Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 121500
per

Your estimated
City
free-cash

Andorra , Andorra
₽84410
₽68622
₽65392
₽81623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
26 730
income
-
-
-
4 438
total
-
-
-
31 168
Employee
26 673
-
105 195
-
social contributions
1 733
-
6 836
-
income
-
-
4 797
-
total
1 733
-
11 633
-
Employer
26 673
-
105 195
-
social contributions
4 135
-
16 305
-
total
4 135
-
16 305
-
Corporate
90 692
121 500
-
-
income
9 069
12 150
-
-
total
9 069
12 150
-
-
Dividends
81 624
109 350
-
-
total
-
-
-
-
Income
121 500
121 500
121 500
121 500
Total tax
14 937
12 150
27 938
31 168
After tax
106 563
109 350
93 562
90 332
Living cost
24 940
24 940
24 940
24 940
Free-cash
81 623
84 410
68 622
65 392

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽41081
₽5461
₽35781
₽40671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
chamber of commerce
-
-
-
487
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
28 329
surtax
-
-
-
-
total
-
-
-
59 250
Employee
36 267
33 064
94 347
-
health
1 403
1 280
3 651
-
pensions
3 714
3 385
9 661
-
other
362
331
943
-
unemployment
1 088
992
2 831
-
income
3 231
2 439
22 530
-
total
9 798
8 427
39 616
-
Employer
36 267
33 064
94 347
-
pensions
4 552
4 150
11 840
-
accident
471
430
1 227
-
unemployment
1 088
992
2 831
-
surtax
-
-
-
-
payroll
1 088
992
2 831
-
chamber of commerce
145
132
378
-
health
1 371
1 250
3 566
-
other
1 722
1 570
4 481
-
total
10 437
9 516
27 154
-
Corporate
74 796
78 920
91 198
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 698
19 730
22 800
-
total
18 698
19 730
22 800
-
Dividends
56 097
59 191
-
-
withholding
15 427
16 277
-
-
total
15 427
16 277
-
-
Income
121 500
121 500
121 500
121 500
Total tax
54 360
53 950
89 570
59 250
After tax
67 140
67 550
31 930
62 250
Living cost
26 469
26 469
26 469
26 469
Free-cash
40 671
41 081
5 461
35 781

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽38226
₽2670
₽32852
₽36944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
chamber of commerce
-
-
-
487
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
28 329
surtax
-
-
-
164
total
-
-
-
59 414
Employee
41 463
33 064
94 221
-
health
1 604
1 280
3 646
-
pensions
4 246
3 385
9 648
-
other
414
331
942
-
unemployment
1 244
992
2 826
-
income
4 720
2 439
22 488
-
total
12 228
8 427
39 550
-
Employer
41 463
33 064
94 221
-
pensions
5 204
4 150
11 824
-
accident
538
430
1 225
-
unemployment
1 244
992
2 826
-
surtax
164
164
164
-
payroll
1 244
992
2 826
-
chamber of commerce
165
132
376
-
health
1 567
1 250
3 561
-
other
1 970
1 570
4 476
-
total
12 096
9 680
27 278
-
Corporate
67 942
78 757
91 072
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 985
19 689
22 768
-
total
16 985
19 689
22 768
-
Dividends
50 957
59 068
-
-
withholding
14 013
16 244
-
-
total
14 013
16 244
-
-
Income
121 500
121 500
121 500
121 500
Total tax
55 322
54 040
89 596
59 414
After tax
66 178
67 460
31 904
62 086
Living cost
29 234
29 234
29 234
29 234
Free-cash
36 944
38 226
2 670
32 852

