Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125500
per

Your estimated
City
free-cash

Madrid , Spain
₽43258
₽31523
₽36157
₽50306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
626
accident
-
-
-
805
pensions
-
-
-
25 289
income
-
-
-
28 650
other
-
-
-
90
total
-
-
-
55 460
Employee
46 562
-
97 012
-
other
46
-
90
-
income
9 725
-
25 930
-
pensions
2 188
-
4 201
-
unemployment
721
-
1 385
-
total
12 680
-
31 606
-
Employer
46 562
-
97 012
-
accident
922
-
1 769
-
unemployment
2 561
-
4 914
-
pensions
10 988
-
21 090
-
other
373
-
715
-
total
14 844
-
28 488
-
Corporate
64 092
125 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 614
18 825
-
-
total
9 614
18 825
-
-
Dividends
54 478
106 675
-
-
withholding
11 221
22 486
-
-
total
11 221
22 486
-
-
Income
125 500
125 500
125 500
125 500
Total tax
48 359
41 311
60 094
55 460
After tax
77 141
84 189
65 406
70 040
Living cost
33 883
33 883
33 883
33 883
Free-cash
43 258
50 306
31 523
36 157

Estimated living cost  is ₽33883 per week

₽24333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6438
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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