Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 124500
per

Your estimated
City
free-cash

Andorra , Andorra
₽65725
₽81854
₽69036
₽84890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
social contributions
-
-
-
27 390
income
-
-
-
4 225
total
-
-
-
31 615
Employee
29 048
-
107 791
-
social contributions
1 888
-
7 006
-
income
-
-
4 592
-
total
1 888
-
11 598
-
Employer
29 048
-
107 791
-
social contributions
4 503
-
16 706
-
total
4 503
-
16 706
-
Corporate
90 949
124 500
-
-
income
9 095
12 450
-
-
total
9 095
12 450
-
-
Dividends
81 855
112 050
-
-
total
-
-
-
-
Income
124 500
124 500
124 500
124 500
Total tax
15 486
12 450
28 304
31 615
After tax
109 014
112 050
96 196
92 885
Living cost
27 160
27 160
27 160
27 160
Free-cash
81 854
84 890
69 036
65 725

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽34466
₽40040
₽4585
₽40488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
497
pensions
-
-
-
19 528
income
-
-
-
27 567
total
-
-
-
61 208
Employee
39 497
36 008
96 678
-
unemployment
1 185
1 080
2 899
-
other
394
360
967
-
income
3 518
2 656
22 448
-
pensions
4 045
3 687
9 900
-
health
1 528
1 394
3 741
-
total
10 670
9 177
39 955
-
Employer
39 497
36 008
96 678
-
pensions
4 957
4 520
12 133
-
surtax
-
-
-
-
payroll
1 185
1 080
2 899
-
other
1 876
1 710
4 592
-
health
1 493
1 361
3 654
-
accident
513
468
1 257
-
unemployment
1 185
1 080
2 899
-
chamber of commerce
158
144
388
-
total
11 367
10 363
27 822
-
Corporate
73 637
78 129
93 249
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 409
19 532
23 312
-
total
18 409
19 532
23 312
-
Dividends
55 228
58 597
-
-
withholding
15 188
16 114
-
-
total
15 188
16 114
-
-
Income
124 500
124 500
124 500
124 500
Total tax
55 634
55 186
91 089
61 208
After tax
68 866
69 314
33 411
63 292
Living cost
28 826
28 826
28 826
28 826
Free-cash
40 040
40 488
4 585
34 466

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽31276
₽35980
₽1541
₽37380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
497
pensions
-
-
-
19 528
income
-
-
-
27 567
total
-
-
-
61 386
Employee
45 155
36 008
96 537
-
unemployment
1 355
1 080
2 896
-
other
451
360
965
-
income
5 141
2 656
22 400
-
pensions
4 624
3 687
9 885
-
health
1 747
1 394
3 736
-
total
13 318
9 177
39 882
-
Employer
45 155
36 008
96 537
-
pensions
5 667
4 520
12 116
-
surtax
178
178
178
-
payroll
1 355
1 080
2 896
-
other
2 145
1 710
4 587
-
health
1 706
1 361
3 649
-
accident
586
468
1 255
-
unemployment
1 355
1 080
2 896
-
chamber of commerce
180
144
386
-
total
13 172
10 541
27 963
-
Corporate
66 173
77 950
93 108
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 543
19 487
23 276
-
total
16 543
19 487
23 276
-
Dividends
49 630
58 463
-
-
withholding
13 649
16 077
-
-
total
13 649
16 077
-
-
Income
124 500
124 500
124 500
124 500
Total tax
56 682
55 282
91 121
61 386
After tax
67 818
69 218
33 379
63 114
Living cost
31 838
31 838
31 838
31 838
Free-cash
35 980
37 380
1 541
31 276

