Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 121000
per

Your estimated
City
free-cash

Andorra , Andorra
₽63228
₽78644
₽66443
₽81686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
social contributions
-
-
-
26 619
income
-
-
-
3 939
total
-
-
-
30 558
Employee
29 106
-
104 763
-
social contributions
1 892
-
6 809
-
income
-
-
4 297
-
total
1 892
-
11 106
-
Employer
29 106
-
104 763
-
social contributions
4 512
-
16 237
-
total
4 512
-
16 237
-
Corporate
87 383
121 000
-
-
income
8 738
12 100
-
-
total
8 738
12 100
-
-
Dividends
78 645
108 900
-
-
total
-
-
-
-
Income
121 000
121 000
121 000
121 000
Total tax
15 142
12 100
27 343
30 558
After tax
105 858
108 900
93 657
90 442
Living cost
27 214
27 214
27 214
27 214
Free-cash
78 644
81 686
66 443
63 228

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽32375
₽38082
₽3937
₽38531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
484
pensions
-
-
-
19 567
income
-
-
-
26 047
total
-
-
-
59 741
Employee
39 575
36 079
93 958
-
unemployment
1 187
1 082
2 819
-
other
395
361
940
-
income
3 525
2 661
21 493
-
pensions
4 053
3 694
9 621
-
health
1 531
1 397
3 635
-
total
10 691
9 195
38 508
-
Employer
39 575
36 079
93 958
-
pensions
4 967
4 529
11 791
-
surtax
-
-
-
-
payroll
1 187
1 082
2 819
-
other
1 880
1 713
4 463
-
health
1 496
1 364
3 551
-
accident
514
469
1 222
-
unemployment
1 187
1 082
2 819
-
chamber of commerce
158
144
376
-
total
11 389
10 383
27 041
-
Corporate
70 036
74 537
90 522
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 509
18 634
22 630
-
total
17 509
18 634
22 630
-
Dividends
52 527
55 903
-
-
withholding
14 445
15 373
-
-
total
14 445
15 373
-
-
Income
121 000
121 000
121 000
121 000
Total tax
54 034
53 585
88 179
59 741
After tax
66 966
67 415
32 821
61 259
Living cost
28 884
28 884
28 884
28 884
Free-cash
38 082
38 531
3 937
32 375

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽29179
₽34015
₽890
₽35416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
484
pensions
-
-
-
19 567
income
-
-
-
26 047
total
-
-
-
59 920
Employee
45 245
36 079
93 820
-
unemployment
1 357
1 082
2 814
-
other
452
361
938
-
income
5 151
2 661
21 445
-
pensions
4 634
3 694
9 607
-
health
1 751
1 397
3 630
-
total
13 345
9 195
38 434
-
Employer
45 245
36 079
93 820
-
pensions
5 678
4 529
11 774
-
surtax
179
179
179
-
payroll
1 357
1 082
2 814
-
other
2 149
1 713
4 457
-
health
1 709
1 364
3 546
-
accident
588
469
1 220
-
unemployment
1 357
1 082
2 814
-
chamber of commerce
180
144
375
-
total
13 197
10 562
27 179
-
Corporate
62 557
74 358
90 386
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 639
18 589
22 596
-
total
15 639
18 589
22 596
-
Dividends
46 918
55 769
-
-
withholding
12 903
15 337
-
-
total
12 903
15 337
-
-
Income
121 000
121 000
121 000
121 000
Total tax
55 084
53 683
88 209
59 920
After tax
65 916
67 317
32 791
61 080
Living cost
31 901
31 901
31 901
31 901
Free-cash
34 015
35 416
890
29 179

