Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 117000
per

Your estimated
City
free-cash

Andorra , Andorra
₽60461
₽75104
₽63570
₽78139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
social contributions
-
-
-
25 740
income
-
-
-
3 639
total
-
-
-
29 379
Employee
29 048
-
101 299
-
social contributions
1 888
-
6 584
-
income
-
-
3 985
-
total
1 888
-
10 569
-
Employer
29 048
-
101 299
-
social contributions
4 503
-
15 701
-
total
4 503
-
15 701
-
Corporate
83 449
117 000
-
-
income
8 345
11 701
-
-
total
8 345
11 701
-
-
Dividends
75 104
105 299
-
-
total
-
-
-
-
Income
117 000
117 000
117 000
117 000
Total tax
14 736
11 701
26 270
29 379
After tax
102 264
105 299
90 730
87 621
Living cost
27 160
27 160
27 160
27 160
Free-cash
75 104
78 139
63 570
60 461

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽30145
₽35963
₽3272
₽36408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
468
pensions
-
-
-
19 528
income
-
-
-
24 417
total
-
-
-
58 029
Employee
39 497
36 008
90 851
-
unemployment
1 185
1 080
2 726
-
other
394
360
909
-
income
3 518
2 656
20 444
-
pensions
4 045
3 687
9 304
-
health
1 528
1 394
3 517
-
total
10 670
9 177
36 900
-
Employer
39 497
36 008
90 851
-
pensions
4 957
4 520
11 402
-
surtax
-
-
-
-
payroll
1 185
1 080
2 726
-
other
1 876
1 710
4 314
-
health
1 493
1 361
3 434
-
accident
513
468
1 181
-
unemployment
1 185
1 080
2 726
-
chamber of commerce
158
144
364
-
total
11 367
10 363
26 147
-
Corporate
66 137
70 629
87 422
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 534
17 658
21 855
-
total
16 534
17 658
21 855
-
Dividends
49 602
52 971
-
-
withholding
13 640
14 568
-
-
total
13 640
14 568
-
-
Income
117 000
117 000
117 000
117 000
Total tax
52 211
51 766
84 902
58 029
After tax
64 789
65 234
32 098
58 971
Living cost
28 826
28 826
28 826
28 826
Free-cash
35 963
36 408
3 272
30 145

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽26955
₽31903
₽231
₽33301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
468
pensions
-
-
-
19 528
income
-
-
-
24 417
total
-
-
-
58 207
Employee
45 155
36 008
90 713
-
unemployment
1 355
1 080
2 721
-
other
451
360
907
-
income
5 141
2 656
20 398
-
pensions
4 624
3 687
9 288
-
health
1 747
1 394
3 510
-
total
13 318
9 177
36 824
-
Employer
45 155
36 008
90 713
-
pensions
5 667
4 520
11 384
-
surtax
178
178
178
-
payroll
1 355
1 080
2 721
-
other
2 145
1 710
4 309
-
health
1 706
1 361
3 429
-
accident
586
468
1 180
-
unemployment
1 355
1 080
2 721
-
chamber of commerce
180
144
364
-
total
13 172
10 541
26 286
-
Corporate
58 673
70 450
87 285
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 669
17 613
21 821
-
total
14 669
17 613
21 821
-
Dividends
44 004
52 838
-
-
withholding
12 100
14 530
-
-
total
12 100
14 530
-
-
Income
117 000
117 000
117 000
117 000
Total tax
53 259
51 861
84 931
58 207
After tax
63 741
65 139
32 069
58 793
Living cost
31 838
31 838
31 838
31 838
Free-cash
31 903
33 301
231
26 955

