Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Andorra , Andorra
₽87560
₽71168
₽67849
₽84772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
27 499
income
-
-
-
4 712
total
-
-
-
32 211
Employee
26 673
-
108 224
-
social contributions
1 733
-
7 035
-
income
-
-
5 081
-
total
1 733
-
12 116
-
Employer
26 673
-
108 224
-
social contributions
4 135
-
16 776
-
total
4 135
-
16 776
-
Corporate
94 192
125 000
-
-
income
9 420
12 500
-
-
total
9 420
12 500
-
-
Dividends
84 772
112 500
-
-
total
-
-
-
-
Income
125 000
125 000
125 000
125 000
Total tax
15 288
12 500
28 892
32 211
After tax
109 712
112 500
96 108
92 789
Living cost
24 940
24 940
24 940
24 940
Free-cash
84 772
87 560
71 168
67 849

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽42984
₽6096
₽37792
₽42573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
chamber of commerce
-
-
-
501
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
29 804
surtax
-
-
-
-
total
-
-
-
60 739
Employee
36 267
33 064
97 093
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
23 488
-
total
9 798
8 427
41 041
-
Employer
36 267
33 064
97 093
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
2 913
-
chamber of commerce
145
132
389
-
health
1 371
1 250
3 664
-
other
1 722
1 570
4 610
-
total
10 437
9 516
27 908
-
Corporate
78 296
82 420
93 944
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 574
20 605
23 486
-
total
19 574
20 605
23 486
-
Dividends
58 722
61 815
-
-
withholding
16 149
16 999
-
-
total
16 149
16 999
-
-
Income
125 000
125 000
125 000
125 000
Total tax
55 958
55 547
92 435
60 739
After tax
69 042
69 453
32 565
64 261
Living cost
26 469
26 469
26 469
26 469
Free-cash
42 573
42 984
6 096
37 792

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽40130
₽3283
₽34863
₽38846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
chamber of commerce
-
-
-
501
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
29 804
surtax
-
-
-
164
total
-
-
-
60 903
Employee
41 463
33 064
96 942
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
23 423
-
total
12 228
8 427
40 976
-
Employer
41 463
33 064
96 942
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
2 908
-
chamber of commerce
165
132
387
-
health
1 567
1 250
3 664
-
other
1 970
1 570
4 604
-
total
12 096
9 680
28 059
-
Corporate
71 442
82 257
93 793
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 861
20 564
23 448
-
total
17 861
20 564
23 448
-
Dividends
53 581
61 693
-
-
withholding
14 735
16 965
-
-
total
14 735
16 965
-
-
Income
125 000
125 000
125 000
125 000
Total tax
56 920
55 636
92 483
60 903
After tax
68 080
69 364
32 517
64 097
Living cost
29 234
29 234
29 234
29 234
Free-cash
38 846
40 130
3 283
34 863

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽39701
₽14939
₽24317
₽27258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
19 521
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 329
national
-
-
-
44 582
total
-
-
-
70 432
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
96 816
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 550
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 261
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 049
-
national
18 246
-
33 923
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
842
-
total
29 096
-
51 625
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
96 816
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 258
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 414
-
surtax
6 729
-
10 980
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 955
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
8 578
-
total
17 275
-
28 185
-
Corporate
48 378
125 000
-
-
surtax
194
501
-
-
income
9 675
24 999
-
-
total
9 869
25 500
-
-
Dividends
38 510
99 500
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 251
29 548
-
-
total
11 251
29 548
-
-
Income
125 000
125 000
125 000
125 000
Total tax
67 491
55 048
79 810
70 432
After tax
57 509
69 952
45 190
54 568
Living cost
30 251
30 251
30 251
30 251
Free-cash
27 258
39 701
14 939
24 317

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽92612
₽88928
₽84254
₽87559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
18 750
total
-
-
-
26 483
Employee
18 887
-
119 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
11 932
-
total
4 624
-
16 126
-
Employer
18 887
-
119 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
102 407
125 000
-
-
income
10 241
12 500
-
-
total
10 241
12 500
-
-
Dividends
92 167
112 500
-
-
withholding
4 608
5 625
-
-
total
4 608
5 625
-
-
Income
125 000
125 000
125 000
125 000
Total tax
23 178
18 125
21 809
26 483
After tax
101 822
106 875
103 191
98 517
Living cost
14 263
14 263
14 263
14 263
Free-cash
87 559
92 612
88 928
84 254

