Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Madrid , Spain
₽43655
₽50548
₽32059
₽36608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
other
-
-
-
88
unemployment
-
-
-
615
income
-
-
-
28 785
pensions
-
-
-
24 836
accident
-
-
-
791
total
-
-
-
55 115
Employee
45 729
-
97 021
-
unemployment
708
-
1 360
-
other
45
-
88
-
pensions
2 149
-
4 126
-
income
9 551
-
26 111
-
total
12 453
-
31 685
-
Employer
45 729
-
97 021
-
other
367
-
703
-
accident
906
-
1 738
-
pensions
10 792
-
20 712
-
unemployment
2 516
-
4 826
-
total
14 581
-
27 979
-
Corporate
64 691
125 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 703
18 750
-
-
total
9 703
18 750
-
-
Dividends
54 988
106 250
-
-
withholding
11 331
22 425
-
-
total
11 331
22 425
-
-
Income
125 000
125 000
125 000
125 000
Total tax
48 068
41 175
59 664
55 115
After tax
76 932
83 825
65 336
69 885
Living cost
33 277
33 277
33 277
33 277
Free-cash
43 655
50 548
32 059
36 608

Estimated living cost  is ₽33277 per week

₽23898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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