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽19256
₽19027
₽10605
₽32576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
national
-
-
-
40 341
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 907
social contributions
-
-
-
18 551
total
-
-
-
64 799
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
90 617
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
789
-
national
19 870
-
30 502
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
4 726
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
6 797
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
4 259
-
total
31 687
-
47 073
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
90 617
-
surtax
7 328
-
10 274
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
8 028
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
5 573
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 178
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 324
-
total
18 813
-
26 377
-
Corporate
33 555
117 000
-
-
income
6 711
23 400
-
-
surtax
134
468
-
-
total
6 845
23 868
-
-
Dividends
26 710
93 132
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 683
27 611
-
-
total
7 683
27 611
-
-
Income
117 000
117 000
117 000
117 000
Total tax
65 028
51 479
73 450
64 799
After tax
51 972
65 521
43 550
52 201
Living cost
32 945
32 945
32 945
32 945
Free-cash
19 027
32 576
10 605
19 256

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽75426
₽78937
₽79555
₽84457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
17 550
total
-
-
-
25 996
Employee
20 627
-
110 794
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
11 080
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
15 660
-
Employer
20 627
-
110 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
92 326
117 000
-
-
income
9 233
11 700
-
-
total
9 233
11 700
-
-
Dividends
83 093
105 300
-
-
withholding
4 155
5 265
-
-
total
4 155
5 265
-
-
Income
117 000
117 000
117 000
117 000
Total tax
22 485
16 965
21 867
25 996
After tax
94 515
100 035
95 133
91 004
Living cost
15 578
15 578
15 578
15 578
Free-cash
78 937
84 457
79 555
75 426

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽79131
₽83955
₽83260
₽88162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
17 550
total
-
-
-
25 996
Employee
15 721
-
110 794
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
11 080
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
15 660
-
Employer
15 721
-
110 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
98 194
117 000
-
-
income
9 820
11 700
-
-
total
9 820
11 700
-
-
Dividends
88 374
105 300
-
-
withholding
4 419
5 265
-
-
total
4 419
5 265
-
-
Income
117 000
117 000
117 000
117 000
Total tax
21 172
16 965
21 867
25 996
After tax
95 828
100 035
95 133
91 004
Living cost
11 873
11 873
11 873
11 873
Free-cash
83 955
88 162
83 260
79 131

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽60986
₽59652
₽59754
₽64571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
health
-
-
-
2 984
social contributions
-
-
-
14 619
income
-
-
-
17 491
total
-
-
-
35 094
Employee
69 479
69 479
107 238
-
income
7 565
6 432
16 963
-
social contributions
2 627
5 766
7 778
-
health
538
1 181
1 823
-
total
10 730
13 379
26 564
-
Employer
69 479
69 479
107 238
-
social contributions
2 627
5 766
7 778
-
health
585
1 286
1 984
-
total
3 212
7 052
9 762
-
Corporate
82 138
40 469
-
-
income
10 267
5 058
-
-
total
10 267
5 058
-
-
Dividends
71 871
35 411
-
-
withholding
12 219
6 020
-
-
total
12 219
6 020
-
-
Income
117 000
117 000
117 000
117 000
Total tax
36 428
31 509
36 326
35 094
After tax
80 572
85 491
80 674
81 906
Living cost
20 920
20 920
20 920
20 920
Free-cash
59 652
64 571
59 754
60 986

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽52599
₽52434
₽51367
₽56184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
health
-
-
-
2 984
social contributions
-
-
-
14 619
income
-
-
-
17 491
total
-
-
-
35 094
Employee
69 479
69 479
107 238
-
income
7 296
6 432
16 963
-
social contributions
3 376
5 766
7 778
-
health
691
1 181
1 823
-
total
11 363
13 379
26 564
-
Employer
69 479
69 479
107 238
-
social contributions
3 376
5 766
7 778
-
health
753
1 286
1 984
-
total
4 129
7 052
9 762
-
Corporate
72 201
40 469
-
-
income
9 026
5 058
-
-
total
9 026
5 058
-
-
Dividends
63 175
35 411
-
-
withholding
10 741
6 020
-
-
total
10 741
6 020
-
-
Income
117 000
117 000
117 000
117 000
Total tax
35 259
31 509
36 326
35 094
After tax
81 741
85 491
80 674
81 906
Living cost
29 307
29 307
29 307
29 307
Free-cash
52 434
56 184
51 367
52 599

