Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117500
per

Your estimated
City
free-cash

Andorra , Andorra
₽60899
₽75675
₽64018
₽78698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
social contributions
-
-
-
25 850
income
-
-
-
3 699
total
-
-
-
29 549
Employee
28 933
-
101 731
-
social contributions
1 880
-
6 613
-
income
-
-
4 048
-
total
1 880
-
10 661
-
Employer
28 933
-
101 731
-
social contributions
4 485
-
15 769
-
total
4 485
-
15 769
-
Corporate
84 082
117 500
-
-
income
8 408
11 750
-
-
total
8 408
11 750
-
-
Dividends
75 675
105 750
-
-
total
-
-
-
-
Income
117 500
117 500
117 500
117 500
Total tax
14 773
11 750
26 430
29 549
After tax
102 727
105 750
91 070
87 951
Living cost
27 052
27 052
27 052
27 052
Free-cash
75 675
78 698
64 018
60 899

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽30579
₽36343
₽3432
₽36790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
470
pensions
-
-
-
19 451
income
-
-
-
24 726
total
-
-
-
58 209
Employee
39 340
35 865
91 237
-
unemployment
1 180
1 076
2 738
-
other
393
359
912
-
income
3 504
2 645
20 620
-
pensions
4 029
3 672
9 342
-
health
1 522
1 388
3 530
-
total
10 628
9 140
37 142
-
Employer
39 340
35 865
91 237
-
pensions
4 937
4 502
11 449
-
surtax
-
-
-
-
payroll
1 180
1 076
2 738
-
other
1 868
1 703
4 333
-
health
1 488
1 356
3 448
-
accident
511
466
1 185
-
unemployment
1 180
1 076
2 738
-
chamber of commerce
157
143
365
-
total
11 321
10 322
26 256
-
Corporate
66 839
71 313
87 828
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 710
17 828
21 958
-
total
16 710
17 828
21 958
-
Dividends
50 129
53 485
-
-
withholding
13 786
14 708
-
-
total
13 786
14 708
-
-
Income
117 500
117 500
117 500
117 500
Total tax
52 445
51 998
85 356
58 209
After tax
65 055
65 502
32 144
59 291
Living cost
28 712
28 712
28 712
28 712
Free-cash
36 343
36 790
3 432
30 579

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽27402
₽32303
₽398
₽33693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
470
pensions
-
-
-
19 451
income
-
-
-
24 726
total
-
-
-
58 387
Employee
44 976
35 865
91 104
-
unemployment
1 349
1 076
2 733
-
other
449
359
910
-
income
5 120
2 645
20 576
-
pensions
4 606
3 672
9 328
-
health
1 740
1 388
3 525
-
total
13 264
9 140
37 072
-
Employer
44 976
35 865
91 104
-
pensions
5 644
4 502
11 434
-
surtax
178
178
178
-
payroll
1 349
1 076
2 733
-
other
2 137
1 703
4 326
-
health
1 699
1 356
3 443
-
accident
584
466
1 184
-
unemployment
1 349
1 076
2 733
-
chamber of commerce
179
143
364
-
total
13 119
10 500
26 395
-
Corporate
59 404
71 136
87 691
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 851
17 784
21 924
-
total
14 851
17 784
21 924
-
Dividends
44 553
53 352
-
-
withholding
12 252
14 672
-
-
total
12 252
14 672
-
-
Income
117 500
117 500
117 500
117 500
Total tax
53 486
52 096
85 391
58 387
After tax
64 014
65 404
32 109
59 113
Living cost
31 711
31 711
31 711
31 711
Free-cash
32 303
33 693
398
27 402

