Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽26392
₽20273
₽13231
-₽19109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 469
health
-
-
-
278
city
-
-
-
1 303
national
-
-
-
1 196
regional
-
-
-
4 919
pensions
-
-
-
11 362
total
-
-
-
21 527
Employee
88 449
-
110 539
-
pensions
7 431
-
9 287
-
national
419
-
935
-
unemployment
-
-
-
-
city
949
-
1 188
-
health
200
-
248
-
regional
2 896
-
4 242
-
total
11 895
-
15 900
-
Employer
88 449
-
110 539
-
pensions
7 431
-
9 287
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768
-
2 211
-
health
200
-
248
-
unemployment
-
-
-
-
total
9 399
-
11 746
-
Corporate
24 679
123 500
-
-
regional
5 220
26 121
-
-
national
2 098
10 498
-
-
total
7 318
36 619
-
-
Dividends
17 361
86 881
-
-
withholding
6 076
30 409
-
-
total
6 076
30 409
-
-
Income
123 500
123 500
123 500
123 500
Total tax
34 688
67 028
27 646
21 527
After tax
88 812
56 472
95 854
101 973
Living cost
75 581
75 581
75 581
75 581
Free-cash
13 231
-19 109
20 273
26 392

Estimated living cost  is ₽75581 per week

₽49149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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