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽37750
₽13899
₽22995
₽25308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
19 026
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 148
national
-
-
-
43 080
total
-
-
-
68 254
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
94 104
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 423
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 058
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 908
-
national
18 246
-
32 746
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
819
-
total
29 096
-
49 954
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
94 104
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 223
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 375
-
surtax
6 729
-
10 672
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 788
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
8 338
-
total
17 275
-
27 396
-
Corporate
44 878
121 500
-
-
surtax
179
487
-
-
income
8 976
24 300
-
-
total
9 155
24 787
-
-
Dividends
35 723
96 713
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 415
28 712
-
-
total
10 415
28 712
-
-
Income
121 500
121 500
121 500
121 500
Total tax
65 941
53 499
77 350
68 254
After tax
55 559
68 001
44 150
53 246
Living cost
30 251
30 251
30 251
30 251
Free-cash
25 308
37 750
13 899
22 995

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽89620
₽85778
₽81279
₽84566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
18 225
total
-
-
-
25 958
Employee
18 887
-
115 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
11 582
-
total
4 624
-
15 776
-
Employer
18 887
-
115 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
98 907
121 500
-
-
income
9 891
12 150
-
-
total
9 891
12 150
-
-
Dividends
89 017
109 350
-
-
withholding
4 451
5 467
-
-
total
4 451
5 467
-
-
Income
121 500
121 500
121 500
121 500
Total tax
22 671
17 617
21 459
25 958
After tax
98 829
103 883
100 041
95 542
Living cost
14 263
14 263
14 263
14 263
Free-cash
84 566
89 620
85 778
81 279

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽93012
₽89170
₽84671
₽89160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
18 225
total
-
-
-
25 958
Employee
14 395
-
115 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
11 582
-
total
3 523
-
15 776
-
Employer
14 395
-
115 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
104 280
121 500
-
-
income
10 428
12 150
-
-
total
10 428
12 150
-
-
Dividends
93 852
109 350
-
-
withholding
4 693
5 467
-
-
total
4 693
5 467
-
-
Income
121 500
121 500
121 500
121 500
Total tax
21 469
17 617
21 459
25 958
After tax
100 031
103 883
100 041
95 542
Living cost
10 871
10 871
10 871
10 871
Free-cash
89 160
93 012
89 170
84 671

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽69506
₽63935
₽65070
₽64990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
13 424
health
-
-
-
3 099
income
-
-
-
20 698
total
-
-
-
37 221
Employee
63 798
63 798
112 282
-
health
494
1 085
1 908
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
20 087
-
total
9 853
12 286
29 137
-
Employer
63 798
63 798
112 282
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 077
-
total
2 949
6 476
9 219
-
Corporate
89 489
51 227
-
-
income
11 187
6 403
-
-
total
11 187
6 403
-
-
Dividends
78 302
44 823
-
-
withholding
13 312
7 620
-
-
total
13 312
7 620
-
-
Income
121 500
121 500
121 500
121 500
Total tax
37 301
32 785
38 356
37 221
After tax
84 199
88 715
83 144
84 279
Living cost
19 209
19 209
19 209
19 209
Free-cash
64 990
69 506
63 935
65 070

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽61805
₽56234
₽57369
₽58365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
13 424
health
-
-
-
3 099
income
-
-
-
20 698
total
-
-
-
37 221
Employee
63 798
63 798
112 282
-
health
635
1 085
1 908
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
20 087
-
total
10 434
12 286
29 137
-
Employer
63 798
63 798
112 282
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 077
-
total
3 791
6 476
9 219
-
Corporate
80 364
51 227
-
-
income
10 045
6 403
-
-
total
10 045
6 403
-
-
Dividends
70 319
44 823
-
-
withholding
11 955
7 620
-
-
total
11 955
7 620
-
-
Income
121 500
121 500
121 500
121 500
Total tax
36 225
32 785
38 356
37 221
After tax
85 275
88 715
83 144
84 279
Living cost
26 910
26 910
26 910
26 910
Free-cash
58 365
61 805
56 234
57 369

