Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Madrid , Spain
₽37392
₽51127
₽44401
₽32926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
accident
-
-
-
776
other
-
-
-
86
pensions
-
-
-
24 375
unemployment
-
-
-
603
income
-
-
-
29 109
total
-
-
-
54 949
Employee
44 879
-
97 541
-
pensions
2 109
-
4 049
-
unemployment
695
-
1 335
-
other
44
-
86
-
income
9 374
-
26 486
-
total
12 222
-
31 956
-
Employer
44 879
-
97 541
-
accident
889
-
1 705
-
pensions
10 591
-
20 327
-
other
360
-
690
-
unemployment
2 469
-
4 737
-
total
14 309
-
27 459
-
Corporate
65 812
125 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 872
18 751
-
-
total
9 872
18 751
-
-
Dividends
55 940
106 249
-
-
withholding
11 537
22 463
-
-
total
11 537
22 463
-
-
Income
125 000
125 000
125 000
125 000
Total tax
47 940
41 214
59 415
54 949
After tax
77 060
83 786
65 585
70 051
Living cost
32 659
32 659
32 659
32 659
Free-cash
44 401
51 127
32 926
37 392

Estimated living cost  is ₽32659 per week

₽23454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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