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽19544
₽19488
₽10845
₽32984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
national
-
-
-
40 595
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 933
social contributions
-
-
-
18 614
total
-
-
-
65 142
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
91 006
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
792
-
national
19 791
-
30 707
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 746
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 826
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 278
-
total
31 562
-
47 349
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
91 006
-
surtax
7 299
-
10 319
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
8 063
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 597
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 184
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 329
-
total
18 738
-
26 492
-
Corporate
34 387
117 500
-
-
income
6 877
23 500
-
-
surtax
138
470
-
-
total
7 015
23 970
-
-
Dividends
27 371
93 530
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 883
27 732
-
-
total
7 883
27 732
-
-
Income
117 500
117 500
117 500
117 500
Total tax
65 198
51 702
73 841
65 142
After tax
52 302
65 798
43 659
52 358
Living cost
32 814
32 814
32 814
32 814
Free-cash
19 488
32 984
10 845
19 544

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽76009
₽79506
₽80176
₽84987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
17 625
total
-
-
-
26 016
Employee
20 491
-
111 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
11 133
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
15 683
-
Employer
20 491
-
111 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
92 989
117 500
-
-
income
9 299
11 750
-
-
total
9 299
11 750
-
-
Dividends
83 689
105 750
-
-
withholding
4 184
5 288
-
-
total
4 184
5 288
-
-
Income
117 500
117 500
117 500
117 500
Total tax
22 519
17 038
21 849
26 016
After tax
94 981
100 462
95 651
91 484
Living cost
15 475
15 475
15 475
15 475
Free-cash
79 506
84 987
80 176
76 009

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽79689
₽84490
₽83856
₽88667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
17 625
total
-
-
-
26 016
Employee
15 618
-
111 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
11 133
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
15 683
-
Employer
15 618
-
111 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
98 818
117 500
-
-
income
9 881
11 750
-
-
total
9 881
11 750
-
-
Dividends
88 936
105 750
-
-
withholding
4 447
5 288
-
-
total
4 447
5 288
-
-
Income
117 500
117 500
117 500
117 500
Total tax
21 215
17 038
21 849
26 016
After tax
96 285
100 462
95 651
91 484
Living cost
11 795
11 795
11 795
11 795
Free-cash
84 490
88 667
83 856
79 689

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽61403
₽60116
₽60169
₽65014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
health
-
-
-
2 996
social contributions
-
-
-
14 561
income
-
-
-
17 703
total
-
-
-
35 260
Employee
69 203
69 203
107 760
-
income
7 535
6 406
17 174
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 833
-
total
10 687
13 326
26 754
-
Employer
69 203
69 203
107 760
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 993
-
total
3 198
7 024
9 740
-
Corporate
82 777
41 273
-
-
income
10 348
5 159
-
-
total
10 348
5 159
-
-
Dividends
72 429
36 114
-
-
withholding
12 314
6 140
-
-
total
12 314
6 140
-
-
Income
117 500
117 500
117 500
117 500
Total tax
36 547
31 649
36 494
35 260
After tax
80 953
85 851
81 006
82 240
Living cost
20 837
20 837
20 837
20 837
Free-cash
60 116
65 014
60 169
61 403

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽53050
₽52928
₽51816
₽56661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
health
-
-
-
2 996
social contributions
-
-
-
14 561
income
-
-
-
17 703
total
-
-
-
35 260
Employee
69 203
69 203
107 760
-
income
7 267
6 406
17 174
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 833
-
total
11 318
13 326
26 754
-
Employer
69 203
69 203
107 760
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 993
-
total
4 113
7 024
9 740
-
Corporate
72 879
41 273
-
-
income
9 110
5 159
-
-
total
9 110
5 159
-
-
Dividends
63 770
36 114
-
-
withholding
10 841
6 140
-
-
total
10 841
6 140
-
-
Income
117 500
117 500
117 500
117 500
Total tax
35 382
31 649
36 494
35 260
After tax
82 118
85 851
81 006
82 240
Living cost
29 190
29 190
29 190
29 190
Free-cash
52 928
56 661
51 816
53 050

