Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽88156
₽82590
₽78319
₽82129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 000
unemployment
-
-
-
138
health
-
-
-
3 972
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 112
income
-
-
-
18 450
total
-
-
-
27 672
Employee
22 522
-
116 224
-
accident

We are using the highest rate at 1.1%.

248
-
380
-
health
1 036
-
1 589
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 977
-
3 033
-
income
2 253
-
11 623
-
total
5 514
-
16 625
-
Employer
22 522
-
116 224
-
accident

We are using the highest rate at 1.1%.

248
-
380
-
unemployment
135
-
207
-
health
1 554
-
2 383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 482
-
3 806
-
total
4 419
-
6 776
-
Corporate
96 059
123 000
-
-
income
9 606
12 300
-
-
total
9 606
12 300
-
-
Dividends
86 453
110 700
-
-
withholding
4 323
5 535
-
-
total
4 323
5 535
-
-
Income
123 000
123 000
123 000
123 000
Total tax
23 862
17 835
23 401
27 672
After tax
99 138
105 165
99 599
95 328
Living cost
17 009
17 009
17 009
17 009
Free-cash
82 129
88 156
82 590
78 319

Estimated living cost  is ₽17009 per week

₽11250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4380
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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