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22088
₽23204
₽12823
₽36757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
national
-
-
-
43 561
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 293
social contributions
-
-
-
19 613
total
-
-
-
69 467
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
96 428
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
838
-
national
19 870
-
33 029
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
5 029
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
7 232
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
4 532
-
total
31 687
-
50 660
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
96 428
-
surtax
7 328
-
10 936
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
8 544
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
5 931
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 253
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 408
-
total
18 813
-
28 072
-
Corporate
41 055
124 500
-
-
income
8 211
24 900
-
-
surtax
165
497
-
-
total
8 376
25 397
-
-
Dividends
32 679
99 103
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 475
29 401
-
-
total
9 475
29 401
-
-
Income
124 500
124 500
124 500
124 500
Total tax
68 351
54 798
78 732
69 467
After tax
56 149
69 702
45 768
55 033
Living cost
32 945
32 945
32 945
32 945
Free-cash
23 204
36 757
12 823
22 088

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽81801
₽85351
₽86306
₽90870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
18 675
total
-
-
-
27 121
Employee
20 627
-
118 294
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
11 829
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
16 409
-
Employer
20 627
-
118 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
99 826
124 500
-
-
income
9 982
12 450
-
-
total
9 982
12 450
-
-
Dividends
89 844
112 050
-
-
withholding
4 492
5 602
-
-
total
4 492
5 602
-
-
Income
124 500
124 500
124 500
124 500
Total tax
23 571
18 052
22 616
27 121
After tax
100 929
106 448
101 884
97 379
Living cost
15 578
15 578
15 578
15 578
Free-cash
85 351
90 870
86 306
81 801

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽85506
₽90369
₽90011
₽94575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
18 675
total
-
-
-
27 121
Employee
15 721
-
118 294
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
11 829
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
16 409
-
Employer
15 721
-
118 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
105 694
124 500
-
-
income
10 569
12 450
-
-
total
10 569
12 450
-
-
Dividends
95 125
112 050
-
-
withholding
4 756
5 602
-
-
total
4 756
5 602
-
-
Income
124 500
124 500
124 500
124 500
Total tax
22 258
18 052
22 616
27 121
After tax
102 242
106 448
101 884
97 379
Living cost
11 873
11 873
11 873
11 873
Free-cash
90 369
94 575
90 011
85 506

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽65910
₽65100
₽64722
₽70018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
health
-
-
-
3 176
social contributions
-
-
-
14 619
income
-
-
-
19 875
total
-
-
-
37 670
Employee
69 479
69 479
114 603
-
income
7 565
6 432
19 235
-
social contributions
2 627
5 766
7 778
-
health
538
1 181
1 948
-
total
10 730
13 379
28 961
-
Employer
69 479
69 479
114 603
-
social contributions
2 627
5 766
7 778
-
health
585
1 286
2 119
-
total
3 212
7 052
9 897
-
Corporate
89 638
47 969
-
-
income
11 205
5 996
-
-
total
11 205
5 996
-
-
Dividends
78 433
41 973
-
-
withholding
13 333
7 135
-
-
total
13 333
7 135
-
-
Income
124 500
124 500
124 500
124 500
Total tax
38 480
33 562
38 858
37 670
After tax
86 020
90 938
85 642
86 830
Living cost
20 920
20 920
20 920
20 920
Free-cash
65 100
70 018
64 722
65 910

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽57523
₽57884
₽56335
₽61631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
health
-
-
-
3 176
social contributions
-
-
-
14 619
income
-
-
-
19 875
total
-
-
-
37 670
Employee
69 479
69 479
114 603
-
income
7 296
6 432
19 235
-
social contributions
3 376
5 766
7 778
-
health
691
1 181
1 948
-
total
11 363
13 379
28 961
-
Employer
69 479
69 479
114 603
-
social contributions
3 376
5 766
7 778
-
health
753
1 286
2 119
-
total
4 129
7 052
9 897
-
Corporate
79 701
47 969
-
-
income
9 962
5 996
-
-
total
9 962
5 996
-
-
Dividends
69 739
41 973
-
-
withholding
11 855
7 135
-
-
total
11 855
7 135
-
-
Income
124 500
124 500
124 500
124 500
Total tax
37 309
33 562
38 858
37 670
After tax
87 191
90 938
85 642
86 830
Living cost
29 307
29 307
29 307
29 307
Free-cash
57 884
61 631
56 335
57 523

