Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125000
per

Your estimated
City
free-cash

Andorra , Andorra
₽66077
₽82305
₽69400
₽85340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
27 500
income
-
-
-
4 263
total
-
-
-
31 763
Employee
29 048
-
108 226
-
social contributions
1 888
-
7 035
-
income
-
-
4 631
-
total
1 888
-
11 666
-
Employer
29 048
-
108 226
-
social contributions
4 503
-
16 774
-
total
4 503
-
16 774
-
Corporate
91 449
125 000
-
-
income
9 144
12 500
-
-
total
9 144
12 500
-
-
Dividends
82 305
112 500
-
-
total
-
-
-
-
Income
125 000
125 000
125 000
125 000
Total tax
15 535
12 500
28 440
31 763
After tax
109 465
112 500
96 560
93 237
Living cost
27 160
27 160
27 160
27 160
Free-cash
82 305
85 340
69 400
66 077

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽34752
₽40312
₽4673
₽40760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
501
pensions
-
-
-
19 528
income
-
-
-
27 777
total
-
-
-
61 422
Employee
39 497
36 008
97 065
-
unemployment
1 185
1 080
2 911
-
other
394
360
970
-
income
3 518
2 656
22 582
-
pensions
4 045
3 687
9 940
-
health
1 528
1 394
3 757
-
total
10 670
9 177
40 160
-
Employer
39 497
36 008
97 065
-
pensions
4 957
4 520
12 181
-
surtax
-
-
-
-
payroll
1 185
1 080
2 911
-
other
1 876
1 710
4 611
-
health
1 493
1 361
3 669
-
accident
513
468
1 262
-
unemployment
1 185
1 080
2 911
-
chamber of commerce
158
144
388
-
total
11 367
10 363
27 933
-
Corporate
74 137
78 629
93 637
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 534
19 657
23 408
-
total
18 534
19 657
23 408
-
Dividends
55 603
58 972
-
-
withholding
15 291
16 217
-
-
total
15 291
16 217
-
-
Income
125 000
125 000
125 000
125 000
Total tax
55 862
55 414
91 501
61 422
After tax
69 138
69 586
33 499
63 578
Living cost
28 826
28 826
28 826
28 826
Free-cash
40 312
40 760
4 673
34 752

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽31562
₽36252
₽1627
₽37651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
501
pensions
-
-
-
19 528
income
-
-
-
27 777
total
-
-
-
61 600
Employee
45 155
36 008
96 926
-
unemployment
1 355
1 080
2 908
-
other
451
360
969
-
income
5 141
2 656
22 534
-
pensions
4 624
3 687
9 924
-
health
1 747
1 394
3 752
-
total
13 318
9 177
40 087
-
Employer
45 155
36 008
96 926
-
pensions
5 667
4 520
12 164
-
surtax
178
178
178
-
payroll
1 355
1 080
2 908
-
other
2 145
1 710
4 604
-
health
1 706
1 361
3 664
-
accident
586
468
1 260
-
unemployment
1 355
1 080
2 908
-
chamber of commerce
180
144
388
-
total
13 172
10 541
28 074
-
Corporate
66 673
78 450
93 497
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 668
19 612
23 374
-
total
16 668
19 612
23 374
-
Dividends
50 004
58 838
-
-
withholding
13 752
16 181
-
-
total
13 752
16 181
-
-
Income
125 000
125 000
125 000
125 000
Total tax
56 910
55 511
91 535
61 600
After tax
68 090
69 489
33 465
63 400
Living cost
31 838
31 838
31 838
31 838
Free-cash
36 252
37 651
1 627
31 562