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽40213
₽52715
₽38854
₽60127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
health
-
-
-
15 862
social contributions
-
-
-
29 891
income
-
-
-
10 762
solidarity contribution
-
-
-
-
total
-
-
-
56 515
Employee
30 548
-
87 687
-
income
3 666
-
10 522
-
social contributions
1 986
-
5 700
-
health
4 124
-
11 838
-
solidarity contribution
-
-
-
-
total
9 776
-
28 060
-
Employer
30 548
-
87 687
-
social contributions
7 637
-
21 922
-
health
2 749
-
7 892
-
total
10 386
-
29 814
-
Corporate
76 566
117 500
-
-
income
14 548
22 325
-
-
total
14 548
22 325
-
-
Dividends
62 019
95 175
-
-
withholding
9 303
14 276
-
-
total
9 303
14 276
-
-
Income
117 500
117 500
117 500
117 500
Total tax
44 013
36 601
57 874
56 515
After tax
73 487
80 899
59 626
60 985
Living cost
20 772
20 772
20 772
20 772
Free-cash
52 715
60 127
38 854
40 213

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽35388
₽46169
₽34029
₽55302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
health
-
-
-
15 862
social contributions
-
-
-
29 891
income
-
-
-
10 762
solidarity contribution
-
-
-
-
total
-
-
-
56 515
Employee
37 643
-
87 687
-
income
4 517
-
10 522
-
social contributions
2 447
-
5 700
-
health
5 082
-
11 838
-
solidarity contribution
-
-
-
-
total
12 046
-
28 060
-
Employer
37 643
-
87 687
-
social contributions
9 411
-
21 922
-
health
3 388
-
7 892
-
total
12 799
-
29 814
-
Corporate
67 059
117 500
-
-
income
12 741
22 325
-
-
total
12 741
22 325
-
-
Dividends
54 318
95 175
-
-
withholding
8 148
14 276
-
-
total
8 148
14 276
-
-
Income
117 500
117 500
117 500
117 500
Total tax
45 734
36 601
57 874
56 515
After tax
71 766
80 899
59 626
60 985
Living cost
25 597
25 597
25 597
25 597
Free-cash
46 169
55 302
34 029
35 388

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽28052
-₽79172
-₽79172
-₽79172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
national
-
-
-
12 613
pensions
-
-
-
782
municipal
-
-
-
23 243
labour market
-
-
-
9 337
total
-
-
-
45 975
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
117 500
117 500
117 500
117 500
Total tax
153 199
153 199
153 199
45 975
After tax
-35 699
-35 699
-35 699
71 525
Living cost
43 473
43 473
43 473
43 473
Free-cash
-79 172
-79 172
-79 172
28 052

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽41243
₽66672
₽45987
₽72263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
health
-
-
-
15 275
pensions
-
-
-
23 500
income
-
-
-
15 745
total
-
-
-
54 520
Employee
25 530
-
87 818
-
unemployment
408
-
1 406
-
income
2 874
-
16 932
-
pensions
511
-
1 756
-
total
3 793
-
20 094
-
Employer
25 530
-
87 818
-
pensions
5 106
-
17 563
-
health
3 318
-
11 417
-
unemployment
205
-
702
-
total
8 629
-
29 682
-
Corporate
83 340
117 500
-
-
income
16 669
23 500
-
-
total
16 669
23 500
-
-
Dividends
66 671
94 000
-
-
total
-
-
-
-
Income
117 500
117 500
117 500
117 500
Total tax
29 091
23 500
49 776
54 520
After tax
88 409
94 000
67 724
62 980
Living cost
21 737
21 737
21 737
21 737
Free-cash
66 672
72 263
45 987
41 243

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽45804
₽41963
₽29694
₽41473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
117 500
national
-
-
-
14 817
health
-
-
-
1 435
municipal
-
-
-
20 892
total
-
-
-
37 144
Employee
47 349
-
98 847
-
unemployment
710
-
1 482
-
municipal
7 755
-
16 119
-
national
782
-
9 181
-
pensions
3 195
-
6 673
-
health
354
-
1 146
-
total
12 796
-
34 601
-
Employer
47 349
-
98 847
-
pensions
8 215
-
17 150
-
health
364
-
762
-
accident
48
-
99
-
unemployment
307
-
642
-
total
8 934
-
18 653
-
Corporate
61 218
117 500
-
-
income
12 244
23 500
-
-
total
12 244
23 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