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽45117
₽57388
₽42298
₽64837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
health
-
-
-
16 808
social contributions
-
-
-
30 047
income
-
-
-
11 647
solidarity contribution
-
-
-
-
total
-
-
-
58 502
Employee
30 707
-
92 910
-
income
3 685
-
11 149
-
social contributions
1 996
-
6 039
-
health
4 145
-
12 543
-
solidarity contribution
-
-
-
-
total
9 826
-
29 731
-
Employer
30 707
-
92 910
-
social contributions
7 677
-
23 228
-
health
2 764
-
8 362
-
total
10 441
-
31 590
-
Corporate
83 352
124 500
-
-
income
15 837
23 655
-
-
total
15 837
23 655
-
-
Dividends
67 515
100 845
-
-
withholding
10 127
15 127
-
-
total
10 127
15 127
-
-
Income
124 500
124 500
124 500
124 500
Total tax
46 231
38 782
61 321
58 502
After tax
78 269
85 718
63 179
65 998
Living cost
20 881
20 881
20 881
20 881
Free-cash
57 388
64 837
42 298
45 117

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽40267
₽50807
₽37448
₽59987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
health
-
-
-
16 808
social contributions
-
-
-
30 047
income
-
-
-
11 647
solidarity contribution
-
-
-
-
total
-
-
-
58 502
Employee
37 839
-
92 910
-
income
4 541
-
11 149
-
social contributions
2 460
-
6 039
-
health
5 108
-
12 543
-
solidarity contribution
-
-
-
-
total
12 109
-
29 731
-
Employer
37 839
-
92 910
-
social contributions
9 460
-
23 228
-
health
3 406
-
8 362
-
total
12 866
-
31 590
-
Corporate
73 795
124 500
-
-
income
14 021
23 655
-
-
total
14 021
23 655
-
-
Dividends
59 774
100 845
-
-
withholding
8 966
15 127
-
-
total
8 966
15 127
-
-
Income
124 500
124 500
124 500
124 500
Total tax
47 962
38 782
61 321
58 502
After tax
76 538
85 718
63 179
65 998
Living cost
25 731
25 731
25 731
25 731
Free-cash
50 807
59 987
37 448
40 267

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽31808
-₽72975
-₽72975
-₽72975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
national
-
-
-
13 469
pensions
-
-
-
786
municipal
-
-
-
24 890
labour market
-
-
-
9 897
total
-
-
-
49 042
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
124 500
124 500
124 500
124 500
Total tax
153 825
153 825
153 825
49 042
After tax
-29 325
-29 325
-29 325
75 458
Living cost
43 650
43 650
43 650
43 650
Free-cash
-72 975
-72 975
-72 975
31 808

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽44908
₽72162
₽49936
₽77776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
health
-
-
-
16 185
pensions
-
-
-
24 899
income
-
-
-
16 684
total
-
-
-
57 768
Employee
25 632
-
93 048
-
unemployment
410
-
1 488
-
income
2 886
-
17 940
-
pensions
513
-
1 860
-
total
3 809
-
21 288
-
Employer
25 632
-
93 048
-
pensions
5 127
-
18 611
-
health
3 332
-
12 097
-
unemployment
206
-
744
-
total
8 665
-
31 452
-
Corporate
90 204
124 500
-
-
income
18 040
24 900
-
-
total
18 040
24 900
-
-
Dividends
72 164
99 600
-
-
total
-
-
-
-
Income
124 500
124 500
124 500
124 500
Total tax
30 514
24 900
52 740
57 768
After tax
93 986
99 600
71 760
66 732
Living cost
21 824
21 824
21 824
21 824
Free-cash
72 162
77 776
49 936
44 908

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽49894
₽46413
₽32824
₽45477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
124 500
national
-
-
-
16 243
health
-
-
-
1 540
municipal
-
-
-
22 133
total
-
-
-
39 916
Employee
47 538
-
104 737
-
unemployment
713
-
1 571
-
municipal
7 786
-
17 075
-
national
785
-
10 270
-
pensions
3 208
-
7 070
-
health
355
-
1 236
-
total
12 847
-
37 222
-
Employer
47 538
-
104 737
-
pensions
8 247
-
18 172
-
health
365
-
806
-
accident
48
-
105
-
unemployment
309
-
681
-
total
8 969
-
19 764
-
Corporate
67 993
124 500
-
-
income
13 599
24 900
-
-
total
13 599
24 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

