Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽90697
₽85766
₽81301
₽84965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
income
-
-
-
18 750
unemployment
-
-
-
131
health
-
-
-
3 778
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 862
total
-
-
-
27 521
Employee
21 422
-
118 555
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 881
-
2 884
-
income
2 143
-
11 855
-
health
985
-
1 511
-
total
5 244
-
16 611
-
Employer
21 422
-
118 555
-
health
1 478
-
2 267
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 361
-
3 620
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
unemployment
129
-
197
-
total
4 203
-
6 445
-
Corporate
99 375
125 000
-
-
income
9 938
12 500
-
-
total
9 938
12 500
-
-
Dividends
89 437
112 500
-
-
withholding
4 472
5 625
-
-
total
4 472
5 625
-
-
Income
125 000
125 000
125 000
125 000
Total tax
23 857
18 125
23 056
27 521
After tax
101 143
106 875
101 944
97 479
Living cost
16 178
16 178
16 178
16 178
Free-cash
84 965
90 697
85 766
81 301

Estimated living cost  is ₽16178 per week

₽10700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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