Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽11671
₽17509
₽23913
₽27589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
income
-
-
-
27 085
pensions
-
-
-
11 163
health
-
-
-
11 749
total
-
-
-
49 997
Employee
81 365
81 365
99 992
-
health
12 489
10 623
11 684
-
pensions
14 646
11 163
11 163
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 318
13 318
13 318
-
total
40 453
35 104
36 165
-
Employer
81 365
81 365
99 992
-
pensions
5 663
5 663
6 959
-
unemployment
2 929
2 929
3 600
-
health
5 656
5 656
6 949
-
total
14 248
14 248
17 508
-
Corporate
22 885
21 887
-
-
income
4 576
4 377
-
-
total
4 576
4 377
-
-
Dividends
18 308
17 509
-
-
withholding
2 747
2 627
-
-
income
3 891
3 721
-
-
total
6 638
6 348
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 915
60 077
53 673
49 997
After tax
51 585
57 423
63 827
67 503
Living cost
39 914
39 914
39 914
39 914
Free-cash
11 671
17 509
23 913
27 589

Estimated living cost  is ₽39914 per week

₽28286
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽635
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7395
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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