40 796
74 700
-
-
municipal
7 344
13 446
-
-
national
638
5 987
-
-
total
7 982
19 433
-
-
Income
124 500
124 500
124 500
124 500
Total tax
43 397
44 333
56 986
39 916
After tax
81 103
80 167
67 514
84 584
Living cost
34 690
34 690
34 690
34 690
Free-cash
46 413
45 477
32 824
49 894

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽42870
₽39918
₽44453
₽34896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
surtax
-
-
-
-
health
-
-
-
4 182
pensions
-
-
-
25 502
social contributions
-
-
-
3 548
income
-
-
-
16 687
other
-
-
-
3 860
total
-
-
-
53 779
Employee
34 519
-
98 408
-
income
1 780
-
17 311
-
surtax
-
-
-
-
social contributions
984
-
2 803
-
pensions
3 904
-
5 991
-
total
6 668
-
26 105
-
Employer
34 519
-
98 408
-
pensions
5 672
-
10 237
-
social contributions
103
-
295
-
other
1 192
-
3 476
-
health
2 416
-
8 098
-
unemployment
1 397
-
3 985
-
total
10 780
-
26 091
-
Corporate
79 201
124 500
-
-
income
22 176
34 861
-
-
surtax
-
-
-
-
total
22 176
34 861
-
-
Dividends
57 025
89 639
-
-
withholding
7 299
11 474
-
-
social contributions
9 808
15 418
-
-
surtax
-
-
-
-
total
17 107
26 892
-
-
Income
124 500
124 500
124 500
124 500
Total tax
56 731
61 753
52 196
53 779
After tax
67 769
62 747
72 304
70 721
Living cost
27 851
27 851
27 851
27 851
Free-cash
39 918
34 896
44 453
42 870

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽39808
₽37172
₽41391
₽31834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
surtax
-
-
-
-
health
-
-
-
4 182
pensions
-
-
-
25 502
social contributions
-
-
-
3 548
income
-
-
-
16 687
other
-
-
-
3 860
total
-
-
-
53 779
Employee
38 671
-
98 408
-
income
2 282
-
17 311
-
surtax
-
-
-
-
social contributions
1 103
-
2 803
-
pensions
4 372
-
5 991
-
total
7 757
-
26 105
-
Employer
38 671
-
98 408
-
pensions
6 353
-
10 237
-
social contributions
117
-
295
-
other
1 334
-
3 476
-
health
2 707
-
8 098
-
unemployment
1 565
-
3 985
-
total
12 076
-
26 091
-
Corporate
73 753
124 500
-
-
income
20 651
34 861
-
-
surtax
-
-
-
-
total
20 651
34 861
-
-
Dividends
53 102
89 639
-
-
withholding
6 797
11 474
-
-
social contributions
9 134
15 418
-
-
surtax
-
-
-
-
total
15 931
26 892
-
-
Income
124 500
124 500
124 500
124 500
Total tax
56 415
61 753
52 196
53 779
After tax
68 085
62 747
72 304
70 721
Living cost
30 913
30 913
30 913
30 913
Free-cash
37 172
31 834
41 391
39 808

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽27081
₽25318
₽28664
₽19107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
surtax
-
-
-
-
health
-
-
-
4 182
pensions
-
-
-
25 502
social contributions
-
-
-
3 548
income
-
-
-
16 687
other
-
-
-
3 860
total
-
-
-
53 779
Employee
56 591
-
98 408
-
income
4 938
-
17 311
-
surtax
-
-
-
-
social contributions
1 612
-
2 803
-
pensions
6 401
-
5 991
-
total
12 951
-
26 105
-
Employer
56 591
-
98 408
-
pensions
9 299
-
10 237
-
social contributions
170
-
295
-
other
1 953
-
3 476
-
health
3 961
-
8 098
-
unemployment
2 292
-
3 985
-
total
17 675
-
26 091
-
Corporate
50 234
124 500
-
-
income
14 065
34 861
-
-
surtax
-
-
-
-
total
14 065
34 861
-
-
Dividends
36 169
89 639
-
-
withholding
4 630
11 474
-
-
social contributions
6 221
15 418
-
-
surtax
-
-
-
-
total
10 851
26 892
-
-
Income
124 500
124 500
124 500
124 500
Total tax
55 542
61 753
52 196
53 779
After tax
68 958
62 747
72 304
70 721
Living cost
43 640
43 640
43 640
43 640
Free-cash
25 318
19 107
28 664
27 081

