Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Madrid , Spain
₽44962
₽51561
₽33573
₽37975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
other
-
-
-
85
unemployment
-
-
-
595
income
-
-
-
29 351
pensions
-
-
-
24 031
accident
-
-
-
765
total
-
-
-
54 827
Employee
44 246
-
97 929
-
unemployment
685
-
1 316
-
other
43
-
85
-
pensions
2 079
-
3 992
-
income
9 241
-
26 764
-
total
12 048
-
32 157
-
Employer
44 246
-
97 929
-
other
355
-
680
-
accident
876
-
1 681
-
pensions
10 442
-
20 041
-
unemployment
2 434
-
4 670
-
total
14 107
-
27 072
-
Corporate
66 647
125 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 997
18 751
-
-
total
9 997
18 751
-
-
Dividends
56 650
106 249
-
-
withholding
11 688
22 490
-
-
total
11 688
22 490
-
-
Income
125 000
125 000
125 000
125 000
Total tax
47 840
41 241
59 229
54 827
After tax
77 160
83 759
65 771
70 173
Living cost
32 198
32 198
32 198
32 198
Free-cash
44 962
51 561
33 573
37 975

Estimated living cost  is ₽32198 per week

₽23123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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