Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽89845
₽83813
₽79987
₽84359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
138
income
-
-
-
18 750
health
-
-
-
3 977
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 118
total
-
-
-
27 983
Employee
22 550
-
118 216
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 980
-
3 036
-
income
2 255
-
11 821
-
health
1 037
-
1 591
-
accident

We are using the highest rate at 1.1%.

248
-
380
-
total
5 520
-
16 828
-
Employer
22 550
-
118 216
-
health
1 556
-
2 386
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 485
-
3 810
-
accident

We are using the highest rate at 1.1%.

248
-
380
-
unemployment
135
-
207
-
total
4 424
-
6 783
-
Corporate
98 026
125 000
-
-
income
9 802
12 500
-
-
total
9 802
12 500
-
-
Dividends
88 224
112 500
-
-
withholding
4 411
5 625
-
-
total
4 411
5 625
-
-
Income
125 000
125 000
125 000
125 000
Total tax
24 157
18 125
23 611
27 983
After tax
100 843
106 875
101 389
97 017
Living cost
17 030
17 030
17 030
17 030
Free-cash
83 813
89 845
84 359
79 987

Estimated living cost  is ₽17030 per week

₽11263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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