Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 118500
per

Your estimated
City
free-cash

Andorra , Andorra
₽61600
₽76575
₽64749
₽79597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
social contributions
-
-
-
26 070
income
-
-
-
3 778
total
-
-
-
29 848
Employee
28 933
-
102 598
-
social contributions
1 880
-
6 669
-
income
-
-
4 128
-
total
1 880
-
10 797
-
Employer
28 933
-
102 598
-
social contributions
4 485
-
15 902
-
total
4 485
-
15 902
-
Corporate
85 082
118 500
-
-
income
8 508
11 851
-
-
total
8 508
11 851
-
-
Dividends
76 574
106 649
-
-
total
-
-
-
-
Income
118 500
118 500
118 500
118 500
Total tax
14 873
11 851
26 699
29 848
After tax
103 627
106 649
91 801
88 652
Living cost
27 052
27 052
27 052
27 052
Free-cash
76 575
79 597
64 749
61 600

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽31155
₽36886
₽3602
₽37333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
475
pensions
-
-
-
19 451
income
-
-
-
25 145
total
-
-
-
58 633
Employee
39 340
35 865
92 018
-
unemployment
1 180
1 076
2 760
-
other
393
359
921
-
income
3 504
2 645
20 890
-
pensions
4 029
3 672
9 422
-
health
1 522
1 388
3 561
-
total
10 628
9 140
37 554
-
Employer
39 340
35 865
92 018
-
pensions
4 937
4 502
11 548
-
surtax
-
-
-
-
payroll
1 180
1 076
2 760
-
other
1 868
1 703
4 370
-
health
1 488
1 356
3 479
-
accident
511
466
1 195
-
unemployment
1 180
1 076
2 760
-
chamber of commerce
157
143
369
-
total
11 321
10 322
26 481
-
Corporate
67 839
72 313
88 603
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 961
18 078
22 151
-
total
16 961
18 078
22 151
-
Dividends
50 878
54 236
-
-
withholding
13 992
14 915
-
-
total
13 992
14 915
-
-
Income
118 500
118 500
118 500
118 500
Total tax
52 902
52 455
86 186
58 633
After tax
65 598
66 045
32 314
59 867
Living cost
28 712
28 712
28 712
28 712
Free-cash
36 886
37 333
3 602
31 155

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽27978
₽32846
₽572
₽34237
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
475
pensions
-
-
-
19 451
income
-
-
-
25 145
total
-
-
-
58 811
Employee
44 976
35 865
91 880
-
unemployment
1 349
1 076
2 756
-
other
449
359
919
-
income
5 120
2 645
20 841
-
pensions
4 606
3 672
9 408
-
health
1 740
1 388
3 556
-
total
13 264
9 140
37 480
-
Employer
44 976
35 865
91 880
-
pensions
5 644
4 502
11 531
-
surtax
178
178
178
-
payroll
1 349
1 076
2 756
-
other
2 137
1 703
4 364
-
health
1 699
1 356
3 474
-
accident
584
466
1 194
-
unemployment
1 349
1 076
2 756
-
chamber of commerce
179
143
367
-
total
13 119
10 500
26 620
-
Corporate
60 404
72 136
88 464
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 101
18 033
22 117
-
total
15 101
18 033
22 117
-
Dividends
45 304
54 102
-
-
withholding
12 459
14 879
-
-
total
12 459
14 879
-
-
Income
118 500
118 500
118 500
118 500
Total tax
53 943
52 552
86 217
58 811
After tax
64 557
65 948
32 283
59 689
Living cost
31 711
31 711
31 711
31 711
Free-cash
32 846
34 237
572
27 978

