Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 120000
per

Your estimated
City
free-cash

Andorra , Andorra
₽77365
₽62981
₽59793
₽73940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
120 000
social contributions
-
-
-
26 399
income
-
-
-
3 172
total
-
-
-
29 571
Employee
32 766
-
103 897
-
social contributions
2 129
-
6 754
-
income
-
-
3 526
-
total
2 129
-
10 280
-
Employer
32 766
-
103 897
-
social contributions
5 079
-
16 103
-
total
5 079
-
16 103
-
Corporate
82 155
120 000
-
-
income
8 216
11 999
-
-
total
8 216
11 999
-
-
Dividends
73 939
108 001
-
-
total
-
-
-
-
Income
120 000
120 000
120 000
120 000
Total tax
15 424
11 999
26 383
29 571
After tax
104 576
108 001
93 617
90 429
Living cost
30 636
30 636
30 636
30 636
Free-cash
73 940
77 365
62 981
59 793

Estimated living cost  is ₽30636 per week

₽19809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2309
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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