Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 118000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽74880
₽71074
₽75223
₽81939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
118 000
unemployment
-
-
-
154
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 695
income
-
-
-
17 700
health
-
-
-
4 425
total
-
-
-
27 974
Employee
25 095
-
110 450
-
accident

We are using the highest rate at 1.1%.

276
-
423
-
income
2 510
-
11 046
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 203
-
3 379
-
health
1 154
-
1 770
-
total
6 143
-
16 618
-
Employer
25 095
-
110 450
-
accident

We are using the highest rate at 1.1%.

276
-
423
-
health
1 732
-
2 655
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 765
-
4 241
-
unemployment
151
-
231
-
total
4 924
-
7 550
-
Corporate
87 981
118 000
-
-
income
8 799
11 800
-
-
total
8 799
11 800
-
-
Dividends
79 183
106 200
-
-
withholding
3 959
5 309
-
-
total
3 959
5 309
-
-
Income
118 000
118 000
118 000
118 000
Total tax
23 825
17 109
24 168
27 974
After tax
94 175
100 891
93 832
90 026
Living cost
18 952
18 952
18 952
18 952
Free-cash
75 223
81 939
74 880
71 074

Estimated living cost  is ₽18952 per week

₽12535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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