36 731
70 500
-
-
municipal
6 611
12 689
-
-
national
400
5 286
-
-
total
7 011
17 975
-
-
Income
117 500
117 500
117 500
117 500
Total tax
40 985
41 475
53 254
37 144
After tax
76 515
76 025
64 246
80 356
Living cost
34 552
34 552
34 552
34 552
Free-cash
41 963
41 473
29 694
45 804

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽39139
₽36479
₽41432
₽31480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
surtax
-
-
-
-
health
-
-
-
3 689
pensions
-
-
-
24 861
social contributions
-
-
-
3 347
income
-
-
-
15 081
other
-
-
-
3 643
total
-
-
-
50 621
Employee
34 382
-
93 334
-
income
1 773
-
16 011
-
surtax
-
-
-
-
social contributions
980
-
2 659
-
pensions
3 889
-
5 496
-
total
6 642
-
24 166
-
Employer
34 382
-
93 334
-
pensions
5 650
-
9 426
-
social contributions
102
-
280
-
other
1 187
-
3 219
-
health
2 406
-
7 458
-
unemployment
1 392
-
3 779
-
total
10 737
-
24 162
-
Corporate
72 381
117 500
-
-
income
20 267
32 900
-
-
surtax
-
-
-
-
total
20 267
32 900
-
-
Dividends
52 114
84 600
-
-
withholding
6 671
10 829
-
-
social contributions
8 964
14 551
-
-
surtax
-
-
-
-
total
15 635
25 380
-
-
Income
117 500
117 500
117 500
117 500
Total tax
53 281
58 280
48 328
50 621
After tax
64 219
59 220
69 172
66 879
Living cost
27 740
27 740
27 740
27 740
Free-cash
36 479
31 480
41 432
39 139

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽36088
₽33745
₽38381
₽28429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
surtax
-
-
-
-
health
-
-
-
3 689
pensions
-
-
-
24 861
social contributions
-
-
-
3 347
income
-
-
-
15 081
other
-
-
-
3 643
total
-
-
-
50 621
Employee
38 517
-
93 334
-
income
2 273
-
16 011
-
surtax
-
-
-
-
social contributions
1 098
-
2 659
-
pensions
4 355
-
5 496
-
total
7 726
-
24 166
-
Employer
38 517
-
93 334
-
pensions
6 328
-
9 426
-
social contributions
116
-
280
-
other
1 329
-
3 219
-
health
2 697
-
7 458
-
unemployment
1 559
-
3 779
-
total
12 029
-
24 162
-
Corporate
66 955
117 500
-
-
income
18 747
32 900
-
-
surtax
-
-
-
-
total
18 747
32 900
-
-
Dividends
48 208
84 600
-
-
withholding
6 170
10 829
-
-
social contributions
8 292
14 551
-
-
surtax
-
-
-
-
total
14 462
25 380
-
-
Income
117 500
117 500
117 500
117 500
Total tax
52 964
58 280
48 328
50 621
After tax
64 536
59 220
69 172
66 879
Living cost
30 791
30 791
30 791
30 791
Free-cash
33 745
28 429
38 381
36 088

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽23412
₽21940
₽25705
₽15753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
surtax
-
-
-
-
health
-
-
-
3 689
pensions
-
-
-
24 861
social contributions
-
-
-
3 347
income
-
-
-
15 081
other
-
-
-
3 643
total
-
-
-
50 621
Employee
56 366
-
93 334
-
income
4 918
-
16 011
-
surtax
-
-
-
-
social contributions
1 605
-
2 659
-
pensions
6 375
-
5 496
-
total
12 898
-
24 166
-
Employer
56 366
-
93 334
-
pensions
9 262
-
9 426
-
social contributions
169
-
280
-
other
1 945
-
3 219
-
health
3 945
-
7 458
-
unemployment
2 283
-
3 779
-
total
17 604
-
24 162
-
Corporate
43 529
117 500
-
-
income
12 189
32 900
-
-
surtax
-
-
-
-
total
12 189
32 900
-
-
Dividends
31 341
84 600
-
-
withholding
4 012
10 829
-
-
social contributions
5 390
14 551
-
-
surtax
-
-
-
-
total
9 402
25 380
-
-
Income
117 500
117 500
117 500
117 500
Total tax
52 093
58 280
48 328
50 621
After tax
65 407
59 220
69 172
66 879
Living cost
43 467
43 467
43 467
43 467
Free-cash
21 940
15 753
25 705
23 412