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22278
₽23484
₽12973
₽37033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
national
-
-
-
43 775
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 319
social contributions
-
-
-
19 683
total
-
-
-
69 777
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
96 814
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
842
-
national
19 870
-
33 197
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
5 050
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
7 262
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
4 549
-
total
31 687
-
50 900
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
96 814
-
surtax
7 328
-
10 977
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
8 578
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
5 955
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 259
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 413
-
total
18 813
-
28 182
-
Corporate
41 555
125 000
-
-
income
8 311
25 000
-
-
surtax
166
501
-
-
total
8 477
25 501
-
-
Dividends
33 078
99 500
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 594
29 521
-
-
total
9 594
29 521
-
-
Income
125 000
125 000
125 000
125 000
Total tax
68 571
55 022
79 082
69 777
After tax
56 429
69 978
45 918
55 223
Living cost
32 945
32 945
32 945
32 945
Free-cash
23 484
37 033
12 973
22 278

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽82226
₽85779
₽86756
₽91297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
18 750
total
-
-
-
27 196
Employee
20 627
-
118 794
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
11 879
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
16 459
-
Employer
20 627
-
118 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
100 326
125 000
-
-
income
10 032
12 500
-
-
total
10 032
12 500
-
-
Dividends
90 294
112 500
-
-
withholding
4 514
5 625
-
-
total
4 514
5 625
-
-
Income
125 000
125 000
125 000
125 000
Total tax
23 643
18 125
22 666
27 196
After tax
101 357
106 875
102 334
97 804
Living cost
15 578
15 578
15 578
15 578
Free-cash
85 779
91 297
86 756
82 226

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽85931
₽90796
₽90461
₽95002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
18 750
total
-
-
-
27 196
Employee
15 721
-
118 794
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
11 879
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
16 459
-
Employer
15 721
-
118 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
106 194
125 000
-
-
income
10 619
12 500
-
-
total
10 619
12 500
-
-
Dividends
95 575
112 500
-
-
withholding
4 779
5 625
-
-
total
4 779
5 625
-
-
Income
125 000
125 000
125 000
125 000
Total tax
22 331
18 125
22 666
27 196
After tax
102 669
106 875
102 334
97 804
Living cost
11 873
11 873
11 873
11 873
Free-cash
90 796
95 002
90 461
85 931

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽66227
₽65462
₽65035
₽70381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
health
-
-
-
3 188
social contributions
-
-
-
14 619
income
-
-
-
20 046
total
-
-
-
37 853
Employee
69 479
69 479
115 093
-
income
7 565
6 432
19 403
-
social contributions
2 627
5 766
7 778
-
health
538
1 181
1 956
-
total
10 730
13 379
29 137
-
Employer
69 479
69 479
115 093
-
social contributions
2 627
5 766
7 778
-
health
585
1 286
2 130
-
total
3 212
7 052
9 908
-
Corporate
90 138
48 469
-
-
income
11 267
6 058
-
-
total
11 267
6 058
-
-
Dividends
78 871
42 411
-
-
withholding
13 409
7 210
-
-
total
13 409
7 210
-
-
Income
125 000
125 000
125 000
125 000
Total tax
38 618
33 699
39 045
37 853
After tax
86 382
91 301
85 955
87 147
Living cost
20 920
20 920
20 920
20 920
Free-cash
65 462
70 381
65 035
66 227

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽57840
₽58244
₽56648
₽61994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
health
-
-
-
3 188
social contributions
-
-
-
14 619
income
-
-
-
20 046
total
-
-
-
37 853
Employee
69 479
69 479
115 093
-
income
7 296
6 432
19 403
-
social contributions
3 376
5 766
7 778
-
health
691
1 181
1 956
-
total
11 363
13 379
29 137
-
Employer
69 479
69 479
115 093
-
social contributions
3 376
5 766
7 778
-
health
753
1 286
2 130
-
total
4 129
7 052
9 908
-
Corporate
80 201
48 469
-
-
income
10 026
6 058
-
-
total
10 026
6 058
-
-
Dividends
70 176
42 411
-
-
withholding
11 931
7 210
-
-
total
11 931
7 210
-
-
Income
125 000
125 000
125 000
125 000
Total tax
37 449
33 699
39 045
37 853
After tax
87 551
91 301
85 955
87 147
Living cost
29 307
29 307
29 307
29 307
Free-cash
58 244
61 994
56 648
57 840