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽64130
₽42133
₽45930
₽57165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
28 093
health
-
-
-
16 403
solidarity contribution
-
-
-
-
income
-
-
-
11 551
total
-
-
-
56 047
Employee
28 710
-
90 672
-
health
3 876
-
12 241
-
social contributions
1 866
-
5 894
-
solidarity contribution
-
-
-
-
income
3 445
-
10 881
-
total
9 187
-
29 016
-
Employer
28 710
-
90 672
-
social contributions
7 178
-
22 668
-
health
2 584
-
8 160
-
total
9 762
-
30 828
-
Corporate
83 028
121 500
-
-
income
15 775
23 085
-
-
total
15 775
23 085
-
-
Dividends
67 253
98 415
-
-
withholding
10 088
14 762
-
-
total
10 088
14 762
-
-
Income
121 500
121 500
121 500
121 500
Total tax
44 812
37 847
59 844
56 047
After tax
76 688
83 653
61 656
65 453
Living cost
19 523
19 523
19 523
19 523
Free-cash
57 165
64 130
42 133
45 930

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽59596
₽37599
₽41396
₽51013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
28 093
health
-
-
-
16 403
solidarity contribution
-
-
-
-
income
-
-
-
11 551
total
-
-
-
56 047
Employee
35 378
-
90 672
-
health
4 776
-
12 241
-
social contributions
2 300
-
5 894
-
solidarity contribution
-
-
-
-
income
4 245
-
10 881
-
total
11 321
-
29 016
-
Employer
35 378
-
90 672
-
social contributions
8 845
-
22 668
-
health
3 184
-
8 160
-
total
12 029
-
30 828
-
Corporate
74 093
121 500
-
-
income
14 078
23 085
-
-
total
14 078
23 085
-
-
Dividends
60 015
98 415
-
-
withholding
9 002
14 762
-
-
total
9 002
14 762
-
-
Income
121 500
121 500
121 500
121 500
Total tax
46 430
37 847
59 844
56 047
After tax
75 070
83 653
61 656
65 453
Living cost
24 057
24 057
24 057
24 057
Free-cash
51 013
59 596
37 599
41 396

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽59754
-₽59754
₽33040
-₽59754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
labour market
-
-
-
9 662
municipal
-
-
-
24 566
pensions
-
-
-
721
national
-
-
-
13 446
total
-
-
-
48 395
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
121 500
121 500
121 500
121 500
Total tax
141 189
141 189
141 189
48 395
After tax
-19 689
-19 689
-19 689
73 105
Living cost
40 065
40 065
40 065
40 065
Free-cash
-59 754
-59 754
-59 754
33 040

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽77160
₽49990
₽45084
₽72005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
health
-
-
-
15 795
pensions
-
-
-
24 300
income
-
-
-
16 281
total
-
-
-
56 376
Employee
23 536
-
90 808
-
pensions
471
-
1 817
-
unemployment
376
-
1 453
-
income
2 650
-
17 508
-
total
3 497
-
20 778
-
Employer
23 536
-
90 808
-
pensions
4 708
-
18 161
-
unemployment
189
-
726
-
health
3 059
-
11 805
-
total
7 956
-
30 692
-
Corporate
90 008
121 500
-
-
income
18 002
24 300
-
-
total
18 002
24 300
-
-
Dividends
72 005
97 200
-
-
total
-
-
-
-
Income
121 500
121 500
121 500
121 500
Total tax
29 455
24 300
51 470
56 376
After tax
92 045
97 200
70 030
65 124
Living cost
20 040
20 040
20 040
20 040
Free-cash
72 005
77 160
49 990
45 084

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽45813
₽33452
₽50095
₽47307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
121 500
health
-
-
-
1 524
municipal
-
-
-
21 595
national
-
-
-
16 433
total
-
-
-
39 552
Employee
43 651
-
102 211
-
health
326
-
1 228
-
municipal
7 150
-
16 659
-
pensions
2 946
-
6 899
-
national
721
-
10 589
-
unemployment
655
-
1 534
-
total
11 798
-
36 909
-
Employer
43 651
-
102 211
-
accident
44
-
102
-
unemployment
283
-
664
-
health
335
-
787
-
pensions
7 573
-
17 733
-
total
8 235
-
19 286
-
Corporate
69 613
121 500
-
-
income
13 923
24 300
-
-
total
13 923
24 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

