Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽11851
₽24174
₽17666
₽27756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
health
-
-
-
11 705
income
-
-
-
27 152
pensions
-
-
-
11 122
total
-
-
-
49 979
Employee
81 062
81 062
99 992
-
pensions
14 591
11 122
11 122
-
health
12 442
10 583
11 662
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 269
13 269
13 269
-
total
40 302
34 974
36 053
-
Employer
81 062
81 062
99 992
-
pensions
5 642
5 642
6 959
-
health
5 635
5 635
6 950
-
unemployment
2 918
2 918
3 599
-
total
14 195
14 195
17 508
-
Corporate
23 238
22 243
-
-
income
4 648
4 449
-
-
total
4 648
4 449
-
-
Dividends
18 590
17 794
-
-
income
3 950
3 781
-
-
withholding
2 789
2 670
-
-
total
6 739
6 451
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 884
60 069
53 561
49 979
After tax
51 616
57 431
63 939
67 521
Living cost
39 765
39 765
39 765
39 765
Free-cash
11 851
17 666
24 174
27 756

Estimated living cost  is ₽39765 per week

₽28181
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽632
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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