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽20717
₽21161
₽11737
₽34742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
national
-
-
-
42 039
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 113
social contributions
-
-
-
19 121
total
-
-
-
67 273
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
93 719
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
816
-
national
19 910
-
31 834
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
4 888
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
7 029
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
4 405
-
total
31 752
-
48 972
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
93 719
-
surtax
7 343
-
10 628
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
8 303
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
5 764
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
1 218
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
1 368
-
total
18 850
-
27 281
-
Corporate
37 390
121 000
-
-
income
7 479
24 200
-
-
surtax
149
484
-
-
total
7 628
24 684
-
-
Dividends
29 762
96 315
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 599
28 564
-
-
total
8 599
28 564
-
-
Income
121 000
121 000
121 000
121 000
Total tax
66 829
53 248
76 253
67 273
After tax
54 171
67 752
44 747
53 727
Living cost
33 010
33 010
33 010
33 010
Free-cash
21 161
34 742
11 737
20 717

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽78812
₽82346
₽83141
₽87868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
18 150
total
-
-
-
26 601
Employee
20 640
-
114 790
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
11 479
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
health
950
-
1 456
-
total
5 053
-
16 062
-
Employer
20 640
-
114 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
health
1 424
-
2 184
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 210
-
Corporate
96 311
121 000
-
-
income
9 631
12 100
-
-
total
9 631
12 100
-
-
Dividends
86 679
108 900
-
-
withholding
4 334
5 445
-
-
total
4 334
5 445
-
-
Income
121 000
121 000
121 000
121 000
Total tax
23 067
17 545
22 272
26 601
After tax
97 933
103 455
98 728
94 399
Living cost
15 587
15 587
15 587
15 587
Free-cash
82 346
87 868
83 141
78 812

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽82519
₽87366
₽86848
₽91575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
18 150
total
-
-
-
26 601
Employee
15 731
-
114 790
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
11 479
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
health
724
-
1 456
-
total
3 851
-
16 062
-
Employer
15 731
-
114 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
health
1 086
-
2 184
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 210
-
Corporate
102 182
121 000
-
-
income
10 218
12 100
-
-
total
10 218
12 100
-
-
Dividends
91 964
108 900
-
-
withholding
4 598
5 445
-
-
total
4 598
5 445
-
-
Income
121 000
121 000
121 000
121 000
Total tax
21 754
17 545
22 272
26 601
After tax
99 246
103 455
98 728
94 399
Living cost
11 880
11 880
11 880
11 880
Free-cash
87 366
91 575
86 848
82 519

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽63669
₽62509
₽62418
₽67435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
health
-
-
-
3 086
social contributions
-
-
-
14 648
income
-
-
-
18 636
total
-
-
-
36 370
Employee
69 616
69 616
111 150
-
income
7 580
6 444
18 088
-
social contributions
2 632
5 778
7 793
-
health
539
1 184
1 890
-
total
10 751
13 406
27 771
-
Employer
69 616
69 616
111 150
-
social contributions
2 632
5 778
7 793
-
health
586
1 289
2 057
-
total
3 218
7 067
9 850
-
Corporate
86 069
44 317
-
-
income
10 758
5 539
-
-
total
10 758
5 539
-
-
Dividends
75 311
38 778
-
-
withholding
12 803
6 592
-
-
total
12 803
6 592
-
-
Income
121 000
121 000
121 000
121 000
Total tax
37 530
32 604
37 621
36 370
After tax
83 470
88 396
83 379
84 630
Living cost
20 961
20 961
20 961
20 961
Free-cash
62 509
67 435
62 418
63 669

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽55265
₽55276
₽54014
₽59031
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
health
-
-
-
3 086
social contributions
-
-
-
14 648
income
-
-
-
18 636
total
-
-
-
36 370
Employee
69 616
69 616
111 150
-
income
7 310
6 444
18 088
-
social contributions
3 383
5 778
7 793
-
health
692
1 184
1 890
-
total
11 385
13 406
27 771
-
Employer
69 616
69 616
111 150
-
social contributions
3 383
5 778
7 793
-
health
754
1 289
2 057
-
total
4 137
7 067
9 850
-
Corporate
76 113
44 317
-
-
income
9 515
5 539
-
-
total
9 515
5 539
-
-
Dividends
66 598
38 778
-
-
withholding
11 322
6 592
-
-
total
11 322
6 592
-
-
Income
121 000
121 000
121 000
121 000
Total tax
36 359
32 604
37 621
36 370
After tax
84 641
88 396
83 379
84 630
Living cost
29 365
29 365
29 365
29 365
Free-cash
55 276
59 031
54 014
55 265

