Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 121500
per

Your estimated
City
free-cash

Andorra , Andorra
₽63707
₽79274
₽66934
₽82298
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
26 729
income
-
-
-
4 012
total
-
-
-
30 741
Employee
28 933
-
105 194
-
social contributions
1 880
-
6 838
-
income
-
-
4 370
-
total
1 880
-
11 208
-
Employer
28 933
-
105 194
-
social contributions
4 485
-
16 306
-
total
4 485
-
16 306
-
Corporate
88 082
121 500
-
-
income
8 809
12 150
-
-
total
8 809
12 150
-
-
Dividends
79 273
109 350
-
-
total
-
-
-
-
Income
121 500
121 500
121 500
121 500
Total tax
15 174
12 150
27 514
30 741
After tax
106 326
109 350
93 986
90 759
Living cost
27 052
27 052
27 052
27 052
Free-cash
79 274
82 298
66 934
63 707

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽32883
₽38518
₽4129
₽38964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
487
pensions
-
-
-
19 451
income
-
-
-
26 405
total
-
-
-
59 905
Employee
39 340
35 865
94 347
-
unemployment
1 180
1 076
2 830
-
other
393
359
943
-
income
3 504
2 645
21 691
-
pensions
4 029
3 672
9 661
-
health
1 522
1 388
3 651
-
total
10 628
9 140
38 776
-
Employer
39 340
35 865
94 347
-
pensions
4 937
4 502
11 840
-
surtax
-
-
-
-
payroll
1 180
1 076
2 830
-
other
1 868
1 703
4 481
-
health
1 488
1 356
3 566
-
accident
511
466
1 226
-
unemployment
1 180
1 076
2 830
-
chamber of commerce
157
143
377
-
total
11 321
10 322
27 150
-
Corporate
70 839
75 313
90 933
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 710
18 829
22 733
-
total
17 710
18 829
22 733
-
Dividends
53 129
56 484
-
-
withholding
14 611
15 533
-
-
total
14 611
15 533
-
-
Income
121 500
121 500
121 500
121 500
Total tax
54 270
53 824
88 659
59 905
After tax
67 230
67 676
32 841
61 595
Living cost
28 712
28 712
28 712
28 712
Free-cash
38 518
38 964
4 129
32 883

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽29706
₽34479
₽1094
₽35867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
487
pensions
-
-
-
19 451
income
-
-
-
26 405
total
-
-
-
60 083
Employee
44 976
35 865
94 209
-
unemployment
1 349
1 076
2 826
-
other
449
359
943
-
income
5 120
2 645
21 642
-
pensions
4 606
3 672
9 648
-
health
1 740
1 388
3 646
-
total
13 264
9 140
38 705
-
Employer
44 976
35 865
94 209
-
pensions
5 644
4 502
11 823
-
surtax
178
178
178
-
payroll
1 349
1 076
2 826
-
other
2 137
1 703
4 475
-
health
1 699
1 356
3 561
-
accident
584
466
1 225
-
unemployment
1 349
1 076
2 826
-
chamber of commerce
179
143
377
-
total
13 119
10 500
27 291
-
Corporate
63 404
75 136
90 793
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 850
18 785
22 699
-
total
15 850
18 785
22 699
-
Dividends
47 554
56 351
-
-
withholding
13 077
15 497
-
-
total
13 077
15 497
-
-
Income
121 500
121 500
121 500
121 500
Total tax
55 310
53 922
88 695
60 083
After tax
66 190
67 578
32 805
61 417
Living cost
31 711
31 711
31 711
31 711
Free-cash
34 479
35 867
1 094
29 706

