Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽81257
₽90821
₽84981
₽85712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
health
-
-
-
3 849
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 953
unemployment
-
-
-
134
income
-
-
-
18 825
total
-
-
-
27 761
Employee
21 824
-
118 934
-
health
1 004
-
1 539
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 916
-
2 939
-
income
2 183
-
11 894
-
total
5 343
-
16 740
-
Employer
21 824
-
118 934
-
health
1 506
-
2 309
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 405
-
3 688
-
unemployment
131
-
201
-
total
4 282
-
6 566
-
Corporate
99 394
125 500
-
-
income
9 940
12 550
-
-
total
9 940
12 550
-
-
Dividends
89 454
112 950
-
-
withholding
4 472
5 647
-
-
total
4 472
5 647
-
-
Income
125 500
125 500
125 500
125 500
Total tax
24 037
18 197
23 306
27 761
After tax
101 463
107 303
102 194
97 739
Living cost
16 482
16 482
16 482
16 482
Free-cash
84 981
90 821
85 712
81 257

Estimated living cost  is ₽16482 per week

₽10901
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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