Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 120000
per

Your estimated
City
free-cash

Andorra , Andorra
₽58733
₽61922
₽76035
₽72463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
120 000
social contributions
-
-
-
26 401
income
-
-
-
2 902
total
-
-
-
29 303
Employee
34 186
-
103 897
-
income
-
-
3 257
-
social contributions
2 222
-
6 754
-
total
2 222
-
10 011
-
Employer
34 186
-
103 897
-
social contributions
5 299
-
16 103
-
total
5 299
-
16 103
-
Corporate
80 515
120 000
-
-
income
8 052
12 001
-
-
total
8 052
12 001
-
-
Dividends
72 463
107 999
-
-
total
-
-
-
-
Income
120 000
120 000
120 000
120 000
Total tax
15 573
12 001
26 114
29 303
After tax
104 427
107 999
93 886
90 697
Living cost
31 964
31 964
31 964
31 964
Free-cash
72 463
76 035
61 922
58 733

Estimated living cost  is ₽31964 per week

₽20668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2409
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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