Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 124000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽84069
₽84813
₽89810
₽80402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 000
health
-
-
-
3 785
income
-
-
-
18 600
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 871
unemployment
-
-
-
132
total
-
-
-
27 388
Employee
21 464
-
117 542
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 884
-
2 890
-
health
987
-
1 514
-
income
2 147
-
11 754
-
total
5 254
-
16 520
-
Employer
21 464
-
117 542
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 365
-
3 627
-
health
1 481
-
2 271
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
total
4 211
-
6 457
-
Corporate
98 325
124 000
-
-
income
9 832
12 400
-
-
total
9 832
12 400
-
-
Dividends
88 493
111 600
-
-
withholding
4 424
5 580
-
-
total
4 424
5 580
-
-
Income
124 000
124 000
124 000
124 000
Total tax
23 721
17 980
22 977
27 388
After tax
100 279
106 020
101 023
96 612
Living cost
16 210
16 210
16 210
16 210
Free-cash
84 069
89 810
84 813
80 402

Estimated living cost  is ₽16210 per week

₽10721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽928
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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