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽110502
₽104711
₽88177
₽105802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
117 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 175
total
-
-
-
1 175
Employee
7 278
-
117 500
-
income
1 455
-
23 500
-
total
1 455
-
23 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

110 222
117 500
-
-
total
-
-
-
-
Dividends
110 222
117 500
-
-
withholding
5 511
5 875
-
-
total
5 511
5 875
-
-
Income
117 500
117 500
117 500
117 500
Total tax
6 966
5 875
23 500
1 175
After tax
110 534
111 625
94 000
116 325
Living cost
5 823
5 823
5 823
5 823
Free-cash
104 711
105 802
88 177
110 502

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽107252
₽100851
₽84927
₽102552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
117 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 175
total
-
-
-
1 175
Employee
11 342
-
117 500
-
income
2 268
-
23 500
-
total
2 268
-
23 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

106 158
117 500
-
-
total
-
-
-
-
Dividends
106 158
117 500
-
-
withholding
5 308
5 875
-
-
total
5 308
5 875
-
-
Income
117 500
117 500
117 500
117 500
Total tax
7 576
5 875
23 500
1 175
After tax
109 924
111 625
94 000
116 325
Living cost
9 073
9 073
9 073
9 073
Free-cash
100 851
102 552
84 927
107 252

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽32232
₽37570
₽43089
₽25793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
117 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 747
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 771
trade
-
-
-
10 857
total
-
-
-
50 523
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
117 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
31 771
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 747
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
39 666
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 721
117 500
-
-
trade
10 435
16 862
-
-
income
10 908
17 625
-
-
chamber of commerce
243
309
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

599
970
-
-
total
22 185
35 766
-
-
Dividends
50 537
81 734
-
-
withholding
12 291
20 091
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

676
1 105
-
-
total
12 967
21 196
-
-
Income
117 500
117 500
117 500
117 500
Total tax
45 185
56 962
39 666
50 523
After tax
72 315
60 538
77 834
66 977
Living cost
34 745
34 745
34 745
34 745
Free-cash
37 570
25 793
43 089
32 232

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽38659
₽42024
₽50575
₽32070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
117 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 747
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 771
trade
-
-
-
11 916
total
-
-
-
51 582
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
117 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
31 771
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 747
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
39 666
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 078
117 500
-
-
trade
13 085
18 506
-
-
income
12 462
17 625
-
-
chamber of commerce
256
306
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

685
970
-
-
total
26 488
37 407
-
-
Dividends
56 590
80 093
-
-
withholding
13 806
19 681
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

760
1 083
-
-
total
14 566
20 764
-
-
Income
117 500
117 500
117 500
117 500
Total tax
48 217
58 171
39 666
51 582
After tax
69 283
59 329
77 834
65 918
Living cost
27 259
27 259
27 259
27 259
Free-cash
42 024
32 070
50 575
38 659

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽30035
₽36016
₽42480
₽23371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
117 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 747
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 771
trade
-
-
-
12 445
total
-
-
-
52 111
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
117 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
31 771
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 747
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
39 666
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 861
117 500
-
-
trade
11 822
19 329
-
-
income
10 780
17 625
-
-
chamber of commerce
239
304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

593
970
-
-
total
23 434
38 228
-
-
Dividends
48 428
79 272
-
-
withholding
11 765
19 476
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

647
1 071
-
-
total
12 412
20 547
-
-
Income
117 500
117 500
117 500
117 500
Total tax
46 130
58 775
39 666
52 111
After tax
71 370
58 725
77 834
65 389
Living cost
35 354
35 354
35 354
35 354
Free-cash
36 016
23 371
42 480
30 035

