Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽30148
₽20446
₽30415
₽15014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
income
-
-
-
28 610
pensions
-
-
-
10 390
health
-
-
-
10 935
total
-
-
-
49 935
Employee
75 730
75 730
101 019
-
pensions
13 631
10 390
10 390
-
health
11 624
9 887
10 935
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 396
12 396
12 396
-
total
37 651
32 673
33 721
-
Employer
75 730
75 730
101 019
-
health
5 264
5 264
6 541
-
unemployment
2 726
2 726
3 388
-
pensions
5 271
5 271
6 552
-
total
13 261
13 261
16 481
-
Corporate
29 437
28 508
-
-
income
5 887
5 702
-
-
total
5 887
5 702
-
-
Dividends
23 551
22 807
-
-
income
5 005
4 847
-
-
withholding
3 532
3 421
-
-
total
8 537
8 268
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 336
59 904
50 202
49 935
After tax
52 164
57 596
67 298
67 565
Living cost
37 150
37 150
37 150
37 150
Free-cash
15 014
20 446
30 148
30 415

Estimated living cost  is ₽37150 per week

₽26327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3349
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6883
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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