Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 121000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽78960
₽74912
₽78919
₽85338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
unemployment
-
-
-
147
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 444
income
-
-
-
18 150
health
-
-
-
4 230
total
-
-
-
27 971
Employee
23 989
-
113 783
-
accident

We are using the highest rate at 1.1%.

264
-
405
-
income
2 399
-
11 378
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 106
-
3 230
-
health
1 104
-
1 692
-
total
5 873
-
16 705
-
Employer
23 989
-
113 783
-
accident

We are using the highest rate at 1.1%.

264
-
405
-
health
1 655
-
2 538
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 644
-
4 054
-
unemployment
144
-
221
-
total
4 707
-
7 218
-
Corporate
92 304
121 000
-
-
income
9 230
12 100
-
-
total
9 230
12 100
-
-
Dividends
83 074
108 900
-
-
withholding
4 154
5 445
-
-
total
4 154
5 445
-
-
Income
121 000
121 000
121 000
121 000
Total tax
23 964
17 545
23 923
27 971
After tax
97 036
103 455
97 077
93 029
Living cost
18 117
18 117
18 117
18 117
Free-cash
78 919
85 338
78 960
74 912

Estimated living cost  is ₽18117 per week

₽11982
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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