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽39603
₽52224
₽38493
₽59674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
health
-
-
-
15 795
social contributions
-
-
-
30 047
income
-
-
-
10 674
solidarity contribution
-
-
-
-
total
-
-
-
56 516
Employee
30 707
-
87 313
-
income
3 685
-
10 478
-
social contributions
1 996
-
5 675
-
health
4 145
-
11 787
-
solidarity contribution
-
-
-
-
total
9 826
-
27 940
-
Employer
30 707
-
87 313
-
social contributions
7 677
-
21 828
-
health
2 764
-
7 858
-
total
10 441
-
29 686
-
Corporate
75 852
117 000
-
-
income
14 412
22 230
-
-
total
14 412
22 230
-
-
Dividends
61 440
94 770
-
-
withholding
9 216
14 215
-
-
total
9 216
14 215
-
-
Income
117 000
117 000
117 000
117 000
Total tax
43 895
36 445
57 626
56 516
After tax
73 105
80 555
59 374
60 484
Living cost
20 881
20 881
20 881
20 881
Free-cash
52 224
59 674
38 493
39 603

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽34753
₽45643
₽33643
₽54824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
health
-
-
-
15 795
social contributions
-
-
-
30 047
income
-
-
-
10 674
solidarity contribution
-
-
-
-
total
-
-
-
56 516
Employee
37 839
-
87 313
-
income
4 541
-
10 478
-
social contributions
2 460
-
5 675
-
health
5 108
-
11 787
-
solidarity contribution
-
-
-
-
total
12 109
-
27 940
-
Employer
37 839
-
87 313
-
social contributions
9 460
-
21 828
-
health
3 406
-
7 858
-
total
12 866
-
29 686
-
Corporate
66 295
117 000
-
-
income
12 596
22 230
-
-
total
12 596
22 230
-
-
Dividends
53 699
94 770
-
-
withholding
8 055
14 215
-
-
total
8 055
14 215
-
-
Income
117 000
117 000
117 000
117 000
Total tax
45 626
36 445
57 626
56 516
After tax
71 374
80 555
59 374
60 484
Living cost
25 731
25 731
25 731
25 731
Free-cash
45 643
54 824
33 643
34 753

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽27498
-₽80475
-₽80475
-₽80475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
national
-
-
-
12 664
pensions
-
-
-
786
municipal
-
-
-
23 105
labour market
-
-
-
9 297
total
-
-
-
45 852
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
117 000
117 000
117 000
117 000
Total tax
153 825
153 825
153 825
45 852
After tax
-36 825
-36 825
-36 825
71 148
Living cost
43 650
43 650
43 650
43 650
Free-cash
-80 475
-80 475
-80 475
27 498

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽40888
₽66161
₽45611
₽71776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
health
-
-
-
15 211
pensions
-
-
-
23 400
income
-
-
-
15 677
total
-
-
-
54 288
Employee
25 632
-
87 443
-
unemployment
410
-
1 399
-
income
2 886
-
16 859
-
pensions
513
-
1 749
-
total
3 809
-
20 007
-
Employer
25 632
-
87 443
-
pensions
5 127
-
17 490
-
health
3 332
-
11 368
-
unemployment
206
-
700
-
total
8 665
-
29 558
-
Corporate
82 704
117 000
-
-
income
16 541
23 400
-
-
total
16 541
23 400
-
-
Dividends
66 162
93 600
-
-
total
-
-
-
-
Income
117 000
117 000
117 000
117 000
Total tax
29 015
23 400
49 565
54 288
After tax
87 985
93 600
67 435
62 712
Living cost
21 824
21 824
21 824
21 824
Free-cash
66 161
71 776
45 611
40 888

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽45407
₽41495
₽29366
₽41069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
117 000
national
-
-
-
14 674
health
-
-
-
1 425
municipal
-
-
-
20 804
total
-
-
-
36 903
Employee
47 538
-
98 427
-
unemployment
713
-
1 476
-
municipal
7 786
-
16 051
-
national
785
-
9 062
-
pensions
3 208
-
6 644
-
health
355
-
1 139
-
total
12 847
-
34 372
-
Employer
47 538
-
98 427
-
pensions
8 247
-
17 076
-
health
365
-
758
-
accident
48
-
98
-
unemployment
309
-
640
-
total
8 969
-
18 572
-
Corporate
60 493
117 000
-
-
income
12 099
23 400
-
-
total
12 099
23 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