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽45485
₽57732
₽42552
₽65181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
health
-
-
-
16 875
social contributions
-
-
-
30 047
income
-
-
-
11 712
solidarity contribution
-
-
-
-
total
-
-
-
58 634
Employee
30 707
-
93 284
-
income
3 685
-
11 194
-
social contributions
1 996
-
6 063
-
health
4 145
-
12 593
-
solidarity contribution
-
-
-
-
total
9 826
-
29 850
-
Employer
30 707
-
93 284
-
social contributions
7 677
-
23 321
-
health
2 764
-
8 396
-
total
10 441
-
31 717
-
Corporate
83 852
125 000
-
-
income
15 932
23 750
-
-
total
15 932
23 750
-
-
Dividends
67 920
101 250
-
-
withholding
10 188
15 188
-
-
total
10 188
15 188
-
-
Income
125 000
125 000
125 000
125 000
Total tax
46 387
38 938
61 567
58 634
After tax
78 613
86 062
63 433
66 366
Living cost
20 881
20 881
20 881
20 881
Free-cash
57 732
65 181
42 552
45 485

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽40635
₽51151
₽37702
₽60331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
health
-
-
-
16 875
social contributions
-
-
-
30 047
income
-
-
-
11 712
solidarity contribution
-
-
-
-
total
-
-
-
58 634
Employee
37 839
-
93 284
-
income
4 541
-
11 194
-
social contributions
2 460
-
6 063
-
health
5 108
-
12 593
-
solidarity contribution
-
-
-
-
total
12 109
-
29 850
-
Employer
37 839
-
93 284
-
social contributions
9 460
-
23 321
-
health
3 406
-
8 396
-
total
12 866
-
31 717
-
Corporate
74 295
125 000
-
-
income
14 116
23 750
-
-
total
14 116
23 750
-
-
Dividends
60 179
101 250
-
-
withholding
9 027
15 188
-
-
total
9 027
15 188
-
-
Income
125 000
125 000
125 000
125 000
Total tax
48 118
38 938
61 567
58 634
After tax
76 882
86 062
63 433
66 366
Living cost
25 731
25 731
25 731
25 731
Free-cash
51 151
60 331
37 702
40 635

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽32074
-₽72475
-₽72475
-₽72475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
national
-
-
-
13 544
pensions
-
-
-
786
municipal
-
-
-
25 009
labour market
-
-
-
9 937
total
-
-
-
49 276
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
125 000
125 000
125 000
125 000
Total tax
153 825
153 825
153 825
49 276
After tax
-28 825
-28 825
-28 825
75 724
Living cost
43 650
43 650
43 650
43 650
Free-cash
-72 475
-72 475
-72 475
32 074

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽45176
₽72561
₽50222
₽78176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
health
-
-
-
16 250
pensions
-
-
-
25 000
income
-
-
-
16 750
total
-
-
-
58 000
Employee
25 632
-
93 423
-
unemployment
410
-
1 495
-
income
2 886
-
18 012
-
pensions
513
-
1 869
-
total
3 809
-
21 376
-
Employer
25 632
-
93 423
-
pensions
5 127
-
18 685
-
health
3 332
-
12 145
-
unemployment
206
-
748
-
total
8 665
-
31 578
-
Corporate
90 704
125 000
-
-
income
18 141
25 000
-
-
total
18 141
25 000
-
-
Dividends
72 562
100 000
-
-
total
-
-
-
-
Income
125 000
125 000
125 000
125 000
Total tax
30 615
25 000
52 954
58 000
After tax
94 385
100 000
72 046
67 000
Living cost
21 824
21 824
21 824
21 824
Free-cash
72 561
78 176
50 222
45 176

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽50193
₽46744
₽33055
₽45760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
125 000
national
-
-
-
16 347
health
-
-
-
1 548
municipal
-
-
-
22 222
total
-
-
-
40 117
Employee
47 538
-
105 156
-
unemployment
713
-
1 577
-
municipal
7 786
-
17 143
-
national
785
-
10 351
-
pensions
3 208
-
7 099
-
health
355
-
1 243
-
total
12 847
-
37 413
-
Employer
47 538
-
105 156
-
pensions
8 247
-
18 244
-
health
365
-
809
-
accident
48
-
105
-
unemployment
309
-
684
-
total
8 969
-
19 842
-
Corporate
68 493
125 000
-
-
income
13 698
25 000
-
-
total
13 698
25 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