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽96004
₽92320
₽87646
₽92153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
18 750
total
-
-
-
26 483
Employee
14 395
-
119 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
11 932
-
total
3 523
-
16 126
-
Employer
14 395
-
119 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
107 780
125 000
-
-
income
10 778
12 500
-
-
total
10 778
12 500
-
-
Dividends
97 002
112 500
-
-
withholding
4 850
5 625
-
-
total
4 850
5 625
-
-
Income
125 000
125 000
125 000
125 000
Total tax
21 976
18 125
21 809
26 483
After tax
103 024
106 875
103 191
98 517
Living cost
10 871
10 871
10 871
10 871
Free-cash
92 153
96 004
92 320
87 646

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽72048
₽66131
₽67286
₽67533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
13 424
health
-
-
-
3 188
income
-
-
-
21 893
total
-
-
-
38 505
Employee
63 798
63 798
115 717
-
health
494
1 085
1 966
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
21 269
-
total
9 853
12 286
30 377
-
Employer
63 798
63 798
115 717
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 141
-
total
2 949
6 476
9 283
-
Corporate
92 989
54 727
-
-
income
11 624
6 841
-
-
total
11 624
6 841
-
-
Dividends
81 365
47 886
-
-
withholding
13 832
8 140
-
-
total
13 832
8 140
-
-
Income
125 000
125 000
125 000
125 000
Total tax
38 258
33 743
39 660
38 505
After tax
86 742
91 257
85 340
86 495
Living cost
19 209
19 209
19 209
19 209
Free-cash
67 533
72 048
66 131
67 286

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽64347
₽58430
₽59585
₽60908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
13 424
health
-
-
-
3 188
income
-
-
-
21 893
total
-
-
-
38 505
Employee
63 798
63 798
115 717
-
health
635
1 085
1 966
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
21 269
-
total
10 434
12 286
30 377
-
Employer
63 798
63 798
115 717
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 141
-
total
3 791
6 476
9 283
-
Corporate
83 864
54 727
-
-
income
10 483
6 841
-
-
total
10 483
6 841
-
-
Dividends
73 382
47 886
-
-
withholding
12 474
8 140
-
-
total
12 474
8 140
-
-
Income
125 000
125 000
125 000
125 000
Total tax
37 182
33 743
39 660
38 505
After tax
87 818
91 257
85 340
86 495
Living cost
26 910
26 910
26 910
26 910
Free-cash
60 908
64 347
58 430
59 585

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽66539
₽43910
₽48504
₽59575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
28 093
health
-
-
-
16 875
solidarity contribution
-
-
-
-
income
-
-
-
12 005
total
-
-
-
56 973
Employee
28 710
-
93 284
-
health
3 876
-
12 593
-
social contributions
1 866
-
6 063
-
solidarity contribution
-
-
-
-
income
3 445
-
11 194
-
total
9 187
-
29 850
-
Employer
28 710
-
93 284
-
social contributions
7 178
-
23 321
-
health
2 584
-
8 396
-
total
9 762
-
31 717
-
Corporate
86 528
125 000
-
-
income
16 440
23 750
-
-
total
16 440
23 750
-
-
Dividends
70 088
101 250
-
-
withholding
10 513
15 188
-
-
total
10 513
15 188
-
-
Income
125 000
125 000
125 000
125 000
Total tax
45 902
38 938
61 567
56 973
After tax
79 098
86 062
63 433
68 027
Living cost
19 523
19 523
19 523
19 523
Free-cash
59 575
66 539
43 910
48 504

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽62005
₽39376
₽43970
₽53422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
28 093
health
-
-
-
16 875
solidarity contribution
-
-
-
-
income
-
-
-
12 005
total
-
-
-
56 973
Employee
35 378
-
93 284
-
health
4 776
-
12 593
-
social contributions
2 300
-
6 063
-
solidarity contribution
-
-
-
-
income
4 245
-
11 194
-
total
11 321
-
29 850
-
Employer
35 378
-
93 284
-
social contributions
8 845
-
23 321
-
health
3 184
-
8 396
-
total
12 029
-
31 717
-
Corporate
77 593
125 000
-
-
income
14 743
23 750
-
-
total
14 743
23 750
-
-
Dividends
62 850
101 250
-
-
withholding
9 428
15 188
-
-
total
9 428
15 188
-
-
Income
125 000
125 000
125 000
125 000
Total tax
47 521
38 938
61 567
56 973
After tax
77 479
86 062
63 433
68 027
Living cost
24 057
24 057
24 057
24 057
Free-cash
53 422
62 005
39 376
43 970