41 768
72 900
-
-
municipal
7 518
13 122
-
-
national
866
6 412
-
-
total
8 384
19 534
-
-
Income
121 500
121 500
121 500
121 500
Total tax
42 340
43 834
56 195
39 552
After tax
79 160
77 666
65 305
81 948
Living cost
31 853
31 853
31 853
31 853
Free-cash
47 307
45 813
33 452
50 095

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽35663
₽43955
₽43295
₽40273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
3 462
health
-
-
-
4 369
pensions
-
-
-
24 014
other
-
-
-
3 766
income
-
-
-
17 021
surtax
-
-
-
-
total
-
-
-
52 632
Employee
31 696
-
95 525
-
income
1 634
-
17 249
-
social contributions
904
-
2 722
-
pensions
3 585
-
6 025
-
surtax
-
-
-
-
total
6 123
-
25 996
-
Employer
31 696
-
95 525
-
pensions
5 208
-
10 252
-
social contributions
94
-
287
-
unemployment
1 283
-
3 868
-
health
2 218
-
8 106
-
other
1 094
-
3 463
-
total
9 897
-
25 976
-
Corporate
79 905
121 500
-
-
surtax
-
-
-
-
income
22 373
34 019
-
-
total
22 373
34 019
-
-
Dividends
57 532
87 481
-
-
surtax
-
-
-
-
withholding
7 364
11 198
-
-
social contributions
9 897
15 047
-
-
total
17 261
26 245
-
-
Income
121 500
121 500
121 500
121 500
Total tax
55 654
60 264
51 972
52 632
After tax
65 846
61 236
69 528
68 868
Living cost
25 573
25 573
25 573
25 573
Free-cash
40 273
35 663
43 955
43 295

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽32850
₽41142
₽40482
₽37753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
3 462
health
-
-
-
4 369
pensions
-
-
-
24 014
other
-
-
-
3 766
income
-
-
-
17 021
surtax
-
-
-
-
total
-
-
-
52 632
Employee
35 509
-
95 525
-
income
2 096
-
17 249
-
social contributions
1 012
-
2 722
-
pensions
4 015
-
6 025
-
surtax
-
-
-
-
total
7 123
-
25 996
-
Employer
35 509
-
95 525
-
pensions
5 833
-
10 252
-
social contributions
107
-
287
-
unemployment
1 437
-
3 868
-
health
2 486
-
8 106
-
other
1 225
-
3 463
-
total
11 088
-
25 976
-
Corporate
74 902
121 500
-
-
surtax
-
-
-
-
income
20 973
34 019
-
-
total
20 973
34 019
-
-
Dividends
53 929
87 481
-
-
surtax
-
-
-
-
withholding
6 902
11 198
-
-
social contributions
9 275
15 047
-
-
total
16 177
26 245
-
-
Income
121 500
121 500
121 500
121 500
Total tax
55 361
60 264
51 972
52 632
After tax
66 139
61 236
69 528
68 868
Living cost
28 386
28 386
28 386
28 386
Free-cash
37 753
32 850
41 142
40 482

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽21164
₽29456
₽28796
₽26868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
3 462
health
-
-
-
4 369
pensions
-
-
-
24 014
other
-
-
-
3 766
income
-
-
-
17 021
surtax
-
-
-
-
total
-
-
-
52 632
Employee
51 964
-
95 525
-
income
4 534
-
17 249
-
social contributions
1 480
-
2 722
-
pensions
5 877
-
6 025
-
surtax
-
-
-
-
total
11 891
-
25 996
-
Employer
51 964
-
95 525
-
pensions
8 538
-
10 252
-
social contributions
156
-
287
-
unemployment
2 105
-
3 868
-
health
3 637
-
8 106
-
other
1 793
-
3 463
-
total
16 229
-
25 976
-
Corporate
53 307
121 500
-
-
surtax
-
-
-
-
income
14 926
34 019
-
-
total
14 926
34 019
-
-
Dividends
38 381
87 481
-
-
surtax
-
-
-
-
withholding
4 912
11 198
-
-
social contributions
6 602
15 047
-
-
total
11 514
26 245
-
-
Income
121 500
121 500
121 500
121 500
Total tax
54 560
60 264
51 972
52 632
After tax
66 940
61 236
69 528
68 868
Living cost
40 072
40 072
40 072
40 072
Free-cash
26 868
21 164
29 456
28 796

