Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 121000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽81558
₽87285
₽82179
₽77914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
health
-
-
-
3 776
income
-
-
-
18 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 859
unemployment
-
-
-
131
total
-
-
-
26 916
Employee
21 411
-
114 558
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 141
-
11 456
-
health
985
-
1 510
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 241
-
16 210
-
Employer
21 411
-
114 558
-
health
1 477
-
2 265
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 359
-
3 618
-
total
4 200
-
6 441
-
Corporate
95 388
121 000
-
-
income
9 539
12 100
-
-
total
9 539
12 100
-
-
Dividends
85 849
108 900
-
-
withholding
4 292
5 445
-
-
total
4 292
5 445
-
-
Income
121 000
121 000
121 000
121 000
Total tax
23 272
17 545
22 651
26 916
After tax
97 728
103 455
98 349
94 084
Living cost
16 170
16 170
16 170
16 170
Free-cash
81 558
87 285
82 179
77 914

Estimated living cost  is ₽16170 per week

₽10694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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