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽21055
₽21715
₽12031
₽35213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
national
-
-
-
42 312
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 140
social contributions
-
-
-
19 179
total
-
-
-
67 631
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
94 106
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
818
-
national
19 791
-
32 054
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 908
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
7 059
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 423
-
total
31 562
-
49 262
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
94 106
-
surtax
7 299
-
10 671
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
8 338
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 788
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 223
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 373
-
total
18 738
-
27 393
-
Corporate
38 387
121 500
-
-
income
7 677
24 299
-
-
surtax
154
487
-
-
total
7 831
24 786
-
-
Dividends
30 557
96 714
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 840
28 687
-
-
total
8 840
28 687
-
-
Income
121 500
121 500
121 500
121 500
Total tax
66 971
53 473
76 655
67 631
After tax
54 529
68 027
44 845
53 869
Living cost
32 814
32 814
32 814
32 814
Free-cash
21 715
35 213
12 031
21 055

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽79449
₽82959
₽83818
₽88433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
18 225
total
-
-
-
26 601
Employee
20 458
-
115 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
11 534
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
16 077
-
Employer
20 458
-
115 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
97 028
121 500
-
-
income
9 703
12 150
-
-
total
9 703
12 150
-
-
Dividends
87 325
109 350
-
-
withholding
4 366
5 467
-
-
total
4 366
5 467
-
-
Income
121 500
121 500
121 500
121 500
Total tax
23 091
17 617
22 232
26 601
After tax
98 409
103 883
99 268
94 899
Living cost
15 450
15 450
15 450
15 450
Free-cash
82 959
88 433
83 818
79 449

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽83123
₽87935
₽87492
₽92107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
18 225
total
-
-
-
26 601
Employee
15 593
-
115 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
11 534
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
16 077
-
Employer
15 593
-
115 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
102 848
121 500
-
-
income
10 285
12 150
-
-
total
10 285
12 150
-
-
Dividends
92 563
109 350
-
-
withholding
4 628
5 467
-
-
total
4 628
5 467
-
-
Income
121 500
121 500
121 500
121 500
Total tax
21 789
17 617
22 232
26 601
After tax
99 711
103 883
99 268
94 899
Living cost
11 776
11 776
11 776
11 776
Free-cash
87 935
92 107
87 492
83 123

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽64062
₽63023
₽62870
₽67919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
health
-
-
-
3 098
social contributions
-
-
-
14 561
income
-
-
-
18 942
total
-
-
-
36 601
Employee
69 203
69 203
111 687
-
income
7 535
6 406
18 334
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 899
-
total
10 687
13 326
27 980
-
Employer
69 203
69 203
111 687
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 066
-
total
3 198
7 024
9 813
-
Corporate
86 777
45 273
-
-
income
10 847
5 660
-
-
total
10 847
5 660
-
-
Dividends
75 930
39 613
-
-
withholding
12 908
6 734
-
-
total
12 908
6 734
-
-
Income
121 500
121 500
121 500
121 500
Total tax
37 640
32 744
37 793
36 601
After tax
83 860
88 756
83 707
84 899
Living cost
20 837
20 837
20 837
20 837
Free-cash
63 023
67 919
62 870
64 062

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽55709
₽55833
₽54517
₽59566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
health
-
-
-
3 098
social contributions
-
-
-
14 561
income
-
-
-
18 942
total
-
-
-
36 601
Employee
69 203
69 203
111 687
-
income
7 267
6 406
18 334
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 899
-
total
11 318
13 326
27 980
-
Employer
69 203
69 203
111 687
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 066
-
total
4 113
7 024
9 813
-
Corporate
76 879
45 273
-
-
income
9 610
5 660
-
-
total
9 610
5 660
-
-
Dividends
67 269
39 613
-
-
withholding
11 436
6 734
-
-
total
11 436
6 734
-
-
Income
121 500
121 500
121 500
121 500
Total tax
36 477
32 744
37 793
36 601
After tax
85 023
88 756
83 707
84 899
Living cost
29 190
29 190
29 190
29 190
Free-cash
55 833
59 566
54 517
55 709