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽109568
₽91343
₽114428
₽108470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
121 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 215
total
-
-
-
1 215
Employee
7 321
-
121 500
-
income
1 464
-
24 300
-
total
1 464
-
24 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

114 179
121 500
-
-
total
-
-
-
-
Dividends
114 179
121 500
-
-
withholding
5 709
6 075
-
-
total
5 709
6 075
-
-
Income
121 500
121 500
121 500
121 500
Total tax
7 173
6 075
24 300
1 215
After tax
114 327
115 425
97 200
120 285
Living cost
5 857
5 857
5 857
5 857
Free-cash
108 470
109 568
91 343
114 428

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽106298
₽88073
₽111158
₽104587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
121 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 215
total
-
-
-
1 215
Employee
11 409
-
121 500
-
income
2 282
-
24 300
-
total
2 282
-
24 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

110 091
121 500
-
-
total
-
-
-
-
Dividends
110 091
121 500
-
-
withholding
5 504
6 075
-
-
total
5 504
6 075
-
-
Income
121 500
121 500
121 500
121 500
Total tax
7 786
6 075
24 300
1 215
After tax
113 714
115 425
97 200
120 285
Living cost
9 127
9 127
9 127
9 127
Free-cash
104 587
106 298
88 073
111 158

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽30540
₽47062
₽35162
₽41393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 900
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 824
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 915
total
-
-
-
54 307
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
121 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 915
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
34 824
-
total
9 250
-
42 407
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 219
121 500
-
-
trade
11 511
17 436
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

661
1 003
-
-
chamber of commerce
244
304
-
-
income
12 034
18 224
-
-
total
24 450
36 967
-
-
Dividends
55 769
84 533
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

749
1 145
-
-
withholding
13 627
20 817
-
-
total
14 376
21 962
-
-
Income
121 500
121 500
121 500
121 500
Total tax
48 076
58 929
42 407
54 307
After tax
73 424
62 571
79 093
67 193
Living cost
32 031
32 031
32 031
32 031
Free-cash
41 393
30 540
47 062
35 162

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽36191
₽53963
₽40903
₽45369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 060
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 824
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 915
total
-
-
-
55 467
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
121 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 915
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
34 824
-
total
6 603
-
42 407
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
89 767
121 500
-
-
trade
14 139
19 136
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

740
1 003
-
-
chamber of commerce
255
301
-
-
income
13 465
18 224
-
-
total
28 599
38 664
-
-
Dividends
61 168
82 836
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

823
1 121
-
-
withholding
14 976
20 394
-
-
total
15 799
21 515
-
-
Income
121 500
121 500
121 500
121 500
Total tax
51 001
60 179
42 407
55 467
After tax
70 499
61 321
79 093
66 033
Living cost
25 130
25 130
25 130
25 130
Free-cash
45 369
36 191
53 963
40 903

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽28104
₽46500
₽32859
₽39760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 641
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 824
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 915
total
-
-
-
56 048
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
121 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 915
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
34 824
-
total
9 481
-
42 407
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 426
121 500
-
-
trade
13 065
19 986
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

655
1 003
-
-
chamber of commerce
239
299
-
-
income
11 914
18 224
-
-
total
25 873
39 512
-
-
Dividends
53 553
81 987
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