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽117426
₽111353
₽93771
₽112446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
124 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 245
total
-
-
-
1 245
Employee
7 285
-
124 500
-
income
1 457
-
24 900
-
total
1 457
-
24 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

117 215
124 500
-
-
total
-
-
-
-
Dividends
117 215
124 500
-
-
withholding
5 861
6 225
-
-
total
5 861
6 225
-
-
Income
124 500
124 500
124 500
124 500
Total tax
7 318
6 225
24 900
1 245
After tax
117 182
118 275
99 600
123 255
Living cost
5 829
5 829
5 829
5 829
Free-cash
111 353
112 446
93 771
117 426

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽114172
₽107489
₽90517
₽109192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
124 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 245
total
-
-
-
1 245
Employee
11 354
-
124 500
-
income
2 271
-
24 900
-
total
2 271
-
24 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

113 146
124 500
-
-
total
-
-
-
-
Dividends
113 146
124 500
-
-
withholding
5 657
6 225
-
-
total
5 657
6 225
-
-
Income
124 500
124 500
124 500
124 500
Total tax
7 928
6 225
24 900
1 245
After tax
116 572
118 275
99 600
123 255
Living cost
9 083
9 083
9 083
9 083
Free-cash
107 489
109 192
90 517
114 172

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽35059
₽41066
₽46897
₽29248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
124 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 905
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 641
trade
-
-
-
11 838
total
-
-
-
54 557
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
124 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
34 641
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 905
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
42 719
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 543
124 500
-
-
trade
11 414
17 865
-
-
income
11 931
18 674
-
-
chamber of commerce
254
319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

657
1 027
-
-
total
24 256
37 885
-
-
Dividends
55 287
86 615
-
-
withholding
13 479
21 310
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

741
1 173
-
-
total
14 220
22 483
-
-
Income
124 500
124 500
124 500
124 500
Total tax
48 550
60 368
42 719
54 557
After tax
75 950
64 132
81 781
69 943
Living cost
34 884
34 884
34 884
34 884
Free-cash
41 066
29 248
46 897
35 059

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽41421
₽45477
₽54413
₽35482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
124 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 905
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 641
trade
-
-
-
12 992
total
-
-
-
55 711
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
124 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
34 641
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 905
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
42 719
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
89 941
124 500
-
-
trade
14 166
19 609
-
-
income
13 491
18 674
-
-
chamber of commerce
266
315
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

742
1 027
-
-
total
28 665
39 625
-
-
Dividends
61 275
84 874
-
-
withholding
14 976
20 876
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

823
1 149
-
-
total
15 799
22 025
-
-
Income
124 500
124 500
124 500
124 500
Total tax
51 655
61 650
42 719
55 711
After tax
72 845
62 850
81 781
68 789
Living cost
27 368
27 368
27 368
27 368
Free-cash
45 477
35 482
54 413
41 421

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽32716
₽39409
₽46286
₽26715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
124 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 905
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 641
trade
-
-
-
13 570
total
-
-
-
56 289
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
124 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
34 641
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 905
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
42 719
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
78 679
124 500
-
-
trade
12 942
20 480
-
-
income
11 802
18 674
-
-
chamber of commerce
249
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

650
1 027
-
-
total
25 643
40 495
-
-
Dividends
53 036
84 005
-
-
withholding
12 917
20 658
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

