Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 124000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽85130
₽90003
₽80699
₽84328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 000
health
-
-
-
3 740
income
-
-
-
18 600
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 814
unemployment
-
-
-
130
total
-
-
-
27 284
Employee
21 209
-
117 619
-
income
2 121
-
11 762
-
accident

We are using the highest rate at 1.1%.

233
-
358
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 862
-
2 856
-
health
976
-
1 496
-
total
5 192
-
16 472
-
Employer
21 209
-
117 619
-
unemployment
127
-
195
-
health
1 464
-
2 244
-
accident

We are using the highest rate at 1.1%.

233
-
358
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 337
-
3 584
-
total
4 161
-
6 381
-
Corporate
98 629
124 000
-
-
income
9 863
12 400
-
-
total
9 863
12 400
-
-
Dividends
88 767
111 600
-
-
withholding
4 439
5 580
-
-
total
4 439
5 580
-
-
Income
124 000
124 000
124 000
124 000
Total tax
23 655
17 980
22 853
27 284
After tax
100 345
106 020
101 147
96 716
Living cost
16 017
16 017
16 017
16 017
Free-cash
84 328
90 003
85 130
80 699

Estimated living cost  is ₽16017 per week

₽10594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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