Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽18874
₽29043
₽13225
₽26672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
pensions
-
-
-
10 804
health
-
-
-
11 371
income
-
-
-
27 654
total
-
-
-
49 829
Employee
78 744
78 744
100 364
-
health
12 086
10 280
11 371
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 889
12 889
12 889
-
pensions
14 174
10 804
10 804
-
total
39 149
33 973
35 064
-
Employer
78 744
78 744
100 364
-
unemployment
2 835
2 835
3 522
-
pensions
5 481
5 481
6 812
-
health
5 474
5 474
6 802
-
total
13 790
13 790
17 136
-
Corporate
25 933
24 967
-
-
income
5 187
4 994
-
-
total
5 187
4 994
-
-
Dividends
20 747
19 973
-
-
income
4 410
4 245
-
-
withholding
3 111
2 996
-
-
total
7 521
7 241
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 647
59 998
52 200
49 829
After tax
51 853
57 502
65 300
67 671
Living cost
38 628
38 628
38 628
38 628
Free-cash
13 225
18 874
26 672
29 043

Estimated living cost  is ₽38628 per week

₽27375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3482
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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