Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Madrid , Spain
₽31597
₽50238
₽36192
₽43256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
pensions
-
-
-
25 082
accident
-
-
-
798
unemployment
-
-
-
621
other
-
-
-
89
income
-
-
-
28 612
total
-
-
-
55 202
Employee
46 182
-
96 744
-
unemployment
715
-
1 374
-
pensions
2 170
-
4 166
-
other
45
-
89
-
income
9 646
-
25 912
-
total
12 576
-
31 541
-
Employer
46 182
-
96 744
-
pensions
10 899
-
20 917
-
other
370
-
710
-
unemployment
2 540
-
4 874
-
accident
915
-
1 755
-
total
14 724
-
28 256
-
Corporate
64 094
125 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 614
18 751
-
-
total
9 614
18 751
-
-
Dividends
54 480
106 249
-
-
withholding
11 224
22 405
-
-
total
11 224
22 405
-
-
Income
125 000
125 000
125 000
125 000
Total tax
48 138
41 156
59 797
55 202
After tax
76 862
83 844
65 203
69 798
Living cost
33 606
33 606
33 606
33 606
Free-cash
43 256
50 238
31 597
36 192

Estimated living cost  is ₽33606 per week

₽24135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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