Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽80268
₽76150
₽80225
₽86749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 000
unemployment
-
-
-
150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 534
income
-
-
-
18 450
health
-
-
-
4 300
total
-
-
-
28 434
Employee
24 385
-
115 664
-
accident

We are using the highest rate at 1.1%.

268
-
411
-
income
2 439
-
11 566
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 141
-
3 283
-
health
1 122
-
1 720
-
total
5 970
-
16 980
-
Employer
24 385
-
115 664
-
accident

We are using the highest rate at 1.1%.

268
-
411
-
health
1 683
-
2 580
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 687
-
4 121
-
unemployment
146
-
224
-
total
4 784
-
7 336
-
Corporate
93 830
123 000
-
-
income
9 383
12 300
-
-
total
9 383
12 300
-
-
Dividends
84 448
110 700
-
-
withholding
4 222
5 535
-
-
total
4 222
5 535
-
-
Income
123 000
123 000
123 000
123 000
Total tax
24 359
17 835
24 316
28 434
After tax
98 641
105 165
98 684
94 566
Living cost
18 416
18 416
18 416
18 416
Free-cash
80 225
86 749
80 268
76 150

Estimated living cost  is ₽18416 per week

₽12180
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4743
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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