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽42460
₽54926
₽40484
₽62389
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
health
-
-
-
16 335
social contributions
-
-
-
30 102
income
-
-
-
11 184
solidarity contribution
-
-
-
-
total
-
-
-
57 621
Employee
30 764
-
90 299
-
income
3 692
-
10 836
-
social contributions
2 000
-
5 869
-
health
4 153
-
12 190
-
solidarity contribution
-
-
-
-
total
9 845
-
28 895
-
Employer
30 764
-
90 299
-
social contributions
7 691
-
22 575
-
health
2 769
-
8 127
-
total
10 460
-
30 702
-
Corporate
79 776
121 000
-
-
income
15 157
22 990
-
-
total
15 157
22 990
-
-
Dividends
64 619
98 010
-
-
withholding
9 693
14 702
-
-
total
9 693
14 702
-
-
Income
121 000
121 000
121 000
121 000
Total tax
45 155
37 692
59 597
57 621
After tax
75 845
83 308
61 403
63 379
Living cost
20 919
20 919
20 919
20 919
Free-cash
54 926
62 389
40 484
42 460

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽37601
₽48334
₽35625
₽57530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
health
-
-
-
16 335
social contributions
-
-
-
30 102
income
-
-
-
11 184
solidarity contribution
-
-
-
-
total
-
-
-
57 621
Employee
37 909
-
90 299
-
income
4 549
-
10 836
-
social contributions
2 464
-
5 869
-
health
5 118
-
12 190
-
solidarity contribution
-
-
-
-
total
12 131
-
28 895
-
Employer
37 909
-
90 299
-
social contributions
9 477
-
22 575
-
health
3 412
-
8 127
-
total
12 889
-
30 702
-
Corporate
70 202
121 000
-
-
income
13 338
22 990
-
-
total
13 338
22 990
-
-
Dividends
56 863
98 010
-
-
withholding
8 530
14 702
-
-
total
8 530
14 702
-
-
Income
121 000
121 000
121 000
121 000
Total tax
46 888
37 692
59 597
57 621
After tax
74 112
83 308
61 403
63 379
Living cost
25 778
25 778
25 778
25 778
Free-cash
48 334
57 530
35 625
37 601

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽29886
-₽76818
-₽76818
-₽76818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
national
-
-
-
12 935
pensions
-
-
-
787
municipal
-
-
-
24 049
labour market
-
-
-
9 617
total
-
-
-
47 388
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
121 000
121 000
121 000
121 000
Total tax
154 092
154 092
154 092
47 388
After tax
-33 092
-33 092
-33 092
73 612
Living cost
43 726
43 726
43 726
43 726
Free-cash
-76 818
-76 818
-76 818
29 886

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽42990
₽69309
₽47876
₽74933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
health
-
-
-
15 730
pensions
-
-
-
24 200
income
-
-
-
16 213
total
-
-
-
56 143
Employee
25 683
-
90 432
-
unemployment
411
-
1 447
-
income
2 891
-
17 435
-
pensions
514
-
1 809
-
total
3 816
-
20 691
-
Employer
25 683
-
90 432
-
pensions
5 137
-
18 086
-
health
3 338
-
11 757
-
unemployment
206
-
723
-
total
8 681
-
30 566
-
Corporate
86 636
121 000
-
-
income
17 327
24 200
-
-
total
17 327
24 200
-
-
Dividends
69 309
96 800
-
-
total
-
-
-
-
Income
121 000
121 000
121 000
121 000
Total tax
29 824
24 200
51 257
56 143
After tax
91 176
96 800
69 743
64 857
Living cost
21 867
21 867
21 867
21 867
Free-cash
69 309
74 933
47 876
42 990