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽23630
₽31487
₽36606
₽16892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
117 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 747
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 771
trade
-
-
-
12 976
total
-
-
-
52 642
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
117 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
31 771
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 747
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
39 666
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 414
117 500
-
-
trade
10 876
20 151
-
-
income
9 513
17 625
-
-
chamber of commerce
225
302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

523
970
-
-
total
21 137
39 048
-
-
Dividends
42 278
78 452
-
-
withholding
10 228
19 271
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

562
1 061
-
-
total
10 790
20 332
-
-
Income
117 500
117 500
117 500
117 500
Total tax
44 785
59 380
39 666
52 642
After tax
72 715
58 120
77 834
64 858
Living cost
41 228
41 228
41 228
41 228
Free-cash
31 487
16 892
36 606
23 630

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽35871
₽50829
₽33930
₽53693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
surtax
-
-
-
3 551
unemployment
-
-
-
205
health
-
-
-
8 343
pensions
-
-
-
23 500
income
-
-
-
25 816
other
-
-
-
-
total
-
-
-
61 415
Employee
30 307
-
97 067
-
unemployment
2 109
-
6 756
-
other
-
-
-
-
income
5 081
-
23 975
-
surtax
108
-
3 243
-
pensions
2 022
-
6 474
-
health
774
-
2 475
-
total
10 094
-
42 923
-
Employer
30 307
-
97 067
-
pensions
4 041
-
12 939
-
other
-
-
-
-
health
1 378
-
4 416
-
unemployment
962
-
3 078
-
total
6 381
-
20 433
-
Corporate
80 812
117 500
-
-
income
21 012
30 550
-
-
total
21 012
30 550
-
-
Dividends
59 800
86 950
-
-
withholding
8 970
13 043
-
-
total
8 970
13 043
-
-
Income
117 500
117 500
117 500
117 500
Total tax
46 457
43 593
63 356
61 415
After tax
71 043
73 907
54 144
56 085
Living cost
20 214
20 214
20 214
20 214
Free-cash
50 829
53 693
33 930
35 871

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽36226
₽51247
₽34285
₽54048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
surtax
-
-
-
3 551
unemployment
-
-
-
205
health
-
-
-
8 343
pensions
-
-
-
23 500
income
-
-
-
25 816
other
-
-
-
-
total
-
-
-
61 415
Employee
29 761
-
97 067
-
unemployment
2 072
-
6 756
-
other
-
-
-
-
income
4 989
-
23 975
-
surtax
97
-
3 243
-
pensions
1 985
-
6 474
-
health
760
-
2 475
-
total
9 903
-
42 923
-
Employer
29 761
-
97 067
-
pensions
3 967
-
12 939
-
other
-
-
-
-
health
1 354
-
4 416
-
unemployment
943
-
3 078
-
total
6 264
-
20 433
-
Corporate
81 475
117 500
-
-
income
21 184
30 550
-
-
total
21 184
30 550
-
-
Dividends
60 290
86 950
-
-
withholding
9 043
13 043
-
-
total
9 043
13 043
-
-
Income
117 500
117 500
117 500
117 500
Total tax
46 394
43 593
63 356
61 415
After tax
71 106
73 907
54 144
56 085
Living cost
19 859
19 859
19 859
19 859
Free-cash
51 247
54 048
34 285
36 226

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽63532
₽48629
₽50249
₽48257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
unemployment
-
-
-
1 763
health
-
-
-
8 225
pensions
-
-
-
11 750
income
-
-
-
14 364
total
-
-
-
36 102
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
98 326
-
unemployment
387
154
1 475
-
income
3 153
1 255
12 020
-
pensions
2 579
1 026
9 833
-
health
1 805
718
6 883
-
total
7 924
3 153
30 211
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
98 326
-
pensions
5 029
2 001
19 174
-
total
5 029
2 001
19 174
-
Corporate
86 682
105 235
-
-
income
7 801
9 471
-
-
total
7 801
9 471
-
-
Dividends
78 880
95 764
-
-
withholding
14 987
18 195
-
-
social contributions
15 264
18 557
-
-
total
30 251
36 752
-
-
Income
117 500
117 500
117 500
117 500
Total tax
51 005
51 377
49 385
36 102
After tax
66 495
66 123
68 115
81 398
Living cost
17 866
17 866
17 866
17 866
Free-cash
48 629
48 257
50 249
63 532