710
1 137
-
-
total
13 627
21 795
-
-
Income
124 500
124 500
124 500
124 500
Total tax
49 596
62 290
42 719
56 289
After tax
74 904
62 210
81 781
68 211
Living cost
35 495
35 495
35 495
35 495
Free-cash
39 409
26 715
46 286
32 716

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽26241
₽34828
₽40389
₽20179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
124 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 905
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 641
trade
-
-
-
14 148
total
-
-
-
56 867
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
124 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
34 641
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 905
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
42 719
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 198
124 500
-
-
trade
12 039
21 351
-
-
income
10 530
18 674
-
-
chamber of commerce
237
312
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

580
1 027
-
-
total
23 386
41 364
-
-
Dividends
46 814
83 136
-
-
withholding
11 360
20 440
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

624
1 125
-
-
total
11 984
21 565
-
-
Income
124 500
124 500
124 500
124 500
Total tax
48 280
62 929
42 719
56 867
After tax
76 220
61 571
81 781
67 633
Living cost
41 392
41 392
41 392
41 392
Free-cash
34 828
20 179
40 389
26 241

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽38781
₽55141
₽36212
₽58016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
surtax
-
-
-
4 000
unemployment
-
-
-
206
health
-
-
-
8 561
pensions
-
-
-
24 118
income
-
-
-
28 539
other
-
-
-
-
total
-
-
-
65 424
Employee
30 428
-
102 851
-
unemployment
2 118
-
7 159
-
other
-
-
-
-
income
5 101
-
26 106
-
surtax
108
-
3 596
-
pensions
2 030
-
6 860
-
health
777
-
2 623
-
total
10 134
-
46 344
-
Employer
30 428
-
102 851
-
pensions
4 057
-
13 710
-
other
-
-
-
-
health
1 384
-
4 679
-
unemployment
965
-
3 260
-
total
6 406
-
21 649
-
Corporate
87 666
124 500
-
-
income
22 793
32 369
-
-
total
22 793
32 369
-
-
Dividends
64 873
92 131
-
-
withholding
9 731
13 820
-
-
total
9 731
13 820
-
-
Income
124 500
124 500
124 500
124 500
Total tax
49 064
46 189
67 993
65 424
After tax
75 436
78 311
56 507
59 076
Living cost
20 295
20 295
20 295
20 295
Free-cash
55 141
58 016
36 212
38 781

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽39138
₽55561
₽36569
₽58373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
surtax
-
-
-
4 000
unemployment
-
-
-
206
health
-
-
-
8 561
pensions
-
-
-
24 118
income
-
-
-
28 539
other
-
-
-
-
total
-
-
-
65 424
Employee
29 880
-
102 851
-
unemployment
2 080
-
7 159
-
other
-
-
-
-
income
5 009
-
26 106
-
surtax
98
-
3 596
-
pensions
1 992
-
6 860
-
health
763
-
2 623
-
total
9 942
-
46 344
-
Employer
29 880
-
102 851
-
pensions
3 983
-
13 710
-
other
-
-
-
-
health
1 360
-
4 679
-
unemployment
946
-
3 260
-
total
6 289
-
21 649
-
Corporate
88 331
124 500
-
-
income
22 966
32 369
-
-
total
22 966
32 369
-
-
Dividends
65 365
92 131
-
-
withholding
9 804
13 820
-
-
total
9 804
13 820
-
-
Income
124 500
124 500
124 500
124 500
Total tax
49 001
46 189
67 993
65 424
After tax
75 499
78 311
56 507
59 076
Living cost
19 938
19 938
19 938
19 938
Free-cash
55 561
58 373
36 569
39 138