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽19922
₽20045
₽11141
₽33542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
national
-
-
-
41 024
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 984
social contributions
-
-
-
18 756
total
-
-
-
65 764
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
91 783
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
799
-
national
19 791
-
31 043
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 787
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 884
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 314
-
total
31 562
-
47 827
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
91 783
-
surtax
7 299
-
10 408
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
8 133
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 644
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 192
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 341
-
total
18 738
-
26 718
-
Corporate
35 387
118 500
-
-
income
7 077
23 700
-
-
surtax
142
475
-
-
total
7 219
24 175
-
-
Dividends
28 168
94 326
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 122
27 969
-
-
total
8 122
27 969
-
-
Income
118 500
118 500
118 500
118 500
Total tax
65 641
52 144
74 545
65 764
After tax
52 859
66 356
43 955
52 736
Living cost
32 814
32 814
32 814
32 814
Free-cash
20 045
33 542
11 141
19 922

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽76859
₽80360
₽81076
₽85843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
17 775
total
-
-
-
26 166
Employee
20 491
-
112 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
11 233
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
15 783
-
Employer
20 491
-
112 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
93 989
118 500
-
-
income
9 399
11 850
-
-
total
9 399
11 850
-
-
Dividends
84 590
106 650
-
-
withholding
4 230
5 332
-
-
total
4 230
5 332
-
-
Income
118 500
118 500
118 500
118 500
Total tax
22 665
17 182
21 949
26 166
After tax
95 835
101 318
96 551
92 334
Living cost
15 475
15 475
15 475
15 475
Free-cash
80 360
85 843
81 076
76 859

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽80539
₽85344
₽84756
₽89523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
17 775
total
-
-
-
26 166
Employee
15 618
-
112 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
11 233
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
15 783
-
Employer
15 618
-
112 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
99 818
118 500
-
-
income
9 982
11 850
-
-
total
9 982
11 850
-
-
Dividends
89 836
106 650
-
-
withholding
4 492
5 332
-
-
total
4 492
5 332
-
-
Income
118 500
118 500
118 500
118 500
Total tax
21 361
17 182
21 949
26 166
After tax
97 139
101 318
96 551
92 334
Living cost
11 795
11 795
11 795
11 795
Free-cash
85 344
89 523
84 756
80 539

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽62085
₽60844
₽60845
₽65741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
health
-
-
-
3 021
social contributions
-
-
-
14 561
income
-
-
-
17 996
total
-
-
-
35 578
Employee
69 203
69 203
108 741
-
income
7 535
6 406
17 464
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 848
-
total
10 687
13 326
27 059
-
Employer
69 203
69 203
108 741
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 012
-
total
3 198
7 024
9 759
-
Corporate
83 777
42 273
-
-
income
10 472
5 284
-
-
total
10 472
5 284
-
-
Dividends
73 305
36 989
-
-
withholding
12 462
6 288
-
-
total
12 462
6 288
-
-
Income
118 500
118 500
118 500
118 500
Total tax
36 819
31 922
36 818
35 578
After tax
81 681
86 578
81 682
82 922
Living cost
20 837
20 837
20 837
20 837
Free-cash
60 844
65 741
60 845
62 085

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽53732
₽53655
₽52492
₽57388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
health
-
-
-
3 021
social contributions
-
-
-
14 561
income
-
-
-
17 996
total
-
-
-
35 578
Employee
69 203
69 203
108 741
-
income
7 267
6 406
17 464
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 848
-
total
11 318
13 326
27 059
-
Employer
69 203
69 203
108 741
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 012
-
total
4 113
7 024
9 759
-
Corporate
73 879
42 273
-
-
income
9 234
5 284
-
-
total
9 234
5 284
-
-
Dividends
64 645
36 989
-
-
withholding
10 990
6 288
-
-
total
10 990
6 288
-
-
Income
118 500
118 500
118 500
118 500
Total tax
35 655
31 922
36 818
35 578
After tax
82 845
86 578
81 682
82 922
Living cost
29 190
29 190
29 190
29 190
Free-cash
53 655
57 388
52 492
53 732

