Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 124000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽85945
₽90496
₽81460
₽84997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 000
income
-
-
-
18 600
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 665
unemployment
-
-
-
126
health
-
-
-
3 625
total
-
-
-
27 016
Employee
20 556
-
117 816
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 805
-
2 768
-
health
946
-
1 450
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
income
2 056
-
11 782
-
total
5 033
-
16 347
-
Employer
20 556
-
117 816
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
health
1 418
-
2 175
-
unemployment
123
-
189
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 265
-
3 473
-
total
4 032
-
6 184
-
Corporate
99 411
124 000
-
-
income
9 941
12 400
-
-
total
9 941
12 400
-
-
Dividends
89 470
111 600
-
-
withholding
4 473
5 580
-
-
total
4 473
5 580
-
-
Income
124 000
124 000
124 000
124 000
Total tax
23 479
17 980
22 531
27 016
After tax
100 521
106 020
101 469
96 984
Living cost
15 524
15 524
15 524
15 524
Free-cash
84 997
90 496
85 945
81 460

Estimated living cost  is ₽15524 per week

₽10267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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