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽26360
₽29024
₽27282
₽29749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
national
-
-
-
19 574
pensions
-
-
-
14 100
social contributions
-
-
-
1 263
municipal
-
-
-
12 632
total
-
-
-
47 569
Employee
67 543
-
101 578
-
municipal
8 343
-
13 087
-
national
12 928
-
20 279
-
pensions
2 702
-
4 063
-
total
23 973
-
37 429
-
Employer
67 543
-
101 578
-
pensions
5 403
-
8 126
-
social contributions
726
-
1 092
-
total
6 129
-
9 218
-
Corporate
39 369
117 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 874
23 500
-
-
total
7 874
23 500
-
-
Dividends
31 495
94 000
-
-
withholding
6 929
20 680
-
-
total
6 929
20 680
-
-
Income
117 500
117 500
117 500
117 500
Total tax
44 905
44 180
46 647
47 569
After tax
72 595
73 320
70 853
69 931
Living cost
43 571
43 571
43 571
43 571
Free-cash
29 024
29 749
27 282
26 360

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽23080
₽32969
₽23080
₽30985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
social contributions
-
-
-
11 029
income
-
-
-
32 125
total
-
-
-
43 154
Employee
70 397
-
117 500
-
social contributions
5 848
-
11 029
-
income
13 284
-
32 125
-
total
19 132
-
43 154
-
Employer
70 397
-
117 500
-
total
-
-
-
-
Corporate
47 103
117 500
-
-
income
5 889
14 687
-
-
total
5 889
14 687
-
-
Dividends
41 215
102 813
-
-
withholding
8 244
20 562
-
-
total
8 244
20 562
-
-
Income
117 500
117 500
117 500
117 500
Total tax
33 265
35 249
43 154
43 154
After tax
84 235
82 251
74 346
74 346
Living cost
51 266
51 266
51 266
51 266
Free-cash
32 969
30 985
23 080
23 080

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽20381
₽20016
₽14790
₽24717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
national
-
-
-
26 881
regional
-
-
-
1 344
social contributions
-
-
-
30 220
municipal
-
-
-
699
total
-
-
-
59 144
Employee
79 983
-
117 500
-
municipal
424
-
623
-
national
13 859
-
23 309
-
social contributions
26 970
-
39 620
-
regional
755
-
1 183
-
total
42 008
-
64 735
-
Employer
79 983
-
117 500
-
total
-
-
-
-
Corporate
37 517
117 500
-
-
nationa
9 004
28 200
-
-
municipal
1 464
4 582
-
-
total
10 468
32 782
-
-
Dividends
27 050
84 718
-
-
withholding
7 033
22 026
-
-
total
7 033
22 026
-
-
Income
117 500
117 500
117 500
117 500
Total tax
59 509
54 808
64 735
59 144
After tax
57 991
62 692
52 765
58 356
Living cost
37 975
37 975
37 975
37 975
Free-cash
20 016
24 717
14 790
20 381

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽33685
₽35520
₽28125
₽37518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 500
national
-
-
-
26 881
regional
-
-
-
1 772
social contributions
-
-
-
30 220
municipal
-
-
-
699
total
-
-
-
59 572
Employee
49 922
-
117 500
-
municipal
265
-
623
-
national
7 909
-
23 309
-
social contributions
16 834
-
39 620
-
regional
672
-
1 580
-
total
25 680
-
65 132
-
Employer
49 922
-
117 500
-
total
-
-
-
-
Corporate
67 578
117 500
-
-
nationa