41 096
75 000
-
-
municipal
7 397
13 499
-
-
national
655
6 051
-
-
total
8 052
19 550
-
-
Income
125 000
125 000
125 000
125 000
Total tax
43 566
44 550
57 255
40 117
After tax
81 434
80 450
67 745
84 883
Living cost
34 690
34 690
34 690
34 690
Free-cash
46 744
45 760
33 055
50 193

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽43143
₽40169
₽44672
₽35148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
surtax
-
-
-
-
health
-
-
-
4 220
pensions
-
-
-
25 545
social contributions
-
-
-
3 561
income
-
-
-
16 805
other
-
-
-
3 875
total
-
-
-
54 006
Employee
34 519
-
98 766
-
income
1 780
-
17 405
-
surtax
-
-
-
-
social contributions
984
-
2 814
-
pensions
3 904
-
6 025
-
total
6 668
-
26 244
-
Employer
34 519
-
98 766
-
pensions
5 672
-
10 297
-
social contributions
103
-
297
-
other
1 192
-
3 495
-
health
2 416
-
8 144
-
unemployment
1 397
-
4 000
-
total
10 780
-
26 233
-
Corporate
79 701
125 000
-
-
income
22 316
35 000
-
-
surtax
-
-
-
-
total
22 316
35 000
-
-
Dividends
57 385
90 000
-
-
withholding
7 346
11 521
-
-
social contributions
9 870
15 480
-
-
surtax
-
-
-
-
total
17 216
27 001
-
-
Income
125 000
125 000
125 000
125 000
Total tax
56 980
62 001
52 477
54 006
After tax
68 020
62 999
72 523
70 994
Living cost
27 851
27 851
27 851
27 851
Free-cash
40 169
35 148
44 672
43 143

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽40081
₽37425
₽41610
₽32086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
surtax
-
-
-
-
health
-
-
-
4 220
pensions
-
-
-
25 545
social contributions
-
-
-
3 561
income
-
-
-
16 805
other
-
-
-
3 875
total
-
-
-
54 006
Employee
38 671
-
98 766
-
income
2 282
-
17 405
-
surtax
-
-
-
-
social contributions
1 103
-
2 814
-
pensions
4 372
-
6 025
-
total
7 757
-
26 244
-
Employer
38 671
-
98 766
-
pensions
6 353
-
10 297
-
social contributions
117
-
297
-
other
1 334
-
3 495
-
health
2 707
-
8 144
-
unemployment
1 565
-
4 000
-
total
12 076
-
26 233
-
Corporate
74 253
125 000
-
-
income
20 790
35 000
-
-
surtax
-
-
-
-
total
20 790
35 000
-
-
Dividends
53 463
90 000
-
-
withholding
6 843
11 521
-
-
social contributions
9 196
15 480
-
-
surtax
-
-
-
-
total
16 039
27 001
-
-
Income
125 000
125 000
125 000
125 000
Total tax
56 662
62 001
52 477
54 006
After tax
68 338
62 999
72 523
70 994
Living cost
30 913
30 913
30 913
30 913
Free-cash
37 425
32 086
41 610
40 081