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽40948
₽53404
₽39363
₽60815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
health
-
-
-
15 997
social contributions
-
-
-
29 891
income
-
-
-
10 892
solidarity contribution
-
-
-
-
total
-
-
-
56 780
Employee
30 548
-
88 433
-
income
3 666
-
10 612
-
social contributions
1 986
-
5 748
-
health
4 124
-
11 938
-
solidarity contribution
-
-
-
-
total
9 776
-
28 298
-
Employer
30 548
-
88 433
-
social contributions
7 637
-
22 108
-
health
2 749
-
7 959
-
total
10 386
-
30 067
-
Corporate
77 566
118 500
-
-
income
14 738
22 515
-
-
total
14 738
22 515
-
-
Dividends
62 829
95 985
-
-
withholding
9 424
14 398
-
-
total
9 424
14 398
-
-
Income
118 500
118 500
118 500
118 500
Total tax
44 324
36 913
58 365
56 780
After tax
74 176
81 587
60 135
61 720
Living cost
20 772
20 772
20 772
20 772
Free-cash
53 404
60 815
39 363
40 948

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽36123
₽46858
₽34538
₽55990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
health
-
-
-
15 997
social contributions
-
-
-
29 891
income
-
-
-
10 892
solidarity contribution
-
-
-
-
total
-
-
-
56 780
Employee
37 643
-
88 433
-
income
4 517
-
10 612
-
social contributions
2 447
-
5 748
-
health
5 082
-
11 938
-
solidarity contribution
-
-
-
-
total
12 046
-
28 298
-
Employer
37 643
-
88 433
-
social contributions
9 411
-
22 108
-
health
3 388
-
7 959
-
total
12 799
-
30 067
-
Corporate
68 059
118 500
-
-
income
12 931
22 515
-
-
total
12 931
22 515
-
-
Dividends
55 128
95 985
-
-
withholding
8 269
14 398
-
-
total
8 269
14 398
-
-
Income
118 500
118 500
118 500
118 500
Total tax
46 045
36 913
58 365
56 780
After tax
72 455
81 587
60 135
61 720
Living cost
25 597
25 597
25 597
25 597
Free-cash
46 858
55 990
34 538
36 123

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽28734
-₽78172
-₽78172
-₽78172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
national
-
-
-
12 613
pensions
-
-
-
782
municipal
-
-
-
23 481
labour market
-
-
-
9 417
total
-
-
-
46 293
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
118 500
118 500
118 500
118 500
Total tax
153 199
153 199
153 199
46 293
After tax
-34 699
-34 699
-34 699
72 207
Living cost
43 473
43 473
43 473
43 473
Free-cash
-78 172
-78 172
-78 172
28 734

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽41778
₽67473
₽46564
₽73063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
health
-
-
-
15 405
pensions
-
-
-
23 700
income
-
-
-
15 880
total
-
-
-
54 985
Employee
25 530
-
88 565
-
unemployment
408
-
1 418
-
income
2 874
-
17 075
-
pensions
511
-
1 771
-
total
3 793
-
20 264
-
Employer
25 530
-
88 565
-
pensions
5 106
-
17 712
-
health
3 318
-
11 514
-
unemployment
205
-
709
-
total
8 629
-
29 935
-
Corporate
84 340
118 500
-
-
income
16 868
23 700
-
-
total
16 868
23 700
-
-
Dividends
67 471
94 800
-
-
total
-
-
-
-
Income
118 500
118 500
118 500
118 500
Total tax
29 290
23 700
50 199
54 985
After tax
89 210
94 800
68 301
63 515
Living cost
21 737
21 737
21 737
21 737
Free-cash
67 473
73 063
46 564
41 778

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽46403
₽42618
₽30155
₽42061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
118 500
national
-
-
-
15 025
health
-
-
-
1 450
municipal
-
-
-
21 070
total
-
-
-
37 545
Employee
47 349
-
99 690
-
unemployment
710
-
1 496
-
municipal
7 755
-
16 255
-
national
782
-
9 343
-
pensions
3 195
-
6 729
-
health
354
-
1 160
-
total
12 796
-
34 983
-
Employer
47 349
-
99 690
-
pensions
8 215
-
17 297
-
health
364
-
767
-
accident
48
-
99
-
unemployment
307
-
647
-
total
8 934
-
18 810
-
Corporate
62 218
118 500
-
-
income
12 443
23 700
-
-
total
12 443
23 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

