Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽17914
₽24585
₽28021
₽12133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
income
-
-
-
27 254
health
-
-
-
11 637
pensions
-
-
-
11 056
total
-
-
-
49 947
Employee
80 585
80 585
99 991
-
pensions
14 505
11 056
11 056
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 191
13 191
13 191
-
health
12 369
10 521
11 628
-
total
40 065
34 768
35 875
-
Employer
80 585
80 585
99 991
-
health
5 602
5 602
6 950
-
pensions
5 609
5 609
6 959
-
unemployment
2 901
2 901
3 599
-
total
14 112
14 112
17 508
-
Corporate
23 792
22 803
-
-
income
4 758
4 561
-
-
total
4 758
4 561
-
-
Dividends
19 034
18 242
-
-
income
4 045
3 877
-
-
withholding
2 855
2 736
-
-
total
6 900
6 613
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 835
60 054
53 383
49 947
After tax
51 665
57 446
64 117
67 553
Living cost
39 532
39 532
39 532
39 532
Free-cash
12 133
17 914
24 585
28 021

Estimated living cost  is ₽39532 per week

₽28015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽629
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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