36 296
70 200
-
-
municipal
6 533
12 635
-
-
national
367
5 206
-
-
total
6 900
17 841
-
-
Income
117 000
117 000
117 000
117 000
Total tax
40 815
41 241
52 944
36 903
After tax
76 185
75 759
64 056
80 097
Living cost
34 690
34 690
34 690
34 690
Free-cash
41 495
41 069
29 366
45 407

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽38766
₽36136
₽41167
₽31115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
surtax
-
-
-
-
health
-
-
-
3 632
pensions
-
-
-
24 880
social contributions
-
-
-
3 333
income
-
-
-
14 912
other
-
-
-
3 626
total
-
-
-
50 383
Employee
34 519
-
93 002
-
income
1 780
-
15 891
-
surtax
-
-
-
-
social contributions
984
-
2 649
-
pensions
3 904
-
5 444
-
total
6 668
-
23 984
-
Employer
34 519
-
93 002
-
pensions
5 672
-
9 349
-
social contributions
103
-
279
-
other
1 192
-
3 208
-
health
2 416
-
7 395
-
unemployment
1 397
-
3 767
-
total
10 780
-
23 998
-
Corporate
71 701
117 000
-
-
income
20 077
32 760
-
-
surtax
-
-
-
-
total
20 077
32 760
-
-
Dividends
51 624
84 240
-
-
withholding
6 608
10 783
-
-
social contributions
8 880
14 491
-
-
surtax
-
-
-
-
total
15 488
25 274
-
-
Income
117 000
117 000
117 000
117 000
Total tax
53 013
58 034
47 982
50 383
After tax
63 987
58 966
69 018
66 617
Living cost
27 851
27 851
27 851
27 851
Free-cash
36 136
31 115
41 167
38 766

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽35704
₽33392
₽38105
₽28053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
surtax
-
-
-
-
health
-
-
-
3 632
pensions
-
-
-
24 880
social contributions
-
-
-
3 333
income
-
-
-
14 912
other
-
-
-
3 626
total
-
-
-
50 383
Employee
38 671
-
93 002
-
income
2 282
-
15 891
-
surtax
-
-
-
-
social contributions
1 103
-
2 649
-
pensions
4 372
-
5 444
-
total
7 757
-
23 984
-
Employer
38 671
-
93 002
-
pensions
6 353
-
9 349
-
social contributions
117
-
279
-
other
1 334
-
3 208
-
health
2 707
-
7 395
-
unemployment
1 565
-
3 767
-
total
12 076
-
23 998
-
Corporate
66 253
117 000
-
-
income
18 551
32 760
-
-
surtax
-
-
-
-
total
18 551
32 760
-
-
Dividends
47 702
84 240
-
-
withholding
6 106
10 783
-
-
social contributions
8 205
14 491
-
-
surtax
-
-
-
-
total
14 311
25 274
-
-
Income
117 000
117 000
117 000
117 000
Total tax
52 695
58 034
47 982
50 383
After tax
64 305
58 966
69 018
66 617
Living cost
30 913
30 913
30 913
30 913
Free-cash
33 392
28 053
38 105
35 704

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽22977
₽21537
₽25378
₽15326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
surtax
-
-
-
-
health
-
-
-
3 632
pensions
-
-
-
24 880
social contributions
-
-
-
3 333
income
-
-
-
14 912
other
-
-
-
3 626
total
-
-
-
50 383
Employee
56 591
-
93 002
-
income
4 938
-
15 891
-
surtax
-
-
-
-
social contributions
1 612
-
2 649
-
pensions
6 401
-
5 444
-
total
12 951
-
23 984
-
Employer
56 591
-
93 002
-
pensions
9 299
-
9 349
-
social contributions
170
-
279
-
other
1 953
-
3 208
-
health
3 961
-
7 395
-
unemployment
2 292
-
3 767
-
total
17 675
-
23 998
-
Corporate
42 734
117 000
-
-
income
11 965
32 760
-
-
surtax
-
-
-
-
total
11 965
32 760
-
-
Dividends
30 769
84 240
-
-
withholding
3 939
10 783
-
-
social contributions
5 293
14 491
-
-
surtax
-
-
-
-
total
9 232
25 274
-
-
Income
117 000
117 000
117 000
117 000
Total tax
51 823
58 034
47 982
50 383
After tax
65 177
58 966
69 018
66 617
Living cost
43 640
43 640
43 640
43 640
Free-cash
21 537
15 326
25 378
22 977