720
1 110
-
-
withholding
13 073
20 181
-
-
total
13 793
21 291
-
-
Income
121 500
121 500
121 500
121 500
Total tax
49 147
60 803
42 407
56 048
After tax
72 353
60 697
79 093
65 452
Living cost
32 593
32 593
32 593
32 593
Free-cash
39 760
28 104
46 500
32 859

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽22061
₽41085
₽26863
₽35519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 222
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 824
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 915
total
-
-
-
56 629
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
121 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 915
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
34 824
-
total
11 854
-
42 407
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 638
121 500
-
-
trade
12 285
20 838
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

590
1 003
-
-
chamber of commerce
227
298
-
-
income
10 746
18 224
-
-
total
23 848
40 363
-
-
Dividends
47 790
81 137
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

639
1 099
-
-
withholding
11 632
19 969
-
-
total
12 271
21 068
-
-
Income
121 500
121 500
121 500
121 500
Total tax
47 973
61 431
42 407
56 629
After tax
73 527
60 069
79 093
64 871
Living cost
38 008
38 008
38 008
38 008
Free-cash
35 519
22 061
41 085
26 863

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽57788
₽35613
₽39021
₽55150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
29 436
surtax
-
-
-
4 212
total
-
-
-
63 844
Employee
27 940
-
100 372
-
health
713
-
2 560
-
pensions
1 864
-
6 695
-
surtax
99
-
3 675
-
other
-
-
-
-
unemployment
1 944
-
6 986
-
income
4 684
-
26 208
-
total
9 304
-
46 124
-
Employer
27 940
-
100 372
-
pensions
3 725
-
13 380
-
unemployment
886
-
3 182
-
health
1 271
-
4 566
-
other
-
-
-
-
total
5 882
-
21 128
-
Corporate
87 677
121 500
-
-
income
22 797
31 590
-
-
total
22 797
31 590
-
-
Dividends
64 881
89 910
-
-
withholding
9 732
13 487
-
-
total
9 732
13 487
-
-
Income
121 500
121 500
121 500
121 500
Total tax
47 715
45 077
67 252
63 844
After tax
73 785
76 423
54 248
57 656
Living cost
18 635
18 635
18 635
18 635
Free-cash
55 150
57 788
35 613
39 021

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽58115
₽35940
₽39348
₽55532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
29 436
surtax
-
-
-
4 212
total
-
-
-
63 844
Employee
27 437
-
100 372
-
health
701
-
2 560
-
pensions
1 830
-
6 695
-
surtax
90
-
3 675
-
other
-
-
-
-
unemployment
1 910
-
6 986
-
income
4 599
-
26 208
-
total
9 130
-
46 124
-
Employer
27 437
-
100 372
-
pensions
3 657
-
13 380
-
unemployment
869
-
3 182
-
health
1 249
-
4 566
-
other
-
-
-
-
total
5 775
-
21 128
-
Corporate
88 288
121 500
-
-
income
22 956
31 590
-
-
total
22 956
31 590
-
-
Dividends
65 333
89 910
-
-
withholding
9 799
13 487
-
-
total
9 799
13 487
-
-
Income
121 500
121 500
121 500
121 500
Total tax
47 660
45 077
67 252
63 844
After tax
73 840
76 423
54 248
57 656
Living cost
18 308
18 308
18 308
18 308
Free-cash
55 532
58 115
35 940
39 348

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽52055
₽54162
₽67896
₽52394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
unemployment
-
-
-
1 823
health
-
-
-
8 505
pensions
-
-
-
12 150
income
-
-
-
14 853
total
-
-
-
37 331
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
101 674
-
health
1 644
654
7 117
-
pensions
2 349
935
10 167
-
unemployment
352
140
1 525
-
income
2 872
1 143
12 430
-
total
7 217
2 872
31 239
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
101 674
-
pensions
4 581
1 823
19 826
-
total
4 581
1 823
19 826
-
Corporate
93 429
110 328
-
-
income
8 409
9 930
-
-
total
8 409
9 930
-
-
Dividends
85 020
100 398
-
-
withholding
16 154
19 076
-
-
social contributions
16 472
19 471
-
-
total
32 626
38 547
-
-
Income
121 500
121 500
121 500
121 500
Total tax
52 833
53 172
51 065
37 331
After tax
68 667
68 328
70 435
84 169
Living cost
16 273
16 273
16 273
16 273
Free-cash
52 394
52 055
54 162
67 896