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽56254
-₽56254
₽34902
-₽56254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
labour market
-
-
-
9 942
municipal
-
-
-
25 399
pensions
-
-
-
721
national
-
-
-
13 971
total
-
-
-
50 033
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
125 000
125 000
125 000
125 000
Total tax
141 189
141 189
141 189
50 033
After tax
-16 189
-16 189
-16 189
74 967
Living cost
40 065
40 065
40 065
40 065
Free-cash
-56 254
-56 254
-56 254
34 902

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽79961
₽52008
₽46960
₽74806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
health
-
-
-
16 250
pensions
-
-
-
25 001
income
-
-
-
16 749
total
-
-
-
58 000
Employee
23 536
-
93 423
-
pensions
471
-
1 869
-
unemployment
376
-
1 494
-
income
2 650
-
18 012
-
total
3 497
-
21 375
-
Employer
23 536
-
93 423
-
pensions
4 708
-
18 684
-
unemployment
189
-
748
-
health
3 059
-
12 145
-
total
7 956
-
31 577
-
Corporate
93 508
125 000
-
-
income
18 701
24 999
-
-
total
18 701
24 999
-
-
Dividends
74 806
100 001
-
-
total
-
-
-
-
Income
125 000
125 000
125 000
125 000
Total tax
30 154
24 999
52 952
58 000
After tax
94 846
100 001
72 048
67 000
Living cost
20 040
20 040
20 040
20 040
Free-cash
74 806
79 961
52 008
46 960

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽47789
₽35064
₽51844
₽49368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
125 000
health
-
-
-
1 579
municipal
-
-
-
22 216
national
-
-
-
17 508
total
-
-
-
41 303
Employee
43 651
-
105 157
-
health
326
-
1 274
-
municipal
7 150
-
17 138
-
pensions
2 946
-
7 098
-
national
721
-
11 153
-
unemployment
655
-
1 578
-
total
11 798
-
38 241
-
Employer
43 651
-
105 157
-
accident
44
-
105
-
unemployment
283
-
683
-
health
335
-
809
-
pensions
7 573
-
18 245
-
total
8 235
-
19 842
-
Corporate
73 113
125 000
-
-
income
14 622
24 999
-
-
total
14 622
24 999
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

43 869
75 001
-
-
municipal
7 896
13 499
-
-
national
1 228
6 860
-
-
total
9 124
20 359
-
-
Income
125 000
125 000
125 000
125 000
Total tax
43 779
45 358
58 083
41 303
After tax
81 221
79 642
66 917
83 697
Living cost
31 853
31 853
31 853
31 853
Free-cash
49 368
47 789
35 064
51 844

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽37427
₽45484
₽45210
₽42037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
3 561
health
-
-
-
4 626
pensions
-
-
-
24 304
other
-
-
-
3 875
income
-
-
-
17 851
surtax
-
-
-
-
total
-
-
-
54 217
Employee
31 696
-
98 041
-
income
1 634
-
17 911
-
social contributions
904
-
2 793
-
pensions
3 585
-
6 279
-
surtax
-
-
-
-
total
6 123
-
26 983
-
Employer
31 696
-
98 041
-
pensions
5 208
-
10 666
-
social contributions
94
-
294
-
unemployment
1 283
-
3 971
-
health
2 218
-
8 434
-
other
1 094
-
3 595
-
total
9 897
-
26 960
-
Corporate
83 405
125 000
-
-
surtax
-
-
-
-
income
23 354
35 000
-
-
total
23 354
35 000
-
-
Dividends
60 051
90 000
-
-
surtax
-
-
-
-
withholding
7 686
11 520
-
-
social contributions
10 330
15 480
-
-
total
18 016
27 000
-
-
Income
125 000
125 000
125 000
125 000
Total tax
57 390
62 000
53 943
54 217
After tax
67 610
63 000
71 057
70 783
Living cost
25 573
25 573
25 573
25 573
Free-cash
42 037
37 427
45 484
45 210