37 331
71 100
-
-
municipal
6 720
12 799
-
-
national
437
5 388
-
-
total
7 157
18 187
-
-
Income
118 500
118 500
118 500
118 500
Total tax
41 330
41 887
53 793
37 545
After tax
77 170
76 613
64 707
80 955
Living cost
34 552
34 552
34 552
34 552
Free-cash
42 618
42 061
30 155
46 403

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽39686
₽36984
₽41870
₽31983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
surtax
-
-
-
-
health
-
-
-
3 762
pensions
-
-
-
24 945
social contributions
-
-
-
3 376
income
-
-
-
15 317
other
-
-
-
3 674
total
-
-
-
51 074
Employee
34 382
-
94 057
-
income
1 773
-
16 202
-
surtax
-
-
-
-
social contributions
980
-
2 681
-
pensions
3 889
-
5 566
-
total
6 642
-
24 449
-
Employer
34 382
-
94 057
-
pensions
5 650
-
9 546
-
social contributions
102
-
282
-
other
1 187
-
3 254
-
health
2 406
-
7 551
-
unemployment
1 392
-
3 808
-
total
10 737
-
24 441
-
Corporate
73 381
118 500
-
-
income
20 547
33 180
-
-
surtax
-
-
-
-
total
20 547
33 180
-
-
Dividends
52 834
85 320
-
-
withholding
6 763
10 922
-
-
social contributions
9 087
14 675
-
-
surtax
-
-
-
-
total
15 850
25 597
-
-
Income
118 500
118 500
118 500
118 500
Total tax
53 776
58 777
48 890
51 074
After tax
64 724
59 723
69 610
67 426
Living cost
27 740
27 740
27 740
27 740
Free-cash
36 984
31 983
41 870
39 686

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽36635
₽34248
₽38819
₽28932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
surtax
-
-
-
-
health
-
-
-
3 762
pensions
-
-
-
24 945
social contributions
-
-
-
3 376
income
-
-
-
15 317
other
-
-
-
3 674
total
-
-
-
51 074
Employee
38 517
-
94 057
-
income
2 273
-
16 202
-
surtax
-
-
-
-
social contributions
1 098
-
2 681
-
pensions
4 355
-
5 566
-
total
7 726
-
24 449
-
Employer
38 517
-
94 057
-
pensions
6 328
-
9 546
-
social contributions
116
-
282
-
other
1 329
-
3 254
-
health
2 697
-
7 551
-
unemployment
1 559
-
3 808
-
total
12 029
-
24 441
-
Corporate
67 955
118 500
-
-
income
19 027
33 180
-
-
surtax
-
-
-
-
total
19 027
33 180
-
-
Dividends
48 928
85 320
-
-
withholding
6 263
10 922
-
-
social contributions
8 416
14 675
-
-
surtax
-
-
-
-
total
14 679
25 597
-
-
Income
118 500
118 500
118 500
118 500
Total tax
53 461
58 777
48 890
51 074
After tax
65 039
59 723
69 610
67 426
Living cost
30 791
30 791
30 791
30 791
Free-cash
34 248
28 932
38 819
36 635

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽23959
₽22443
₽26143
₽16256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
surtax
-
-
-
-
health
-
-
-
3 762
pensions
-
-
-
24 945
social contributions
-
-
-
3 376
income
-
-
-
15 317
other
-
-
-
3 674
total
-
-
-
51 074
Employee
56 366
-
94 057
-
income
4 918
-
16 202
-
surtax
-
-
-
-
social contributions
1 605
-
2 681
-
pensions
6 375
-
5 566
-
total
12 898
-
24 449
-
Employer
56 366
-
94 057
-
pensions
9 262
-
9 546
-
social contributions
169
-
282
-
other
1 945
-
3 254
-
health
3 945
-
7 551
-
unemployment
2 283
-
3 808
-
total
17 604
-
24 441
-
Corporate
44 529
118 500
-
-
income
12 469
33 180
-
-
surtax
-
-
-
-
total
12 469
33 180
-
-
Dividends
32 060
85 320
-
-
withholding
4 104
10 922
-
-
social contributions
5 515
14 675
-
-
surtax
-
-
-
-
total
9 619
25 597
-
-
Income
118 500
118 500
118 500
118 500
Total tax
52 590
58 777
48 890
51 074
After tax
65 910
59 723
69 610
67 426
Living cost
43 467
43 467
43 467
43 467
Free-cash
22 443
16 256
26 143
23 959

