Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 122000
per

Your estimated
City
free-cash

Madrid , Spain
₽41387
₽29877
₽48389
₽34454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
accident
-
-
-
796
income
-
-
-
27 566
pensions
-
-
-
24 992
other
-
-
-
89
unemployment
-
-
-
618
total
-
-
-
54 061
Employee
46 016
-
93 846
-
unemployment
712
-
1 369
-
pensions
2 163
-
4 151
-
income
9 611
-
24 875
-
other
45
-
89
-
total
12 531
-
30 484
-
Employer
46 016
-
93 846
-
pensions
10 860
-
20 842
-
other
369
-
707
-
unemployment
2 531
-
4 857
-
accident
911
-
1 748
-
total
14 671
-
28 154
-
Corporate
61 313
122 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 198
18 300
-
-
total
9 198
18 300
-
-
Dividends
52 115
103 700
-
-
withholding
10 728
21 826
-
-
total
10 728
21 826
-
-
Income
122 000
122 000
122 000
122 000
Total tax
47 128
40 126
58 638
54 061
After tax
74 872
81 874
63 362
67 939
Living cost
33 486
33 486
33 486
33 486
Free-cash
41 387
48 389
29 877
34 454

Estimated living cost  is ₽33486 per week

₽24048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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