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽27354
₽25568
₽28883
₽19359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
surtax
-
-
-
-
health
-
-
-
4 220
pensions
-
-
-
25 545
social contributions
-
-
-
3 561
income
-
-
-
16 805
other
-
-
-
3 875
total
-
-
-
54 006
Employee
56 591
-
98 766
-
income
4 938
-
17 405
-
surtax
-
-
-
-
social contributions
1 612
-
2 814
-
pensions
6 401
-
6 025
-
total
12 951
-
26 244
-
Employer
56 591
-
98 766
-
pensions
9 299
-
10 297
-
social contributions
170
-
297
-
other
1 953
-
3 495
-
health
3 961
-
8 144
-
unemployment
2 292
-
4 000
-
total
17 675
-
26 233
-
Corporate
50 734
125 000
-
-
income
14 206
35 000
-
-
surtax
-
-
-
-
total
14 206
35 000
-
-
Dividends
36 528
90 000
-
-
withholding
4 676
11 521
-
-
social contributions
6 284
15 480
-
-
surtax
-
-
-
-
total
10 960
27 001
-
-
Income
125 000
125 000
125 000
125 000
Total tax
55 792
62 001
52 477
54 006
After tax
69 208
62 999
72 523
70 994
Living cost
43 640
43 640
43 640
43 640
Free-cash
25 568
19 359
28 883
27 354

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽117921
₽111828
₽94171
₽112921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
125 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 250
total
-
-
-
1 250
Employee
7 285
-
125 000
-
income
1 457
-
25 000
-
total
1 457
-
25 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

117 715
125 000
-
-
total
-
-
-
-
Dividends
117 715
125 000
-
-
withholding
5 886
6 250
-
-
total
5 886
6 250
-
-
Income
125 000
125 000
125 000
125 000
Total tax
7 343
6 250
25 000
1 250
After tax
117 657
118 750
100 000
123 750
Living cost
5 829
5 829
5 829
5 829
Free-cash
111 828
112 921
94 171
117 921

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽114667
₽107964
₽90917
₽109667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
125 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 250
total
-
-
-
1 250
Employee
11 354
-
125 000
-
income
2 271
-
25 000
-
total
2 271
-
25 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

113 646
125 000
-
-
total
-
-
-
-
Dividends
113 646
125 000
-
-
withholding
5 682
6 250
-
-
total
5 682
6 250
-
-
Income
125 000
125 000
125 000
125 000
Total tax
7 953
6 250
25 000
1 250
After tax
117 047
118 750
100 000
123 750
Living cost
9 083
9 083
9 083
9 083
Free-cash
107 964
109 667
90 917
114 667

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽35266
₽41324
₽47176
₽29504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 917
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 850
trade
-
-
-
11 910
total
-
-
-
54 850
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
125 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
34 850
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 917
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
42 940
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 043
125 000
-
-
trade
11 486
17 937
-
-
income
12 006
18 750
-
-
chamber of commerce
254
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

660
1 031
-
-
total
24 406
38 039
-
-
Dividends
55 636
86 962
-
-
withholding
13 566
21 397
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

746
1 176
-
-
total
14 312
22 573
-
-
Income
125 000
125 000
125 000
125 000
Total tax
48 792
60 612
42 940
54 850
After tax
76 208
64 388
82 060
70 150
Living cost
34 884
34 884
34 884
34 884
Free-cash
41 324
29 504
47 176
35 266

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽41621
₽45728
₽54692
₽35734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 917
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 850
trade
-
-
-
13 071
total
-
-
-
56 011
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
125 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
34 850
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 917
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
42 940
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 441
125 000
-
-
trade
14 244
19 688
-
-
income
13 566
18 750
-
-
chamber of commerce
267
317
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

746
1 031
-
-
total
28 823
39 786
-
-
Dividends
61 618
85 215
-
-
withholding
15 062
20 960
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

828
1 152
-
-
total
15 890
22 112
-
-
Income
125 000
125 000
125 000
125 000
Total tax
51 904
61 898
42 940
56 011
After tax
73 096
63 102
82 060
68 989
Living cost
27 368
27 368
27 368
27 368
Free-cash
45 728
35 734
54 692
41 621

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽32913
₽39658
₽46565
₽26965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 917
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 850
trade
-
-
-
13 652
total
-
-
-
56 592
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
125 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
34 850
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 917
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
42 940
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 179
125 000
-
-
trade
13 025
20 562
-
-
income
11 877
18 750
-
-
chamber of commerce
250
315
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

653
1 031
-
-
total
25 805
40 658
-
-
Dividends
53 374
84 342
-
-
withholding
13 001
20 742
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

