Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 122000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽83427
₽88890
₽84319
₽79920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
125
income
-
-
-
18 300
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 634
health
-
-
-
3 601
total
-
-
-
26 660
Employee
20 419
-
115 857
-
accident

We are using the highest rate at 1.1%.

224
-
344
-
health
939
-
1 440
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 793
-
2 749
-
income
2 042
-
11 586
-
total
4 998
-
16 119
-
Employer
20 419
-
115 857
-
accident

We are using the highest rate at 1.1%.

224
-
344
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 250
-
3 450
-
unemployment
123
-
188
-
health
1 409
-
2 160
-
total
4 006
-
6 142
-
Corporate
97 575
122 000
-
-
income
9 758
12 200
-
-
total
9 758
12 200
-
-
Dividends
87 818
109 800
-
-
withholding
4 391
5 490
-
-
total
4 391
5 490
-
-
Income
122 000
122 000
122 000
122 000
Total tax
23 153
17 690
22 261
26 660
After tax
98 847
104 310
99 739
95 340
Living cost
15 420
15 420
15 420
15 420
Free-cash
83 427
88 890
84 319
79 920

Estimated living cost  is ₽15420 per week

₽10199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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