Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Madrid , Spain
₽44748
₽51397
₽33326
₽37752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
other
-
-
-
86
unemployment
-
-
-
598
income
-
-
-
29 259
pensions
-
-
-
24 162
accident
-
-
-
769
total
-
-
-
54 874
Employee
44 489
-
97 780
-
unemployment
689
-
1 323
-
other
44
-
86
-
pensions
2 091
-
4 014
-
income
9 292
-
26 658
-
total
12 116
-
32 081
-
Employer
44 489
-
97 780
-
other
357
-
684
-
accident
881
-
1 690
-
pensions
10 499
-
20 150
-
unemployment
2 447
-
4 695
-
total
14 184
-
27 219
-
Corporate
66 327
125 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 948
18 750
-
-
total
9 948
18 750
-
-
Dividends
56 379
106 250
-
-
withholding
11 630
22 479
-
-
total
11 630
22 479
-
-
Income
125 000
125 000
125 000
125 000
Total tax
47 878
41 229
59 300
54 874
After tax
77 122
83 771
65 700
70 126
Living cost
32 374
32 374
32 374
32 374
Free-cash
44 748
51 397
33 326
37 752

Estimated living cost  is ₽32374 per week

₽23250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6152
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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