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽33933
₽31184
₽30229
₽33236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
1 306
municipal
-
-
-
13 140
pensions
-
-
-
14 580
national
-
-
-
20 362
total
-
-
-
49 388
Employee
64 927
-
105 036
-
municipal
8 020
-
13 610
-
pensions
2 597
-
4 201
-
national
12 427
-
21 090
-
total
23 044
-
38 901
-
Employer
64 927
-
105 036
-
social contributions
698
-
1 129
-
pensions
5 194
-
8 403
-
total
5 892
-
9 532
-
Corporate
46 396
121 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 279
24 300
-
-
total
9 279
24 300
-
-
Dividends
37 117
97 200
-
-
withholding
8 166
21 384
-
-
total
8 166
21 384
-
-
Income
121 500
121 500
121 500
121 500
Total tax
46 381
45 684
48 433
49 388
After tax
75 119
75 816
73 067
72 112
Living cost
41 883
41 883
41 883
41 883
Free-cash
33 236
33 933
31 184
30 229

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽37788
₽19650
₽19650
₽39619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
social contributions
-
-
-
19 701
income
-
-
-
34 887
total
-
-
-
54 588
Employee
64 899
-
121 500
-
social contributions
5 392
-
19 701
-
income
12 246
-
34 887
-
total
17 638
-
54 588
-
Employer
64 899
-
121 500
-
total
-
-
-
-
Corporate
56 601
121 500
-
-
income
7 076
15 187
-
-
total
7 076
15 187
-
-
Dividends
49 526
106 313
-
-
withholding
9 905
21 263
-
-
total
9 905
21 263
-
-
Income
121 500
121 500
121 500
121 500
Total tax
34 619
36 450
54 588
54 588
After tax
86 881
85 050
66 912
66 912
Living cost
47 262
47 262
47 262
47 262
Free-cash
39 619
37 788
19 650
19 650

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽29815
₽18828
₽24499
₽25483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
regional
-
-
-
1 408
social contributions
-
-
-
31 250
municipal
-
-
-
723
national
-
-
-
28 611
total
-
-
-
61 992
Employee
73 736
-
121 500
-
regional
696
-
1 241
-
municipal
390
-
644
-
social contributions
24 864
-
40 971
-
national
12 777
-
24 807
-
total
38 727
-
67 663
-
Employer
73 736
-
121 500
-
total
-
-
-
-
Corporate
47 764
121 500
-
-
nationa
11 464
29 161
-
-
municipal
1 863
4 739
-
-
total
13 327
33 900
-
-
Dividends
34 438
87 600
-
-
withholding
8 954
22 776
-
-
total
8 954
22 776
-
-
Income
121 500
121 500
121 500
121 500
Total tax
61 008
56 676
67 663
61 992
After tax
60 492
64 824
53 837
59 508
Living cost
35 009
35 009
35 009
35 009
Free-cash
25 483
29 815
18 828
24 499

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽41512
₽31093
₽36734
₽39671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
regional
-
-
-
1 832
social contributions
-
-
-
31 250
municipal
-
-
-
723
national
-
-
-
28 611
total
-
-
-
62 416
Employee
46 023
-
121 500
-
regional
620
-
1 635
-
municipal
244
-
644
-
social contributions
15 519
-
40 971
-
national
7 291
-
24 807
-
total
23 674
-
68 057
-
Employer
46 023
-
121 500
-
total
-
-
-
-
Corporate
75 477
121 500
-
-
nationa