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽34614
₽42671
₽42397
₽39515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
3 561
health
-
-
-
4 626
pensions
-
-
-
24 304
other
-
-
-
3 875
income
-
-
-
17 851
surtax
-
-
-
-
total
-
-
-
54 217
Employee
35 509
-
98 041
-
income
2 096
-
17 911
-
social contributions
1 012
-
2 793
-
pensions
4 015
-
6 279
-
surtax
-
-
-
-
total
7 123
-
26 983
-
Employer
35 509
-
98 041
-
pensions
5 833
-
10 666
-
social contributions
107
-
294
-
unemployment
1 437
-
3 971
-
health
2 486
-
8 434
-
other
1 225
-
3 595
-
total
11 088
-
26 960
-
Corporate
78 402
125 000
-
-
surtax
-
-
-
-
income
21 953
35 000
-
-
total
21 953
35 000
-
-
Dividends
56 450
90 000
-
-
surtax
-
-
-
-
withholding
7 225
11 520
-
-
social contributions
9 710
15 480
-
-
total
16 935
27 000
-
-
Income
125 000
125 000
125 000
125 000
Total tax
57 099
62 000
53 943
54 217
After tax
67 901
63 000
71 057
70 783
Living cost
28 386
28 386
28 386
28 386
Free-cash
39 515
34 614
42 671
42 397

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽22928
₽30985
₽30711
₽28633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
3 561
health
-
-
-
4 626
pensions
-
-
-
24 304
other
-
-
-
3 875
income
-
-
-
17 851
surtax
-
-
-
-
total
-
-
-
54 217
Employee
51 964
-
98 041
-
income
4 534
-
17 911
-
social contributions
1 480
-
2 793
-
pensions
5 877
-
6 279
-
surtax
-
-
-
-
total
11 891
-
26 983
-
Employer
51 964
-
98 041
-
pensions
8 538
-
10 666
-
social contributions
156
-
294
-
unemployment
2 105
-
3 971
-
health
3 637
-
8 434
-
other
1 793
-
3 595
-
total
16 229
-
26 960
-
Corporate
56 807
125 000
-
-
surtax
-
-
-
-
income
15 905
35 000
-
-
total
15 905
35 000
-
-
Dividends
40 901
90 000
-
-
surtax
-
-
-
-
withholding
5 235
11 520
-
-
social contributions
7 035
15 480
-
-
total
12 270
27 000
-
-
Income
125 000
125 000
125 000
125 000
Total tax
56 295
62 000
53 943
54 217
After tax
68 705
63 000
71 057
70 783
Living cost
40 072
40 072
40 072
40 072
Free-cash
28 633
22 928
30 985
30 711

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽112893
₽94143
₽117893
₽111795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
125 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 250
total
-
-
-
1 250
Employee
7 321
-
125 000
-
income
1 464
-
25 000
-
total
1 464
-
25 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

117 679
125 000
-
-
total
-
-
-
-
Dividends
117 679
125 000
-
-
withholding
5 884
6 250
-
-
total
5 884
6 250
-
-
Income
125 000
125 000
125 000
125 000
Total tax
7 348
6 250
25 000
1 250
After tax
117 652
118 750
100 000
123 750
Living cost
5 857
5 857
5 857
5 857
Free-cash
111 795
112 893
94 143
117 893

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽109623
₽90873
₽114623
₽107911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
125 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 250
total
-
-
-
1 250
Employee
11 409
-
125 000
-
income
2 282
-
25 000
-
total
2 282
-
25 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

113 591
125 000
-
-
total
-
-
-
-
Dividends
113 591
125 000
-
-
withholding
5 680
6 250
-
-
total
5 680
6 250
-
-
Income
125 000
125 000
125 000
125 000
Total tax
7 962
6 250
25 000
1 250
After tax
117 038
118 750
100 000
123 750
Living cost
9 127
9 127
9 127
9 127
Free-cash
107 911
109 623
90 873
114 623

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽32334
₽49011
₽36609
₽43189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 402
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 294
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 996
total
-
-
-
56 360
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
125 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 996
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
36 294
-
total
9 250
-
43 958
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 719
125 000
-
-
trade
12 013
17 938
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

691
1 031
-
-
chamber of commerce
249
309
-
-
income
12 558
18 750
-
-
total
25 511
38 028
-
-
Dividends
58 208
86 972
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

783
1 179
-
-
withholding
14 236
21 428
-
-
total
15 019
22 607
-
-
Income
125 000
125 000
125 000
125 000
Total tax
49 780
60 635
43 958
56 360
After tax
75 220
64 365
81 042
68 640
Living cost
32 031
32 031
32 031
32 031
Free-cash
43 189
32 334
49 011
36 609

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽37952
₽55912
₽42299
₽47124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 613
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 294
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 996
total
-
-
-
57 571
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
125 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 996
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
36 294
-
total
6 603
-
43 958
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 267
125 000
-
-
trade
14 690
19 687
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

