Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 120500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽81544
₽82234
₽87164
₽77961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
120 500
health
-
-
-
3 704
income
-
-
-
18 075
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 767
unemployment
-
-
-
129
total
-
-
-
26 675
Employee
21 006
-
114 180
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 844
-
2 828
-
health
966
-
1 482
-
income
2 101
-
11 418
-
total
5 142
-
16 082
-
Employer
21 006
-
114 180
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 315
-
3 550
-
health
1 450
-
2 223
-
unemployment
126
-
193
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
total
4 122
-
6 320
-
Corporate
95 372
120 500
-
-
income
9 537
12 050
-
-
total
9 537
12 050
-
-
Dividends
85 835
108 450
-
-
withholding
4 291
5 422
-
-
total
4 291
5 422
-
-
Income
120 500
120 500
120 500
120 500
Total tax
23 092
17 472
22 402
26 675
After tax
97 408
103 028
98 098
93 825
Living cost
15 864
15 864
15 864
15 864
Free-cash
81 544
87 164
82 234
77 961

Estimated living cost  is ₽15864 per week

₽10492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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