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽111492
₽105661
₽88977
₽106752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
118 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 185
total
-
-
-
1 185
Employee
7 278
-
118 500
-
income
1 455
-
23 700
-
total
1 455
-
23 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

111 222
118 500
-
-
total
-
-
-
-
Dividends
111 222
118 500
-
-
withholding
5 561
5 925
-
-
total
5 561
5 925
-
-
Income
118 500
118 500
118 500
118 500
Total tax
7 016
5 925
23 700
1 185
After tax
111 484
112 575
94 800
117 315
Living cost
5 823
5 823
5 823
5 823
Free-cash
105 661
106 752
88 977
111 492

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽108242
₽101801
₽85727
₽103502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
118 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 185
total
-
-
-
1 185
Employee
11 342
-
118 500
-
income
2 268
-
23 700
-
total
2 268
-
23 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

107 158
118 500
-
-
total
-
-
-
-
Dividends
107 158
118 500
-
-
withholding
5 358
5 925
-
-
total
5 358
5 925
-
-
Income
118 500
118 500
118 500
118 500
Total tax
7 626
5 925
23 700
1 185
After tax
110 874
112 575
94 800
117 315
Living cost
9 073
9 073
9 073
9 073
Free-cash
101 801
103 502
85 727
108 242

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽32645
₽38083
₽43645
₽26307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
118 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 771
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 191
trade
-
-
-
11 000
total
-
-
-
51 110
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
118 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
32 191
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 771
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
40 110
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 721
118 500
-
-
trade
10 578
17 005
-
-
income
11 058
17 775
-
-
chamber of commerce
244
311
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

608
977
-
-
total
22 488
36 068
-
-
Dividends
51 233
82 432
-
-
withholding
12 466
20 265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

685
1 115
-
-
total
13 151
21 380
-
-
Income
118 500
118 500
118 500
118 500
Total tax
45 672
57 448
40 110
51 110
After tax
72 828
61 052
78 390
67 390
Living cost
34 745
34 745
34 745
34 745
Free-cash
38 083
26 307
43 645
32 645

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽39057
₽42528
₽51131
₽32576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
118 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 771
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 191
trade
-
-
-
12 074
total
-
-
-
52 184
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
118 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
32 191
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 771
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
40 110
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 078
118 500
-
-
trade
13 243
18 663
-
-
income
12 612
17 775
-
-
chamber of commerce
258
307
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

693
977
-
-
total
26 806
37 722
-
-
Dividends
57 272
80 777
-
-
withholding
13 975
19 852
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

769
1 091
-
-
total
14 744
20 943
-
-
Income
118 500
118 500
118 500
118 500
Total tax
48 713
58 665
40 110
52 184
After tax
69 787
59 835
78 390
66 316
Living cost
27 259
27 259
27 259
27 259
Free-cash
42 528
32 576
51 131
39 057

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽30425
₽36516
₽43036
₽23869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
118 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 771
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 191
trade
-
-
-
12 611
total
-
-
-
52 721
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
118 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
32 191
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 771
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
40 110
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 861
118 500
-
-
trade
11 986
19 493
-
-
income
10 928
17 775
-
-
chamber of commerce
241
306
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

601
977
-
-
total
23 756
38 551
-
-
Dividends
49 105
79 949
-
-
withholding
11 934
19 645
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

656
1 081
-
-
total
12 590
20 726
-
-
Income
118 500
118 500
118 500
118 500
Total tax
46 630
59 277
40 110
52 721
After tax
71 870
59 223
78 390
65 779
Living cost
35 354
35 354
35 354
35 354
Free-cash
36 516
23 869
43 036
30 425

