Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 124000
per

Your estimated
City
free-cash

Valencia , Spain
-₽65983
-₽50636
-₽36673
-₽90459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 000
accident
-
-
-
1 118
income
-
-
-
16 492
unemployment
-
-
-
868
other
-
-
-
125
pensions
-
-
-
35 095
total
-
-
-
53 698
Employee
162 618
-
77 179
-
income
31 351
-
12 894
-
pensions
7 645
-
6 902
-
unemployment
2 520
-
2 278
-
other
159
-
150
-
total
41 675
-
22 224
-
Employer
162 618
-
77 179
-
other
1 302
-
1 177
-
unemployment
8 947
-
8 079
-
pensions
38 375
-
34 661
-
accident
3 222
-
2 904
-
total
51 846
-
46 821
-
Corporate
-
124 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
18 603
-
-
total
-
18 603
-
-
Dividends
-
105 397
-
-
withholding
-
21 132
-
-
total
-
21 132
-
-
Income
124 000
124 000
124 000
124 000
Total tax
93 521
39 735
69 045
53 698
After tax
30 479
84 265
54 955
70 302
Living cost
120 938
120 938
120 938
120 938
Free-cash
-90 459
-36 673
-65 983
-50 636

Estimated living cost  is ₽120938 per month

₽81632
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11626
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close