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽110001
₽104228
₽87771
₽105321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
117 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 170
total
-
-
-
1 170
Employee
7 285
-
117 000
-
income
1 457
-
23 400
-
total
1 457
-
23 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

109 715
117 000
-
-
total
-
-
-
-
Dividends
109 715
117 000
-
-
withholding
5 486
5 850
-
-
total
5 486
5 850
-
-
Income
117 000
117 000
117 000
117 000
Total tax
6 943
5 850
23 400
1 170
After tax
110 057
111 150
93 600
115 830
Living cost
5 829
5 829
5 829
5 829
Free-cash
104 228
105 321
87 771
110 001

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽106747
₽100364
₽84517
₽102067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
117 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 170
total
-
-
-
1 170
Employee
11 354
-
117 000
-
income
2 271
-
23 400
-
total
2 271
-
23 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

105 646
117 000
-
-
total
-
-
-
-
Dividends
105 646
117 000
-
-
withholding
5 282
5 850
-
-
total
5 282
5 850
-
-
Income
117 000
117 000
117 000
117 000
Total tax
7 553
5 850
23 400
1 170
After tax
109 447
111 150
93 600
115 830
Living cost
9 083
9 083
9 083
9 083
Free-cash
100 364
102 067
84 517
106 747

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽31959
₽37219
₽42720
₽25398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
117 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 732
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 491
trade
-
-
-
10 761
total
-
-
-
50 157
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
117 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
31 491
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 732
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
39 396
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 043
117 000
-
-
trade
10 338
16 790
-
-
income
10 806
17 550
-
-
chamber of commerce
243
309
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

595
965
-
-
total
21 982
35 614
-
-
Dividends
50 061
81 387
-
-
withholding
12 172
20 003
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

669
1 101
-
-
total
12 841
21 104
-
-
Income
117 000
117 000
117 000
117 000
Total tax
44 897
56 718
39 396
50 157
After tax
72 103
60 282
77 604
66 843
Living cost
34 884
34 884
34 884
34 884
Free-cash
37 219
25 398
42 720
31 959

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽38425
₽41706
₽50236
₽31711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
117 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 732
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 491
trade
-
-
-
11 811
total
-
-
-
51 207
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
117 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
31 491
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 732
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
39 396
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
82 441
117 000
-
-
trade
12 985
18 427
-
-
income
12 366
17 550
-
-
chamber of commerce
255
305
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

681
965
-
-
total
26 287
37 247
-
-
Dividends
56 154
79 753
-
-
withholding
13 695
19 595
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

753
1 079
-
-
total
14 448
20 674
-
-
Income
117 000
117 000
117 000
117 000
Total tax
47 926
57 921
39 396
51 207
After tax
69 074
59 079
77 604
65 793
Living cost
27 368
27 368
27 368
27 368
Free-cash
41 706
31 711
50 236
38 425

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽29774
₽35679
₽42109
₽22982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
117 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 732
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 491
trade
-
-
-
12 335
total
-
-
-
51 731
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
117 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
31 491
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 732
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
39 396
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 179
117 000
-
-
trade
11 709
19 247
-
-
income
10 677
17 550
-
-
chamber of commerce
238
303
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

586
965
-
-
total
23 210
38 065
-
-
Dividends
47 968
78 935
-
-
withholding
11 649
19 391
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

