Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽29718
₽13947
₽28074
₽19508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
health
-
-
-
11 195
pensions
-
-
-
10 637
income
-
-
-
27 918
total
-
-
-
49 750
Employee
77 528
77 528
100 628
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 690
12 690
12 690
-
pensions
13 955
10 637
10 637
-
health
11 900
10 122
11 195
-
total
38 545
33 449
34 522
-
Employer
77 528
77 528
100 628
-
pensions
5 396
5 396
6 707
-
health
5 389
5 389
6 697
-
unemployment
2 791
2 791
3 468
-
total
13 576
13 576
16 872
-
Corporate
27 347
26 396
-
-
income
5 470
5 279
-
-
total
5 470
5 279
-
-
Dividends
21 877
21 118
-
-
withholding
3 282
3 168
-
-
income
4 648
4 488
-
-
total
7 930
7 656
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 521
59 960
51 394
49 750
After tax
51 979
57 540
66 106
67 750
Living cost
38 032
38 032
38 032
38 032
Free-cash
13 947
19 508
28 074
29 718

Estimated living cost  is ₽38032 per week

₽26952
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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