715
1 140
-
-
total
13 716
21 882
-
-
Income
125 000
125 000
125 000
125 000
Total tax
49 847
62 540
42 940
56 592
After tax
75 153
62 460
82 060
68 408
Living cost
35 495
35 495
35 495
35 495
Free-cash
39 658
26 965
46 565
32 913

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽26435
₽35076
₽40668
₽20424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 917
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 850
trade
-
-
-
14 233
total
-
-
-
57 173
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
125 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
34 850
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 917
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
42 940
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 698
125 000
-
-
trade
12 124
21 438
-
-
income
10 605
18 750
-
-
chamber of commerce
237
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

583
1 031
-
-
total
23 549
41 533
-
-
Dividends
47 149
83 468
-
-
withholding
11 444
20 523
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

629
1 128
-
-
total
12 073
21 651
-
-
Income
125 000
125 000
125 000
125 000
Total tax
48 532
63 184
42 940
57 173
After tax
76 468
61 816
82 060
67 827
Living cost
41 392
41 392
41 392
41 392
Free-cash
35 076
20 424
40 668
26 435

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽39019
₽55456
₽36376
₽58330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
surtax
-
-
-
4 038
unemployment
-
-
-
206
health
-
-
-
8 561
pensions
-
-
-
24 118
income
-
-
-
28 763
other
-
-
-
-
total
-
-
-
65 686
Employee
30 428
-
103 262
-
unemployment
2 118
-
7 188
-
other
-
-
-
-
income
5 101
-
26 260
-
surtax
108
-
3 621
-
pensions
2 030
-
6 888
-
health
777
-
2 634
-
total
10 134
-
46 591
-
Employer
30 428
-
103 262
-
pensions
4 057
-
13 765
-
other
-
-
-
-
health
1 384
-
4 700
-
unemployment
965
-
3 273
-
total
6 406
-
21 738
-
Corporate
88 166
125 000
-
-
income
22 923
32 500
-
-
total
22 923
32 500
-
-
Dividends
65 242
92 500
-
-
withholding
9 786
13 875
-
-
total
9 786
13 875
-
-
Income
125 000
125 000
125 000
125 000
Total tax
49 249
46 375
68 329
65 686
After tax
75 751
78 625
56 671
59 314
Living cost
20 295
20 295
20 295
20 295
Free-cash
55 456
58 330
36 376
39 019

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽39376
₽55874
₽36733
₽58687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
surtax
-
-
-
4 038
unemployment
-
-
-
206
health
-
-
-
8 561
pensions
-
-
-
24 118
income
-
-
-
28 763
other
-
-
-
-
total
-
-
-
65 686
Employee
29 880
-
103 262
-
unemployment
2 080
-
7 188
-
other
-
-
-
-
income
5 009
-
26 260
-
surtax
98
-
3 621
-
pensions
1 992
-
6 888
-
health
763
-
2 634
-
total
9 942
-
46 591
-
Employer
29 880
-
103 262
-
pensions
3 983
-
13 765
-
other
-
-
-
-
health
1 360
-
4 700
-
unemployment
946
-
3 273
-
total
6 289
-
21 738
-
Corporate
88 831
125 000
-
-
income
23 096
32 500
-
-
total
23 096
32 500
-
-
Dividends
65 734
92 500
-
-
withholding
9 861
13 875
-
-
total
9 861
13 875
-
-
Income
125 000
125 000
125 000
125 000
Total tax
49 188
46 375
68 329
65 686
After tax
75 812
78 625
56 671
59 314
Living cost
19 938
19 938
19 938
19 938
Free-cash
55 874
58 687
36 733
39 376

