Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽35086
₽31898
₽17551
₽22677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
health
-
-
-
10 317
pensions
-
-
-
9 803
income
-
-
-
30 432
total
-
-
-
50 552
Employee
71 449
71 449
101 951
-
health
10 967
9 328
10 317
-
pensions
12 861
9 803
9 803
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 695
11 695
11 695
-
total
35 523
30 826
31 815
-
Employer
71 449
71 449
101 951
-
pensions
4 973
4 973
6 181
-
unemployment
2 572
2 572
3 196
-
health
4 967
4 967
6 172
-
total
12 512
12 512
15 549
-
Corporate
34 416
33 539
-
-
income
6 883
6 708
-
-
total
6 883
6 708
-
-
Dividends
27 533
26 831
-
-
withholding
4 130
4 025
-
-
income
5 851
5 702
-
-
total
9 981
9 727
-
-
Income
117 500
117 500
117 500
117 500
Total tax
64 899
59 773
47 364
50 552
After tax
52 601
57 727
70 136
66 948
Living cost
35 050
35 050
35 050
35 050
Free-cash
17 551
22 677
35 086
31 898

Estimated living cost  is ₽35050 per week

₽24839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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