641
1 067
-
-
total
12 290
20 458
-
-
Income
117 000
117 000
117 000
117 000
Total tax
45 826
58 523
39 396
51 731
After tax
71 174
58 477
77 604
65 269
Living cost
35 495
35 495
35 495
35 495
Free-cash
35 679
22 982
42 109
29 774

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽23350
₽31135
₽36212
₽16484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
117 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 732
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 491
trade
-
-
-
12 862
total
-
-
-
52 258
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
117 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
31 491
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 732
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
39 396
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 698
117 000
-
-
trade
10 753
20 065
-
-
income
9 405
17 550
-
-
chamber of commerce
225
302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

518
965
-
-
total
20 901
38 882
-
-
Dividends
41 798
78 118
-
-
withholding
10 106
19 187
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

556
1 055
-
-
total
10 662
20 242
-
-
Income
117 000
117 000
117 000
117 000
Total tax
44 473
59 124
39 396
52 258
After tax
72 527
57 876
77 604
64 742
Living cost
41 392
41 392
41 392
41 392
Free-cash
31 135
16 484
36 212
23 350

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽35679
₽50423
₽33746
₽53298
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
surtax
-
-
-
3 512
unemployment
-
-
-
206
health
-
-
-
8 308
pensions
-
-
-
23 400
income
-
-
-
25 600
other
-
-
-
-
total
-
-
-
61 026
Employee
30 428
-
96 654
-
unemployment
2 118
-
6 727
-
other
-
-
-
-
income
5 101
-
23 769
-
surtax
108
-
3 206
-
pensions
2 030
-
6 447
-
health
777
-
2 464
-
total
10 134
-
42 613
-
Employer
30 428
-
96 654
-
pensions
4 057
-
12 884
-
other
-
-
-
-
health
1 384
-
4 398
-
unemployment
965
-
3 064
-
total
6 406
-
20 346
-
Corporate
80 166
117 000
-
-
income
20 843
30 420
-
-
total
20 843
30 420
-
-
Dividends
59 322
86 580
-
-
withholding
8 899
12 987
-
-
total
8 899
12 987
-
-
Income
117 000
117 000
117 000
117 000
Total tax
46 282
43 407
62 959
61 026
After tax
70 718
73 593
54 041
55 974
Living cost
20 295
20 295
20 295
20 295
Free-cash
50 423
53 298
33 746
35 679

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽36036
₽50841
₽34103
₽53655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
surtax
-
-
-
3 512
unemployment
-
-
-
206
health
-
-
-
8 308
pensions
-
-
-
23 400
income
-
-
-
25 600
other
-
-
-
-
total
-
-
-
61 026
Employee
29 880
-
96 654
-
unemployment
2 080
-
6 727
-
other
-
-
-
-
income
5 009
-
23 769
-
surtax
98
-
3 206
-
pensions
1 992
-
6 447
-
health
763
-
2 464
-
total
9 942
-
42 613
-
Employer
29 880
-
96 654
-
pensions
3 983
-
12 884
-
other
-
-
-
-
health
1 360
-
4 398
-
unemployment
946
-
3 064
-
total
6 289
-
20 346
-
Corporate
80 831
117 000
-
-
income
21 017
30 420
-
-
total
21 017
30 420
-
-
Dividends
59 814
86 580
-
-
withholding
8 973
12 987
-
-
total
8 973
12 987
-
-
Income
117 000
117 000
117 000
117 000
Total tax
46 221
43 407
62 959
61 026
After tax
70 779
73 593
54 041
55 974
Living cost
19 938
19 938
19 938
19 938
Free-cash
50 841
53 655
34 103
36 036