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽68510
₽52618
₽54380
₽52240
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
unemployment
-
-
-
1 875
health
-
-
-
8 750
pensions
-
-
-
12 500
income
-
-
-
15 281
total
-
-
-
38 406
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
104 603
-
unemployment
392
156
1 569
-
income
3 191
1 270
12 788
-
pensions
2 610
1 039
10 460
-
health
1 827
727
7 322
-
total
8 020
3 192
32 139
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
104 603
-
pensions
5 090
2 026
20 397
-
total
5 090
2 026
20 397
-
Corporate
93 805
112 585
-
-
income
8 442
10 133
-
-
total
8 442
10 133
-
-
Dividends
85 363
102 452
-
-
withholding
16 219
19 466
-
-
social contributions
16 527
19 859
-
-
total
32 746
39 325
-
-
Income
125 000
125 000
125 000
125 000
Total tax
54 298
54 676
52 536
38 406
After tax
70 702
70 324
72 464
86 594
Living cost
18 084
18 084
18 084
18 084
Free-cash
52 618
52 240
54 380
68 510

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽30631
₽33686
₽31612
₽34410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
national
-
-
-
20 929
pensions
-
-
-
15 000
social contributions
-
-
-
1 344
municipal
-
-
-
13 506
total
-
-
-
50 779
Employee
67 573
-
108 061
-
municipal
8 346
-
13 990
-
national
12 933
-
21 679
-
pensions
2 703
-
4 322
-
total
23 982
-
39 991
-
Employer
67 573
-
108 061
-
pensions
5 406
-
8 645
-
social contributions
726
-
1 162
-
total
6 132
-
9 807
-
Corporate
46 836
125 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 367
25 000
-
-
total
9 367
25 000
-
-
Dividends
37 468
100 000
-
-
withholding
8 243
22 000
-
-
total
8 243
22 000
-
-
Income
125 000
125 000
125 000
125 000
Total tax
47 724
47 000
49 798
50 779
After tax
77 276
78 000
75 202
74 221
Living cost
43 590
43 590
43 590
43 590
Free-cash
33 686
34 410
31 612
30 631

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18402
₽38025
₽18402
₽36028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
social contributions
-
-
-
20 063
income
-
-
-
35 065
total
-
-
-
55 128
Employee
70 678
-
125 000
-
social contributions
5 872
-
20 063
-
income
13 337
-
35 065
-
total
19 209
-
55 128
-
Employer
70 678
-
125 000
-
total
-
-
-
-
Corporate
54 322
125 000
-
-
income
6 790
15 626
-
-
total
6 790
15 626
-
-
Dividends
47 532
109 374
-
-
withholding
9 506
21 876
-
-
total
9 506
21 876
-
-
Income
125 000
125 000
125 000
125 000
Total tax
35 505
37 502
55 128
55 128
After tax
89 495
87 498
69 872
69 872
Living cost
51 470
51 470
51 470
51 470
Free-cash
38 025
36 028
18 402
18 402

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽23568
₽23847
₽17619
₽28565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
national
-
-
-
28 973
regional
-
-
-
1 440
social contributions
-
-
-
32 150
municipal
-
-
-
742
total
-
-
-
63 305
Employee
80 302
-
125 000
-
municipal
425
-
664
-
national
13 914
-
25 173
-
social contributions
27 078
-
42 150
-
regional
758
-
1 267
-
total
42 175
-
69 254
-
Employer
80 302
-
125 000
-
total
-
-
-
-
Corporate
44 698
125 000
-
-
nationa
10 727
30 000
-
-
municipal
1 744
4 875
-
-
total
12 471
34 875
-
-
Dividends
32 227
90 126
-
-
withholding
8 380
23 433
-
-
total
8 380
23 433
-
-
Income
125 000
125 000
125 000
125 000
Total tax
63 026
58 308
69 254
63 305
After tax
61 974
66 692
55 746
61 695
Living cost
38 127
38 127
38 127
38 127
Free-cash
23 847
28 565
17 619
23 568

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽36910
₽39356
₽30992
₽41364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 000
national
-
-
-
28 973
regional
-
-
-
1 885
social contributions
-
-
-
32 150
municipal
-
-
-
742
total
-
-
-
63 750
Employee
50 121
-
125 000
-
municipal
266
-
664
-
national
7 941
-
25 173
-
social contributions
16 901
-
42 150
-
regional
675
-
1 681
-
total
25 783
-
69 668
-
Employer
50 121
-
125 000
-
total
-
-
-
-
Corporate
74 879
125 000
-
-
nationa </