Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Madrid , Spain
₽45454
₽51942
₽34140
₽38490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
other
-
-
-
84
unemployment
-
-
-
587
income
-
-
-
29 563
pensions
-
-
-
23 728
accident
-
-
-
755
total
-
-
-
54 717
Employee
43 690
-
98 269
-
unemployment
676
-
1 300
-
other
43
-
84
-
pensions
2 053
-
3 942
-
income
9 125
-
27 010
-
total
11 897
-
32 336
-
Employer
43 690
-
98 269
-
other
350
-
671
-
accident
865
-
1 660
-
pensions
10 311
-
19 789
-
unemployment
2 403
-
4 611
-
total
13 929
-
26 731
-
Corporate
67 381
125 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 106
18 750
-
-
total
10 106
18 750
-
-
Dividends
57 274
106 250
-
-
withholding
11 821
22 515
-
-
total
11 821
22 515
-
-
Income
125 000
125 000
125 000
125 000
Total tax
47 753
41 265
59 067
54 717
After tax
77 247
83 735
65 933
70 283
Living cost
31 793
31 793
31 793
31 793
Free-cash
45 454
51 942
34 140
38 490

Estimated living cost  is ₽31793 per week

₽22832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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