Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 120500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽81739
₽87308
₽82473
₽78183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
120 500
unemployment
-
-
-
128
income
-
-
-
18 075
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 724
health
-
-
-
3 671
total
-
-
-
26 598
Employee
20 814
-
114 238
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
health
958
-
1 468
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 827
-
2 803
-
income
2 082
-
11 424
-
total
5 096
-
16 046
-
Employer
20 814
-
114 238
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 294
-
3 517
-
unemployment
125
-
192
-
health
1 436
-
2 202
-
total
4 084
-
6 262
-
Corporate
95 602
120 500
-
-
income
9 560
12 050
-
-
total
9 560
12 050
-
-
Dividends
86 041
108 450
-
-
withholding
4 302
5 423
-
-
total
4 302
5 423
-
-
Income
120 500
120 500
120 500
120 500
Total tax
23 042
17 473
22 308
26 598
After tax
97 458
103 027
98 192
93 902
Living cost
15 719
15 719
15 719
15 719
Free-cash
81 739
87 308
82 473
78 183

Estimated living cost  is ₽15719 per week

₽10396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4048
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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