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽43153
₽55469
₽40884
₽62881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
health
-
-
-
16 403
social contributions
-
-
-
29 891
income
-
-
-
11 281
solidarity contribution
-
-
-
-
total
-
-
-
57 575
Employee
30 548
-
90 672
-
income
3 666
-
10 881
-
social contributions
1 986
-
5 894
-
health
4 124
-
12 241
-
solidarity contribution
-
-
-
-
total
9 776
-
29 016
-
Employer
30 548
-
90 672
-
social contributions
7 637
-
22 668
-
health
2 749
-
8 160
-
total
10 386
-
30 828
-
Corporate
80 566
121 500
-
-
income
15 308
23 085
-
-
total
15 308
23 085
-
-
Dividends
65 259
98 415
-
-
withholding
9 789
14 762
-
-
total
9 789
14 762
-
-
Income
121 500
121 500
121 500
121 500
Total tax
45 259
37 847
59 844
57 575
After tax
76 241
83 653
61 656
63 925
Living cost
20 772
20 772
20 772
20 772
Free-cash
55 469
62 881
40 884
43 153

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽38328
₽48923
₽36059
₽58056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
health
-
-
-
16 403
social contributions
-
-
-
29 891
income
-
-
-
11 281
solidarity contribution
-
-
-
-
total
-
-
-
57 575
Employee
37 643
-
90 672
-
income
4 517
-
10 881
-
social contributions
2 447
-
5 894
-
health
5 082
-
12 241
-
solidarity contribution
-
-
-
-
total
12 046
-
29 016
-
Employer
37 643
-
90 672
-
social contributions
9 411
-
22 668
-
health
3 388
-
8 160
-
total
12 799
-
30 828
-
Corporate
71 059
121 500
-
-
income
13 501
23 085
-
-
total
13 501
23 085
-
-
Dividends
57 558
98 415
-
-
withholding
8 634
14 762
-
-
total
8 634
14 762
-
-
Income
121 500
121 500
121 500
121 500
Total tax
46 980
37 847
59 844
57 575
After tax
74 520
83 653
61 656
63 925
Living cost
25 597
25 597
25 597
25 597
Free-cash
48 923
58 056
36 059
38 328

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽30351
-₽75184
-₽75184
-₽75184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
national
-
-
-
13 040
pensions
-
-
-
782
municipal
-
-
-
24 195
labour market
-
-
-
9 657
total
-
-
-
47 674
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
121 500
121 500
121 500
121 500
Total tax
153 209
153 209
153 209
47 674
After tax
-31 709
-31 709
-31 709
73 826
Living cost
43 476
43 476
43 476
43 476
Free-cash
-75 184
-75 184
-75 184
30 351

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽43385
₽69873
₽48296
₽75464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
health
-
-
-
15 796
pensions
-
-
-
24 301
income
-
-
-
16 281
total
-
-
-
56 378
Employee
25 530
-
90 808
-
unemployment
408
-
1 453
-
income
2 874
-
17 507
-
pensions
511
-
1 815
-
total
3 793
-
20 775
-
Employer
25 530
-
90 808
-
pensions
5 106
-
18 161
-
health
3 318
-
11 805
-
unemployment
205
-
726
-
total
8 629
-
30 692
-
Corporate
87 340
121 500
-
-
income
17 468
24 299
-
-
total
17 468
24 299
-
-
Dividends
69 872
97 201
-
-
total
-
-
-
-
Income
121 500
121 500
121 500
121 500
Total tax
29 890
24 299
51 467
56 378
After tax
91 610
97 201
70 033
65 122
Living cost
21 737
21 737
21 737
21 737
Free-cash
69 873
75 464
48 296
43 385

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽48197
₽44587
₽31537
₽43829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
121 500
national
-
-
-
15 654
health
-
-
-
1 496
municipal
-
-
-
21 601
total
-
-
-
38 751
Employee
47 349
-
102 212
-
unemployment
710
-
1 534
-
municipal
7 755
-
16 665
-
national
782
-
9 826
-
pensions
3 195
-
6 900
-
health
354
-
1 199
-
total
12 796
-
36 124
-
Employer
47 349
-
102 212
-
pensions
8 215
-
17 734
-
health
364
-
787
-
accident
48
-
102
-
unemployment
307
-
664
-
total
8 934
-
19 287
-
Corporate
65 218
121 500
-
-
income
13 043
24 299
-
-
total
13 043
24 299
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