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽24015
₽31981
₽37162
₽17385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
118 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 771
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 191
trade
-
-
-
13 147
total
-
-
-
53 257
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
118 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
32 191
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 771
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
40 110
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 414
118 500
-
-
trade
11 046
20 323
-
-
income
9 661
17 775
-
-
chamber of commerce
227
304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

531
977
-
-
total
21 465
39 379
-
-
Dividends
42 948
79 121
-
-
withholding
10 396
19 439
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

572
1 069
-
-
total
10 968
20 508
-
-
Income
118 500
118 500
118 500
118 500
Total tax
45 291
59 887
40 110
53 257
After tax
73 209
58 613
78 390
65 243
Living cost
41 228
41 228
41 228
41 228
Free-cash
31 981
17 385
37 162
24 015

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽36219
₽51459
₽34259
₽54323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
surtax
-
-
-
3 605
unemployment
-
-
-
205
health
-
-
-
8 413
pensions
-
-
-
23 700
income
-
-
-
26 144
other
-
-
-
-
total
-
-
-
62 067
Employee
30 307
-
97 893
-
unemployment
2 109
-
6 813
-
other
-
-
-
-
income
5 081
-
24 287
-
surtax
108
-
3 296
-
pensions
2 022
-
6 529
-
health
774
-
2 495
-
total
10 094
-
43 420
-
Employer
30 307
-
97 893
-
pensions
4 041
-
13 050
-
other
-
-
-
-
health
1 378
-
4 454
-
unemployment
962
-
3 103
-
total
6 381
-
20 607
-
Corporate
81 812
118 500
-
-
income
21 271
30 809
-
-
total
21 271
30 809
-
-
Dividends
60 541
87 691
-
-
withholding
9 081
13 154
-
-
total
9 081
13 154
-
-
Income
118 500
118 500
118 500
118 500
Total tax
46 827
43 963
64 027
62 067
After tax
71 673
74 537
54 473
56 433
Living cost
20 214
20 214
20 214
20 214
Free-cash
51 459
54 323
34 259
36 219

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽36574
₽51876
₽34614
₽54678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
surtax
-
-
-
3 605
unemployment
-
-
-
205
health
-
-
-
8 413
pensions
-
-
-
23 700
income
-
-
-
26 144
other
-
-
-
-
total
-
-
-
62 067
Employee
29 761
-
97 893
-
unemployment
2 072
-
6 813
-
other
-
-
-
-
income
4 989
-
24 287
-
surtax
97
-
3 296
-
pensions
1 985
-
6 529
-
health
760
-
2 495
-
total
9 903
-
43 420
-
Employer
29 761
-
97 893
-
pensions
3 967
-
13 050
-
other
-
-
-
-
health
1 354
-
4 454
-
unemployment
943
-
3 103
-
total
6 264
-
20 607
-
Corporate
82 475
118 500
-
-
income
21 444
30 809
-
-
total
21 444
30 809
-
-
Dividends
61 031
87 691
-
-
withholding
9 154
13 154
-
-
total
9 154
13 154
-
-
Income
118 500
118 500
118 500
118 500
Total tax
46 765
43 963
64 027
62 067
After tax
71 735
74 537
54 473
56 433
Living cost
19 859
19 859
19 859
19 859
Free-cash
51 876
54 678
34 614
36 574

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽64225
₽49188
₽50830
₽48817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
unemployment
-
-
-
1 777
health
-
-
-
8 295
pensions
-
-
-
11 850
income
-
-
-
14 487
total
-
-
-
36 409
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
99 163
-
unemployment
387
154
1 487
-
income
3 153
1 255
12 123
-
pensions
2 579
1 026
9 916
-
health
1 805
718
6 941
-
total
7 924
3 153
30 467
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
99 163
-
pensions
5 029
2 001
19 337
-
total
5 029
2 001
19 337
-
Corporate
87 682
106 235
-
-
income
7 891
9 561
-
-
total
7 891
9 561
-
-
Dividends
79 790
96 674
-
-
withholding
15 160
18 368
-
-
social contributions
15 442
18 734
-
-
total
30 602
37 102
-
-
Income
118 500
118 500
118 500
118 500
Total tax
51 446
51 817
49 804
36 409
After tax
67 054
66 683
68 696
82 091
Living cost
17 866
17 866
17 866
17 866
Free-cash
49 188
48 817
50 830
64 225