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽68164
₽52339
₽54089
₽51960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
unemployment
-
-
-
1 867
health
-
-
-
8 715
pensions
-
-
-
12 450
income
-
-
-
15 220
total
-
-
-
38 252
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
104 184
-
unemployment
392
156
1 563
-
income
3 191
1 270
12 737
-
pensions
2 610
1 039
10 418
-
health
1 827
727
7 293
-
total
8 020
3 192
32 011
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
104 184
-
pensions
5 090
2 026
20 316
-
total
5 090
2 026
20 316
-
Corporate
93 305
112 085
-
-
income
8 397
10 088
-
-
total
8 397
10 088
-
-
Dividends
84 908
101 997
-
-
withholding
16 132
19 379
-
-
social contributions
16 438
19 771
-
-
total
32 570
39 150
-
-
Income
124 500
124 500
124 500
124 500
Total tax
54 077
54 456
52 327
38 252
After tax
70 423
70 044
72 173
86 248
Living cost
18 084
18 084
18 084
18 084
Free-cash
52 339
51 960
54 089
68 164

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽30345
₽33374
₽31322
₽34098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
national
-
-
-
20 839
pensions
-
-
-
14 940
social contributions
-
-
-
1 338
municipal
-
-
-
13 448
total
-
-
-
50 565
Employee
67 573
-
107 629
-
municipal
8 346
-
13 930
-
national
12 933
-
21 586
-
pensions
2 703
-
4 305
-
total
23 982
-
39 821
-
Employer
67 573
-
107 629
-
pensions
5 406
-
8 610
-
social contributions
726
-
1 157
-
total
6 132
-
9 767
-
Corporate
46 336
124 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 267
24 900
-
-
total
9 267
24 900
-
-
Dividends
37 068
99 600
-
-
withholding
8 155
21 912
-
-
total
8 155
21 912
-
-
Income
124 500
124 500
124 500
124 500
Total tax
47 536
46 812
49 588
50 565
After tax
76 964
77 688
74 912
73 935
Living cost
43 590
43 590
43 590
43 590
Free-cash
33 374
34 098
31 322
30 345

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18196
₽37674
₽18196
₽35680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
social contributions
-
-
-
19 968
income
-
-
-
34 866
total
-
-
-
54 834
Employee
70 678
-
124 500
-
social contributions
5 872
-
19 968
-
income
13 337
-
34 866
-
total
19 209
-
54 834
-
Employer
70 678
-
124 500
-
total
-
-
-
-
Corporate
53 822
124 500
-
-
income
6 728
15 562
-
-
total
6 728
15 562
-
-
Dividends
47 094
108 938
-
-
withholding
9 419
21 788
-
-
total
9 419
21 788
-
-
Income
124 500
124 500
124 500
124 500
Total tax
35 356
37 350
54 834
54 834
After tax
89 144
87 150
69 666
69 666
Living cost
51 470
51 470
51 470
51 470
Free-cash
37 674
35 680
18 196
18 196

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽23348
₽23583
₽17421
₽28299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
national
-
-
-
28 832
regional
-
-
-
1 433
social contributions
-
-
-
32 021
municipal
-
-
-
739
total
-
-
-
63 025
Employee
80 302
-
124 500
-
municipal
425
-
660
-
national
13 914
-
25 048
-
social contributions
27 078
-
41 982
-
regional
758
-
1 262
-
total
42 175
-
68 952
-
Employer
80 302
-
124 500
-
total
-
-
-
-
Corporate
44 198
124 500
-
-
nationa
10 607
29 880
-
-
municipal
1 723
4 856
-
-
total
12 330
34 736
-
-
Dividends
31 868
89 764
-
-
withholding
8 285
23 338
-
-
total
8 285
23 338
-
-
Income
124 500
124 500
124 500
124 500
Total tax
62 790
58 074
68 952
63 025
After tax
61 710
66 426
55 548
61 475
Living cost
38 127
38 127
38 127
38 127
Free-cash
23 583
28 299
17 421
23 348

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽36691
₽39093
₽30794
₽41100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 500
national
-
-
-
28 832
regional
-
-
-
1 877
social contributions
-
-
-
32 021
municipal
-
-
-
739
total
-
-
-
63 469
Employee
50 121
-
124 500
-
municipal
266
-
660
-
national
7 941
-
25 048
-
social contributions
16 901
-
41 982
-
regional
675
-
1 676
-
total
25 783
-
69 366
-
Employer
50 121
-
124 500
-
total
-
-
-
-
Corporate
74 379
124 500
-
-
nationa