39 131
72 901
-
-
municipal
7 043
13 121
-
-
national
545
5 699
-
-
total
7 588
18 820
-
-
Income
121 500
121 500
121 500
121 500
Total tax
42 361
43 119
55 411
38 751
After tax
79 139
78 381
66 089
82 749
Living cost
34 552
34 552
34 552
34 552
Free-cash
44 587
43 829
31 537
48 197

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽41327
₽38496
₽43178
₽33497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
surtax
-
-
-
-
health
-
-
-
3 983
pensions
-
-
-
25 194
social contributions
-
-
-
3 462
income
-
-
-
16 028
other
-
-
-
3 766
total
-
-
-
52 433
Employee
34 382
-
96 214
-
income
1 773
-
16 769
-
surtax
-
-
-
-
social contributions
980
-
2 741
-
pensions
3 889
-
5 784
-
total
6 642
-
25 294
-
Employer
34 382
-
96 214
-
pensions
5 650
-
9 901
-
social contributions
102
-
289
-
other
1 187
-
3 369
-
health
2 406
-
7 832
-
unemployment
1 392
-
3 897
-
total
10 737
-
25 288
-
Corporate
76 381
121 500
-
-
income
21 387
34 020
-
-
surtax
-
-
-
-
total
21 387
34 020
-
-
Dividends
54 994
87 480
-
-
withholding
7 040
11 197
-
-
social contributions
9 458
15 046
-
-
surtax
-
-
-
-
total
16 498
26 243
-
-
Income
121 500
121 500
121 500
121 500
Total tax
55 264
60 263
50 582
52 433
After tax
66 236
61 237
70 918
69 067
Living cost
27 740
27 740
27 740
27 740
Free-cash
38 496
33 497
43 178
41 327

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽38276
₽35759
₽40127
₽30446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
surtax
-
-
-
-
health
-
-
-
3 983
pensions
-
-
-
25 194
social contributions
-
-
-
3 462
income
-
-
-
16 028
other
-
-
-
3 766
total
-
-
-
52 433
Employee
38 517
-
96 214
-
income
2 273
-
16 769
-
surtax
-
-
-
-
social contributions
1 098
-
2 741
-
pensions
4 355
-
5 784
-
total
7 726
-
25 294
-
Employer
38 517
-
96 214
-
pensions
6 328
-
9 901
-
social contributions
116
-
289
-
other
1 329
-
3 369
-
health
2 697
-
7 832
-
unemployment
1 559
-
3 897
-
total
12 029
-
25 288
-
Corporate
70 955
121 500
-
-
income
19 867
34 020
-
-
surtax
-
-
-
-
total
19 867
34 020
-
-
Dividends
51 087
87 480
-
-
withholding
6 539
11 197
-
-
social contributions
8 789
15 046
-
-
surtax
-
-
-
-
total
15 328
26 243
-
-
Income
121 500
121 500
121 500
121 500
Total tax
54 950
60 263
50 582
52 433
After tax
66 550
61 237
70 918
69 067
Living cost
30 791
30 791
30 791
30 791
Free-cash
35 759
30 446
40 127
38 276