770
1 031
-
-
chamber of commerce
260
305
-
-
income
13 991
18 750
-
-
total
29 711
39 773
-
-
Dividends
63 557
85 226
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

857
1 154
-
-
withholding
15 575
20 991
-
-
total
16 432
22 145
-
-
Income
125 000
125 000
125 000
125 000
Total tax
52 746
61 918
43 958
57 571
After tax
72 254
63 082
81 042
67 429
Living cost
25 130
25 130
25 130
25 130
Free-cash
47 124
37 952
55 912
42 299

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽29844
₽48449
₽34232
₽41504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 217
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 294
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 996
total
-
-
-
58 175
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
125 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 996
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
36 294
-
total
9 481
-
43 958
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
82 926
125 000
-
-
trade
13 641
20 562
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

683
1 031
-
-
chamber of commerce
244
304
-
-
income
12 438
18 750
-
-
total
27 006
40 647
-
-
Dividends
55 919
84 352
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

751
1 143
-
-
withholding
13 665
20 773
-
-
total
14 416
21 916
-
-
Income
125 000
125 000
125 000
125 000
Total tax
50 903
62 563
43 958
58 175
After tax
74 097
62 437
81 042
66 825
Living cost
32 593
32 593
32 593
32 593
Free-cash
41 504
29 844
48 449
34 232

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽23786
₽43034
₽28212
₽37240
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 822
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 294
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 996
total
-
-
-
58 780
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
125 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 996
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
36 294
-
total
11 854
-
43 958
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 138
125 000
-
-
trade
12 887
21 438
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

620
1 031
-
-
chamber of commerce
231
302
-
-
income
11 270
18 750
-
-
total
25 008
41 521
-
-
Dividends
50 130
83 478
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

672
1 130
-
-
withholding
12 218
20 555
-
-
total
12 890
21 685
-
-
Income
125 000
125 000
125 000
125 000
Total tax
49 752
63 206
43 958
58 780
After tax
75 248
61 794
81 042
66 220
Living cost
38 008
38 008
38 008
38 008
Free-cash
37 240
23 786
43 034
28 212

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽59989
₽36767
₽40684
₽57351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
31 010
surtax
-
-
-
4 475
total
-
-
-
65 681
Employee
27 940
-
103 263
-
health
713
-
2 632
-
pensions
1 864
-
6 888
-
surtax
99
-
3 856
-
other
-
-
-
-
unemployment
1 944
-
7 187
-
income
4 684
-
27 299
-
total
9 304
-
47 862
-
Employer
27 940
-
103 263
-
pensions
3 725
-
13 765
-
unemployment
886
-
3 273
-
health
1 271
-
4 698
-
other
-
-
-
-
total
5 882
-
21 736
-
Corporate
91 177
125 000
-
-
income
23 707
32 500
-
-
total
23 707
32 500
-
-
Dividends
67 471
92 500
-
-
withholding
10 121
13 876
-
-
total
10 121
13 876
-
-
Income
125 000
125 000
125 000
125 000
Total tax
49 014
46 376
69 598
65 681
After tax
75 986
78 624
55 402
59 319
Living cost
18 635
18 635
18 635
18 635
Free-cash
57 351
59 989
36 767
40 684

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽60316
₽37094
₽41011
₽57733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
31 010
surtax
-
-
-
4 475
total
-
-
-
65 681
Employee
27 437
-
103 263
-
health
701
-
2 632
-
pensions
1 830
-
6 888
-
surtax
90
-
3 856
-
other
-
-
-
-
unemployment
1 910
-
7 187
-
income
4 599
-
27 299
-
total
9 130
-
47 862
-
Employer
27 437
-
103 263
-
pensions
3 657
-
13 765
-
unemployment
869
-
3 273
-
health
1 249
-
4 698
-
other
-
-
-
-
total
5 775
-
21 736
-
Corporate
91 788
125 000
-
-
income
23 866
32 500
-
-
total
23 866
32 500
-
-
Dividends
67 923
92 500
-
-
withholding
10 188
13 876
-
-
total
10 188
13 876
-
-
Income
125 000
125 000
125 000
125 000
Total tax
48 959
46 376
69 598
65 681
After tax
76 041
78 624
55 402
59 319
Living cost
18 308
18 308
18 308
18 308
Free-cash
57 733
60 316
37 094
41 011

