Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 122000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽83921
₽84922
₽80484
₽89255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 524
unemployment
-
-
-
122
income
-
-
-
18 300
health
-
-
-
3 515
total
-
-
-
26 461
Employee
19 935
-
116 002
-
health
917
-
1 406
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 750
-
2 684
-
income
1 994
-
11 600
-
total
4 880
-
16 026
-
Employer
19 935
-
116 002
-
health
1 376
-
2 109
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 197
-
3 369
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
unemployment
120
-
183
-
total
3 912
-
5 997
-
Corporate
98 154
122 000
-
-
income
9 815
12 200
-
-
total
9 815
12 200
-
-
Dividends
88 338
109 800
-
-
withholding
4 417
5 490
-
-
total
4 417
5 490
-
-
Income
122 000
122 000
122 000
122 000
Total tax
23 024
17 690
22 023
26 461
After tax
98 976
104 310
99 977
95 539
Living cost
15 055
15 055
15 055
15 055
Free-cash
83 921
89 255
84 922
80 484

Estimated living cost  is ₽15055 per week

₽9957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽862
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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