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽25600
₽23955
₽27451
₽17770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
surtax
-
-
-
-
health
-
-
-
3 983
pensions
-
-
-
25 194
social contributions
-
-
-
3 462
income
-
-
-
16 028
other
-
-
-
3 766
total
-
-
-
52 433
Employee
56 366
-
96 214
-
income
4 918
-
16 769
-
surtax
-
-
-
-
social contributions
1 605
-
2 741
-
pensions
6 375
-
5 784
-
total
12 898
-
25 294
-
Employer
56 366
-
96 214
-
pensions
9 262
-
9 901
-
social contributions
169
-
289
-
other
1 945
-
3 369
-
health
3 945
-
7 832
-
unemployment
2 283
-
3 897
-
total
17 604
-
25 288
-
Corporate
47 529
121 500
-
-
income
13 308
34 020
-
-
surtax
-
-
-
-
total
13 308
34 020
-
-
Dividends
34 222
87 480
-
-
withholding
4 381
11 197
-
-
social contributions
5 887
15 046
-
-
surtax
-
-
-
-
total
10 268
26 243
-
-
Income
121 500
121 500
121 500
121 500
Total tax
54 078
60 263
50 582
52 433
After tax
67 422
61 237
70 918
69 067
Living cost
43 467
43 467
43 467
43 467
Free-cash
23 955
17 770
27 451
25 600

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽114462
₽108511
₽91377
₽109602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
121 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 215
total
-
-
-
1 215
Employee
7 278
-
121 500
-
income
1 455
-
24 300
-
total
1 455
-
24 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

114 222
121 500
-
-
total
-
-
-
-
Dividends
114 222
121 500
-
-
withholding
5 711
6 075
-
-
total
5 711
6 075
-
-
Income
121 500
121 500
121 500
121 500
Total tax
7 166
6 075
24 300
1 215
After tax
114 334
115 425
97 200
120 285
Living cost
5 823
5 823
5 823
5 823
Free-cash
108 511
109 602
91 377
114 462

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽111212
₽104651
₽88127
₽106352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
121 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 215
total
-
-
-
1 215
Employee
11 342
-
121 500
-
income
2 268
-
24 300
-
total
2 268
-
24 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

110 158
121 500
-
-
total
-
-
-
-
Dividends
110 158
121 500
-
-
withholding
5 508
6 075
-
-
total
5 508
6 075
-
-
Income
121 500
121 500
121 500
121 500
Total tax
7 776
6 075
24 300
1 215
After tax
113 724
115 425
97 200
120 285
Living cost
9 073
9 073
9 073
9 073
Free-cash
104 651
106 352
88 127
111 212

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽33886
₽39621
₽45317
₽27845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 839
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 451
trade
-
-
-
11 431
total
-
-
-
52 869
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
121 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
33 451
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 839
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
41 438
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 721
121 500
-
-
trade
11 009
17 435
-
-
income
11 507
18 224
-
-
chamber of commerce
249
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

634
1 003
-
-
total
23 399
36 976
-
-
Dividends
53 322
84 524
-
-
withholding
12 988
20 790
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

714
1 144
-
-
total
13 702
21 934
-
-
Income
121 500
121 500
121 500
121 500
Total tax
47 134
58 910
41 438
52 869
After tax
74 366
62 590
80 062
68 631
Living cost
34 745
34 745
34 745
34 745
Free-cash
39 621
27 845
45 317
33 886

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽40257
₽44034
₽52803
₽34083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 839
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 451
trade
-
-
-
12 546
total
-
-
-
53 984
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
121 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
33 451
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 839
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
41 438
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 078
121 500
-
-
trade
13 716
19 136
-
-
income
13 062
18 224
-
-
chamber of commerce
261
311
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

719
1 003
-
-
total
27 758
38 674
-
-
Dividends
59 321
82 826
-
-
withholding
14 488
20 364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

798
1 120
-
-
total
15 286
21 484
-
-
Income
121 500
121 500
121 500
121 500
Total tax
50 207
60 158
41 438
53 984
After tax
71 293
61 342
80 062
67 516
Living cost
27 259
27 259
27 259
27 259
Free-cash
44 034
34 083
52 803
40 257

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽31604
₽38008
₽44708
₽25362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 839
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 451
trade
-
-
-
13 104
total
-
-
-
54 542
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
121 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
33 451
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 839
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
41 438
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 861
121 500
-
-
trade
12 479
19 987
-
-
income
11 379
18 224
-
-
chamber of commerce
244
309
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

625
1 003
-
-
total
24 727
39 523
-
-
Dividends
51 133
81 977
-
-
withholding
12 442
20 153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

