Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽19227
₽24585
₽14687
₽8462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
income
-
-
-
25 908
health
-
-
-
12 531
pensions
-
-
-
11 906
total
-
-
-
50 345
Employee
86 779
86 779
99 990
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 204
14 204
14 204
-
health
13 320
11 329
12 083
-
pensions
15 620
11 906
11 906
-
total
43 144
37 439
38 193
-
Employer
86 779
86 779
99 990
-
unemployment
3 124
3 124
3 600
-
pensions
6 040
6 040
6 960
-
health
6 032
6 032
6 950
-
total
15 196
15 196
17 510
-
Corporate
16 590
15 526
-
-
income
3 319
3 105
-
-
total
3 319
3 105
-
-
Dividends
13 271
12 421
-
-
withholding
1 990
1 863
-
-
income
2 819
2 640
-
-
total
4 809
4 503
-
-
Income
117 500
117 500
117 500
117 500
Total tax
66 468
60 243
55 703
50 345
After tax
51 032
57 257
61 797
67 155
Living cost
42 570
42 570
42 570
42 570
Free-cash
8 462
14 687
19 227
24 585

Estimated living cost  is ₽42570 per week

₽30168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7887
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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