Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123000
per

Your estimated
City
free-cash

Andorra , Andorra
₽64202
₽82952
₽79849
₽67472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 000
income
-
-
-
3 989
social contributions
-
-
-
27 060
total
-
-
-
31 049
Employee
29 677
-
106 495
-
social contributions
1 929
-
6 923
-
income
-
-
4 351
-
total
1 929
-
11 274
-
Employer
29 677
-
106 495
-
social contributions
4 600
-
16 505
-
total
4 600
-
16 505
-
Corporate
88 723
123 000
-
-
income
8 873
12 299
-
-
total
8 873
12 299
-
-
Dividends
79 850
110 701
-
-
total
-
-
-
-
Income
123 000
123 000
123 000
123 000
Total tax
15 402
12 299
27 779
31 049
After tax
107 598
110 701
95 221
91 951
Living cost
27 749
27 749
27 749
27 749
Free-cash
79 849
82 952
67 472
64 202

Estimated living cost  is ₽27749 per week

₽17942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7193
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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