Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Madrid , Spain
₽45377
₽51884
₽34055
₽38413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
other
-
-
-
84
unemployment
-
-
-
588
income
-
-
-
29 530
pensions
-
-
-
23 774
accident
-
-
-
757
total
-
-
-
54 733
Employee
43 774
-
98 217
-
unemployment
678
-
1 302
-
other
43
-
84
-
pensions
2 057
-
3 949
-
income
9 143
-
26 973
-
total
11 921
-
32 308
-
Employer
43 774
-
98 217
-
other
351
-
673
-
accident
867
-
1 663
-
pensions
10 331
-
19 827
-
unemployment
2 408
-
4 620
-
total
13 957
-
26 783
-
Corporate
67 269
125 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 090
18 750
-
-
total
10 090
18 750
-
-
Dividends
57 180
106 250
-
-
withholding
11 801
22 512
-
-
total
11 801
22 512
-
-
Income
125 000
125 000
125 000
125 000
Total tax
47 769
41 262
59 091
54 733
After tax
77 231
83 738
65 909
70 267
Living cost
31 854
31 854
31 854
31 854
Free-cash
45 377
51 884
34 055
38 413

Estimated living cost  is ₽31854 per week

₽22877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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