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽54014
₽56191
₽70321
₽54353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
1 875
health
-
-
-
8 750
pensions
-
-
-
12 500
income
-
-
-
15 281
total
-
-
-
38 406
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
104 603
-
health
1 644
654
7 322
-
pensions
2 349
935
10 460
-
unemployment
352
140
1 569
-
income
2 872
1 143
12 788
-
total
7 217
2 872
32 139
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
104 603
-
pensions
4 581
1 823
20 397
-
total
4 581
1 823
20 397
-
Corporate
96 929
113 828
-
-
income
8 724
10 245
-
-
total
8 724
10 245
-
-
Dividends
88 205
103 583
-
-
withholding
16 759
19 681
-
-
social contributions
17 093
20 092
-
-
total
33 852
39 773
-
-
Income
125 000
125 000
125 000
125 000
Total tax
54 374
54 713
52 536
38 406
After tax
70 626
70 287
72 464
86 594
Living cost
16 273
16 273
16 273
16 273
Free-cash
54 353
54 014
56 191
70 321

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽36117
₽33212
₽32231
₽35420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
1 344
municipal
-
-
-
13 548
pensions
-
-
-
15 000
national
-
-
-
20 994
total
-
-
-
50 886
Employee
64 927
-
108 061
-
municipal
8 020
-
14 032
-
pensions
2 597
-
4 322
-
national
12 427
-
21 744
-
total
23 044
-
40 098
-
Employer
64 927
-
108 061
-
social contributions
698
-
1 162
-
pensions
5 194
-
8 645
-
total
5 892
-
9 807
-
Corporate
49 896
125 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 979
25 000
-
-
total
9 979
25 000
-
-
Dividends
39 917
100 000
-
-
withholding
8 782
22 000
-
-
total
8 782
22 000
-
-
Income
125 000
125 000
125 000
125 000
Total tax
47 697
47 000
49 905
50 886
After tax
77 303
78 000
75 095
74 114
Living cost
41 883
41 883
41 883
41 883
Free-cash
35 420
36 117
33 212
32 231

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽40238
₽21087
₽21087
₽42070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
20 365
income
-
-
-
36 286
total
-
-
-
56 651
Employee
64 899
-
125 000
-
social contributions
5 392
-
20 365
-
income
12 246
-
36 286
-
total
17 638
-
56 651
-
Employer
64 899
-
125 000
-
total
-
-
-
-
Corporate
60 101
125 000
-
-
income
7 513
15 625
-
-
total
7 513
15 625
-
-
Dividends
52 588
109 375
-
-
withholding
10 517
21 875
-
-
total
10 517
21 875
-
-
Income
125 000
125 000
125 000
125 000
Total tax
35 668
37 500
56 651
56 651
After tax
89 332
87 500
68 349
68 349
Living cost
47 262
47 262
47 262
47 262
Free-cash
42 070
40 238
21 087
21 087

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽31683
₽20209
₽25967
₽27351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
regional
-
-
-
1 454
social contributions
-
-
-
32 150
municipal
-
-
-
743
national
-
-
-
29 677
total
-
-
-
64 024
Employee
73 736
-
125 000
-
regional
696
-
1 280
-
municipal
390
-
663
-
social contributions
24 864
-
42 150
-
national
12 777
-
25 689
-
total
38 727
-
69 782
-
Employer
73 736
-
125 000
-
total
-
-
-
-
Corporate
51 264
125 000
-
-
nationa
12 303
30 000
-
-
municipal
2 000
4 875
-
-
total
14 303
34 875
-
-
Dividends
36 962
90 126
-
-
withholding
9 610
23 433
-
-
total
9 610
23 433
-
-
Income
125 000
125 000
125 000
125 000
Total tax
62 640
58 308
69 782
64 024
After tax
62 360
66 692
55 218
60 976
Living cost
35 009
35 009
35 009
35 009
Free-cash
27 351
31 683
20 209
25 967

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽43352
₽32466
₽38195
₽41510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
regional
-
-
-
1 885
social contributions
-
-
-
32 150
municipal
-
-
-
743
national
-
-
-
29 677
total
-
-
-
64 455
Employee
46 023
-
125 000
-
regional
620
-
1 682
-
municipal
244
-
663
-
social contributions
15 519
-
42 150
-
national
7 291
-
25 689
-
total
23 674
-
70 184
-
Employer
46 023
-
125 000
-
total
-
-
-
-
Corporate
78 977
125 000
-
-
nationa