Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽15152
₽20001
₽25080
₽8991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
income
-
-
-
26 102
health
-
-
-
12 402
pensions
-
-
-
11 784
total
-
-
-
50 288
Employee
85 887
85 887
99 992
-
pensions
15 460
11 784
11 784
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 058
14 058
14 058
-
health
13 183
11 213
12 017
-
total
42 701
37 055
37 859
-
Employer
85 887
85 887
99 992
-
health
5 970
5 970
6 949
-
pensions
5 978
5 978
6 959
-
unemployment
3 092
3 092
3 600
-
total
15 040
15 040
17 508
-
Corporate
17 627
16 573
-
-
income
3 525
3 315
-
-
total
3 525
3 315
-
-
Dividends
14 102
13 258
-
-
income
2 996
2 817
-
-
withholding
2 115
1 989
-
-
total
5 111
4 806
-
-
Income
117 500
117 500
117 500
117 500
Total tax
66 377
60 216
55 367
50 288
After tax
51 123
57 284
62 133
67 212
Living cost
42 132
42 132
42 132
42 132
Free-cash
8 991
15 152
20 001
25 080

Estimated living cost  is ₽42132 per week

₽29858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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