Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123500
per

Your estimated
City
free-cash

Madrid , Spain
₽33363
₽51074
₽37694
₽44589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
income
-
-
-
29 072
pensions
-
-
-
23 639
unemployment
-
-
-
585
accident
-
-
-
753
other
-
-
-
84
total
-
-
-
54 133
Employee
43 525
-
96 870
-
pensions
2 045
-
3 927
-
other
43
-
84
-
income
9 091
-
26 527
-
unemployment
674
-
1 295
-
total
11 853
-
31 833
-
Employer
43 525
-
96 870
-
accident
862
-
1 654
-
unemployment
2 394
-
4 594
-
other
349
-
669
-
pensions
10 272
-
19 714
-
total
13 877
-
26 631
-
Corporate
66 098
123 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 914
18 525
-
-
total
9 914
18 525
-
-
Dividends
56 184
104 975
-
-
withholding
11 594
22 228
-
-
total
11 594
22 228
-
-
Income
123 500
123 500
123 500
123 500
Total tax
47 238
40 753
58 464
54 133
After tax
76 262
82 747
65 036
69 367
Living cost
31 673
31 673
31 673
31 673
Free-cash
44 589
51 074
33 363
37 694

Estimated living cost  is ₽31673 per week

₽22746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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