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽47753
₽44048
₽31165
₽43369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
121 000
national
-
-
-
15 491
health
-
-
-
1 486
municipal
-
-
-
21 512
total
-
-
-
38 489
Employee
47 632
-
101 792
-
unemployment
715
-
1 527
-
municipal
7 802
-
16 596
-
national
787
-
9 688
-
pensions
3 214
-
6 870
-
health
356
-
1 189
-
total
12 874
-
35 870
-
Employer
47 632
-
101 792
-
pensions
8 264
-
17 662
-
health
366
-
783
-
accident
48
-
101
-
unemployment
309
-
661
-
total
8 987
-
19 207
-
Corporate
64 381
121 000
-
-
income
12 877
24 200
-
-
total
12 877
24 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

38 628
72 600
-
-
municipal
6 953
13 067
-
-
national
503
5 606
-
-
total
7 456
18 673
-
-
Income
121 000
121 000
121 000
121 000
Total tax
42 194
42 873
55 077
38 489
After tax
78 806
78 127
65 923
82 511
Living cost
34 758
34 758
34 758
34 758
Free-cash
44 048
43 369
31 165
47 753

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽40903
₽38109
₽42902
₽33077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
surtax
-
-
-
-
health
-
-
-
3 915
pensions
-
-
-
25 244
social contributions
-
-
-
3 448
income
-
-
-
15 833
other
-
-
-
3 751
total
-
-
-
52 191
Employee
34 587
-
95 908
-
income
1 783
-
16 637
-
surtax
-
-
-
-
social contributions
986
-
2 732
-
pensions
3 912
-
5 730
-
total
6 681
-
25 099
-
Employer
34 587
-
95 908
-
pensions
5 683
-
9 816
-
social contributions
103
-
287
-
other
1 194
-
3 342
-
health
2 421
-
7 763
-
unemployment
1 400
-
3 885
-
total
10 801
-
25 093
-
Corporate
75 611
121 000
-
-
income
21 172
33 880
-
-
surtax
-
-
-
-
total
21 172
33 880
-
-
Dividends
54 440
87 120
-
-
withholding
6 968
11 152
-
-
social contributions
9 363
14 985
-
-
surtax
-
-
-
-
total
16 331
26 137
-
-
Income
121 000
121 000
121 000
121 000
Total tax
54 985
60 017
50 192
52 191
After tax
66 015
60 983
70 808
68 809
Living cost
27 906
27 906
27 906
27 906
Free-cash
38 109
33 077
42 902
40 903

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽37834
₽35356
₽39833
₽30008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
surtax
-
-
-
-
health
-
-
-
3 915
pensions
-
-
-
25 244
social contributions
-
-
-
3 448
income
-
-
-
15 833
other
-
-
-
3 751
total
-
-
-
52 191
Employee
38 747
-
95 908
-
income
2 287
-
16 637
-
surtax
-
-
-
-
social contributions
1 105
-
2 732
-
pensions
4 381
-
5 730
-
total
7 773
-
25 099
-
Employer
38 747
-
95 908
-
pensions
6 365
-
9 816
-
social contributions
117
-
287
-
other
1 337
-
3 342
-
health
2 713
-
7 763
-
unemployment
1 569
-
3 885
-
total
12 101
-
25 093
-
Corporate
70 153
121 000
-
-
income
19 642
33 880
-
-
surtax
-
-
-
-
total
19 642
33 880
-
-
Dividends
50 510
87 120
-
-
withholding
6 465
11 152
-
-
social contributions
8 688
14 985
-
-
surtax
-
-
-
-
total
15 153
26 137
-
-
Income
121 000
121 000
121 000
121 000
Total tax
54 669
60 017
50 192
52 191
After tax
66 331
60 983
70 808
68 809
Living cost
30 975
30 975
30 975
30 975
Free-cash
35 356
30 008
39 833
37 834

