Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽84001
₽89537
₽84873
₽80450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 000
health
-
-
-
3 649
income
-
-
-
18 450
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
unemployment
-
-
-
127
total
-
-
-
26 922
Employee
20 694
-
116 774
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
2 786
-
income
2 070
-
11 678
-
health
952
-
1 460
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
total
5 066
-
16 273
-
Employer
20 694
-
116 774
-
health
1 428
-
2 190
-
unemployment
124
-
190
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 497
-
total
4 059
-
6 226
-
Corporate
98 246
123 000
-
-
income
9 825
12 300
-
-
total
9 825
12 300
-
-
Dividends
88 421
110 700
-
-
withholding
4 421
5 535
-
-
total
4 421
5 535
-
-
Income
123 000
123 000
123 000
123 000
Total tax
23 371
17 835
22 499
26 922
After tax
99 629
105 165
100 501
96 078
Living cost
15 628
15 628
15 628
15 628
Free-cash
84 001
89 537
84 873
80 450

Estimated living cost  is ₽15628 per week

₽10336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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