Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽30332
₽14876
₽29878
₽20325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
pensions
-
-
-
10 422
income
-
-
-
28 512
health
-
-
-
10 969
total
-
-
-
49 903
Employee
75 965
75 965
100 968
-
pensions
13 674
10 422
10 422
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 434
12 434
12 434
-
health
11 660
9 918
10 969
-
total
37 768
32 774
33 825
-
Employer
75 965
75 965
100 968
-
pensions
5 287
5 287
6 572
-
health
5 280
5 280
6 562
-
unemployment
2 735
2 735
3 398
-
total
13 302
13 302
16 532
-
Corporate
29 165
28 233
-
-
income
5 832
5 647
-
-
total
5 832
5 647
-
-
Dividends
23 332
22 586
-
-
income
4 958
4 799
-
-
withholding
3 499
3 388
-
-
total
8 457
8 187
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 359
59 910
50 357
49 903
After tax
52 141
57 590
67 143
67 597
Living cost
37 265
37 265
37 265
37 265
Free-cash
14 876
20 325
29 878
30 332

Estimated living cost  is ₽37265 per week

₽26409
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3359
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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