Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123000
per

Your estimated
City
free-cash

Andorra , Andorra
₽80366
₽76977
₽62139
₽65408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 000
income
-
-
-
3 466
social contributions
-
-
-
27 061
total
-
-
-
30 527
Employee
32 442
-
106 493
-
income
-
-
3 830
-
social contributions
2 108
-
6 921
-
total
2 108
-
10 751
-
Employer
32 442
-
106 493
-
social contributions
5 029
-
16 507
-
total
5 029
-
16 507
-
Corporate
85 529
123 000
-
-
income
8 552
12 300
-
-
total
8 552
12 300
-
-
Dividends
76 977
110 700
-
-
total
-
-
-
-
Income
123 000
123 000
123 000
123 000
Total tax
15 689
12 300
27 258
30 527
After tax
107 311
110 700
95 742
92 473
Living cost
30 334
30 334
30 334
30 334
Free-cash
76 977
80 366
65 408
62 139

Estimated living cost  is ₽30334 per week

₽19613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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