Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Madrid , Spain
₽50390
₽31822
₽36395
₽43450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
accident
-
-
-
795
income
-
-
-
28 695
other
-
-
-
88
unemployment
-
-
-
618
pensions
-
-
-
24 963
total
-
-
-
55 159
Employee
45 962
-
96 879
-
other
45
-
88
-
unemployment
712
-
1 367
-
pensions
2 160
-
4 147
-
income
9 600
-
26 009
-
total
12 517
-
31 611
-
Employer
45 962
-
96 879
-
pensions
10 847
-
20 818
-
accident
910
-
1 746
-
unemployment
2 528
-
4 851
-
other
368
-
706
-
total
14 653
-
28 121
-
Corporate
64 384
125 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 657
18 750
-
-
total
9 657
18 750
-
-
Dividends
54 727
106 250
-
-
withholding
11 277
22 414
-
-
total
11 277
22 414
-
-
Income
125 000
125 000
125 000
125 000
Total tax
48 104
41 164
59 732
55 159
After tax
76 896
83 836
65 268
69 841
Living cost
33 446
33 446
33 446
33 446
Free-cash
43 450
50 390
31 822
36 395

Estimated living cost  is ₽33446 per week

₽24020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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