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽25082
₽23481
₽27081
₽17256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
surtax
-
-
-
-
health
-
-
-
3 915
pensions
-
-
-
25 244
social contributions
-
-
-
3 448
income
-
-
-
15 833
other
-
-
-
3 751
total
-
-
-
52 191
Employee
56 703
-
95 908
-
income
4 947
-
16 637
-
surtax
-
-
-
-
social contributions
1 615
-
2 732
-
pensions
6 413
-
5 730
-
total
12 975
-
25 099
-
Employer
56 703
-
95 908
-
pensions
9 317
-
9 816
-
social contributions
170
-
287
-
other
1 957
-
3 342
-
health
3 969
-
7 763
-
unemployment
2 297
-
3 885
-
total
17 710
-
25 093
-
Corporate
46 587
121 000
-
-
income
13 045
33 880
-
-
surtax
-
-
-
-
total
13 045
33 880
-
-
Dividends
33 542
87 120
-
-
withholding
4 293
11 152
-
-
social contributions
5 769
14 985
-
-
surtax
-
-
-
-
total
10 062
26 137
-
-
Income
121 000
121 000
121 000
121 000
Total tax
53 792
60 017
50 192
52 191
After tax
67 208
60 983
70 808
68 809
Living cost
43 727
43 727
43 727
43 727
Free-cash
23 481
17 256
27 081
25 082

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽113938
₽108001
₽90948
₽109098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
121 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 210
total
-
-
-
1 210
Employee
7 314
-
121 000
-
income
1 463
-
24 200
-
total
1 463
-
24 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

113 686
121 000
-
-
total
-
-
-
-
Dividends
113 686
121 000
-
-
withholding
5 684
6 050
-
-
total
5 684
6 050
-
-
Income
121 000
121 000
121 000
121 000
Total tax
7 147
6 050
24 200
1 210
After tax
113 853
114 950
96 800
119 790
Living cost
5 852
5 852
5 852
5 852
Free-cash
108 001
109 098
90 948
113 938

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽110671
₽104121
₽87681
₽105831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
121 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 210
total
-
-
-
1 210
Employee
11 399
-
121 000
-
income
2 280
-
24 200
-
total
2 280
-
24 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

109 601
121 000
-
-
total
-
-
-
-
Dividends
109 601
121 000
-
-
withholding
5 480
6 050
-
-
total
5 480
6 050
-
-
Income
121 000
121 000
121 000
121 000
Total tax
7 760
6 050
24 200
1 210
After tax
113 240
114 950
96 800
119 790
Living cost
9 119
9 119
9 119
9 119
Free-cash
104 121
105 831
87 681
110 671

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽33579
₽39228
₽44903
₽27384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 823
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 136
trade
-
-
-
11 324
total
-
-
-
52 468
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
121 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
33 136
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 823
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
41 144
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 954
121 000
-
-
trade
10 899
17 364
-
-
income
11 392
18 149
-
-
chamber of commerce
249
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

627
998
-
-
total
23 167
36 825
-
-
Dividends
52 786
84 174
-
-
withholding
12 853
20 699
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

706
1 139
-
-
total
13 559
21 838
-
-
Income
121 000
121 000
121 000
121 000
Total tax
46 819
58 663
41 144
52 468
After tax
74 181
62 337
79 856
68 532
Living cost
34 953
34 953
34 953
34 953
Free-cash
39 228
27 384
44 903
33 579

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽40006
₽43683
₽52434
₽33671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 823
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 136
trade
-
-
-
12 428
total
-
-
-
53 572
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
121 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
33 136
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 823
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
41 144
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
86 373
121 000
-
-
trade
13 604
19 058
-
-
income
12 956
18 149
-
-
chamber of commerce
261
311
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

713
998
-
-
total
27 534
38 516
-
-
Dividends
58 839
82 483
-
-
withholding
14 366
20 276
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

790
1 115
-
-
total
15 156
21 391
-
-
Income
121 000
121 000
121 000
121 000
Total tax
49 895
59 907
41 144
53 572
After tax
71 105
61 093
79 856
67 428
Living cost
27 422
27 422
27 422
27 422
Free-cash
43 683
33 671
52 434
40 006

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽31311
₽37623
₽44291
₽24906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 823
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 136
trade
-
-
-
12 980
total
-
-
-
54 124
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
121 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
33 136
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 823
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
41 144
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 088
121 000
-
-
trade
12 353
19 905
-
-
income
11 264
18 149
-
-
chamber of commerce
244
309
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

620
998
-
-
total
24 481
39 361
-
-
Dividends
50 608
81 638
-
-
withholding
12 308
20 065
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

