Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 118000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽76328
₽72424
₽76410
₽82814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 000
unemployment
-
-
-
147
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 432
income
-
-
-
17 700
health
-
-
-
4 221
total
-
-
-
27 500
Employee
23 935
-
110 799
-
accident

We are using the highest rate at 1.1%.

263
-
404
-
income
2 394
-
11 079
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 101
-
3 223
-
health
1 101
-
1 688
-
total
5 859
-
16 394
-
Employer
23 935
-
110 799
-
accident

We are using the highest rate at 1.1%.

263
-
404
-
health
1 652
-
2 533
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 638
-
4 045
-
unemployment
144
-
220
-
total
4 697
-
7 202
-
Corporate
89 369
118 000
-
-
income
8 937
11 800
-
-
total
8 937
11 800
-
-
Dividends
80 432
106 200
-
-
withholding
4 021
5 310
-
-
total
4 021
5 310
-
-
Income
118 000
118 000
118 000
118 000
Total tax
23 514
17 110
23 596
27 500
After tax
94 486
100 890
94 404
90 500
Living cost
18 076
18 076
18 076
18 076
Free-cash
76 410
82 814
76 328
72 424

Estimated living cost  is ₽18076 per week

₽11955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4655
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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