Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽12840
₽18536
₽25919
₽28681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
income
-
-
-
27 513
pensions
-
-
-
10 893
health
-
-
-
11 465
total
-
-
-
49 871
Employee
79 396
79 396
100 222
-
health
12 186
10 366
11 465
-
pensions
14 291
10 893
10 893
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 996
12 996
12 996
-
total
39 473
34 255
35 354
-
Employer
79 396
79 396
100 222
-
pensions
5 526
5 526
6 869
-
unemployment
2 858
2 858
3 552
-
health
5 519
5 519
6 858
-
total
13 903
13 903
17 279
-
Corporate
25 175
24 201
-
-
income
5 035
4 840
-
-
total
5 035
4 840
-
-
Dividends
20 140
19 362
-
-
withholding
3 021
2 904
-
-
income
4 280
4 114
-
-
total
7 301
7 018
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 712
60 016
52 633
49 871
After tax
51 788
57 484
64 867
67 629
Living cost
38 948
38 948
38 948
38 948
Free-cash
12 840
18 536
25 919
28 681

Estimated living cost  is ₽38948 per week

₽27601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽619
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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