Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123000
per

Your estimated
City
free-cash

Andorra , Andorra
₽79005
₽66866
₽82191
₽63596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 000
social contributions
-
-
-
27 060
income
-
-
-
3 835
total
-
-
-
30 895
Employee
30 491
-
106 494
-
social contributions
1 982
-
6 922
-
income
-
-
4 197
-
total
1 982
-
11 119
-
Employer
30 491
-
106 494
-
social contributions
4 726
-
16 506
-
total
4 726
-
16 506
-
Corporate
87 783
123 000
-
-
income
8 778
12 300
-
-
total
8 778
12 300
-
-
Dividends
79 005
110 700
-
-
total
-
-
-
-
Income
123 000
123 000
123 000
123 000
Total tax
15 486
12 300
27 625
30 895
After tax
107 514
110 700
95 375
92 105
Living cost
28 509
28 509
28 509
28 509
Free-cash
79 005
82 191
66 866
63 596

Estimated living cost  is ₽28509 per week

₽18434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7390
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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