Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽15211
₽9058
₽25142
₽20099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
income
-
-
-
26 127
pensions
-
-
-
11 768
health
-
-
-
12 386
total
-
-
-
50 281
Employee
85 775
85 775
99 991
-
health
13 165
11 198
12 008
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
14 040
-
pensions
15 439
11 768
11 768
-
total
42 644
37 006
37 816
-
Employer
85 775
85 775
99 991
-
unemployment
3 088
3 088
3 599
-
pensions
5 970
5 970
6 959
-
health
5 962
5 962
6 950
-
total
15 020
15 020
17 508
-
Corporate
17 757
16 705
-
-
income
3 551
3 341
-
-
total
3 551
3 341
-
-
Dividends
14 206
13 364
-
-
income
3 019
2 840
-
-
withholding
2 131
2 005
-
-
total
5 150
4 845
-
-
Income
117 500
117 500
117 500
117 500
Total tax
66 365
60 212
55 324
50 281
After tax
51 135
57 288
62 176
67 219
Living cost
42 077
42 077
42 077
42 077
Free-cash
9 058
15 211
20 099
25 142

Estimated living cost  is ₽42077 per week

₽29819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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