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽62968
₽48141
₽49741
₽47762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
unemployment
-
-
-
1 755
health
-
-
-
8 190
pensions
-
-
-
11 700
income
-
-
-
14 303
total
-
-
-
35 948
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
97 908
-
unemployment
392
156
1 469
-
income
3 191
1 270
11 969
-
pensions
2 610
1 039
9 791
-
health
1 827
727
6 854
-
total
8 020
3 192
30 083
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
97 908
-
pensions
5 090
2 026
19 092
-
total
5 090
2 026
19 092
-
Corporate
85 805
104 585
-
-
income
7 722
9 413
-
-
total
7 722
9 413
-
-
Dividends
78 083
95 172
-
-
withholding
14 836
18 083
-
-
social contributions
15 107
18 440
-
-
total
29 943
36 523
-
-
Income
117 000
117 000
117 000
117 000
Total tax
50 775
51 154
49 175
35 948
After tax
66 225
65 846
67 825
81 052
Living cost
18 084
18 084
18 084
18 084
Free-cash
48 141
47 762
49 741
62 968

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽26056
₽28694
₽26974
₽29418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
national
-
-
-
19 483
pensions
-
-
-
14 040
social contributions
-
-
-
1 258
municipal
-
-
-
12 573
total
-
-
-
47 354
Employee
67 573
-
101 145
-
municipal
8 346
-
13 026
-
national
12 933
-
20 185
-
pensions
2 703
-
4 046
-
total
23 982
-
37 257
-
Employer
67 573
-
101 145
-
pensions
5 406
-
8 092
-
social contributions
726
-
1 087
-
total
6 132
-
9 179
-
Corporate
38 836
117 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 767
23 400
-
-
total
7 767
23 400
-
-
Dividends
31 068
93 600
-
-
withholding
6 835
20 592
-
-
total
6 835
20 592
-
-
Income
117 000
117 000
117 000
117 000
Total tax
44 716
43 992
46 436
47 354
After tax
72 284
73 008
70 564
69 646
Living cost
43 590
43 590
43 590
43 590
Free-cash
28 694
29 418
26 974
26 056

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽22698
₽32424
₽22698
₽30431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
social contributions
-
-
-
10 967
income
-
-
-
31 865
total
-
-
-
42 832
Employee
70 678
-
117 000
-
social contributions
5 872
-
10 967
-
income
13 337
-
31 865
-
total
19 209
-
42 832
-
Employer
70 678
-
117 000
-
total
-
-
-
-
Corporate
46 322
117 000
-
-
income
5 790
14 624
-
-
total
5 790
14 624
-
-
Dividends
40 532
102 376
-
-
withholding
8 107
20 475
-
-
total
8 107
20 475
-
-
Income
117 000
117 000
117 000
117 000
Total tax
33 106
35 099
42 832
42 832
After tax
83 894
81 901
74 168
74 168
Living cost
51 470
51 470
51 470
51 470
Free-cash
32 424
30 431
22 698
22 698

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽20036
₽19579
₽14465
₽24297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
national
-
-
-
26 714
regional
-
-
-
1 337
social contributions
-
-
-
30 092
municipal
-
-
-
694
total
-
-
-
58 837
Employee
80 302
-
117 000
-
municipal
425
-
621
-
national
13 914
-
23 158
-
social contributions
27 078
-
39 453
-
regional
758
-
1 176
-
total
42 175
-
64 408
-
Employer
80 302
-
117 000
-
total
-
-
-
-
Corporate
36 698
117 000
-
-
nationa
8 808
28 079
-
-
municipal
1 432
4 563
-
-
total
10 240
32 642
-
-
Dividends
26 458
84 358
-
-
withholding
6 879
21 934
-
-
total
6 879
21 934
-
-
Income
117 000
117 000
117 000
117 000
Total tax
59 294
54 576
64 408
58 837
After tax
57 706
62 424
52 592
58 163
Living cost
38 127
38 127
38 127
38 127
Free-cash
19 579
24 297
14 465
20 036

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽33395
₽35150
₽27853
₽37159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
117 000
national
-
-
-
26 714
regional
-
-
-
1 765
social contributions
-
-
-
30 092
municipal
-
-
-
694
total
-
-
-
59 265
Employee
50 121
-
117 000
-
municipal
266
-
621
-
national
7 941
-
23 158
-
social contributions
16 901
-
39 453
-
regional
675
-
1 575
-
total
25 783
-
64 807
-
Employer
50 121
-
117 000
-
total
-
-
-
-
Corporate
66 879
117 000
-
-
nationa