₽35674
₽41338
₽21079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
126 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 944
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 342
trade
-
-
-
14 433
total
-
-
-
57 867
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
126 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
35 342
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 944
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
43 434
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 914
126 000
-
-
trade
12 334
21 609
-
-
income
10 787
18 901
-
-
chamber of commerce
237
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

593
1 040
-
-
total
23 951
41 864
-
-
Dividends
47 963
84 136
-
-
withholding
11 649
20 692
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

640
1 137
-
-
total
12 289
21 829
-
-
Income
126 000
126 000
126 000
126 000
Total tax
49 098
63 693
43 434
57 867
After tax
76 902
62 307
82 566
68 133
Living cost
41 228
41 228
41 228
41 228
Free-cash
35 674
21 079
41 338
26 905

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽39575
₽56175
₽36724
₽59040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
surtax
-
-
-
4 135
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
29 322
other
-
-
-
-
total
-
-
-
66 211
Employee
30 307
-
104 090
-
unemployment
2 109
-
7 245
-
other
-
-
-
-
income
5 081
-
26 624
-
surtax
108
-
3 686
-
pensions
2 022
-
6 942
-
health
774
-
2 654
-
total
10 094
-
47 151
-
Employer
30 307
-
104 090
-
pensions
4 041
-
13 875
-
other
-
-
-
-
health
1 378
-
4 736
-
unemployment
962
-
3 300
-
total
6 381
-
21 911
-
Corporate
89 312
126 000
-
-
income
23 222
32 760
-
-
total
23 222
32 760
-
-
Dividends
66 091
93 240
-
-
withholding
9 914
13 986
-
-
total
9 914
13 986
-
-
Income
126 000
126 000
126 000
126 000
Total tax
49 611
46 746
69 062
66 211
After tax
76 389
79 254
56 938
59 789
Living cost
20 214
20 214
20 214
20 214
Free-cash
56 175
59 040
36 724
39 575

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽39930
₽56593
₽37079
₽59395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
surtax
-
-
-
4 135
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
29 322
other
-
-
-
-
total
-
-
-
66 211
Employee
29 761
-
104 090
-
unemployment
2 072
-
7 245
-
other
-
-
-
-
income
4 989
-
26 624
-
surtax
97
-
3 686
-
pensions
1 985
-
6 942
-
health
760
-
2 654
-
total
9 903
-
47 151
-
Employer
29 761
-
104 090
-
pensions
3 967
-
13 875
-
other
-
-
-
-
health
1 354
-
4 736
-
unemployment
943
-
3 300
-
total
6 264
-
21 911
-
Corporate
89 975
126 000
-
-
income
23 394
32 760
-
-
total
23 394
32 760
-
-
Dividends
66 580
93 240
-
-
withholding
9 987
13 986
-
-
total
9 987
13 986
-
-
Income
126 000
126 000
126 000
126 000
Total tax
49 548
46 746
69 062
66 211
After tax
76 452
79 254
56 938
59 789
Living cost
19 859
19 859
19 859
19 859
Free-cash
56 593
59 395
37 079
39 930

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽69420
₽53385
₽55176
₽53014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
unemployment
-
-
-
1 890
health
-
-
-
8 820
pensions
-
-
-
12 600
income
-
-
-
15 404
total
-
-
-
38 714
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
105 439
-
unemployment
387
154
1 582
-
income
3 153
1 255
12 890
-
pensions
2 579
1 026
10 544
-
health
1 805
718
7 381
-
total
7 924
3 153
32 397
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
105 439
-
pensions
5 029
2 001
20 561
-
total
5 029
2 001
20 561
-
Corporate
95 182
113 735
-
-
income
8 566
10 236
-
-
total
8 566
10 236
-
-
Dividends
86 615
103 499
-
-
withholding
16 457
19 665
-
-
social contributions
16 773
20 065
-
-
total
33 230
39 730
-
-
Income
126 000
126 000
126 000
126 000
Total tax
54 749
55 120
52 958
38 714
After tax
71 251
70 880
73 042
87 286
Living cost
17 866
17 866
17 866
17 866
Free-cash
53 385
53 014
55 176
69 420

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽31221
₽34328
₽32210
₽35053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
national
-
-
-
21 111
pensions
-
-
-
15 120
social contributions
-
-
-
1 354
municipal
-
-
-
13 623
total
-
-
-
51 208
Employee
67 543
-
108 926
-
municipal
8 343
-
14 111
-
national
12 928
-
21 866
-
pensions
2 702
-
4 357
-
total
23 973
-
40 334
-
Employer
67 543
-
108 926
-
pensions
5 403
-
8 714
-
social contributions
726
-
1 171
-
total
6 129
-
9 885
-
Corporate
47 869
126 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 574
25 200
-
-
total
9 574
25 200
-
-
Dividends
38 295
100 800
-
-
withholding
8 425
22 176
-
-
total
8 425
22 176
-
-
Income
126 000
126 000
126 000
126 000
Total tax
48 101
47 376
50 219
51 208
After tax
77 899
78 624
75 781
74 792
Living cost
43 571
43 571
43 571
43 571
Free-cash
34 328
35 053
32 210
31 221

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18941
₽38920
₽18941
₽36934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
social contributions
-
-
-
20 268
income
-
-
-
35 525
total
-
-
-
55 793
Employee
70 397
-
126 000
-
social contributions
5 848
-
20 268
-
income
13 284
-
35 525
-
total
19 132
-
55 793
-
Employer
70 397
-
126 000
-
total
-
-
-
-
Corporate
55 603
126 000
-
-
income
6 951
15 750
-
-
total
6 951
15 750
-
-
Dividends
48 652
110 250
-
-
withholding
9 731
22 050
-
-
total
9 731
22 050
-
-
Income
126 000
126 000
126 000
126 000
Total tax
35 814
37 800
55 793
55 793
After tax
90 186
88 200
70 207
70 207
Living cost
51 266
51 266
51 266
51 266
Free-cash
38 920
36 934
18 941
18 941

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽24135
₽24551
₽18140
₽29252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
national
-
-
-
29 281
regional
-
-
-
1 453
social contributions
-
-
-
32 408
municipal
-
-
-
748
total
-
-
-
63 890
Employee
79 983
-
126 000
-
municipal
424
-
668
-
national
13 859
-
25 450
-
social contributions
26 970
-
42 488
-
regional
755
-
1 279
-
total
42 008
-
69 885
-
Employer
79 983
-
126 000
-
total
-
-
-
-
Corporate
46 017
126 000
-
-
nationa
11 045
30 241
-
-
municipal
1 795
4 913
-
-
total
12 840
35 154
-
-
Dividends
33 178
90 846
-
-
withholding
8 626
23 619
-
-
total
8 626
23 619
-
-
Income
126 000
126 000
126 000
126 000
Total tax
63 474
58 773
69 885
63 890
After tax
62 526
67 227
56 115
62 110
Living cost
37 975
37 975
37 975
37 975
Free-cash
24 551
29 252
18 140
24 135

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽37420
₽39987
₽31456
₽41984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 000
national
-
-
-
29 281
regional
-
-
-
1 900
social contributions
-
-
-
32 408
municipal
-
-
-
748
total
-
-
-
64 337
Employee
49 922
-
126 000
-
municipal
265
-
668
-
national
7 909
-
25 450
-
social contributions
16 834
-
42 488
-
regional
672
-
1 695
-
total
25 680
-
70 301
-
Employer
49 922
-
126 000
-
total
-
-
-
-
Corporate
76 078
126 000
-
-
nationa