Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽11596
₽23804
₽27520
₽17444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
pensions
-
-
-
11 180
health
-
-
-
11 767
income
-
-
-
27 058
total
-
-
-
50 005
Employee
81 490
81 490
99 991
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 339
13 339
13 339
-
pensions
14 668
11 180
11 180
-
health
12 508
10 639
11 693
-
total
40 515
35 158
36 212
-
Employer
81 490
81 490
99 991
-
unemployment
2 934
2 934
3 600
-
health
5 664
5 664
6 950
-
pensions
5 672
5 672
6 959
-
total
14 270
14 270
17 509
-
Corporate
22 740
21 741
-
-
income
4 549
4 348
-
-
total
4 549
4 348
-
-
Dividends
18 191
17 393
-
-
income
3 866
3 696
-
-
withholding
2 729
2 609
-
-
total
6 595
6 305
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 929
60 081
53 721
50 005
After tax
51 571
57 419
63 779
67 495
Living cost
39 975
39 975
39 975
39 975
Free-cash
11 596
17 444
23 804
27 520

Estimated living cost  is ₽39975 per week

₽28329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽636
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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