677
1 103
-
-
total
12 985
21 168
-
-
Income
121 000
121 000
121 000
121 000
Total tax
47 812
60 529
41 144
54 124
After tax
73 188
60 471
79 856
66 876
Living cost
35 565
35 565
35 565
35 565
Free-cash
37 623
24 906
44 291
31 311

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽24849
₽33052
₽38382
₽18372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
121 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 823
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 136
trade
-
-
-
13 533
total
-
-
-
54 677
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
121 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
33 136
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 823
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
41 144
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 591
121 000
-
-
trade
11 420
20 752
-
-
income
9 989
18 149
-
-
chamber of commerce
232
308
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

550
998
-
-
total
22 191
40 207
-
-
Dividends
44 400
80 792
-
-
withholding
10 757
19 854
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

591
1 093
-
-
total
11 348
20 947
-
-
Income
121 000
121 000
121 000
121 000
Total tax
46 474
61 154
41 144
54 677
After tax
74 526
59 846
79 856
66 323
Living cost
41 474
41 474
41 474
41 474
Free-cash
33 052
18 372
38 382
24 849

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽37079
₽52896
₽35052
₽55774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
surtax
-
-
-
3 728
unemployment
-
-
-
206
health
-
-
-
8 578
pensions
-
-
-
24 166
income
-
-
-
26 908
other
-
-
-
-
total
-
-
-
63 586
Employee
30 489
-
99 959
-
unemployment
2 122
-
6 956
-
other
-
-
-
-
income
5 111
-
24 989
-
surtax
108
-
3 409
-
pensions
2 034
-
6 668
-
health
778
-
2 550
-
total
10 153
-
44 572
-
Employer
30 489
-
99 959
-
pensions
4 065
-
13 325
-
other
-
-
-
-
health
1 386
-
4 548
-
unemployment
967
-
3 168
-
total
6 418
-
21 041
-
Corporate
84 093
121 000
-
-
income
21 864
31 459
-
-
total
21 864
31 459
-
-
Dividends
62 229
89 541
-
-
withholding
9 334
13 432
-
-
total
9 334
13 432
-
-
Income
121 000
121 000
121 000
121 000
Total tax
47 769
44 891
65 613
63 586
After tax
73 231
76 109
55 387
57 414
Living cost
20 335
20 335
20 335
20 335
Free-cash
52 896
55 774
35 052
37 079

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽37436
₽53315
₽35409
₽56131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
surtax
-
-
-
3 728
unemployment
-
-
-
206
health
-
-
-
8 578
pensions
-
-
-
24 166
income
-
-
-
26 908
other
-
-
-
-
total
-
-
-
63 586
Employee
29 939
-
99 959
-
unemployment
2 084
-
6 956
-
other
-
-
-
-
income
5 018
-
24 989
-
surtax
98
-
3 409
-
pensions
1 996
-
6 668
-
health
765
-
2 550
-
total
9 961
-
44 572
-
Employer
29 939
-
99 959
-
pensions
3 991
-
13 325
-
other
-
-
-
-
health
1 362
-
4 548
-
unemployment
948
-
3 168
-
total
6 301
-
21 041
-
Corporate
84 759
121 000
-
-
income
22 037
31 459
-
-
total
22 037
31 459
-
-
Dividends
62 722
89 541
-
-
withholding
9 408
13 432
-
-
total
9 408
13 432
-
-
Income
121 000
121 000
121 000
121 000
Total tax
47 707
44 891
65 613
63 586
After tax
73 293
76 109
55 387
57 414
Living cost
19 978
19 978
19 978
19 978
Free-cash
53 315
56 131
35 409
37 436

