Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 118500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽79416
₽85145
₽79925
₽75786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
health
-
-
-
3 776
income
-
-
-
17 775
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 860
unemployment
-
-
-
131
total
-
-
-
26 542
Employee
21 415
-
112 057
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 142
-
11 205
-
health
985
-
1 511
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 242
-
15 960
-
Employer
21 415
-
112 057
-
health
1 478
-
2 266
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 360
-
3 619
-
total
4 202
-
6 443
-
Corporate
92 884
118 500
-
-
income
9 288
11 850
-
-
total
9 288
11 850
-
-
Dividends
83 596
106 650
-
-
withholding
4 180
5 333
-
-
total
4 180
5 333
-
-
Income
118 500
118 500
118 500
118 500
Total tax
22 912
17 183
22 403
26 542
After tax
95 588
101 317
96 097
91 958
Living cost
16 172
16 172
16 172
16 172
Free-cash
79 416
85 145
79 925
75 786

Estimated living cost  is ₽16172 per week

₽10696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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