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽26931
₽29648
₽27862
₽30373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
national
-
-
-
19 755
pensions
-
-
-
14 220
social contributions
-
-
-
1 274
municipal
-
-
-
12 749
total
-
-
-
47 998
Employee
67 543
-
102 442
-
municipal
8 343
-
13 207
-
national
12 928
-
20 466
-
pensions
2 702
-
4 098
-
total
23 973
-
37 771
-
Employer
67 543
-
102 442
-
pensions
5 403
-
8 195
-
social contributions
726
-
1 101
-
total
6 129
-
9 296
-
Corporate
40 369
118 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 074
23 700
-
-
total
8 074
23 700
-
-
Dividends
32 295
94 800
-
-
withholding
7 105
20 856
-
-
total
7 105
20 856
-
-
Income
118 500
118 500
118 500
118 500
Total tax
45 281
44 556
47 067
47 998
After tax
73 219
73 944
71 433
70 502
Living cost
43 571
43 571
43 571
43 571
Free-cash
29 648
30 373
27 862
26 931

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽23572
₽33671
₽23572
₽31684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
social contributions
-
-
-
11 138
income
-
-
-
32 524
total
-
-
-
43 662
Employee
70 397
-
118 500
-
social contributions
5 848
-
11 138
-
income
13 284
-
32 524
-
total
19 132
-
43 662
-
Employer
70 397
-
118 500
-
total
-
-
-
-
Corporate
48 103
118 500
-
-
income
6 013
14 812
-
-
total
6 013
14 812
-
-
Dividends
42 090
103 688
-
-
withholding
8 418
20 738
-
-
total
8 418
20 738
-
-
Income
118 500
118 500
118 500
118 500
Total tax
33 563
35 550
43 662
43 662
After tax
84 937
82 950
74 838
74 838
Living cost
51 266
51 266
51 266
51 266
Free-cash
33 671
31 684
23 572
23 572

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽20822
₽20548
₽15184
₽25249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
national
-
-
-
27 163
regional
-
-
-
1 358
social contributions
-
-
-
30 478
municipal
-
-
-
704
total
-
-
-
59 703
Employee
79 983
-
118 500
-
municipal
424
-
628
-
national
13 859
-
23 561
-
social contributions
26 970
-
39 958
-
regional
755
-
1 194
-
total
42 008
-
65 341
-
Employer
79 983
-
118 500
-
total
-
-
-
-
Corporate
38 517
118 500
-
-
nationa
9 245
28 441
-
-
municipal
1 503
4 621
-
-
total
10 748
33 062
-
-
Dividends
27 770
85 438
-
-
withholding
7 221
22 214
-
-
total
7 221
22 214
-
-
Income
118 500
118 500
118 500
118 500
Total tax
59 977
55 276
65 341
59 703
After tax
58 523
63 224
53 159
58 797
Living cost
37 975
37 975
37 975
37 975
Free-cash
20 548
25 249
15 184
20 822

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽34125
₽36045
₽28516
₽38043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 500
national
-
-
-
27 163
regional
-
-
-
1 787
social contributions
-
-
-
30 478
municipal
-
-
-
704
total
-
-
-
60 132
Employee
49 922
-
118 500
-
municipal
265
-
628
-
national
7 909
-
23 561
-
social contributions
16 834
-
39 958
-
regional
672
-
1 594
-
total
25 680
-
65 741
-
Employer
49 922
-
118 500
-
total
-
-
-
-
Corporate
68 578
118 500
-
-
nationa