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽65788
₽50425
₽52109
₽50050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
unemployment
-
-
-
1 815
health
-
-
-
8 470
pensions
-
-
-
12 100
income
-
-
-
14 792
total
-
-
-
37 177
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
101 255
-
unemployment
391
155
1 519
-
income
3 183
1 267
12 378
-
pensions
2 603
1 036
10 126
-
health
1 822
725
7 088
-
total
7 999
3 183
31 111
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
101 255
-
pensions
5 077
2 020
19 745
-
total
5 077
2 020
19 745
-
Corporate
89 889
108 618
-
-
income
8 090
9 776
-
-
total
8 090
9 776
-
-
Dividends
81 799
98 843
-
-
withholding
15 542
18 780
-
-
social contributions
15 832
19 156
-
-
total
31 374
37 936
-
-
Income
121 000
121 000
121 000
121 000
Total tax
52 540
52 915
50 856
37 177
After tax
68 460
68 085
70 144
83 823
Living cost
18 035
18 035
18 035
18 035
Free-cash
50 425
50 050
52 109
65 788

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽28107
₽30932
₽29057
₽31661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
national
-
-
-
20 196
pensions
-
-
-
14 520
social contributions
-
-
-
1 301
municipal
-
-
-
13 033
total
-
-
-
49 050
Employee
67 965
-
104 603
-
municipal
8 395
-
13 502
-
national
13 008
-
20 922
-
pensions
2 719
-
4 184
-
total
24 122
-
38 608
-
Employer
67 965
-
104 603
-
pensions
5 437
-
8 368
-
social contributions
731
-
1 124
-
total
6 168
-
9 492
-
Corporate
42 381
121 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 476
24 200
-
-
total
8 476
24 200
-
-
Dividends
33 905
96 800
-
-
withholding
7 459
21 296
-
-
total
7 459
21 296
-
-
Income
121 000
121 000
121 000
121 000
Total tax
46 225
45 496
48 100
49 050
After tax
74 775
75 504
72 900
71 950
Living cost
43 843
43 843
43 843
43 843
Free-cash
30 932
31 661
29 057
28 107

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽16698
₽35126
₽16698
₽33127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
social contributions
-
-
-
19 295
income
-
-
-
33 435
total
-
-
-
52 730
Employee
70 818
-
121 000
-
social contributions
5 883
-
19 295
-
income
13 363
-
33 435
-
total
19 246
-
52 730
-
Employer
70 818
-
121 000
-
total
-
-
-
-
Corporate
50 182
121 000
-
-
income
6 273
15 126
-
-
total
6 273
15 126
-
-
Dividends
43 910
105 874
-
-
withholding
8 783
21 175
-
-
total
8 783
21 175
-
-
Income
121 000
121 000
121 000
121 000
Total tax
34 302
36 301
52 730
52 730
After tax
86 698
84 699
68 270
68 270
Living cost
51 572
51 572
51 572
51 572
Free-cash
35 126
33 127
16 698
16 698

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽21737
₽21631
₽15982
₽26357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
national
-
-
-
27 832
regional
-
-
-
1 388
social contributions
-
-
-
31 121
municipal
-
-
-
720
total
-
-
-
61 061
Employee
80 461
-
121 000
-
municipal
426
-
641
-
national
13 942
-
24 152
-
social contributions
27 131
-
40 802
-
regional
759
-
1 221
-
total
42 258
-
66 816
-
Employer
80 461
-
121 000
-
total
-
-
-
-
Corporate
40 539
121 000
-
-
nationa
9 729
29 040
-
-
municipal
1 581
4 719
-
-
total
11 310
33 759
-
-
Dividends
29 229
87 240
-
-
withholding
7 599
22 682
-
-
total
7 599
22 682
-
-
Income
121 000
121 000
121 000
121 000
Total tax
61 167
56 441
66 816
61 061
After tax
59 833
64 559
54 184
59 939
Living cost
38 202
38 202
38 202
38 202
Free-cash
21 631
26 357
15 982
21 737

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽35114
₽37203
₽29389
₽39212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 000
national
-
-
-
27 832
regional
-
-
-
1 825
social contributions
-
-
-
31 121
municipal
-
-
-
720
total
-
-
-
61 498
Employee
50 220
-
121 000
-
municipal
266
-
641
-
national
7 956
-
24 152
-
social contributions
16 935
-
40 802
-
regional
676
-
1 628
-
total
25 833
-
67 223
-
Employer
50 220
-
121 000
-
total
-
-
-
-
Corporate
70 780
121 000
-
-
nationa