685
1 108
-
-
total
13 127
21 261
-
-
Income
121 500
121 500
121 500
121 500
Total tax
48 138
60 784
41 438
54 542
After tax
73 362
60 716
80 062
66 958
Living cost
35 354
35 354
35 354
35 354
Free-cash
38 008
25 362
44 708
31 604

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽25173
₽33456
₽38834
₽18864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 839
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 451
trade
-
-
-
13 661
total
-
-
-
55 099
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
121 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
33 451
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 839
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
41 438
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 414
121 500
-
-
trade
11 562
20 837
-
-
income
10 112
18 224
-
-
chamber of commerce
232
307
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

557
1 003
-
-
total
22 463
40 371
-
-
Dividends
44 951
81 128
-
-
withholding
10 896
19 941
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

599
1 096
-
-
total
11 495
21 037
-
-
Income
121 500
121 500
121 500
121 500
Total tax
46 816
61 408
41 438
55 099
After tax
74 684
60 092
80 062
66 401
Living cost
41 228
41 228
41 228
41 228
Free-cash
33 456
18 864
38 834
25 173

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽37437
₽53345
₽35245
₽56209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
surtax
-
-
-
3 797
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
27 298
other
-
-
-
-
total
-
-
-
63 849
Employee
30 307
-
100 372
-
unemployment
2 109
-
6 985
-
other
-
-
-
-
income
5 081
-
25 221
-
surtax
108
-
3 452
-
pensions
2 022
-
6 695
-
health
774
-
2 560
-
total
10 094
-
44 913
-
Employer
30 307
-
100 372
-
pensions
4 041
-
13 379
-
other
-
-
-
-
health
1 378
-
4 567
-
unemployment
962
-
3 182
-
total
6 381
-
21 128
-
Corporate
84 812
121 500
-
-
income
22 052
31 590
-
-
total
22 052
31 590
-
-
Dividends
62 760
89 910
-
-
withholding
9 414
13 487
-
-
total
9 414
13 487
-
-
Income
121 500
121 500
121 500
121 500
Total tax
47 941
45 077
66 041
63 849
After tax
73 559
76 423
55 459
57 651
Living cost
20 214
20 214
20 214
20 214
Free-cash
53 345
56 209
35 245
37 437

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽37792
₽53763
₽35600
₽56564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
surtax
-
-
-
3 797
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
27 298
other
-
-
-
-
total
-
-
-
63 849
Employee
29 761
-
100 372
-
unemployment
2 072
-
6 985
-
other
-
-
-
-
income
4 989
-
25 221
-
surtax
97
-
3 452
-
pensions
1 985
-
6 695
-
health
760
-
2 560
-
total
9 903
-
44 913
-
Employer
29 761
-
100 372
-
pensions
3 967
-
13 379
-
other
-
-
-
-
health
1 354
-
4 567
-
unemployment
943
-
3 182
-
total
6 264
-
21 128
-
Corporate
85 475
121 500
-
-
income
22 224
31 590
-
-
total
22 224
31 590
-
-
Dividends
63 250
89 910
-
-
withholding
9 487
13 487
-
-
total
9 487
13 487
-
-
Income
121 500
121 500
121 500
121 500
Total tax
47 878
45 077
66 041
63 849
After tax
73 622
76 423
55 459
57 651
Living cost
19 859
19 859
19 859
19 859
Free-cash
53 763
56 564
35 600
37 792

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽66303
₽50867
₽52569
₽50496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
unemployment
-
-
-
1 823
health
-
-
-
8 505
pensions
-
-
-
12 150
income
-
-
-
14 853
total
-
-
-
37 331
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
101 674
-
unemployment
387
154
1 525
-
income
3 153
1 255
12 430
-
pensions
2 579
1 026
10 167
-
health
1 805
718
7 117
-
total
7 924
3 153
31 239
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
101 674
-
pensions
5 029
2 001
19 826
-
total
5 029
2 001
19 826
-
Corporate
90 682
109 235
-
-
income
8 161
9 831
-
-
total
8 161
9 831
-
-
Dividends
82 520
99 404
-
-
withholding
15 679
18 887
-
-
social contributions
15 974
19 266
-
-
total
31 653
38 153
-
-
Income
121 500
121 500
121 500
121 500
Total tax
52 767
53 138
51 065
37 331
After tax
68 733
68 362
70 435
84 169
Living cost
17 866
17 866
17 866
17 866
Free-cash
50 867
50 496
52 569
66 303

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽28648
₽31520
₽29601
₽32245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
national
-
-
-
20 297
pensions
-
-
-
14 580
social contributions
-
-
-
1 306
municipal
-
-
-
13 098
total
-
-
-
49 281
Employee
67 543
-
105 036
-
municipal
8 343
-
13 569
-
national
12 928
-
21 026
-
pensions
2 702
-
4 201
-
total
23 973
-
38 796
-
Employer
67 543
-
105 036
-
pensions
5 403
-
8 403
-
social contributions
726
-
1 129
-
total
6 129
-
9 532
-
Corporate
43 369
121 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 674
24 300
-
-
total
8 674
24 300
-
-
Dividends
34 695
97 200
-
-
withholding
7 633
21 384
-
-
total
7 633
21 384
-
-
Income
121 500
121 500
121 500
121 500
Total tax
46 409
45 684
48 328
49 281
After tax
75 091
75 816
73 172
72 219
Living cost
43 571
43 571
43 571
43 571
Free-cash
31 520
32 245
29 601
28 648

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17096
₽35771
₽17096
₽33783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
19 413
income
-
-
-
33 725
total
-
-
-
53 138
Employee
70 397
-
121 500
-
social contributions
5 848
-
19 413
-
income
13 284
-
33 725
-
total
19 132
-
53 138
-
Employer
70 397
-
121 500
-
total
-
-
-
-
Corporate
51 103
121 500
-
-
income
6 387
15 188
-
-
total
6 387
15 188
-
-
Dividends
44 716
106 312
-
-
withholding
8 944
21 263
-
-
total
8 944
21 263
-
-
Income
121 500
121 500
121 500
121 500
Total tax
34 463
36 451
53 138
53 138
After tax
87 037
85 049
68 362
68 362
Living cost
51 266
51 266
51 266
51 266
Free-cash
35 771
33 783
17 096
17 096

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽22148
₽22151
₽16368
₽26850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
national
-
-
-
28 010
regional
-
-
-
1 395
social contributions
-
-
-
31 250
municipal
-
-
-
722
total
-
-
-
61 377
Employee
79 983
-
121 500
-
municipal
424
-
644
-
national
13 859
-
24 316
-
social contributions
26 970
-
40 969
-
regional
755
-
1 228
-
total
42 008
-
67 157
-
Employer
79 983
-
121 500
-
total
-
-
-
-
Corporate
41 517
121 500
-
-
nationa
9 964
29 160
-
-
municipal
1 619
4 739
-
-
total
11 583
33 899
-
-
Dividends
29 935
87 601
-
-
withholding
7 783
22 776
-
-
total
7 783
22 776
-
-
Income
121 500
121 500
121 500
121 500
Total tax
61 374
56 675
67 157
61 377
After tax
60 126
64 825
54 343
60 123
Living cost
37 975
37 975
37 975
37 975
Free-cash
22 151
26 850
16 368
22 148

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽35444
₽37622
₽29693
₽39620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
national
-
-
-
28 010
regional
-
-
-
1 831
social contributions
-
-
-
31 250
municipal
-
-
-
722
total
-
-
-
61 813
Employee
49 922
-
121 500
-
municipal
265
-
644
-
national
7 909
-
24 316
-
social contributions
16 834
-
40 969
-
regional
672
-
1 635
-
total
25 680
-
67 564
-
Employer
49 922
-
121 500
-
total
-
-
-
-
Corporate
71 578
121 500
-
-
nationa